CA2275931A1 - Carte a puce et son procede d'utilisation - Google Patents

Carte a puce et son procede d'utilisation Download PDF

Info

Publication number
CA2275931A1
CA2275931A1 CA002275931A CA2275931A CA2275931A1 CA 2275931 A1 CA2275931 A1 CA 2275931A1 CA 002275931 A CA002275931 A CA 002275931A CA 2275931 A CA2275931 A CA 2275931A CA 2275931 A1 CA2275931 A1 CA 2275931A1
Authority
CA
Canada
Prior art keywords
vas
data
card
key
terminal
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA002275931A
Other languages
English (en)
Inventor
Holger Engelhardt
Michael Hinz
Stefan Kissinger
Michael Gollner
Anton J. Kuchelmeister
Andreas Schwier
Adelheid Burger
Michael Radnoti
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
BB-DATA GESELLSCHAFT fur INFORMATIONS- und KOMMUNIKATIONSSYSTEME MBH
Deutsche Bank AG
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from DE19718115A external-priority patent/DE19718115A1/de
Application filed by Individual filed Critical Individual
Publication of CA2275931A1 publication Critical patent/CA2275931A1/fr
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
    • G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
    • G06K19/077—Constructional details, e.g. mounting of circuits in the carrier
    • G06K19/07716—Constructional details, e.g. mounting of circuits in the carrier the record carrier comprising means for customization, e.g. being arranged for personalization in batch
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/355—Personalisation of cards for use
    • G06Q20/3552—Downloading or loading of personalisation data
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3576—Multiple memory zones on card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/02—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points taking into account a variable factor such as distance or time, e.g. for passenger transport, parking systems or car rental systems

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Hardware Design (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)
  • Storage Device Security (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)

Abstract

Carte à puce servant à effectuer des transactions pour lesquelles des données de valeur représentant des unités de valeur monétaire ou d'autres titres non-monétaires sont transmises entre le titulaire de la carte et au moins un partenaire de transaction (fournisseur de service), ou sont présentées au fournisseur de service pour vérification des titres. La carte à puce selon l'invention est caractérisée en ce qu'elle comprend une mémoire dans laquelle sont mémorisées les données requises pour effectuer les transactions, et en ce qu'elle présente en outre un dispositif pour le chargement d'une ou plusieurs applications de cartes (applications VAS) sur la carte, permettant d'effectuer des transactions entre le titulaire de la carte et un ou plusieurs fournisseurs de service.
CA002275931A 1996-12-23 1997-12-19 Carte a puce et son procede d'utilisation Abandoned CA2275931A1 (fr)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
DE19654187 1996-12-23
DE19654187.5 1996-12-23
DE19718115.5 1997-04-29
DE19718115A DE19718115A1 (de) 1996-12-23 1997-04-29 Chipkarte und Verfahren zur Verwendung der Chipkarte
PCT/DE1997/003012 WO1998028718A2 (fr) 1996-12-23 1997-12-19 Carte a puce et son procede d'utilisation

Publications (1)

Publication Number Publication Date
CA2275931A1 true CA2275931A1 (fr) 1998-07-02

Family

ID=26032753

Family Applications (1)

Application Number Title Priority Date Filing Date
CA002275931A Abandoned CA2275931A1 (fr) 1996-12-23 1997-12-19 Carte a puce et son procede d'utilisation

Country Status (18)

Country Link
EP (1) EP0968485A2 (fr)
JP (1) JP2000508101A (fr)
AP (1) AP1062A (fr)
AU (1) AU738719B2 (fr)
BG (1) BG63233B1 (fr)
CA (1) CA2275931A1 (fr)
CZ (1) CZ225499A3 (fr)
EA (1) EA001837B1 (fr)
HU (1) HUP0000448A3 (fr)
ID (1) ID23950A (fr)
IL (1) IL130174A0 (fr)
IS (1) IS5060A (fr)
NO (1) NO993102L (fr)
NZ (1) NZ336403A (fr)
PL (1) PL334183A1 (fr)
SK (1) SK86099A3 (fr)
TR (1) TR199901431T2 (fr)
WO (1) WO1998028718A2 (fr)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7117012B1 (en) 1999-06-25 2006-10-03 Giesecke & Devrient Gmbh Method for operating a portable data carrier configured for executing reloadable functional programs
US8814036B2 (en) 2003-06-03 2014-08-26 Giesecke & Devrient Gmbh Chip card with at least one application

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
HRP980597A2 (en) * 1998-11-18 2001-06-30 Lada Sokota Multifunctional bank card
AUPQ268999A0 (en) * 1999-09-07 1999-09-30 Keycorp Limited Application management for multi application devices
FR2882835B1 (fr) * 2005-03-01 2007-09-07 Softway Sa Procede de transfert securise par carte multimedia securisee
EP2199992A1 (fr) * 2008-12-19 2010-06-23 Gemalto SA Activation sécurisée avant transaction de carte intelligente bancaire sans contact
EP2417546B1 (fr) * 2009-04-10 2018-01-03 Koninklijke Philips N.V. Authentification combinée d'un dispositif et d'un utilisateur
RU2624555C2 (ru) * 2015-08-19 2017-07-04 Общество с ограниченной ответственностью "ОВЕРКОМ" Система обработки данных при отпуске товаров и предоставлении услуг

Family Cites Families (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4816653A (en) * 1986-05-16 1989-03-28 American Telephone And Telegraph Company Security file system for a portable data carrier
DE3833241A1 (de) * 1988-09-30 1990-04-05 Deutsche Bundespost Verfahren zur programmierung von chipkarten
JPH02165290A (ja) * 1988-12-19 1990-06-26 Hitachi Maxell Ltd Ｉｃカード及びその動作方法
FR2673476B1 (fr) * 1991-01-18 1996-04-12 Gemplus Card Int Procede securise de chargement de plusieurs applications dans une carte a memoire a microprocesseur.
DE4205567A1 (de) * 1992-02-22 1993-08-26 Philips Patentverwaltung Verfahren zum steuern des zugriffs auf einen speicher sowie anordnung zur durchfuehrung des verfahrens
FR2687816B1 (fr) * 1992-02-24 1994-04-08 Gemplus Card International Procede de personnalisation d'une carte a puce.
US5544246A (en) * 1993-09-17 1996-08-06 At&T Corp. Smartcard adapted for a plurality of service providers and for remote installation of same
JP3176209B2 (ja) * 1994-02-25 2001-06-11 富士通株式会社 カード型記憶媒体およびカード型記憶媒体発行装置
GB9411586D0 (en) * 1994-06-09 1994-08-03 Zeneca Ltd Coating process

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7117012B1 (en) 1999-06-25 2006-10-03 Giesecke & Devrient Gmbh Method for operating a portable data carrier configured for executing reloadable functional programs
US8814036B2 (en) 2003-06-03 2014-08-26 Giesecke & Devrient Gmbh Chip card with at least one application

Also Published As

Publication number Publication date
BG103490A (en) 2000-02-29
EA001837B1 (ru) 2001-08-27
SK86099A3 (en) 2000-01-18
NO993102L (no) 1999-08-23
NZ336403A (en) 2001-09-28
JP2000508101A (ja) 2000-06-27
HUP0000448A3 (en) 2000-08-28
BG63233B1 (bg) 2001-06-29
ID23950A (id) 2000-06-08
IS5060A (is) 1999-05-28
WO1998028718A2 (fr) 1998-07-02
WO1998028718A3 (fr) 1998-10-08
NO993102D0 (no) 1999-06-22
CZ225499A3 (cs) 1999-11-17
HUP0000448A2 (hu) 2000-06-28
EP0968485A2 (fr) 2000-01-05
AP1062A (en) 2002-04-25
AP9901573A0 (en) 1999-06-30
AU5748798A (en) 1998-07-17
EA199900538A1 (ru) 2000-06-26
TR199901431T2 (xx) 1999-10-21
PL334183A1 (en) 2000-02-14
IL130174A0 (en) 2000-06-01
AU738719B2 (en) 2001-09-27

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Legal Events

Date Code Title Description
FZDE Discontinued
FZDE Discontinued

Effective date: 20031219