AR046535A1 - Metodo para habilitar biometricamente un dispositivo de pago por proximidad y dispositivo de pago por proximidad habilitado biometricamente - Google Patents
Metodo para habilitar biometricamente un dispositivo de pago por proximidad y dispositivo de pago por proximidad habilitado biometricamenteInfo
- Publication number
- AR046535A1 AR046535A1 ARP040103498A ARP040103498A AR046535A1 AR 046535 A1 AR046535 A1 AR 046535A1 AR P040103498 A ARP040103498 A AR P040103498A AR P040103498 A ARP040103498 A AR P040103498A AR 046535 A1 AR046535 A1 AR 046535A1
- Authority
- AR
- Argentina
- Prior art keywords
- payment device
- proximity
- biometrically
- payment
- enabling
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F1/00—Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0873—Details of the card reader
- G07F7/088—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
- G07F7/0886—Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself the card reader being portable for interacting with a POS or ECR in realizing a payment transaction
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Computer Security & Cryptography (AREA)
- General Engineering & Computer Science (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Measurement Of The Respiration, Hearing Ability, Form, And Blood Characteristics Of Living Organisms (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Se proporciona un dispositivo de pago autovalidante para efectuar transacciones de pago por proximidad por medio de un dispositivo de punto de venta. El dispositivo de pago incluye elementos electrónicos para comunicación inalámbrica de información del pagador almacenada o procesada al dispositivo de punto de venta. Un lector biométrico está integrado dentro del dispositivo de pago. Una medición biométrica de un usuario del dispositivo de pago en el lugar de uso es comparada internamente con una medición biométrica de referencia que corresponde al usuario al que el dispositivo de pago está registrado. El dispositivo de pago se autovalida para uso de acuerdo a los resultados de la comparación.
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US50653303P | 2003-09-26 | 2003-09-26 |
Publications (1)
Publication Number | Publication Date |
---|---|
AR046535A1 true AR046535A1 (es) | 2005-12-14 |
Family
ID=34393169
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
ARP040103498A AR046535A1 (es) | 2003-09-26 | 2004-09-27 | Metodo para habilitar biometricamente un dispositivo de pago por proximidad y dispositivo de pago por proximidad habilitado biometricamente |
Country Status (10)
Country | Link |
---|---|
US (1) | US20050137977A1 (es) |
EP (1) | EP1671282A2 (es) |
JP (1) | JP2007524151A (es) |
KR (1) | KR20060089231A (es) |
AR (1) | AR046535A1 (es) |
AU (1) | AU2004275416A1 (es) |
CA (1) | CA2540453A1 (es) |
MX (1) | MXPA06003445A (es) |
TW (1) | TW200515299A (es) |
WO (1) | WO2005031663A2 (es) |
Families Citing this family (60)
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US7953671B2 (en) | 1999-08-31 | 2011-05-31 | American Express Travel Related Services Company, Inc. | Methods and apparatus for conducting electronic transactions |
US7343351B1 (en) | 1999-08-31 | 2008-03-11 | American Express Travel Related Services Company, Inc. | Methods and apparatus for conducting electronic transactions |
US7889052B2 (en) | 2001-07-10 | 2011-02-15 | Xatra Fund Mx, Llc | Authorizing payment subsequent to RF transactions |
US7725427B2 (en) | 2001-05-25 | 2010-05-25 | Fred Bishop | Recurrent billing maintenance with radio frequency payment devices |
US9024719B1 (en) | 2001-07-10 | 2015-05-05 | Xatra Fund Mx, Llc | RF transaction system and method for storing user personal data |
US7705732B2 (en) | 2001-07-10 | 2010-04-27 | Fred Bishop | Authenticating an RF transaction using a transaction counter |
US8001054B1 (en) | 2001-07-10 | 2011-08-16 | American Express Travel Related Services Company, Inc. | System and method for generating an unpredictable number using a seeded algorithm |
US20040236699A1 (en) | 2001-07-10 | 2004-11-25 | American Express Travel Related Services Company, Inc. | Method and system for hand geometry recognition biometrics on a fob |
US7249112B2 (en) | 2002-07-09 | 2007-07-24 | American Express Travel Related Services Company, Inc. | System and method for assigning a funding source for a radio frequency identification device |
US9031880B2 (en) | 2001-07-10 | 2015-05-12 | Iii Holdings 1, Llc | Systems and methods for non-traditional payment using biometric data |
US7360689B2 (en) * | 2001-07-10 | 2008-04-22 | American Express Travel Related Services Company, Inc. | Method and system for proffering multiple biometrics for use with a FOB |
US8279042B2 (en) | 2001-07-10 | 2012-10-02 | Xatra Fund Mx, Llc | Iris scan biometrics on a payment device |
US7303120B2 (en) | 2001-07-10 | 2007-12-04 | American Express Travel Related Services Company, Inc. | System for biometric security using a FOB |
US8548927B2 (en) | 2001-07-10 | 2013-10-01 | Xatra Fund Mx, Llc | Biometric registration for facilitating an RF transaction |
US8294552B2 (en) | 2001-07-10 | 2012-10-23 | Xatra Fund Mx, Llc | Facial scan biometrics on a payment device |
US7735725B1 (en) | 2001-07-10 | 2010-06-15 | Fred Bishop | Processing an RF transaction using a routing number |
US9454752B2 (en) | 2001-07-10 | 2016-09-27 | Chartoleaux Kg Limited Liability Company | Reload protocol at a transaction processing entity |
US7668750B2 (en) | 2001-07-10 | 2010-02-23 | David S Bonalle | Securing RF transactions using a transactions counter |
US7899753B1 (en) | 2002-03-25 | 2011-03-01 | Jpmorgan Chase Bank, N.A | Systems and methods for time variable financial authentication |
US6805287B2 (en) | 2002-09-12 | 2004-10-19 | American Express Travel Related Services Company, Inc. | System and method for converting a stored value card to a credit card |
US9020854B2 (en) | 2004-03-08 | 2015-04-28 | Proxense, Llc | Linked account system using personal digital key (PDK-LAS) |
CN1957357A (zh) * | 2004-04-08 | 2007-05-02 | 运通卡国际股份有限公司 | 交易卡和外壳 |
US7318550B2 (en) | 2004-07-01 | 2008-01-15 | American Express Travel Related Services Company, Inc. | Biometric safeguard method for use with a smartcard |
US7363504B2 (en) * | 2004-07-01 | 2008-04-22 | American Express Travel Related Services Company, Inc. | Method and system for keystroke scan recognition biometrics on a smartcard |
US20070033041A1 (en) * | 2004-07-12 | 2007-02-08 | Norton Jeffrey W | Method of identifying a person based upon voice analysis |
US20070029378A1 (en) * | 2004-11-05 | 2007-02-08 | Begola Jeffrey J | Change card |
US8700729B2 (en) | 2005-01-21 | 2014-04-15 | Robin Dua | Method and apparatus for managing credentials through a wireless network |
DE102005054130A1 (de) * | 2005-11-14 | 2007-05-16 | Bosch Gmbh Robert | Druckmedium und Druckgerät |
US9113464B2 (en) | 2006-01-06 | 2015-08-18 | Proxense, Llc | Dynamic cell size variation via wireless link parameter adjustment |
US11206664B2 (en) | 2006-01-06 | 2021-12-21 | Proxense, Llc | Wireless network synchronization of cells and client devices on a network |
US7904718B2 (en) | 2006-05-05 | 2011-03-08 | Proxense, Llc | Personal digital key differentiation for secure transactions |
WO2007143740A2 (en) * | 2006-06-08 | 2007-12-13 | Mastercard International Incorporated | All-in-one proximity payment device with local authentication |
FR2908205B1 (fr) | 2006-11-03 | 2009-02-27 | Xiring Sa | Dispositif de protection contre la fraude des objets de communication sans contact |
US8924295B2 (en) * | 2007-01-03 | 2014-12-30 | At&T Intellectual Property I, L.P. | User terminal location based credit card authorization servers, systems, methods and computer program products |
US20080172733A1 (en) * | 2007-01-12 | 2008-07-17 | David Coriaty | Identification and verification method and system for use in a secure workstation |
JP2008283586A (ja) * | 2007-05-14 | 2008-11-20 | Canon Inc | 画像処理装置、画像処理装置の制御方法、プログラム、および記憶媒体 |
WO2009062194A1 (en) | 2007-11-09 | 2009-05-14 | Proxense, Llc | Proximity-sensor supporting multiple application services |
US8171528B1 (en) | 2007-12-06 | 2012-05-01 | Proxense, Llc | Hybrid device having a personal digital key and receiver-decoder circuit and methods of use |
WO2009079666A1 (en) | 2007-12-19 | 2009-06-25 | Proxense, Llc | Security system and method for controlling access to computing resources |
US8508336B2 (en) | 2008-02-14 | 2013-08-13 | Proxense, Llc | Proximity-based healthcare management system with automatic access to private information |
WO2009126732A2 (en) | 2008-04-08 | 2009-10-15 | Proxense, Llc | Automated service-based order processing |
ES2346729B1 (es) * | 2008-11-20 | 2011-06-20 | Josep Piera I Queralt | Sistema de identificacion y pago electronico. |
US20100161488A1 (en) | 2008-12-22 | 2010-06-24 | Paul Michael Evans | Methods and systems for biometric verification |
US9418205B2 (en) | 2010-03-15 | 2016-08-16 | Proxense, Llc | Proximity-based system for automatic application or data access and item tracking |
US9322974B1 (en) | 2010-07-15 | 2016-04-26 | Proxense, Llc. | Proximity-based system for object tracking |
US8598981B2 (en) * | 2011-02-18 | 2013-12-03 | Tore Etholm Idsøe | Key fob with protected biometric sensor |
US9265450B1 (en) | 2011-02-21 | 2016-02-23 | Proxense, Llc | Proximity-based system for object tracking and automatic application initialization |
US20160379205A1 (en) * | 2013-03-15 | 2016-12-29 | Apple Inc. | Facilitating transactions with a user account using a wireless device |
US9405898B2 (en) | 2013-05-10 | 2016-08-02 | Proxense, Llc | Secure element as a digital pocket |
CN103778730B (zh) * | 2013-12-31 | 2016-04-06 | 宇龙计算机通信科技(深圳)有限公司 | 提高移动终端近场通信支付安全性的方法、系统及其终端 |
KR102208631B1 (ko) * | 2014-02-19 | 2021-01-28 | 삼성전자 주식회사 | 전자 장치의 보안 정보 입출력 방법 및 이를 사용하는 전자 장치 |
US10410216B2 (en) | 2014-04-29 | 2019-09-10 | Mastercard International Incorporated | Methods and systems for verifying individuals prior to benefits distribution |
US20160012421A1 (en) | 2014-07-11 | 2016-01-14 | Google Inc. | Hands-free transactions using beacon identifiers |
US20160012422A1 (en) | 2014-07-11 | 2016-01-14 | Google Inc. | Hands-free transactions with a transaction confirmation request |
US10817878B2 (en) | 2015-06-09 | 2020-10-27 | Mastercard International Incorporated | Systems and methods for verifying users, in connection with transactions using payment devices |
US10878399B1 (en) * | 2015-07-02 | 2020-12-29 | Jpmorgan Chase Bank, N.A. | System and method for implementing payment with a mobile payment device |
EP3374916B1 (en) | 2016-03-01 | 2023-12-13 | Google LLC | Facial profile modification for hands free transactions |
KR102314098B1 (ko) | 2016-07-31 | 2021-10-18 | 구글 엘엘씨 | 자동 핸즈프리 서비스 요청 |
CN108038694B (zh) * | 2017-12-11 | 2019-03-29 | 飞天诚信科技股份有限公司 | 一种具有指纹验证功能的金融卡及其工作方法 |
US11977611B2 (en) | 2020-10-20 | 2024-05-07 | Mastercard International Incorporated | Digital rights management platform |
Family Cites Families (18)
Publication number | Priority date | Publication date | Assignee | Title |
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SE425704B (sv) * | 1981-03-18 | 1982-10-25 | Loefberg Bo | Databerare |
SE9304087D0 (sv) * | 1993-12-08 | 1993-12-08 | Kalix Eliktronik Ab | Biljett |
US5623552A (en) * | 1994-01-21 | 1997-04-22 | Cardguard International, Inc. | Self-authenticating identification card with fingerprint identification |
US5748737A (en) * | 1994-11-14 | 1998-05-05 | Daggar; Robert N. | Multimedia electronic wallet with generic card |
US5712473A (en) * | 1995-10-20 | 1998-01-27 | Nagashio; Kichinosuke | Prepaid card |
US6208264B1 (en) * | 1997-05-23 | 2001-03-27 | Automated Identification Service, Inc. | Personal verification in a commercial transaction system |
US6360953B1 (en) * | 1998-07-15 | 2002-03-26 | Magnex Corporation | Secure print sensing smart card with on-the-fly-operation |
DE19844360A1 (de) * | 1998-09-28 | 2000-04-13 | Anatoli Stobbe | Zugangskontrollsystem |
DE29821644U1 (de) * | 1998-12-04 | 1999-02-18 | Stocko Metallwarenfab Henkels | Authentifikationssystem für PC-Cards |
TW428755U (en) * | 1999-06-03 | 2001-04-01 | Shen Ming Shiang | Fingerprint identification IC card |
US6213403B1 (en) * | 1999-09-10 | 2001-04-10 | Itt Manufacturing Enterprises, Inc. | IC card with fingerprint sensor |
US6325285B1 (en) * | 1999-11-12 | 2001-12-04 | At&T Corp. | Smart card with integrated fingerprint reader |
FR2803675B1 (fr) * | 2000-01-11 | 2002-03-29 | Sagem | Carte a puce avec capteur d'empreintes digitales |
US6816058B2 (en) * | 2001-04-26 | 2004-11-09 | Mcgregor Christopher M | Bio-metric smart card, bio-metric smart card reader and method of use |
US7155416B2 (en) * | 2002-07-03 | 2006-12-26 | Tri-D Systems, Inc. | Biometric based authentication system with random generated PIN |
USH2120H1 (en) * | 2002-10-10 | 2005-07-05 | The United States Of America As Represented By The Secretary Of The Air Force | Biometric personal identification credential system (PICS) |
US7028893B2 (en) * | 2003-12-17 | 2006-04-18 | Motorola, Inc. | Fingerprint based smartcard |
US7044368B1 (en) * | 2004-02-17 | 2006-05-16 | Gary Barron | Multi-functional data card |
-
2004
- 2004-09-27 MX MXPA06003445A patent/MXPA06003445A/es not_active Application Discontinuation
- 2004-09-27 AR ARP040103498A patent/AR046535A1/es unknown
- 2004-09-27 WO PCT/US2004/031691 patent/WO2005031663A2/en not_active Application Discontinuation
- 2004-09-27 EP EP04785156A patent/EP1671282A2/en not_active Withdrawn
- 2004-09-27 TW TW093129294A patent/TW200515299A/zh unknown
- 2004-09-27 JP JP2006528296A patent/JP2007524151A/ja not_active Withdrawn
- 2004-09-27 KR KR1020067006454A patent/KR20060089231A/ko not_active Application Discontinuation
- 2004-09-27 AU AU2004275416A patent/AU2004275416A1/en not_active Abandoned
- 2004-09-27 US US10/950,796 patent/US20050137977A1/en not_active Abandoned
- 2004-09-27 CA CA002540453A patent/CA2540453A1/en not_active Abandoned
Also Published As
Publication number | Publication date |
---|---|
AU2004275416A1 (en) | 2005-04-07 |
WO2005031663A3 (en) | 2007-08-02 |
EP1671282A2 (en) | 2006-06-21 |
WO2005031663A2 (en) | 2005-04-07 |
TW200515299A (en) | 2005-05-01 |
US20050137977A1 (en) | 2005-06-23 |
CA2540453A1 (en) | 2005-04-07 |
MXPA06003445A (es) | 2006-06-14 |
JP2007524151A (ja) | 2007-08-23 |
KR20060089231A (ko) | 2006-08-08 |
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Legal Events
Date | Code | Title | Description |
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FB | Suspension of granting procedure |