CN101162534A - Finger print bank system - Google Patents
Finger print bank system Download PDFInfo
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- CN101162534A CN101162534A CNA2007101878598A CN200710187859A CN101162534A CN 101162534 A CN101162534 A CN 101162534A CN A2007101878598 A CNA2007101878598 A CN A2007101878598A CN 200710187859 A CN200710187859 A CN 200710187859A CN 101162534 A CN101162534 A CN 101162534A
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Abstract
The invention provides a fingerprint banking system, wherein, a bank can adopt fingerprint recognition, an advanced modern biological recognition technology, to replace the prior financial payment carriers such as card and deposit book; therefore, a bank customer can complete banking operations such as preengagement, deposit and draw money, transfer of account and paying fees just by a finger; thus, the invention realizes process reengineering for banking business. The system comprises an open terminal, an application terminal and a system server, wherein, through the opening terminal, a customer can confirm a fingerprint banking system customer account number and inputs fingerprint information to open related services; the customer can input the fingerprint banking system customer account number and fingerprint into the application terminal for handling banking businesses; the system server which stores the fingerprint banking system customer account number, fingerprint template and related information of the customer provides confirmation service of fingerprint recognition information. The system is sure to bring a brand new reform in banking payment form and business operation flow.
Description
Background technology
Fingerprint is meant the recessed uneven lines that produces of the positive surface skin epirelief of finger tips.The existence of these lines has increased the friction force of skin surface, makes us to pick up weight by enough hands.Although fingerprint is the sub-fraction of human body skin, contain a large amount of information.The lines of these skins has nothing in common with each other on pattern, breakpoint and point of crossing, in information processing they is called " feature ", and as shown in Figure 1, each finger of these features all is different.Rely on the feature uniqueness, just can be mapped a people and his fingerprint,, just can verify its true identity by fingerprint characteristic that compares him and the fingerprint characteristic of preserving in advance.
With respect to other identity recognizing technology, fingerprint recognition is a kind of even more ideal identity validation technology automatically.Reason is as follows:
1. everyone fingerprint is unique, does not have identical fingerprint between two people.
2. everyone fingerprint is quite fixing, is difficult to change.For example, fingerprint can be along with the growth at age of people or healthy degree change and is changed.
3. be convenient to obtain sample fingerprint, be easy to develop recognition system, practical.The sample fingerprint storehouse of at present existing standard has made things convenient for the software development of recognition system; In addition, the hardware components of finishing fingerprint sampling function in the recognition system is also more easily realized.
4. a people's ten refer to that fingerprint is neither identical, therefore can utilize a plurality of fingerprints to constitute multiple password easily, improve the security of system.Simultaneously, do not increase the design burden of system.
5. the template of using in the fingerprint recognition is not initial fingerprint image, but by the key feature that extracts in the fingerprint image, so memory space is less.In addition, behind the fingerprint image extraction key feature to input, can significantly reduce the burden of Network Transmission, be convenient to realize the strange land affirmation, support the network function of computing machine.
Can see that from above analysis automatically fingerprint identification technology not only has the advantage of many original information security angles with respect to other technology, the more important thing is also have very high practicality, feasibility.
The fingerprint identification technology of all producers though can realize 1:1 and 1:N algorithm, is widely used in systems such as medium-sized and small enterprises work attendance or bank cashier management at present, and the fingerprint number of users is generally below ten thousand grades.Realize the fingerprint recognition application system for the client up to a million of bank, mostly powerless.
Because of the fingerprint base enormous amount, therefrom identify one piece of fingerprint, the time of system responses far can not be satisfied the needs (business demand system response time about 1 minute) of practical business; And a large amount of fingerprints, all quite high to the processing speed of service internal memory and machine, also limited the application of fingerprint identification technology in banking industry.
Wherein, the 1:1 algorithm is that 1 piece of fingerprint characteristic and 1 piece of fingerprint template are compared.The 1:N algorithm is 1 piece of fingerprint characteristic and all the fingerprint template storehouse complete or collected works search of comparing.
Finger print bank system of the present invention utilizes advanced modern biological identification technology---fingerprint recognition, replace financial payment carriers such as original card, folding, bank client only need utilize fingerprint just can deposit, withdraw the new model of banking operations such as money and reservation, still belongs to initiative at present at home.
Finger print bank system biggest advantage of the present invention is to make things convenient for the client, and the client can carry conventional payment carriers such as card, folding, can prevent effectively that also card folding from losing and stolen risk.Finger print bank system has removed also that the client loses bank card, folding from and the worry brought, has improved the security and the reliability of banking system greatly.
The finger print bank system business operation is finished on Possum by the client, and bank counter is only done the cash-access business, has shortened the business handling time greatly, has effectively saved bank's human cost, has also reduced the custom queueing stand-by period.
Summary of the invention
Finger print bank system of the present invention is meant that bank utilizes advanced modern biological identification technology---fingerprint recognition, replace financial payment carriers such as original card, folding, bank client only need utilize the finger new model of banking operation such as just can preengage, deposit and withdraw, transfer accounts, pay the fees, and realizes the BPR of banking.Its appearance will bring the brand-new change of form of payment and business operation flow process to bank.
Finger print bank system of the present invention, client's application requirements based on 1,000,000 grades in the present situation of present fingerprint identification technology and bank, creationary fingerprint identification technology is applied to the banking application, can serve 1,000,000 grades customer group, the fingerprint operator scheme is substituted the traditional card of banking industry, folding financial instruments modes of traffic operation.The security and the efficient of banking have been improved greatly.
The invention provides a kind of finger print bank system, it comprises
Open terminal, be used for the client and determine finger print bank system user number and typing finger print information, specify the related service service of opening;
The application terminal is used for the client and handles every banking in terminal by importing described finger print bank system user number and fingerprint;
System server is used to store client's finger print bank system user number, line template and relevant information, and the service of fingerprint recognition validation of information is provided.
Finger print bank system of the present invention, its feature are that also the template of using in the fingerprint recognition is not initial fingerprint image, but by the key feature that extracts in the fingerprint image.
Finger print bank system of the present invention, its feature are that also algorithm for recognizing fingerprint that described system server adopts is with the search of comparing of client's fingerprint template of client's fingerprint template and limited quantity.
Finger print bank system of the present invention, its feature is that also the algorithm for recognizing fingerprint that described system server adopts is on the basis of client's fingerprint characteristic, by described finger print bank system user number, dwindle the scope of fingerprint recognition template base, each finger print bank system user number can corresponding one or more fingerprints, when the user logins, at first import the finger print bank system user number, and then the input fingerprint, thereby make the search of comparing of the fingerprint template of the pairing limited quantity of this finger print bank system user number and client's fingerprint template.
Description of drawings
Fig. 1 is fingerprint image of the present invention and characteristic pattern thereof;
Fig. 2 is a finger print bank system pie graph of the present invention;
Fig. 3 is that finger print bank system of the present invention is handled functional diagram;
Fig. 4 is a fingerprint of the present invention bank applicating flow chart.
Embodiment
Client's quantity at 1,000,000 grades in bank even more than one hundred million grades, in order to solve the algorithm for recognizing fingerprint response performance, improve the processing speed of server, finger print bank system of the present invention, adopt the 1:n algorithm to realize the finger print bank system application, the client's fingerprint template that is about to client's fingerprint template and the limited quantity search of comparing, thus satisfied the needs of finger print bank system service application.More specifically, the finger print bank system 1:n algorithm that the present invention adopts, be on the basis of client's fingerprint characteristic, by the finger print bank system user number, dwindle the scope of fingerprint recognition template base, each finger print bank system user number can corresponding one or more fingerprints, when the user logins, at first import the finger print bank system user number, and then input fingerprint, thereby make the search of comparing of the fingerprint template of the pairing limited quantity of this finger print bank system user number and client's fingerprint template, and then realize making fingerprint server handling property and algorithm for recognizing fingerprint satisfy actual business requirement.
Finger print bank system of the present invention is divided into three ingredients, as shown in Figure 2:
1, finger print bank system is opened terminal: be used for the client and determine finger print bank system user number and typing finger print information, specify the related service service of opening.
2, finger print bank system application terminal: be used for the client and handle every banking by importing described finger print bank system user number and fingerprint, need not to hold bank card or bankbook in terminal.
3, finger print bank system server: be used to store client's finger print bank system user number, line template and relevant information, and the service of fingerprint recognition validation of information is provided.
Handle functional diagram referring to Fig. 3 finger print bank system, open the site at finger print bank system, the client holds I.D. and handles finger print bank system and activate the service, and finger print bank system is gathered client's fingerprint, record client fingerprint binding account information, the client specifies finger print bank system user application number.
Referring to Fig. 4 finger print bank system applicating flow chart, the client uses self-aided terminal at finger print bank system, handling my industry with fingerprint is engaged in, at first the client is by importing the finger print bank system user number and import fingerprint on fingerprint acquisition instrument, thereby the finger print bank system of login bank, just can handle every banking, the user also can select account or bank card or the bankbook with this fingerprint binding behind the login finger print bank system, carry out every banking operation then.
Passed through by special embodiment content description the present invention above, but those skilled in the art also can recognize the multiple possibility of modification and optional embodiment, for example, by making up and/or change the feature of single embodiment.Therefore, be understandable that these modification and optional embodiment will be considered as included among the present invention, only enclosed patent claims of scope of the present invention and coordinator restriction thereof.
Claims (4)
1. a finger print bank system comprises and opens terminal, is used for the client and determines finger print bank system user number and typing finger print information, specifies the related service service of opening;
The application terminal is used for the client and handles every banking in terminal by importing described finger print bank system user number and fingerprint;
System server is used to store client's finger print bank system user number, line template and relevant information, and the service of fingerprint recognition validation of information is provided.
2. finger print bank system as claimed in claim 1 is characterized in that the template of using in the fingerprint recognition is not initial fingerprint image, but by the key feature that extracts in the fingerprint image.
3. finger print bank system as claimed in claim 2 is characterized in that algorithm for recognizing fingerprint that described system server adopts is with the search of comparing of client's fingerprint template of client's fingerprint template and limited quantity.
4. finger print bank system as claimed in claim 3, it is characterized in that the algorithm for recognizing fingerprint that described system server adopts is on the basis of client's fingerprint characteristic, by described finger print bank system user number, dwindle the scope of fingerprint recognition template base, each finger print bank system user number can corresponding one or more fingerprints, when the user logins, at first import the finger print bank system user number, and then the input fingerprint, thereby make the search of comparing of the fingerprint template of the pairing limited quantity of this finger print bank system user number and client's fingerprint template.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007101878598A CN101162534A (en) | 2007-11-15 | 2007-11-15 | Finger print bank system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA2007101878598A CN101162534A (en) | 2007-11-15 | 2007-11-15 | Finger print bank system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101162534A true CN101162534A (en) | 2008-04-16 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2007101878598A Pending CN101162534A (en) | 2007-11-15 | 2007-11-15 | Finger print bank system |
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| CN (1) | CN101162534A (en) |
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102915497A (en) * | 2011-08-04 | 2013-02-06 | 中国银联股份有限公司 | Internet-based safety information interaction device and method |
| CN103116948A (en) * | 2012-04-09 | 2013-05-22 | 蒙志标 | Antitheft safety method for bank card |
| CN103873446A (en) * | 2012-12-17 | 2014-06-18 | 中航物联技术（北京）有限公司 | Method for logging in system |
| CN104702409A (en) * | 2014-12-31 | 2015-06-10 | 北京天诚盛业科技有限公司 | Cloud-platform-based biological recognition system and method for biological recognition system |
| CN105306219A (en) * | 2015-11-18 | 2016-02-03 | 识益生物科技(北京）有限公司 | Method and system for automatic exchange of stamps and coins |
| CN107845191A (en) * | 2017-11-22 | 2018-03-27 | 崔海浪 | A kind of finger-print card service and its ETM machine systems being used cooperatively |
| CN114462720A (en) * | 2022-04-08 | 2022-05-10 | 山东云小兵信息技术有限公司 | Intelligent attendance management method, device, equipment and storage medium |
-
2007
- 2007-11-15 CN CNA2007101878598A patent/CN101162534A/en active Pending
Cited By (9)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102915497A (en) * | 2011-08-04 | 2013-02-06 | 中国银联股份有限公司 | Internet-based safety information interaction device and method |
| CN102915497B (en) * | 2011-08-04 | 2017-04-19 | 中国银联股份有限公司 | Internet-based safety information interaction device and method |
| CN103116948A (en) * | 2012-04-09 | 2013-05-22 | 蒙志标 | Antitheft safety method for bank card |
| CN103873446A (en) * | 2012-12-17 | 2014-06-18 | 中航物联技术（北京）有限公司 | Method for logging in system |
| CN104702409A (en) * | 2014-12-31 | 2015-06-10 | 北京天诚盛业科技有限公司 | Cloud-platform-based biological recognition system and method for biological recognition system |
| CN104702409B (en) * | 2014-12-31 | 2018-04-27 | 北京天诚盛业科技有限公司 | Biological recognition system and its method based on cloud platform |
| CN105306219A (en) * | 2015-11-18 | 2016-02-03 | 识益生物科技(北京）有限公司 | Method and system for automatic exchange of stamps and coins |
| CN107845191A (en) * | 2017-11-22 | 2018-03-27 | 崔海浪 | A kind of finger-print card service and its ETM machine systems being used cooperatively |
| CN114462720A (en) * | 2022-04-08 | 2022-05-10 | 山东云小兵信息技术有限公司 | Intelligent attendance management method, device, equipment and storage medium |
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Open date: 20080416 |