WO2019109521A1

WO2019109521A1 - Identity approval method, apparatus and device for video interview, and readable storage medium

Info

Publication number: WO2019109521A1
Application number: PCT/CN2018/074996
Authority: WO
Inventors: 孙中熙
Original assignee: 平安科技（深圳）有限公司
Priority date: 2017-12-08
Filing date: 2018-02-01
Publication date: 2019-06-13
Also published as: CN108038779A

Abstract

Disclosed in the present application is an identity approval method for a video interview. The method comprises the following steps: when a video interview request is received, obtaining, according to the video interview request, detailed information of a loan application corresponding to the video interview request; filling borrower descriptions according to the detailed information of the loan application, and generating a corresponding page signature according to the detailed information of the loan application and the borrower descriptions; after a page signature is generated, automatically filling the borrower descriptions into the page signature to display; and checking a video interview person according to the borrower descriptions in the page signature. Also disclosed in the present application are an identity approval apparatus and device for a video interview, and a computer readable storage medium. By means of the present application, the interview efficiency can be improved, and the security of the video interview can be ensured.

Description

Video face sign identity review method, device, device and readable storage medium

This application is submitted to the Chinese Patent Office on December 8, 2017, and the application number is 201711293574.2.

The title of the invention is the priority of the Chinese patent application entitled "Video Face-to-Peer Identity Review Method, Apparatus, Apparatus, and Readable Storage Medium", the entire contents of which are incorporated herein by reference.

Technical field

The present application relates to the field of financial technologies, and in particular, to a video face sign identity review method, apparatus, device, and computer readable storage medium.

Background technique

When a lender borrows from a financial institution, the lender needs to face the financial institution to verify the information and identity of the lender. The face-to-face sign refers to the formalities for the lender (together with the co-payer or guarantor) to carry the original legally valid documents, the hand-written and the cost of the loan to the loan bank to pay the loan and conduct interviews and signatures. A face-to-face check is a formal requirement for applying for a loan from a bank.

In the existing face-to-face signing process, only one face-to-face customer information can be reviewed at a time. After the information on the current page is approved, when the next information of the lender needs to be reviewed, it needs to be re-acquired and obtained. After that, the review can be continued, and the information cannot be displayed on the display interface at the same time, resulting in too long face-to-face and inefficiency.

Summary of the invention

The main purpose of the present application is to provide a video face sign identity review method, device, device and computer readable storage medium, which aims to solve the technical problem that the face visa face signing time is too long and the efficiency is low.

To achieve the above objective, the present application provides a video face-to-face identity review method, and the method includes:

When the video face-to-face request is received, the detailed information of the loan application corresponding to the video face-to-face request is obtained according to the video face-to-face request;

Filling the lender description according to the detailed information of the loan application, and generating a corresponding tab according to the detailed information of the loan application and the description of the lender;

After the tab is generated, the lender description is automatically filled into the tab for display;

The video visa personnel are reviewed according to the lender description in the tab.

Optionally, the step of reviewing the video face-to-face personnel according to the lender description in the tab includes:

Sending the description of the lender in the tab to the public security system, for the public security system to verify the description of the lender in the tab, and returning the verification result;

After determining that the lender description verification in the tab is passed according to the verification result, sending a prompt message to the video visa signing terminal to complete the face sign.

Optionally, the step of generating a corresponding tab according to the detailed information of the loan application and the description of the lender includes:

Store the details and loaner description required to generate the tab;

Configure the closable state of a single tab or the closable state of multiple tabs at the same time;

Upon receiving the tab generation instruction, the tab specified by the tab generation instruction is generated according to the stored detailed information required for generating the tab and the loaner description.

Optionally, after the step of generating the tab, the step of automatically filling the loaner description into the tab for display, the method further includes:

When the page closing instruction is received, the tab specified by the tab closing instruction is closed;

According to the closed state of the tab, it is controlled whether a single tab can be closed or whether multiple tabs can be closed at the same time.

Optionally, after the step of storing the detailed information required for generating the tab and the step of describing the lender, the method further includes:

Displaying the display text of the tab in the tab control or displaying the font of the text according to the detailed information and the description of the lender;

Configure the maximum number of characters and/or the minimum number of characters allowed on the tab in the tab control;

Configure the tabs that are fixed in the tab control.

Optionally, before the step of acquiring the detailed information of the loan application corresponding to the video face sign request according to the video face sign request, the method further includes:

Obtaining loan order information corresponding to the video face sign request;

Obtaining the outlets and loan types of the customers applying for the loan according to the loan order information;

Finding an audit bank within a preset distance according to the website where the loan application is located, and extracting the employee number of the face-to-face auditor in the found audit bank according to the loan type, and assigning the face-to-face auditor corresponding to the extracted job number as The face-to-face auditor of this video face-to-face request.

Optionally, before the step of assigning the face-to-face auditor corresponding to the extracted job number to the face-to-face auditor of the video face-to-face request, the method further includes:

Extracting status tag information of the face-to-face auditor in the found audit bank;

Judging whether the extracted face-to-face auditor is idle;

If the extracted face-to-face auditor is idle, the idle face-to-face auditor is used as the face-to-face auditor in the audit bank found according to the loan type.

In addition, in order to achieve the above object, the present application further provides a video face-to-face identity review device, where the device includes:

An obtaining module, configured to acquire, according to the video face sign request, detailed information about a loan application corresponding to the video face sign request when receiving a video face sign request;

a generating module, configured to fill the lender description according to the detailed information of the loan application, and generate a corresponding tab according to the detailed information of the loan application and the description of the lender;

a display module, configured to automatically fill the loaner description into the tab for display after generating the tab;

An audit module for reviewing video face-to-face personnel based on the description of the lender in the tab.

In addition, in order to achieve the above object, the present application further provides a video face-to-face identity review device, where the video face-to-face identity review device includes a video face-to-face identity review program, and the video face-to-face identity review program is executed by the video face-to-face identity review device. The steps of implementing the video face sign identity review method as described above.

In addition, in order to achieve the above object, the present application further provides a computer readable storage medium, where the video face-to-face identity review program is stored, and the video face-to-face identity review program is implemented by the processor as described above. The steps of the video face-to-face identity review method.

The video face-to-face identity verification method, device, device, and computer-readable storage medium provided by the present application, when receiving a video face-to-face request, obtain the detailed information of the loan application corresponding to the video face-signing request according to the video face-to-face request; The detailed information of the loan application is filled with the description of the lender, and corresponding tabs are generated according to the detailed information of the loan application and the description of the lender; after the tab is generated, Automatically fill the description of the lender to the tab for display. When the face-to-face auditor needs to conduct an audit, the video face-to-face personnel can be directly reviewed according to the description of the lender in the tab, and the re-acquisition is not required, thereby reducing Face-to-face time and improve the efficiency of face-to-face.

DRAWINGS

1 is a schematic flowchart of a first embodiment of a video face-to-face identity review method according to the present application;

2 is a schematic flowchart of a step of reviewing a video face-to-face personnel according to the description of the lender in the page in the second embodiment of the video face-to-face identity verification method of the present application;

3 is a schematic flowchart of a step of generating a corresponding page label according to the detailed information of the loan application and the description of the lender in the third embodiment of the video face sign identity review method of the present application;

4 is a schematic flowchart of a fourth embodiment of a video face-to-face identity review method according to the present application;

5 is a schematic flowchart of a fifth embodiment of a video face-to-face identity review method according to the present application;

6 is a schematic flowchart of a sixth embodiment of a video face-to-face identity review method according to the present application;

7 is a schematic flowchart of a seventh embodiment of a video face-to-face identity review method according to the present application;

FIG. 8 is a schematic structural diagram of a device in a hardware operating environment according to an embodiment of the present application.

The implementation, functional features and advantages of the present application will be further described with reference to the accompanying drawings.

Detailed ways

It is understood that the specific embodiments described herein are merely illustrative of the application and are not intended to be limiting.

The main solution of the embodiment of the present application is: when receiving the video visa request, obtaining the detailed information of the loan application corresponding to the video visa request according to the video visa request; filling the loaner description according to the detailed information of the loan application And generating a corresponding tab according to the detailed information of the loan application and the description of the lender; after generating the tab, Automatically fill the description of the lender to the tab for display. When the face-to-face auditor needs to conduct an audit, the video face-to-face personnel can be directly reviewed according to the description of the lender in the tab, and the re-acquisition is not required, thereby reducing Face-to-face time and improve the efficiency of face-to-face.

The embodiment of the present application considers that in the prior art, only one face-to-face customer information can be reviewed at a time. After the current page information is approved, when the next information of the lender needs to be reviewed, it needs to be re-required. After obtaining the data, you can continue the review after the acquisition. The information cannot be displayed on the display interface at the same time, resulting in too long face-to-face and low efficiency.

To this end, the embodiment of the present application provides a video face-to-face identity verification method, and when receiving a video face-to-face request, obtains detailed information of a loan application corresponding to the video face-signing request according to the video face-sign request; The detailed information is filled with the description of the lender, and the corresponding tab is generated according to the detailed information of the loan application and the description of the lender; after the tab is generated, Automatically fill the description of the lender to the tab for display. When the face-to-face auditor needs to conduct an audit, the video face-to-face personnel can be directly reviewed according to the description of the lender in the tab, and the re-acquisition is not required, thereby reducing Face-to-face time and improve the efficiency of face-to-face.

The application provides a video face sign identity review method.

Referring to FIG. 1, FIG. 1 is a schematic flowchart of a first embodiment of a video face-to-face identity review method according to the present application.

In this embodiment, the method includes:

Step S10, when receiving a video face-to-face request, requesting, according to the video face-signing request, acquiring detailed information of a loan application corresponding to the video face-signing request;

In this embodiment, when the video visa signing terminal monitors the face sign request, the detailed information of the loan application corresponding to the video face sign request is obtained, and the obtained detailed information of the loan application is sent to the video face sign review system, where The video face-to-face terminal is a video face-to-face terminal in the house exchange. The details of the loan application include, but are not limited to, the name, age and ID card of the main lender, the co-loan, the spouse of the main lender, and the spouse of the co-loan. The number, the photo of the main lender's ID card, the face image collection information, etc., wherein the main lender's ID card photo and face image collection information can be photographed through the operation interface of the video face-finger terminal, and then sent to the photo. Video face-to-face review system. The video face-to-face request can be triggered by a staff member corresponding to the video face-to-face terminal. It should be noted that, in order to ensure that the workflow of the face-to-face platform is consistent with the workflow of the house exchange system, that is, the workflow of the video face-to-face terminal and the workflow of the video face-to-face review system are consistent, the video face-to-face terminal can be bound through a preset interface. And video face-to-face review system. The jump between the process node and the video face-to-face auditing system is closely related to the preset interface. When the process node is consistent with the agreed node between the video face-to-face terminal and the video face-to-face auditing system, it indicates that the process between the video face-to-face terminal and the video face-to-face review system is synchronized, when the process node is connected with the video face-to-face terminal and the video face-checking system. When the agreed nodes are inconsistent, it indicates that the process between the video face-to-face terminal and the video face-to-face auditing system is not synchronized. In this embodiment, the preset interface is B2B1. ((Business to Businessintegration) Interface. It can be understood that the preset interface is a virtual interface, and the parameter corresponding to the preset interface is set to a constant, so that when the preset interface parameter name is modified, the parameter constant defined by the constant class can be directly modified to reduce the workload.

Further, before the staff corresponding to the video face-to-face terminal triggers the face-to-face request, the corresponding staff of the video face-to-hand terminal should first check whether the information provided by the lender is complete. If the information provided by the lender is not complete, the corresponding information should be input in the video face-to-face terminal, so that the detailed information of the loan application obtained by the video face-finger terminal is the complete face-to-face information, thereby ensuring the loan sent to the video face-to-face review system. The details of the application are complete face-to-face information.

Step S20, filling in the description of the lender according to the detailed information of the loan application, and generating a corresponding tab according to the detailed information of the loan application and the description of the lender;

After obtaining the detailed information of the loan application, it can be classified according to the obtained detailed information, for example, according to the information of the main lender, the common lender, the spouse of the main lender, and the spouse of the co-loan, and then the respective The information is filled with the description of the lender, and then according to the detailed information of the loan application and the description of the lender, the corresponding tab can be generated, for example, the main lender tab, the common lender tab, etc., further, on the generated page Before signing, you can further configure the detachable status of a single tab or the configurable status of multiple tabs at the same time. That is, the user can click the corresponding location to close the corresponding tab, thereby facilitating the user to the lender. After the information is reviewed, the corresponding tabs can be closed, the tabs for display can be reduced, and the time for the user to search for the information of the corresponding lender can be reduced, thereby further improving the efficiency of the face-to-face review.

Step S30, after generating the tab, automatically filling the loaner description into the tab for display;

After the page is generated, the description of the lender is automatically filled into the tab, and then displayed. Specifically, the manner of displaying may be performed by the user, for example, display, overlapping display, etc., and is not limited herein. . At the same time, the user can further set the order of the display. For example, when the user sets the display mode of the tab to display, the order of the display can be set from left to right, and the corresponding lender is described as the main loan in turn. The description of the lenders of the person, the co-loan, the spouse of the main lender, and the spouse of the co-loan, so that the user can find the search, reduce the number of clicks on each tab, thereby reducing the face-to-face time and improving the efficiency of the face-to-face.

In step S40, the video visa personnel are reviewed according to the description of the lender in the tab.

After the page is generated and the corresponding lender description is filled into the tab, the face-to-face auditor can review the video face-to-face according to the lender description in the tab, and the loaner description can be sent to the corresponding The organization conducts audit comparisons to verify the authenticity of each lender's information, such as sending the lender's identity information to the public security system for comparative review, etc., to ensure the authenticity of the lender's information.

The video face-to-face identity verification method according to the embodiment, when receiving the video face-to-face request, obtains detailed information of the loan application corresponding to the video face-signing request according to the video visa-signing request; and populates the lender according to the detailed information of the loan application. Describe, and generate a corresponding tab according to the detailed information of the loan application and the description of the lender; after the tab is generated, Automatically fill the description of the lender to the tab for display. When the face-to-face auditor needs to conduct an audit, the video face-to-face personnel can be directly reviewed according to the description of the lender in the tab, and the re-acquisition is not required, thereby reducing Face-to-face time and improve the efficiency of face-to-face.

Further, referring to FIG. 2, a second embodiment of the video face-to-face identity review method of the present application is proposed based on the first embodiment of the video face-to-face identity verification method of the present application.

In this embodiment, the step S40 includes:

Step S41, sending the loaner description in the page to the public security system, for the public security system to verify the description of the lender in the page, and returning the verification result;

In this embodiment, the specific manner of performing the video face-to-face review may be to send the information of the lender to the corresponding institution to verify the authenticity of the information, such as sending the description of the lender in the page to the public security system for The public security system verifies the description of the lender in the tab, and returns a verification result, specifically sending the identity information of the lender, the photo image of the ID card, the image of the lender's face, and the like to the public security system, and then Through the public security system, the identity information of the lender, the photo image of the ID card, the image collected by the lender's face, and the like are examined and verified, or the information of the lender's work unit is sent to the corresponding inquiry system, thereby querying the work unit. The authenticity of the information.

Step S42, after determining that the lender description verification in the page is verified according to the verification result, sending a prompt message to the video face-signing terminal to complete the face-to-face sign.

After the lender's various information is sent to the corresponding organization for audit verification, after the audit test is passed, the test result needs to be fed back to the video face-to-face review system, and the video face-checking system determines the page mark according to the check result. After the lender in the description describes the verification, a prompt message is sent to the video face-finding terminal to complete the face-to-face check.

Further, referring to FIG. 3, a third embodiment of the video face-to-face identity review method of the present application is proposed based on the first embodiment of the video face-to-face identity verification method of the present application.

In this embodiment, the step S20 includes:

Step S21, storing detailed information and a description of the lender required to generate the tab;

In this embodiment, before the page is generated, the detailed information and the description of the lender described in the page may be stored, where the background image and the tab button of the tab may be selected. The picture of the time, the picture of the tab button in the normal state, and the picture of the tab button when the mouse is over the state are stored, thereby realizing the personalized design of the tab.

Step S22, configuring a detachable state of a single tab or configuring a closable state of multiple tabs at the same time;

Further, the detachable state of the tab may be configured, for example, the configurable state of the single tab or the closable state of the plurality of tabs; wherein the tab can be closed or closed. Kind. In the specific implementation, the tab close state may be whether the close button of the single tab is visible, or whether the close button of all the tabs included in the tab control is visible, and the configuration may be configured according to the usage habit of the user.

Step S23, when receiving the tab generation instruction, generate the tab specified by the tab generation instruction according to the stored detailed information required to generate the tab and the loaner description.

After the detailed information required to generate the tab and the description of the lender are stored, and the corresponding closable state is configured, the page label generation instruction may be generated according to the received tab generation instruction, where the tab specified by the tab generation instruction is generated, where The manner of receiving the tab generation instruction may be various, for example, receiving a tab generation instruction input by the user through a function menu of the tab control, and the tab generation instruction specifies the tab to be generated as a function window specified by the user. The corresponding tab. In this manner, the handle of the function form can be identified as a tab, and the name of the function form is used as the display text of the tab, that is, the tab generation instruction received through the function menu of the tab control, and the page is specified. The signature is the handle of the function form, and the display text of the tab is the name of the tab form. For example, when the user clicks the "main lender" function in the function menu in the tab control, a tab corresponding to the "main lender" function is generated, and the tab is identified as "main lender" function. Handle, the display text of the tab is "main lender".

The video face-to-face identity verification method proposed in this embodiment stores the detailed information required by the generated page and the description of the lender; and then configures the closable state of the single page or the closable state of the plurality of pages at the same time; The personalization of the page label, when receiving the tab generation instruction, generates the tab specified by the tab generation instruction according to the stored detailed information required for generating the tab and the loaner description.

Further, referring to FIG. 4, a fourth embodiment of the video face-to-face identity review method of the present application is proposed based on the first embodiment of the video face-to-face identity verification method of the present application.

In this embodiment, the step after the step S30 further includes:

Step S50, when receiving the tab closing instruction, closing the tab specified by the tab closing instruction;

In this embodiment, when the tab closing instruction is received, the tab specified by the tab closing instruction is closed. In the embodiment of the present application, the page closing instruction input by the user may be received by outputting a tab close button to the user.

Step S60: According to the closed state of the tab, control whether the single tab can be closed or control whether the plurality of tabs can be closed.

The video face-to-face review system controls whether a single page can be closed or controls whether multiple pages can be closed according to the closed state of the tab set by the user. In the embodiment of the present application, when the closed state of the tab is closable, the control tab may be closed; when the closed state of the tab is uncloseable, the control tab may not be closed. In a specific implementation process, when the closed state of the tab is closable, the close button of the tab is output, so that the user can receive the tab close command through the close button; when the tab is closed, the unclosed state is Control does not output the close button of the tab, so that the user cannot close the tab. Of course, there are other ways to control whether the tab can be closed. I will not repeat them here.

Further, referring to FIG. 5, a fifth embodiment of the video face-to-face identity review method of the present application is proposed based on the third embodiment of the video face-to-face identity verification method of the present application.

In this embodiment, the step after the step S21 further includes:

Step S24, configuring, according to the detailed information and the description of the lender, the display text of the tab in the tab control or the font of the displayed text;

Step S25, configuring a maximum number of characters and/or a minimum number of characters allowed by the tab in the tab control;

In this embodiment, the display text of the tab may be further controlled according to the detailed information and the maximum and minimum display characters of the tab page and the character display policy. In the specific implementation process, it is first determined whether the number of characters of the display text of the tab is less than the preset minimum number of characters. If it is less than, the space is added to the tab display text, so that the display text of the tab reaches the preset minimum character. number. For the convenience of the user, in the embodiment of the present application, when a space is added to the display text of the tab, the display text of the tab is displayed in the text display area of the tab, and spaces are added on both sides of the display text. When it is determined that the number of characters of the display text of the tab is greater than or equal to the preset minimum number of characters, the display text of the tab is displayed directly in the display text area of the tab. At the same time, it is further determined whether the number of characters of the displayed text of the tab is greater than a preset maximum number of characters. If it is greater than, the display text of the tab is truncated to a specified position and then replaced by an ellipsis character, so that the number of displayed characters of the tab is reached. The maximum number of characters. The omitted character can be " ...", where ASCII characters are calculated as "..." as 1 character, and non-ASCII characters are evaluated as "..." as 2 characters.

Step S26, configuring a tab that is fixedly displayed in the tab control.

At the same time, the tabs that are fixedly displayed in the tab control can be further configured. The tab that is fixedly displayed in the tab control refers to the tab that needs to be fixedly displayed in the tab control. For example, when multiple tabs are generated in the tab control, such that the tab display area of the current tab control cannot display all the tabs, the tab configured to be fixedly displayed is preferentially displayed in the tab control.

Further, referring to FIG. 6, a sixth embodiment of the video face-to-face identity review method of the present application is proposed based on the third embodiment of the video face-to-face identity verification method of the present application.

In this embodiment, the step before the step S10 further includes:

Step S70: Obtain loan order information corresponding to the video face-to-face request.

In this embodiment, when the video visa signing terminal monitors the face sign request, the loan order information corresponding to the video face sign request is obtained, and the loan order information corresponding to the obtained video face sign request is sent to the video face sign review system.

Step S80, obtaining, according to the loan order information, a network point and a loan type at which the customer applies for the loan;

After obtaining the loan order information and the identity information of the corresponding user, the loan order information includes the detailed information of the specific network point where the user applies for the loan, such as address information, telephone information, etc., thereby passing the loan order information. You can know the location and type of loan where the client applies for the loan.

Step S90: searching for an audit bank within a preset distance according to the website where the loan application is located, and extracting the employee number of the face-to-face auditor in the found audit bank according to the loan type, and reviewing the face sign corresponding to the extracted work number Personnel assigned to the face-to-face auditor for this video face-to-face request.

After obtaining the website where the customer applies for the loan, the audit bank within the preset distance can be searched through the website where the loan application is located, for example, the audit bank within the preset distance from the website where the loan application is located, and then extracted according to the loan type. The number of the face-to-face auditor in the audited bank is found. At the same time, it can be further judged whether the face-to-face auditor corresponding to the extracted face-to-face employee number is in an idle state, and the face-to-face auditor in the idle state is assigned to the video face-to-face. The requested face-to-face auditor can realize flexible allocation of face-to-face auditors, and ensure that the assigned face-to-face auditors are idle, reduce the waiting time of the video face-to-face personnel, and improve the efficiency of the video face-to-face.

Further, referring to FIG. 7, a seventh embodiment of the video face sign identity review method of the present application is proposed based on the third embodiment of the video face sign identity review method of the present application.

In this embodiment, the step before the step S70 further includes:

Step S100, extracting status labeling information of the face-to-face auditing personnel in the found auditing bank;

In this embodiment, the status labeling information of the face-to-face auditor can be used to determine whether the face-to-face auditor is available. Therefore, it is necessary to extract the status tag information of the face-to-face auditor in the found audit bank, wherein the status tag information can be Manually set by the face-to-face auditor. When the face-to-face auditor is in an idle state, click the corresponding button to mark the current status tag information as idle, or you can monitor it through the video face-checking system. When those videos are face-to-face, the current status tag information of the face-to-face auditor is marked as idle.

Step S110, determining whether the extracted face-to-face auditor is idle;

After extracting the status labeling information of the face-to-face auditor in the auditing bank, the status labeling information of the face-to-face auditor can be used to determine whether the extracted face-to-face auditor is free, specifically, when the status of the face-to-face auditor is marked as idle. Determining that the face-to-face reviewer is idle; otherwise, determining that the face-to-face reviewer is not idle;

Step S120: If the extracted face-to-face auditor is idle, the idle face-to-face auditor is used as the face-to-face auditor in the audit bank found according to the loan type.

After determining the status of each face-to-face auditor, the face-to-face auditor who has the idle face-to-face auditor can be used as the face-to-face auditor for the assigned video face-to-face request. When the number of idle face-to-face auditors is greater than one, the empty face-to-face auditor can be empty. The random selection is carried out, and the selected face-to-face auditor is used as the face-to-face auditor of the video face-to-face request, thereby ensuring that the assigned face-to-face auditor is idle, reducing the waiting time of the customer and improving the efficiency of the face-to-face.

The application further provides a video face-to-face identity review device, the device comprising:

The specific embodiment of the video face-to-face identity review device of the present application is substantially the same as the embodiment of the video face-to-face identity review method, and is not described herein.

The application further provides a video face-to-face identity review device.

Referring to FIG. 8, FIG. 8 is a schematic structural diagram of a device in a hardware operating environment according to an embodiment of the present application.

As shown in FIG. 8, the video face-to-face identity review device may include a processor 1001, such as a CPU, a network interface 1002, a user interface 1003, and a memory 1004. Connection communication between these components can be achieved via a communication bus. The network interface 1002 may optionally include a standard wired interface (for connecting to a wired network), a wireless interface (such as a WI-FI interface, a Bluetooth interface, an infrared interface, etc. for connecting to a wireless network). The user interface 1003 can include a display, an input unit such as a keyboard, and the optional user interface 1003 can also include a standard wired interface (eg, for connecting a wired keyboard, a wired mouse, etc.) and/or a wireless interface (eg, Used to connect a wireless keyboard, wireless mouse). The memory 1004 may be a high speed RAM memory or a stable memory (non-volatile) Memory), such as disk storage. The memory 1004 can also optionally be a storage device independent of the aforementioned processor 1001.

Optionally, the video face-to-face identity review device may further include a camera, RF (Radio) Frequency, RF) circuits, sensors, audio circuits, WiFi modules, and more.

It will be understood by those skilled in the art that the video face-to-face identity review device structure shown in the figure does not constitute a limitation of the video face-to-face identity review device, and may include more or less components than the illustration, or combine some components, or Different parts are arranged.

As shown in FIG. 8, the memory 1004 as a computer storage medium may include an operating system, a network communication module, a user interface module, and a video face-to-face identity review program. The operating system is a program for managing and controlling the hardware and software resources of the video face-to-face identity review device, and supports the operation of the network communication module, the user interface module, the video face-to-face identity review program, and other programs or software; the network communication module is used for management and control Network interface 1002; a user interface module for managing and controlling user interface 1003.

In the video face-to-face identity review device shown in FIG. 8, the network interface 1002 is mainly used for connecting to a database and performing data communication with the database; the user interface 1003 is mainly used for connecting a client (which can be understood as a client), and performing data with the client. The communication, such as displaying the information to the client through the window, or receiving the operation information sent by the client; and the processor 1001 may be configured to execute the video face-to-face identity review program stored in the memory 1004 to implement the video face-to-face identity review method in the embodiment. A step of.

The present application also provides a computer readable storage medium storing one or more programs, the one or more programs being executable by one or more processors to implement the video face sign The steps in the identity review method embodiment.

It is also to be understood that the term "comprises", "comprising", or any other variants thereof is intended to encompass a non-exclusive inclusion, such that a process, method, article, or device that comprises a And includes other elements not explicitly listed, or elements that are inherent to such a process, method, article, or device. An element that is defined by the phrase "comprising a ..." does not exclude the presence of additional equivalent elements in the process, method, item, or device that comprises the element.

Through the description of the above embodiments, those skilled in the art can clearly understand that the foregoing embodiment method can be implemented by means of software plus a necessary general hardware platform, and of course, can also be through hardware, but in many cases, the former is better. Implementation. Based on such understanding, the technical solution of the present application, which is essential or contributes to the prior art, may be embodied in the form of a software product stored in a storage medium (such as ROM/RAM, disk, The optical disc includes a number of instructions for causing a terminal device (which may be a cell phone, a computer, a server, an air conditioner, or a network device, etc.) to perform the methods of various embodiments of the present application.

The above is only a preferred embodiment of the present application, and is not intended to limit the scope of the patent application, and the equivalent structure or equivalent process transformations made by the specification and the drawings of the present application, or directly or indirectly applied to other related technical fields. The same is included in the scope of patent protection of this application.

Claims

A video face sign identity review method, characterized in that the method comprises the following steps:

When the video face-to-face request is received, the detailed information of the loan application corresponding to the video face-to-face request is obtained according to the video face-to-face request;

Filling the lender description according to the detailed information of the loan application, and generating a corresponding tab according to the detailed information of the loan application and the description of the lender;

After the tab is generated, the lender description is automatically filled into the tab for display;

The video visa personnel are reviewed according to the lender description in the tab.
The method for reviewing a video face-to-face identity according to claim 1, wherein the step of reviewing the video face-to-face personnel according to the description of the lender in the tab includes:

Sending the description of the lender in the tab to the public security system, for the public security system to verify the description of the lender in the tab, and returning the verification result;

After determining that the lender description verification in the tab is passed according to the verification result, sending a prompt message to the video visa signing terminal to complete the face sign.
The video face-to-face identity verification method according to claim 1, wherein the step of generating a corresponding page label according to the detailed information of the loan application and the description of the lender includes:

Store the details and loaner description required to generate the tab;

Configure the closable state of a single tab or the closable state of multiple tabs at the same time;

Upon receiving the tab generation instruction, the tab specified by the tab generation instruction is generated according to the stored detailed information required for generating the tab and the loaner description.
The video face-to-face identity review method according to claim 1, wherein after the page is generated, After automatically filling the loaner description into the tab for display, the method further includes:

When the page closing instruction is received, the tab specified by the tab closing instruction is closed;

According to the closed state of the tab, it is controlled whether a single tab can be closed or whether multiple tabs can be closed at the same time.
The video face-to-face identity review method of claim 3, wherein the step of storing the detailed information required to generate the tab and the step of describing the lender includes:

Displaying the display text of the tab in the tab control or displaying the font of the text according to the detailed information and the description of the lender;

Configure the maximum number of characters and/or the minimum number of characters allowed on the tab in the tab control;

Configure the tabs that are fixed in the tab control.
The video face-to-face identity verification method according to claim 1, wherein the step of obtaining the detailed information of the loan application corresponding to the video face-signing request according to the video face-to-face request further comprises:

Obtaining loan order information corresponding to the video face sign request;

Obtaining the outlets and loan types of the customers applying for the loan according to the loan order information;

Finding an audit bank within a preset distance according to the website where the loan application is located, and extracting the employee number of the face-to-face auditor in the found audit bank according to the loan type, and assigning the face-to-face auditor corresponding to the extracted job number as The face-to-face auditor of this video face-to-face request.
The video face-to-face identity review method according to claim 6, wherein before the step of assigning the face-to-face auditor corresponding to the extracted job number to the face-to-face auditor of the video face-to-face request, the method further includes:

Extracting status tag information of the face-to-face auditor in the found audit bank;

Judging whether the extracted face-to-face auditor is idle;

If the extracted face-to-face auditor is idle, the idle face-to-face auditor is used as the face-to-face auditor in the audit bank found according to the loan type.
A video face-to-face identity review device, characterized in that the device comprises:

An obtaining module, configured to acquire, according to the video face sign request, detailed information about a loan application corresponding to the video face sign request when receiving a video face sign request;

a generating module, configured to fill the lender description according to the detailed information of the loan application, and generate a corresponding tab according to the detailed information of the loan application and the description of the lender;

a display module, configured to automatically fill the loaner description into the tab for display after generating the tab;

An audit module for reviewing video face-to-face personnel based on the description of the lender in the tab.
A video face-to-face identity review device, wherein the video face-to-face identity review device includes a video face-to-face identity review program, and the video face-to-face identity review program is executed by the video face-to-face identity review device to implement the following steps:

When the video face-to-face request is received, the detailed information of the loan application corresponding to the video face-to-face request is obtained according to the video face-to-face request;

Filling the lender description according to the detailed information of the loan application, and generating a corresponding tab according to the detailed information of the loan application and the description of the lender;

After the tab is generated, the lender description is automatically filled into the tab for display;

The video visa personnel are reviewed according to the lender description in the tab.
The video face-to-face identity review device according to claim 9, wherein when the video face-to-face identity review program is executed by the video face-to-face identity review device, the following steps are further implemented:

Sending the description of the lender in the tab to the public security system, for the public security system to verify the description of the lender in the tab, and returning the verification result;

After determining that the lender description verification in the tab is passed according to the verification result, sending a prompt message to the video visa signing terminal to complete the face sign.
The video face-to-face identity review device according to claim 9, wherein when the video face-to-face identity review program is executed by the video face-to-face identity review device, the following steps are further implemented:

Store the details and loaner description required to generate the tab;

Configure the closable state of a single tab or the closable state of multiple tabs at the same time;

Upon receiving the tab generation instruction, the tab specified by the tab generation instruction is generated according to the stored detailed information required for generating the tab and the loaner description.
The video face-to-face identity review device according to claim 9, wherein when the video face-to-face identity review program is executed by the video face-to-face identity review device, the following steps are further implemented:

When the page closing instruction is received, the tab specified by the tab closing instruction is closed;

According to the closed state of the tab, it is controlled whether a single tab can be closed or whether multiple tabs can be closed at the same time.
The video face-to-face identity review device according to claim 11, wherein when the video face-to-face identity review program is executed by the video face-to-face identity review device, the following steps are further implemented:

Displaying the display text of the tab in the tab control or displaying the font of the text according to the detailed information and the description of the lender;

Configure the maximum number of characters and/or the minimum number of characters allowed on the tab in the tab control;

Configure the tabs that are fixed in the tab control.
The video face-to-face identity review device according to claim 9, wherein when the video face-to-face identity review program is executed by the video face-to-face identity review device, the following steps are further implemented:

Obtaining loan order information corresponding to the video face sign request;

Obtaining the outlets and loan types of the customers applying for the loan according to the loan order information;

Finding an audit bank within a preset distance according to the website where the loan application is located, and extracting the employee number of the face-to-face auditor in the found audit bank according to the loan type, and assigning the face-to-face auditor corresponding to the extracted job number as The face-to-face auditor of this video face-to-face request.
The video face-to-face identity review device according to claim 14, wherein when the video face-to-face identity review program is executed by the video face-to-face identity review device, the following steps are further implemented:

Extracting status tag information of the face-to-face auditor in the found audit bank;

Judging whether the extracted face-to-face auditor is idle;

If the extracted face-to-face auditor is idle, the idle face-to-face auditor is used as the face-to-face auditor in the audit bank found according to the loan type.
A computer readable storage medium, wherein the computer readable storage medium stores a video face sign identity review program, and the video face sign identity review program is executed by the processor to implement the following steps:

When the video face-to-face request is received, the detailed information of the loan application corresponding to the video face-to-face request is obtained according to the video face-to-face request;

Filling the lender description according to the detailed information of the loan application, and generating a corresponding tab according to the detailed information of the loan application and the description of the lender;

After the tab is generated, the lender description is automatically filled into the tab for display;

The video visa personnel are reviewed according to the lender description in the tab.
The computer readable storage medium of claim 16, wherein when the video face sign identity review program is executed by the processor, the following steps are further implemented:

Sending the description of the lender in the tab to the public security system, for the public security system to verify the description of the lender in the tab, and returning the verification result;

After determining that the lender description verification in the tab is passed according to the verification result, sending a prompt message to the video visa signing terminal to complete the face sign.
The computer readable storage medium of claim 16, wherein when the video face sign identity review program is executed by the processor, the following steps are further implemented:

Store the details and loaner description required to generate the tab;

Configure the closable state of a single tab or the closable state of multiple tabs at the same time;

Upon receiving the tab generation instruction, the tab specified by the tab generation instruction is generated according to the stored detailed information required for generating the tab and the loaner description.
The computer readable storage medium of claim 16, wherein when the video face sign identity review program is executed by the processor, the following steps are further implemented:

When the page closing instruction is received, the tab specified by the tab closing instruction is closed;

According to the closed state of the tab, it is controlled whether a single tab can be closed or whether multiple tabs can be closed at the same time.
The computer readable storage medium of claim 18, wherein when the video face sign identity review program is executed by the processor, the following steps are further implemented:

Displaying the display text of the tab in the tab control or displaying the font of the text according to the detailed information and the description of the lender;

Configure the maximum number of characters and/or the minimum number of characters allowed on the tab in the tab control;

Configure the tabs that are fixed in the tab control.