WO2018017624A3 - An apparatus, system and method of processing credit card transactions on a mobile device using a unique subscriber identification - Google Patents

An apparatus, system and method of processing credit card transactions on a mobile device using a unique subscriber identification Download PDF

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Publication number
WO2018017624A3
WO2018017624A3 PCT/US2017/042684 US2017042684W WO2018017624A3 WO 2018017624 A3 WO2018017624 A3 WO 2018017624A3 US 2017042684 W US2017042684 W US 2017042684W WO 2018017624 A3 WO2018017624 A3 WO 2018017624A3
Authority
WO
WIPO (PCT)
Prior art keywords
contacts
subscriber identification
mobile device
computer
identification module
Prior art date
Application number
PCT/US2017/042684
Other languages
French (fr)
Other versions
WO2018017624A2 (en
Inventor
Isaac S. Daniel
Original Assignee
Daniel Isaac S
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Daniel Isaac S filed Critical Daniel Isaac S
Publication of WO2018017624A2 publication Critical patent/WO2018017624A2/en
Publication of WO2018017624A3 publication Critical patent/WO2018017624A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

An apparatus comprising a card body memory disposed in a first portion of the card body, wherein the first portion comprises a first set of contacts for accessing the memory by a computer; a subscriber identification module disposed in a second portion of the card body, wherein the second portion comprises a second set of contacts for accessing the subscriber identification module by a computer, wherein the first set of contacts comprise sliding contacts; and wherein the second set of contacts comprise pressure pin receiving-type contacts. The computer may comprise a mobile communication device, such as a smartphone. The apparatus may further comprise a payment identification module, which may be used to conduct, authorize, and/or provide credentials for payments via a near field communication radio of a mobile device. This disclosure also relates to systems and methods for using said apparatus to authorize payments made using a mobile communications device.
PCT/US2017/042684 2016-07-18 2017-07-18 An apparatus, system and method of processing credit card transactions on a mobile device using a unique subscriber identification WO2018017624A2 (en)

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US201662363548P 2016-07-18 2016-07-18
US62/363,548 2016-07-18
US201762451519P 2017-01-27 2017-01-27
US62/451,519 2017-01-27

Publications (2)

Publication Number Publication Date
WO2018017624A2 WO2018017624A2 (en) 2018-01-25
WO2018017624A3 true WO2018017624A3 (en) 2018-03-01

Family

ID=60992512

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2017/042684 WO2018017624A2 (en) 2016-07-18 2017-07-18 An apparatus, system and method of processing credit card transactions on a mobile device using a unique subscriber identification

Country Status (1)

Country Link
WO (1) WO2018017624A2 (en)

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2006126111A1 (en) * 2005-05-27 2006-11-30 Axalto S.A. Sim with double sets of contacts protected against short-circuit
US20080070627A1 (en) * 2006-09-18 2008-03-20 Phison Electronics Corp. Integrated SIM system
US20080067255A1 (en) * 2003-04-17 2008-03-20 Eliyahou Harari Memory Cards Including a Standard Security Function
US20140057561A1 (en) * 2012-08-24 2014-02-27 Samsung Electronics Co., Ltd. Data transmission method for terminal performing near field communication and terminal thereof
US20160110706A1 (en) * 2013-02-06 2016-04-21 Xiamen Elite Electric Co., Ltd. Mobile phone subscriber identity card based on multichannel digital authentication of mobile payment

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20080067255A1 (en) * 2003-04-17 2008-03-20 Eliyahou Harari Memory Cards Including a Standard Security Function
WO2006126111A1 (en) * 2005-05-27 2006-11-30 Axalto S.A. Sim with double sets of contacts protected against short-circuit
US20080070627A1 (en) * 2006-09-18 2008-03-20 Phison Electronics Corp. Integrated SIM system
US20140057561A1 (en) * 2012-08-24 2014-02-27 Samsung Electronics Co., Ltd. Data transmission method for terminal performing near field communication and terminal thereof
US20160110706A1 (en) * 2013-02-06 2016-04-21 Xiamen Elite Electric Co., Ltd. Mobile phone subscriber identity card based on multichannel digital authentication of mobile payment

Also Published As

Publication number Publication date
WO2018017624A2 (en) 2018-01-25

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