CN101419699B - A kind of cash deposit data of bank dynamic monitoring and controlling method and device - Google Patents

A kind of cash deposit data of bank dynamic monitoring and controlling method and device Download PDF

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Publication number
CN101419699B
CN101419699B CN200810238892.3A CN200810238892A CN101419699B CN 101419699 B CN101419699 B CN 101419699B CN 200810238892 A CN200810238892 A CN 200810238892A CN 101419699 B CN101419699 B CN 101419699B
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Prior art keywords
guaranty money
cash deposit
data
update request
new data
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CN101419699A (en
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李旭风
韦东俊
刘圣杰
吴小夏
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Abstract

The invention relates to a kind of cash deposit data of bank dynamic monitoring and controlling method and device, described method comprises the guaranty money's update request including guaranty money's more new data receiving multiple user terminal and send; Judge whether the quantity of guaranty money's update request in the unit interval exceedes default access door limit value, if, then by the guaranty money of guaranty money's update request each in the described time cycle more new data store, according to store guaranty money more new data described cash deposit data is upgraded; If not, then according to the guaranty money of guaranty money's update request each in the described time cycle more new data real-time update is carried out to described cash deposit data.Present invention employs and more new data is first merged the method upgraded again, avoid account access pressure excessive time, the problem of ineffective systems, ensures account real-time update when account pressure is little simultaneously.

Description

A kind of cash deposit data of bank dynamic monitoring and controlling method and device
Technical field
The invention relates to bank data management system technical field, especially about the account data management system technical field of bank, specifically about a kind of cash deposit data of bank dynamic monitoring and controlling method and device.
Background technology
Existing bank data management system is when managing cash deposit data, the mode of usual employing real-time update cash deposit data, as shown in Figure 1, existing bank data management system 100 comprises system host 101 and multiple terminal 103, system host 101 is for storing cash deposit data, terminal 103 is connected with system host 101 by network, client can initiate cash deposit data update request by terminal 103, and system host 101 receiving terminal 103 sends cash deposit data update request and upgrades cash deposit data.
Along with the expansion of banking, the cash deposit data of part account needs to be infrequently updated, and this just significantly increases the visit capacity of terminal 103 pairs of system hosts 101, reduces the treatment effeciency of system host 101.
Prior art is in order to reduce the visit capacity of system host 101, the problems such as the treatment effeciency avoiding system host 101 to cause because visit capacity is increased sharply is low, network delay increase, take a mode account being divided into multiple sub-account, disperse the access pressure of single account.As shown in Figure 2, bank data management system 200 comprises multiple system host 201 and multiple terminal 203, each system host 201 is respectively used to store different sub-account cash deposit datas, terminal 203 is connected with system host 201 by network, client initiates cash deposit data update request by terminal 203, and system host 201 receiving terminal 203 sends cash deposit data update request and upgrades sub-account cash deposit data.Multiple system host 201 is adopted to store different sub-account cash deposit datas respectively, effectively can disperse the visit capacity to triangular web main frame, reduce access pressure, improve the treatment effeciency of system host, but this method also can increase the management difficulty of account, adds cost of device simultaneously.
Summary of the invention
For overcoming problems of the prior art, the invention provides a kind of cash deposit data of bank dynamic monitoring and controlling method and device.
The embodiment of the present invention provides a kind of cash deposit data of bank dynamic monitoring and controlling method, and described method comprises: the guaranty money's update request including guaranty money's more new data receiving that multiple user terminal sends; Judge whether the quantity of guaranty money's update request in the unit interval exceedes default access door limit value, if, then by the guaranty money of guaranty money's update request each in the described time cycle more new data store, according to store guaranty money more new data described cash deposit data is upgraded; If not, then according to the guaranty money of guaranty money's update request each in the described time cycle more new data real-time update is carried out to described cash deposit data.
The embodiment of the present invention also provides a kind of cash deposit data of bank dynamic monitoring and controlling method, and described method comprises: the guaranty money's update request including guaranty money's more new data receiving that multiple user terminal sends; Judge whether the response time responding guaranty money's update request exceedes default access door limit value, if, the guaranty money of the guaranty money's update request then transfinited the response time more new data stores, according to the guaranty money stored more new data described cash deposit data is upgraded; If not, then according to the guaranty money of described guaranty money's update request more new data real-time update is carried out to described cash deposit data.
The embodiment of the present invention also provides a kind of cash deposit data of bank dynamic monitoring device, and described device comprises: update request receiving element, for the guaranty money's update request including guaranty money's more new data receiving that multiple user terminal sends; Access number judging unit, for judging whether the quantity of guaranty money's update request in the unit interval exceedes default access door limit value; Data storage cell, when the quantity for guaranty money's update request within the unit interval exceedes default access door limit value, by the guaranty money of guaranty money's update request each in the described time cycle more new data store; Data updating unit, for according to store guaranty money more new data described cash deposit data is upgraded.
The embodiment of the present invention also provides a kind of cash deposit data of bank dynamic monitoring device, and described device comprises: update request receiving element, for the guaranty money's update request including guaranty money's more new data receiving that multiple user terminal sends; Response time judging unit, for judging whether the response time responding guaranty money's update request exceedes default access door limit value; Data storage cell, during for exceeding default access door limit value in the response time responding guaranty money update request, the guaranty money of the guaranty money's update request transfinited the response time more new data stores; Data updating unit, for according to store guaranty money more new data described cash deposit data is upgraded.
The present invention have employed when account access pressure is excessive storage method lastest imformation first being merged, upgrade, avoid account access pressure excessive time, the problem of ineffective systems, simultaneously ensures account real-time update when account pressure is little.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide a further understanding of the present invention, forms a application's part, does not form limitation of the invention.In the accompanying drawings:
Fig. 1 is the system construction drawing of prior art bank data management system 100;
Fig. 2 is the system construction drawing of prior art bank data management system 200;
Fig. 3 is the module map of the cash deposit data of bank renewal system 300 that one embodiment of the invention provides;
Figure 4 shows that the module map of one embodiment of the invention pressure judging unit;
Fig. 5 is the module map of the system host that one embodiment of the invention provides;
Fig. 6 is the cash deposit data of bank update method process flow diagram that one embodiment of the invention provides;
Fig. 7 is the system construction drawing of the financing account access Pressure identification device that one embodiment of the invention provides;
Fig. 8 is the structural drawing of data storage device in Fig. 7;
The parameter information figure that Fig. 9 preserves for the parameter information storage unit that one embodiment of the invention provides;
The margin account hum pattern that Figure 10 preserves for the accounts information storage unit that one embodiment of the invention provides;
The transaction details hum pattern that Figure 11 preserves for the Transaction Information storage unit that one embodiment of the invention provides;
Figure 12 is the structural drawing of data processing equipment in Fig. 7;
Figure 13 is stock trader's margin account update method process flow diagram that one embodiment of the invention provides;
The day terminal hour Transaction Information method for cleaning process flow diagram that Figure 14 provides for one embodiment of the invention.
Embodiment
For making the object, technical solutions and advantages of the present invention clearly understand, below in conjunction with embodiment and accompanying drawing, the present invention is described in further details.At this, exemplary embodiment of the present invention and illustrating for explaining the present invention, but not as a limitation of the invention.
The embodiment of the present invention provides a kind of cash deposit data of bank dynamic monitoring and controlling method and device, and below in conjunction with accompanying drawing, the present invention is described in detail.
Fig. 3 is the module map of the cash deposit data of bank renewal system 300 that one embodiment of the invention provides, and as shown in Figure 3, cash deposit data of bank upgrades system 300 and comprises multiple terminal 301 and system host 303, and wherein system host 303 comprises:
Lastest imformation receiving element 305, for the cash deposit data update request including guaranty money's more new data that receiving terminal 301 sends;
Pressure judging unit 307, judges whether account in system host 303 exist access pressure after receiving the cash deposit data update request of terminal 301 transmission at lastest imformation receiving element 305;
Lastest imformation storage unit 309, for exist account access pressure time by the guaranty money received more new data be kept in lastest imformation storage unit 309;
Many the cash deposit data lastest imformations of preserving in the unit interval are merged into statistical information by lastest imformation merge cells 311;
Cash deposit data updating block 313, for upgrading cash deposit data according to the statistical information merged.
Figure 4 shows that the module map of one embodiment of the invention pressure judging unit 307, as shown in Figure 4, pressure judging unit 307 comprises:
Response time judge module 401, for judging that whether terminal 301 accesses the response time of account more than a predetermined time period, predetermined time period can set according to actual conditions, as 0.1 second can be set to, if terminal 301 accessed the response time of account more than 0.1 second, then think that account exists access pressure.
Access number judge module 403, for judging that whether the number of times of terminal access account in the unit interval is more than a predetermined number threshold value, as accessed the number of times of account more than 1000 times when terminal 301 in 1 second, then thinks that account exists access pressure.
Fig. 5 is the module map of the system host 500 that one embodiment of the invention provides, as shown in Figure 5, system host 500 comprises: lastest imformation receiving element 501, system time judging unit 503, pressure judging unit 505, lastest imformation storage unit 507, lastest imformation merge cells 509, cash deposit data updating block 511 and statistical information delete cells 513, wherein:
Lastest imformation receiving element 501, for the cash deposit data lastest imformation that receiving terminal sends;
System time judging unit 503, judges whether system time is in preset time period after lastest imformation receiving element 501 receives the cash deposit data lastest imformation of terminal transmission;
Pressure judging unit 505, if system time judging unit 503 judges that system time is in preset time period, then pressure judging unit 505 judges whether the account in system host 500 exists access pressure;
Lastest imformation storage unit 507, is kept in lastest imformation storage unit 507 by the cash deposit data lastest imformation received during for there is access pressure account;
Many the cash deposit data lastest imformations of preserving in the unit interval are merged into statistical information by lastest imformation merge cells 509;
Cash deposit data updating block 511, for upgrading cash deposit data according to the statistical information merged;
Statistical information delete cells 513, deletes for the statistical information that will merge.
Fig. 6 is the cash deposit data of bank update method process flow diagram that one embodiment of the invention provides, and as shown in Figure 6, cash deposit data update method comprises:
Step S601, the cash deposit data lastest imformation that receiving terminal sends;
Step S603, judges whether account exists access pressure, if, then carry out step S605, the cash deposit data lastest imformation received is preserved, if there is no accesses pressure, then carry out step S611, directly upgrade cash deposit data according to the cash deposit data lastest imformation received;
Many the cash deposit data lastest imformations of preserving in the unit interval are merged into statistical information by step S607;
Step S609, upgrades cash deposit data according to the statistical information merged.
In the present embodiment, step S603 judges whether account exists access pressure and the response time judging terminal access account can be adopted whether more than the mode of a predetermined time period, predetermined time period can set according to actual conditions, as: 0.1 second can be set to, if the response time of terminal access account more than 0.1 second, then thinks that account exists access pressure.
In the present embodiment, step S603 judges whether account exists access pressure and the number of times judging terminal access account in the unit interval can also be adopted whether more than the mode of a predetermined number, as: when the number of times of terminal access account in 1 second is more than 1000 times, then think that account exists access pressure.
The embodiment of the invention also discloses a kind of financing account access Pressure identification device, this device receive come from service handling terminal delivers to system host need the request that stock trader's margin account is upgraded time, made decision by the parameter in the parameter list of check system maintainer set by system situation, judge whether stock trader's margin account deposits access pressure, if parameter returns results reflect that the access for stock trader's margin account under current system situation does not exist pressure, then real-time update stock trader margin account; If parameter returns results reflect that the access for stock trader's margin account under current system situation exists pressure, then make an entry of a transaction current transaction information detail; The many notes records will do not added up in Transaction Information in certain hour section, are divided into debt-credit two kinds of situations to add up to, and then aggregate result are updated in stock trader's margin account, complete the renewal of stock trader's margin account.Thus avoid stock trader's margin account access pressure excessive time, the problem of ineffective systems, simultaneously ensures account real-time update when stock trader's margin account pressure is little.
Fig. 7 is the system construction drawing of the financing account access Pressure identification device that one embodiment of the invention provides, and as shown in Figure 7, financing account access Pressure identification device 700 comprises service handling terminal 701 and system host 702.
Service handling terminal 701 comprises Web bank, telephone bank, cabinet face, the banking channels such as self-aided terminal, client can initiate the transaction-based requirements of transfer of financial resources between customer account and stock trader's margin account by service handling terminal 701, teller can initiate the transaction-based requirements of parameters by service handling terminal 701, and in addition, the transaction monitoring that system produces is reminded also can feed back to teller by service handling terminal 701.Service handling terminal 701 is connected with system host 702 by network.
System host 702 can be mainframe computer, also can be medium and small computing machine, is responsible for the system running process bank transaction.Described system host 702 comprises data storage device 703 and data processing equipment 704.System host 702 is responsible for the service order according to service handling terminal 701, operates accordingly, comprises that card turns a silver-colored business, silver turns card business, system parameter setting etc.Data storage device 703 saves parameter information, stock trader's margin account information, Transaction Information etc., wherein parameter information is used for the working method of control data treating apparatus 704, Transaction Information is the transaction details that client initiates, by the business amount of separated in time statistics transaction details, the renewal can carrying out quasi real time to stock trader's margin account.Data processing equipment 704 is responsible for receiving the transaction request in service handling terminal 701, and after carrying out identifying processing to transaction data, upgrades corresponding data in data storage device 703.
Fig. 8 is the structural drawing of data storage device 703 in Fig. 7, as shown in Figure 8, described data storage device 703 storage running parameter, stock trader's margin account, transaction etc. information, comprises parameter information storage unit 801, accounts information storage unit 802, Transaction Information storage unit 803.
The parameter information that parameter information storage unit 801 storage running needs, Fig. 9 is the parameter information figure that parameter information storage unit 801 is preserved, as shown in Figure 9, parameter information comprises: stock trader's margin account, debit's hotspot designation, credit side's hotspot designation, credit side's focus initial time, credit side's focus end time, debit's focus initial time, debit's focus end time, the time interval (second), last time timing statistics stamp, threshold values etc.Can average transaction response time of providing of frame of reference, and the actual conditions of financing transaction business need, and reasonably arrange parameter, can the mode that upgrades of control data treating apparatus 704 pairs of stock trader's margin accounts, improve running efficiency of system.
Accounts information storage unit 802 stores the information of the margin account that each stock trader opens in bank, Figure 10 is the margin account hum pattern that accounts information storage unit 802 is preserved, as shown in Figure 10, the information of margin account at least comprises: stock trader's account, finance product title, remaining sum etc.
Transaction Information storage unit 803 stores and produces fund according to client trading requirement from stock trader's margin account or proceed to the transaction details information of fund to stock trader's margin account, Figure 11 is the transaction details hum pattern that Transaction Information storage unit 803 is preserved, as shown in figure 11, transaction details information at least comprises: stock trader's margin account, finance product title, amount, debt-credit direction, statistical mark, timestamp etc.
Figure 12 is the structural drawing of data processing equipment 704 in Fig. 7, as shown in figure 12, Master Control Unit 1201, transaction monitoring unit 1202, parameter set unit 1203, Pressure identification unit 1204, Transaction Information cleaning unit 1205, data processing unit 1206 is mainly comprised.
Data processing equipment 704 is responsible for after receiving the request upgrading stock trader's margin account, check the focus mark of stock trader's margin account in parameter information storage unit 801, identify whether stock trader's margin account exists access pressure according to returning results, select in real time or quasi real time mode to upgrade stock trader's margin account again, avoid stock trader's margin account to access pressure excessive and occur the problem of inefficiency; And be responsible for safeguarding according to transaction request the parameter information in data storage cell 703, upgrading.
Master Control Unit 1201 is total processing units of data processing equipment 704, be responsible for according to be received from service handling terminal 701 trading instruction or according to autonomous judgement, call other unit and complete transaction-based requirements.When there is the transaction upgrading stock trader's account, Master Control Unit 1201 calls transaction monitoring unit 1202 and monitors averaging time transaction; When receiving the parameter setting instruction of service handling terminal 701 input, Master Control Unit 1201 call parameters setting unit 1203 completes the setting to operational factor; When receiving the instruction of the renewal stock trader margin account that service handling terminal 701 inputs, Master Control Unit 1201 calls Pressure identification unit 1204, and Pressure identification unit 1204 pairs of stock trader's margin account access pressure judge that rear employing mode calling data processing unit 1206 pairs of stock trader's margin accounts in real time or quasi real time upgrade; Master Control Unit 1201 called the record do not added up in Transaction Information cleaning unit 1205 pairs of Transaction Information storage unit 803 and processed eventually day.
When there is the transaction upgrading stock trader's account in transaction monitoring unit 1202 every day, the transaction response time of transaction in focus time interval is obtained by system monitoring interface, calculate and on average conclude the business the response time, when the average transaction response time exceedes the threshold values in parameter information storage unit 801, response time of on average concluding the business is fed back to service handling terminal 701, teller is reminded.
Parameter set unit 1203 requires to process to the optimum configurations being received from service handling terminal 701, the information such as debt-credit side's hotspot designation, the side's of debt-credit focus that can arrange stock trader's account are flexibly initial, end time, the time interval, the mode upgraded with control data treating apparatus 704 pairs of stock trader's margin accounts.During system initialization and any period of system cloud gray model, can need to arrange parameter according to actual conditions, optimum configurations can come into force in real time.
Pressure identification unit 1204 is responsible for when receiving the transaction request from the renewal stock trader margin account of service handling terminal 701, the parameter information in access parameter memory storage 703, whether there is access pressure judge stock trader's margin account.First judge current transaction whether borrowing, in credit side's focus time interval, if exchange hour is not borrowing, in credit side's focus time, then there is not access pressure in this stock trader's margin account; Otherwise, judge further the account correspondence borrow, whether credit side's hotspot designation be " heat ", be that then pressure is accessed in account existence, otherwise the account do not exist access pressure.Account is existed to the transaction of access pressure, adopt mode calling data processing unit 1206 quasi real time to upgrade stock trader's margin account; Account is not existed to the transaction of access pressure, adopt real-time mode calling data processing unit 1206 to upgrade stock trader's margin account.Thus avoid stock trader's margin account access pressure excessive time, the problem of ineffective systems.
Data processing unit 1206 is cleared up unit 1205 with Pressure identification unit 1204 and Transaction Information and is connected, and upgrades stock trader's margin account according to transaction-based requirements.
According to the judged result of Pressure identification unit 1204, when account does not exist access pressure, data processing unit 1206 adopts real-time mode directly to upgrade stock trader's margin account; When there is access pressure in account, data processing unit 1206 adopts mode quasi real time to upgrade stock trader's margin account, namely, according to predetermined time interval in parameter information storage unit 801, be the record of " statistics " to statistical mark in Transaction Information storage unit 803, according to borrowing, statistics to adding up respectively, and is updated in stock trader's margin account by credit side.
According to the transaction request of Transaction Information cleaning unit 1205, in data processing unit 1206 pairs of Transaction Information storage unit 803, statistical mark is the record of " statistics ", according to borrowing, statistics to adding up respectively, and is updated in stock trader's margin account by credit side.
Transaction Information cleaning unit 1205 is responsible for after day trading terminates, and checks in Transaction Information storage unit 803 whether there is the record do not added up, and these records are the records of the drain process caused due to a variety of causes.Statistics in the record of drain process is designated to the record of " statistics ", after calling data processing unit 1206 is added up record, upgrades stock trader's margin account; Statistics is designated the record of " adding up ", then carry out deletion cleaning.
Figure 13 is stock trader's margin account update method process flow diagram, and as shown in figure 13, stock trader's margin account update method comprises:
Step S1301: service handling terminal 701 accepts client trading request, initiates to system host 702 requirement upgrading stock trader's margin account;
Step S1302: system call Pressure identification unit 1204, read borrowing in parameter information storage unit 801, credit side's focus is initial, the termination time, and judge current transaction whether in debit or credit side's focus time interval, if exchange hour is not in debit or credit side's focus time interval, then there is not pressure in stock trader's margin account, forward step S1304 to, otherwise forward step S1303 to;
Step S1303: judge whether the corresponding debit of stock trader's margin account or credit side's hotspot designation are " heat " further.Hotspot designation is " heat ", then stock trader's margin account exists pressure, forwards step S1305 to, otherwise stock trader's margin account does not exist pressure, forwards step S1304 to.
Step S1304: in real time stock trader's margin account is made to the update process of borrowing or borrowing, the remaining sum of stock trader's margin account is deducted or adds the business generation amount of money, its result is updated in the remaining sum of account.Forward step S1312 to.
Step S1305: when this step is mainly for minimizing stock trader's margin account remaining sum, need to judge whether overdraw.Judgment formula is " borrow in stock trader's margin account remaining sum+Transaction Information in detailed sum-Transaction Information and borrow detailed sum whether to be more than or equal to the number of these needs minimizing ".If be less than, then Fail Transaction, forwards step S1306 to; If be more than or equal to, forward step S1307 to.If increase stock trader's margin account remaining sum, then do not need to judge whether overdraw, directly arrive step S1307.
Step S1306: return Fail Transaction reason.
Step S1307: fund produces from stock trader's margin account, then in Transaction Information storage unit 803, increase by one occur detailed, wherein debt-credit is masked as and borrows; When fund proceeds to stock trader's margin account, in Transaction Information storage unit 803, increase by one occur detailed, wherein debt-credit is masked as loan.
Step S1308: adding up in Transaction Information storage unit 803 state in certain hour interval respectively by borrowing, borrowing mark be the amount of the record of " statistics ", and handle " recording status " field is updated to " adding up ".
Time interval is according to timing statistics stamp and arranging interval time last time: [last time, timing statistics stabbed, timing statistics stamp+interval time last time].
Step S1309: the remaining sum of stock trader's margin account is deducted or adds in step S1308 and indicate by borrowing, borrowing the business generation amount of money added up, its result is updated in the remaining sum of stock trader's margin account.
Step S1310: information such as " timing statistics stamps last time " in undated parameter information memory cell 801.
Step S1311: state in Transaction Information storage unit 803 of deleting is the record of " adding up ".
Step S1312: return Transaction Success prompting.
Figure 14 is day terminal hour Transaction Information method for cleaning process flow diagram, and as shown in figure 14, Transaction Information method for cleaning comprises::
Step S1401: day terminal hour, system initiates Transaction Information clean-up process.
Step S1402: state in Transaction Information storage unit 803 of deleting is the record of " adding up ".
Step S1403: be the record amount of " statistics " by borrowing, borrowing mark state in Transaction Information storage unit 803 of adding up respectively, renewal recording status is " adding up ".This step is the Transaction Information that the system caused due to a variety of causes when supplementing process day trading leaks statistics.
Step S1404: the remaining sum of stock trader's margin account is deducted or adds in step S1403 and indicate by borrowing, borrowing the business generation amount of money added up, its result is updated in the remaining sum of stock trader's margin account.
Step S1405: information such as " timing statistics stamps last time " in undated parameter information memory cell 801.
Step S1406: state in Transaction Information storage unit 803 of deleting is the record of " adding up ".
The present invention have employed when account access pressure is excessive storage method lastest imformation first being merged, upgrade, avoid account access pressure excessive time, the problem of ineffective systems, simultaneously ensures account real-time update when account pressure is little.
Above-described embodiment; object of the present invention, technical scheme and beneficial effect are further described; be understood that; the foregoing is only the specific embodiment of the present invention; the protection domain be not intended to limit the present invention; within the spirit and principles in the present invention all, any amendment made, equivalent replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (12)

1. a cash deposit data of bank dynamic monitoring and controlling method, is characterized in that, described method comprises:
The guaranty money's update request including guaranty money's more new data receiving that multiple user terminal sends;
Judge whether the quantity of guaranty money's update request in the unit interval exceedes default access door limit value, if, then by the guaranty money of guaranty money's update request each in the described time cycle more new data store, by many guaranty money stored in the unit interval more new data merge into statistical information; According to described statistical information, described cash deposit data is upgraded; If not, then according to the guaranty money of guaranty money's update request each in the described time cycle more new data real-time update is carried out to described cash deposit data.
2. cash deposit data of bank dynamic monitoring and controlling method according to claim 1, is characterized in that, described method comprises:
The multiple user terminal of described reception send include the step of guaranty money's more guaranty money's update request of new data after, judge whether system time is in preset time period, if, then proceed the step whether described quantity judging guaranty money's update request in the unit interval exceedes default access door limit value, if not, then according to described guaranty money more new data real-time update is carried out to described cash deposit data.
3. cash deposit data of bank dynamic monitoring and controlling method according to claim 1, is characterized in that, described method comprises:
After the described step upgraded described cash deposit data according to described statistical information, by the guaranty money's more new data deletion stored.
4. a cash deposit data of bank dynamic monitoring and controlling method, is characterized in that, described method comprises:
The guaranty money's update request including guaranty money's more new data receiving that multiple user terminal sends;
Judge whether the response time responding guaranty money's update request exceedes default access door limit value, if, the guaranty money of the guaranty money's update request then transfinited the response time more new data stores, by many guaranty money stored in the unit interval more new data merge into statistical information; According to described statistical information, described cash deposit data is upgraded; If not, then according to the guaranty money of described guaranty money's update request more new data real-time update is carried out to described cash deposit data.
5. cash deposit data of bank dynamic monitoring and controlling method according to claim 4, is characterized in that, described method comprises:
The multiple user terminal of described reception send include the step of guaranty money's more guaranty money's update request of new data after, judge whether system time is in preset time period, if, then proceed the step whether described response time judging to respond guaranty money's update request exceedes default access door limit value, if not, then according to described guaranty money more new data real-time update is carried out to described cash deposit data.
6. cash deposit data of bank dynamic monitoring and controlling method according to claim 4, is characterized in that, described method comprises:
After the described step upgraded described cash deposit data according to described statistical information, by the guaranty money's more new data deletion stored.
7. a cash deposit data of bank dynamic monitoring device, is characterized in that, described device comprises:
Update request receiving element, for the guaranty money's update request including guaranty money's more new data receiving that multiple user terminal sends;
Access number judging unit, for judging whether the quantity of guaranty money's update request in the unit interval exceedes default access door limit value;
Data storage cell, when quantity for guaranty money's update request within the unit interval exceedes default access door limit value, by the guaranty money of guaranty money's update request each in the described time cycle more new data carry out storing and by many guaranty money stored in the unit interval more new data merge into statistical information;
Data updating unit, upgrades described cash deposit data according to described statistical information.
8. cash deposit data of bank dynamic monitoring device according to claim 7, is characterized in that, described device comprises:
System time judging unit, for judging whether system time is in preset time period.
9. cash deposit data of bank dynamic monitoring device according to claim 7, is characterized in that, described device comprises:
Data delete unit, for after the described step upgraded described cash deposit data according to described statistical information, by the guaranty money's more new data deletion stored.
10. a cash deposit data of bank dynamic monitoring device, is characterized in that, described device comprises:
Update request receiving element, for the guaranty money's update request including guaranty money's more new data receiving that multiple user terminal sends;
Response time judging unit, for judging whether the response time responding guaranty money's update request exceedes default access door limit value;
Data storage cell, during for exceeding default access door limit value in the response time responding guaranty money update request, the guaranty money of guaranty money's update request that the response time is transfinited more new data carry out storing and by many guaranty money stored in the unit interval more new data merge into statistical information;
Data updating unit, upgrades described cash deposit data according to described statistical information.
11. cash deposit data of bank dynamic monitoring devices according to claim 10, it is characterized in that, described device comprises:
System time judging unit, for judging whether system time is in preset time period.
12. cash deposit data of bank dynamic monitoring devices according to claim 10, it is characterized in that, described device comprises:
Data delete unit, for after the described step upgraded described cash deposit data according to described statistical information, by the guaranty money's more new data deletion stored.
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