WO2017032034A1 - Mobile payment method and device for terminals - Google Patents

Mobile payment method and device for terminals

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Publication number
WO2017032034A1
WO2017032034A1 PCT/CN2016/080592 CN2016080592W WO2017032034A1 WO 2017032034 A1 WO2017032034 A1 WO 2017032034A1 CN 2016080592 W CN2016080592 W CN 2016080592W WO 2017032034 A1 WO2017032034 A1 WO 2017032034A1
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WO
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Application
Patent type
Prior art keywords
information
payment
mobile
login
authentication
Prior art date
Application number
PCT/CN2016/080592
Other languages
French (fr)
Chinese (zh)
Inventor
陈历伟
Original Assignee
宇龙计算机通信科技(深圳)有限公司
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    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices

Abstract

A mobile payment method and device for terminals. The mobile payment method for terminals comprises: recording, when a user succeeds in a mobile payment, login authentication information of the mobile payment (102); determining, if it is detected that the user needs to perform a mobile payment again, whether a duration from the current moment to the moment at which the login authentication information is recorded reaches a first predetermined duration, and/or determining a duration from this mobile payment to the last mobile payment reaches a second predetermined duration (104); and reading the login authentication information and performing automatic login and payment according to the login authentication information, when it is determined that the duration from the current moment to the moment at which the login authentication information is recorded does not reach the first predetermined duration and/or it is determined that the duration from this mobile payment to the last mobile payment does not reach the second predetermined duration (106). The payment method can effectively free the user from the complex operation of frequently inputting payment information when making multiple mobile payments within a short period of time, thereby improving the user experience.

Description

Methods and apparatus for mobile payment terminal

This application claims the August 27, 2015 filed Chinese Patent Application No. 201510535347.0, entitled priority to Chinese Patent Application "Methods and apparatus for mobile payment terminal", the entire contents of which is incorporated by reference in the present application.

FIELD

The present invention relates to a technical field of mobile payment, particularly, to a payment method for a mobile terminal and a mobile terminal for a payment device.

Background technique

Mobile payment is a method that allows users to use their mobile devices to consume goods or services were paid accounts service mode, the terminal equipment, Internet, application vendors and financial institutions integration, to provide users with monetary payments, payment and other financial business. Mobile payment due is not limited by geographical distance, so that the user can complete a variety of consumer payment anytime, anywhere, it is very convenient.

However, the existing mobile payment transactions are usually every time you need to enter a password, which is ideal for users in a short time requires continuous use of mobile payment transactions is due to the frequent need to enter the same password, enabling users to operate more complicated, affecting the user experience.

So, how can we avoid the cumbersome user operation in a short time due to repeated use of mobile payments and the frequent need to enter payment information technology has become a serious problem.

SUMMARY

The present invention is based on at least one of the above problems, proposes a new payment scheme for mobile terminals, can be effectively avoided by multiple users in a short time and the frequent need to use mobile payment payment information input operation troublesome, help enhance the user experience.

Accordingly, the present invention proposes a method of payment for a mobile terminal, comprising: when the user moves the payment is successful, the login authentication information through the mobile payment; detecting if the user needs to move to pay again, it is determined whether the login authentication recording duration information reaches the first predetermined duration, and / or determining whether the distance is long duration reaches a second predetermined mobile payment last performed; when the length of the recording is determined in the login authentication information does not reach the first when a predetermined length of time, and / or determined from the last time mobile payment does not reach the second predetermined length of duration, reading the login authentication information, and authentication information according to the registration and payment for automatic login.

In this aspect, when the user paid successfully moved, by recording the login authentication information of the mobile payment, and upon detecting that the user needs to move to pay again when the recording login authentication information in Long does not reach a first predetermined duration, and / long duration or if the mobile payment does not reach a second predetermined distance from the last performed, the login authentication information directly read, according to the login authentication information and automatically log and payment, making it possible to effectively prevent the user moves in a short time due to repeated use pay and the frequent need to enter payment information complicated operation, enhance the user experience. Wherein, the user may first predetermined duration and / or the second predetermined length is set according to their individual needs.

In the above aspect, preferably, after the login authentication information in the mobile payment record, further comprising: if the login authentication information when the mobile payment record length detector reaches the first predetermined duration, and / or detection distance whether long last be mobile payment reaches the second predetermined duration, and if so, delete the login authentication information.

In this aspect, by detecting the recording mobile payment login authentication information length reaches a first predetermined duration, and / or when a mobile payment detected since the last long, remove the login duration reaches a second predetermined authentication information to avoid the user for a long time and has been unused mobile payment records login information security risks posed, effectively ensure the security of mobile payments.

In the above aspect, preferably, after the login authentication information in the mobile payment record, further comprising: encrypting the login authentication information to obtain the cipher text information; step of reading the authentication information comprises login : read the ciphertext information, the ciphertext decryption process information, the login authentication information to obtain.

In this aspect, the login verification information encryption and decryption, effectively ensure the security of user login information, thus ensuring the safety of automatic login and payment information by logging.

In the above aspect, preferably, the step of encrypting the authentication information comprises login: the login authentication information to the software encrypted information to obtain encrypted software; hardware by the software encrypted information embedded security chip encryption, the ciphertext to obtain information, wherein said embedded security chip information stored in the ciphertext.

In this aspect, the login information by software encryption software to generate encrypted information, software and hardware encryption to encrypt the information through the embedded security chip, which greatly enhance the security of the login information.

After the above-mentioned aspect, preferably, is detected in the mobile user needs to pay again, and determining whether the length of recording when the login authentication information reaches a first predetermined duration, and / or from the last determination performed before long duration whether the mobile payment reaches the second predetermined step, further comprising: determining whether the type of the mobile user needs to match the payment login authentication information corresponding to the type stored in the mobile payment again; the user needs to re-determined mobile payment type login authentication information corresponding to the type stored mobile payment matches the duration of the execution judgment record the login authentication information reaches a first predetermined duration, and / or determines from the last performed long mobile payment whether a second step of predetermined length is reached.

In this aspect, the user needs to be determined by the type of the mobile payment verify the login information stored in the mobile payment type corresponding to the match, to avoid the selection of different types of mobile payment to pay again when the user during recording of the system still login authentication information for payment problems led to misuse.

According to a second aspect of the invention, the mobile payment device is also proposed for a terminal, comprising: a recording unit configured to, when a user moves through a successful payment, login authentication information recorded in the mobile payment; first determination means for, when detecting that the user needs to move to pay again, determining whether the recording unit records the duration of the login authentication information reaches a first predetermined duration, and / or for determining the duration from the last payment reaches a second mobile when a predetermined length; and a processing means for when the first determination unit determines that the recording unit records the duration of the login authentication information does not reach said first predetermined duration, and / or a distance determined in the first determining unit when long last mobile payment does not reach the second predetermined period of time, reading the login authentication information, and automatically log and payment information from the login authentication.

In this aspect, when the user paid successfully moved, by recording the login authentication information of the mobile payment, and upon detecting that the user needs to move to pay again when the recording login authentication information in Long does not reach a first predetermined duration, and / long duration or if the mobile payment does not reach a second predetermined distance from the last performed, the login authentication information directly read, according to the login authentication information and automatically log and payment, making it possible to effectively prevent the user moves in a short time due to repeated use pay and the frequent need to enter payment information complicated operation, enhance the user experience. Wherein, the user may first predetermined duration and / or the second predetermined length is set according to their individual needs.

In the above technical solution, preferably, further comprising: detecting means for detecting a movement of said recording unit records the login authentication information whether the length of time of payment reaches the first predetermined duration, and / or for the last detection distance long duration if the mobile payment reaches the second predetermined; the recording unit is further configured to, when the detection result of the detection unit is yes, deleting the login authentication information.

In this aspect, by detecting the recording mobile payment login authentication information length reaches a first predetermined duration, and / or when a mobile payment detected since the last long, remove the login duration reaches a second predetermined authentication information to avoid the user for a long time and has been unused mobile payment records login information security risks posed, effectively ensure the security of mobile payments.

In the above technical solution, preferably, further comprising: an encryption unit for payment after the login authentication information recording unit records the movement, the login authentication information is encrypted to ciphertext information; the the processing unit comprising: a reading unit for reading the ciphertext information; a decryption unit for decrypting the ciphertext information processing to obtain the login authentication information.

In this aspect, the login verification information encryption and decryption, effectively ensure the security of user login information, thus ensuring the safety of automatic login and payment information by logging.

In the above aspect, preferably, the cryptographic unit is configured to: the login authentication information to the software encrypted information to obtain encrypted software; hardware encrypting the encrypted information by software embedded security chip, to give the cipher text information, wherein the ciphertext information stored in the embedded security chip.

In this aspect, the login information by software encryption software to generate encrypted information, software and hardware encryption to encrypt the information through the embedded security chip, which greatly enhance the security of the login information.

In the above technical solution, preferably, further comprising: a second determination unit configured to determine whether the type of the mobile user needs to match the payment login authentication information corresponding to the mobile payment type is stored again; the first determination unit is configured, in said second determining means determining when the user needs to re-type the stored login authentication information corresponding to the mobile payment mobile payment type matches the duration of the execution of the recording is determined whether the login authentication information when a first predetermined length, and / or determines from the last operation performed for a long duration if the payment reaches the second predetermined movement.

In this aspect, the user needs to be determined by the type of the mobile payment verify the login information stored in the mobile payment type corresponding to the match, to avoid the selection of different types of mobile payment to pay again when the user during recording of the system still login authentication information for payment problems led to misuse.

Through the above technical solution, the user can effectively avoid the cumbersome operation in a short time due to repeated use of mobile payments and the frequent need to enter payment information, help enhance the user experience.

BRIEF DESCRIPTION

FIG 1 shows a schematic flowchart of a mobile payment method for a terminal embodiment of the present invention;

Figure 2 shows a schematic block diagram of a mobile payment device in accordance with an embodiment of the present invention for a terminal;

FIG. 3 shows a schematic flowchart of a mobile payment method according to another embodiment of the present invention. FIG.

detailed description

In order to more clearly understand the present invention the above object, features and advantages of the present invention will be below described in further detail in conjunction with accompanying drawings and specific embodiments. Incidentally, in the case of no conflict, the embodiments of the present application and the features in the embodiments may be combined with each other.

Set forth in the following description, numerous specific details in order to provide a thorough understanding of the present invention, however, the present invention may also be in other ways other than described in the embodiment to use, therefore, the scope of the present invention is not specifically disclosed in the following limited to the examples.

FIG 1 shows a schematic flowchart of a payment method for a mobile terminal according to an embodiment of the present invention.

1, a mobile terminal of a payment method for the present embodiment of the invention, comprising: a step 102, when the user moves the payment is successful, the login authentication information of the mobile payment; step 104, if the detection whether long the user needs to move to pay again, it is determined to record the login authentication information from being long if the length of the mobile payment reaches the second predetermined a first predetermined duration, and / or determines from the last performed; step 106, it is determined that the recording when the length of the login authentication information has not reached a first predetermined duration, and / or from the last determined for long when the mobile payment does not reach the second predetermined duration, the login authentication information is read, and in accordance with the login credentials for automatic logon and payment.

In this aspect, when the user paid successfully moved, by recording the login authentication information of the mobile payment, and upon detecting that the user needs to move to pay again when the recording login authentication information in Long does not reach a first predetermined duration, and / long duration or if the mobile payment does not reach a second predetermined distance from the last performed, the login authentication information directly read, according to the login authentication information and automatically log and payment, making it possible to effectively prevent the user moves in a short time due to repeated use pay and the frequent need to enter payment information complicated operation, enhance the user experience. Wherein, the user may first predetermined duration and / or the second predetermined length is set according to their individual needs.

In the above aspect, preferably, after the login authentication information in the mobile payment record, further comprising: if the login authentication information when the mobile payment record length detector reaches the first predetermined duration, and / or detection distance whether long last be mobile payment reaches the second predetermined duration, and if so, delete the login authentication information.

In this aspect, by detecting the recording mobile payment login authentication information length reaches a first predetermined duration, and / or when a mobile payment detected since the last long, remove the login duration reaches a second predetermined authentication information to avoid the user for a long time and has been unused mobile payment records login information security risks posed, effectively ensure the security of mobile payments.

In the above aspect, preferably, after the login authentication information in the mobile payment record, further comprising: encrypting the login authentication information to obtain the cipher text information; step of reading the authentication information comprises login : read the ciphertext information, the ciphertext decryption process information, the login authentication information to obtain.

In this aspect, the login verification information encryption and decryption, effectively ensure the security of user login information, thus ensuring the safety of automatic login and payment information by logging.

In the above aspect, preferably, the step of encrypting the authentication information comprises login: the login authentication information to the software encrypted information to obtain encrypted software; hardware by the software encrypted information embedded security chip encryption, the ciphertext to obtain information, wherein said embedded security chip information stored in the ciphertext.

In this aspect, the login information by software encryption software to generate encrypted information, software and hardware encryption to encrypt the information through the embedded security chip, which greatly enhance the security of the login information.

After the above-mentioned aspect, preferably, is detected in the mobile user needs to pay again, and determining whether the length of recording when the login authentication information reaches a first predetermined duration, and / or from the last determination performed before long duration whether the mobile payment reaches the second predetermined step, further comprising: determining whether the type of the mobile user needs to match the payment login authentication information corresponding to the type stored in the mobile payment again; the user needs to re-determined mobile payment type login authentication information corresponding to the type stored mobile payment matches the duration of the execution judgment record the login authentication information reaches a first predetermined duration, and / or determines from the last performed long mobile payment whether a second step of predetermined length is reached.

In this aspect, the user needs to be determined by the type of the mobile payment verify the login information stored in the mobile payment type corresponding to the match, to avoid the selection of different types of mobile payment to pay again when the user during recording of the system still login authentication information for payment problems led to misuse.

FIG 2 illustrates a schematic block diagram of a payment device for a mobile terminal according to one embodiment of the present invention.

As shown, the mobile terminal for an embodiment of the present invention, the payment device 200 2, comprising: a recording unit 202, a first determination unit 204 and the processing unit 206.

Wherein the recording unit 202, when the user moves for successful payment, login authentication information recorded in the mobile payment; first determining unit 204, configured to detect when the user needs to mobile payments, determining the recording unit again whether the recording duration login authentication information 202 reaches a first predetermined duration, and / or determining whether the distance is long duration reaches a second predetermined mobile payment for the last; processing unit 206, 204 for determining the first judging means when the length of the recording unit 202 records the login authentication information does not reach said first predetermined duration, and / or the first determination unit 204 determines that mobile payments since the last time does not reach the second predetermined length in when long, reading the login authentication information, and authentication information according to the registration and payment for automatic login.

In this aspect, when the user paid successfully moved, by recording the login authentication information of the mobile payment, and upon detecting that the user needs to move to pay again when the recording login authentication information in Long does not reach a first predetermined duration, and / long duration or if the mobile payment does not reach a second predetermined distance from the last performed, the login authentication information directly read, according to the login authentication information and automatically log and payment, making it possible to effectively prevent the user moves in a short time due to repeated use pay and the frequent need to enter payment information complicated operation, enhance the user experience. Wherein, the user may first predetermined duration and / or the second predetermined length is set according to their individual needs.

In the above technical solution, preferably, further comprising: detecting means 208 for detecting the recording unit 202 of the login authentication information when the length of the mobile payment has reached a first predetermined length, and / or the detection distance whether long duration times for mobile payment reaches the second predetermined; the recording unit 202 is further configured to, when the detection result of the detecting unit 208 is YES, the login authentication information is deleted.

In this aspect, by detecting the recording mobile payment login authentication information length reaches a first predetermined duration, and / or when a mobile payment detected since the last long, remove the login duration reaches a second predetermined authentication information to avoid the user for a long time and has been unused mobile payment records login information security risks posed, effectively ensure the security of mobile payments.

In the above technical solution, preferably, further comprising: an encryption unit 210, for recording in the recording unit 202 after the mobile payment login authentication information, the login authentication information is encrypted to ciphertext information; the processing unit 206 comprises: a reading unit 2062 to read the ciphertext information; decrypting unit 2064, for information to the ciphertext decryption process to obtain the login authentication information.

In this aspect, the login verification information encryption and decryption, effectively ensure the security of user login information, thus ensuring the safety of automatic login and payment information by logging.

In the above aspect, preferably, the encryption unit 210 is specifically configured to: the login authentication information to the software encrypted information to obtain encrypted software; hardware encrypting the encrypted information by software embedded security chip, to give the said ciphertext message, wherein the ciphertext information stored in the embedded security chip.

In this aspect, the login information by software encryption software to generate encrypted information, software and hardware encryption to encrypt the information through the embedded security chip, which greatly enhance the security of the login information.

In the above technical solution, preferably, further comprising: a second judging unit 212 for judging whether the type of the mobile user needs to match the payment login authentication information corresponding to the mobile payment type storage again; the first when the determining unit 204 is specifically configured to, in the second determination unit 212 determines that the user needs to log on the type of mobile payment again stored authentication information corresponding to the type of mobile payment matches the login authentication execution decision information recording if the duration reaches a first predetermined duration, and / or determines from the last operation performed for a long duration if the payment reaches the second predetermined movement.

In this aspect, the user needs to be determined by the type of the mobile payment verify the login information stored in the mobile payment type corresponding to the match, to avoid the selection of different types of mobile payment to pay again when the user during recording of the system still login authentication information for payment problems led to misuse.

3 below in conjunction with FIG aspect of the present invention are further illustrated.

3, the mobile payment method according to another embodiment of the present invention, comprises:

Step 302, when the user moves through the successful payment, login authentication is provided when the recording information length of the mobile payment. For example, may be provided after the first password payment, N inside (e.g., 10) minutes Free adhesion payment (i.e., recording login authentication information length N min), wherein the user's login authentication information includes a mobile payment type, account number , passwords and so on. Further, as may be provided to prevent adhesion can be paid within N minutes after each payment.

Step 304 initializes a standalone chip eSE financial security level (an embedded security element), the corresponding reserved memory space.

Step 306 obtains the user for the first time by the mobile payment software encryption type when moving successful payment, account number, password, software encryption to generate the ciphertext.

Step 308, the first ciphertext encrypted software eSE incoming chips, and then encrypted by a second encryption algorithm eSE and hardware stores.

Step 310, the user needs to be determined whether the type of the mobile payment authentication information stored in the log corresponding to the mobile payment type matches again, if yes, perform step 312; otherwise, end.

Step 312, determines whether the user of the mobile payment type used within a set time payment, if yes, perform step 314; otherwise, step 316 is performed.

Step 314, reading eSE chip type comprising a mobile payment, account number, password, etc. ciphertext decryption hardware and software to obtain a decrypted plaintext mobile payment type, account number, password, and the plaintext is transmitted to the client software to complete payment transactions directly .

Step 316, completely remove the login recorded payment information to re-enter the new user's login payment information, and returns to step 306.

By the technical solution of the embodiments described above, it is possible to ensure that mobile payment account, password storage and transfer under the premise of safety, effectively avoid the tedious operation of multiple users to use mobile payment frequently enter the same password in a short time, greatly enhance the the user experience of mobile payment.

Further, as an extension of the invention, users at first after completing the mobile payment, may be provided with the number of possible to avoid adhesion payment by entering a password, for mobile payments, to determine whether by frequency and have free dense paid in the next The password is required.

Detail of the above aspect of the invention in conjunction with the accompanying drawings, the present invention provides a new payment scheme for mobile terminals, can be effectively avoided by multiple users in a short time and the frequent need to use mobile payment inputted payment information complicated operation, is conducive to enhancing the user experience.

The above are only preferred embodiments of the present invention, it is not intended to limit the invention to those skilled in the art, the present invention may have various changes and variations. Any modification within the spirit and principle of the present invention, made, equivalent substitutions, improvements, etc., should be included within the scope of the present invention.

Claims (10)

  1. A mobile terminal for a payment method, characterized by comprising:
    When a user moves through successful payment, login authentication information recorded in the mobile payment;
    When the mobile detects that the user needs to pay again, it is determined whether or not the login authentication information recording duration reaches a first predetermined duration, and / or determining whether the long duration reaches a second predetermined mobile payments since last performed;
    When determining the duration of recording the login authentication information is not reached the first predetermined duration, and / or moving away from the last determination of the length of payment does not reach the second predetermined time duration, reading the login authentication information and according to the automatic login login verification and payment information.
  2. The payment method for a mobile terminal according to claim 1, characterized in that, after the login authentication information in the mobile payment record, further comprising:
    Detecting whether the mobile payment record of login authentication information length to reach long duration if the mobile payment reaches the second predetermined length of said first predetermined time, and / or for the last detected distance, if yes, deleting the login verification information.
  3. The payment method for a mobile terminal according to claim 1, characterized in that, after the login authentication information in the mobile payment record, further comprising:
    The login authentication information is encrypted to ciphertext information;
    Reading the login authentication information comprises the step of:
    Read the ciphertext information, the ciphertext decryption process information, the login authentication information to obtain.
  4. The mobile payment method for a terminal according to claim 3, wherein the step of encrypting the login authentication information comprises:
    The login authentication information to software encryption, encryption software to obtain information;
    Performed by the security chip embedded software encryption hardware encryption information, to obtain the ciphertext information, wherein said embedded security chip information stored in the ciphertext.
  5. According to any one of claims 1 to 4, payment method of the mobile terminal, wherein, after said detecting that the user needs to pay again moved, and the log recording said verification information determination before determining whether the length of the long reaches whether the mobile payment duration reaches a second predetermined step of a first predetermined duration, and / or from the last determination performed, further comprising:
    Determining the type of the mobile user needs to be paid to whether the movement information corresponding to the stored verification and payment type login again match;
    When it is determined that the user needs to type the stored mobile payment mobile payment again login authentication information corresponding to the type of match, recording the duration of the execution determination login authentication information reaches a first predetermined length, and / or determine the distance step whether long duration times for payment reaches the second predetermined movement.
  6. Payment device for a mobile terminal, comprising:
    Recording means when the user pays for the success of mobile, mobile payment record of the login authentication information;
    First determining means for detecting when the user needs to move to pay again, determining whether the length of the recording unit records the login authentication information reaches a first predetermined duration, and / or be moved is determined from the last payment length It reaches a second predetermined duration;
    When the processing unit, the first determining unit for determining said recording means recording the login authentication information does not reach the length of time said first predetermined duration, and / or the first determining unit determines from the last performed when the length of the mobile payment does not reach the second predetermined period of time, reading the login authentication information, and automatically log and payment information from the login authentication.
  7. The mobile payment device for a terminal according to claim 6, characterized in that, further comprising:
    Detecting means, when the login authentication information for detecting the length of the recording unit to record the mobile payment has reached a long duration if the mobile payment reaches the second predetermined length of said first predetermined time, and / or for the last detection distance ;
    The recording unit is further configured to, when the detection result of the detection unit is yes, deleting the login authentication information.
  8. The mobile payment device for a terminal according to claim 6, characterized in that, further comprising: an encryption unit for payment after the login authentication information recording unit records the movement, the login authentication information encrypted to ciphertext information;
    The processing unit comprises:
    Reading means for reading the cipher text information;
    Decryption means for decrypting process of the ciphertext information, the login authentication information to obtain.
  9. The mobile payment device for a terminal according to claim 8, wherein the encryption unit is configured to:
    The login authentication information to software encryption, encryption software to obtain information;
    Performed by the security chip embedded software encryption hardware encryption information, to obtain the ciphertext information, wherein said embedded security chip information stored in the ciphertext.
  10. For a mobile terminal according to any one of claims 6-9 payment device, wherein, further comprising:
    Second determining means for determining the type of the mobile user needs to be paid to whether the movement information corresponding to the stored verification and payment type login again match;
    The first determination unit is configured to determine that the second determination unit in the user login is required to verify the type of the stored information corresponding to the mobile payment mobile payment type matches the re-recording execution determination login verification information whether the duration reaches a first predetermined duration, and / or determines from the last operation performed for a long duration if the payment reaches the second predetermined movement.
PCT/CN2016/080592 2015-08-27 2016-04-29 Mobile payment method and device for terminals WO2017032034A1 (en)

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CN105184562A (en) * 2015-08-27 2015-12-23 宇龙计算机通信科技(深圳)有限公司 Mobile payment method and device for terminal

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CN1794306A (en) * 2004-12-22 2006-06-28 日立欧姆龙金融系统有限公司 Cash automatic transaction device
CN103297405A (en) * 2012-03-02 2013-09-11 阿里巴巴集团控股有限公司 User identification and information delivery method and device
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