WO2015186965A2

WO2015186965A2 - Pos system using input of multiple sequential fingerprint sets and driving method therefor

Info

Publication number: WO2015186965A2
Application number: PCT/KR2015/005567
Authority: WO
Inventors: 이도훈; 천정서; 이주상
Original assignee: 이도훈
Priority date: 2014-06-03
Filing date: 2015-06-03
Publication date: 2015-12-10
Also published as: WO2015186965A3

Abstract

The present invention relates to a POS system and a driving method therefor, and to a POS system using an input of multiple sequential fingerprint sets and a driving method therefor, wherein the POS system: sequentially receives two or more fingerprints from a credit card owner when a payment is made by a credit card in a POS terminal so as to code a recognition result according to an input order and then encoding the recognition result together with card information and a time stamp, thereby transmitting the encoded information to a payment server, and thus prevents damage caused by the leakage of payment information or hacking and the like; and has multiple sets of inputted fingerprints such that a plurality of payers can jointly use a single credit card. The present invention provides the POS system using an input of multiple sequential fingerprint sets and the driving method therefor, the POS system comprising: a POS terminal sequentially receiving two or more fingerprints from a credit card owner making a payment with a credit card so as to code a recognition result according to the input order, and encoding the recognition result together with card information and a time stamp so as to transmit the encoded information to a payment server; the payment server receiving, from the POS terminal, fingerprint set input information generated by coding the recognition result after sequentially receiving the two or more fingerprints, the card information, and the time stamp, so as to determine the validity of a payment time using the time stamp, inquiring into information provided in a subscriber DB, and distinguishing and comparing one or more pieces of fingerprint set information so as to approve the payment; and the subscriber DB for storing one or more fingerprint data sets to be compared with fingerprint set image recognition data inputted to the POS terminal (100).

Description

POS system using a plurality of sequential fingerprint set inputs and its driving method

The present invention relates to a POS system and a method of driving the same. In the case of paying a credit card from a POS terminal, two or more fingerprints are sequentially input from a credit card holder, and the recognition results are encoded according to the input order, and the card information and timestamp are It is configured to encrypt and transmit together to the payment server to prevent damage caused by the leakage or hacking of payment information, and also by providing the at least two fingerprints in the set of one or more (set) a plurality of payers a single The present invention relates to a POS system using a plurality of sequential fingerprint set inputs for allowing the use of a credit card.

As a background art of the present invention there is a credit payment method and system technology using the fingerprint information of the Republic of Korea Patent Publication No. 10-2005-0023757 shown in FIG. The technique includes the steps of scanning a buyer's fingerprint, generating fingerprint feature data from the fingerprint, transmitting fingerprint information including the fingerprint feature data to the fingerprint search server, customer information corresponding to the fingerprint information from the fingerprint search server, and Receiving credit card information, requesting credit card payment authorization for goods or services purchased by a buyer using a credit card company computer system using the credit card information, and receiving a payment approval response signal from the credit card company computer system. Including the steps, the fingerprint search server extracts a serial number corresponding to the fingerprint information from the fingerprint database, and the customer information and credit card information corresponding to the serial number from the relational database.

Another background art to the present invention is a method and apparatus technology for authenticating financial transactions in US Pat. No. 8,090,657 B2 shown in FIG. 2. A system for authentication of a financial transaction using a remote terminal of this technology includes an apparatus for sampling a biometric identifier of a system user. The system uses biometric identifiers for the user to process credit card or other electronic transfer payment tasks on the Internet or by remote transaction terminals. In this case, the biometric identifier used is a fingerprint read by a camera provided in a personal computer or a remote terminal, and the image of the fingerprint is digitized and transmitted to a payment institution to identify an account corresponding to the payment.

As another background art of the present invention, there is a technique for identifying a person using a pattern of a multi-fingerprint of Japanese Patent Laid-Open No. 10-162144 A shown in FIG. The identity authentication system of this technology is equipped with a scanner, a card reader, and a communication means provided in the site of use of a host computer and a credit card. The scanner reads the credit card user's fingerprint, and the card reader reads the fingerprint pattern registered on the card. The fingerprint pattern is read according to at least two or more finger fingerprints and classified according to a standard pattern classified into two or more kinds. The above information is transmitted to the host computer by the communication means, and the host computer judges whether the fingerprint pattern of the credit card user matches that previously registered in the card.

The present invention is configured to receive two or more fingerprints sequentially from the credit card holder when the credit card payment from the POS terminal is encoded in accordance with the input order and encrypted with the card information and time stamp to transmit to the payment server Accordingly, a problem to be solved is to provide a POS system using a plurality of sequential fingerprint set inputs and a driving method thereof that can prevent damage caused by leakage or hacking of payment information.

The present invention also provides a plurality of sets of two or more fingerprints inputted from a credit card holder when a credit card is paid from a POS terminal, so that a plurality of payers can share a single credit card. It is an object of the present invention to provide a POS system using a sequential fingerprint set input and a driving method thereof.

In order to solve the above problems, the present invention, by sequentially receiving two or more fingerprints from the credit card holder to pay the credit card, the recognition result is encoded according to the input order, and encrypted with the card information and time stamp payment server A POS terminal for transmitting to; Two or more fingerprints are sequentially input from the POS terminal, and fingerprint set input information, card information, and time stamps are encoded, and the validity of the payment time is determined as a time stamp, and information provided in the subscriber DB is received. A payment server for inquiring and comparing payment and fingerprint set information to approve payment; And a subscriber DB for storing a plurality of fingerprint data sets for comparison with the fingerprint set image readout data inputted to the POS terminal 100, and driving the POS system using a plurality of sequential fingerprint set inputs. The method is provided as a solution to the problem.

According to a POS system using a plurality of sequential fingerprint set inputs and a driving method thereof, when a credit card is paid from a POS terminal, two or more fingerprints are sequentially input from a credit card holder, and the recognition results are encoded according to the input order. By encrypting together with the card information and the time stamp to transmit to the payment server provides a function effect to prevent damage due to leakage or hacking of the payment information.

In addition, the present invention provides a technical effect that allows a plurality of payers to share a single credit card by having a plurality of sets of two or more fingerprints input from the credit card holder when paying for a credit card from a POS terminal. do.

1 is a configuration of a credit payment method and system technology using fingerprint information as a background technology for the present invention.

2 is a background of the method and apparatus technology for authenticating a financial transaction as another background technology for the present invention.

Figure 3 is another configuration of the background of the present invention the configuration of the identity verification method by the pattern of the multi-fingerprint

4 is a basic configuration and operational relationship of a POS system using a plurality of sequential fingerprint set inputs of the present invention.

5 is a configuration of a POS terminal of a POS system using a plurality of sequential fingerprint set inputs of the present invention.

6 is a configuration of a payment server of a POS system using a plurality of sequential fingerprint set inputs of the present invention.

7 shows an example of the data configuration of the subscriber DB 300 of the present invention.

8 is a relationship between the payment server and the POS terminal for the subscriber DB of the present invention

9 is a POS terminal driving flowchart as a method of driving a POS system using a plurality of sequential fingerprint set inputs of the present invention.

10 is a flowchart of a payment server side driving method as a driving method of a POS system using a plurality of sequential fingerprint set inputs of the present invention.

The present invention is the best mode for the implementation, a point-of-sale (POS) terminal having a card reader and a fingerprint reader, a payment server receiving payment information from the POS terminal and transmitting payment approval information, and In a POS system with a subscriber DB connected to a payment server, two or more fingerprints are sequentially received from a credit card holder who pays a credit card, and the recognition results are encoded according to the input order, and encrypted together with the card information and time stamp. POS terminal to transmit to the payment server; Two or more fingerprints are sequentially input from the POS terminal, and fingerprint set input information, card information, and time stamps are encoded, and the validity of the payment time is determined as a time stamp, and information provided in the subscriber DB is received. A payment server for inquiring and comparing payment and fingerprint set information to approve payment; And a subscriber DB for storing one or more fingerprint data sets for comparison with the fingerprint set image read data inputted to the POS terminal 100, and driving the plurality of sequential fingerprint set inputs. Provide a method.

The following merely illustrates the principles of the invention. Accordingly, one of ordinary skill in the art, although not explicitly described or illustrated herein, may embody the principles of the present invention and invent various devices that fall within the spirit and scope of the present invention. All conditional terms and embodiments listed in this specification are in principle clearly intended to be understood only for the purpose of understanding the concept of the invention and are not to be limited to the specifically listed embodiments and states. . In addition, it is to be understood that all detailed descriptions, including the principles, aspects, and embodiments of the present invention, as well as listing specific embodiments, are intended to include structural and functional equivalents of these matters.

The above objects, features and advantages will become more apparent from the following detailed description taken in conjunction with the accompanying drawings. In describing the present invention, when it is determined that the detailed description of the related known technology may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

Figure 4 illustrates the basic configuration and working relationship of a POS system using a plurality of sequential fingerprint set inputs of the present invention. In the POS system using a plurality of sequential fingerprint set inputs of the present invention, a point-of-sale (POS) terminal having a credit card reader and a fingerprint reader, and a payment for receiving payment information from the POS terminal and transmitting payment approval information It is configured based on the server and the subscriber DB connected to the payment server.

The POS system using a plurality of sequential fingerprint set inputs of the present invention, when paying a credit card from a POS terminal, receives two or more fingerprints sequentially from a credit card holder and codes the recognition results according to the input order together with the card information. It provides a POS system with enhanced payment security by transmitting to the payment server. The present invention also provides a point-of-sale system that allows a plurality of setters to share a single credit card by inputting the two or more fingerprints into a plurality of sets. Accordingly, the POS system using a plurality of sequential fingerprint set inputs of the present invention prevents damage due to hacking due to leakage of fingerprint information by increasing the number of fingerprint inputs of the credit card user and the number of cases according to the input order of the fingerprint set.

In addition, the POS terminal of the present invention is configured to transmit the card information, the input fingerprint set information with a time stamp to transmit to the payment server to provide a POS system that can prevent damage due to leakage or hacking of payment information. . At this time, the payment server that receives two or more fingerprints sequentially from the POS terminal and receives the fingerprint set input information, the card information and the timestamp that encodes the recognition result, determines the validity of the payment time as a timestamp and is provided in the subscriber DB. It is configured to approve payment by classifying and comparing the fingerprint set information by inquiring the received information. To this end, the plurality of fingerprint data sets for comparison with the fingerprint set image read data input to the POS terminal 100 are stored in the subscriber DB in the order of reading from the POS terminal 100.

5 shows the configuration of a POS terminal of a POS system using a plurality of sequential fingerprint set inputs of the present invention. The POS system using a plurality of sequential fingerprint set inputs of the present invention includes a point-of-sale (POS) terminal 100 having a card reader 140 and a fingerprint reader 160 and payment from the POS terminal 100. It is configured on the basis of the payment server 200 receives the information to determine whether to approve payment, and the subscriber DB (300) connected to the payment server.

POS terminal 100 of the present invention, the controller 110 to perform the overall control of the POS terminal 100; and peripheral devices connected to the controller 110 provided; An input / output device interface 130 for driving a speaker, a display, and a touch screen; A payment information generation unit 120 receiving information input through the input / output device interface 130 as the touch screen from the controller 110 and calculating payment information; A card information extraction unit 150 which receives an electrical signal of a credit card input from the card reader 140 connected to the POS terminal 100 to read and extract card information for payment; A fingerprint image reading unit 170 which receives and receives a fingerprint set image sequentially input from the fingerprint reader 160 connected to the POS terminal 100; A fingerprint information encoding unit 180 which receives the fingerprint set image reading data output from the fingerprint image reading unit 170 through the controller 110 and reconstructs it into a series of codes to provide the controller 110 to the controller 110; The payment server receives payment information of the payment information generation unit 120 and card information from the card information extraction unit 150 and the encoded fingerprint set image read data of the fingerprint information encoding unit 180 from the controller 110. Payment server communication unit 190 for transmitting to the 200 and receives the approval result; is provided. In addition, the controller 110 generates a time stamp information for each payment and transmits the time stamp clock 102 to the payment server 200 through the controller 110; and to the payment server 200 through the controller 110. An encryption unit 104 is provided for encrypting the transmitted information.

Through the above configuration, the POS terminal 100 of the present invention receives the payment information calculated from the payment information generation unit 120 and receives the controller 110 through the input / output device interface 130;

The card information extracting unit 150 reads and extracts card information for payment by receiving an electrical signal input according to a payment contact of a credit card from the card reader 140;

Subsequently, a fingerprint set image sequentially input from the fingerprint reader 160 is read through the fingerprint image reading unit 170 and provided to the fingerprint information encoding unit 180 through the controller 110, and the fingerprint information encoding unit 180 is provided. Reconstructs the fingerprint set image readout data into a series of codes and provides them to the controller 110;

The controller 110 encodes time stamp information generated from the time stamp clock 102, payment information of the payment information generator 120, and card information and fingerprint information encoding unit 180 from the card information extractor 150. The encoded fingerprint set image readout data is encrypted through the encryption unit 104 and transmitted to the payment server 200 through the payment server communication unit 190.

As described above, the payment server 200 receiving the time stamp information, the payment information, the card information, and the encoded fingerprint set image reading data provided from the POS terminal 100 refers to the subscriber DB 300 to determine whether the payment is approved. The payment is achieved by determining and transmitting the result to the POS terminal 100.

Figure 6 shows the configuration of a payment server of a POS system using a plurality of sequential fingerprint set inputs of the present invention. Payment server 200 of the present invention, the control unit 210 performs the overall control of the payment server 200; and time stamp information, payment information, card information and coded fingerprint set image provided from the POS terminal 100 A POS terminal communication unit 220 for receiving a read result and transmitting a payment approval; And a POS terminal information buffer 230 for storing time stamp information, payment information, card information, and coded fingerprint set image reading data provided from the POS terminal 100.

Also, the controller 210 may include: a real time clock 202 for determining whether the time stamp information transmitted from the POS terminal 100 is valid at every payment; and decrypting the encrypted information transmitted from the POS terminal 100. A decryption unit 204; and a subscriber DB 300 for storing subscriber information for credit card authorization.

Through the above configuration, the payment server 200 of the present invention receives the time stamp information, payment information, card information, and coded fingerprint set image reading data transmitted from the POS terminal 100 as the POS terminal communication unit 220. ;

The controller 210 decodes the received time stamp information, payment information, card information, and coded fingerprint set image reading data through a decoding unit 204, and stores them in the POS terminal information buffer 230;

The controller 210 reads a real-time clock value 202 and determines whether the time stamp information stored in the POS terminal information buffer 230 is valid;

If the time stamp information is valid, the controller 210 determines whether the payment is approved by referring to the information stored in the POS terminal information buffer 230 and the data stored in the subscriber DB, and the result is obtained through the POS terminal communication unit 220. Payment is achieved by transmitting to the POS terminal 100.

The POS system using a plurality of sequential fingerprint set inputs of the present invention includes a plurality of data stored in the subscriber DB 300, that is, a plurality of fingerprint set image readout data, and a plurality of payments configured by inputting fingerprint sets of a plurality of users respectively. Provides a POS system that uses a sequential fingerprint set input.

Accordingly, a POS system using a plurality of sequential fingerprint set inputs of the present invention may be paid by a single user and a plurality of joint users, respectively, and at the same time, provides security for payment information.

7 shows an example of the data configuration of the subscriber DB 300 of the present invention. As described above, the control unit 210 of the payment server 200 of the present invention determines whether the time stamp information is valid with respect to the information transmitted from the POS terminal 100; If the time stamp information is valid, it is determined whether the payment is approved by referring to the information stored in the POS terminal information buffer 230 and the data stored in the subscriber DB 300, and the result is obtained through the POS terminal communication unit 220. Payment is accomplished by sending to 100.

To this end, as shown in the subscriber DB 300, information for determining whether to approve payment for a unit-specific data field set for each subscriber of a credit card includes a subscriber name and ID; and a card number; And payment account information for card payment is assigned. In the subscriber DB 300 together with the information for determining whether to approve the payment, i fingerprint data sets for comparison with the fingerprint set image read data input to the POS terminal 100 are POS The data is stored in the order in which the input is read from the terminal 100. In the present invention, the i fingerprint data set is provided with one or more, and is configured to allow each payment by a plurality of credit card users. That is, the fingerprint data stored in the subscriber DB 300 as shown; fingerprint data sets a, fb1, fb2, fb, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, fb2, f2, f2, f2, f2, f2, f2, f2, f2, f2, f2, f2; As shown in FIG. 1, a plurality of fingerprint data sets may be provided. Each fingerprint data stored in the subscriber DB 300 is configured such that intervals of one or more fingerprint data sets have a constant length by allocating bit fields of the same length. From this, the control unit 210 of the payment server 200 classifies and reads each of the fingerprint data sets at a predetermined interval with respect to the fingerprint data stored in the subscriber DB 300, and also of the individual fingerprints constituting the respective fingerprint data sets. Data can also be read.

At this time, the name and ID of each subscriber, card number, payment account information and fingerprint data for card payment are provided by the credit card subscription step.

In addition, the subscriber DB (300) has a reserved data area for storing information added by the control unit 210 of the payment server 200, the fingerprint data for payment in the reserved data area (reserved data) Record the number of sets.

8 is a view illustrating an operation relationship between the payment server 200 and the POS terminal 100 for the subscriber DB 300 of the present invention.

① When payment information, card information and coded fingerprint set image reading data and time stamp information are transmitted from the POS terminal 100,

② the control unit 210 of the payment server 200 determines whether the time stamp information transmitted from the POS terminal 100 is valid; If the time stamp information is valid, data of the subscriber of the credit card stored in the subscriber DB 300 is read using the received card number,

③ The first fingerprint data of the fingerprint data sets is extracted by reading the number of fingerprint data sets from the subscriber's data of the read credit card, and compared with the first fingerprint data of the encoded fingerprint set image readout data transmitted from the POS terminal 100. do.

④ If the first fingerprint data of the fingerprint data sets read from the subscriber DB 300 and the first fingerprint transmitted from the POS terminal 100 match, the payment server 200 is determined from the subscriber's data of the read credit card. When the first fingerprint is extracted and the fingerprint data set coincides with all the encoded fingerprint set image reading data transmitted from the POS terminal 100, the payment is performed by transmitting payment approval information to the POS terminal 100. Is done.

9 is a flowchart illustrating a POS terminal 100 driving method as a driving method of a POS system using a plurality of sequential fingerprint set inputs of the present invention. Hereinafter, a method of driving the POS terminal 100 of the present invention will be described with reference to the drawings.

When the POS system operation of the POS terminal 100 is started (S1000);

The controller 110 of the POS terminal 100 displays the charging information for payment and receives the subscriber's card information (S1100).

Then, the controller 110 of the POS terminal 100 receives a fingerprint set sequentially from a card user (S1200);

And reconstructing and storing the image read data of the input sequential fingerprint set into a series of codes (S1300).

Next, the controller 110 transmits the billing and card information, the fingerprint set image reading data, and the time stamp information for the payment to the payment server 200 (S1500).

Then, the controller 110 receives the payment approval from the payment server 200 (S1600),

-If the payment is not approved from the payment server 200 performs a step (S1700) reporting a payment error and ends (S1800);

-If the payment is approved from the payment server 200 is terminated (S1800); POS system operation of the POS terminal 100 is terminated.

10 is a flowchart illustrating a payment server 200 side driving flowchart as a method of driving a POS system using a plurality of sequential fingerprint set inputs according to the present invention. Hereinafter, a method of driving the payment server 200 of the present invention will be described with reference to the drawings.

When the POS system operation of the payment server 200 is started (S2000);

Receiving payment request information including billing and card information, fingerprint set image reading data, and time stamp information for payment from the POS terminal 100 (S2010);

Next, the control unit 210 of the payment server 200, the step of extracting the time stamp information from the received payment request information (S2020);

Then, the control unit 210 of the payment server 200 compares the time stamp information transmitted from the POS terminal 100 with the time information provided from the real time clock 202 inside the payment server 200, and within the allowable value. It is determined whether it is a valid time stamp (S2030).

-If it is determined that the valid time stamp (S2030) is valid, the control unit 210 of the payment server 200 extracts the billing and card information for the payment transmitted from the POS terminal 100 ( S2040);

Next, the controller 210 searches the subscriber DB 300 using the extracted card information (for example, the card number, etc.) to read the subscriber data (S2050).

Following the step of reading the subscriber data (S2050), the controller 210 extracts the number of fingerprint data sets from the read subscriber data (S2060).

Reading first fingerprint data of each of the fingerprint data sets corresponding to the number of extracted fingerprint data sets from the read subscriber data and extracting the first fingerprint data of the encoded fingerprint set image readout data transmitted from the POS terminal 100; In step S2070;

Determining whether a fingerprint matching the first fingerprint data of the coded fingerprint set image readout data transmitted from the POS terminal 100 exists among the first fingerprint data of each of the fingerprint data sets (S2080); .

If there is the first fingerprint data of the matching fingerprint data set in step S2080, the controller 210 reads the fingerprint data set including the first matching fingerprint data from the subscriber data (S2090); and ,

And comparing the fingerprint data set read in the step S2090 with the coded fingerprint set image read data transmitted from the POS terminal 100 to determine whether there is a match (S2100).

If both the fingerprint data set read from the subscriber DB 300 and the coded fingerprint set image readout data transmitted from the POS terminal 100 coincide with each other, the payment is performed as the billing and card information for the payment, and the payment approval information is displayed. After transmitting to the POS terminal 100 (S2110),

End the POS system service of the payment server 200 (S2130).

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The control unit 210 of the payment server 200 compares the time stamp information transmitted from the POS terminal 100 with the time information provided from the real time clock 202 inside the payment server 200, and within the allowable value. In step S2030 of determining whether it is a valid time stamp, if it is determined that it is an invalid time stamp, the controller 210 transmits error information to the POS terminal 100 without performing a payment (S2120). The POS system service of the payment server 200 ends (S2130).

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In operation S2080, in operation S2080, it is determined whether a fingerprint matching the first fingerprint data of the coded fingerprint set image readout data transmitted from the POS terminal 100 exists among the first fingerprint data of each of the fingerprint data sets. If not determined, the control unit 210 transmits error information to the POS terminal 100 without performing payment (S2120); and terminates the POS system service of the payment server 200 (S2130).

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The fingerprint data set read in the step S2090 of reading the fingerprint data set including the first fingerprint data matched with the controller 210 and the coded fingerprint set image read data transmitted from the POS terminal 100. In step (S2100) of comparing all the data and determining whether the fingerprint set image read data does not match within a tolerance, the control unit 210 does not perform a payment and transmits error information to the POS terminal 100. Sending to (S2120); End the POS system services of the payment server 200 through (S2130).

According to a POS system using a plurality of sequential fingerprint set inputs and a driving method thereof according to the present invention described above, when a credit card is paid from a POS terminal, two or more fingerprints are sequentially received from a credit card holder to recognize a recognition result. Coded according to the input order to be transmitted to the payment server with the card information to provide a POS system with enhanced payment security. In addition, by providing the two or more fingerprints to each of the at least one (set) to provide a point of sale system that allows a plurality of payers to share a single credit card. Accordingly, the POS system using a plurality of sequential fingerprint set inputs of the present invention prevents damage due to hacking by increasing the number of fingerprint inputs of the credit card user and the number of cases according to the input order of the fingerprint set.

In addition, the POS terminal of the present invention is configured to transmit the card information, the input fingerprint set information with a time stamp to transmit to the payment server to provide a POS system that can prevent damage due to leakage or hacking of payment information. .

POS system using a plurality of sequential fingerprint set input of the present invention and its driving method, although described by the limited embodiment and the drawings, the present invention is not limited by this and the general knowledge in the technical field to which the present invention belongs It is apparent that various modifications and variations are possible by those skilled in the art within the equivalent scope of the technical spirit of the present invention and the claims to be described below.

The present invention, by receiving the two or more fingerprints from the credit card holder in order to pay the credit card from the POS terminal or credit card payment through a financial institution in order to encode the recognition result in the input order with the card information and time stamp It is configured to be encrypted and transmitted to a payment server, so that it can be used in the POS system field, financial settlement system, and security authentication industry.

Claims

Point of Sale (POS) terminal having a card reader and a fingerprint reader, a payment server receiving payment information from the POS terminal and transmitting payment approval information, and a POS DB having a subscriber DB connected to the payment server. In

A POS terminal which receives two or more fingerprints sequentially from a credit card holder who pays a credit card, codes the recognition result according to the input order, encrypts the card information and the time stamp and transmits the same to the payment server;

Two or more fingerprints are sequentially input from the POS terminal, and fingerprint set input information, card information, and time stamps are encoded, and the validity of the payment time is determined as a time stamp, and information provided in the subscriber DB is received. A payment server for inquiring and comparing payment and fingerprint set information to approve payment;

A subscriber DB storing a plurality of fingerprint data sets for comparison with the fingerprint set image read data input to the POS terminal 100;

POS system using a plurality of sequential fingerprint set input, characterized in that provided with
The method of claim 1, wherein the POS terminal,

A controller 110 that performs overall control of the POS terminal 100;

As peripheral devices connected to the controller 110 provided;

An input / output device interface 130 for driving a speaker, a display, and a touch screen;

A payment information generation unit 120 receiving information input through the input / output device interface 130 as the touch screen from the controller 110 and calculating payment information;

A card information extraction unit 150 which receives an electrical signal of a credit card input from the card reader 140 connected to the POS terminal 100 to read and extract card information for payment;

A fingerprint image reading unit 170 which receives and receives a fingerprint set image sequentially input from the fingerprint reader 160 connected to the POS terminal 100;

A fingerprint information encoding unit 180 which receives the fingerprint set image reading data output from the fingerprint image reading unit 170 through the controller 110 and reconstructs it into a series of codes to provide the controller 110 to the controller 110;

The payment server receives payment information of the payment information generation unit 120 and card information from the card information extraction unit 150 and the encoded fingerprint set image read data of the fingerprint information encoding unit 180 from the controller 110. And a payment server communication unit 190 for transmitting to the 200 and receiving the approval result.

In addition, the controller 110 includes a time stamp clock 102 for generating time stamp information for each payment and transmitting the time stamp information to the payment server 200 through the controller 110.

POS system using a plurality of sequential fingerprint set input, characterized in that the encryption unit 104 for encrypting the information transmitted to the payment server 200 through the controller 110 is provided.
The method of claim 2, wherein the POS terminal 100,

The controller 110 receives the payment information calculated from the payment information generation unit 120 and displays the payment information through the input / output device interface 130;

The card information extracting unit 150 reads and extracts card information for payment by receiving an electrical signal input according to a payment contact of a credit card from the card reader 140;

Subsequently, a fingerprint set image sequentially input from the fingerprint reader 160 is read through the fingerprint image reading unit 170 and provided to the fingerprint information encoding unit 180 through the controller 110, and the fingerprint information encoding unit 180 is provided. Reconstructs the fingerprint set image readout data into a series of codes and provides them to the controller 110;

The controller 110 encodes time stamp information generated from the time stamp clock 102, payment information of the payment information generator 120, and card information and fingerprint information encoding unit 180 from the card information extractor 150. Encrypts the encoded fingerprint set image readout data through the encryption unit 104 and transmits the encrypted fingerprint set image readout data to the payment server 200 through the payment server communication unit 190;

The payment server 200 receiving the time stamp information, the payment information, the card information, and the encoded fingerprint set image reading data provided from the POS terminal 100 determines the payment approval with reference to the subscriber DB 300. POS system using a plurality of sequential fingerprint set input, characterized in that configured to transmit the result to the POS terminal 100
The method of claim 1, wherein the payment server 200,

Control unit 210 for performing overall control of the payment server 200; And

A POS terminal communication unit 220 for receiving time stamp information, payment information, card information, and a coded fingerprint set image reading result provided from the POS terminal 100 and transmitting whether payment is approved;

A POS terminal information buffer 230 for storing time stamp information, payment information, card information, and coded fingerprint set image reading data provided from the POS terminal 100;

A real time clock 202 for determining whether time stamp information transmitted from the POS terminal 100 is valid at every payment;

A decryption unit 204 for decrypting the encrypted information transmitted from the POS terminal 100;

Point-of-sale system using a plurality of sequential fingerprint set input, characterized in that the subscriber DB 300 for storing the subscriber information for credit card authorization is provided
The method of claim 4, wherein the payment server 200,

Receiving time stamp information, payment information, card information, and coded fingerprint set image reading data transmitted from the POS terminal 100 as the POS terminal communication unit 220;

The controller 210 decodes the received time stamp information, payment information, card information, and coded fingerprint set image reading data through a decoding unit 204, and stores them in the POS terminal information buffer 230;

The controller 210 reads a real-time clock value 202 and determines whether the time stamp information stored in the POS terminal information buffer 230 is valid;

If the time stamp information is valid, the controller 210 determines whether the payment is approved by referring to the information stored in the POS terminal information buffer 230 and the data stored in the subscriber DB, and the result is obtained through the POS terminal communication unit 220. POS system using a plurality of sequential fingerprint set inputs, characterized in that configured to transmit to the POS terminal 100
The method of claim 1, wherein the subscriber DB 300,

Subscriber name and ID; and card number;

Payment account information for card payment;

POS system using a plurality of sequential fingerprint set inputs, characterized in that i or more fingerprint data sets for comparing and determining the fingerprint set image reading data input to the POS terminal 100 is provided
The fingerprint data set of claim 6, wherein:

POS system using a plurality of sequential fingerprint set inputs, characterized in that it is provided in the form of the data read in accordance with the order read from the POS terminal 100
The fingerprint data set of claim 6, wherein:

POS system using a plurality of sequential fingerprint set inputs, characterized in that bit fields of the same length are allocated and provided for each fingerprint data.
The subscriber DB 300 of claim 6,

And a reserved data area for storing information added by the control unit 210 of the payment server 200,

The POS system using a plurality of sequential fingerprint set inputs, wherein the number of fingerprint data sets for payment is recorded and stored in the reserved data area.
The method of claim 1, wherein the POS system,

When payment information, card information and coded fingerprint set image reading data and time stamp information are transmitted from the POS terminal 100,

The control unit 210 of the payment server 200 determines whether the time stamp information transmitted from the POS terminal 100 is valid; If the time stamp information is valid, data of the subscriber of the credit card stored in the subscriber DB 300 is read using the received card number,

Read the number of fingerprint data sets from the subscriber's data of the read credit card, extract the first fingerprint data of the fingerprint data sets, and compare it with the first fingerprint data of the coded fingerprint set image readout data transmitted from the POS terminal 100. ,

As a result of the comparison, when the first fingerprint data of the fingerprint data sets read from the subscriber DB 300 and the first fingerprint transmitted from the POS terminal 100 coincide, the payment server 200 firstly checks the data of the subscriber of the read credit card. If the fingerprint is matched to extract the fingerprint data set is matched with the coded fingerprint set image reading data transmitted from the POS terminal 100 is configured to perform the payment and transmit the payment approval information to the POS terminal 100 POS system using a plurality of sequential fingerprint set inputs
Point-of-sale (POS) terminal having a card reader and a fingerprint reader, a payment server receiving payment information from the POS terminal and transmitting payment approval information, and a plurality of sequential having a subscriber DB connected to the payment server In the method of driving a POS system using a fingerprint set input,

As a driving method of the POS terminal;

Step S1000 of operating the POS system of the POS terminal 100;

The controller 110 of the POS terminal 100 displays the charging information for payment and receives the card information of the subscriber (S1100).

The controller 110 of the POS terminal 100 sequentially receives a fingerprint set from a card user (S1200);

Reconstructing and storing the image read data of the input sequential fingerprint set into a series of codes (S1300);

Next, the controller 110 transmits the billing and card information, the fingerprint set image reading data, and the time stamp information for the payment to the payment server 200 (S1500).

Then, the controller 110 receives the payment approval from the payment server 200 (S1600),

-If the payment is not approved from the payment server 200 performs a step (S1700) reporting a payment error and ends (S1800);

If the payment is approved from the payment server 200 (S1800); and the POS system using a plurality of sequential fingerprint set input, characterized in that the configuration of the sequence of the POS system operation of the POS terminal 100 is terminated Driving way
Point-of-sale (POS) terminal having a card reader and a fingerprint reader, a payment server receiving payment information from the POS terminal and transmitting payment approval information, and a plurality of sequential having a subscriber DB connected to the payment server In the method of driving a POS system using a fingerprint set input,

A method of driving the payment server;

When the POS system operation of the payment server 200 is started (S2000);

Receiving payment request information including billing and card information, fingerprint set image reading data, and time stamp information for payment from the POS terminal 100 (S2010);

Next, the control unit 210 of the payment server 200, the step of extracting the time stamp information from the received payment request information (S2020);

Then, the control unit 210 of the payment server 200 compares the time stamp information transmitted from the POS terminal 100 with the time information provided from the real time clock 202 inside the payment server 200, and within the allowable value. Determining whether it is a valid time stamp (S2030);

-If it is determined that the valid time stamp (S2030) is valid, the control unit 210 of the payment server 200 extracts the billing and card information for the payment transmitted from the POS terminal 100 ( S2040);

Next, the control unit 210 searches the subscriber DB 300 using the extracted card information (for example, the card number, etc.) and reads the subscriber data (S2050).

Following the step of reading the subscriber data (S2050), the controller 210 extracts the number of fingerprint data sets from the read subscriber data (S2060).

Reading first fingerprint data of each of the fingerprint data sets corresponding to the number of extracted fingerprint data sets from the read subscriber data and extracting the first fingerprint data of the encoded fingerprint set image readout data transmitted from the POS terminal 100; In step S2070;

Determining whether a fingerprint matching the first fingerprint data of the coded fingerprint set image readout data transmitted from the POS terminal 100 exists among the first fingerprint data of each of the fingerprint data sets (S2080); rear,

If there is the first fingerprint data of the matching fingerprint data set in step S2080, the controller 210 reads the fingerprint data set including the first matching fingerprint data from the subscriber data (S2090); and ,

Comparing the fingerprint data set read in the step S2090 with the coded fingerprint set image readout data transmitted from the POS terminal 100 and determining whether the fingerprint data set matches within the tolerance (S2100); After

-If the fingerprint data set read from the subscriber DB 300 and the coded fingerprint set image readout data transmitted from the POS terminal 100 match within an allowable error, the payment is performed as the billing and card information for the payment, and the payment is made. After transmitting the approval information to the POS terminal 100 (S2110),

-Terminate the POS system service of the payment server 200 (S2130);

A method of driving a POS system using a plurality of sequential fingerprint set inputs, characterized in that the procedure consists of
The controller 210 of the payment server 200 compares the time stamp information transmitted from the POS terminal 100 with the time information provided from the real time clock 202 inside the payment server 200. In step S2030 of determining whether it is a valid time stamp within an allowable value,

If it is determined that the time stamp is not valid, the controller 210 transmits error information to the POS terminal 100 without performing a payment (S2120); and terminates the POS system service of the payment server 200 through S2130. );

A method of driving a POS system using a plurality of sequential fingerprint set inputs, further comprising the step of:
The method as claimed in claim 12, further comprising determining whether a fingerprint matching the first fingerprint data of the coded fingerprint set image readout data transmitted from the POS terminal 100 exists among the first fingerprint data of each of the fingerprint data sets (S2080). )in,

If it is determined that it does not exist, the control unit 210 transmits error information to the POS terminal 100 without performing a payment (S2120); and terminates the POS system service of the payment server 200 through S2130;

A method of driving a POS system using a plurality of sequential fingerprint set inputs, further comprising the step of:
The fingerprint data set read in the step S2090, wherein the fingerprint data set including the first fingerprint data matched with the controller 210 is read and coded transmitted from the POS terminal 100. In step S2100, by comparing all the fingerprint set image reading data and determining whether there is a match,

If it is determined that it does not match within the allowed error range, the control unit 210 transmits the error information to the POS terminal 100 without performing a payment (S2120); and ends the POS system service of the payment server 200 through (S2130);

A method of driving a POS system using a plurality of sequential fingerprint set inputs, further comprising the step of: