ZA9007106B - Funds transfer system - Google Patents

Funds transfer system

Info

Publication number
ZA9007106B
ZA9007106B ZA907106A ZA9007106A ZA9007106B ZA 9007106 B ZA9007106 B ZA 9007106B ZA 907106 A ZA907106 A ZA 907106A ZA 9007106 A ZA9007106 A ZA 9007106A ZA 9007106 B ZA9007106 B ZA 9007106B
Authority
ZA
South Africa
Prior art keywords
transfer system
funds transfer
funds
system
Prior art date
Application number
ZA907106A
Inventor
Andre Peter Mansvelt
Serge Christian P Belamant
Original Assignee
Net 1 Products Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
Priority to ZA8907607 priority Critical
Application filed by Net 1 Products Pty Ltd filed Critical Net 1 Products Pty Ltd
Priority to ZA907106A priority patent/ZA9007106B/en
Publication of ZA9007106B publication Critical patent/ZA9007106B/en
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=27140537&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=ZA9007106(B) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority claimed from US08/916,701 external-priority patent/USRE36788E/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/223Payment schemes or models based on the use of peer-to-peer networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/26Debit schemes, e.g. "pay now"
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Card specific authentication in transaction processing
    • G06Q20/4097Mutual authentication between card and transaction partners
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
ZA907106A 1989-10-06 1990-09-06 Funds transfer system ZA9007106B (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
ZA8907607 1989-10-06
ZA907106A ZA9007106B (en) 1989-10-06 1990-09-06 Funds transfer system

Applications Claiming Priority (11)

Application Number Priority Date Filing Date Title
ZA907106A ZA9007106B (en) 1989-10-06 1990-09-06 Funds transfer system
DE1990615543 DE69015543T2 (en) 1989-10-06 1990-10-05 Money transfer system.
EP19900310934 EP0421808B1 (en) 1989-10-06 1990-10-05 Funds transfer system
DE1990615543 DE69015543D1 (en) 1989-10-06 1990-10-05 Money transfer system.
ES90310934T ES2067691T3 (en) 1989-10-06 1990-10-05 Funds transfer system.
DK90310934T DK0421808T3 (en) 1989-10-06 1990-10-05 Plant for the transfer of funds
AT90310934T AT116461T (en) 1989-10-06 1990-10-05 Money transfer system.
US07/701,821 US5175416A (en) 1989-10-06 1991-05-17 Funds transfer system
GR950400633T GR3015502T3 (en) 1989-10-06 1995-03-20 Funds transfer system.
US08/916,701 USRE36788E (en) 1990-09-06 1997-08-22 Funds transfer system
HK98104047A HK1004907A1 (en) 1989-10-06 1998-05-11 Funds transfer system

Publications (1)

Publication Number Publication Date
ZA9007106B true ZA9007106B (en) 1991-09-25

Family

ID=27140537

Family Applications (1)

Application Number Title Priority Date Filing Date
ZA907106A ZA9007106B (en) 1989-10-06 1990-09-06 Funds transfer system

Country Status (9)

Country Link
US (1) US5175416A (en)
EP (1) EP0421808B1 (en)
AT (1) AT116461T (en)
DE (2) DE69015543T2 (en)
DK (1) DK0421808T3 (en)
ES (1) ES2067691T3 (en)
GR (1) GR3015502T3 (en)
HK (1) HK1004907A1 (en)
ZA (1) ZA9007106B (en)

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Also Published As

Publication number Publication date
GR3015502T3 (en) 1995-06-30
EP0421808A2 (en) 1991-04-10
DE69015543D1 (en) 1995-02-09
AT116461T (en) 1995-01-15
DK0421808T3 (en) 1995-03-20
EP0421808B1 (en) 1994-12-28
HK1004907A1 (en) 1998-12-11
EP0421808A3 (en) 1991-05-08
US5175416A (en) 1992-12-29
ES2067691T3 (en) 1995-04-01
DE69015543T2 (en) 1995-05-11

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