WO2018145241A1 - Method and device for electronic payment based on fingerprint information - Google Patents
Method and device for electronic payment based on fingerprint information Download PDFInfo
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- WO2018145241A1 WO2018145241A1 PCT/CN2017/073032 CN2017073032W WO2018145241A1 WO 2018145241 A1 WO2018145241 A1 WO 2018145241A1 CN 2017073032 W CN2017073032 W CN 2017073032W WO 2018145241 A1 WO2018145241 A1 WO 2018145241A1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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- the present invention relates to the field of mobile internet, and in particular, to an electronic payment method and apparatus based on fingerprint information.
- the technical problem to be solved by the embodiments of the present invention is to provide an electronic payment method and apparatus based on fingerprint information. It ensures the security of payment operations.
- an embodiment of the present invention provides an electronic payment method based on fingerprint information, including:
- an embodiment of the present invention further provides an electronic payment device based on fingerprint information, including:
- a first recording module configured to display a payment interface, and record a first moment of displaying the payment interface
- a receiving module configured to receive fingerprint information input on the payment interface
- a second recording module configured to verify whether the input fingerprint information matches the pre-stored payment fingerprint information, and if yes, record the second time when the matching is successful
- the authentication module is configured to determine that the input fingerprint information authentication fails if the time difference between the first time and the second time is greater than a preset duration.
- the time difference between the first moment of displaying the payment interface and the second moment of the input fingerprint information verification is calculated, and if the time difference is greater than the preset duration, the input is determined. Fingerprint information authentication fails, which can effectively prevent the use of an exhaustive way to crack the payment fingerprint in the payment process, and improve the security of the payment operation.
- FIG. 1 is a schematic flowchart of an electronic payment method based on fingerprint information according to an embodiment of the present invention
- FIG. 2 is a schematic structural diagram of an electronic payment device based on fingerprint information according to an embodiment of the present invention
- FIG. 3 is another schematic structural diagram of an electronic payment device based on fingerprint information according to an embodiment of the present invention.
- FIG. 1 is a schematic flowchart of a method for electronic payment based on fingerprint information according to an embodiment of the present invention.
- the method includes:
- the payment interface is displayed, and the payment interface is used to prompt the user to input the fingerprint information, and the terminal records the first time of the payment interface, wherein the payment interface further displays the amount of the payment and the information such as the payee.
- the terminal uses the fingerprint image of the finger to generate the fingerprint information.
- the terminal pre-stores the payment fingerprint fingerprint information, and the payment fingerprint information is specifically used for the authentication of the payment operation. Different from unlocking the fingerprint information of the user, the terminal compares the input fingerprint information with the pre-stored payment fingerprint information to perform fingerprint matching. If the matching is successful, the input fingerprint information is verified, and the terminal records the second moment of verification.
- the preset duration is stored in the terminal, and the terminal calculates a time difference between the first moment of the payment interface and the second moment that the input fingerprint information is verified. If the time difference is greater than the preset duration, the input fingerprint information is determined. If the right fails, the payment interface is redisplayed and the user is prompted to re-enter the fingerprint information; wherein the preset duration can be set as needed, for example, the preset duration is set to 1S.
- the time difference between the first moment of displaying the payment interface and the second moment of the input fingerprint information verification is calculated, and if the time difference is greater than the preset duration, the input is determined. Fingerprint information authentication fails, which can effectively prevent the use of an exhaustive way to crack the payment fingerprint in the payment process, and improve the security of the payment operation.
- the method further includes:
- the time difference between the first time and the second time is not greater than the preset duration, it is determined that the input fingerprint information is successfully authenticated, and the payment process is completed.
- the terminal calculates that the time difference between the first moment of the payment interface and the second moment of the input fingerprint information verification is not greater than the preset duration, determines that the input fingerprint information is successfully authenticated, and the terminal initiates a payment request to the payment platform. After the payment platform verifies that the payment request is legal, the payment process is completed, and after the payment is successful, a prompt message indicating the payment result is displayed on the terminal.
- the determining that the input fingerprint information authentication fails further includes:
- a prompt information is displayed on the payment interface, and the prompt information is used to prompt the user to input the fingerprint information again.
- the terminal determines that the input fingerprint information fails to be authenticated, the terminal displays the prompt information on the payment interface, and displays the payment interface again.
- the prompt information is used to prompt the user to input the fingerprint information again.
- the terminal may Recalculating the time difference between the first time when the payment interface is redisplayed and the second time when the fingerprint information is re-entered, and if the time difference is greater than the preset value, determining that the authentication fails, if the time difference is not greater than the preset value, Determine the authentication success. It should be noted that if the terminal verifies that the input fingerprint information does not pass, the authentication failure is directly determined, and the time difference between the first moment and the second moment is not calculated.
- the method further includes:
- the terminal displays a registration interface, and the registration interface prompts for inputting the payment fingerprint information, the terminal determines that the fingerprint information input by the user multiple times overlaps, and the similarity between the fingerprint information input multiple times is greater than a preset value.
- the registered fingerprint information is used as the payment fingerprint information.
- the completing the payment process includes:
- the payment process is completed according to the payment response returned by the payment platform.
- the payment fingerprint information is bound to the payment password in advance, and after determining that the input fingerprint information is authenticated, the terminal acquires the payment password associated with the payment fingerprint information, and sends a payment request carrying the payment password to the payment platform, and the payment platform verifies the payment. After the password is correct, the payment process is completed and a payment success message is displayed on the terminal.
- FIG. 2 is a schematic structural diagram of an electronic payment device based on fingerprint information according to an embodiment of the present invention.
- the electronic payment device according to the embodiment of the present invention is configured to execute an electronic payment method based on fingerprint information in FIG.
- the terms and processes involved may be described with reference to the embodiment of FIG. 1.
- the electronic payment device 2 includes a first recording module 201, a receiving module 202, a second recording module 203, and an authentication module 204.
- the first recording module 201 is configured to display a payment interface, and record a first moment of displaying the payment interface.
- the receiving module 202 is configured to receive fingerprint information input on the payment interface.
- the second recording module 203 is configured to verify whether the input fingerprint information matches the pre-stored payment fingerprint information, and if yes, record the second time when the matching is successful.
- the authentication module 204 is configured to determine that the input fingerprint information authentication fails if the time difference between the first time and the second time is greater than a preset duration.
- the electronic payment device further includes:
- the payment module is configured to determine that the input fingerprint information is successfully authenticated and complete the payment process if the time difference between the first time and the second time is not greater than a preset duration.
- the authentication module is further configured to:
- a prompt information is displayed on the payment interface, and the prompt information is used to prompt the user to input the fingerprint information again.
- the electronic payment device further includes:
- a registration module configured to register the payment fingerprint information, and store the payment fingerprint information.
- the payment module is configured to:
- the payment process is completed according to the payment response returned by the payment platform.
- FIG. 3 is a schematic diagram of another structure of an electronic payment device according to an embodiment of the present invention.
- the electronic payment device 3 includes a processor 301, a memory 302, and a transceiver 303.
- the transceiver 303 is configured to transmit and receive data with and from an external device.
- the number of processors 301 in the electronic payment device 3 may be one or more.
- processor 301, memory 302, and transceiver 303 may be connected by a bus system or other means.
- the electronic payment device 3 can be used to perform the method shown in FIG.
- the program code is stored in the memory 302.
- the processor 301 is configured to call the memory 302. Stored program code to do the following:
- the processor 301 is further configured to:
- the time difference between the first time and the second time is not greater than the preset duration, it is determined that the input fingerprint information is successfully authenticated, and the payment process is completed.
- the processor 301 performs the determining that the input fingerprint information authentication fails, and further includes:
- a prompt information is displayed on the payment interface, and the prompt information is used to prompt the user to input the fingerprint information again.
- the processor 301 is further configured to:
- the processor 301 executing the completed payment process includes:
- the payment process is completed according to the payment response returned by the payment platform.
- An embodiment of the present invention further provides a terminal including the foregoing electronic payment device, where the terminal includes but is not limited to piggybacking Or terminals of other operating systems, such as mobile phones.
- Other terminals may also be used, such as a laptop or tablet or desktop computer with a touch-sensitive surface (eg, a touch screen display and/or a touch pad).
- a terminal including a display and a touch-sensitive surface is described. It should be understood, however, that the terminal can include one or more other physical user interface devices, such as a physical keyboard, mouse, and/or joystick.
- Terminals typically support a variety of applications, such as one or more of the following: drawing applications, rendering applications, word processing applications, web page creation applications, disk editing applications, electricity Subform application, game application, phone application, video conferencing application, email application, instant messaging application, exercise support application, photo management application, digital camera application, digital video camera application, network Browse applications, digital music player applications, and/or digital video player applications.
- applications such as one or more of the following: drawing applications, rendering applications, word processing applications, web page creation applications, disk editing applications, electricity Subform application, game application, phone application, video conferencing application, email application, instant messaging application, exercise support application, photo management application, digital camera application, digital video camera application, network Browse applications, digital music player applications, and/or digital video player applications.
- the various applications that can be executed on the terminal can use at least one shared physical user interface device, such as a touch-sensitive surface.
- One or more functions of the touch-sensitive surface and corresponding information displayed on the terminal may be adjusted and/or changed from one application to the next and/or adjusted and/or varied within the respective application.
- the shared physical architecture of the terminal such as a touch-sensitive surface, can support a variety of applications with a user interface that is intuitive to the user.
- the storage medium may be a magnetic disk, an optical disk, a read-only memory (ROM), or a random access memory (RAM).
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Abstract
A method for electronic payment based on fingerprint information. When a terminal launches a payment operation, the time difference between a first moment at which a payment interface is displayed and a second moment at which inputted fingerprint information is successfully verified is calculated; and if the time difference is greater than a preset duration, then the inputted fingerprint information is determined as having failed authentication. As such, a payment fingerprint is effectively prevented from being cracked by means of utilizing exhaustive attack in a payment process, thus increasing the security of the payment operation.
Description
本发明涉及移动互联网领域，尤其涉及一种基于指纹信息的电子支付方法和装置。The present invention relates to the field of mobile internet, and in particular, to an electronic payment method and apparatus based on fingerprint information.
由于移动互联网的普及，用户越来越多的使用智能手机进行电子支付，避免携带大量的现金就能进行消费，为用户带来的极大的便利，在现有的基于指纹信息的支付流程中，用户打开手机上安装的支付应用程序，显示支付界面，在指纹识别传感器输入指纹信息，服务器验证指纹信息后成功完成支付流程，然而用户的手机发生丢失时，不法分子可通过暴力方法破解指纹信息，从而盗取用户账户内的资金，给用户造成极大的安全隐患，因此急需一种更加安全的支付方法，来确保用户账户内的资金的安全。Due to the popularity of the mobile Internet, users are increasingly using smart phones for electronic payment, avoiding carrying a large amount of cash to consume, and bringing great convenience to users in the existing fingerprint information-based payment process. The user opens the payment application installed on the mobile phone, displays the payment interface, inputs the fingerprint information after the fingerprint recognition sensor, and the server verifies the fingerprint information, and successfully completes the payment process. However, when the user's mobile phone is lost, the criminal can crack the fingerprint information through violent methods. Therefore, theft of funds in the user account, causing great security risks to the user, there is an urgent need for a more secure payment method to ensure the security of funds in the user account.
发明内容Summary of the invention
本发明实施例所要解决的技术问题在于，提供一种基于指纹信息的电子支付方法和装置。可确保支付操作的安全性。The technical problem to be solved by the embodiments of the present invention is to provide an electronic payment method and apparatus based on fingerprint information. It ensures the security of payment operations.
为了解决上述技术问题，本发明实施例提供了一种基于指纹信息的电子支付方法，包括：In order to solve the above technical problem, an embodiment of the present invention provides an electronic payment method based on fingerprint information, including:
显示支付界面，并记录显示所述支付界面的第一时刻；Displaying a payment interface and recording a first moment of displaying the payment interface;
接收在所述支付界面上输入的指纹信息；Receiving fingerprint information input on the payment interface;
验证所述输入的指纹信息是否与预先存储的支付指纹信息匹配，若为是，记录匹配成功时的第二时刻；Verifying whether the input fingerprint information matches the pre-stored payment fingerprint information, and if so, recording the second time when the matching is successful;
若所述第一时刻与所述第二时刻的时间差大于预设时长，则确定所述输入的指纹信息鉴权失败。If the time difference between the first time and the second time is greater than a preset duration, it is determined that the input fingerprint information authentication fails.
相应地，本发明实施例还提供了一种基于指纹信息的电子支付装置，包括：Correspondingly, an embodiment of the present invention further provides an electronic payment device based on fingerprint information, including:
第一记录模块，用于显示支付界面，并记录显示所述支付界面的第一时刻；
a first recording module, configured to display a payment interface, and record a first moment of displaying the payment interface;
接收模块，用于接收在所述支付界面上输入的指纹信息；a receiving module, configured to receive fingerprint information input on the payment interface;
第二记录模块，用于验证所述输入的指纹信息是否与预先存储的支付指纹信息匹配，若为是，记录匹配成功时的第二时刻；a second recording module, configured to verify whether the input fingerprint information matches the pre-stored payment fingerprint information, and if yes, record the second time when the matching is successful;
鉴权模块，用于若所述第一时刻与所述第二时刻的时间差大于预设时长，则确定所述输入的指纹信息鉴权失败。The authentication module is configured to determine that the input fingerprint information authentication fails if the time difference between the first time and the second time is greater than a preset duration.
实施本发明实施例，具有如下有益效果：Embodiments of the present invention have the following beneficial effects:
从上述实施例可以看出，终端发起支付操作时，计算显示支付界面的第一时刻和输入的指纹信息验证通过的第二时刻之间的时间差，如果该时间差大于预设时长，则确定输入的指纹信息鉴权失败，这样可以有效防止在支付过程中利用穷举的方式破解支付指纹，提高支付操作的安全性。It can be seen from the above embodiment that when the terminal initiates the payment operation, the time difference between the first moment of displaying the payment interface and the second moment of the input fingerprint information verification is calculated, and if the time difference is greater than the preset duration, the input is determined. Fingerprint information authentication fails, which can effectively prevent the use of an exhaustive way to crack the payment fingerprint in the payment process, and improve the security of the payment operation.
为了更清楚地说明本发明实施例或现有技术中的技术方案，下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本发明的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动的前提下，还可以根据这些附图获得其他的附图。In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the embodiments or the description of the prior art will be briefly described below. Obviously, the drawings in the following description are only It is a certain embodiment of the present invention, and other drawings can be obtained from those skilled in the art without any creative work.
图1是本发明实施例提供的一种基于指纹信息的电子支付方法的流程示意图；1 is a schematic flowchart of an electronic payment method based on fingerprint information according to an embodiment of the present invention;
图2是本发明实施例提供的一种基于指纹信息的电子支付装置的结构示意图；2 is a schematic structural diagram of an electronic payment device based on fingerprint information according to an embodiment of the present invention;
图3是本发明实施例提供的一种基于指纹信息的电子支付装置的另一结构示意图。FIG. 3 is another schematic structural diagram of an electronic payment device based on fingerprint information according to an embodiment of the present invention.
下面将结合本发明实施例中的附图，对本发明实施例中的技术方案进行清楚、完整地描述，显然，所描述的实施例仅仅是本发明一部分实施例，而不是全部的实施例。基于本发明中的实施例，本领域普通技术人员在没有作出创造性劳动前提下所获得的所有其他实施例，都属于本发明保护的范围。The technical solutions in the embodiments of the present invention are clearly and completely described in the following with reference to the accompanying drawings in the embodiments of the present invention. It is obvious that the described embodiments are only a part of the embodiments of the present invention, but not all embodiments. All other embodiments obtained by those skilled in the art based on the embodiments of the present invention without creative efforts are within the scope of the present invention.
参见图1，为本发明实施例提供的一种基于指纹信息的电子支付方法的流程示意图，在本发明实施例中，所述方法包括：
FIG. 1 is a schematic flowchart of a method for electronic payment based on fingerprint information according to an embodiment of the present invention. In the embodiment of the present invention, the method includes:
S101、显示支付界面，并记录显示所述支付界面的第一时刻。S101. Display a payment interface, and record a first moment of displaying the payment interface.
具体的，终端发起支付操作时，显示支付界面，支付界面用于提示用户输入指纹信息，同时终端记录显示支付界面的第一时刻，其中支付界面还显示有待支付的金额和收款方等信息。Specifically, when the terminal initiates the payment operation, the payment interface is displayed, and the payment interface is used to prompt the user to input the fingerprint information, and the terminal records the first time of the payment interface, wherein the payment interface further displays the amount of the payment and the information such as the payee.
S102、接收在所述支付界面上输入的指纹信息。S102. Receive fingerprint information input on the payment interface.
具体的，终端上设置有指纹传感器，用户的手指按压的指纹传感器的指纹感应区时，终端采用手指的指纹图像，生成指纹信息。Specifically, when the fingerprint sensor is disposed on the terminal and the fingerprint sensing area of the fingerprint sensor is pressed by the user's finger, the terminal uses the fingerprint image of the finger to generate the fingerprint information.
S103、验证所述输入的指纹信息是否与预先存储的支付指纹信息匹配，若为是，记录匹配成功时的第二时刻。S103. Verify whether the input fingerprint information matches the pre-stored payment fingerprint information. If yes, record the second time when the matching is successful.
具体的，终端预先存储有支付指纹指纹信息，支付指纹信息专门用于支付操作的鉴权，不同于解锁用户的指纹信息，终端比较输入的指纹信息和预先存储的支付指纹信息，进行指纹匹配，如果匹配成功，则输入的指纹信息验证通过，终端记录验证通过的第二时刻。Specifically, the terminal pre-stores the payment fingerprint fingerprint information, and the payment fingerprint information is specifically used for the authentication of the payment operation. Different from unlocking the fingerprint information of the user, the terminal compares the input fingerprint information with the pre-stored payment fingerprint information to perform fingerprint matching. If the matching is successful, the input fingerprint information is verified, and the terminal records the second moment of verification.
S104、若所述第一时刻与所述第二时刻的时间差大于预设时长，则确定所述输入的指纹信息鉴权失败。S104. If the time difference between the first time and the second time is greater than a preset duration, determining that the input fingerprint information authentication fails.
具体的，预设时长存储于终端，终端计算显示支付界面的第一时刻和输入的指纹信息验证通过的第二时刻之间的时间差，如果该时间差大于预设时长，则确定输入的指纹信息鉴权失败，则重新显示支付界面和提示用户重新输入指纹信息；其中，预设时长可以根据需要进行设置，例如，预设时长设置为1S。Specifically, the preset duration is stored in the terminal, and the terminal calculates a time difference between the first moment of the payment interface and the second moment that the input fingerprint information is verified. If the time difference is greater than the preset duration, the input fingerprint information is determined. If the right fails, the payment interface is redisplayed and the user is prompted to re-enter the fingerprint information; wherein the preset duration can be set as needed, for example, the preset duration is set to 1S.
从上述实施例可以看出，终端发起支付操作时，计算显示支付界面的第一时刻和输入的指纹信息验证通过的第二时刻之间的时间差，如果该时间差大于预设时长，则确定输入的指纹信息鉴权失败，这样可以有效防止在支付过程中利用穷举的方式破解支付指纹，提高支付操作的安全性。It can be seen from the above embodiment that when the terminal initiates the payment operation, the time difference between the first moment of displaying the payment interface and the second moment of the input fingerprint information verification is calculated, and if the time difference is greater than the preset duration, the input is determined. Fingerprint information authentication fails, which can effectively prevent the use of an exhaustive way to crack the payment fingerprint in the payment process, and improve the security of the payment operation.
可选的，在本发明的一种可能的实施方式中，所述方法还包括：Optionally, in a possible implementation manner of the present invention, the method further includes:
若所述第一时刻与所述第二时刻的时间差不大于预设时长，则确定所述输入的指纹信息鉴权成功，完成支付流程。If the time difference between the first time and the second time is not greater than the preset duration, it is determined that the input fingerprint information is successfully authenticated, and the payment process is completed.
具体的，终端计算显示支付界面的第一时刻和输入的指纹信息验证通过的第二时刻之间的时间差不大于预设时长，确定输入的指纹信息鉴权成功，终端向支付平台发起支付请求，支付平台验证支付请求合法后，完成支付流程，支付成功后，在终端上显示表示支付结果的提示消息。
Specifically, the terminal calculates that the time difference between the first moment of the payment interface and the second moment of the input fingerprint information verification is not greater than the preset duration, determines that the input fingerprint information is successfully authenticated, and the terminal initiates a payment request to the payment platform. After the payment platform verifies that the payment request is legal, the payment process is completed, and after the payment is successful, a prompt message indicating the payment result is displayed on the terminal.
可选的，在本发明的一种可能的实施方式中，所述确定所述输入的指纹信息鉴权失败，还包括：Optionally, in a possible implementation manner of the present invention, the determining that the input fingerprint information authentication fails, further includes:
在所述支付界面上显示提示信息，提示信息用于提示用户再次输入指纹信息。A prompt information is displayed on the payment interface, and the prompt information is used to prompt the user to input the fingerprint information again.
具体的，终端在确定输入的指纹信息鉴权失败时，在支付界面上显示提示信息，以及重新显示支付界面，提示信息用于提示用户再次输入指纹信息，在用户再次输入指纹信息时，终端会再次计算重新显示支付界面的第一时刻和再次输入的指纹信息验证通过的第二时刻之间的时间差，若该时间差大于预设值，确定鉴权失败，若该时间差不大于预设值，则确定鉴权成功。需要说明的是，如果终端验证输入的指纹信息不通过时，会直接确定鉴权失败，不会再计算第一时刻和第二时刻的时间差。Specifically, when the terminal determines that the input fingerprint information fails to be authenticated, the terminal displays the prompt information on the payment interface, and displays the payment interface again. The prompt information is used to prompt the user to input the fingerprint information again. When the user inputs the fingerprint information again, the terminal may Recalculating the time difference between the first time when the payment interface is redisplayed and the second time when the fingerprint information is re-entered, and if the time difference is greater than the preset value, determining that the authentication fails, if the time difference is not greater than the preset value, Determine the authentication success. It should be noted that if the terminal verifies that the input fingerprint information does not pass, the authentication failure is directly determined, and the time difference between the first moment and the second moment is not calculated.
可选的，在本发明的一种可能的实施方式中，所述方法还包括：Optionally, in a possible implementation manner of the present invention, the method further includes:
注册所述支付指纹信息，以及存储所述支付指纹信息。Registering the payment fingerprint information and storing the payment fingerprint information.
具体的，终端显示注册界面，注册界面提示用于输入支付指纹信息，终端确定用户多次输入的指纹信息存在重合的区域，且多次输入的指纹信息两两之间的相似度大于预设值时，则指纹注册通过，将注册的指纹信息作为支付指纹信息。Specifically, the terminal displays a registration interface, and the registration interface prompts for inputting the payment fingerprint information, the terminal determines that the fingerprint information input by the user multiple times overlaps, and the similarity between the fingerprint information input multiple times is greater than a preset value. When the fingerprint is registered, the registered fingerprint information is used as the payment fingerprint information.
可选的，在本发明的一种可能的实施方式中，所述完成支付流程包括：Optionally, in a possible implementation manner of the present invention, the completing the payment process includes:
获取与所述支付指纹信息关联的支付密码，向支付平台发送携带所述支付密码的支付请求；Obtaining a payment password associated with the payment fingerprint information, and sending a payment request carrying the payment password to the payment platform;
根据所述支付平台返回的支付响应完成支付流程。The payment process is completed according to the payment response returned by the payment platform.
具体的，支付指纹信息预先和支付密码进行绑定，终端在确定输入的指纹信息鉴权通过后，获取支付指纹信息关联的支付密码，向支付平台发送携带支付密码的支付请求，支付平台验证支付密码正确后，完成支付流程，在终端上显示支付成功消息。Specifically, the payment fingerprint information is bound to the payment password in advance, and after determining that the input fingerprint information is authenticated, the terminal acquires the payment password associated with the payment fingerprint information, and sends a payment request carrying the payment password to the payment platform, and the payment platform verifies the payment. After the password is correct, the payment process is completed and a payment success message is displayed on the terminal.
参见图2，为本发明实施例提供的一种基于指纹信息的电子支付装置的结构示意图，本发明实施例的电子支付装置用于执行图1中的一种基于指纹信息的电子支付方法，所涉及的术语和过程可参照图1实施例的描述。电子支付装置2包括：第一记录模块201、接收模块202、第二记录模块203和鉴权模块204。
FIG. 2 is a schematic structural diagram of an electronic payment device based on fingerprint information according to an embodiment of the present invention. The electronic payment device according to the embodiment of the present invention is configured to execute an electronic payment method based on fingerprint information in FIG. The terms and processes involved may be described with reference to the embodiment of FIG. 1. The electronic payment device 2 includes a first recording module 201, a receiving module 202, a second recording module 203, and an authentication module 204.
第一记录模块201，用于显示支付界面，并记录显示所述支付界面的第一时刻。The first recording module 201 is configured to display a payment interface, and record a first moment of displaying the payment interface.
接收模块202，用于接收在所述支付界面上输入的指纹信息。The receiving module 202 is configured to receive fingerprint information input on the payment interface.
第二记录模块203，用于验证所述输入的指纹信息是否与预先存储的支付指纹信息匹配，若为是，记录匹配成功时的第二时刻。The second recording module 203 is configured to verify whether the input fingerprint information matches the pre-stored payment fingerprint information, and if yes, record the second time when the matching is successful.
鉴权模块204，用于若所述第一时刻与所述第二时刻的时间差大于预设时长，则确定所述输入的指纹信息鉴权失败。The authentication module 204 is configured to determine that the input fingerprint information authentication fails if the time difference between the first time and the second time is greater than a preset duration.
可选的，在本发明的一些实施例中，电子支付装置还包括：Optionally, in some embodiments of the present invention, the electronic payment device further includes:
支付模块，用于若所述第一时刻与所述第二时刻的时间差不大于预设时长，则确定所述输入的指纹信息鉴权成功，完成支付流程。The payment module is configured to determine that the input fingerprint information is successfully authenticated and complete the payment process if the time difference between the first time and the second time is not greater than a preset duration.
可选的，在本发明的一些实施例中，所述鉴权模块还用于：Optionally, in some embodiments of the present invention, the authentication module is further configured to:
在所述支付界面上显示提示信息，提示信息用于提示用户再次输入指纹信息。A prompt information is displayed on the payment interface, and the prompt information is used to prompt the user to input the fingerprint information again.
可选的，在本发明的一些实施例中，电子支付装置还包括：Optionally, in some embodiments of the present invention, the electronic payment device further includes:
注册模块，用于注册所述支付指纹信息，以及存储所述支付指纹信息。a registration module, configured to register the payment fingerprint information, and store the payment fingerprint information.
可选的，在本发明的一些实施例中，所述支付模块用于：Optionally, in some embodiments of the present invention, the payment module is configured to:
获取与所述支付指纹信息关联的支付密码，向支付平台发送携带所述支付密码的支付请求；Obtaining a payment password associated with the payment fingerprint information, and sending a payment request carrying the payment password to the payment platform;
根据所述支付平台返回的支付响应完成支付流程。The payment process is completed according to the payment response returned by the payment platform.
本发明实施例和图1的方法实施例基于同一构思，其带来的技术效果也相同，具体过程可参照方法实施例一的描述，此处不再赘述。The embodiment of the present invention and the method embodiment of FIG. 1 are based on the same concept, and the technical effects thereof are also the same. For the specific process, reference may be made to the description of the method embodiment 1, and details are not described herein again.
参见图3，为本发明实施例提供的一种电子支付装置的另一结构示意图，在本发明实施例中，电子支付装置3包括处理器301、存储器302和收发器303。收发器303用于与外部设备之间收发数据。电子支付装置3中的处理器301的数量可以是一个或多个。本发明的一些实施例中，处理器301、存储器302和收发器303可通过总线系统或其他方式连接。电子支付装置3可以用于执行图1所示的方法。关于本实施例涉及的术语的含义以及举例，可以参考图1对应的实施例。此处不再赘述。FIG. 3 is a schematic diagram of another structure of an electronic payment device according to an embodiment of the present invention. In the embodiment of the present invention, the electronic payment device 3 includes a processor 301, a memory 302, and a transceiver 303. The transceiver 303 is configured to transmit and receive data with and from an external device. The number of processors 301 in the electronic payment device 3 may be one or more. In some embodiments of the invention, processor 301, memory 302, and transceiver 303 may be connected by a bus system or other means. The electronic payment device 3 can be used to perform the method shown in FIG. For the meaning and examples of the terms involved in the embodiment, reference may be made to the corresponding embodiment of FIG. 1. I will not repeat them here.
其中，存储器302中存储程序代码。处理器301用于调用存储器302中存
储的程序代码，用于执行以下操作：The program code is stored in the memory 302. The processor 301 is configured to call the memory 302.
Stored program code to do the following:
显示支付界面，并记录显示所述支付界面的第一时刻；Displaying a payment interface and recording a first moment of displaying the payment interface;
接收在所述支付界面上输入的指纹信息；Receiving fingerprint information input on the payment interface;
验证所述输入的指纹信息是否与预先存储的支付指纹信息匹配，若为是，记录匹配成功时的第二时刻；Verifying whether the input fingerprint information matches the pre-stored payment fingerprint information, and if so, recording the second time when the matching is successful;
若所述第一时刻与所述第二时刻的时间差大于预设时长，则确定所述输入的指纹信息鉴权失败。If the time difference between the first time and the second time is greater than a preset duration, it is determined that the input fingerprint information authentication fails.
在本发明的一种可能的实施方式中，处理器301还用于执行：In a possible implementation manner of the present invention, the processor 301 is further configured to:
若所述第一时刻与所述第二时刻的时间差不大于预设时长，则确定所述输入的指纹信息鉴权成功，完成支付流程。If the time difference between the first time and the second time is not greater than the preset duration, it is determined that the input fingerprint information is successfully authenticated, and the payment process is completed.
在本发明的一种可能的实施方式中，处理器301执行所述确定所述输入的指纹信息鉴权失败，还包括：In a possible implementation manner of the present invention, the processor 301 performs the determining that the input fingerprint information authentication fails, and further includes:
在所述支付界面上显示提示信息，提示信息用于提示用户再次输入指纹信息。A prompt information is displayed on the payment interface, and the prompt information is used to prompt the user to input the fingerprint information again.
在本发明的一种可能的实施方式中，处理器301还用于执行：In a possible implementation manner of the present invention, the processor 301 is further configured to:
注册所述支付指纹信息，以及存储所述支付指纹信息。Registering the payment fingerprint information and storing the payment fingerprint information.
在本发明的一种可能的实施方式中，处理器301执行所述完成支付流程包括：In a possible implementation manner of the present invention, the processor 301 executing the completed payment process includes:
获取与所述支付指纹信息关联的支付密码，向支付平台发送携带所述支付密码的支付请求；Obtaining a payment password associated with the payment fingerprint information, and sending a payment request carrying the payment password to the payment platform;
根据所述支付平台返回的支付响应完成支付流程。The payment process is completed according to the payment response returned by the payment platform.
本发明实施例还提供了一种包括上述电子支付装置的终端，终端包括但不限于搭载
或者其它操作系统的终端，诸如移动电话。也可以是其它终端，诸如具有触敏表面(例如，触摸屏显示器和/或触控板)的膝上型计算机或平板电脑或台式计算机。An embodiment of the present invention further provides a terminal including the foregoing electronic payment device, where the terminal includes but is not limited to piggybacking Or terminals of other operating systems, such as mobile phones. Other terminals may also be used, such as a laptop or tablet or desktop computer with a touch-sensitive surface (eg, a touch screen display and/or a touch pad).
在下面的讨论中，介绍了一种包括显示器和触敏表面的终端。然而应当理解，终端可以包括一个或多个其他物理用户接口设备，诸如物理键盘、鼠标和/或操作杆。In the discussion that follows, a terminal including a display and a touch-sensitive surface is described. It should be understood, however, that the terminal can include one or more other physical user interface devices, such as a physical keyboard, mouse, and/or joystick.
终端通常支持多种应用程序，诸如以下中的一种或多种：画图应用程序、呈现应用程序、文字处理应用程序、网页创建应用程序、盘编辑应用程序、电
子表格应用程序、游戏应用程序、电话应用程序、视频会议应用程序、电子邮件应用程序、即时消息应用程序、锻炼支持应用程序、相片管理应用程序、数字相机应用程序、数字视频摄像机应用程序、网络浏览应用程序、数字音乐播放器应用程序、和/或数字视频播放器应用程序。Terminals typically support a variety of applications, such as one or more of the following: drawing applications, rendering applications, word processing applications, web page creation applications, disk editing applications, electricity
Subform application, game application, phone application, video conferencing application, email application, instant messaging application, exercise support application, photo management application, digital camera application, digital video camera application, network Browse applications, digital music player applications, and/or digital video player applications.
可在终端上执行的各种应用程序可使用至少一个共用的物理用户接口设备，诸如触敏表面。触敏表面的一种或多种功能以及显示在终端上的相应信息可从一种应用程序调整和/或变化至下一种应用程序和/或在相应应用程序内被调整和/或变化。这样，终端的共用物理架构(诸如触敏表面)可利用对于用户而言直观清楚的用户界面来支持各种应用程序。The various applications that can be executed on the terminal can use at least one shared physical user interface device, such as a touch-sensitive surface. One or more functions of the touch-sensitive surface and corresponding information displayed on the terminal may be adjusted and/or changed from one application to the next and/or adjusted and/or varied within the respective application. In this way, the shared physical architecture of the terminal, such as a touch-sensitive surface, can support a variety of applications with a user interface that is intuitive to the user.
本领域普通技术人员可以理解实现上述实施例方法中的全部或部分流程，是可以通过计算机程序来指令相关的硬件来完成，所述的程序可存储于一计算机可读取存储介质中，该程序在执行时，可包括如上述各方法的实施例的流程。其中，所述的存储介质可为磁碟、光盘、只读存储记忆体(Read-Only Memory，ROM)或随机存储记忆体(RandomAccess Memory，RAM)等。One of ordinary skill in the art can understand that all or part of the process of implementing the foregoing embodiments can be completed by a computer program to instruct related hardware, and the program can be stored in a computer readable storage medium. When executed, the flow of an embodiment of the methods as described above may be included. The storage medium may be a magnetic disk, an optical disk, a read-only memory (ROM), or a random access memory (RAM).
以上所揭露的仅为本发明一种较佳实施例而已，当然不能以此来限定本发明之权利范围，本领域普通技术人员可以理解实现上述实施例的全部或部分流程，并依本发明权利要求所作的等同变化，仍属于发明所涵盖的范围。
The above disclosure is only a preferred embodiment of the present invention, and of course, the scope of the present invention is not limited thereto, and those skilled in the art can understand all or part of the process of implementing the above embodiments, and according to the present invention. The equivalent changes required are still within the scope of the invention.
Claims (10)
- 一种基于指纹信息的电子支付方法，其特征在于，包括：An electronic payment method based on fingerprint information, comprising:显示支付界面，并记录显示所述支付界面的第一时刻；Displaying a payment interface and recording a first moment of displaying the payment interface;接收在所述支付界面上输入的指纹信息；Receiving fingerprint information input on the payment interface;验证所述输入的指纹信息是否与预先存储的支付指纹信息匹配，若为是，记录匹配成功时的第二时刻；Verifying whether the input fingerprint information matches the pre-stored payment fingerprint information, and if so, recording the second time when the matching is successful;若所述第一时刻与所述第二时刻的时间差大于预设时长，则确定所述输入的指纹信息鉴权失败。If the time difference between the first time and the second time is greater than a preset duration, it is determined that the input fingerprint information authentication fails.
- 如权利要求1所述的方法，其特征在于，还包括：The method of claim 1 further comprising:若所述第一时刻与所述第二时刻的时间差不大于预设时长，则确定所述输入的指纹信息鉴权成功，完成支付流程。If the time difference between the first time and the second time is not greater than the preset duration, it is determined that the input fingerprint information is successfully authenticated, and the payment process is completed.
- 如权利要求1所述的方法，所述确定所述输入的指纹信息鉴权失败，还包括：The method of claim 1, the determining that the input fingerprint information authentication fails, further comprising:在所述支付界面上显示提示信息，提示信息用于提示用户再次输入指纹信息。A prompt information is displayed on the payment interface, and the prompt information is used to prompt the user to input the fingerprint information again.
- 如权利要求1所述的方法，其特征在于，还包括：The method of claim 1 further comprising:注册所述支付指纹信息，以及存储所述支付指纹信息。Registering the payment fingerprint information and storing the payment fingerprint information.
- 如权利要求1所述的方法，其特征在于，所述完成支付流程包括：The method of claim 1 wherein said completing the payment process comprises:获取与所述支付指纹信息关联的支付密码，向支付平台发送携带所述支付密码的支付请求；Obtaining a payment password associated with the payment fingerprint information, and sending a payment request carrying the payment password to the payment platform;根据所述支付平台返回的支付响应完成支付流程。The payment process is completed according to the payment response returned by the payment platform.
- 一种基于指纹信息的电子支付装置，其特征在于，包括：An electronic payment device based on fingerprint information, comprising:第一记录模块，用于显示支付界面，并记录显示所述支付界面的第一时刻；a first recording module, configured to display a payment interface, and record a first moment of displaying the payment interface;接收模块，用于接收在所述支付界面上输入的指纹信息； a receiving module, configured to receive fingerprint information input on the payment interface;第二记录模块，用于验证所述输入的指纹信息是否与预先存储的支付指纹信息匹配，若为是，记录匹配成功时的第二时刻；a second recording module, configured to verify whether the input fingerprint information matches the pre-stored payment fingerprint information, and if yes, record the second time when the matching is successful;鉴权模块，用于若所述第一时刻与所述第二时刻的时间差大于预设时长，则确定所述输入的指纹信息鉴权失败。The authentication module is configured to determine that the input fingerprint information authentication fails if the time difference between the first time and the second time is greater than a preset duration.
- 如权利要求6所述的装置，其特征在于，还包括：The device of claim 6 further comprising:支付模块，用于若所述第一时刻与所述第二时刻的时间差不大于预设时长，则确定所述输入的指纹信息鉴权成功，完成支付流程。The payment module is configured to determine that the input fingerprint information is successfully authenticated and complete the payment process if the time difference between the first time and the second time is not greater than a preset duration.
- 如权利要求6所述的装置，所述鉴权模块还用于：The apparatus of claim 6, the authentication module is further configured to:在所述支付界面上显示提示信息，提示信息用于提示用户再次输入指纹信息。A prompt information is displayed on the payment interface, and the prompt information is used to prompt the user to input the fingerprint information again.
- 如权利要求6所述的装置，其特征在于，还包括：The device of claim 6 further comprising:注册模块，用于注册所述支付指纹信息，以及存储所述支付指纹信息。a registration module, configured to register the payment fingerprint information, and store the payment fingerprint information.
- 如权利要求6所述的装置，其特征在于，所述支付模块用于：The device of claim 6 wherein said payment module is operative to:获取与所述支付指纹信息关联的支付密码，向支付平台发送携带所述支付密码的支付请求；Obtaining a payment password associated with the payment fingerprint information, and sending a payment request carrying the payment password to the payment platform;根据所述支付平台返回的支付响应完成支付流程。 The payment process is completed according to the payment response returned by the payment platform.
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| PCT/CN2017/073032 WO2018145241A1 (en) | 2017-02-07 | 2017-02-07 | Method and device for electronic payment based on fingerprint information |
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| PCT/CN2017/073032 WO2018145241A1 (en) | 2017-02-07 | 2017-02-07 | Method and device for electronic payment based on fingerprint information |
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