BR0318547A - sistema em rede para transação de pagamento, processo para criar uma conta de cartão duplo, processo para incorporar cartões duplos e para fazer transações de pagamento - Google Patents

sistema em rede para transação de pagamento, processo para criar uma conta de cartão duplo, processo para incorporar cartões duplos e para fazer transações de pagamento

Info

Publication number
BR0318547A
BR0318547A BRPI0318547-8A BR0318547A BR0318547A BR 0318547 A BR0318547 A BR 0318547A BR 0318547 A BR0318547 A BR 0318547A BR 0318547 A BR0318547 A BR 0318547A
Authority
BR
Brazil
Prior art keywords
card
dual
creating
transaction system
payment
Prior art date
Application number
BRPI0318547-8A
Other languages
English (en)
Inventor
Colette Courtion
Original Assignee
Starbucks Corp D B A Starbucks
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Starbucks Corp D B A Starbucks filed Critical Starbucks Corp D B A Starbucks
Priority claimed from PCT/IB2003/004512 external-priority patent/WO2005048145A1/en
Publication of BR0318547A publication Critical patent/BR0318547A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3572—Multiple accounts on card
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

"SISTEMA EM REDE PARA TRANSAçãO DE PAGAMENTO, PROCESSO PARA CRIAR UMA CONTA DE CARTãO DUPLO, PROCESSO PARA INCORPORAR CARTõES DUPLOS E PARA FAZER TRANSAçõES DE PAGAMENTO". Um cartão duplo (102A) , que facilita o pagamento por mercadorias ou serviços (106A) , de uma conta de crédito ou uma conta de valor armazenado, opera tanto em rede aberta (104A) quanto em rede fechada. O cartão duplo é um cartão de pagamento, que integra a capacidade de proporcionar privilégios de crédito e privilégios de valor armazenado para um proprietário de cartão de um cartão duplo. Os aspectos, benefícios e vantagens de um cartão de valor armazenado são integrados com os aspectos de cartão de crédito do cartão duplo. Os aspectos, benefícios e vantagens de um cartão de crédito são integrados com um cartão de valor armazenado.
BRPI0318547-8A 2003-10-13 2003-10-13 sistema em rede para transação de pagamento, processo para criar uma conta de cartão duplo, processo para incorporar cartões duplos e para fazer transações de pagamento BR0318547A (pt)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/IB2003/004512 WO2005048145A1 (en) 2003-10-13 2003-10-13 Dual card

Publications (1)

Publication Number Publication Date
BR0318547A true BR0318547A (pt) 2006-10-10

Family

ID=34778751

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0318547-8A BR0318547A (pt) 2003-10-13 2003-10-13 sistema em rede para transação de pagamento, processo para criar uma conta de cartão duplo, processo para incorporar cartões duplos e para fazer transações de pagamento

Country Status (8)

Country Link
EP (1) EP1673717A4 (pt)
JP (1) JP2007516484A (pt)
KR (1) KR20090132641A (pt)
CN (1) CN1879120A (pt)
AU (1) AU2003271997C1 (pt)
BR (1) BR0318547A (pt)
CA (1) CA2517103A1 (pt)
MX (1) MXPA06004275A (pt)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2010015605A (ja) * 2009-10-21 2010-01-21 Starbuchs Corp デュアルカード

Family Cites Families (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5223699A (en) * 1990-11-05 1993-06-29 At&T Bell Laboratories Recording and billing system
US5521966A (en) * 1993-12-14 1996-05-28 At&T Corp. Method and system for mediating transactions that use portable smart cards
US5578808A (en) * 1993-12-22 1996-11-26 Datamark Services, Inc. Data card that can be used for transactions involving separate card issuers
US5991748A (en) * 1996-12-06 1999-11-23 American Express Travel Related Services Company, Inc. Methods and apparatus for regenerating a prepaid transaction account
US6000608A (en) * 1997-07-10 1999-12-14 Dorf; Robert E. Multifunction card system
JPH11259577A (ja) * 1998-03-13 1999-09-24 Omron Corp 決済カード処理装置、決済カード及び設定データ入力装置
US6032136A (en) * 1998-11-17 2000-02-29 First Usa Bank, N.A. Customer activated multi-value (CAM) card
US6742704B2 (en) * 2000-01-21 2004-06-01 American Express Travel Related Services Company, Inc. Multiple-service card system
JP4214653B2 (ja) * 2000-02-23 2009-01-28 株式会社日立製作所 カード情報処理方法
AU2001257147A1 (en) * 2000-04-20 2001-11-07 Innovative Payment Systems, Llc Method and system for ubiquitous enablement of electronic currency
JP2002073973A (ja) * 2000-09-01 2002-03-12 Sony Corp 情報処理装置、および情報処理方法、電子マネーサービス提供システム、並びに記録媒体
JP4326165B2 (ja) * 2001-06-11 2009-09-02 ソニー株式会社 Ｉｃカード及び電子マネー入金システム
JP2003151011A (ja) * 2001-11-19 2003-05-23 Omron Corp 媒体処理装置、媒体、設定装置、媒体処理システムおよび媒体処理方法
JP2003233874A (ja) * 2002-02-06 2003-08-22 Fujitsu Ltd 決済システム
US7398248B2 (en) * 2002-02-08 2008-07-08 Catalina Marketing Corporation System and method for using cards for sponsored programs

Also Published As

Publication number Publication date
AU2003271997A8 (en) 2005-06-06
CN1879120A (zh) 2006-12-13
AU2003271997C1 (en) 2010-03-11
MXPA06004275A (es) 2006-06-28
AU2003271997B2 (en) 2009-10-22
EP1673717A1 (en) 2006-06-28
KR20090132641A (ko) 2009-12-30
CA2517103A1 (en) 2005-05-26
EP1673717A4 (en) 2007-04-25
AU2003271997A1 (en) 2004-06-06
JP2007516484A (ja) 2007-06-21

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 8A ANUIDADE(S).

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: REFERENTE AO DESPACHO 8.6 PUBLICADO NA RPI 2144 DE 07/02/2012.

B15K Others concerning applications: alteration of classification

Free format text: PROCEDIMENTO AUTOMATICO DE RECLASSIFICACAO. A CLASSIFICACAO IPC ANTERIOR ERA G06F 17/60.

Ipc: G07F 7/08 (2006.01), G06Q 20/22 (2012.01), G06Q 20

Ipc: G07F 7/08 (2006.01), G06Q 20/22 (2012.01), G06Q 20