WO2022134583A1 - Insurance data information generation method, apparatus, server, and storage medium - Google Patents

Insurance data information generation method, apparatus, server, and storage medium Download PDF

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Publication number
WO2022134583A1
WO2022134583A1 PCT/CN2021/109469 CN2021109469W WO2022134583A1 WO 2022134583 A1 WO2022134583 A1 WO 2022134583A1 CN 2021109469 W CN2021109469 W CN 2021109469W WO 2022134583 A1 WO2022134583 A1 WO 2022134583A1
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WO
WIPO (PCT)
Prior art keywords
data
insurance
target
insurance type
basic
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PCT/CN2021/109469
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French (fr)
Chinese (zh)
Inventor
徐定伟
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深圳壹账通智能科技有限公司
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Publication of WO2022134583A1 publication Critical patent/WO2022134583A1/en

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24Querying
    • G06F16/245Query processing
    • G06F16/2457Query processing with adaptation to user needs
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24Querying
    • G06F16/245Query processing
    • G06F16/2458Special types of queries, e.g. statistical queries, fuzzy queries or distributed queries
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance

Definitions

  • the present application belongs to the field of computer technology, and in particular relates to a method, device, server and storage medium for generating insurance data information.
  • Insurance data information usually includes insurance types and insurance responsibilities.
  • the maintenance personnel need to configure the corresponding insurance responsibilities for each insurance type.
  • the configuration process is complicated, resulting in The generation efficiency of insurance data information is low, and the development cycle is long, which affects the speed of product launch.
  • the embodiments of the present application provide a method, device, server and storage medium for generating insurance data information, so as to solve the problems of low generation efficiency of insurance data information, long development cycle and slow online speed in the prior art. question.
  • a first aspect of the embodiments of the present application provides a method for generating insurance data information, where the method for generating insurance data information includes:
  • the S pieces of the insurance type identifiers are respectively matched with the insurance type data in the preset insurance type information database, so as to obtain the S pieces of target insurance type data corresponding to the insurance type identifiers respectively, and the target insurance type data includes the basic data of the target insurance type and the corresponding target insurance type data.
  • the basic configuration data, target insurance type basic data and target responsibility data corresponding to each of the S insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
  • a second aspect of the embodiments of the present application provides an apparatus for generating insurance data information, including: a first receiving module configured to receive basic configuration data and X pieces of package data sent by a terminal, where X is an integer greater than zero; a second A receiving module, configured to receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero; a binding module, configured to associate the S insurance type identifiers with at least one of the X pieces of the package data respectively.
  • the package data is bound to determine at least one of the package data corresponding to the S insurance type identifiers; an acquisition module is used to match the S insurance type identifiers with the insurance type data in the preset insurance type information database respectively.
  • the target insurance type data includes insurance type basic data and target liability data associated with the insurance type basic data;
  • the insurance data information generation module is used to Basic configuration data, target insurance type basic data and target liability data corresponding to each of the S insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
  • a third aspect of the embodiments of the present application provides a server, including a memory, a processor, and a computer program stored in the memory and executable on the processor, and the processor implements the computer program when the processor executes the computer program.
  • the steps are as follows: receiving basic configuration data and X package data sent by the terminal, where X is an integer greater than zero; receiving S insurance type identifiers sent by the terminal, where S is an integer greater than zero; combining the S insurance type identifiers with At least one of the package data in the X pieces of package data is bound to determine at least one package data corresponding to each of the S insurance type identifiers; the S insurance type identifiers are respectively associated with the preset insurance type information
  • the insurance type data in the database is matched to obtain S target insurance type data corresponding to the insurance type identifiers, and the target insurance type data includes the target insurance type basic data and the target liability data associated with the target insurance type basic data;
  • a fourth aspect of the embodiments of the present application provides a computer-readable storage medium, where a computer program is stored in the computer-readable storage medium, and when the computer program is executed by a processor, the following steps are implemented: receiving basic configuration data sent by a terminal and X pieces of package data, where X is an integer greater than zero; receive S number of insurance type identifiers sent by the terminal, and S is an integer greater than zero; the S described insurance type identifiers are respectively associated with at least one of the X pieces of the package data
  • the package data are bound to determine at least one package data corresponding to the S insurance type identifiers; the S insurance type identifiers are respectively matched with the insurance type data in the preset insurance type information database to obtain S pieces of target insurance type data corresponding to each of the insurance type identifiers, the target insurance type data includes target insurance type basic data and target liability data associated with the target insurance type basic data; the basic configuration data, the S insurance types The basic data and target responsibility data corresponding to the respective identifications of the target insurance types
  • a fifth aspect of the present application provides a computer program product that, when the computer program product runs on a server, causes the server to perform the following steps: receiving basic configuration data and X pieces of package data sent by a terminal, where X is greater than or equal to an integer of zero; receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero; bind the S insurance type identifiers with at least one of the X pieces of the package data respectively, to Determining at least one of the package data corresponding to the S insurance type identifiers; respectively matching the S insurance type identifiers with the insurance type data in the preset insurance type information database to obtain S corresponding to the insurance type identifiers.
  • the target insurance type data, the target insurance type data includes the target insurance type basic data and the target liability data associated with the target insurance type basic data;
  • the target liability data and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
  • the target insurance type data can be obtained from the insurance type information database according to the insurance type identification, and the basic data of the target insurance type and the target responsibility data can be obtained at the same time, so that the basic configuration data, S described
  • the target insurance type basic data and target liability data corresponding to the insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
  • FIG. 1 is an application scenario diagram of a method for generating insurance data information provided by an embodiment of the present application
  • FIG. 2 is a flowchart 1 of a method for generating insurance data information provided by an embodiment of the present application
  • FIG. 3 is a second flowchart of a method for generating insurance data information provided by an embodiment of the present application
  • FIG. 4 is a structural diagram of an apparatus for generating insurance data information provided by an embodiment of the present application.
  • FIG. 5 is a structural diagram of a server provided by an embodiment of the present application.
  • An embodiment of the present application proposes a method for generating insurance data information, which is applied to a platform or system for business parties to develop insurance data information, and can efficiently generate insurance data information and speed up the cycle of product configuration.
  • the method for generating insurance data information provided in this application can be applied to the application environment shown in FIG. 1 .
  • the terminal 102 communicates with the server 104 through the network.
  • the terminal 102 can be, but is not limited to, various personal computers, notebook computers, smart phones, tablet computers and portable wearable devices, and the server 104 can be implemented by an independent server or a server cluster composed of multiple servers.
  • the terminal 102 refers to a terminal corresponding to an insurance data information designer.
  • FIG. 2 is a flowchart 1 of a method for generating insurance data information provided by an embodiment of the present application.
  • the generation method of insurance data information is described by taking the application to the server 104 in FIG. 1 as an example, and the generation method of insurance data information includes the following steps.
  • Step S210 Receive basic configuration data and X package data sent by the terminal.
  • the insurance data information to be generated includes only one package data; when X>1, the insurance data information to be generated includes multiple package data.
  • Package data is used to define insurance plans, such as basic packages, premium packages, diamond packages, etc. Each package data may include a package name, a package identifier, and the like.
  • the basic configuration data is the basic data of the newly added insurance data information to be launched.
  • the basic configuration data may include insurance application rules and basic information of the insurance data information.
  • the insurance rules may include the insurance period, insurance age, number of insurance copies, occupational scope, payment period, etc.; the basic information may include the name of the insurance company, the name of the product, and the version No., etc., but not limited to this.
  • Step S220 receiving the S insurance type identifiers sent by the terminal.
  • the insurance type identifier is used to identify the insurance type
  • the terminal can send one or at least two insurance type identifiers to the server.
  • insurance types can be divided into medical insurance, critical illness insurance, accident insurance, life insurance, annuity insurance, etc.
  • the insurance types under each type have different insurance type identifications according to different insurance type data.
  • the insurance types of medical insurance may include insurance types P1, insurance types P2, and the like.
  • Step S230 bind the S described insurance type identifiers with at least one described package data in the X described package data respectively, to determine at least one described package data corresponding to the S described insurance type identifiers respectively.
  • each insurance type identifier can be bound with one package data, or can be bound with at least two package data.
  • both the basic package and the premium package can be associated with insurance type P1
  • the exclusive package can also be associated with insurance type P2.
  • Step S240 the S insurance type identifiers are respectively matched with the insurance type data in the preset insurance type information database, so as to obtain the target insurance type data corresponding to the S insurance type identifiers, and the target insurance type data includes the target insurance type basic data and the target insurance type basic data.
  • the associated target responsibility data is a target insurance type identifiers.
  • the server can receive one insurance type identifier sent by the terminal, and can also receive at least two insurance type identifiers, and respectively acquire target insurance type data corresponding to each insurance type identifier.
  • the insurance type information data database is preset in the server, and insurance type data is stored in the insurance type information database, and each insurance type data includes insurance type basic data and liability data associated with the insurance type basic data.
  • the basic data of the insurance type may include the insurance type identification, and at least one of the name of the insurance type, the guarantee period, the coverage scope, the payment method, the claim standard, the claim amount, and the insurance policy of the insurance type; the basic data of each insurance type is associated with one or more insurance types.
  • Personal liability data, the liability data is the insurance payment liability to the insured or the beneficiary, such as major illness payment liability, accidental death/disability payment liability, accidental injury medical payment liability, aircraft accidental death/disability payment Liability, train accident death/disability payment liability, etc.
  • Step S250 Combine the basic configuration data, target insurance basic data and target liability data corresponding to the S insurance types, and at least one package data corresponding to the S insurance types to generate target insurance data information.
  • the target insurance data information refers to an insurance data information file composed of various data information.
  • the server receives the basic configuration data, the X package data, and obtains the target insurance type data, the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers, and at least one corresponding to the S insurance type identifiers can be stored in the server.
  • Package data is combined to generate target insurance data information.
  • step S250 includes: splitting the basic configuration data into at least two data units; dividing the package data, the insurance type identifier corresponding to the package data, and the target corresponding to the insurance type identifier.
  • the basic data of the insurance type and the target responsibility data are combined into a package unit; the fields corresponding to each of the data units and each of the package units are searched in the preset product data report; the data units and the package units are combined They are respectively loaded into the corresponding fields of the product data sheet to generate target insurance data information.
  • the generated target insurance data information includes basic configuration data and package units, and the package units may correspond to different insurance plans.
  • the primary and secondary relationships of multiple insurance types in each package unit can be configured according to the priority information input by the user or the preset rules, and the multiple target insurance types can be combined according to the primary and secondary relationship of the insurance types.
  • the data is filled in the main insurance field and the additional insurance field of the product data sheet respectively, and the configuration of the main insurance and the additional insurance can be realized.
  • the method of combining the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and the at least one package data corresponding to the S insurance type identifiers is not limited to this.
  • the above data can be combined. Sort and combine according to preset rules, which is not limited here.
  • the method for generating insurance data information can generate new insurance data information to be online. Since the insurance type data is preset in the insurance type information database, after receiving the insurance type identification sent by the terminal, the server can The insurance type identifier obtains the target insurance type data from the insurance type information database, and then the basic data of the target insurance type and the target responsibility data can be obtained at the same time; by binding the insurance type identifier with the package data respectively, at least one corresponding insurance type identifier can be determined. the package data, so as to combine the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and at least one of the package data corresponding to the S insurance type identifiers to generate Target Insurance Data Information
  • the process of the insurance data information generation method provided by this application is clear and simple, and there is no need to configure insurance types and responsibilities separately for each new insurance data information, which shortens the configuration time, improves the efficiency of generating insurance data information, and further shortens the development cycle. And improve the speed of product launch.
  • the method for generating insurance data information reduces the workload of development or operation and maintenance staff, and reduces labor costs for insurance companies.
  • the generated target insurance data information may include multiple package data, which meets the current requirements of Internet product sales, and provides multiple package choices for the same insurance data information; since each package data can be freely bound
  • the identification of insurance types, that is, the insurance type can be freely selected for each package data, and the flexibility of this method is good.
  • the method for generating insurance data information is not only applicable to generating insurance data information of personal insurance, but also applicable to generating insurance data information of property insurance.
  • the method for generating insurance data information further includes: acquiring K pieces of liability data included in the existing insurance data information , K is an integer greater than 1; define L insurance types, configure basic insurance data for each insurance type, and the basic insurance data includes insurance type identification, L is an integer greater than 1; At least one liability data in the data is associated to generate insurance type data of each insurance type, and L types of insurance type data are obtained; an insurance type information database is formed according to the L type of insurance type data.
  • liability data contained in a large amount of insurance data information on the market can be obtained.
  • life insurance the smallest sales unit of existing life insurance products is usually subdivided into adjustment responsibilities. Therefore, obtaining existing insurance
  • the K pieces of responsibility data contained in the data information separate the responsibility data from the product, so as to configure the responsibility data separately, and form a responsibility database without the direct relationship between the original responsibility and the product.
  • the responsibility identifiers of the K pieces of responsibility data are respectively responsibility 1, responsibility 2, responsibility 3... and responsibility K.
  • the insurance type basic data includes an insurance type identification, for example, the insurance type identification may be an insurance type P1, an insurance type P2, an insurance type P3, an insurance type PL, and the like.
  • the basic data of the insurance type may further include at least one of the name of the insurance type, the protection period, the protection scope, the compensation method, the claim settlement standard, the claim settlement amount, and the insurance rules for the insurance type.
  • Insurance rules for insurance types may include coverage period, insurance age, number of insurance copies, occupational scope, payment period, etc.
  • the basic data of each insurance type can be associated with at least one liability data.
  • insurance type P1 can be associated with liability 1
  • insurance type P2 can be associated with liability 2 and liability 3
  • insurance type P3 can be associated with liability 3
  • liability 4 liability 5 and Responsibility 6 are linked.
  • the basic data of each insurance type can arbitrarily select the associated liability data, and then an insurance type information database is formed according to the L insurance type data. Since the configured insurance data is associated with liability data, each insurance data can be sold separately or used for subsequent generation of insurance data information.
  • each insurance type basic data when generating insurance type data, can be associated with at least one mandatory liability data, optionally, the insurance type basic data can also be associated with optional liability data, and the optional liability data is used for the user to generate insurance Select when data information. For example, in the insurance data of insurance type P3, responsibility 3 and responsibility 4 are mandatory, and responsibility 5 and responsibility 6 are optional.
  • the basic insurance data and liability data can be freely combined, which improves the flexibility of product configuration; when generating products later, the basic configuration data and insurance data can be freely combined arbitrarily, which solves the problem of traditional insurance.
  • the company configures the curing mode of the product to realize the flexibility of product sales.
  • step S250 "combining the basic configuration data, the target insurance basic data and target responsibility data corresponding to each of the S insurance types, and at least one package data corresponding to the S insurance types to generate Before “target insurance data information”, it also includes the following steps: judging whether the target liability data contains optional liability data; if the target liability data contains optional liability data, generating a selection configuration display unit for all optional liability data, and The selection configuration display unit is sent to the terminal, and the selection configuration display unit is used to prompt the user to trigger the selection instruction for the optional responsibility data; if the selection instruction sent by the terminal is received, the selected optional responsibility data is obtained according to the selection instruction.
  • step S250 “combine the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers, and the at least one package data corresponding to the S insurance type identifiers to generate target insurance data information” includes: Combine the basic configuration data, the basic data of the target insurance types corresponding to each of the S insurance types, the selected optional responsibility data and the mandatory responsibility data in the target responsibility data, and at least one package data corresponding to the S insurance types.
  • Target insurance data information includes: Combine the basic configuration data, the basic data of the target insurance types corresponding to each of the S insurance types, the selected optional responsibility data and the mandatory responsibility data in the target responsibility data, and at least one package data corresponding to the S insurance types.
  • the target insurance type data obtained in step S240 is the insurance type data of insurance type P3, and the server determines whether the insurance type data of insurance type 3 contains optional liability data; after judgment, the insurance type P3 contains optional liability 5 and liability 6, then the server Generate a selection configuration display unit for optional responsibility 5 and responsibility 6, and send the selection configuration display unit to the terminal; the user selects whether to select optional responsibility 5 and/or responsibility 6 in the selection configuration display unit through the terminal, and The selection instruction is sent to the server, and after receiving the selection instruction, the server obtains the selected optional responsibility data according to the selection instruction. If the selection instruction indicates that responsibility 6 is selected, the server obtains responsibility 6, and combines basic configuration data, package data, basic data of target insurance types, mandatory responsibility 3, mandatory responsibility 4, and optional responsibility 6 to generate a target Insurance data information.
  • the configuration amount and configuration cost of insurance types can be reduced, and optional liability data can be flexibly selected when generating insurance data information, which further improves the flexibility of product configuration .
  • step S240 "obtaining target insurance type data corresponding to S insurance type identifiers"
  • the following steps are further included: acquiring the insurance application rules in the basic data of the target insurance types and the insurance application rules in the basic configuration data; Determine whether there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data; if there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data, a verification prompt message is sent to the terminal.
  • the insurance application rules in the basic configuration data include a guarantee period of 20 years
  • the insurance application rules in the acquired target insurance data include a guarantee period of 10 years.
  • the server can determine the insurance application rules and basic configuration data in the basic data of the target insurance type. If there is a conflict between the insurance rules in the system, a verification prompt message is sent to the terminal, prompting the user to re-select the insurance type. If it is determined that there is no conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data, the target insurance data information can be generated according to the acquired target insurance type data.
  • the basic configuration data includes the insurance application rules of the product, and the pre-configured insurance type data also includes insurance application rules, after obtaining the target insurance type data corresponding to the insurance type identification, the insurance application rules can be verified to avoid the target insurance type basic data.
  • the insurance rules of the product and the insurance rules in the basic configuration data, which avoids product configuration errors and facilitates users to get started quickly.
  • FIG. 3 is a second flowchart of a method for generating insurance data information provided by an embodiment of the present application. After generating the target insurance data information, the method for generating the insurance data information further includes the following steps.
  • Step S310 Send the page configuration display unit to the terminal.
  • the server sends a page configuration display unit to the terminal, where the page configuration display unit includes M types of page display elements and N types of page styles, where M is an integer greater than 1, and N is an integer greater than 1.
  • the server stores an information element library, and the information element library stores M types of page display elements and N types of page styles for display.
  • the server sends a page configuration display unit to the terminal, so that the terminal displays a page configuration interface, so that the user can select page display elements and page styles in the page configuration interface.
  • the page display element can be the content of the insurance data to be displayed on the page.
  • the basic configuration data can be split into a plurality of unit data, and the page display element can include a plurality of unit data in the basic configuration data;
  • the page style may include the layout of the webpage, the page background, the style of buttons in the webpage, etc.
  • the page style may also include the display style set for the page display elements.
  • Step S320 Receive a target page display element selected by the terminal from among M kinds of page display elements, and a target page style selected from N kinds of page styles.
  • the user can select target page display elements and target page styles in the page configuration interface of the terminal, wherein the number of selected target page display elements and the number of target page styles can be one or more.
  • Step S330 Generate a configuration record according to the target page display element and the target page style.
  • the configuration record includes target page display elements selected by the terminal from M types of page display elements, target page styles selected from N page styles, and may also include a correspondence between target page display elements and target page styles.
  • Step S340 According to the configuration record, extract basic configuration data, target insurance basic data and target liability data corresponding to the S insurance type identifiers, and at least one of the S insurance type identifiers corresponding to at least one At least one type of data in the package data.
  • the configuration record includes the target page display element selected by the terminal, according to the configuration record, the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers are extracted from the target insurance data information, and the S At least one type of data in the at least one package data corresponding to each of the insurance type identifiers, and the extracted data is used for displaying to the user. For example, if the terminal selects two data units in the basic configuration information, one package data, and the target insurance type basic data and target liability data corresponding to the package data, the corresponding data is extracted from the target insurance data information according to the configuration record. .
  • Step S350 Generate a page display module according to at least one kind of data extracted from the target insurance data information.
  • the page display module is a data module that needs to be displayed, and the generated page display module may be one or at least two.
  • Step S360 According to the target page style and the page display module, a display page of the target insurance data information and an access address of the display page are generated.
  • a display page of the target insurance data information can be generated according to the target page style and the page display module.
  • the at least two page display modules and the style of the target page can be combined to generate a display page of the target insurance data information.
  • the display page may be an H5 page, in this way, the H5 page can be directly accessed for product sales. It can be understood that the types of display pages are not limited to this.
  • an information element library is stored in the server; after the insurance data information is generated, a configuration record can be generated through the target page display element and target page style selected by the terminal, and then a display of the target insurance data information can be generated according to the configuration record
  • the access address of the page and the display page, the generation method of insurance data information does not need to develop a separate product page for each new product, which can realize the rapid online launch of insurance data information, shorten the online cycle, and meet the current Internet insurance data information can be launched quickly and quickly. Iterative requirements.
  • the method for generating insurance data information before receiving the basic configuration data and X pieces of package data sent by the terminal, the method for generating insurance data information further includes: sending a product configuration display unit to the terminal, where the product configuration display unit includes P attribute box, P is an integer greater than 1.
  • the method for generating the insurance data information further includes: extracting G target attribute boxes and G target attribute boxes in the P attribute boxes and inputting the input in the G target attribute boxes.
  • the configuration data of the target attribute box refers to the attribute box in which the configuration data is input through the terminal and the input verification rules are preset, and G is a positive integer less than or equal to P; Enter the verification rules, and verify the configuration data entered in each of the target attribute boxes to determine whether there is any wrong data in the configuration data entered in the G target attribute boxes; If there is incorrect data in the configuration data entered in the target attribute box, an input prompt message is sent to the terminal.
  • the target attribute box includes warranty period, payment period, and the like.
  • the product configuration display unit is used as a configuration interface for configuring products, the interface is simple to operate, and the server can verify the configuration data to avoid product configuration errors and improve the configuration. efficiency.
  • FIG. 4 is a structural diagram of an apparatus for generating insurance data information provided by an embodiment of the present application. For convenience of description, only parts related to the embodiment of the present application are shown.
  • the generating device 4 of insurance data information includes:
  • the first receiving module 401 is used for receiving basic configuration data and X package data sent by the terminal, where X is an integer greater than 0;
  • the second receiving module 402 is configured to receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero;
  • the binding module 403 is configured to bind the S pieces of the insurance type identifiers with at least one of the package data in the X pieces of the package data respectively, so as to determine at least one of the packages corresponding to the S pieces of the insurance type identifiers. data;
  • the obtaining module 404 is used for matching the insurance type identification with the insurance type data in the preset insurance type information database, so as to obtain the target insurance type data corresponding to the insurance type identification;
  • the insurance data information generation module 405 is used to generate the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and at least one of the package data corresponding to the S insurance type identifiers. Combining to generate target insurance data information.
  • the generating device 4 for insurance data information may further include:
  • a first sending module configured to send a page configuration display unit to the terminal, where the page configuration display unit includes M kinds of page display elements and N kinds of page styles;
  • a third receiving module configured to receive a target page display element selected by the terminal from the M kinds of page display elements, and a target page style selected from the N kinds of page styles;
  • the configuration record generation module is used to generate configuration records according to the target page display elements and target page styles selected by the terminal;
  • the data extraction module is used for extracting at least one data of basic configuration data, X package data, basic data of target insurance types and target liability data from the target insurance data information according to the configuration record;
  • the page generation module is used to generate a page display module according to at least one kind of data extracted from the target insurance data information, and generate a display page of the target insurance data information and an access address of the display page according to the target page style and the page display module.
  • the insurance data information generation module 405 further includes:
  • a package unit combination submodule configured to combine the package data, the insurance type identifier corresponding to the package data, and the target insurance type basic data and target responsibility data corresponding to the insurance type identifier into a package unit;
  • a search submodule used to search for a field corresponding to each of the data units and each of the package units in a preset product data report;
  • the loading sub-module is used to load the data unit and the package unit into the corresponding fields of the product data table respectively to generate target insurance data information.
  • the generating device 4 for insurance data information may further include:
  • the liability data acquisition module obtains K liability data contained in the existing insurance data information, where K is an integer greater than 1;
  • the insurance type definition module is used to define L insurance types, and configure basic insurance type data for each insurance type, the insurance type basic data includes insurance type identification, and L is an integer greater than 1;
  • the insurance type data generation module is used to associate the insurance type basic data of each insurance type with at least one responsibility data in the K liability data, and generate the insurance type data of each insurance type;
  • the database generation module is used to form an insurance type information database according to the L insurance type data.
  • the generating device 4 for insurance data information may further include:
  • the insurance application rule acquisition module is used to obtain the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
  • the first judgment module is used for judging whether there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
  • the verification prompt module is used to send verification prompt information to the terminal when there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data.
  • the generating device 4 for insurance data information further includes:
  • the second judging module is configured to perform the analysis on the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and at least one of the package data corresponding to the S insurance type identifiers. Before combining, determine whether the target responsibility data contains optional responsibility data;
  • a configuration display unit generation module for generating a selection configuration display unit for all optional responsibility data
  • a second sending module configured to send the configuration display unit to the terminal
  • the optional responsibility acquisition module is used to obtain the selected optional responsibility data according to the selection instruction sent by the terminal; the insurance data information generation module 405 is also used for the basic configuration data and the S identifications of the insurance types respectively correspond to the target The basic data of insurance types, the mandatory responsibility data in the selected optional responsibility data and the target responsibility data, and at least one of the package data corresponding to each of the S insurance types are combined to generate the target insurance data information.
  • the device 4 for generating insurance data information further includes:
  • the third sending module is used for sending the product configuration display unit to the terminal, and the product configuration display unit includes P attribute boxes;
  • a configuration data extraction module configured to extract G target attribute boxes in the P attribute boxes and configuration data input in the G target attribute boxes, where the target attribute boxes refer to the configuration data input through the terminal and There is a preset property box for entering verification rules;
  • the verification module is used to verify the configuration data input in each target attribute box by using the input verification rule corresponding to each target attribute box, so as to determine whether the configuration data input in the G target attribute boxes exists. wrong data;
  • the input prompt module is used for sending input prompt information to the terminal when there is wrong data in the configuration data entered in the G target attribute boxes.
  • the insurance data information generating apparatus 4 provided in the embodiment of the present application can implement each process of the above-mentioned embodiments of the insurance data information generating method, and can achieve the same technical effect. To avoid repetition, details are not repeated here.
  • FIG. 5 is a structural diagram of a server provided by an embodiment of the present application.
  • the server 104 of this embodiment includes: at least one processor 50 (only one is shown in FIG. 5 ), a memory 51 , and a memory 51 stored in the memory 51 and available on the at least one processor 50
  • the running computer program 52 when the processor 50 executes the computer program 52, implements the steps in any of the foregoing method embodiments.
  • the server 104 may be a computing device such as a desktop computer, a notebook computer, a palmtop computer, and a cloud server.
  • the server 104 may include, but is not limited to, the processor 50 and the memory 51 .
  • FIG. 5 is only an example of the server 104, and does not constitute a limitation on the server 104, and may include more or less components than those shown in the figure, or combine some components, or different components, such as
  • the server 104 may also include input and output devices, network access devices, buses, and the like.
  • the processor 50 may be a central processing unit (Central Processing Unit, CPU), or other general-purpose processors, digital signal processors (Digital Signal Processor, DSP), application specific integrated circuits (Application Specific Integrated Circuit, ASIC), Field-Programmable Gate Array (FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc.
  • CPU Central Processing Unit
  • DSP Digital Signal Processor
  • ASIC Application Specific Integrated Circuit
  • FPGA Field-Programmable Gate Array
  • a general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
  • the memory 51 may be an internal storage unit of the server 104 , such as a hard disk or a memory of the server 104 .
  • the memory 51 may also be an external storage device of the server 104, such as a plug-in hard disk, a smart memory card (Smart Media Card, SMC), a secure digital (Secure Digital, SD) card equipped on the server 104, Flash card (Flash Card) and so on.
  • the memory 51 may also include both an internal storage unit of the server 104 and an external storage device.
  • the memory 51 is used to store the computer program and other programs and data required by the server 104 .
  • the memory 51 can also be used to temporarily store data that has been output or will be output.
  • the disclosed apparatus/server and method may be implemented in other manners.
  • the device/server embodiments described above are only illustrative.
  • the division of the modules or units is only a logical function division.
  • the shown or discussed mutual coupling or direct coupling or communication connection may be through some interfaces, indirect coupling or communication connection of devices or units, and may be in electrical, mechanical or other forms.
  • the units described as separate components may or may not be physically separated, and components displayed as units may or may not be physical units, that is, may be located in one place, or may be distributed to multiple network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution in this embodiment.
  • each functional unit in each embodiment of the present application may be integrated into one processing unit, or each unit may exist physically alone, or two or more units may be integrated into one unit.
  • the above-mentioned integrated units may be implemented in the form of hardware, or may be implemented in the form of software functional units.
  • the integrated modules/units if implemented in the form of software functional units and sold or used as independent products, may be stored in a computer-readable storage medium.
  • the present application can implement all or part of the processes in the methods of the above embodiments, and can also be completed by instructing the relevant hardware through a computer program.
  • the computer program can be stored in a computer-readable storage medium, and the computer When the program is executed by the processor, the steps of the foregoing method embodiments can be implemented.
  • the computer-readable storage medium may be non-volatile or volatile.
  • the computer program includes computer program code, which may be in source code form, object code form, executable file or some intermediate form, and the like.
  • the computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, U disk, removable hard disk, magnetic disk, optical disk, computer memory, read-only memory (ROM, Read-Only Memory) , Random Access Memory (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium, etc.
  • the content contained in the computer-readable media may be appropriately increased or decreased according to the requirements of legislation and patent practice in the jurisdiction, for example, in some jurisdictions, according to legislation and patent practice, the computer-readable media Electric carrier signals and telecommunication signals are not included.
  • This application implements all or part of the processes in the methods of the above embodiments, and can also be implemented by a computer program product.
  • the computer program product runs on a server
  • the server can implement the steps in the above method embodiments when executed. .

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Abstract

The present application relates to the technical field of computers, and provides an insurance data information generation method, apparatus, server, and storage medium; the insurance data information generation method comprises: receiving basic configuration data and X offer package data sent by a terminal; receiving S insurance type identifiers sent by the terminal; binding each of the S insurance type identifiers to at least one of the X offer package data to determine at least one offer package data corresponding to each of the S insurance type identifiers; matching the S insurance type identifiers with data in a predefined insurance type information database to obtain target insurance data corresponding to insurance type identifiers; combining the basic configuration data, the target insurance type basic data and target liability data corresponding to each of the S insurance labels, and at least one package data corresponding to each of the S insurance identifiers to generate target insurance data information. The described method for generating insurance data information can improve the efficiency of generating insurance data information.

Description

一种保险数据信息的生成方法、装置、服务器及存储介质A method, device, server and storage medium for generating insurance data information
本申请要求于2020年12月22日提交中国专利局,申请号为202011528280.5,发明名称为“一种保险数据信息的生成方法、装置、服务器及存储介质”的中国专利申请的优先权,其全部内容通过引用结合在本申请中。This application claims the priority of the Chinese patent application filed on December 22, 2020 with the application number 202011528280.5 and the invention title is "A method, device, server and storage medium for generating insurance data information", all of which are The contents are incorporated herein by reference.
技术领域technical field
本申请属于计算机技术领域,尤其涉及一种保险数据信息的生成方法、装置、服务器及存储介质。The present application belongs to the field of computer technology, and in particular relates to a method, device, server and storage medium for generating insurance data information.
背景技术Background technique
随着我国经济的发展和居民生活质量的提高,保险服务已经成为了十分重要的保障服务,保险行业也随之蓬勃发展,保险公司需要不断地设计新的保险数据信息,以适应市场需求。With the development of my country's economy and the improvement of the quality of life of residents, insurance services have become a very important security service, and the insurance industry has also flourished. Insurance companies need to constantly design new insurance data information to meet market demand.
保险数据信息通常包括险种和保险责任,发明人意识到,现有的保险数据信息一般是通过维护人员配置数据库脚本进行配置,维护人员需要对每个险种配置相应的保险责任,配置过程复杂,导致保险数据信息的生成效率较低,开发周期较长,影响了产品的上线速度。Insurance data information usually includes insurance types and insurance responsibilities. The inventor realized that the existing insurance data information is generally configured through the database script of the maintenance personnel configuration. The maintenance personnel need to configure the corresponding insurance responsibilities for each insurance type. The configuration process is complicated, resulting in The generation efficiency of insurance data information is low, and the development cycle is long, which affects the speed of product launch.
技术问题technical problem
有鉴于此,本申请实施例提供了一种保险数据信息的生成方法、装置、服务器及存储介质,以解决现有技术中保险数据信息生成效率较低、开发周期较长且上线速度较慢的问题。In view of this, the embodiments of the present application provide a method, device, server and storage medium for generating insurance data information, so as to solve the problems of low generation efficiency of insurance data information, long development cycle and slow online speed in the prior art. question.
技术解决方案technical solutions
本申请实施例的第一方面提供了一种保险数据信息的生成方法,所述保险数据信息的生成方法包括:A first aspect of the embodiments of the present application provides a method for generating insurance data information, where the method for generating insurance data information includes:
接收终端发送的基础配置数据和X个套餐数据,X为大于零的整数;Receive the basic configuration data and X package data sent by the terminal, where X is an integer greater than zero;
接收所述终端发送的S个险种标识,S为大于零的整数;Receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero;
将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;Binding the S pieces of the insurance type identifiers with at least one of the package data in the X pieces of the package data, respectively, to determine at least one of the package data corresponding to the S pieces of the insurance type identifiers;
将S个所述险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个与所述险种标识各自对应的目标险种数据,所述目标险种数据包括目标险种基本数据和与所述目标险种基本数据关联的目标责任数据;The S pieces of the insurance type identifiers are respectively matched with the insurance type data in the preset insurance type information database, so as to obtain the S pieces of target insurance type data corresponding to the insurance type identifiers respectively, and the target insurance type data includes the basic data of the target insurance type and the corresponding target insurance type data. The target liability data associated with the basic data of the target insurance type;
将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。The basic configuration data, target insurance type basic data and target responsibility data corresponding to each of the S insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
本申请实施例的第二方面提供了一种保险数据信息的生成装置,包括:第一接收模块,用于接收终端发送的基础配置数据和X个套餐数据,X为大于零的整数;第二接收模块,用于接收所述终端发送的S个险种标识,S为大于零的整数;绑定模块,用于将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;获取模块,用于将S个所述险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个与所述险种标识各自对应的目标险种数据,所述目标险种数据包括险种基本数据和与所述险种基本数据关联的目标责任数据;保险数据信息生成模块,用于将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。A second aspect of the embodiments of the present application provides an apparatus for generating insurance data information, including: a first receiving module configured to receive basic configuration data and X pieces of package data sent by a terminal, where X is an integer greater than zero; a second A receiving module, configured to receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero; a binding module, configured to associate the S insurance type identifiers with at least one of the X pieces of the package data respectively. The package data is bound to determine at least one of the package data corresponding to the S insurance type identifiers; an acquisition module is used to match the S insurance type identifiers with the insurance type data in the preset insurance type information database respectively. , to obtain S pieces of target insurance type data corresponding to the insurance type identifiers, the target insurance type data includes insurance type basic data and target liability data associated with the insurance type basic data; the insurance data information generation module is used to Basic configuration data, target insurance type basic data and target liability data corresponding to each of the S insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
本申请实施例的第三方面提供了一种服务器,包括存储器、处理器以及存储在所述存储器中并可在所述处理器上运行的计算机程序,所述处理器执行所述计算机程序时实现如下步 骤:接收终端发送的基础配置数据和X个套餐数据,X为大于零的整数;接收所述终端发送的S个险种标识,S为大于零的整数;将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;将S个所述险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个与所述险种标识各自对应的目标险种数据,所述目标险种数据包括目标险种基本数据和与所述目标险种基本数据关联的目标责任数据;将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。A third aspect of the embodiments of the present application provides a server, including a memory, a processor, and a computer program stored in the memory and executable on the processor, and the processor implements the computer program when the processor executes the computer program. The steps are as follows: receiving basic configuration data and X package data sent by the terminal, where X is an integer greater than zero; receiving S insurance type identifiers sent by the terminal, where S is an integer greater than zero; combining the S insurance type identifiers with At least one of the package data in the X pieces of package data is bound to determine at least one package data corresponding to each of the S insurance type identifiers; the S insurance type identifiers are respectively associated with the preset insurance type information The insurance type data in the database is matched to obtain S target insurance type data corresponding to the insurance type identifiers, and the target insurance type data includes the target insurance type basic data and the target liability data associated with the target insurance type basic data; The basic configuration data, target insurance type basic data and target liability data corresponding to each of the S insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
本申请实施例的第四方面提供了一种计算机可读存储介质,所述计算机可读存储介质存储有计算机程序,所述计算机程序被处理器执行时实现如下步骤:接收终端发送的基础配置数据和X个套餐数据,X为大于零的整数;接收所述终端发送的S个险种标识,S为大于零的整数;将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;将S个所述险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个与所述险种标识各自对应的目标险种数据,所述目标险种数据包括目标险种基本数据和与所述目标险种基本数据关联的目标责任数据;将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。A fourth aspect of the embodiments of the present application provides a computer-readable storage medium, where a computer program is stored in the computer-readable storage medium, and when the computer program is executed by a processor, the following steps are implemented: receiving basic configuration data sent by a terminal and X pieces of package data, where X is an integer greater than zero; receive S number of insurance type identifiers sent by the terminal, and S is an integer greater than zero; the S described insurance type identifiers are respectively associated with at least one of the X pieces of the package data The package data are bound to determine at least one package data corresponding to the S insurance type identifiers; the S insurance type identifiers are respectively matched with the insurance type data in the preset insurance type information database to obtain S pieces of target insurance type data corresponding to each of the insurance type identifiers, the target insurance type data includes target insurance type basic data and target liability data associated with the target insurance type basic data; the basic configuration data, the S insurance types The basic data and target responsibility data corresponding to the respective identifications of the target insurance types, and at least one of the package data corresponding to each of the S identifications of the insurance types are combined to generate target insurance data information.
本申请的第五方面提供了一种计算机程序产品,当所述计算机程序产品在服务器上运行时,使得所述服务器执行如下步骤:接收终端发送的基础配置数据和X个套餐数据,X为大于零的整数;接收所述终端发送的S个险种标识,S为大于零的整数;将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;将S个所述险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个与所述险种标识各自对应的目标险种数据,所述目标险种数据包括目标险种基本数据和与所述目标险种基本数据关联的目标责任数据;将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。A fifth aspect of the present application provides a computer program product that, when the computer program product runs on a server, causes the server to perform the following steps: receiving basic configuration data and X pieces of package data sent by a terminal, where X is greater than or equal to an integer of zero; receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero; bind the S insurance type identifiers with at least one of the X pieces of the package data respectively, to Determining at least one of the package data corresponding to the S insurance type identifiers; respectively matching the S insurance type identifiers with the insurance type data in the preset insurance type information database to obtain S corresponding to the insurance type identifiers. The target insurance type data, the target insurance type data includes the target insurance type basic data and the target liability data associated with the target insurance type basic data; The target liability data and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
有益效果beneficial effect
由上可见,本申请实施例中,通过将险种标识分别与所述套餐数据相绑定,可确定所述险种标识各自对应的至少一个所述套餐数据;由于在险种信息数据库中预设了险种数据,在接收到终端发送的险种标识后,可依据险种标识从险种信息数据库获取目标险种数据,即可同时获取目标险种基本数据和目标责任数据,从而将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。上述保险数据信息的生成方法的流程清晰简单,不需要为每个新增保险数据信息单独配置险种和责任,缩短了配置时间,提升了生成保险数据信息的效率,进而缩短了开发周期且提升了产品上线的速度。As can be seen from the above, in the embodiment of the present application, by binding the insurance type identifiers with the package data respectively, at least one of the package data corresponding to the insurance type identifiers can be determined; because the insurance types are preset in the insurance type information database. Data, after receiving the insurance type identification sent by the terminal, the target insurance type data can be obtained from the insurance type information database according to the insurance type identification, and the basic data of the target insurance type and the target responsibility data can be obtained at the same time, so that the basic configuration data, S described The target insurance type basic data and target liability data corresponding to the insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information. The process of the above-mentioned generation method of insurance data information is clear and simple, and there is no need to configure insurance types and responsibilities separately for each new insurance data information, which shortens the configuration time, improves the efficiency of generating insurance data information, thereby shortens the development cycle and improves the Product launch speed.
附图说明Description of drawings
为了更清楚地说明本申请实施例中的技术方案,下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍,显而易见地,下面描述中的附图仅仅是本申请的一些实施例,对于本领域普通技术人员来讲,在不付出创造性劳动的前提下,还可以根据这些附图获得其他的附图。In order to illustrate the technical solutions in the embodiments of the present application more clearly, the following briefly introduces the accompanying drawings that need to be used in the description of the embodiments or the prior art. Obviously, the drawings in the following description are only for the present application. In some embodiments, for those of ordinary skill in the art, other drawings can also be obtained according to these drawings without any creative effort.
图1是本申请实施例提供的一种保险数据信息的生成方法的应用场景图;1 is an application scenario diagram of a method for generating insurance data information provided by an embodiment of the present application;
图2是本申请实施例提供的一种保险数据信息的生成方法的流程图一;2 is a flowchart 1 of a method for generating insurance data information provided by an embodiment of the present application;
图3是本申请实施例提供的一种保险数据信息的生成方法的流程图二;3 is a second flowchart of a method for generating insurance data information provided by an embodiment of the present application;
图4是本申请实施例提供的一种保险数据信息的生成装置的结构图;4 is a structural diagram of an apparatus for generating insurance data information provided by an embodiment of the present application;
图5是本申请实施例提供的一种服务器的结构图。FIG. 5 is a structural diagram of a server provided by an embodiment of the present application.
本发明的实施方式Embodiments of the present invention
以下描述中,为了说明而不是为了限定,提出了诸如特定系统结构、技术之类的具体细节,以便透彻理解本申请实施例。然而,本领域的技术人员应当清楚,在没有这些具体细节的其它实施例中也可以实现本申请。在其它情况中,省略对众所周知的系统、装置、电路以及方法的详细说明,以免不必要的细节妨碍本申请的描述。In the following description, for the purpose of illustration rather than limitation, specific details such as a specific system structure and technology are set forth in order to provide a thorough understanding of the embodiments of the present application. However, it will be apparent to those skilled in the art that the present application may be practiced in other embodiments without these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present application with unnecessary detail.
应当理解,当在本说明书和所附权利要求书中使用时,术语“包括”指示所描述特征、整体、步骤、操作、元素和/或组件的存在,但并不排除一个或多个其它特征、整体、步骤、操作、元素、组件和/或其集合的存在或添加。It is to be understood that, when used in this specification and the appended claims, the term "comprising" indicates the presence of the described feature, integer, step, operation, element and/or component, but does not exclude one or more other features , whole, step, operation, element, component and/or the presence or addition of a collection thereof.
还应当理解,在此本申请说明书中所使用的术语仅仅是出于描述特定实施例的目的而并不意在限制本申请。如在本申请说明书和所附权利要求书中所使用的那样,除非上下文清楚地指明其它情况,否则单数形式的“一”、“一个”及“该”意在包括复数形式。It should also be understood that the terminology used in the specification of the application herein is for the purpose of describing particular embodiments only and is not intended to limit the application. As used in this specification and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural unless the context clearly dictates otherwise.
还应当进一步理解,在本申请说明书和所附权利要求书中使用的术语“和/或”是指相关联列出的项中的一个或多个的任何组合以及所有可能组合,并且包括这些组合。It should also be further understood that, as used in this specification and the appended claims, the term "and/or" refers to and including any and all possible combinations of one or more of the associated listed items .
应理解,本实施例中各步骤的序号的大小并不意味着执行顺序的先后,各过程的执行顺序应以其功能和内在逻辑确定,而不应对本申请实施例的实施过程构成任何限定。It should be understood that the size of the sequence numbers of the steps in this embodiment does not mean the sequence of execution, and the execution sequence of each process should be determined by its function and internal logic, and should not constitute any limitation to the implementation process of the embodiment of the present application.
为了说明本申请的技术方案,下面通过具体实施例来进行说明。In order to illustrate the technical solutions of the present application, the following specific embodiments are used for description.
本申请实施例提出一种保险数据信息的生成方法,应用于业务方对保险数据信息进行开发的平台或系统,可高效地生成保险数据信息,加快产品配置的周期。An embodiment of the present application proposes a method for generating insurance data information, which is applied to a platform or system for business parties to develop insurance data information, and can efficiently generate insurance data information and speed up the cycle of product configuration.
本申请提供的保险数据信息的生成方法,可以应用于如图1所示的应用环境中。其中,终端102与服务器104通过网络进行通信。其中,终端102可以但不限于是各种个人计算机、笔记本电脑、智能手机、平板电脑和便携式可穿戴设备,服务器104可以用独立的服务器或者是多个服务器组成的服务器集群来实现。在本实施例中,终端102是指保险数据信息设计人员对应的终端。The method for generating insurance data information provided in this application can be applied to the application environment shown in FIG. 1 . The terminal 102 communicates with the server 104 through the network. The terminal 102 can be, but is not limited to, various personal computers, notebook computers, smart phones, tablet computers and portable wearable devices, and the server 104 can be implemented by an independent server or a server cluster composed of multiple servers. In this embodiment, the terminal 102 refers to a terminal corresponding to an insurance data information designer.
参见图2,图2是本申请实施例提供的一种保险数据信息的生成方法的流程图一。保险数据信息的生成方法以应用于图1中的服务器104为例进行说明,保险数据信息的生成方法包括以下步骤。Referring to FIG. 2, FIG. 2 is a flowchart 1 of a method for generating insurance data information provided by an embodiment of the present application. The generation method of insurance data information is described by taking the application to the server 104 in FIG. 1 as an example, and the generation method of insurance data information includes the following steps.
步骤S210,接收终端发送的基础配置数据和X个套餐数据。Step S210: Receive basic configuration data and X package data sent by the terminal.
其中,X为大于零的整数。当X=1时,待生成的保险数据信息仅包括一个套餐数据;当X>1时,待生成的保险数据信息包括多个套餐数据。套餐数据用于定义保障计划,例如定义基础套餐、尊享套餐、钻石套餐等。每个套餐数据可包括套餐名称、套餐标识等。where X is an integer greater than zero. When X=1, the insurance data information to be generated includes only one package data; when X>1, the insurance data information to be generated includes multiple package data. Package data is used to define insurance plans, such as basic packages, premium packages, diamond packages, etc. Each package data may include a package name, a package identifier, and the like.
基础配置数据为待上线的新增保险数据信息的基础数据。基础配置数据可包括保险数据信息的投保规则和基础信息。The basic configuration data is the basic data of the newly added insurance data information to be launched. The basic configuration data may include insurance application rules and basic information of the insurance data information.
以待上线的新增保险数据信息为人身险为例,投保规则可包括保障期限、投保年龄、投保份数、职业范围、缴费期限等;基础信息可包括保险公司的名称、产品的名称、版本号等,但不限于此。Taking the new insurance data information to be launched as an example of personal insurance, the insurance rules may include the insurance period, insurance age, number of insurance copies, occupational scope, payment period, etc.; the basic information may include the name of the insurance company, the name of the product, and the version No., etc., but not limited to this.
步骤S220,接收终端发送的S个险种标识。Step S220, receiving the S insurance type identifiers sent by the terminal.
其中,S为大于零的整数,险种标识用于标识险种,终端可向服务器发送一个或至少两个险种标识。以人身险为例,依据险种的类别,险种可分为医疗险、重疾险、意外险、寿险、年金险等;其中,每个种类下的险种依据险种数据的不同,具有不同的险种标识。例如,医疗险的险种可包括险种P1、险种P2等。Wherein, S is an integer greater than zero, the insurance type identifier is used to identify the insurance type, and the terminal can send one or at least two insurance type identifiers to the server. Taking life insurance as an example, according to the type of insurance, insurance types can be divided into medical insurance, critical illness insurance, accident insurance, life insurance, annuity insurance, etc. Among them, the insurance types under each type have different insurance type identifications according to different insurance type data. . For example, the insurance types of medical insurance may include insurance types P1, insurance types P2, and the like.
步骤S230,将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据 相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据。Step S230, bind the S described insurance type identifiers with at least one described package data in the X described package data respectively, to determine at least one described package data corresponding to the S described insurance type identifiers respectively.
可以理解,每个险种标识可与一个套餐数据相绑定,也可与至少两个套餐数据相绑定。例如,基础套餐、尊享套餐均可关联险种P1,同时尊享套餐还关联险种P2。It can be understood that each insurance type identifier can be bound with one package data, or can be bound with at least two package data. For example, both the basic package and the premium package can be associated with insurance type P1, and the exclusive package can also be associated with insurance type P2.
步骤S240,将S个险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个险种标识各自对应的目标险种数据,目标险种数据包括目标险种基本数据和与目标险种基本数据关联的目标责任数据。Step S240, the S insurance type identifiers are respectively matched with the insurance type data in the preset insurance type information database, so as to obtain the target insurance type data corresponding to the S insurance type identifiers, and the target insurance type data includes the target insurance type basic data and the target insurance type basic data. The associated target responsibility data.
具体地,服务器可接收终端发送的一个险种标识,也可接收至少两个险种标识,并分别获取与每个险种标识对应的目标险种数据。Specifically, the server can receive one insurance type identifier sent by the terminal, and can also receive at least two insurance type identifiers, and respectively acquire target insurance type data corresponding to each insurance type identifier.
其中,服务器中预设有险种信息数据数据库,险种信息数据库中存储有险种数据,每个险种数据包括险种基本数据和与险种基本数据关联的责任数据。Wherein, the insurance type information data database is preset in the server, and insurance type data is stored in the insurance type information database, and each insurance type data includes insurance type basic data and liability data associated with the insurance type basic data.
险种基本数据可包括险种标识,以及险种的名称、保障期限、保障范围、赔付方式、理赔标准、理赔金额、险种的投保规则中的至少一种;每个险种的险种基本数据关联有一个或多个责任数据,责任数据为对被保险人或者受益人承担的保险给付责任,例如,重大疾病给付责任、意外身故/伤残给付责任、意外伤害医疗给付责任、飞机意外身故/伤残给付责任、火车意外身故/伤残给付责任等。The basic data of the insurance type may include the insurance type identification, and at least one of the name of the insurance type, the guarantee period, the coverage scope, the payment method, the claim standard, the claim amount, and the insurance policy of the insurance type; the basic data of each insurance type is associated with one or more insurance types. Personal liability data, the liability data is the insurance payment liability to the insured or the beneficiary, such as major illness payment liability, accidental death/disability payment liability, accidental injury medical payment liability, aircraft accidental death/disability payment Liability, train accident death/disability payment liability, etc.
步骤S250,将基础配置数据、S个险种标识各自对应的目标险种基本数据和目标责任数据,以及S个险种标识各自对应的至少一个套餐数据进行组合,生成目标保险数据信息。Step S250: Combine the basic configuration data, target insurance basic data and target liability data corresponding to the S insurance types, and at least one package data corresponding to the S insurance types to generate target insurance data information.
目标保险数据信息是指由多种数据信息构成的保险数据信息文件。在服务器接收基础配置数据、X个套餐数据并获取目标险种数据之后,可将基础配置数据、S个险种标识各自对应的目标险种基本数据和目标责任数据,以及S个险种标识各自对应的至少一个套餐数据进行组合,以生成目标保险数据信息。The target insurance data information refers to an insurance data information file composed of various data information. After the server receives the basic configuration data, the X package data, and obtains the target insurance type data, the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers, and at least one corresponding to the S insurance type identifiers can be stored in the server. Package data is combined to generate target insurance data information.
在一实施例中,步骤S250包括:将所述基础配置数据拆分为至少两个数据单元;将所述套餐数据、与所述套餐数据对应的险种标识、及与所述险种标识对应的目标险种基本数据和目标责任数据组合为套餐单元;在预设的产品数据报表中查找与每个所述数据单元和每个所述套餐单元对应的栏位;将所述数据单元和所述套餐单元分别加载至所述产品数据表对应的栏位中,生成目标保险数据信息。In one embodiment, step S250 includes: splitting the basic configuration data into at least two data units; dividing the package data, the insurance type identifier corresponding to the package data, and the target corresponding to the insurance type identifier. The basic data of the insurance type and the target responsibility data are combined into a package unit; the fields corresponding to each of the data units and each of the package units are searched in the preset product data report; the data units and the package units are combined They are respectively loaded into the corresponding fields of the product data sheet to generate target insurance data information.
如此,生成的目标保险数据信息包括基础配置数据和套餐单元,套餐单元可对应不同的保障计划。In this way, the generated target insurance data information includes basic configuration data and package units, and the package units may correspond to different insurance plans.
在一实施例中,在组合时,可依据用户输入的优先级信息或预设的规则,配置每个套餐单元中多个险种的主次关系,并依据险种的主次关系将多个目标险种数据分别填入产品数据表的主险栏位和附加险栏位,即可实现主险和附加险的配置。In one embodiment, when combining, the primary and secondary relationships of multiple insurance types in each package unit can be configured according to the priority information input by the user or the preset rules, and the multiple target insurance types can be combined according to the primary and secondary relationship of the insurance types. The data is filled in the main insurance field and the additional insurance field of the product data sheet respectively, and the configuration of the main insurance and the additional insurance can be realized.
可以理解,对基础配置数据、S个险种标识各自对应的目标险种基本数据和目标责任数据,以及S个险种标识各自对应的至少一个套餐数据进行组合的方式不限于此,例如,可将上述数据按照预设的规则排序和组合,在此不作限制。It can be understood that the method of combining the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and the at least one package data corresponding to the S insurance type identifiers is not limited to this. For example, the above data can be combined. Sort and combine according to preset rules, which is not limited here.
本申请实施例中,所述保险数据信息的生成方法可生成待上线的新增保险数据信息,由于在险种信息数据库中预设了险种数据,在接收到终端发送的险种标识后,服务器可依据险种标识从险种信息数据库获取目标险种数据,即可同时获取目标险种基本数据和目标责任数据;通过将险种标识分别与所述套餐数据相绑定,可确定所述险种标识各自对应的至少一个所述套餐数据,从而将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息In the embodiment of the present application, the method for generating insurance data information can generate new insurance data information to be online. Since the insurance type data is preset in the insurance type information database, after receiving the insurance type identification sent by the terminal, the server can The insurance type identifier obtains the target insurance type data from the insurance type information database, and then the basic data of the target insurance type and the target responsibility data can be obtained at the same time; by binding the insurance type identifier with the package data respectively, at least one corresponding insurance type identifier can be determined. the package data, so as to combine the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and at least one of the package data corresponding to the S insurance type identifiers to generate Target Insurance Data Information
本申请提供的保险数据信息的生成方法的流程清晰简单,不需要为每个新增保险数据信息单独配置险种和责任,缩短了配置时间,提升了生成保险数据信息的效率,进而缩短了开发周期且提升了产品上线的速度。同时,所述保险数据信息的生成方法减少了开发或者运维工作人员的工作量,为保险公司减少了人工成本。The process of the insurance data information generation method provided by this application is clear and simple, and there is no need to configure insurance types and responsibilities separately for each new insurance data information, which shortens the configuration time, improves the efficiency of generating insurance data information, and further shortens the development cycle. And improve the speed of product launch. At the same time, the method for generating insurance data information reduces the workload of development or operation and maintenance staff, and reduces labor costs for insurance companies.
在本实施例中,生成的目标保险数据信息可包括多个套餐数据,适应了当前互联网产品销售的需求,为同一个保险数据信息提供多种套餐的选择;由于每个套餐数据可自由地绑定险种标识,即每个套餐数据均可自由地选择险种,该方法的灵活度较好。In this embodiment, the generated target insurance data information may include multiple package data, which meets the current requirements of Internet product sales, and provides multiple package choices for the same insurance data information; since each package data can be freely bound The identification of insurance types, that is, the insurance type can be freely selected for each package data, and the flexibility of this method is good.
所述保险数据信息的生成方法不仅适用于生成人身险的保险数据信息,也可适用于生成财产险的保险数据信息。The method for generating insurance data information is not only applicable to generating insurance data information of personal insurance, but also applicable to generating insurance data information of property insurance.
在本申请的一个实施例中,在步骤S210“接收终端发送的基础配置数据和X个套餐数据”之前,保险数据信息的生成方法还包括:获取已有保险数据信息中包含的K个责任数据,K为大于1的整数;定义L个险种,为每个险种配置险种基本数据,所述险种基本数据包括险种标识,L为大于1的整数;将每个险种的险种基本数据和K个责任数据中的至少一个责任数据关联,生成每个险种的险种数据,得到L个险种数据;依据L个险种数据形成险种信息数据库。In an embodiment of the present application, before step S210 "receive the basic configuration data and X pieces of package data sent by the terminal", the method for generating insurance data information further includes: acquiring K pieces of liability data included in the existing insurance data information , K is an integer greater than 1; define L insurance types, configure basic insurance data for each insurance type, and the basic insurance data includes insurance type identification, L is an integer greater than 1; At least one liability data in the data is associated to generate insurance type data of each insurance type, and L types of insurance type data are obtained; an insurance type information database is formed according to the L type of insurance type data.
具体地,可获取目前市面上大量的保险数据信息中包含的责任数据,以人身险为例,现有的人身险产品最小的销售单元通常都是细分到调整责任,因此,获取已有保险数据信息中包含的K个责任数据,将责任数据从产品中抽离出来,从而对责任数据进行单独配置,脱离了原有的责任与产品之间的直接关系,形成一个责任数据库。例如,K个责任数据的责任标识分别为责任1、责任2、责任3……责任K。Specifically, liability data contained in a large amount of insurance data information on the market can be obtained. Taking life insurance as an example, the smallest sales unit of existing life insurance products is usually subdivided into adjustment responsibilities. Therefore, obtaining existing insurance The K pieces of responsibility data contained in the data information separate the responsibility data from the product, so as to configure the responsibility data separately, and form a responsibility database without the direct relationship between the original responsibility and the product. For example, the responsibility identifiers of the K pieces of responsibility data are respectively responsibility 1, responsibility 2, responsibility 3... and responsibility K.
在定义险种时,险种基本数据中包括险种标识,例如,险种标识可为险种P1、险种P2、险种P3……险种PL等。When defining an insurance type, the insurance type basic data includes an insurance type identification, for example, the insurance type identification may be an insurance type P1, an insurance type P2, an insurance type P3, an insurance type PL, and the like.
险种基本数据还可包括险种的名称、保障期限、保障范围、赔付方式、理赔标准、理赔金额、险种的投保规则中的至少一种。险种的投保规则可包括保障期限、投保年龄、投保份数、职业范围、缴费期限等。The basic data of the insurance type may further include at least one of the name of the insurance type, the protection period, the protection scope, the compensation method, the claim settlement standard, the claim settlement amount, and the insurance rules for the insurance type. Insurance rules for insurance types may include coverage period, insurance age, number of insurance copies, occupational scope, payment period, etc.
在生成险种数据时,每个险种基本数据可与至少一个责任数据关联,例如,险种P1可与责任1关联,险种P2可与责任2和责任3关联,险种P3可与责任3、责任4、责任5和责任6关联。可以理解,每个险种基本数据可任意挑选关联的责任数据,然后,依据L个险种数据形成险种信息数据库。由于配置好的险种数据关联有责任数据,每个险种数据既可以单独销售,也为用于后续生成保险数据信息。When generating insurance type data, the basic data of each insurance type can be associated with at least one liability data. For example, insurance type P1 can be associated with liability 1, insurance type P2 can be associated with liability 2 and liability 3, and insurance type P3 can be associated with liability 3, liability 4, Responsibility 5 and Responsibility 6 are linked. It can be understood that the basic data of each insurance type can arbitrarily select the associated liability data, and then an insurance type information database is formed according to the L insurance type data. Since the configured insurance data is associated with liability data, each insurance data can be sold separately or used for subsequent generation of insurance data information.
其中,在生成险种数据时,每个险种基本数据可与至少一个必选责任数据关联,可选择地,险种基本数据还可关联有可选责任数据,可选责任数据用于供用户在生成保险数据信息时进行选定。例如,险种P3的险种数据中的责任3和责任4为必选责任,责任5和责任6为可选责任。Wherein, when generating insurance type data, each insurance type basic data can be associated with at least one mandatory liability data, optionally, the insurance type basic data can also be associated with optional liability data, and the optional liability data is used for the user to generate insurance Select when data information. For example, in the insurance data of insurance type P3, responsibility 3 and responsibility 4 are mandatory, and responsibility 5 and responsibility 6 are optional.
如此,在配置险种数据时,可将险种基本数据与责任数据任意自由组合,提升了产品配置的灵活性;后续在生成产品时,可将基础配置数据与险种数据任意自由组合,解决了传统保险公司配置产品的固化模式,实现了产品销售的灵活性。In this way, when configuring insurance data, the basic insurance data and liability data can be freely combined, which improves the flexibility of product configuration; when generating products later, the basic configuration data and insurance data can be freely combined arbitrarily, which solves the problem of traditional insurance. The company configures the curing mode of the product to realize the flexibility of product sales.
在本申请的一个实施例中,在步骤S250“将基础配置数据、S个险种标识各自对应的目标险种基本数据和目标责任数据,以及S个险种标识各自对应的至少一个套餐数据进行组合,生成目标保险数据信息”之前,还包括以下步骤:判断目标责任数据中是否包含可选责任数据;若目标责任数据中包含可选责任数据,则生成针对所有可选责任数据的选择配置显示单元,并将选择配置显示单元发送至终端,选择配置显示单元用于提示用户触发对可选责任数据的选择指令;若接收到终端发送的选择指令,则依据选择指令获取选中的可选责任数据。In one embodiment of the present application, in step S250 "combining the basic configuration data, the target insurance basic data and target responsibility data corresponding to each of the S insurance types, and at least one package data corresponding to the S insurance types to generate Before “target insurance data information”, it also includes the following steps: judging whether the target liability data contains optional liability data; if the target liability data contains optional liability data, generating a selection configuration display unit for all optional liability data, and The selection configuration display unit is sent to the terminal, and the selection configuration display unit is used to prompt the user to trigger the selection instruction for the optional responsibility data; if the selection instruction sent by the terminal is received, the selected optional responsibility data is obtained according to the selection instruction.
相应地,步骤S250“将基础配置数据、S个险种标识各自对应的目标险种基本数据和目标责任数据,以及S个险种标识各自对应的至少一个套餐数据进行组合,生成目标保险数据信息”包括:将基础配置数据、S个险种标识各自对应的目标险种基本数据、选中的可选责任数据和目标责任数据中的必选责任数据,以及S个险种标识各自对应的至少一个套餐数据进行组合,生成目标保险数据信息。Correspondingly, step S250 "combine the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers, and the at least one package data corresponding to the S insurance type identifiers to generate target insurance data information" includes: Combine the basic configuration data, the basic data of the target insurance types corresponding to each of the S insurance types, the selected optional responsibility data and the mandatory responsibility data in the target responsibility data, and at least one package data corresponding to the S insurance types. Target insurance data information.
例如,在步骤S240中获取的目标险种数据为险种P3的险种数据,服务器判断险种3的 险种数据中是否包含可选责任数据;经判断,险种P3中包含可选责任5和责任6,则服务器生成针对可选责任5、责任6的选择配置显示单元,并将选择配置显示单元发送至终端;用户通过终端在选择配置显示单元中选择是否要选定可选责任5和/或责任6,并将选择指令发送至服务器,服务器接收到选择指令后,依据选择指令获取选中的可选责任数据。若选择指令指示选定了责任6,则服务器获取责任6,并将基础配置数据、套餐数据、目标险种基本数据、必选责任3、必选责任4及可选责任6进行组合,以生成目标保险数据信息。For example, the target insurance type data obtained in step S240 is the insurance type data of insurance type P3, and the server determines whether the insurance type data of insurance type 3 contains optional liability data; after judgment, the insurance type P3 contains optional liability 5 and liability 6, then the server Generate a selection configuration display unit for optional responsibility 5 and responsibility 6, and send the selection configuration display unit to the terminal; the user selects whether to select optional responsibility 5 and/or responsibility 6 in the selection configuration display unit through the terminal, and The selection instruction is sent to the server, and after receiving the selection instruction, the server obtains the selected optional responsibility data according to the selection instruction. If the selection instruction indicates that responsibility 6 is selected, the server obtains responsibility 6, and combines basic configuration data, package data, basic data of target insurance types, mandatory responsibility 3, mandatory responsibility 4, and optional responsibility 6 to generate a target Insurance data information.
在本实施例中,通过在险种中配置可选责任数据,可减少险种的配置量和配置成本,并且,在生成保险数据信息时可灵活选择可选责任数据,进一步提升了产品配置的灵活性。In this embodiment, by configuring optional liability data in insurance types, the configuration amount and configuration cost of insurance types can be reduced, and optional liability data can be flexibly selected when generating insurance data information, which further improves the flexibility of product configuration .
在本申请的一个实施例中,在步骤S240“获取S个险种标识各自对应的目标险种数据”之后,还包括以下步骤:获取目标险种基本数据中的投保规则和基础配置数据中的投保规则;判断目标险种基本数据中的投保规则与基础配置数据中的投保规则是否存在冲突;若目标险种基本数据中的投保规则与基础配置数据中的投保规则存在冲突,则向终端发出校验提示信息。In an embodiment of the present application, after step S240 "obtaining target insurance type data corresponding to S insurance type identifiers", the following steps are further included: acquiring the insurance application rules in the basic data of the target insurance types and the insurance application rules in the basic configuration data; Determine whether there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data; if there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data, a verification prompt message is sent to the terminal.
例如,基础配置数据中的投保规则包括保障期限为20年,而获取的目标险种数据中的投保规则包括保障期限为10年,此时服务器可判断目标险种基本数据中的投保规则与基础配置数据中的投保规则存在冲突,向终端发出校验提示信息,提示用户重新选择险种。若判断目标险种基本数据中的投保规则与基础配置数据中的投保规则不存在冲突,则可依据所获取的目标险种数据生成目标保险数据信息。For example, the insurance application rules in the basic configuration data include a guarantee period of 20 years, and the insurance application rules in the acquired target insurance data include a guarantee period of 10 years. At this time, the server can determine the insurance application rules and basic configuration data in the basic data of the target insurance type. If there is a conflict between the insurance rules in the system, a verification prompt message is sent to the terminal, prompting the user to re-select the insurance type. If it is determined that there is no conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data, the target insurance data information can be generated according to the acquired target insurance type data.
由于基础配置数据中包括产品的投保规则,且预先配置的险种数据中也包括投保规则,在获取与险种标识对应的目标险种数据之后,可对投保规则进行校验,以避免目标险种基本数据中的投保规则与基础配置数据中的投保规则存在冲突,避免产品配置错误,方便用户快速上手。Since the basic configuration data includes the insurance application rules of the product, and the pre-configured insurance type data also includes insurance application rules, after obtaining the target insurance type data corresponding to the insurance type identification, the insurance application rules can be verified to avoid the target insurance type basic data. There is a conflict between the insurance rules of the product and the insurance rules in the basic configuration data, which avoids product configuration errors and facilitates users to get started quickly.
参见图3,图3是本申请实施例提供的一种保险数据信息的生成方法的流程图二。在生成目标保险数据信息后,保险数据信息的生成方法还包括以下步骤。Referring to FIG. 3 , FIG. 3 is a second flowchart of a method for generating insurance data information provided by an embodiment of the present application. After generating the target insurance data information, the method for generating the insurance data information further includes the following steps.
步骤S310:向终端发送页面配置显示单元。Step S310: Send the page configuration display unit to the terminal.
具体地,服务器向终端发送页面配置显示单元,页面配置显示单元包括M种页面展示元素和N种页面样式,M为大于1的整数,N为大于1的整数。Specifically, the server sends a page configuration display unit to the terminal, where the page configuration display unit includes M types of page display elements and N types of page styles, where M is an integer greater than 1, and N is an integer greater than 1.
其中,服务器中存储有信息元素库,信息元素库中存储有用于展示的M种页面展示元素和N种页面样式。在生成目标保险数据信息后,服务器向终端发送页面配置显示单元,以使终端显示页面配置界面,便于用户在页面配置界面中选择页面展示元素和页面样式。The server stores an information element library, and the information element library stores M types of page display elements and N types of page styles for display. After generating the target insurance data information, the server sends a page configuration display unit to the terminal, so that the terminal displays a page configuration interface, so that the user can select page display elements and page styles in the page configuration interface.
所述页面展示元素可为页面需要展示的保险数据的内容,在一实施例中,基础配置数据可拆分为多个单元数据,则页面展示元素可包括基础配置数据中的多个单元数据;所述页面样式可以包括网页的布局、页面背景、网页中按键的样式等,页面样式也可以包括对页面展示元素设定的展示样式。The page display element can be the content of the insurance data to be displayed on the page. In one embodiment, the basic configuration data can be split into a plurality of unit data, and the page display element can include a plurality of unit data in the basic configuration data; The page style may include the layout of the webpage, the page background, the style of buttons in the webpage, etc. The page style may also include the display style set for the page display elements.
步骤S320:接收终端从M种页面展示元素中选定的目标页面展示元素,以及从N种页面样式中选定的目标页面样式。Step S320: Receive a target page display element selected by the terminal from among M kinds of page display elements, and a target page style selected from N kinds of page styles.
用户可在终端的页面配置界面中选定目标页面展示元素和目标页面样式,其中所选定的目标页面展示元素的数量、以及目标页面样式的数量均可为一个或一个以上。The user can select target page display elements and target page styles in the page configuration interface of the terminal, wherein the number of selected target page display elements and the number of target page styles can be one or more.
步骤S330:依据目标页面展示元素和目标页面样式,生成配置记录。Step S330: Generate a configuration record according to the target page display element and the target page style.
配置记录包括终端从M种页面展示元素中选定的目标页面展示元素、从N种页面样式中选定的目标页面样式,还可包括目标页面展示元素和目标页面样式的对应关系。The configuration record includes target page display elements selected by the terminal from M types of page display elements, target page styles selected from N page styles, and may also include a correspondence between target page display elements and target page styles.
步骤S340:依据配置记录,从目标保险数据信息中提取基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据中的至少一种数据。Step S340: According to the configuration record, extract basic configuration data, target insurance basic data and target liability data corresponding to the S insurance type identifiers, and at least one of the S insurance type identifiers corresponding to at least one At least one type of data in the package data.
由于配置记录包括了终端选定的目标页面展示元素,故依据配置记录,从目标保险数据 信息中提取基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据中的至少一种数据,提取的数据用于展示给用户。例如,终端选定了基础配置信息中的两个数据单元、一个套餐数据、及与该套餐数据对应的目标险种基本数据及目标责任数据,则依据配置记录从目标保险数据信息中提取相应的数据。Since the configuration record includes the target page display element selected by the terminal, according to the configuration record, the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers are extracted from the target insurance data information, and the S At least one type of data in the at least one package data corresponding to each of the insurance type identifiers, and the extracted data is used for displaying to the user. For example, if the terminal selects two data units in the basic configuration information, one package data, and the target insurance type basic data and target liability data corresponding to the package data, the corresponding data is extracted from the target insurance data information according to the configuration record. .
步骤S350:依据从目标保险数据信息中提取的至少一种数据,生成页面展示模块。Step S350: Generate a page display module according to at least one kind of data extracted from the target insurance data information.
页面展示模块为需要进行展示的数据模块,生成的页面展示模块可为一个,也可为至少两个。The page display module is a data module that needs to be displayed, and the generated page display module may be one or at least two.
步骤S360:依据目标页面样式和页面展示模块,生成目标保险数据信息的展示页面和展示页面的访问地址。Step S360: According to the target page style and the page display module, a display page of the target insurance data information and an access address of the display page are generated.
其中,若生成的页面展示模块为一个,则可依据目标页面样式和页面展示模块,生成目标保险数据信息的展示页面。Wherein, if one page display module is generated, a display page of the target insurance data information can be generated according to the target page style and the page display module.
若生成的页面展示模块为至少两个,则可对至少两个页面展示模块和目标页面样式进行组合,以生成目标保险数据信息的展示页面。If there are at least two page display modules to be generated, the at least two page display modules and the style of the target page can be combined to generate a display page of the target insurance data information.
在一实施方式中,展示页面可为H5页面,如此,可以直接访问H5页面进行产品销售。可以理解,展示页面的类型不限于此。In one embodiment, the display page may be an H5 page, in this way, the H5 page can be directly accessed for product sales. It can be understood that the types of display pages are not limited to this.
在本实施例中,服务器中存储有信息元素库;在生成保险数据信息后,可通过终端选定的目标页面展示元素和目标页面样式生成配置记录,进而依据配置记录生成目标保险数据信息的展示页面和展示页面的访问地址,该保险数据信息的生成方法无需为每个新产品单独开发产品页面,能够实现保险数据信息的快速上线,缩短了上线周期,满足当前互联网保险数据信息迅速上线、快速迭代的要求。In this embodiment, an information element library is stored in the server; after the insurance data information is generated, a configuration record can be generated through the target page display element and target page style selected by the terminal, and then a display of the target insurance data information can be generated according to the configuration record The access address of the page and the display page, the generation method of insurance data information does not need to develop a separate product page for each new product, which can realize the rapid online launch of insurance data information, shorten the online cycle, and meet the current Internet insurance data information can be launched quickly and quickly. Iterative requirements.
在本申请的一个实施例中,在接收终端发送的基础配置数据和X个套餐数据之前,所述保险数据信息的生成方法还包括:将产品配置显示单元发送至终端,产品配置显示单元包括P个属性框,P为大于1的整数。In an embodiment of the present application, before receiving the basic configuration data and X pieces of package data sent by the terminal, the method for generating insurance data information further includes: sending a product configuration display unit to the terminal, where the product configuration display unit includes P attribute box, P is an integer greater than 1.
在接收终端发送的基础配置数据和X个套餐数据之后,所述保险数据信息的生成方法还包括:提取P个所述属性框中的G个目标属性框和G个所述目标属性框中输入的配置数据,所述目标属性框是指通过所述终端输入配置数据且预设有录入校验规则的属性框,G为小于或等于P的正整数;利用每个所述目标属性框对应的录入校验规则,对每个所述目标属性框中输入的所述配置数据进行校验,以判断G个所述目标属性框中输入的配置数据中是否存在有误数据;若G个所述目标属性框中输入的配置数据中存在有误数据,则向所述终端发出录入提示信息。After receiving the basic configuration data and the X pieces of package data sent by the terminal, the method for generating the insurance data information further includes: extracting G target attribute boxes and G target attribute boxes in the P attribute boxes and inputting the input in the G target attribute boxes. The configuration data of the target attribute box refers to the attribute box in which the configuration data is input through the terminal and the input verification rules are preset, and G is a positive integer less than or equal to P; Enter the verification rules, and verify the configuration data entered in each of the target attribute boxes to determine whether there is any wrong data in the configuration data entered in the G target attribute boxes; If there is incorrect data in the configuration data entered in the target attribute box, an input prompt message is sent to the terminal.
例如,目标属性框包括保障期限、缴费期限等。缴费期限的属性框中的配置数据“35”;在校验时,若保障期限的属性框对应的录入校验规则为“1~30”,则判断缴费期限的配置数据有误,服务器向终端发出录入提示信息,提示用户在数据有误的属性框中重新输入配置数据,以避免配置错误。若服务器判断G个目标属性框中输入的配置数据不存在有误数据,则可接收终端发送的险种标识。For example, the target attribute box includes warranty period, payment period, and the like. The configuration data "35" in the property box of the payment period; during verification, if the input verification rule corresponding to the property box of the guarantee period is "1~30", it is judged that the configuration data of the payment period is incorrect, and the server sends the terminal to the terminal. Send an input prompt message to prompt the user to re-enter the configuration data in the property box with incorrect data to avoid configuration errors. If the server determines that the configuration data entered in the G target attribute boxes does not contain incorrect data, it can receive the insurance type identifier sent by the terminal.
如此,本申请提供的保险数据信息的生成方法中,产品配置显示单元作为用于配置产品的配置界面,该界面操作简单,同时服务器可对配置数据进行校验,避免产品配置错误,提升了配置效率。In this way, in the method for generating insurance data information provided by the present application, the product configuration display unit is used as a configuration interface for configuring products, the interface is simple to operate, and the server can verify the configuration data to avoid product configuration errors and improve the configuration. efficiency.
参见图4,图4是本申请实施例提供的一种保险数据信息的生成装置的结构图,为了便于说明,仅示出了与本申请实施例相关的部分。Referring to FIG. 4 , FIG. 4 is a structural diagram of an apparatus for generating insurance data information provided by an embodiment of the present application. For convenience of description, only parts related to the embodiment of the present application are shown.
保险数据信息的生成装置4包括:The generating device 4 of insurance data information includes:
第一接收模块401,用于接收终端发送的基础配置数据和X个套餐数据,X为大于0的整数;The first receiving module 401 is used for receiving basic configuration data and X package data sent by the terminal, where X is an integer greater than 0;
第二接收模块402,用于接收终端发送的S个险种标识,S为大于零的整数;The second receiving module 402 is configured to receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero;
绑定模块403,用于将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;The binding module 403 is configured to bind the S pieces of the insurance type identifiers with at least one of the package data in the X pieces of the package data respectively, so as to determine at least one of the packages corresponding to the S pieces of the insurance type identifiers. data;
获取模块404,用于将险种标识与预设的险种信息数据库中的险种数据进行匹配,以获取与险种标识对应的目标险种数据;The obtaining module 404 is used for matching the insurance type identification with the insurance type data in the preset insurance type information database, so as to obtain the target insurance type data corresponding to the insurance type identification;
保险数据信息生成模块405,用于将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。The insurance data information generation module 405 is used to generate the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and at least one of the package data corresponding to the S insurance type identifiers. Combining to generate target insurance data information.
在一个实施例中,保险数据信息的生成装置4还可以包括:In one embodiment, the generating device 4 for insurance data information may further include:
第一发送模块,用于向终端发送页面配置显示单元,页面配置显示单元包括M种页面展示元素和N种页面样式;a first sending module, configured to send a page configuration display unit to the terminal, where the page configuration display unit includes M kinds of page display elements and N kinds of page styles;
第三接收模块,用于接收所述终端从所述M种页面展示元素中选定的目标页面展示元素,以及从所述N种页面样式中选定的目标页面样式;a third receiving module, configured to receive a target page display element selected by the terminal from the M kinds of page display elements, and a target page style selected from the N kinds of page styles;
配置记录生成模块,用于依据终端选定的目标页面展示元素和目标页面样式,生成配置记录;The configuration record generation module is used to generate configuration records according to the target page display elements and target page styles selected by the terminal;
数据提取模块,用于依据配置记录,从目标保险数据信息中提取基础配置数据、X个套餐数据、目标险种基本数据及目标责任数据中的至少一种数据;The data extraction module is used for extracting at least one data of basic configuration data, X package data, basic data of target insurance types and target liability data from the target insurance data information according to the configuration record;
页面生成模块,用于依据从目标保险数据信息中提取的至少一种数据,生成页面展示模块,及依据目标页面样式和页面展示模块,生成目标保险数据信息的展示页面和展示页面的访问地址。The page generation module is used to generate a page display module according to at least one kind of data extracted from the target insurance data information, and generate a display page of the target insurance data information and an access address of the display page according to the target page style and the page display module.
在一个实施例中,所述保险数据信息生成模块405进一步包括:In one embodiment, the insurance data information generation module 405 further includes:
拆分子模块,用于将所述基础配置数据拆分为至少两个数据单元;A splitting submodule for splitting the basic configuration data into at least two data units;
套餐单元组合子模块,用于将所述套餐数据、与所述套餐数据对应的险种标识、及与所述险种标识对应的目标险种基本数据和目标责任数据组合为套餐单元;a package unit combination submodule, configured to combine the package data, the insurance type identifier corresponding to the package data, and the target insurance type basic data and target responsibility data corresponding to the insurance type identifier into a package unit;
查找子模块,用于在预设的产品数据报表中查找与每个所述数据单元和每个所述套餐单元对应的栏位;A search submodule, used to search for a field corresponding to each of the data units and each of the package units in a preset product data report;
加载子模块,用于将所述数据单元和所述套餐单元分别加载至所述产品数据表对应的栏位中,生成目标保险数据信息。The loading sub-module is used to load the data unit and the package unit into the corresponding fields of the product data table respectively to generate target insurance data information.
在一个实施例中,保险数据信息的生成装置4还可以包括:In one embodiment, the generating device 4 for insurance data information may further include:
责任数据获取模块,获取已有保险数据信息中包含的K个责任数据,K为大于1的整数;The liability data acquisition module obtains K liability data contained in the existing insurance data information, where K is an integer greater than 1;
险种定义模块,用于定义L个险种,为每个险种配置险种基本数据,所述险种基本数据包括险种标识,L为大于1的整数;The insurance type definition module is used to define L insurance types, and configure basic insurance type data for each insurance type, the insurance type basic data includes insurance type identification, and L is an integer greater than 1;
险种数据生成模块,用于将每个险种的险种基本数据和K个责任数据中的至少一个责任数据关联,生成每个险种的险种数据;The insurance type data generation module is used to associate the insurance type basic data of each insurance type with at least one responsibility data in the K liability data, and generate the insurance type data of each insurance type;
数据库生成模块,用于依据L个险种数据形成险种信息数据库。The database generation module is used to form an insurance type information database according to the L insurance type data.
在一个实施例中,保险数据信息的生成装置4还可以包括:In one embodiment, the generating device 4 for insurance data information may further include:
投保规则获取模块,用于获取目标险种基本数据中的投保规则和基础配置数据中的投保规则;The insurance application rule acquisition module is used to obtain the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
第一判断模块,用于判断目标险种基本数据中的投保规则与基础配置数据中的投保规则是否存在冲突;The first judgment module is used for judging whether there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
校验提示模块,用于在目标险种基本数据中的投保规则与基础配置数据中的投保规则存在冲突时,则向终端发出校验提示信息。The verification prompt module is used to send verification prompt information to the terminal when there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data.
在一实施例中,保险数据信息的生成装置4还包括:In one embodiment, the generating device 4 for insurance data information further includes:
第二判断模块,用于在将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合之前,判断目标责任数据中是否包含可选责任数据;The second judging module is configured to perform the analysis on the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and at least one of the package data corresponding to the S insurance type identifiers. Before combining, determine whether the target responsibility data contains optional responsibility data;
配置显示单元生成模块,用于生成针对所有可选责任数据的选择配置显示单元;A configuration display unit generation module for generating a selection configuration display unit for all optional responsibility data;
第二发送模块,用于将所述配置显示单元发送至终端;a second sending module, configured to send the configuration display unit to the terminal;
可选责任获取模块,用于依据终端发送的选择指令,获取选中的可选责任数据;保险数据信息生成模块405还用于将所述基础配置数据、S个所述险种标识各自对应所述目标险种基本数据、选中的所述可选责任数据和所述目标责任数据中的必选责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成所述目标保险数据信息。The optional responsibility acquisition module is used to obtain the selected optional responsibility data according to the selection instruction sent by the terminal; the insurance data information generation module 405 is also used for the basic configuration data and the S identifications of the insurance types respectively correspond to the target The basic data of insurance types, the mandatory responsibility data in the selected optional responsibility data and the target responsibility data, and at least one of the package data corresponding to each of the S insurance types are combined to generate the target insurance data information.
在一个实施例中,保险数据信息的生成装置4还包括:In one embodiment, the device 4 for generating insurance data information further includes:
第三发送模块,用于将产品配置显示单元发送至终端,产品配置显示单元包括P个属性框;The third sending module is used for sending the product configuration display unit to the terminal, and the product configuration display unit includes P attribute boxes;
配置数据提取模块,用于提取P个所述属性框中的G个目标属性框和G个所述目标属性框中输入的配置数据,所述目标属性框是指通过所述终端输入配置数据且预设有录入校验规则的属性框;A configuration data extraction module, configured to extract G target attribute boxes in the P attribute boxes and configuration data input in the G target attribute boxes, where the target attribute boxes refer to the configuration data input through the terminal and There is a preset property box for entering verification rules;
校验模块,用于利用每个目标属性框对应的录入校验规则,对每个目标属性框中输入的配置数据进行校验,以判断G个所述目标属性框中输入的配置数据是否存在有误数据;The verification module is used to verify the configuration data input in each target attribute box by using the input verification rule corresponding to each target attribute box, so as to determine whether the configuration data input in the G target attribute boxes exists. wrong data;
录入提示模块,用于在G个所述目标属性框中输入的配置数据中存在有误数据时,向终端发出录入提示信息。The input prompt module is used for sending input prompt information to the terminal when there is wrong data in the configuration data entered in the G target attribute boxes.
本申请实施例提供的保险数据信息的生成装置4能够实现上述保险数据信息的生成方法的实施例的各个过程,且能达到相同的技术效果,为避免重复,这里不再赘述。The insurance data information generating apparatus 4 provided in the embodiment of the present application can implement each process of the above-mentioned embodiments of the insurance data information generating method, and can achieve the same technical effect. To avoid repetition, details are not repeated here.
图5是本申请实施例提供的一种服务器的结构图。如该图所示,该实施例的服务器104包括:至少一个处理器50(图5中仅示出一个)、存储器51以及存储在所述存储器51中并可在所述至少一个处理器50上运行的计算机程序52,所述处理器50执行所述计算机程序52时实现上述任意各个方法实施例中的步骤。FIG. 5 is a structural diagram of a server provided by an embodiment of the present application. As shown in this figure, the server 104 of this embodiment includes: at least one processor 50 (only one is shown in FIG. 5 ), a memory 51 , and a memory 51 stored in the memory 51 and available on the at least one processor 50 The running computer program 52, when the processor 50 executes the computer program 52, implements the steps in any of the foregoing method embodiments.
所述服务器104可以是桌上型计算机、笔记本、掌上电脑及云端服务器等计算设备。所述服务器104可包括,但不仅限于,处理器50、存储器51。本领域技术人员可以理解,图5仅仅是服务器104的示例,并不构成对服务器104的限定,可以包括比图示更多或更少的部件,或者组合某些部件,或者不同的部件,例如所述服务器104还可以包括输入输出设备、网络接入设备、总线等。The server 104 may be a computing device such as a desktop computer, a notebook computer, a palmtop computer, and a cloud server. The server 104 may include, but is not limited to, the processor 50 and the memory 51 . Those skilled in the art can understand that FIG. 5 is only an example of the server 104, and does not constitute a limitation on the server 104, and may include more or less components than those shown in the figure, or combine some components, or different components, such as The server 104 may also include input and output devices, network access devices, buses, and the like.
所述处理器50可以是中央处理单元(Central Processing Unit,CPU),还可以是其他通用处理器、数字信号处理器(Digital Signal Processor,DSP)、专用集成电路(Application Specific Integrated Circuit,ASIC)、现场可编程门阵列(Field-Programmable Gate Array,FPGA)或者其他可编程逻辑器件、分立门或者晶体管逻辑器件、分立硬件组件等。通用处理器可以是微处理器或者该处理器也可以是任何常规的处理器等。The processor 50 may be a central processing unit (Central Processing Unit, CPU), or other general-purpose processors, digital signal processors (Digital Signal Processor, DSP), application specific integrated circuits (Application Specific Integrated Circuit, ASIC), Field-Programmable Gate Array (FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
所述存储器51可以是所述服务器104的内部存储单元,例如服务器104的硬盘或内存。所述存储器51也可以是所述服务器104的外部存储设备,例如所述服务器104上配备的插接式硬盘,智能存储卡(Smart Media Card,SMC),安全数字(Secure Digital,SD)卡,闪存卡(Flash Card)等。进一步地,所述存储器51还可以既包括所述服务器104的内部存储单元也包括外部存储设备。所述存储器51用于存储所述计算机程序以及所述服务器104所需的其他程序和数据。所述存储器51还可以用于暂时地存储已经输出或者将要输出的数据。The memory 51 may be an internal storage unit of the server 104 , such as a hard disk or a memory of the server 104 . The memory 51 may also be an external storage device of the server 104, such as a plug-in hard disk, a smart memory card (Smart Media Card, SMC), a secure digital (Secure Digital, SD) card equipped on the server 104, Flash card (Flash Card) and so on. Further, the memory 51 may also include both an internal storage unit of the server 104 and an external storage device. The memory 51 is used to store the computer program and other programs and data required by the server 104 . The memory 51 can also be used to temporarily store data that has been output or will be output.
所属领域的技术人员可以清楚地了解到,为了描述的方便和简洁,仅以上述各功能单元、模块的划分进行举例说明,实际应用中,可以根据需要而将上述功能分配由不同的功能单元、模块完成,即将所述装置的内部结构划分成不同的功能单元或模块,以完成以上描述的全部或者部分功能。实施例中的各功能单元、模块可以集成在一个处理单元中,也可以是各个单元单独物理存在,也可以两个或两个以上单元集成在一个单元中,上述集成的单元既可以采用硬件的形式实现,也可以采用软件功能单元的形式实现。另外,各功能单元、模块的具体名称也只是为了便于相互区分,并不用于限制本申请的保护范围。上述系统中单元、模块的 具体工作过程,可以参考前述方法实施例中的对应过程,在此不再赘述。Those skilled in the art can clearly understand that, for the convenience and simplicity of description, only the division of the above-mentioned functional units and modules is used as an example. Module completion, that is, dividing the internal structure of the device into different functional units or modules to complete all or part of the functions described above. Each functional unit and module in the embodiment may be integrated in one processing unit, or each unit may exist physically alone, or two or more units may be integrated in one unit, and the above-mentioned integrated units may adopt hardware. It can also be realized in the form of software functional units. In addition, the specific names of the functional units and modules are only for the convenience of distinguishing from each other, and are not used to limit the protection scope of the present application. For the specific working processes of the units and modules in the above system, reference may be made to the corresponding processes in the foregoing method embodiments, and details are not described herein again.
在上述实施例中,对各个实施例的描述都各有侧重,某个实施例中没有详述或记载的部分,可以参见其它实施例的相关描述。In the foregoing embodiments, the description of each embodiment has its own emphasis. For parts that are not described or described in detail in a certain embodiment, reference may be made to the relevant descriptions of other embodiments.
本领域普通技术人员可以意识到,结合本文中所公开的实施例描述的各示例的单元及算法步骤,能够以电子硬件、或者计算机软件和电子硬件的结合来实现。这些功能究竟以硬件还是软件方式来执行,取决于技术方案的特定应用和设计约束条件。专业技术人员可以对每个特定的应用来使用不同方法来实现所描述的功能,但是这种实现不应认为超出本申请的范围。Those of ordinary skill in the art can realize that the units and algorithm steps of each example described in conjunction with the embodiments disclosed herein can be implemented in electronic hardware, or a combination of computer software and electronic hardware. Whether these functions are performed in hardware or software depends on the specific application and design constraints of the technical solution. Skilled artisans may implement the described functionality using different methods for each particular application, but such implementations should not be considered beyond the scope of this application.
在本申请所提供的实施例中,应该理解到,所揭露的装置/服务器和方法,可以通过其它的方式实现。例如,以上所描述的装置/服务器实施例仅仅是示意性的,例如,所述模块或单元的划分,仅仅为一种逻辑功能划分,实际实现时可以有另外的划分方式,例如多个单元或组件可以结合或者可以集成到另一个系统,或一些特征可以忽略,或不执行。另一点,所显示或讨论的相互之间的耦合或直接耦合或通讯连接可以是通过一些接口,装置或单元的间接耦合或通讯连接,可以是电性,机械或其它的形式。In the embodiments provided in this application, it should be understood that the disclosed apparatus/server and method may be implemented in other manners. For example, the device/server embodiments described above are only illustrative. For example, the division of the modules or units is only a logical function division. In actual implementation, there may be other division methods, such as multiple units or Components may be combined or may be integrated into another system, or some features may be omitted, or not implemented. On the other hand, the shown or discussed mutual coupling or direct coupling or communication connection may be through some interfaces, indirect coupling or communication connection of devices or units, and may be in electrical, mechanical or other forms.
所述作为分离部件说明的单元可以是或者也可以不是物理上分开的,作为单元显示的部件可以是或者也可以不是物理单元,即可以位于一个地方,或者也可以分布到多个网络单元上。可以根据实际的需要选择其中的部分或者全部单元来实现本实施例方案的目的。The units described as separate components may or may not be physically separated, and components displayed as units may or may not be physical units, that is, may be located in one place, or may be distributed to multiple network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution in this embodiment.
另外,在本申请各个实施例中的各功能单元可以集成在一个处理单元中,也可以是各个单元单独物理存在,也可以两个或两个以上单元集成在一个单元中。上述集成的单元既可以采用硬件的形式实现,也可以采用软件功能单元的形式实现。In addition, each functional unit in each embodiment of the present application may be integrated into one processing unit, or each unit may exist physically alone, or two or more units may be integrated into one unit. The above-mentioned integrated units may be implemented in the form of hardware, or may be implemented in the form of software functional units.
所述集成的模块/单元如果以软件功能单元的形式实现并作为独立的产品销售或使用时,可以存储在一个计算机可读取存储介质中。基于这样的理解,本申请实现上述实施例方法中的全部或部分流程,也可以通过计算机程序来指令相关的硬件来完成,所述的计算机程序可存储于一计算机可读存储介质中,该计算机程序在被处理器执行时,可实现上述各个方法实施例的步骤。The integrated modules/units, if implemented in the form of software functional units and sold or used as independent products, may be stored in a computer-readable storage medium. Based on this understanding, the present application can implement all or part of the processes in the methods of the above embodiments, and can also be completed by instructing the relevant hardware through a computer program. The computer program can be stored in a computer-readable storage medium, and the computer When the program is executed by the processor, the steps of the foregoing method embodiments can be implemented.
其中,所述计算机可读存储介质可以是非易失性,也可以是易失性。所述计算机程序包括计算机程序代码,所述计算机程序代码可以为源代码形式、对象代码形式、可执行文件或某些中间形式等。所述计算机可读介质可以包括:能够携带所述计算机程序代码的任何实体或装置、记录介质、U盘、移动硬盘、磁碟、光盘、计算机存储器、只读存储器(ROM,Read-Only Memory)、随机存取存储器(RAM,Random Access Memory)、电载波信号、电信信号以及软件分发介质等。需要说明的是,所述计算机可读介质包含的内容可以根据司法管辖区内立法和专利实践的要求进行适当的增减,例如在某些司法管辖区,根据立法和专利实践,计算机可读介质不包括电载波信号和电信信号。Wherein, the computer-readable storage medium may be non-volatile or volatile. The computer program includes computer program code, which may be in source code form, object code form, executable file or some intermediate form, and the like. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, U disk, removable hard disk, magnetic disk, optical disk, computer memory, read-only memory (ROM, Read-Only Memory) , Random Access Memory (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium, etc. It should be noted that the content contained in the computer-readable media may be appropriately increased or decreased according to the requirements of legislation and patent practice in the jurisdiction, for example, in some jurisdictions, according to legislation and patent practice, the computer-readable media Electric carrier signals and telecommunication signals are not included.
本申请实现上述实施例方法中的全部或部分流程,也可以通过计算机程序产品来实现,当计算机程序产品在服务器上运行时,使得所述服务器执行时实现可实现上述各个方法实施例中的步骤。This application implements all or part of the processes in the methods of the above embodiments, and can also be implemented by a computer program product. When the computer program product runs on a server, the server can implement the steps in the above method embodiments when executed. .
以上所述实施例仅用以说明本申请的技术方案,而非对其限制;尽管参照前述实施例对本申请进行了详细的说明,本领域的普通技术人员应当理解:其依然可以对前述各实施例所记载的技术方案进行修改,或者对其中部分技术特征进行等同替换;而这些修改或者替换,并不使相应技术方案的本质脱离本申请各实施例技术方案的精神和范围,均应包含在本申请的保护范围之内。The above-mentioned embodiments are only used to illustrate the technical solutions of the present application, but not to limit them; although the present application has been described in detail with reference to the above-mentioned embodiments, those of ordinary skill in the art should understand that: it can still be used for the above-mentioned implementations. The technical solutions described in the examples are modified, or some technical features thereof are equivalently replaced; and these modifications or replacements do not make the essence of the corresponding technical solutions deviate from the spirit and scope of the technical solutions in the embodiments of the application, and should be included in the within the scope of protection of this application.

Claims (20)

  1. 一种保险数据信息的生成方法,其中,所述保险数据信息的生成方法包括:A method for generating insurance data information, wherein the method for generating insurance data information comprises:
    接收终端发送的基础配置数据和X个套餐数据,X为大于零的整数;Receive the basic configuration data and X package data sent by the terminal, where X is an integer greater than zero;
    接收所述终端发送的S个险种标识,S为大于零的整数;Receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero;
    将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;Binding the S pieces of the insurance type identifiers with at least one of the package data in the X pieces of the package data, respectively, to determine at least one of the package data corresponding to the S pieces of the insurance type identifiers;
    将S个所述险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个所述险种标识各自对应的目标险种数据,所述目标险种数据包括目标险种基本数据和与所述目标险种基本数据关联的目标责任数据;The S described insurance type identifiers are respectively matched with the insurance type data in the preset insurance type information database, so as to obtain the target insurance type data corresponding to each of the S described insurance type identifiers, and the target insurance type data includes the target insurance type basic data and Describe the target liability data associated with the basic data of the target insurance type;
    将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。The basic configuration data, target insurance type basic data and target responsibility data corresponding to each of the S insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
  2. 如权利要求1所述的保险数据信息的生成方法,其中,在生成目标保险数据信息后,还包括:The method for generating insurance data information according to claim 1, wherein after generating the target insurance data information, the method further comprises:
    向所述终端发送页面配置显示单元,所述页面配置显示单元包括M种页面展示元素和N种页面样式,M为大于1的整数,N为大于1的整数;Sending a page configuration display unit to the terminal, where the page configuration display unit includes M kinds of page display elements and N kinds of page styles, where M is an integer greater than 1, and N is an integer greater than 1;
    接收所述终端从所述M种页面展示元素中选定的目标页面展示元素,以及从所述N种页面样式中选定的目标页面样式;receiving, by the terminal, a target page display element selected from the M kinds of page display elements, and a target page style selected from the N kinds of page styles;
    依据所述目标页面展示元素和所述目标页面样式,生成配置记录;generating a configuration record according to the target page display element and the target page style;
    依据所述配置记录,从所述目标保险数据信息中提取所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据中的至少一种数据;According to the configuration record, extract the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers from the target insurance data information, and at least the S insurance type identifiers corresponding to each other. at least one kind of data in one of the package data;
    依据从所述目标保险数据信息中提取的至少一种数据,生成页面展示模块;generating a page display module according to at least one kind of data extracted from the target insurance data information;
    依据所述目标页面样式和所述页面展示模块,生成所述目标保险数据信息的展示页面和所述展示页面的访问地址。According to the target page style and the page display module, a display page of the target insurance data information and an access address of the display page are generated.
  3. 如权利要求1所述的保险数据信息的生成方法,其中,将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息,包括:The method for generating insurance data information according to claim 1, wherein the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers, and the S insurance type identifiers corresponding to each At least one of the package data is combined to generate target insurance data information, including:
    将所述基础配置数据拆分为至少两个数据单元;splitting the basic configuration data into at least two data units;
    将所述套餐数据、与所述套餐数据对应的险种标识、及与所述险种标识对应的目标险种基本数据和目标责任数据组合为套餐单元;Combining the package data, the insurance type identifier corresponding to the package data, and the target insurance type basic data and target responsibility data corresponding to the insurance type identifier into a package unit;
    在预设的产品数据报表中查找与每个所述数据单元和每个所述套餐单元对应的栏位;Find a field corresponding to each of the data units and each of the package units in the preset product data report;
    将所述数据单元和所述套餐单元分别加载至所述产品数据表对应的栏位中,生成所述目标保险数据信息。The data unit and the package unit are respectively loaded into the corresponding fields of the product data table to generate the target insurance data information.
  4. 如权利要求1所述的保险数据信息的生成方法,其中,在接收终端发送的基础配置数据和X个套餐数据之前,还包括:The method for generating insurance data information as claimed in claim 1, wherein before receiving the basic configuration data and X package data sent by the terminal, the method further comprises:
    获取已有保险数据信息中包含的K个责任数据,K为大于1的整数;Obtain the K liability data contained in the existing insurance data information, where K is an integer greater than 1;
    定义L个险种,为每个所述险种配置险种基本数据,所述险种基本数据包括险种标识,L为大于1的整数;Define L insurance types, configure basic insurance data for each of the insurance types, and the insurance basic data includes an insurance type identifier, and L is an integer greater than 1;
    将每个所述险种的险种基本数据和K个所述责任数据中的至少一个所述责任数据关联,生成每个所述险种的险种数据,得到L个险种数据;Associating insurance type basic data of each described insurance type with at least one of the K pieces of liability data, generating insurance type data of each described insurance type, and obtaining L insurance type data;
    依据L个所述险种数据形成所述险种信息数据库。The insurance type information database is formed according to the L pieces of the insurance type data.
  5. 如权利要求1所述的保险数据信息的生成方法,其中,在获取S个所述险种标识各自对应的目标险种数据之后,还包括:The method for generating insurance data information according to claim 1, wherein after acquiring the target insurance type data corresponding to each of the S said insurance type identifiers, the method further comprises:
    获取所述目标险种基本数据中的投保规则和所述基础配置数据中的投保规则;Obtain the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
    判断所述目标险种基本数据中的投保规则与所述基础配置数据中的投保规则是否存在冲突;Determine whether there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
    若所述目标险种基本数据中的投保规则与所述基础配置数据中的投保规则存在冲突,则向所述终端发出校验提示信息。If there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data, a verification prompt message is sent to the terminal.
  6. 如权利要求1所述的保险数据信息的生成方法,其中,在将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合之前,还包括:The method for generating insurance data information according to claim 1, wherein, after combining the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers, and the S insurance type identifiers respectively Before the corresponding at least one of the package data is combined, it also includes:
    判断所述目标责任数据中是否包含可选责任数据;Determine whether the target responsibility data contains optional responsibility data;
    若所述目标责任数据中包含所述可选责任数据,则生成针对所有所述可选责任数据的选择配置显示单元,并将所述选择配置显示单元发送至所述终端,所述选择配置显示单元用于提示用户触发对所述可选责任数据的选择指令;If the target responsibility data includes the optional responsibility data, generating a selection configuration display unit for all the optional responsibility data, and sending the selection configuration display unit to the terminal, the selection configuration display unit The unit is used to prompt the user to trigger a selection instruction for the optional responsibility data;
    若接收到所述终端发送的选择指令,则依据所述选择指令获取选中的所述可选责任数据;If receiving the selection instruction sent by the terminal, obtain the selected optional responsibility data according to the selection instruction;
    相应地,所述将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和所述目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息包括:Correspondingly, the basic configuration data, the target insurance type basic data and the target responsibility data corresponding to the S insurance type identifiers, and the at least one package data corresponding to the S insurance type identifiers are combined. , the generated target insurance data information includes:
    将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据、选中的所述可选责任数据和所述目标责任数据中的必选责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成所述目标保险数据信息。The basic configuration data, the target insurance type basic data corresponding to each of the S insurance type identifiers, the selected optional responsibility data and the mandatory responsibility data in the target responsibility data, and the S insurance type identifiers respectively. The corresponding at least one of the package data is combined to generate the target insurance data information.
  7. 如权利要求1至6任一项所述的保险数据信息的生成方法,其中,在接收终端发送的基础配置数据和X个套餐数据之前,还包括:The method for generating insurance data information according to any one of claims 1 to 6, wherein, before receiving the basic configuration data and X package data sent by the terminal, further comprising:
    将产品配置显示单元发送至所述终端,所述产品配置显示单元包括P个属性框,P为大于1的整数;sending a product configuration display unit to the terminal, where the product configuration display unit includes P attribute boxes, where P is an integer greater than 1;
    在接收终端发送的基础配置数据和X个套餐数据后,还包括:After receiving the basic configuration data and X package data sent by the terminal, it also includes:
    提取P个所述属性框中的G个目标属性框和G个所述目标属性框中输入的配置数据,所述目标属性框是指通过所述终端输入配置数据且预设有录入校验规则的属性框,G为小于或等于P的正整数;Extracting G target attribute boxes in the P attribute boxes and configuration data input in the G target attribute boxes, the target attribute boxes refer to inputting configuration data through the terminal and preset entry verification rules The attribute box of , G is a positive integer less than or equal to P;
    利用每个所述目标属性框对应的录入校验规则,对每个所述目标属性框中输入的所述配置数据进行校验,以判断G个所述目标属性框中输入的配置数据中是否存在有误数据;The configuration data input in each of the target attribute boxes is checked by using the input verification rule corresponding to each of the target attribute boxes to determine whether the configuration data input in the G target attribute boxes is Incorrect data exists;
    若G个所述目标属性框中输入的配置数据中存在有误数据,则向所述终端发出录入提示信息。If there is incorrect data in the configuration data entered in the G target attribute boxes, an input prompt message is sent to the terminal.
  8. 一种保险数据信息的生成装置,其中,所述保险数据信息的生成装置包括:A device for generating insurance data information, wherein the device for generating insurance data information comprises:
    第一接收模块,用于接收终端发送的基础配置数据和X个套餐数据,X为大于零的整数;a first receiving module, configured to receive basic configuration data and X package data sent by the terminal, where X is an integer greater than zero;
    第二接收模块,用于接收所述终端发送的S个险种标识,S为大于零的整数;A second receiving module, configured to receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero;
    绑定模块,用于将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;A binding module, configured to bind the S pieces of the insurance type identifiers with at least one of the package data in the X pieces of package data respectively, so as to determine at least one of the package data corresponding to the S pieces of the insurance type identifiers respectively ;
    获取模块,用于将S个所述险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个所述险种标识各自对应的目标险种数据,所述目标险种数据包括险种基本数据和与所述险种基本数据关联的目标责任数据;The acquisition module is used to match the S insurance type identifiers with the insurance type data in the preset insurance type information database respectively, so as to obtain the target insurance type data corresponding to the S insurance type identifiers, and the target insurance type data includes the basic insurance type data. data and target liability data associated with the basic data of the said insurance;
    保险数据信息生成模块,用于将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。The insurance data information generation module is used to generate the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and at least one of the package data corresponding to the S insurance type identifiers. combined to generate target insurance data information.
  9. 一种服务器,包括存储器、处理器以及存储在所述存储器中并可在所述处理器上运行的计算机程序,其中,所述处理器执行所述计算机程序时实现如下步骤:A server, comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the following steps when executing the computer program:
    接收终端发送的基础配置数据和X个套餐数据,X为大于零的整数;Receive the basic configuration data and X package data sent by the terminal, where X is an integer greater than zero;
    接收所述终端发送的S个险种标识,S为大于零的整数;Receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero;
    将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;Binding the S pieces of the insurance type identifiers with at least one of the package data in the X pieces of the package data, respectively, to determine at least one of the package data corresponding to the S pieces of the insurance type identifiers;
    将S个所述险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个所述险种标识各自对应的目标险种数据,所述目标险种数据包括目标险种基本数据和与所述目标险种基本数据关联的目标责任数据;The S described insurance type identifiers are respectively matched with the insurance type data in the preset insurance type information database, so as to obtain the target insurance type data corresponding to each of the S described insurance type identifiers, and the target insurance type data includes the target insurance type basic data and Describe the target liability data associated with the basic data of the target insurance type;
    将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。The basic configuration data, target insurance type basic data and target responsibility data corresponding to each of the S insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
  10. 如权利要求9所述的服务器,其中,在生成目标保险数据信息后,所述处理器执行所述计算机程序时还实现如下步骤:The server according to claim 9, wherein, after generating the target insurance data information, the processor further implements the following steps when executing the computer program:
    向所述终端发送页面配置显示单元,所述页面配置显示单元包括M种页面展示元素和N种页面样式,M为大于1的整数,N为大于1的整数;Sending a page configuration display unit to the terminal, where the page configuration display unit includes M kinds of page display elements and N kinds of page styles, where M is an integer greater than 1, and N is an integer greater than 1;
    接收所述终端从所述M种页面展示元素中选定的目标页面展示元素,以及从所述N种页面样式中选定的目标页面样式;receiving, by the terminal, a target page display element selected from the M kinds of page display elements, and a target page style selected from the N kinds of page styles;
    依据所述目标页面展示元素和所述目标页面样式,生成配置记录;generating a configuration record according to the target page display element and the target page style;
    依据所述配置记录,从所述目标保险数据信息中提取所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据中的至少一种数据;According to the configuration record, extract the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers from the target insurance data information, and at least the S insurance type identifiers corresponding to each other. at least one kind of data in one of the package data;
    依据从所述目标保险数据信息中提取的至少一种数据,生成页面展示模块;generating a page display module according to at least one kind of data extracted from the target insurance data information;
    依据所述目标页面样式和所述页面展示模块,生成所述目标保险数据信息的展示页面和所述展示页面的访问地址。According to the target page style and the page display module, a display page of the target insurance data information and an access address of the display page are generated.
  11. 如权利要求9所述的服务器,其中,所述处理器执行所述将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息,具体实现如下步骤:The server according to claim 9, wherein the processor executes the step of converting the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and the S insurance type identifiers At least one of the corresponding package data is combined to generate target insurance data information, and the specific steps are as follows:
    将所述基础配置数据拆分为至少两个数据单元;splitting the basic configuration data into at least two data units;
    将所述套餐数据、与所述套餐数据对应的险种标识、及与所述险种标识对应的目标险种基本数据和目标责任数据组合为套餐单元;Combining the package data, the insurance type identifier corresponding to the package data, and the target insurance type basic data and target responsibility data corresponding to the insurance type identifier into a package unit;
    在预设的产品数据报表中查找与每个所述数据单元和每个所述套餐单元对应的栏位;Find a field corresponding to each of the data units and each of the package units in the preset product data report;
    将所述数据单元和所述套餐单元分别加载至所述产品数据表对应的栏位中,生成所述目标保险数据信息。The data unit and the package unit are respectively loaded into the corresponding fields of the product data table to generate the target insurance data information.
  12. 如权利要求9所述的服务器,其中,所述处理器执行所述接收终端发送的基础配置数据和X个套餐数据之前,还实现如下步骤:The server according to claim 9, wherein before the processor executes the basic configuration data and X package data sent by the receiving terminal, the processor further implements the following steps:
    获取已有保险数据信息中包含的K个责任数据,K为大于1的整数;Obtain the K liability data contained in the existing insurance data information, where K is an integer greater than 1;
    定义L个险种,为每个所述险种配置险种基本数据,所述险种基本数据包括险种标识,L为大于1的整数;Define L insurance types, configure basic insurance data for each of the insurance types, and the insurance basic data includes an insurance type identifier, and L is an integer greater than 1;
    将每个所述险种的险种基本数据和K个所述责任数据中的至少一个所述责任数据关联,生成每个所述险种的险种数据,得到L个险种数据;Associating insurance type basic data of each described insurance type with at least one of the K pieces of liability data, generating insurance type data of each described insurance type, and obtaining L insurance type data;
    依据L个所述险种数据形成所述险种信息数据库。The insurance type information database is formed according to the L pieces of the insurance type data.
  13. 如权利要求9所述的服务器,其中,所述处理器执行所述获取S个所述险种标识各自对应的目标险种数据之后,还实现如下步骤:The server according to claim 9, wherein, after the processor executes the acquiring target insurance type data corresponding to each of the S insurance type identifiers, the processor further implements the following steps:
    获取所述目标险种基本数据中的投保规则和所述基础配置数据中的投保规则;Obtain the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
    判断所述目标险种基本数据中的投保规则与所述基础配置数据中的投保规则是否存在冲突;Determine whether there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
    若所述目标险种基本数据中的投保规则与所述基础配置数据中的投保规则存在冲突,则向所述终端发出校验提示信息。If there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data, a verification prompt message is sent to the terminal.
  14. 如权利要求9所述的服务器,其中,所述处理器执行所述将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合之前,还执行如下步骤:The server according to claim 9, wherein the processor executes the step of converting the basic configuration data, the target insurance type basic data and target responsibility data corresponding to the S insurance type identifiers, and the S insurance type identifiers Before combining at least one of the package data corresponding to each, the following steps are also performed:
    判断所述目标责任数据中是否包含可选责任数据;Determine whether the target responsibility data contains optional responsibility data;
    若所述目标责任数据中包含所述可选责任数据,则生成针对所有所述可选责任数据的选择配置显示单元,并将所述选择配置显示单元发送至所述终端,所述选择配置显示单元用于提示用户触发对所述可选责任数据的选择指令;If the target responsibility data includes the optional responsibility data, generating a selection configuration display unit for all the optional responsibility data, and sending the selection configuration display unit to the terminal, the selection configuration display unit The unit is used to prompt the user to trigger a selection instruction for the optional responsibility data;
    若接收到所述终端发送的选择指令,则依据所述选择指令获取选中的所述可选责任数据;If receiving the selection instruction sent by the terminal, obtain the selected optional responsibility data according to the selection instruction;
    相应地,所述处理器执行所述将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和所述目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息时,具体实现如下步骤:Correspondingly, the processor executes the step of converting the basic configuration data, the target insurance type basic data and the target responsibility data corresponding to the S insurance type identifiers, and at least one of the S insurance type identifiers corresponding to each other. When combining the above-mentioned package data to generate the target insurance data information, the specific steps are as follows:
    将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据、选中的所述可选责任数据和所述目标责任数据中的必选责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成所述目标保险数据信息。The basic configuration data, the target insurance type basic data corresponding to each of the S insurance type identifiers, the selected optional responsibility data and the mandatory responsibility data in the target responsibility data, and the S insurance type identifiers respectively. The corresponding at least one of the package data is combined to generate the target insurance data information.
  15. 如权利要求9-14任一项所述的服务器,其中,所述处理器执行所述接收终端发送的基础配置数据和X个套餐数据之前,还执行如下步骤:将产品配置显示单元发送至所述终端,所述产品配置显示单元包括P个属性框,P为大于1的整数;The server according to any one of claims 9-14, wherein, before the processor executes the basic configuration data and the X pieces of package data sent by the receiving terminal, the processor further executes the following step: sending the product configuration display unit to the The terminal, the product configuration display unit includes P attribute boxes, and P is an integer greater than 1;
    在接收终端发送的基础配置数据和X个套餐数据后,还包括:After receiving the basic configuration data and X package data sent by the terminal, it also includes:
    提取P个所述属性框中的G个目标属性框和G个所述目标属性框中输入的配置数据,所述目标属性框是指通过所述终端输入配置数据且预设有录入校验规则的属性框,G为小于或等于P的正整数;Extracting G target attribute boxes in the P attribute boxes and configuration data input in the G target attribute boxes, the target attribute boxes refer to inputting configuration data through the terminal and preset entry verification rules The attribute box of , G is a positive integer less than or equal to P;
    利用每个所述目标属性框对应的录入校验规则,对每个所述目标属性框中输入的所述配置数据进行校验,以判断G个所述目标属性框中输入的配置数据中是否存在有误数据;The configuration data input in each of the target attribute boxes is checked by using the input verification rule corresponding to each of the target attribute boxes to determine whether the configuration data input in the G target attribute boxes is Incorrect data exists;
    若G个所述目标属性框中输入的配置数据中存在有误数据,则向所述终端发出录入提示信息。If there is incorrect data in the configuration data entered in the G target attribute boxes, an input prompt message is sent to the terminal.
  16. 一种计算机可读存储介质,所述计算机可读存储介质存储有计算机程序,其中,所述计算机程序被处理器执行时实现如下步骤:A computer-readable storage medium storing a computer program, wherein when the computer program is executed by a processor, the following steps are implemented:
    接收终端发送的基础配置数据和X个套餐数据,X为大于零的整数;Receive the basic configuration data and X package data sent by the terminal, where X is an integer greater than zero;
    接收所述终端发送的S个险种标识,S为大于零的整数;Receive S insurance type identifiers sent by the terminal, where S is an integer greater than zero;
    将S个所述险种标识分别与X个所述套餐数据中的至少一个所述套餐数据相绑定,以确定S个所述险种标识各自对应的至少一个所述套餐数据;The S described insurance type identifiers are respectively bound with at least one of the described package data in X, to determine at least one of the S described insurance type identifiers respectively corresponding to at least one of the described package data;
    将S个所述险种标识分别与预设的险种信息数据库中的险种数据进行匹配,以获取S个所述险种标识各自对应的目标险种数据,所述目标险种数据包括目标险种基本数据和与所述目标险种基本数据关联的目标责任数据;The S described insurance type identifiers are respectively matched with the insurance type data in the preset insurance type information database, so as to obtain the target insurance type data corresponding to each of the S described insurance type identifiers, and the target insurance type data includes the target insurance type basic data and Describe the target liability data associated with the basic data of the target insurance type;
    将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息。The basic configuration data, target insurance type basic data and target responsibility data corresponding to each of the S insurance type identifiers, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information.
  17. 如权利要求16所述的计算机可读存储介质,其中,在生成目标保险数据信息后,所述计算机程序被处理器执行时还实现如下步骤:The computer-readable storage medium of claim 16, wherein, after generating the target insurance data information, the computer program further implements the following steps when executed by the processor:
    向所述终端发送页面配置显示单元,所述页面配置显示单元包括M种页面展示元素和N种页面样式,M为大于1的整数,N为大于1的整数;sending a page configuration display unit to the terminal, where the page configuration display unit includes M kinds of page display elements and N kinds of page styles, where M is an integer greater than 1, and N is an integer greater than 1;
    接收所述终端从所述M种页面展示元素中选定的目标页面展示元素,以及从所述N种页面样式中选定的目标页面样式;receiving, by the terminal, a target page display element selected from the M kinds of page display elements, and a target page style selected from the N kinds of page styles;
    依据所述目标页面展示元素和所述目标页面样式,生成配置记录;generating a configuration record according to the target page display element and the target page style;
    依据所述配置记录,从所述目标保险数据信息中提取所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少 一个所述套餐数据中的至少一种数据;According to the configuration record, extract the basic configuration data, the target insurance type basic data and target liability data corresponding to the S insurance type identifiers from the target insurance data information, and at least the S insurance type identifiers corresponding to each other. at least one kind of data in the package data;
    依据从所述目标保险数据信息中提取的至少一种数据,生成页面展示模块;generating a page display module according to at least one kind of data extracted from the target insurance data information;
    依据所述目标页面样式和所述页面展示模块,生成所述目标保险数据信息的展示页面和所述展示页面的访问地址。According to the target page style and the page display module, a display page of the target insurance data information and an access address of the display page are generated.
  18. 如权利要求16所述的计算机可读存储介质,其中,所述计算机可读存储介质被处理器执行所述将所述基础配置数据、S个所述险种标识各自对应的目标险种基本数据和目标责任数据,以及S个所述险种标识各自对应的至少一个所述套餐数据进行组合,生成目标保险数据信息,具体包括:The computer-readable storage medium according to claim 16, wherein the computer-readable storage medium is executed by the processor to perform the step of converting the basic configuration data, the target insurance type basic data and the target corresponding to the S insurance type identifiers. Responsibility data, and at least one of the package data corresponding to each of the S insurance type identifiers are combined to generate target insurance data information, which specifically includes:
    将所述基础配置数据拆分为至少两个数据单元;splitting the basic configuration data into at least two data units;
    将所述套餐数据、与所述套餐数据对应的险种标识、及与所述险种标识对应的目标险种基本数据和目标责任数据组合为套餐单元;Combining the package data, the insurance type identifier corresponding to the package data, and the target insurance type basic data and target responsibility data corresponding to the insurance type identifier into a package unit;
    在预设的产品数据报表中查找与每个所述数据单元和每个所述套餐单元对应的栏位;Find a field corresponding to each of the data units and each of the package units in the preset product data report;
    将所述数据单元和所述套餐单元分别加载至所述产品数据表对应的栏位中,生成所述目标保险数据信息。The data unit and the package unit are respectively loaded into the corresponding fields of the product data table to generate the target insurance data information.
  19. 如权利要求16所述的计算机可读存储介质,其中,在接收终端发送的基础配置数据和X个套餐数据之前,所述计算机可读存储介质还被处理器执行如下步骤:The computer-readable storage medium according to claim 16, wherein, before receiving the basic configuration data and X pieces of package data sent by the terminal, the computer-readable storage medium is further executed by the processor as follows:
    获取已有保险数据信息中包含的K个责任数据,K为大于1的整数;Obtain the K liability data contained in the existing insurance data information, where K is an integer greater than 1;
    定义L个险种,为每个所述险种配置险种基本数据,所述险种基本数据包括险种标识,L为大于1的整数;Define L insurance types, configure basic insurance data for each of the insurance types, and the insurance basic data includes an insurance type identifier, and L is an integer greater than 1;
    将每个所述险种的险种基本数据和K个所述责任数据中的至少一个所述责任数据关联,生成每个所述险种的险种数据,得到L个险种数据;Associating the insurance type basic data of each of the insurance types with at least one of the liability data in the K pieces of the liability data, generating the insurance type data of each of the insurance types, and obtaining L insurance type data;
    依据L个所述险种数据形成所述险种信息数据库。The insurance type information database is formed according to the L pieces of the insurance type data.
  20. 如权利要求16所述的计算机可读存储介质,其中,在获取S个所述险种标识各自对应的目标险种数据之后,所述计算机可读存储介质还被处理器执行如下步骤:The computer-readable storage medium according to claim 16, wherein after acquiring the target insurance type data corresponding to each of the S insurance type identifiers, the computer-readable storage medium is further executed by the processor as follows:
    获取所述目标险种基本数据中的投保规则和所述基础配置数据中的投保规则;Obtain the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
    判断所述目标险种基本数据中的投保规则与所述基础配置数据中的投保规则是否存在冲突;Determine whether there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data;
    若所述目标险种基本数据中的投保规则与所述基础配置数据中的投保规则存在冲突,则向所述终端发出校验提示信息。If there is a conflict between the insurance application rules in the basic data of the target insurance type and the insurance application rules in the basic configuration data, a verification prompt message is sent to the terminal.
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