WO2017096798A1 - 资源处理方法及装置 - Google Patents

资源处理方法及装置 Download PDF

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Publication number
WO2017096798A1
WO2017096798A1 PCT/CN2016/088460 CN2016088460W WO2017096798A1 WO 2017096798 A1 WO2017096798 A1 WO 2017096798A1 CN 2016088460 W CN2016088460 W CN 2016088460W WO 2017096798 A1 WO2017096798 A1 WO 2017096798A1
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Prior art keywords
image
specified image
service resource
user service
user
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English (en)
French (fr)
Inventor
邓雷
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Le Holdings Beijing Co Ltd
Lemobile Information Technology (Beijing) Co Ltd
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Le Holdings Beijing Co Ltd
Lemobile Information Technology (Beijing) Co Ltd
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Priority to US15/241,623 priority Critical patent/US20170161731A1/en
Publication of WO2017096798A1 publication Critical patent/WO2017096798A1/zh
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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/16Payments settled via telecommunication systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof

Definitions

  • the present invention relates to communication technologies, and in particular, to a resource processing method and apparatus.
  • aspects of the present invention provide a resource processing method and apparatus to improve efficiency and reliability of resource exchange.
  • An aspect of the present invention provides a resource processing method, including:
  • the related business is executed by using the user service resource.
  • the method further includes:
  • the foregoing aspect and any possible implementation manner further provide an implementation manner, where the user service resource includes a user payment service resource.
  • the obtaining, according to the specified image, user service resources includes:
  • the specified image comprising at least one or more of the following images:
  • Another aspect of the present invention provides a resource processing apparatus, including:
  • An acquiring unit configured to acquire a specified image collected by the vehicle terminal device
  • a matching unit configured to obtain a user service resource according to the specified image
  • a service unit configured to perform related services by using the user service resources.
  • the foregoing aspect and any possible implementation manner further provide an implementation manner, where the user service resource includes a user payment service resource.
  • the specified image comprising at least one or more of the following images:
  • the embodiment of the present invention obtains a specified image collected by the in-vehicle terminal device, and then obtains a user service resource according to the specified image, so that the user service resource can be utilized to perform related services, such as a payment service.
  • a payment service such as a payment service.
  • the user since the user does not need to provide a bank account or a physical card or an electronic card corresponding to the enterprise account, the user does not need to carry an additional physical card or a terminal device displaying the electronic card with him, which can greatly improve user experience.
  • FIG. 1 is a schematic flowchart diagram of a resource processing method according to an embodiment of the present invention
  • FIG. 2 is a schematic structural diagram of a resource processing apparatus according to another embodiment of the present invention.
  • FIG. 3 is a block diagram schematically showing a computing device for performing a resource processing method according to an embodiment of the present invention
  • Fig. 4 schematically shows a storage unit for holding or carrying program code implementing a resource processing method according to an embodiment of the present invention.
  • the vehicle-mounted terminal device involved in the embodiment of the present invention may also be referred to as a vehicle, and refers to an abbreviation of an in-vehicle infotainment product installed in a car, and the vehicle is functionally capable of realizing a person and a vehicle. , information communication between the car and the outside world (vehicle and car).
  • the operating system of the in-vehicle terminal device may be, but not limited to, a Linux operating system, a WinCE operating system, a QNX operating system, or an Android operating system. This embodiment is not particularly limited.
  • FIG. 1 is a schematic flowchart of a resource processing method according to an embodiment of the present invention, as shown in FIG. 1 .
  • the so-called image refers to a certain image format
  • the image data that is, the pixels of the image are stored in a certain manner
  • the formed file may also be referred to as an image file.
  • the image format of the image may include, but is not limited to, a bitmap (BMP) format, a Portable Network Graphic Format (PNG), and a Joint Photographic Experts Group (Joint Photographic Experts Group, The JPEG) format and the Exchangeable Image File Format (EXIF) are not particularly limited in this embodiment.
  • BMP bitmap
  • PNG Portable Network Graphic Format
  • JPEG Joint Photographic Experts Group
  • EXIF Exchangeable Image File Format
  • execution body of 101 to 103 may be an application located in the in-vehicle terminal device, or may be a plug-in or a software development kit (SDK) or the like provided in an application of the in-vehicle terminal device.
  • SDK software development kit
  • the application may be a local application installed on the in-vehicle terminal device (nativeApp), or may be a web application (webApp) of a browser on the in-vehicle terminal device, which is not specifically used in this embodiment. limited.
  • the user service resource is obtained according to the specified image, so that the user service resource can be utilized to perform related services, such as payment service, without requiring the user to provide a bank account or a corporate account.
  • the corresponding physical card or electronic card only needs to open the image capturing function of the vehicle terminal to collect the specified image, and the operation is simple and the correct rate is high, thereby improving the efficiency and reliability of resource exchange.
  • the in-vehicle terminal device may specifically acquire the specified image by using an image capturing device.
  • the image capturing device may be an image sensor.
  • the image sensor may be a charge coupled device (CCD) sensor, or may be a metal oxide semiconductor device (Complementary Metal-Oxide Semiconductor, CMOS).
  • CMOS Complementary Metal-Oxide Semiconductor
  • the sensor is not particularly limited in this embodiment.
  • the specified image may be a barcode image, for example, a one-dimensional barcode or a two-dimensional barcode, or may be an object image, for example, a pattern on a user's body, a decoration in a car, or the like, or may also be a picture.
  • the image for example, a picture provided by a user, etc., is not particularly limited in this embodiment.
  • a mapping relationship between the specified image and the user service resource may be further established, to obtain, according to the specified image, The user service resource corresponding to the specified image.
  • mapping relationship may be further stored. Specifically, the mapping relationship may be specifically stored in a storage device of the in-vehicle terminal device.
  • the storage device of the in-vehicle terminal device may be a slow storage device, which may be a non-operating memory of the in-vehicle terminal device, that is, a physical memory, for example, a read-only memory (ROM) and
  • ROM read-only memory
  • the memory card or the like is not particularly limited in this embodiment.
  • the storage device of the in-vehicle terminal device may also be a fast storage device, and specifically may be a running memory of the in-vehicle terminal device, that is, a system memory, for example, a random access memory (RAM).
  • RAM random access memory
  • the obtained user service resource may include, but is not limited to, a user payment service resource, which is not specifically limited in this embodiment.
  • the user pays the service resource to pay the account for the user, or can also pay the account and the user password for the user, which is not specifically limited in this embodiment.
  • an image recognition process may be performed on the specified image by using an existing image recognition technology to obtain a recognition result. Then, the user service resource may be obtained according to the recognition result.
  • an image recognition process may be performed on the specified image by using an existing image recognition technology to obtain a recognition result. Then, the user service resource may be obtained according to the recognition result.
  • the user service resource may be utilized to enter the user account.
  • related services such as payment services
  • the user service resource is obtained according to the specified image, so that the user service resource can be utilized to perform related services, such as a payment service, without requiring the user to provide a bank account.
  • related services such as a payment service
  • the physical card or electronic card corresponding to the enterprise account only needs to open the image collection function of the vehicle terminal to collect the specified image, the operation is simple, and the correct rate is high, thereby improving the efficiency and reliability of resource exchange.
  • the user since the user does not need to provide a bank account or a physical card or an electronic card corresponding to the enterprise account, the user does not need to carry an additional physical card or a terminal device displaying the electronic card with him, which can greatly improve user experience.
  • FIG. 2 is a schematic structural diagram of a resource processing apparatus according to another embodiment of the present invention, as shown in FIG. 2 .
  • the resource processing apparatus of this embodiment may include an obtaining unit 21, a matching unit 22, and a service unit 23.
  • the acquiring unit 21 is configured to acquire a specified image collected by the in-vehicle terminal device
  • the matching unit 22 is configured to obtain a user service resource according to the specified image
  • the service unit 23 is configured to perform correlation by using the user service resource. business.
  • the specified image may be a barcode image, for example, a one-dimensional barcode or a two-dimensional barcode, or may be an object image, for example, a pattern on a user's body, a decoration in a car, or the like, or may also be a picture.
  • the image for example, a picture provided by a user, etc., is not particularly limited in this embodiment.
  • the resource processing apparatus of this embodiment may be an application located in the in-vehicle terminal device, or may be a plug-in or a software development kit (SDK) installed in an application of the in-vehicle terminal device.
  • SDK software development kit
  • the unit is not particularly limited in this embodiment.
  • the application may be a local application installed on the in-vehicle terminal device (nativeApp), or may be a web application (webApp) of a browser on the in-vehicle terminal device, which is not specifically used in this embodiment. limited.
  • the matching unit 22 may be further configured to establish a mapping relationship between the specified image and the user service resource, according to the specified And obtaining an image of the user service corresponding to the specified image.
  • the user service resource obtained by the matching unit 22 may include, but is not limited to, a user payment service resource, which is not specifically limited in this embodiment.
  • the user pays the service resource to pay the account for the user, or can also pay the account and the user password for the user, which is not specifically limited in this embodiment.
  • the matching unit 22 may be specifically configured to perform image recognition processing on the specified image to obtain a recognition result; and obtain the location according to the recognition result.
  • User service resources may be specifically configured to perform image recognition processing on the specified image to obtain a recognition result; and obtain the location according to the recognition result.
  • the acquiring unit acquires the specified image collected by the in-vehicle terminal device, and then the matching unit obtains the user service resource according to the specified image, so that the service unit can use the user service resource to perform related services, such as a payment service.
  • the service unit can use the user service resource to perform related services, such as a payment service.
  • the user since the user does not need to provide a bank account or a physical card or an electronic card corresponding to the enterprise account, the user does not need to carry an additional physical card or a terminal device displaying the electronic card with him, which can greatly improve user experience.
  • modules in the devices of the embodiments can be adaptively changed and placed in one or more devices different from the embodiment.
  • the modules or units or components of the embodiments may be combined into one module or unit or component, and further they may be divided into a plurality of sub-modules or sub-units or sub-components.
  • any combination of the features disclosed in the specification, including the accompanying claims, the abstract and the drawings, and any methods so disclosed, or All processes or units of the device are combined.
  • Each feature disclosed in this specification (including the accompanying claims, the abstract and the drawings) may be replaced by alternative features that provide the same, equivalent or similar purpose.
  • the various component embodiments of the present invention may be implemented in hardware, or in a software module running on one or more processors, or in a combination thereof.
  • a microprocessor or digital signal processor may be used in practice to implement some or all of the functionality of some or all of the components in accordance with embodiments of the present invention.
  • the invention can also be implemented as a device or device program (e.g., a computer program and a computer program product) for performing some or all of the methods described herein.
  • a program implementing the invention may be stored on a computer readable medium or may be in the form of one or more signals.
  • Such signals may be downloaded from an Internet website, provided on a carrier signal, or provided in any other form.
  • Figure 3 illustrates a computing device that can implement a resource processing method in accordance with the present invention.
  • the Computing devices traditionally include a processor 310 and a computer program product or computer readable medium in the form of a storage device 320.
  • the storage device 320 may be an electronic memory such as a flash memory, an EEPROM (Electrically Erasable Programmable Read Only Memory), an EPROM, a hard disk, or a ROM.
  • Storage device 320 has a storage space 330 that stores program code 331 for performing any of the method steps described above.
  • storage space 330 storing program code may include various program code 331 for implementing various steps in the above methods, respectively.
  • the program code can be read from or written to one or more computer program products.
  • These computer program products include program code carriers such as a hard disk, a compact disk (CD), a memory card, or a floppy disk.
  • Such computer program products are typically portable or fixed storage units such as those shown in FIG.
  • the storage unit may have storage segments, storage spaces, and the like that are similarly arranged to storage device 320 in the computing device of FIG.
  • the program code can be compressed, for example, in an appropriate form.
  • the storage unit comprises computer readable code 331' for performing the steps of the method according to the invention, ie code that can be read by a processor such as 310, which when executed by the computing device causes the computing device Perform the various steps in the method described above.

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Abstract

一种资源处理方法及装置。通过获取车载终端设备所采集的指定图像(101),进而根据所述指定图像,获得用户业务资源(102),使得能够利用所述用户业务资源,执行相关业务如支付业务等(103),无需用户提供银行账户或者企业账户所对应的实体卡片或电子卡片,只需要开启车载终端的图像采集功能采集指定图像即可,操作简单,且正确率高,从而提高了资源兑换的效率和可靠性。

Description

资源处理方法及装置
相关申请的交叉参考
本申请要求于2015年12月7日提交中国专利局、申请号为201510888917.4、发明名称为“资源处理方法及装置”的中国专利申请的优先权,其全部内容通过引用结合在本申请中。
技术领域
本发明涉及通信技术,尤其涉及一种资源处理方法及装置。
背景技术
随着互联网技术的发展,基于互联网的应用越来越多,并且越来越复杂。这些应用都会涉及资源处理,特别是资源兑换处理,将一种资源兑换成另外一种资源。例如,将银行账户的真实货币或者企业账户的虚拟货币,兑换成各种服务所提供的其他资源如,各种商品、汽油等。
通常,在资源兑换的过程中,需要用户提供银行账户或者企业账户所对应的实体卡片或电子卡片,这样会使得操作复杂,操作时间长,且容易出错,从而导致了资源兑换的效率和可靠性的降低。
发明内容
本发明的多个方面提供一种资源处理方法及装置,以提高资源兑换的效率和可靠性。
本发明的一方面,提供一种资源处理方法,包括:
获取车载终端设备所采集的指定图像;
根据所述指定图像,获得用户业务资源;
利用所述用户业务资源,执行相关业务。
如上所述的方面和任一可能的实现方式,进一步提供一种实现方式,所述根据所述指定图像,获得用户业务资源之前,还包括:
建立所述指定图像与所述用户业务资源之间的映射关系,以供根据所述指定图像,获得与所述指定图像对应的用户业务资源。
如上所述的方面和任一可能的实现方式,进一步提供一种实现方式,所述用户业务资源包括用户支付业务资源。
如上所述的方面和任一可能的实现方式,进一步提供一种实现方式,所述根据所述指定图像,获得用户业务资源,包括:
对所述指定图像进行图像识别处理,以获得识别结果;
根据所述识别结果,获得所述用户业务资源。
如上所述的方面和任一可能的实现方式,进一步提供一种实现方式,所述指定图像包括下列图像中的至少一个或多个:
条码图像;
物体图像;
图片图像。
本发明的另一方面,提供一种资源处理装置,包括:
获取单元,用于获取车载终端设备所采集的指定图像;
匹配单元,用于根据所述指定图像,获得用户业务资源;
业务单元,用于利用所述用户业务资源,执行相关业务。
如上所述的方面和任一可能的实现方式,进一步提供一种实现方式,所述匹配单元,还用于
建立所述指定图像与所述用户业务资源之间的映射关系,以供根据所述指定图像,获得与所述指定图像对应的用户业务资源。
如上所述的方面和任一可能的实现方式,进一步提供一种实现方式,所述用户业务资源包括用户支付业务资源。
如上所述的方面和任一可能的实现方式,进一步提供一种实现方式,所述匹配单元,具体用于
对所述指定图像进行图像识别处理,以获得识别结果;以及
根据所述识别结果,获得所述用户业务资源。
如上所述的方面和任一可能的实现方式,进一步提供一种实现方式,所述指定图像包括下列图像中的至少一个或多个:
条码图像;
物体图像;
图片图像。
由所述技术方案可知,本发明实施例通过获取车载终端设备所采集的指定图像,进而根据所述指定图像,获得用户业务资源,使得能够利用所述用户业务资源,执行相关业务如支付业务等,无需用户提供银行账户或者企业账户所对应的实体卡片或电子卡片,只需要开启车载终端的图像采集功能采集指定图像即可,操作简单,且正确率高,从而提高了资源兑换的效率和可靠性。
另外,采用本发明所提供的技术方案,由于无需用户提供银行账户或者企业账户所对应的实体卡片或电子卡片,使得用户无需随身携带额外的实体卡片或显示电子卡片的终端设备,能够极大提升用户体验。
上述说明仅是本发明技术方案的概述,为了能够更清楚了解本发明的技术手段,而可依照说明书的内容予以实施,并且为了让本发明的上述和其它目的、特征和优点能够更明显易懂,以下特举本发明的具体实施方式。
附图概述
通过阅读下文优选实施方式的详细描述,各种其他的优点和益处对于本领域普通技术人员将变得清楚明了。附图仅用于示出优选实施方式的目的,而并不认为是对本发明的限制。而且在整个附图中,用相同的参考符号表示相同的部件。在附图中:
图1为本发明一实施例提供的资源处理方法的流程示意图;
图2为本发明另一实施例提供的资源处理装置的结构示意图;
图3示意性地示出了用于执行根据本发明实施例的资源处理方法的计算设备的框图;
图4示意性地示出了用于保持或者携带实现根据本发明实施例的资源处理方法的程序代码的存储单元。
本发明的较佳实施方式
下面将参照附图更详细地描述本公开的示例性实施例。虽然附图中显示了本公开的示例性实施例,然而应当理解,可以以各种形式实现本公开而不应被这里阐述的实施例所限制。相反,提供这些实施例是为了能够更透彻地理解本公开,并且能够将本公开的范围完整的传达给本领域的技术人员。
需要说明的是,本发明实施例中所涉及的车载终端设备,还可以称为车机,指的是安装在汽车里面的车载信息娱乐产品的简称,车机在功能上要能够实现人与车,车与外界(车与车)的信息通信。所述车载终端设备的操作系统可以为但不限于Linux操作系统、WinCE操作系统、QNX操作系统或Android操作系统,本实施例对此不进行特别限定。
另外,本文中术语“和/或”,仅仅是一种描述关联对象的关联关系,表示可以存在三种关系,例如,A和/或B,可以表示:单独存在A,同时存在A和B,单独存在B这三种情况。另外,本文中字符“/”,一般表示前后关联对象是一种“或”的关系。
图1为本发明一实施例提供的资源处理方法的流程示意图,如图1所示。
101、获取车载终端设备所采集的指定图像。
所谓的图像,是指采用一定的图像格式,将图像数据即图像的像素按照一定的方式进行存储,所形成的文件,又可以称为图像文件。
其中,图像的图像格式即图像存储的格式,可以包括但不限于位图(Bitmap,BMP)格式、可移植网络图像格式(Portable Network Graphic Format,PNG)、联合图像专家组(Joint Photographic Experts Group,JPEG)格式、可交换图像文件格式(Exchangeable Image File Format,EXIF),本实施例对此不进行特别限定。
102、根据所述指定图像,获得用户业务资源。
103、利用所述用户业务资源,执行相关业务。
需要说明的是,101~103的执行主体可以为位于车载终端设备的应用,或者还可以为设置在位于车载终端设备的应用中的插件或软件开发工具包(Software Development Kit,SDK)等功能单元,本实施例对此不进行特别限定。
可以理解的是,所述应用可以是安装在车载终端设备上的本地程序(nativeApp),或者还可以是车载终端设备上的浏览器的一个网页程序(webApp),本实施例对此不进行特别限定。
这样,通过获取车载终端设备所采集的指定图像,进而根据所述指定图像,获得用户业务资源,使得能够利用所述用户业务资源,执行相关业务如支付业务等,无需用户提供银行账户或者企业账户所对应的实体卡片或电子卡片,只需要开启车载终端的图像采集功能采集指定图像即可,操作简单,且正确率高,从而提高了资源兑换的效率和可靠性。
可选地,在本实施例的一个可能的实现方式中,车载终端设备具体可以利用图像采集设备,采集所述指定图像。
其中,所述图像采集设备可以为图像传感器,例如,所述图像传感器可以为电荷耦合元件(Charge Coupled Device,CCD)传感器,或者还可以为金属氧化物半导体元件(Complementary Metal-Oxide Semiconductor,CMOS)传感器,本实施例对此不进行特别限定。
具体来说,所述指定图像可以为条码图像,例如,一维条码或二维条码等,或者还可以为物体图像,例如,用户身体上的图案、车内的摆设等,或者还可以为图片图像,例如,用户提供的图片等,本实施例对此不进行特别限定。
可选地,在本实施例的一个可能的实现方式中,在102之前,还可以进一步建立所述指定图像与所述用户业务资源之间的映射关系,以供根据所述指定图像,获得与所述指定图像对应的用户业务资源。
在建立所述指定图像与所述用户业务资源之间的映射关系之后,可以进一步对该映射关系进行存储处理。具体来说,具体可以将该映射关系,存储在车载终端设备的存储设备中。
在一个具体的实现过程中,所述车载终端设备的存储设备可以慢速存储设备,具体可以为车载终端设备的非运行内存即物理内存,例如,只读存储器(Read-Only Memory,ROM)和内存卡等,本实施例对此不进行特别限定。
在另一个具体的实现过程中,所述车载终端设备的存储设备还可以为快速存储设备,具体可以为车载终端设备的运行内存即系统内存,例如,随机存储器(Random Access Memory,RAM)等,本实施例对此不进行特别限定。
可选地,在本实施例的一个可能的实现方式中,所获得的所述用户业务资源可以包括但不限于用户支付业务资源,本实施例对此不进行特别限定。
具体来说,用户支付业务资源可以为用户支付账号,或者还可以为用户支付账号和用户密码,本实施例对此不进行特别限定。
可选地,在本实施例的一个可能的实现方式中,在102中,具体可以利用现有的图像识别技术,对所述指定图像进行图像识别处理,以获得识别结果。然后,则可以根据所述识别结果,获得所述用户业务资源。其中,所述图像识别技术的详细描述可以参见现有技术中的相关内容,此处不再赘述。
可选地,在本实施例的一个可能的实现方式中,在103中,在获得用户业务资源之后,则可以利用用户业务资源,进入用户账户。基于该用户账户,执行相关业务,例如,支付业务等。
本实施例中,通过获取车载终端设备所采集的指定图像,进而根据所述指定图像,获得用户业务资源,使得能够利用所述用户业务资源,执行相关业务如支付业务等,无需用户提供银行账户或者企业账户所对应的实体卡片或电子卡片,只需要开启车载终端的图像采集功能采集指定图像即可,操作简单,且正确率高,从而提高了资源兑换的效率和可靠性。
另外,采用本发明所提供的技术方案,由于无需用户提供银行账户或者企业账户所对应的实体卡片或电子卡片,使得用户无需随身携带额外的实体卡片或显示电子卡片的终端设备,能够极大提升用户体验。
需要说明的是,对于前述的各方法实施例,为了简单描述,故将其都表 述为一系列的动作组合,但是本领域技术人员应该知悉,本发明并不受所描述的动作顺序的限制,因为依据本发明,某些步骤可以采用其他顺序或者同时进行。其次,本领域技术人员也应该知悉,说明书中所描述的实施例均属于优选实施例,所涉及的动作和模块并不一定是本发明所必须的。
在所述实施例中,对各个实施例的描述都各有侧重,某个实施例中没有详述的部分,可以参见其他实施例的相关描述。
图2为本发明另一实施例提供的资源处理装置的结构示意图,如图2所示。本实施例的资源处理装置可以包括获取单元21、匹配单元22和业务单元23。其中,获取单元21,用于获取车载终端设备所采集的指定图像;匹配单元22,用于根据所述指定图像,获得用户业务资源;业务单元23,用于利用所述用户业务资源,执行相关业务。
具体来说,所述指定图像可以为条码图像,例如,一维条码或二维条码等,或者还可以为物体图像,例如,用户身体上的图案、车内的摆设等,或者还可以为图片图像,例如,用户提供的图片等,本实施例对此不进行特别限定。
需要说明的是,本实施例的资源处理装置可以为位于车载终端设备的应用,或者还可以为设置在位于车载终端设备的应用中的插件或软件开发工具包(Software Development Kit,SDK)等功能单元,本实施例对此不进行特别限定。
可以理解的是,所述应用可以是安装在车载终端设备上的本地程序(nativeApp),或者还可以是车载终端设备上的浏览器的一个网页程序(webApp),本实施例对此不进行特别限定。
可选地,在本实施例的一个可能的实现方式中,所述匹配单元22,还可以进一步用于建立所述指定图像与所述用户业务资源之间的映射关系,以供根据所述指定图像,获得与所述指定图像对应的用户业务资源。
可选地,在本实施例的一个可能的实现方式中,所述匹配单元22所获得的所述用户业务资源可以包括但不限于用户支付业务资源,本实施例对此不进行特别限定。
具体来说,用户支付业务资源可以为用户支付账号,或者还可以为用户支付账号和用户密码,本实施例对此不进行特别限定。
可选地,在本实施例的一个可能的实现方式中,所述匹配单元22,具体可以用于对所述指定图像进行图像识别处理,以获得识别结果;以及根据所述识别结果,获得所述用户业务资源。
需要说明的是,图1对应的实施例中方法,可以由本实施例提供的资源处理装置实现。详细描述可以参见图1对应的实施例中的相关内容,此处不再赘述。
本实施例中,通过获取单元获取车载终端设备所采集的指定图像,进而由匹配单元根据所述指定图像,获得用户业务资源,使得业务单元能够利用所述用户业务资源,执行相关业务如支付业务等,无需用户提供银行账户或者企业账户所对应的实体卡片或电子卡片,只需要开启车载终端的图像采集功能采集指定图像即可,操作简单,且正确率高,从而提高了资源兑换的效率和可靠性。
另外,采用本发明所提供的技术方案,由于无需用户提供银行账户或者企业账户所对应的实体卡片或电子卡片,使得用户无需随身携带额外的实体卡片或显示电子卡片的终端设备,能够极大提升用户体验。
在此提供的算法和显示不与任何特定计算机、虚拟系统或者其它设备固有相关。各种通用系统也可以与基于在此的示教一起使用。根据上面的描述,构造这类系统所要求的结构是显而易见的。此外,本发明也不针对任何特定编程语言。应当明白,可以利用各种编程语言实现在此描述的本发明的内容,并且上面对特定语言所做的描述是为了披露本发明的最佳实施方式。
在此处所提供的说明书中,说明了大量具体细节。然而,能够理解,本发明的实施例可以在没有这些具体细节的情况下实践。在一些实例中,并未详细示出公知的方法、结构和技术,以便不模糊对本说明书的理解。
类似地,应当理解,为了精简本公开并帮助理解各个发明方面中的一个或多个,在上面对本发明的示例性实施例的描述中,本发明的各个特征有时被一起分组到单个实施例、图、或者对其的描述中。然而,并不应将该公开 的方法解释成反映如下意图:即所要求保护的本发明要求比在每个权利要求中所明确记载的特征更多的特征。更确切地说,如下面的权利要求书所反映的那样,发明方面在于少于前面公开的单个实施例的所有特征。因此,遵循具体实施方式的权利要求书由此明确地并入该具体实施方式,其中每个权利要求本身都作为本发明的单独实施例。
本领域那些技术人员可以理解,可以对实施例中的设备中的模块进行自适应性地改变并且把它们设置在与该实施例不同的一个或多个设备中。可以把实施例中的模块或单元或组件组合成一个模块或单元或组件,以及此外可以把它们分成多个子模块或子单元或子组件。除了这样的特征和/或过程或者单元中的至少一些是相互排斥之外,可以采用任何组合对本说明书(包括伴随的权利要求、摘要和附图)中公开的所有特征以及如此公开的任何方法或者设备的所有过程或单元进行组合。除非另外明确陈述,本说明书(包括伴随的权利要求、摘要和附图)中公开的每个特征可以由提供相同、等同或相似目的的替代特征来代替。
此外,本领域的技术人员能够理解,尽管在此所述的一些实施例包括其它实施例中所包括的某些特征而不是其它特征,但是不同实施例的特征的组合意味着处于本发明的范围之内并且形成不同的实施例。例如,在下面的权利要求书中,所要求保护的实施例的任意之一都可以以任意的组合方式来使用。
本发明的各个部件实施例可以以硬件实现,或者以在一个或者多个处理器上运行的软件模块实现,或者以它们的组合实现。本领域的技术人员应当理解,可以在实践中使用微处理器或者数字信号处理器(DSP)来实现根据本发明实施例中的一些或者全部部件的一些或者全部功能。本发明还可以实现为用于执行这里所描述的方法的一部分或者全部的设备或者装置程序(例如,计算机程序和计算机程序产品)。这样的实现本发明的程序可以存储在计算机可读介质上,或者可以具有一个或者多个信号的形式。这样的信号可以从因特网网站上下载得到,或者在载体信号上提供,或者以任何其他形式提供。
例如,图3示出了可以实现根据本发明的资源处理方法的计算设备。该 计算设备传统上包括处理器310和以存储设备320形式的计算机程序产品或者计算机可读介质。存储设备320可以是诸如闪存、EEPROM(电可擦除可编程只读存储器)、EPROM、硬盘或者ROM之类的电子存储器。存储设备320具有存储用于执行上述方法中的任何方法步骤的程序代码331的存储空间330。例如,存储程序代码的存储空间330可以包括分别用于实现上面的方法中的各种步骤的各个程序代码331。这些程序代码可以从一个或者多个计算机程序产品中读出或者写入到这一个或者多个计算机程序产品中。这些计算机程序产品包括诸如硬盘、紧致盘(CD)、存储卡或者软盘之类的程序代码载体。这样的计算机程序产品通常为例如图4所示的便携式或者固定存储单元。该存储单元可以具有与图3的计算设备中的存储设备320类似布置的存储段、存储空间等。程序代码可以例如以适当形式进行压缩。通常,存储单元包括用于执行根据本发明的方法步骤的计算机可读代码331',即可以由诸如310之类的处理器读取的代码,当这些代码由计算设备运行时,导致该计算设备执行上面所描述的方法中的各个步骤。
应该注意的是上述实施例对本发明进行说明而不是对本发明进行限制,并且本领域技术人员在不脱离所附权利要求的范围的情况下可设计出替换实施例。在权利要求中,不应将位于括号之间的任何参考符号构造成对权利要求的限制。单词“包含”不排除存在未列在权利要求中的元件或步骤。位于元件之前的单词“一”或“一个”不排除存在多个这样的元件。本发明可以借助于包括有若干不同元件的硬件以及借助于适当编程的计算机来实现。在列举了若干装置的单元权利要求中,这些装置中的若干个可以是通过同一个硬件项来具体体现。单词第一、第二、以及第三等的使用不表示任何顺序。可将这些单词解释为名称。

Claims (10)

  1. 一种资源处理方法,其特征在于,包括:
    获取车载终端设备所采集的指定图像;
    根据所述指定图像,获得用户业务资源;
    利用所述用户业务资源,执行相关业务。
  2. 根据权利要求1所述的方法,其特征在于,所述根据所述指定图像,获得用户业务资源之前,还包括:
    建立所述指定图像与所述用户业务资源之间的映射关系,以供根据所述指定图像,获得与所述指定图像对应的用户业务资源。
  3. 根据权利要求1所述的方法,其特征在于,所述用户业务资源包括用户支付业务资源。
  4. 根据权利要求1所述的方法,其特征在于,所述根据所述指定图像,获得用户业务资源,包括:
    对所述指定图像进行图像识别处理,以获得识别结果;
    根据所述识别结果,获得所述用户业务资源。
  5. 根据权利要求1~4任一权利要求所述的方法,其特征在于,所述指定图像包括下列图像中的至少一个或多个:
    条码图像;
    物体图像;
    图片图像。
  6. 一种资源处理装置,其特征在于,包括:
    获取单元,用于获取车载终端设备所采集的指定图像;
    匹配单元,用于根据所述指定图像,获得用户业务资源;
    业务单元,用于利用所述用户业务资源,执行相关业务。
  7. 根据权利要求6所述的装置,其特征在于,所述匹配单元,还用于建立所述指定图像与所述用户业务资源之间的映射关系,以供根据所述 指定图像,获得与所述指定图像对应的用户业务资源。
  8. 根据权利要求6所述的装置,其特征在于,所述用户业务资源包括用户支付业务资源。
  9. 根据权利要求6所述的装置,其特征在于,所述匹配单元,具体用于
    对所述指定图像进行图像识别处理,以获得识别结果;以及
    根据所述识别结果,获得所述用户业务资源。
  10. 根据权利要求6~9任一权利要求所述的装置,其特征在于,所述指定图像包括下列图像中的至少一个或多个:
    条码图像;
    物体图像;
    图片图像。
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