CA2997998C

CA2997998C - Data exchange processing method, apparatus, and system

Info

Publication number: CA2997998C
Application number: CA2997998A
Authority: CA
Inventors: Yi Zhang
Original assignee: 10353744 Canada Ltd
Current assignee: 10353744 Canada Ltd
Priority date: 2015-09-16
Filing date: 2015-09-16
Publication date: 2024-02-06
Anticipated expiration: 2035-09-16
Also published as: WO2017045152A1; CN106133771A; CA2997998A1

Abstract

Provided are a data exchange processing method, apparatus, and system; the data exchange processing method comprises a first party receiving a request used for obtaining at least one first data certficate of said first party (201); responding to said request, and adding to said first data certificate the identification information of the second party (202); sending the first data certificate corresponding to said request (203). By means of the described scheme, transaction means are enriched and data is transmitted in the form of an electronic certificate; also, the security of network data exchange is improved, increasing the utilization of funding.

Description

Title: Data Exchange Processing Method, Apparatus, And System [1] [Technical Field]

[2] The present invention relates to the field of Internet data interaction technology, and in particular, to a data interaction processing method, device, and system.

[3] [Background Technology]

[4] With the development of Internet technology and especially mobile Internet technology, users can connect to the Internet through mobile devices using 2G, 3G, 4G or WiFi to conduct transactions and social activities. Users can conveniently and effectively perform online activities, this is an incomparable experience with offline.

[5] However, when the user performs payment transactions, social networking and other activities on mobile devices via the Internet, each transaction is generally transferred between two parties eventually, even though involvement of multiple parties.
In this way, the transaction method is not applied for multiple parties, and it is also limited for lack of the circulation of transaction information or the commodity for multiple parties. For example, in the case of fund-raising, once investment is made, the funds invested with the fund cannot be circulated even if the time limit set for the fund-raising project has not expired, which not only brings economic losses to the investors, but also gives the investors a lot of economic risk.

[6] [Summary of the Invention]

[7] An object of examples of the present invention is to provide a data interaction processing method, device, and system capable of transmitting data in the form of an electronic certificate during data interaction, thereby enriching data exchange modes. In addition, a data certificate to increase the flow of data records, but also improve the security of data exchange network.

[8] In order to solve the above technical problem, the first technical solution adopted in the examples of the present invention is: providing a data interaction processing method, including: First Participant receives a request for obtaining at least one first data certificate of the First Participant; in response to the request, adds identity information of a Second Participant to the first data certificate; and delivers a first data certificate.

[9] In order to solve the above technical problem, a second technical solution adopted by the present invention is to provide a data interaction processing method, comprising: deliver a request to obtain at least one First data certificate for the First Participant; the first data Date Recue/Date Received 2023-06-19 certificate that receives the identity identification information with the Second Participant.

[10] In order to solve the above technical problem, a third technical solution adopted by the present invention is to provide a data interaction processing method, where the method includes: delivering, by a Second Participant, to a First Participant within a preset period, acquiring at least one of the First Participants; the First Participant adds the identity infolination of the Second Participant to the first data certificate in response to the request;
and the First Participant delivers the first data certificate corresponding to the request to the Second Participant.

[11] In order to solve the above technical problem, a fourth technical solution adopted by the present invention is that: a terminal is provided, where the terminal includes a receiving module, a receiving module, and a delivering module. The receiving module is used to receive requests for at least one first data certificate for the terminal. The response module is used to respond to the request and add the identity information of the Second Participant to the first data certificate; the delivering module is used to deliver the first data certificate corresponding to the request.

[12] In order to solve the above technical problem, a fifth technical solution adopted by the present invention is to provide a data interaction processing system, comprising: a first terminal and a second terminal, wherein the second terminal is used to:
delivering, by the first terminal, a request for obtaining at least one first data certificate of the first terminal;
the first terminal is used to: add the second Participant's identity information to the first data certificate in response to the request; the first terminal is further configured to deliver a first data certificate corresponding to the request to the second terminal.

[13] Different from the existing technology, after receiving a request for acquiring at least one first data certificate delivered by a second participant within a preset time limit, the first participant in this implementation mode adds identity infolination of the first terminal into the first data certificate, and delivers the first data certificate with the identity information of the second participant to respond the request. In this way, not only can it transmit data in the form of first data certificate in the process of data interaction, enrich the way of data interaction, but also increase the security of network data interaction by recording data information during a data flow.

[14] [Brief Description]

[15] Figure 1 is a schematic structural diagram of a data interaction processing system in an example of the present invention;

[16] Figure 2 is a schematic flow chart of a data interaction processing method in example one of the present invention;

Date Recue/Date Received 2021-12-24

[17] Figure 3 is a schematic flow chart of a data interaction processing method in a another example of the present invention;

[18] Figure 4 is a schematic flow chart of a data interaction processing method and example of the present invention;

[19] Figure 5 is a schematic flow chart of an example of a terminal according to the present invention;

[20] Figure 6 is a schematic flow chart of an example of a terminal device according to the present invention.

[21] [Description of the Preferred Examples]

[22] In the following description, in order to illustrate, not to qualify, specific details such as specific system structure, interfaces, and technology are presented to make a thorough understanding of this invention. However, technical personnel in this field should be aware that this invention can be implemented in other implementation ways without these specific details. In other instances, omit the detailed instructions on the well-known devices, circuits, and methods to avoid unnecessary details that prevent the description of the invention.

[23] Please refer to Figure 1 it is a schematic structural diagram of a data interaction processing system in an example of the present invention. The data interaction processing system includes a first terminal 101, a second terminal 102, a first terminal 101 and a second terminal 102 that can communicate with each other. Wherein, the first terminal 101 and the second terminal 102 are at least one device of a smart phone, a tablet PC, or a PC. In other examples, it can also be used for other communication equipment, and do not limited here.

[24] The second terminal 102 is used to send a request to the first terminal 101 to obtain the first data certificate when the first data certificate stored in the first terminal 101 is obtained from the first terminal 101. The first data certificate is an electronic certificate having an identification code and an interactive interface, and records data information, where the interactive interface includes an interface for editing holder information, and the data information includes data value information. Specifically, the first data certificate is used to prove the electronic certificate of the obligation to pay after completing the data foundation interaction.

[25] The first terminal 101 receives and responds to the request and adds the identity information of the second terminal 102 to the first data certificate selected by the second terminal 102. Specifically, the second terminal 102 changes the identity information of the first terminal 101 recorded in the first data certificate to the peripheral identity information of the second terminal 102, or adds the first data 101 to the first data certificate, adds the Date Recue/Date Received 2021-12-24 first data certificate transfer record transferred to the second terminal 102.
The first terminal 101 delivers the first data certificate to the second terminal 102.
In other examples, the first terminal 101 may also authorize the second terminal 102 or a third party to add the identity information of the second terminal 102, which is not limited herein.

[26] Please refer to Figure 2, Figure 2 is a schematic flow chart of third example of a data interaction processing method according to the present invention. The data interaction processing method in this example may be applied to the system shown in Figure 1.
Specifically, the First Participant in this example is executed by the first terminal 101 shown in Figure 1 and includes the following steps. 201: The First Participant receives a request for obtaining at least one first data certificate for the First Participant.

[27] Wherein, the first data certificate records the amount of funds subscribed.

[28] Specifically, in order to obtain the funds to be raised corresponding to the fund-raising project, Third Participant generates or generates multiple first data certificates according to the fund to be raised or through the server and issues the multiple first data certificates through the network. Each first data certificate records the amount of funds subscribed and subscription shares. The amount of funds raised for the financing items and the preset deadline, the amount of funds subscribed recorded in each first data certificate may or may not be equal, and each first data certificate contains a unique identification code. The sum of the amount of subscribed funds recorded in the first data certificate is the same as the amount of funds raised by the fund.

[29] Wherein, the information of fund-raising project includes project attributes, keywords and corresponding image information, which is not limited herein. The first data certificate is an electronic certificate having an identification code and an interactive interface and capable of recording data information. The interactive interface includes an interface for editing the holder infomiation for verifying that the target data basic interaction is completed and the post-payment to the obligation of electronic certificate.
Wherein, the basic interaction includes commodity information, logistics information, insurance information and trading rules and other information. In addition, the basic exchange can also be funds flow information.

[30] The First Participant obtains at least one of the first data certificates. Specifically, the First Participant selects at least one first data certificate from the plurality of first data certificates produced and distributed by the Third Participant, and transfers to the designated account of the Third Participant an amount equal to the amount of funds recorded by the first data certificate funds.

[31] Then, the Third Participant or First Participant authorized by the Third Participant adds Date Recue/Date Received 2021-12-24 the identity information of the First Participant into the First data certificate. Specifically, since there are multiple first data certificates, and the data values of the first data certificates are not completely the same, the number of First Participants that receive the first data certificate may also be multiple. The first data certificate selected adds information about the identity of the First Participant receiving the first data certificate. In other examples, the Third Participant may also authorize the First Participant or the third party to add the identifier of the First Participant that obtains the first data certificate to the first data certificate.

[32] In another example, the First Participant may also pay through a third data certificate, and the third data certificate records the amount of money equal to the quota of the first data certificate obtained by the First Participant. Specifically, the First Server corresponding to the First Participant blocks funds in the designated account of the First Participant equal to the amount of the second data certificate, generates a third data certificate, and delivers the third data certificate to the Third Server corresponding to the Third Participant. First Server is First Participant's bank Funds-Management server, and Third Server is Third Participant's bank Funds-Management server.

[33] When the Second Participant needs to obtain at least one data certificate owned by the First Participant, the Second Participant delivers a request to the First Participant for at least one data certificate within a preset period of time.

[34] Correspondingly, the First Participant receives the request for obtaining at least one first data certificate of the First Participant.

[35] 202: In response to the request, add an identifier of Second Participant to the first data certificate.

[36] The First Participant receives the request delivered by the Second Participant and adds the identity information of the Second Participant to the first data certificate when it is determined that the request is responded to. Specifically, the identity information of the First Participant recorded in the first data certificate is modified as the identity infonnation of the Second Participant. In another implementation manner, the identity information of the First Participant recorded in the first data certificate is modified as the identity information of the Second Participant.

[37] 203: Deliver a first data certificate corresponding to the request.

[38] In other examples, the First Participant may also deliver the first data certificate to the Second Participant, authorize the Second Participant or a third party to add the identifier of the Second Participant to the first data certificate, and do not limited here.

[39] Upon receipt of the first data certificate, the Second Participant delivers a pre-defined Date Recue/Date Received 2021-12-24 amount of funds to the designated account of First Participant.

[40] In another example, the Second Participant may also pay via the second data certificate.
The amount of money represented by the second data certificate is preset by First Participant and Second Participant. Specifically, the Second Server corresponding to the Second Participant blocks funds in the designated account of the Second Participant equal to the quota recorded in the second data certificate, generates a second data certificate, and delivers the second data certificate to the First Participant corresponding to First Server.
Wherein, Second Server is Second Participant's bank Funds-Management server.

[41] When the First Participant pays the Third Participant with the third data certificate and the Second Participant pays the First Participant with the second data certificate, if the subscription money acquired by the Third Participant is not reached when the preset term expires. The First Server corresponding to the First Participant pays the third data certificate and transfers the third data certificate from the designated account of the First Participant to the designated account of the third participant recorded by the Second Participant; the Second Server corresponds to Second Server to pay for the second data certificate, and to transfer the amount of funds from the specified account of the Second Participant to the specified account of the First Participant to the second data certificate record.

[42] And, the Third Participant adds a preset revenue, such as interest, etc. to the corresponding account according to the identity information recorded in the first data certificate according to the subscription share, which is not limited herein.

[43] When the First Participant pays an amount of funds to the Third Participant by using the third data certificate, and the second participant pays an amount of funds to the First Participant by using the second data certificate, and where if the subscription money acquired by the Third Participant is less than the total funding amount for the online fund-raising project, the First Server corresponding to the First Participant unfreezes the frozen funds in the account of the First Participant based on the second data certificate;
and the Second Server corresponding to the Second Participant unfreeze the frozen funds in the account of Second Participant based on the third data certificate.

[44] In the above manner, when the First Participant pays an amount of funds to the Third Participant by using the second data certificate, and the second participant pays an amount of funds to the First Participant by using the third data certificate, where if the fund-raising project succeeds, the second data certificate and the third data certificate are proceeded to transfer funds at the same time, and where if the financing project fails, the second data certificate and the third data certificate are both proceeded to unfrozen funds at the same Date Recue/Date Received 2021-12-24 time, to effectively ensure the stability of capital flows between First Participant, Second Participant and Third Participant and avoid loss of each party.

[45] Different from the existing technology, after receiving a request for acquiring at least one first data certificate delivered by a second participant within a preset time limit, the first participant in this implementation mode adds identity information of the first terminal into the first data certificate, and delivers the first data certificate with the identity information of the second participant to respond the request. In this way, not only can it transmit data in the form of first data certificate in the process of data interaction, enrich the way of data interaction, but also increase the security of network data interaction by recording data information during a data flow..

[46] Please refer to Figure 3, Figure 3 is a schematic flow chart of another example of a data interaction processing method according to the present invention. The execution body in this example is a Second Participant. The Second Participant is executed by the second terminal 102 shown in Figure 1 and includes the following steps:

[47] 301: Deliver a request for obtaining at least one first data certificate of the First Participant.

[48] Wherein, the first data certificate is an electronic certificate having an identification code and an interactive interface and capable of recording data information. The interactive interface includes an interface for editing the holder information for verifying that the target data basic interaction is completed and the post-payment to the obligation of electronic certificate. Wherein, the basic interaction includes commodity infolmation, logistics information, insurance information and trading rules and other infoimation. In addition, the basic exchange can also be funds flow information.

[49] In order to obtain the fund to be raised corresponding to the fund-raising project, Third Participant generates a plurality of first data certificates according to the fund to be raised or generated by a server and issues the plurality of first data certificates through the network, wherein each of the first data certificate records the amount of funds subscribed, the financing amount of the financing item and the preset deadline, the amounts of funds subscribed recorded by the multiple first data certificates may be equal or not equal, and each first data certificate contains a unique identification code. The sum of the amount of subscribed funds recorded in the first data certificate is the same as the amount of funds raised by the fund.

[50] The First Participant obtains at least one of the first data certificates, and transfers funds equal to the amount of funds recorded by the first data certificate to the designated account of the Third Participant.

[51] Third Participant adds First Participant's identity information to the first data certificate. In Date Recue/Date Received 2021-12-24 other examples, the Third Participant may also authorize the First Participant or the third party to add the identifier of the First Participant that obtains the first data certificate to the first data certificate.

[52] In another example, the First Participant may also pay through a third data certificate, and the third data certificate records the amount of money equal to the quota of the first data certificate obtained by the First Participant. Specifically, the First Server corresponding to the First Participant blocks funds in the designated account of the First Participant equal to the amount of the second data certificate, generates a third data certificate, and delivers the third data certificate to the Third Server corresponding to the Third Participant. First Server is First Participant's bank Funds-Management server, and Third Server is Third Participant's bank Funds-Management server.

[53] When the Second Participant needs to obtain at least one data certificate owned by the First Participant, the Second Participant delivers a request to the First Participant for at least one data certificate within a preset period of time.

[54] 302: The first data certificate that receives the identity identification information with the Second Participant.

[55] The First Participant receives the request delivered by the Second Participant, adds the Second Participant's identity information to the first data certificate in response to the request, and delivers the first data corresponding to the request certificate to the Second Participant. Specifically, the identity information of the First Participant recorded in the first data certificate is modified as the identity information of the Second Participant. In another implementation manner, the identity information of the First Participant recorded in the first data certificate is modified as the identity information of the Second Participant.

[56] Correspondingly, the Second Participant receives the first data certificate that adds the identity identification information for the Second Participant.

[57] Upon receipt of the first data certificate, the Second Participant delivers a pre-defined amount of funds to the designated account of First Participant.

[58] In another example, the Second Participant may also pay via the second data certificate.
The amount of money represented by the second data certificate is preset by First Participant and Second Participant. Specifically, the Second Server corresponding to the Second Participant blocks funds in the designated account of the Second Participant equal to the quota recorded in the second data certificate, generates a second data certificate, and delivers the second data certificate to the First Participant corresponding to First Server.
Wherein, Second Server is Second Participant's bank Funds-Management server.

[59] When the First Participant pays the Third Participant with the third data certificate and the Date Recue/Date Received 2021-12-24 Second Participant pays the First Participant with the second data certificate, if the subscription money acquired by the Third Participant is not reached when the preset term expires. The First Server corresponding to the First Participant pays the third data certificate and transfers the third data certificate from the designated account of the First Participant to the designated account of the third participant recorded by the Second Participant; the Second Server corresponds to Second Server to pay for the second data certificate, and to transfer the amount of funds from the specified account of the Second Participant to the specified account of the First Participant to the second data certificate record.

[60] And, the Third Participant adds a preset revenue, such as interest, etc. to the corresponding account according to the identity information recorded in the first data certificate according to the subscription share, which is not limited herein.

[61] When the First Participant pays an amount of funds to the Third Participant by using the third data certificate, and the second participant pays an amount of funds to the First Participant by using the second data certificate, and where if the subscription money acquired by the Third Participant is less than the total funding amount for the online fund-raising project, the First Server corresponding to the First Participant unfreezes the frozen funds in the account of the First Participant based on the second data certificate;
and the Second Server corresponding to the Second Participant unfreeze the frozen funds in the account of Second Participant based on the third data certificate.

[62] In the above manner, when the First Participant pays an amount of funds to the Third Participant by using the second data certificate, and the second participant pays an amount of funds to the First Participant by using the third data certificate, where if the fund-raising project succeeds, the second data certificate and the third data certificate are proceeded to transfer funds at the same time, and where if the financing project fails, the second data certificate and the third data certificate are both proceeded to unfrozen funds at the same time, to effectively ensure the stability of capital flows between First Participant, Second Participant and Third Participant and avoid loss of each party. [63] Different from the existing technology, after receiving a request for acquiring at least one first data certificate delivered by a second participant within a preset time limit, the first participant in this implementation mode adds identity information of the first terminal into the first data certificate, and delivers the first data certificate with the identity information of the second participant to respond the request. In this way, not only can it transmit data in the form of first data certificate in the process of data interaction, enrich the way of data interaction, but also increase the security of network data interaction by recording data information Date Recue/Date Received 2021-12-24 during a data flow. [64] Different from the existing technology, the Second Participant in this example delivers a request for acquiring at least one first data certificate of the First Participant within a preset period, and adds a Second Participant to the first data certificate by the First Participant of the identity information, receive the first data certificate. In this way, it cannot only transmit data in the form of first data certificate in the process of data interaction, enrich the way of data interaction, but also increase the security of network data interaction by adding data flow records on the first data certificate.
[65] Please refer to Figure 4, Figure 4 is a schematic flow chart of example of a data interaction processing method according to the present invention. The data interaction processing method according to the present example is applied to the system shown in Figure 1 described above. The First Participant in this example is executed by the first terminal 101 shown in Figure 1 and the second Participant is executed by the second terminal 102. The method comprises the following steps:
[66] 401: Second Participant delivers a request to the First Participant to obtain at least one first data certificate of the First Participant within a preset period.
[67] Specifically, in order to obtain the funds to be raised corresponding to the funding item, Third Participant is generated based on the funds to be raised or generated by the server. A
first data certificate, and publish the plurality of first data certificates over a network;
wherein each first data certificate records an amount of funds subscribed, a financing amount of the funding item, and a preset deadline, and a plurality of first data certificates.
The recorded amount of money subscribed may be equal or unequal, and each first data certificate includes a unique identification code. The sum of the amount of subscribed funds recorded in the first data certificate is the same as the amount of funds raised by the fund.
[68] Wherein, the information of fund-raising project includes project attributes, keywords and corresponding image information, which is not limited herein. The first data certificate is an electronic certificate having an identification code and an interactive interface and capable of recording data information. The interactive interface includes an interface for editing the holder information for verifying that the target data basic interaction is completed and the post-payment to the obligation of electronic certificate.
Wherein, the basic interaction includes commodity information, logistics information, insurance information and trading rules and other information. In addition, the basic exchange can also be funds flow information.
[69] The First Participant obtains at least one of the first data certificates. Specifically, the First Participant selects at least one first data certificate from the plurality of first data Date Recue/Date Received 2021-12-24 certificates produced and distributed by the Third Participant, and transfers to the designated account of the Third Participant an amount equal to the amount of funds recorded by the first data certificate funds.
[70] And add First Participant's identity information to the first data certificate. Specifically, since there are multiple first data certificates, and the data values of the first data certificates are not completely the same, the number of First Participants that receive the first data certificate may also be multiple. The first data certificate selected adds information about the identity of the First Participant receiving the first data certificate. In other examples, the Third Participant may also authorize the First Participant or the third party to add the identifier of the First Participant that obtains the first data certificate to the first data certificate.
[71] In another example, the First Participant may also pay through a third data certificate, and the third data certificate records the amount of money equal to the quota of the first data certificate obtained by the First Participant. Specifically, the First Server corresponding to the First Participant blocks funds in the designated account of the First Participant equal to the amount of the second data certificate, generates a third data certificate, and delivers the third data certificate to the Third Server corresponding to the Third Participant. First Server is First Participant's bank Funds-Management server, and Third Server is Third Participant's bank Funds-Management server.
[72] When the Second Participant needs to obtain at least one data certificate owned by the First Participant, the Second Participant delivers a request to the First Participant for at least one data certificate within a preset period of time.
[73] 402: In response to the request, the First Participant adds the identity information of the Second Participant to the first data certificate.
[74] The First Participant receives the request for obtaining at least one first data certificate of the First Participant. And when determining to respond to the request, add the identity information of the Second Participant to the first data certificate.
Specifically, the identity infoimation of the First Participant recorded in the first data certificate is modified as the identity information of the Second Participant. In another implementation manner, the identity information of the First Participant recorded in the first data certificate is modified as the identity information of the Second Participant.
[75] 403: the First Participant delivers a first data certificate corresponding to the request to the Second Participant.
[76] In other examples, the First Participant may also deliver the first data certificate to the Second Participant, authorize the Second Participant or a third party to add the identifier of Date Recue/Date Received 2021-12-24 the Second Participant to the first data certificate, and do not limited here.
[77] Upon receipt of the first data certificate, the Second Participant delivers a pre-defined amount of funds to the designated account of First Participant.
[78] In another example, the Second Participant may also pay via the second data certificate.
The amount of money represented by the second data certificate is preset by First Participant and Second Participant. Specifically, the Second Server corresponding to the Second Participant blocks funds in the designated account of the Second Participant equal to the quota recorded in the second data certificate, generates a second data certificate, and delivers the second data certificate to the First Participant corresponding to First Server.
Wherein, Second Server is Second Participant's bank Funds-Management server.
[79] When the First Participant pays the Third Participant with the third data certificate and the Second Participant pays the First Participant with the second data certificate, if the subscription money acquired by the Third Participant is not reached when the preset term expires. The First Server corresponding to the First Participant pays the third data certificate and transfers the third data certificate from the designated account of the First Participant to the designated account of the third participant recorded by the Second Participant; the Second Server corresponds to Second Server to pay for the second data certificate, and to transfer the amount of funds from the specified account of the Second Participant to the specified account of the First Participant to the second data certificate record.
[80] And, the Third Participant adds a preset revenue, such as interest, etc. to the corresponding account according to the identity information recorded in the first data certificate according to the subscription share, which is not limited herein.
[81] When the First Participant pays an amount of funds to the Third Participant by using the third data certificate, and the second participant pays an amount of funds to the First Participant by using the second data certificate, and where if the subscription money acquired by the Third Participant is less than the total funding amount for the online fund-raising project, the First Server corresponding to the First Participant unfreezes the frozen funds in the account of the First Participant based on the second data certificate;
and the Second Server corresponding to the Second Participant unfreeze the frozen funds in the account of Second Participant based on the third data certificate.
[82] In the above manner, when the First Participant pays an amount of funds to the Third Participant by using the second data certificate, and the second participant pays an amount of funds to the First Participant by using the third data certificate, where if the fund-raising project succeeds, the second data certificate and the third data certificate are proceeded to Date Recue/Date Received 2021-12-24 transfer funds at the same time, and where if the financing project fails, the second data certificate and the third data certificate are both proceeded to unfrozen funds at the same time, to effectively ensure the stability of capital flows between First Participant, Second Participant and Third Participant and avoid loss of each party.
[83] Different from the existing technology, after receiving a request for acquiring at least one first data certificate delivered by a second participant within a preset time limit, the first participant in this implementation mode adds identity information of the first terminal into the first data certificate, and delivers the first data certificate with the identity information of the second participant to respond the request. In this way, not only can it transmit data in the form of first data certificate in the process of data interaction, enrich the way of data interaction, but also increase the security of network data interaction by recording data information during a data flow. [84] Please refer to Figure 5, Figure 5 is a schematic structural diagram of an example of a teiiiiinal according to the present invention, in which the terminal in this example corresponds to the first terminal in Figure 1, and the first terminal in this example corresponds to the second terminal in Figure 1. Which is applied to the example corresponding to FIGS. 2 to 4 and FIGS. 2 to 4. The terminal includes a receiving module 501, a response module 502, and a delivering module 503.
[85] The receiving module 501 is used to receive a request for acquiring at least one first data certificate of the terminal.
[86] Specifically, when the first terminal needs to acquire at least one data certificate owned by the terminal, the first terminal delivers a request for obtaining at least one data certificate to the terminal, where the request includes an identification code of the first data certificate.
Wherein the first data certificate records identity information of a terminal, and the first data certificate further includes a size of a data value represented by the first data certificate and publisher information of the first data certificate.
[87] Correspondingly, the receiving module 501 receives the request.
[88] The response module 502 is used to add, in response to the request, the identity information of the first terminal to the first data certificate.
[89] Specifically, the response module 502 modifies the identity information of the terminal recorded in the first data certificate as the identity information of the first terminal. In another example, the identity information of the terminal recorded in the first data certificate is modified into the identity information of the first [90] The delivering module 503 is used to deliver a first data certificate corresponding to the request.

Date Recue/Date Received 2021-12-24 [91] Different from the existing technology, after the receiving module in this implementation mode receiving a request for acquiring at least one first data certificate delivered by a first terminal within a preset time limit, the responding module adds identity information of the first terminal into the first data certificate, and delivers the first data certificate with the identity information of the first terminal to respond the request. In this way, not only can it transmit data in the form of first data certificate in the process of data interaction, enrich the way of data interaction, but also increase the security of network data interaction by recording data information during a data flow.
[92] Please refer to Figure 6, Figure 6 is a schematic structural diagram of an example of a terminal device according to the present invention. The terminal device in this example corresponds to the first terminal in Figure 1, and the first terminal in this example corresponds to the second terminal in Figure 1 terminal. Which is applied to the example corresponding to FIGS. 2 to 4 and FIGS. 2 to 4. The terminal device includes a receiver 601, a processor 602, and a transmitter 603.
[93] The receiver 601 is used to receive a request for acquiring at least one first data certificate of the terminal.
[94] The processor 602 is used to add, in response to the request, the identity information of the first terminal to the first data certificate;
[95] The transmitter 603 is used to deliver a first data certificate corresponding to the request.
[96] The switch in the present example further includes a memory 604, which may include a read only memory and a random access memory, and provide instructions and data to the processor 602. A portion of memory 604 may also include non-volatile random access memory (NVRAM).
[97] The memory 604 stores the following elements, executable modules or data structures, or a subset of them, or their extensions:
[98] Operation Instructions: Various operation instructions are included for various operations.
[99] Operating System: Includes various system programs for implementing various basic services and handling hardware-based tasks.
[100] In this example of the present invention, the processor 602 performs the foregoing operation by invoking an operation instruction stored in the memory 604 (the operation instruction may be stored in an operating system).
[101] The processor 602 may also be referred to as a CPU (Central Processing Unit). Memory 604 may include read only memory and random access memory, and provide instructions and data to the processor 602. A portion of memory 604 may also include non-volatile random access memory (NVRAM). In a specific application, the components of the Date Recue/Date Received 2021-12-24 controller are coupled together through a bus system 605. The bus system 605 may include a power bus, a control bus, a status signal bus, and so on in addition to a data bus.
However, for the sake of clarity, various buses are labelled bus system 605 in the figure.
[102] The method disclosed in the foregoing example of the present invention may be applied to the processor 602 or be implemented by the processor 602. The processor 602 may be an integrated circuit chip with signal processing capabilities. In the implementation process, the steps of the above method may be implemented by integrated logic circuits of hardware in the processor 602 or software instructions. The processor 602 described above may be a general purpose processor, a digital signal processor (DSP), an application specific integrated circuit (ASIC), a programmable gate array (FPGA) or other programmable logic device, a discrete gate or a transistor logic device, discrete hardware components. The disclosed methods, steps, and logic blocks in the examples of the present invention may be implemented or implemented. The general purpose processor may be a microprocessor or the processor may also be any conventional processor and so on. The steps of the method disclosed in conjunction with the examples of the present invention may be directly implemented as completion of execution by a hardware decoding processor or by combination of hardware and software modules in a decoding processor. The software module may be located in a storage medium well-established in the art, such as a random access memory, a flash memory, a read only memory, a programmable read only memory, an electrically erasable programmable memory, or a register. The storage medium is located in the memory 604. The processor 602 reads the information in the memory 604 and completes the steps of the above method in combination with its hardware.
[103] Different from the existing technology, after the receiver in this implementation mode receiving a request for acquiring at least one first data certificate delivered by a first terminal within a preset time limit, the processor adds identity information of the first terminal into the first data certificate, and delivers the first data certificate with the identity information of the first terminal to respond the request. In this way, it cannot only transmit data in the form of first data certificate in the process of data interaction, enrich the way of data interaction, but also increase the security of network data interaction by recording data information during a data flow [104] The above is only an example of the present invention and is not intended to limit the scope of the invention as a matter of limitation, either by way of equivalent construction or equivalent process transformation using the present specification and the accompanying drawings, directly or indirectly used in other related technical fields, which are included in the scope of the patent protection of the present invention.
Date Recue/Date Received 2021-12-24

Claims

Claims:

1. A data exchange processing system in an online funds-raising project, comprising:
a second terminal configured to deliver a request for obtaining a plurality of first data certificates to a first terminal for contributing an amount of funds on the online funds-raising project within a preset time limit, wherein the plurality of the first data certificates are generated and published by a third terminal to prove payment obligation for an electronic certificate after completing a data foundation interaction, and a sum of amount of funds of the plurality of the first data certificates is equal to a total funding amount for the online funds-raising project; and the first terminal configured to:
replace identity information of the first terminal with identity information of the second terminal into the first data certificate when responding the request, to record data information during a data flow for improving security of data exchange network;
and deliver an updated first data certificate with the identity information of the second terminal, corresponding to the request, to enable the second terminal to deliver a pre-set amount of funds to a designated account of the third terminal wherein the preset amount of funds is a part of the total funding amount for the online funds-raising project.

2. The system of claim 1, wherein the data exchange processing system further includes the third terminal.

3. The system of claim 2, wherein the third terminal is configured to generate and publish a plurality of first data certificates, according to an amount of funds for the online funds-raising project.

4. The system of any one of claims 1 to 3, wherein the first terminal is further configured to obtain the plurality of first data certificates and add identity information of a first terminal into each first data certificate.

Date Recue/Date Received 2023-06-19

5. The system of claim 1, wherein the data exchange processing system further includes a first server corresponding to the first terminal.

6. The system of claim 5, wherein the first server corresponding to the first terminal is configured to send a third data certificate to a third server corresponding to the third teiminal.

7. The system of claim 6, wherein the third data certificate is an electronic certificate generated by the first server when the first server corresponding to the first terminal has frozen an amount of funds in a designated account of the first terminal.

8. The system of claim 7, wherein the amount of funds in the designated account of the first terminal is equal to an amount of funds recorded in the third data certificate.

9. The system of any one of claims 2 to 8, wherein the third terminal is further configured to add the identity information of the first terminal into the first data certificate corresponding to the third data certificate, when the third terminal receives the third data certificate.

10. The system of any one of claims 1 to 9, wherein the data exchange processing system further includes a second server corresponding to the second terminal.

11. The system of claim 10, wherein the second server corresponding to the second terminal is further configured to send a second data certificate to the first server corresponding to the first terminal.

12. The system of claim 11, wherein the second data certificate is an electronic certificate generated by the second server when the second server corresponding to the second terminal has frozen an amount of funds in a designated account of the second terminal.

13. The system of claim 12, wherein the amount of funds in the designated account of the second terminal is equal to an amount of funds recorded in the second data certificate.

14. The system of any one of claims 10 to 13, wherein the first terminal is further configured to add the identity information of the second terminal into the first data certificate corresponding to the second data certificate, when the first terminal receiving the second data certificate.

Date Recue/Date Received 2023-06-19

15. The system of any one of claims 2 to 14, wherein the data exchange processing system further includes:
where if the third terminal obtains a sum of subscription amount of funds recorded into the plurality of first data certificates is greater than or equal to the amount of funds for the funds-raising project when a preset time limit reached, the first server corresponding to the first terminal is further configured to unfreeze and transfer the amount of funds corresponding to the third data certificate in a designated account of the first terminal to a designated account of the third terminal; and the second server corresponding to the second terminal is further configured to unfreeze and transfer the amount of funds corresponding to the second data certificate in a designated account of the second teiminal to the designated account of the first terminal.

16. The system of any one of claims 2 to 14, wherein the data exchange processing method further includes:
where if the third terminal obtains a sum of subscription amount of funds recorded into the first data certificate is less than the amount of funds for the funds-raising project when the preset time limit reached, the first server corresponding to the first terminal is further configured to unfreeze the amount of funds corresponding to the third data certificate in a designated account of the first terminal; and the second server corresponding to the second terminal is further configured to unfreeze the amount of funds corresponding to the second data certificate in a designated account of the second terminal.

17. The system of any one of claims 2 to 14, wherein the data exchange processing method further includes:

Date Recue/Date Received 2023-06-19 where if the third terminal obtains a sum of subscription amount of funds recorded into the first data certificate is less than the amount of funds for the funds-raising project when the preset time limit reached, the third terminal is configured to add a preset amount of income according to a subscription share to a corresponding account, according to the identity information recorded in the first data certificate.

18. The system of any one of claims 1 to 17, wherein the first data certificate is configured to be the electronic certificate having an identification code and an interactive interface, and recorded data information.

19. The system of claim 18, wherein the interactive interface includes an interface for editing holder information.

20. The system of any one of claims 1 to 19, wherein the first data certificate includes an amount of funds for the online funds-raising project.

21. The system of any one of claims 1 to 20, wherein the first data certificate includes a subscription share for the online funds-raising project.

22. The system of any one of claims 1 to 21, wherein the first data certificate includes a total funding amount for the online funds-raising project.

23. The system of any one of claims 1 to 22, wherein the first data certificate includes the preset time limit for the online funds-raising project.

24. A data exchange processing method in an online funds-raising project, applied in a first terminal, wherein the data exchange processing method includes:
receiving a request for obtaining a plurality of first data certificates for contributing an amount of funds on the online funds-raising project, wherein the plurality of the first data certificates are generated and published by a third terminal to prove payment obligation for an electronic certificate after completing a data foundation interaction, and a sum of amount of funds of the plurality of the first data certificates is equal to a total funding amount for the online funds-raising project;

Date Recue/Date Received 2023-06-19 replacing identity information of the first terminal with identity information of a second terminal into the first data certificate when responding the request, to record data information during a data flow for improving security of data exchange network; and delivering an updated first data certificate with the identity information of the second terminal corresponding to the request, to enable the second terminal to deliver a pre-set amount of funds to a designated account of the third terminal for the online funds-raising project.

25. The method of claim 24, wherein the data exchange processing method further includes replacing the identity information of the first terminal recorded in the first data certificate with the identity information of the second terminal.

26. The method of claim 24, wherein the data exchange processing method further includes adding a record that the first terminal forwards the first data certificate to the second terminal into the first data certificate.

27. The method of claim 24, wherein the data exchange processing method further includes:
obtaining a plurality of the first data certificates when a third terminal generates and publishes the plurality of first data certificates according to an amount of funds for the online funds-raising project; and adding the identity information of the first terminal into each first data certificate.

28. The method of claim 27, wherein the data exchange processing method further includes sending a third data certificate, by a first server corresponding to the first terminal, to a third server corresponding to the third terminal.

29. The method of claim 28, wherein the third data certificate is an electronic certificate generated by the first server when the first server corresponding to the first terminal has frozen an amount of funds in a designated account of the first terminal.
Date Recue/Date Received 2023-06-19

30. The method of claim 29, wherein the amount of funds in the designated account of the first terminal is equal to an amount of funds recorded in the third data certificate.

31. The method of any one of claims 28 to 30, wherein the data exchange processing method further includes adding the identity information of the first terminal, by the third terminal, into the first data certificate corresponding to the third data certificate, when the third terminal receiving the third data certificate.

32. The method of any one of claims 28 to 31, wherein the data exchange processing method further includes sending a second data certificate, by a second server corresponding to the second terminal, to the first server corresponding to the first terminal.

33. The method of claim 32, wherein the second data certificate is an electronic certificate generated by the second server when the second server corresponding to the second terminal has frozen an amount of funds in a designated account of the second terminal.

34. The method of claim 33, wherein the amount of funds in the designated account of the second terminal is equal to an amount of funds recorded in the second data certificate.

35. The method of any one of claims 32 to 34, wherein the data exchange processing method further includes adding the identity information of the second terminal, by the first terminal, into the first data certificate corresponding to the second data certificate , when the first terminal receiving the second data certificate.

36. The method of any one of claims 32 to 35, wherein the data exchange processing method further includes:
where if the third terminal obtains a sum of subscription amount of funds recorded into the plurality of first data certificates is greater than or equal to the amount of funds for the funds-raising project when a preset time limit reached, unfreezing and transfening the amount of funds corresponding to the third data certificate in the designated account of the first terminal to a designated account of the third terminal, by the first server corresponding to the first terminal;
and Date Recue/Date Received 2023-06-19 unfreezing and transferring the amount of funds corresponding to the second data certificate in the designated account of the Second terminal to the designated account of the first terminal, by the second server corresponding to the second terminal.

37. The method of any one of claims 32 to 35, wherein the data exchange processing method further includes:
where if the third terminal obtains a sum of subscription amount of funds recorded into the first data certificate is less than the amount of funds for the funds-raising project when a preset time limit reached, unfreezing the amount of funds corresponding to the third data certificate in a designated account of the first terminal, by the first server corresponding to the first terminal;
and unfieezing the amount of funds corresponding to the second data certificate in the designated account of the Second terminal, by the second server corresponding to the second terminal.

38. The method of any one of claims 32 to 35, wherein the data exchange processing method further includes, where if the third terminal obtains a sum of subscription amount of funds recorded into the first data certificate is less than the amount of funds for the funds-raising project when a preset time limit reached, adding a preset amount of income according to a subscription share to a corresponding account, by the third terminal, according to the identity information recorded in the first data certificate.

39. The method of any one of claims 24 to 38, wherein the first data certificate is configured to be the electronic certificate having an identification code and an interactive interface, and recorded data information.

40. The method of claim 39, wherein the interactive interface includes an interface for editing holder information.

41. The method of any one of claims 24 to 40, wherein the first data certificate includes an amount of funds for the online funds-raising project.

Date Recue/Date Received 2023-06-19

42. The method of any one of claims 24 to 41, wherein the first data certificate includes a subscription share for the online funds-raising project.

43. The method of any one of claims 24 to 42, wherein the first data certificate includes a total funding amount for the online funds-raising project.

44. The method of any one of claims 24 to 43, wherein the first data certificate includes a preset time limit for the online funds-raising project.

45. A data exchange processing method in an online funds-raising project, wherein the data exchange processing method includes:
delivering a request for obtaining a plurality of first data certificates for contributing an amount of funds on the online funds-raising project, wherein the plurality of the first data certificates are generated and published by a third terminal to prove payment obligation for an electronic certificate after completing a data foundation interaction, and a sum of amount of funds of the plurality of the first data certificates is equal to a total funding amount for the online funds-raising project; and receiving an updated first data certificate with identity information of a second terminal corresponding to the request, to deliver a pre-set amount of funds to a designated account of the third teiminal for the online funds-raising project.

46. The method of claim 45, wherein the data exchange processing method further includes:
generating and publishing a plurality of first data certificates, by the third terminal, according to an amount of funds for the online funds-raising project;
obtaining the plurality of first data certificates by the first terminal; and adding identity information of a first terminal into each first data certificate.

Date Recue/Date Received 2023-06-19

47. The method of any one of claims 45 to 46, wherein the first data certificate is configured to be the electronic certificate having an identification code and an interactive interface, and recorded data information.

48. The method of claim 47, wherein the interactive interface includes an interface for editing holder information.

49. The method of any one of claims 45 to 48, wherein the first data certificate includes an amount of funds for the online funds-raising project.

50. The method of any one of claims 45 to 49, wherein the first data certificate includes a subscription share for the online funds-raising project.

51. The method of any one of claims 45 to 50, wherein the first data certificate includes a total funding amount for the online funds-raising project.

52. The method of any one of claims 45 to 51, wherein the first data certificate includes a preset time limit for the online funds-raising project.

53. A data exchange processing method in an online funds-raising project, wherein the data exchange processing method includes:
a second terminal delivers a request for obtaining a plurality of first data certificates to the first terminal within a preset time limit for contributing an amount of funds on the online funds-raising project, wherein the plurality of the first data certificates are generated and published by a third terminal to prove payment obligation for an electronic certificate after completing a data foundation interaction, and a sum of amount of funds of the plurality of the first data certificates is equal to a total funding amount for the online funds-raising project;
the first terminal replacing identity information of the first terminal with identity information of the second terminal into the first data certificate when responding the request, to record data information during a data flow for improving security of data exchange network; and Date Recue/Date Received 2023-06-19 the first terminal delivers an updated first data certificate with the identity information of the second terminal corresponding to the request, to enable the second terminal to deliver a pre-set amount of funds to a designated account of the third terminal for the online funds-raising project.

54. The method of claim 53, wherein the data exchange processing method further includes:
the third terminal generates and publishes a plurality of first data certificates, according to an amount of funds for the online funds-raising project; and the first terminal obtains the plurality of first data certificates and adds identity information of a first terminal into each first data certificate.

55. The method of claim 54, wherein the data exchange processing method further includes that a first server corresponding to the first terminal sends a third data certificate to a third server corresponding to the third terminal.

56. The method of claim 55, wherein the third data certificate is an electronic certificate generated by the first server when the first server corresponding to the first terminal has frozen an amount of funds in a designated account of the first terminal.

57. The method of claim 56, wherein the amount of funds in the designated account of the first terminal is equal to an amount of funds recorded in the third data certificate.

58. The method of any one of claims 55 to 57, wherein the data exchange processing method further includes that the third terminal adds the identity information of the first terminal into the first data certificate corresponding to the third data certificate , when the third terminal receiving the third data certificate.

59. The method of any one of claims 55 to 58, wherein the data exchange processing method further includes a second server corresponding to the second terminal sends a second data certificate to the first server corresponding to the first terminal.
Date Recue/Date Received 2023-06-19

60. The method of claim 59, wherein the second data certificate is an electronic certificate generated by the second server when the second server corresponding to the second terminal has frozen an amount of funds in a designated account of the second terminal.

61. The method of claim 60, wherein the amount of funds in the designated account of the second terminal is equal to an amount of funds recorded in the second data certificate.

62. The method of any one of claims 59 to 61, wherein the data exchange processing method further includes the first terminal adds the identity information of the second terminal into the first data certificate corresponding to the second data certificate , when the first terminal receiving the second data certificate.

63. The method of any one of claims 59 to 62, wherein the data exchange processing method further includes:
where if the third terminal obtains a sum of subscription amount of funds recorded into the first data certificate is greater than or equal to the amount of funds for the funds-raising project when a preset time limit reached, the first server corresponding to the first terminal unfreezes and transfers the amount of funds corresponding to the third data certificate in a designated account of the first terminal to the designated account of the third terminal; and the second server corresponding to the second terminal unfreezes and transfers the amount of funds corresponding to the second data certificate in the designated account of the second terminal to the designated account of the first terminal.

64. The method of any one of claims 59 to 62 wherein the data exchange processing method further includes:
where if the third terminal obtains a sum of subscription amount of funds recorded into the first data certificate is less than the amount of funds for the funds-raising project when the preset time limit reached, the first server corresponding to the first terminal unfreezes the amount of funds corresponding to the third data certificate in a designated account of the first terminal; and Date Recue/Date Received 2023-06-19 the second server corresponding to the second terminal unfreezes the amount of funds corresponding to the second data certificate in the designated account of the second terminal.

65. The method of any one of claims 59 to 62 wherein the data exchange processing method further includes, where if the third terminal obtains a sum of subscription amount of funds recorded into the first data certificate is less than the amount of funds for the funds-raising project when the preset time limit reached, the third terminal adds a preset amount of income according to a subscription share to a corresponding account, according to the identity information recorded in the first data certificate.

66. The method of any one of claims 53 to 65, wherein the first data certificate is configured to be the electronic certificate having an identification code and an interactive interface, and recorded data information.

67. The method of claim 66, wherein the interactive interface includes an interface for editing holder information.

68. The method of any one of claims 53 to 67, wherein the first data certificate includes an amount of funds for the online funds-raising project.

69. The method of any one of claims 53 to 68, wherein the first data certificate includes a subscription share for the online funds-raising project.

70. The method of any one of claims 53 to 69, wherein the first data certificate includes a total funding amount for the online funds-raising project.

71. The method of any one of claims 53 to 70, wherein the first data certificate includes a preset time limit for the online funds-raising project.

72. A computer terminal in an online funds-raising project, the computer terminal comprising:

Date Recue/Date Received 2023-06-19 a receiving module configured to receive a request for obtaining a plurality of first data certificates for contributing an amount of funds on the online funds-raising project, wherein the plurality of the first data certificates are generated and published by a third terminal to prove payment obligation for an electronic certificate after completing a data foundation interaction, and a sum of amount of funds of the plurality of the first data certificates is equal to a total funding amount for the online funds-raising project;
a response module configured to replace identity information of the first terminal with identity information of a second terminal into the first data certificate when responding the request, to record data information during a data flow for improving security of data exchange network; and a delivering module configured to deliver an updated first data certificate with the identity information of the second terminal corresponding to the request, to enable the second terminal to deliver a pre-set amount of funds to a designated account of the third terminal for the online funds-raising project.

73. The computer terminal of claim 72, wherein the first data certificate is configured to be the electronic certificate having an identification code and an interactive interface, and recorded data information.

74. The computer terminal of claim 73, wherein the interactive interface includes an interface for editing holder information.

75. The computer terminal of any one of claims 72 to 74, wherein the first data certificate includes an amount of funds for the online funds-raising project.

76. The computer terminal of any one of claims 72 to 75, wherein the first data certificate includes a subscription share for the online funds-raising project.

77. The computer terminal of any one of claims 72 to 76, wherein the first data certificate includes a total funding amount for the online funds-raising project.

78. The computer terminal of any one of claims 72 to 77, wherein the first data certificate includes a preset time limit for the online funds-raising project.

Date Recue/Date Received 2023-06-19