WO2015096800A1

WO2015096800A1 - Data processing method, intermediate server and system

Info

Publication number: WO2015096800A1
Application number: PCT/CN2014/095062
Authority: WO
Inventors: 夏冬明
Original assignee: 腾讯科技（深圳）有限公司
Priority date: 2013-12-27
Filing date: 2014-12-26
Publication date: 2015-07-02
Also published as: CN104618101A

Abstract

Disclosed are a data processing method, intermediate server and system, the method comprising: acquiring a first data processing request generated by a second user terminal according to the graphic information provided by a first user terminal; authenticating the second user terminal according to the authentication information of the second user terminal; upon passing authentication, sending a resource exchange instruction to a resource exchange processing server, so the resource exchange processing server transfers a resource corresponding to first resource information from an account corresponding to the second user terminal to an account corresponding to an intermediate server. Also disclosed are an intermediate server and data processing system. The present invention improves data processing security.

Description

Data processing method, intermediate server and system

The present application claims priority to Chinese Patent Application No. 2013107394955, filed on Dec. 27, 2013, entitled,,,,,,,,,,,,,,,,,, in.

Technical field

The present invention relates to the field of network technologies, and in particular, to a data processing method, an intermediate server, and a system.

Background technique

With the rapid development of intelligent terminals, the payment of electronic commerce through intelligent terminals has become more and more frequent. For example, when a user goes out, he or she may only need to carry a payment card to solve the problem of food, clothing and accommodation.

Although the payment through smart terminals has brought great convenience to people's lives, the accompanying security issues have become more prominent. Most of the payment methods provided in the related art are paid by a POS machine. Since the user needs to input the corresponding payment password on the POS machine, the input process is easy to be sneaked by the malicious user, or recorded by the merchant using the modified POS machine, that is, it is easy for other users to know the payment password, so that the payment method is certain Security risks.

Summary of the invention

The main object of the embodiments of the present invention is to provide a data processing method, an intermediate server, and a system, which are intended to improve the security of data processing.

To achieve the above objective, an embodiment of the present invention provides a data processing method, where the method includes:

The intermediate server acquires a first data processing request generated by the second user terminal according to the graphic information provided by the first user terminal, where the first data processing request is used to request to transfer the resources in the account corresponding to the second user terminal to the An account corresponding to the first user terminal, where the first data processing request includes the verification information and the first resource information of the second user terminal;

The intermediate server performs verification on the second user terminal according to the verification information of the second user terminal;

When the verification is passed, the intermediate server and the first resource information according to the resource exchange instruction The corresponding resource is transferred from the account corresponding to the second user terminal to the account corresponding to the first user terminal.

Further, an embodiment of the present invention further provides a data processing method, including the following steps:

The second user terminal generates a first data processing request according to the graphic information provided by the first user terminal, where the first data processing request is used to request to transfer resources in the account corresponding to the second user terminal to the first An account corresponding to the user terminal, where the first data processing request includes verification information and first resource information of the second user terminal;

Sending, by the second user terminal, the first data processing request to an intermediate server;

When the verification is passed, the intermediate server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the account corresponding to the first user terminal according to the resource exchange instruction.

Further, an embodiment of the present invention further provides an intermediate server, including: a processor, a memory, and a network interface connected to a communication bus;

The processor is configured to invoke a data transfer application in the memory to perform the following operations:

Acquiring, by the network interface, a first data processing request generated by the second user terminal according to the graphic information provided by the first user terminal, where the first data processing request is used to request resources in an account corresponding to the second user terminal Transferring to an account corresponding to the first user terminal, where the first data processing request includes verification information and first resource information of the second user terminal;

Verifying the second user terminal according to the verification information of the second user terminal;

When the verification is passed, the resource corresponding to the first resource information is transferred from the account corresponding to the second user terminal to the account corresponding to the first user terminal according to the resource exchange instruction.

Further, the embodiment of the present invention further provides a data processing system, including: a first user terminal, a second user terminal, and an intermediate server, where:

The first user terminal is configured to provide graphic information;

The second user terminal is configured to generate a first data processing request according to the graphic information, and send the first data processing request to the intermediate server, where the first data processing request is used to request the first The resources in the account corresponding to the two user terminals are transferred to the account corresponding to the first user terminal, and the first data processing request includes the verification information and the first resource information of the second user terminal;

The intermediate server is configured to perform verification on the second user terminal according to the verification information of the second user terminal; when the verification is passed, the intermediate server will correspond to the first resource information according to the resource exchange instruction The resource is transferred from the account corresponding to the second user terminal to the account corresponding to the first user terminal.

In the embodiment of the present invention, the second user terminal generates a first data processing request according to the graphic information provided by the first user terminal, and the information interaction between the first user terminal and the second user terminal is completed by using graphic information that cannot be directly read by the human eye. The other information is completed by the background transmission, so that the information in the whole process is difficult to be intercepted by the malicious user, thereby improving the security effect of the whole process, and the first user terminal provides information to the second user terminal through the graphic information, Manual input is required, which also improves the operational efficiency of the entire process.

DRAWINGS

1 is a schematic flow chart of a data processing method according to an embodiment of the present invention;

2 is a schematic flowchart of a data processing method according to another embodiment of the present invention;

3 is a schematic flowchart of a data processing method according to another embodiment of the present invention;

4 is a diagram showing an example of an interface of graphic information provided by a first user terminal in a data processing method according to an embodiment of the present invention;

FIG. 5 is a diagram showing an example of an interface after the second user terminal parses the graphic information of the first user terminal in the data processing method according to an embodiment of the present invention;

FIG. 5b is a diagram showing an example of an interface when a second user terminal initiates a first data processing request according to the graphic information of the first user terminal in the data processing method according to an embodiment of the present invention;

FIG. 6 is a diagram showing an example of an interface for displaying resource exchange state information by a first user terminal in a data processing method according to an embodiment of the present invention; FIG.

6b is a diagram showing an example of an interface for displaying resource exchange state information by a second user terminal in a data processing method according to an embodiment of the present invention;

FIG. 7 is a schematic flowchart diagram of a data processing method according to another embodiment of the present invention; FIG.

FIG. 8 is a diagram showing an example of an operation when a first user terminal initiates a second data processing request in a data processing method according to another embodiment of the present invention; FIG.

FIG. 9 is a diagram showing an example of an interface for displaying graphic information by a first user terminal in a data processing method according to another embodiment of the present invention; FIG.

FIG. 10 is a schematic flowchart diagram of a data processing method according to another embodiment of the present invention; FIG.

11 is a schematic flowchart of a data processing method according to another embodiment of the present invention;

FIG. 12 is a schematic flowchart diagram of a data processing method according to another embodiment of the present invention; FIG.

FIG. 13 is a schematic flowchart diagram of a data processing method according to another embodiment of the present invention; FIG.

FIG. 14 is a schematic diagram of functional modules of an intermediate server according to an embodiment of the present invention; FIG.

FIG. 15 is a schematic diagram of functional modules of an intermediate server according to another embodiment of the present invention; FIG.

16 is a schematic diagram of a hardware architecture of an intermediate server according to another embodiment of the present invention;

FIG. 17 is a schematic diagram of a communication structure of a data processing system according to an embodiment of the present invention.

The implementation, functional features, and advantages of the present invention will be further described in conjunction with the embodiments.

detailed description

The technical solutions of the present invention are further described below in conjunction with the drawings and specific embodiments. It is understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.

One embodiment of the present invention proposes a data processing method. Referring to FIG. 1, the data processing method of this embodiment includes the following steps:

Step S101: The intermediate server acquires a first data processing request generated by the second user terminal according to the graphic information provided by the first user terminal.

The first data processing request is used to request to transfer the resources in the account corresponding to the second user terminal to the account corresponding to the first user terminal, where the first data processing request includes the verification information and the first resource information of the second user terminal.

The verification information of the second user terminal may include account information and a verification password bound by the second user terminal. The graphic information can be in the form of a picture, such as a barcode and a two-dimensional code. The graphical information may include digital information or character information stored in the picture.

The second user terminal is a smart terminal having a graphic information acquiring function, such as a mobile phone, a tablet computer, a PDA (Personal Digital Assistant), and the like.

Step S102: The intermediate server performs verification on the second user terminal according to the verification information of the second user terminal.

Verifying the verification information of the second user terminal, and determining whether the account corresponding to the second user terminal and the verification password are legal. Specifically, the intermediate server stores in advance account information corresponding to the second user terminal and a verification password. It can be understood that the second user terminal can correspond to multiple accounts, and each account can have the same verification password, or each account has its own verification password. Intermediate suit The server verifies the verification information sent by the second user terminal with the verification information corresponding to the second user terminal stored in the intermediate server.

Step S103: When the verification is passed, the intermediate server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the account corresponding to the first user terminal according to the resource exchange instruction.

The intermediate server is a transit server and can communicate with the first user terminal and the second user terminal.

Referring to FIG. 2, a data processing method according to another embodiment of the present invention is proposed. In the data processing method of this embodiment, the foregoing step S103 includes:

S103a, the intermediate server sends the first resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the account corresponding to the intermediate server;

Specifically, when the intermediate server verifies the second user terminal, the first resource exchange instruction is sent to the resource exchange processing server, so that the resource exchange processing server allocates the resource corresponding to the first resource information according to the first resource exchange instruction. Transfer from the account corresponding to the second user terminal to the account corresponding to the intermediate server.

The first resource exchange instruction may include account information and first resource information corresponding to the second user terminal.

S103b: The intermediate server sends the second resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource from the account corresponding to the intermediate server to the account corresponding to the first user terminal.

After the resource exchange processing server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the account corresponding to the intermediate server, the intermediate server may send the second resource exchange instruction to the resource exchange processing server. The resource exchange processing server transfers the resource from the account corresponding to the intermediate server to the account corresponding to the first user terminal according to the second resource exchange instruction.

The second resource exchange instruction may include account information and first resource information corresponding to the first user terminal.

In the embodiment of the present invention, the resource is first transferred from the account corresponding to the second user terminal to the account corresponding to the intermediate server, and then transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal, so that even the first user terminal and the first user The account used by the two user terminals is different, and the resource transfer can also be implemented, as long as the account corresponding to the intermediate server has the resource transfer with the account used by the first user terminal, and has the resource transfer with the account used by the second user terminal. The capability is sufficient, and the account used by the first user terminal and the second user terminal can realize resource transfer, thereby being not limited by account differences.

Taking the above data processing method for the electronic payment of the commodity as an example, the data processing method of the above embodiment is further explained: when the second user terminal successfully pays, the amount paid by the second user terminal will be transferred to the middle. Within the account corresponding to the server. The intermediate server will then send a transfer request, ie a second resource exchange instruction, to the resource exchange processing server, the transfer request including an account corresponding to the first user terminal (eg "1234000000000000") and a transfer amount (eg "12 yuan"). Then, the resource exchange processing server transfers the corresponding amount in the account corresponding to the intermediate server to the account corresponding to the first user terminal according to the transfer request.

It can be understood that, in order to prevent the intermediate server from frequently sending a transfer request to the resource exchange processing server, the intermediate server may be set to send a transfer request at a predetermined time interval, or the resource corresponding to the first user terminal in the corresponding account of the intermediate server exceeds a preset. A transfer request is sent at the threshold. Of course, the intermediate server may also send a transfer request to the resource exchange processor server according to the payment request sent by the first user terminal.

In other words, the above step S103b includes any one of the following four implementation manners:

The first implementation manner is: when the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, the intermediate server sends a second resource exchange instruction to the resource exchange processing server, and the second resource exchange instruction is used to request the first The resource corresponding to the resource information is transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal; or

a second implementation manner: the intermediate server sends a second resource exchange instruction to the resource exchange processing server at a predetermined time after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server; the second resource exchange instruction is used to request All resources that need to be transferred to the first user terminal are transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal; the predetermined time is every predetermined The time interval is determined, such as the time determined every other day, the time determined every other week, the time determined every other month, or the time agreed by other situations, or,

The third implementation manner is: after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, if the total number of resources that need to be transferred to the first user terminal reaches a preset threshold, the intermediate server sends a second resource exchange command to a resource exchange processing server; the second resource exchange instruction is used to request that all resources that need to be transferred to the first user terminal are transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal; or

The fourth implementation manner is: after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, if receiving the transfer request of the first user terminal, the intermediate server sends the second resource exchange instruction to the resource exchange processing server; The two resource exchange instructions are used to request all resources that need to be transferred to the first user terminal, and are transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal.

Through the latter three implementation manners, the number of times that the intermediate server sends the second resource exchange instruction to the resource exchange processing server can be reduced, the number of signaling transmissions is saved, and the working efficiency of the intermediate server and the resource exchange processing server is improved.

Referring to FIG. 3, a data processing method according to another embodiment of the present invention is proposed. In the data processing method of this embodiment, after the step S103a, the method further includes:

Step S104: The intermediate server acquires a response of the resource exchange processing server to the first resource exchange instruction.

After the resource exchange processing server responds to the first resource exchange instruction, the processing result is returned to the intermediate server. The processing result includes a successful resource exchange or a resource exchange failure.

Step S105: The intermediate server sends the resource exchange status information to the first user terminal and the second user terminal according to the response of the resource exchange processing server to the first resource exchange instruction.

A further application of the data processing method of the foregoing embodiment will be described below. The data processing method of this embodiment can be specifically applied to electronic payment of goods. The second user terminal has a mobile payment function, that is, the second user terminal needs to bind at least one card with the online banking function, and when the payment is needed, select the bound card, and input the verification corresponding to the bound card. With the password, you can complete the payment.

First the first user terminal will provide a graphical message. As shown in FIG. 4, the graphic information is two-dimensional code information, and may of course be other graphic information. The two-dimensional code stores the amount of money to be paid and the information of the first user terminal. Then the second user terminal will enable the graphic information recognition function, such as scanning and identifying the two-dimensional code shown in FIG. 4, and displaying the recognized result: the first user terminal's letter The amount of interest and the amount to be paid, as shown in Figure 5a. When the user clicks on the "pay now" control in Figure 5a, the second user terminal enters the payment interface as shown in Figure 5b. In the payment interface, the card number and the verification password bound by the second user terminal are prompted, and the first data processing request can be initiated by clicking the “confirm” control. Then, the intermediate server verifies the card number and the verification password input by the second user terminal. When the verification is passed, the intermediate server sends the first resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server will use the resource corresponding to the first resource information. Transfer from the account corresponding to the second user terminal to the account corresponding to the intermediate server. After the resource exchange processor performs resource exchange, the processing result is returned to the intermediate server. After receiving the processing result, the intermediate server exchanges status information with the first user terminal and the second user terminal resource, as shown in FIG. 6a and FIG. 6b. Then, the intermediate server sends the second resource exchange instruction to the resource exchange processing server according to the four implementation manners provided in step 103b, so that the resource exchange processing server transfers the resource from the account corresponding to the intermediate server to the account corresponding to the first user terminal. .

Referring to FIG. 7, a data processing method according to another embodiment of the present invention is proposed. In the data processing method of this embodiment, before the step S101, the method further includes:

Step S106: The intermediate server acquires a second data processing request initiated by the first user terminal.

The second data processing request includes an account corresponding to the first user terminal and first resource information. The first user terminal may be a network-enabled terminal such as a PC, a mobile phone, a tablet, or a PDA.

Step S107: The intermediate server generates graphic information according to the second data processing request, and sends the graphic information to the first user terminal.

A further application of the data processing method of the foregoing embodiment will be described. Before implementing the foregoing embodiment of FIG. 1, the first user terminal needs to provide a graphic information for the second user terminal to perform scanning and identification, and complete the payment process. Specifically, the first user terminal inputs an account corresponding to the first user terminal (for example, “1234000000000000”) and an amount to be paid (for example, “12 yuan”) in an input box as shown in FIG. 8 to initiate a payment request. . When the intermediate server receives the payment request, it stores the payment request, and generates graphic information corresponding to the payment request, and returns to the first user terminal for display, as shown in FIG.

The graphic information returned by the above intermediate server can be generated immediately according to the payment request initiated by the first user terminal. Of course, the graphic information can also be stored on the first user terminal and displayed, as shown in FIG. For the payment request of the same payment amount, the graphic information of the same payment amount can be used for reuse, thus eliminating the need for the first user terminal for each data processing. The intermediate server returns graphical information, which speeds up data processing.

Referring to FIG. 10, a data processing method according to another embodiment of the present invention is proposed. In the data processing method of this embodiment, before the step S106, the method further includes:

Step S108: The intermediate server acquires an authentication request initiated by the first user terminal.

The verification request includes verification information of the first user terminal. The verification information includes a first user terminal mobile phone number, or a client account number and password on the first user terminal, and the like.

Step S109: The intermediate server performs verification on the first user terminal according to the verification information of the first user terminal.

Step S110: When the verification ends, the intermediate server sends the verification status information to the first user terminal.

In the embodiment of the present invention, when the first user terminal needs to perform data processing through the intermediate server, the authentication process needs to be performed first, and only the first user terminal that passes the verification can perform data processing through the intermediate server. Therefore, the embodiment of the present invention fully guarantees the legitimacy of the first user terminal, and further improves the security of data processing. Moreover, only one verification is needed, and the first user terminal can use the resource transfer function provided by the intermediate server multiple times, and the operation is simple and efficient.

Referring to FIG. 11, a data processing method provided by an embodiment of the present invention is proposed. The data processing method of this embodiment includes the following steps:

Step S201: The second user terminal 400 generates a first data processing request according to the graphic information provided by the first user terminal 100.

The verification information of the second user terminal may include account information and a verification password bound by the second user terminal. The graphic information can be in the form of a picture, such as a barcode and a two-dimensional code picture. The graphical information may include digital information or character information stored in the picture.

The second user terminal is a smart terminal having a graphic information acquiring function, such as a mobile phone, a tablet computer, a PDA, or the like.

Step S202: The second user terminal 400 sends a first data processing request to the intermediate server 200.

Step S203: The intermediate server 200 verifies the second user terminal 400 according to the first data processing request initiated by the second user terminal 400.

Specifically, the intermediate server stores in advance account information corresponding to the second user terminal and a verification password. It can be understood that the second user terminal can correspond to multiple accounts, and each account can have the same verification password, or each account has its own verification password. The intermediate server verifies the verification information sent by the second user terminal and the verification information corresponding to the second user terminal stored in the intermediate server.

Step S204, when the verification is passed, the intermediate server 200 sends a first resource exchange instruction to the resource exchange processing server 300;

When the intermediate server verifies the second user terminal, the first resource exchange instruction is sent to the resource exchange processing server, so that the resource exchange processing server uses the resource corresponding to the first resource information from the second resource exchange instruction according to the first resource exchange instruction. The account corresponding to the user terminal is transferred to the account corresponding to the intermediate server.

Step S205: After the resource exchange processing server 300 responds to the first resource exchange instruction, returning the processing result;

Step S206: The intermediate server 200 transmits the resource exchange status information to the first user terminal 100 and the second user terminal 400 according to the response of the resource exchange processing server 300 to the first resource exchange command.

Step S207: The intermediate server 200 sends a second resource exchange instruction to the resource exchange processing server 300 to the resource exchange processing server 300, so that the resource exchange processing server 300 transfers the resource corresponding to the second resource information from the account corresponding to the intermediate server 200 to The account corresponding to the first user terminal.

After the resource exchange processor server 300 transfers the resources in the corresponding account of the second user terminal to the corresponding account of the intermediate server, the intermediate server 200 may send a second resource exchange instruction to the resource exchange processing server 300. The resource exchange processing server 300 transfers the resources in the corresponding account of the intermediate server to the corresponding account of the first user terminal according to the second resource exchange instruction.

A further application of the data processing method in the above embodiment will be described. When the second user terminal successfully pays, the amount paid by the second user terminal 400 will be transferred to the corresponding account of the intermediate server 200. The intermediate server 200 will then send a transfer request to the resource exchange processing server 300, the transfer request including the first user terminal corresponding account (eg "1234000000000000") and the transfer amount (eg "12 yuan"). Then, the resource exchange processing server 300 transfers the corresponding amount in the corresponding account of the intermediate server to the corresponding account of the first user terminal according to the transfer request.

It can be understood that, in order to prevent the intermediate server 200 from frequently sending a transfer request to the resource exchange processor server, the intermediate server may be set to send a transfer request at a predetermined time interval, or the resource corresponding to the first user terminal in the corresponding account of the intermediate server exceeds one. Send a transfer when presetting the threshold begging. Of course, the intermediate server may also send a transfer request to the resource exchange processor server according to the payment request sent by the first user terminal. That is, step 207 is similar to step 103b, and there may be four similar implementations.

Further, referring to FIG. 12, a data processing method according to another embodiment of the present invention is proposed. In this embodiment, before the step S201, the method further includes:

Step S208: The first user terminal 100 initiates a second data processing request to the intermediate server 200.

The second data processing request includes an account corresponding to the first user terminal and first resource information.

The first user terminal 100 can be a network-enabled terminal such as a PC, a mobile phone, a tablet, or a PDA.

Step S209: The intermediate server 200 generates graphic information according to the second data processing request, and sends the graphic information to the first user terminal 100.

For security of payment, the intermediate server 200 will also verify the identity of the first user terminal 100. After the verification is passed, the subsequent operations can be performed. When the first user terminal 100 is legal, graphic information corresponding to the second data processing request is generated. The intermediate server 200 returns graphical information to the first user terminal 100.

The data processing method of the foregoing embodiment is further applied. Before the implementation of the foregoing embodiment of FIG. 9, the first user terminal needs to provide a graphic information for the second user terminal to perform scanning and identification, and complete the payment process. Specifically, the first user terminal inputs an account corresponding to the first user terminal (for example, “1234000000000000”) and an amount to be paid (for example, “12 yuan”) in an input box as shown in FIG. 8 to initiate a payment request. . When the intermediate server receives the payment request, it stores the payment request, and generates graphic information corresponding to the payment request, and returns to the first user terminal for display, as shown in FIG.

The graphic information returned by the above intermediate server can be generated immediately according to the payment request initiated by the first user terminal. Of course, the graphic information can also be stored on the first user terminal and displayed, as shown in FIG. For the payment request of the same payment amount, the graphic information of the same payment amount can be used for repeated use, so that each time the data processing is omitted, the first user terminal requests the intermediate server to return the graphic information, thereby speeding up The speed of data processing.

Further, referring to Fig. 13, a data transfer processing method according to an embodiment of the present invention is proposed. In this embodiment, before the step S208, the method further includes:

Step S210: The first user terminal 100 initiates a verification request to the intermediate server 200.

The verification request includes verification information of the first user terminal 100. The verification information includes a first user terminal mobile phone number, or a client account number and password on the first user terminal 100, and the like.

Step S211: The intermediate server 200 verifies the first user terminal 100 according to the verification information of the first user terminal 100.

Step S212: When the verification ends, the intermediate server 200 transmits the verification status information to the first user terminal 100.

In the embodiment of the present invention, when the first user terminal 100 needs to perform payment through the intermediate server 200, the authentication process needs to be performed first, and only the first user terminal that passes the verification can perform data processing through the intermediate server. Therefore, the embodiment of the present invention fully guarantees the legitimacy of the first user terminal, and further improves the security of data processing.

Corresponding to the above method embodiment, the present invention proposes an intermediate server. Referring to FIG. 14, the intermediate server of this embodiment includes:

The receiving module 110 is configured to acquire a first data processing request generated by the second user terminal according to the graphic information provided by the first user terminal, where the first data processing request includes the verification information of the second user terminal and the first resource information, and the first resource The information is used to request that the resources in the account corresponding to the second user terminal be transferred to the account corresponding to the first user terminal.

The verification module 120 is configured to verify the second user terminal according to the verification information of the second user terminal.

The sending module 130 is configured to transfer the resource corresponding to the first resource information from the account corresponding to the second user terminal to the account corresponding to the first user terminal according to the resource exchange instruction.

Optionally, the sending module 130 is configured to send the first resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the intermediate server. Account.

The sending module 130 is further configured to send the second resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource from the account corresponding to the intermediate server to the account corresponding to the first user terminal.

Further, referring to FIG. 15, the above intermediate server further includes a graphic information generating module 140. The receiving module 110 is further configured to obtain a second data processing request initiated by the first user terminal, where the second data processing request includes an account corresponding to the first user terminal and first resource information.

The graphic information generating module 140 is configured to generate graphic information according to the second data processing request.

The sending module 130 is further configured to send the graphic information to the first user terminal.

The graphic information returned by the above intermediate server can be generated immediately according to the payment request initiated by the first user terminal. Of course, the graphic information can also be stored on the first user terminal and displayed, as shown in FIG. 7. For the payment request of the same payment amount, the graphic information of the same payment amount can be used for repeated use, so that each time the data processing is omitted, the first user terminal requests the intermediate server to return the graphic information, thereby speeding up The speed of data processing.

Further, the receiving module 110 is further configured to obtain an authentication request initiated by the first user terminal, where the verification request includes verification information of the first user terminal.

The verification module 120 is further configured to perform verification on the first user terminal according to the verification information of the first user terminal.

The sending module 130 is further configured to send the verification status information to the first user terminal when the verification ends.

In the embodiment of the present invention, when the first user terminal needs to perform payment through the intermediate server, the authentication process needs to be performed first, and only the first user terminal that passes the verification can perform data processing through the intermediate server. Therefore, the embodiment of the present invention fully guarantees the legitimacy of the first user terminal, and further improves the security of data processing.

After the second user terminal successfully sends the payment, the intermediate server sends a transfer request to the resource exchange processing server, where the transfer request includes the first user terminal corresponding account (for example, "1234000000000000") And the amount of the transfer (for example, "12 yuan"). Then, the resource exchange processing server transfers the corresponding amount in the account corresponding to the intermediate server to the account corresponding to the first user terminal according to the transfer request.

Optionally, the sending module 130 is further configured to: when the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, send the second resource exchange instruction to the resource exchange processing server, where the second resource exchange instruction is used to request The resource corresponding to the first resource information is transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal; or

The sending module 130 is further configured to: send a second resource exchange instruction to the resource exchange processing server at a predetermined time after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server; and the second resource exchange instruction is used to request that the resource will be needed All resources transferred to the first user terminal are transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal; or

The sending module 130 is further configured to: after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, if the total number of resources that need to be transferred to the first user terminal reaches a preset threshold, sending the second resource exchange instruction to the resource Exchanging a processing server; the second resource exchange instruction is used to request that all resources that need to be transferred to the first user terminal are transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal; or

The sending module 130 is further configured to: after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, if the transfer request of the first user terminal is received, send the second resource exchange instruction to the resource exchange processing server; The resource exchange instruction is used to request all resources that need to be transferred to the first user terminal, and is transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal.

Referring to Figure 16, an intermediate server provided by another embodiment of the present invention is proposed. In this embodiment, the data transfer server includes a processor 101, a memory 102, a user interface 103, a network interface 104, and a communication bus 105. The communication bus 105 is used for communication between components in the local server, and the user interface 103 is used to receive information input by the user. The user interface may be a wired interface and a wireless interface, such as a keyboard, a mouse, or the like. The network interface 104 is used to verify that the server communicates with the outside, and the network interface may also include a wired interface and a wireless interface. The memory 102 can include one or more The computer readable storage medium, and includes not only internal memory but also external memory. The memory stores an operating system, a data transfer application, and the like. The processor 101 is configured to call a data transfer application in the memory 102 to perform the following operations:

The first data processing request initiated by the second user terminal according to the graphic information provided by the first user terminal is acquired through the network interface 104. The first data processing request is used to request to transfer the resources in the account corresponding to the second user terminal to the account corresponding to the first user terminal, where the first data processing request includes the verification information and the first resource information of the second user terminal.

The second user terminal is authenticated in response to the first data processing request.

After the verification is passed, the resource corresponding to the first resource information is transferred from the account corresponding to the second user terminal to the account corresponding to the first user terminal according to the resource exchange instruction.

Further, the processor 101 is further configured to call a data processing application in the memory 102 to perform the following operations:

Transmitting, by the network interface 104, the first resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the account corresponding to the intermediate server;

The second resource exchange instruction is sent to the resource exchange processing server through the network interface 104, so that the resource exchange processing server transfers the resource from the account corresponding to the intermediate server to the account corresponding to the first user terminal.

When the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, the second resource exchange instruction is sent to the resource exchange processing server through the network interface 104, where the second resource exchange instruction is used to request that the resource corresponding to the first resource information is to be The resource is transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal; or

And transmitting, by the network interface 104, a second resource exchange instruction to the resource exchange processing server at a predetermined time after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server; and the second resource exchange instruction is used to request that the resource needs to be transferred to the first All resources of a user terminal are transferred from an account corresponding to the intermediate server to an account corresponding to the first user terminal; or

After the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, if the total number of resources that need to be transferred to the first user terminal reaches a preset threshold, the second resource exchange instruction is sent to the resource exchange processing server through the network interface 104. The second resource exchange instruction is used to request that all resources that need to be transferred to the first user terminal are transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal; or

After the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, if the transfer request of the first user terminal is received, the second resource exchange instruction is sent to the resource exchange processing server through the network interface 104; the second resource exchange instruction For requesting all resources that need to be transferred to the first user terminal, and transferring from the account corresponding to the intermediate server to the account corresponding to the first user terminal.

Acquiring, by the network interface 104, a response of the resource exchange processing server to the first resource exchange instruction;

The resource exchange status information is transmitted to the first user terminal and the second user terminal through the network interface 104 according to the response of the resource exchange processing server to the first resource exchange instruction.

Further, the processor 101 is further configured to call a data transfer application in the memory 102 to perform the following operations:

Acquiring, by the network interface 104, a second data processing request initiated by the first user terminal;

Responding to the second data processing request, generating corresponding graphic information according to the second data processing request;

The graphic information corresponding to the second data processing request is returned to the first user terminal through the network interface 104.

The verification request initiated by the first user terminal is obtained through the network interface 104.

In response to the verification request, the first user terminal is authenticated according to the verification request of the first user terminal.

At the end of the verification, the verification status information is transmitted to the first user terminal 100 through the network interface 104.

Corresponding to the above method embodiments, the present invention also provides a data processing system. Referring to FIG. 17, a data processing system according to an embodiment of the present invention includes: a first user terminal 100, an intermediate server 200, a resource exchange processing server 300, and a second user terminal 400, where:

The first user terminal 100 is configured to provide graphic information;

The second user terminal 400 is configured to generate a first data processing request according to the graphics information, and send the first data processing request to the intermediate server, where the first data processing request is used to request to transfer the resources in the account corresponding to the second user terminal. Up to the account corresponding to the first user terminal, the first data processing request includes the verification information and the first resource information of the second user terminal 400;

The intermediate server 200 is configured to perform verification on the second user terminal 400 according to the verification information of the second user terminal 400. When the verification is passed, the resource corresponding to the first resource information is corresponding to the second user terminal 400 according to the resource exchange instruction. The account is transferred to the account corresponding to the first user terminal 100.

Optionally, the intermediate server 200 is configured to send the first resource exchange instruction to the resource exchange processing server 300, so that the resource exchange processing server 300 transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal 400 to The account corresponding to the intermediate server 200.

The intermediate server 200 is configured to send the second resource exchange instruction to the resource exchange processing server 300, so that the resource exchange processing server 300 transfers the resource from the account corresponding to the intermediate server 200 to the account corresponding to the first user terminal 100.

In the embodiment of the present invention, the resource is first transferred from the account corresponding to the second user terminal to the account corresponding to the intermediate server, and then transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal. The user enables resource transfer even if the accounts used by the first user terminal and the second user terminal are different, as long as the account corresponding to the intermediate server has resource transfer with the account used by the first user terminal, and has the second The account used by the user terminal can perform resource transfer, and the account used by the first user terminal and the second user terminal can implement resource transfer, thereby being not limited by account differences.

Optionally, the intermediate server 200 is configured to: when the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server 200, send the second resource exchange instruction to the resource exchange processing server 300, where the second resource exchange instruction is used to request Transferring the resource corresponding to the first resource information from the account corresponding to the intermediate server 200 to the account corresponding to the first user terminal 100; or

The intermediate server 200 is configured to send a second resource exchange instruction to the resource exchange processing server 300 at a predetermined time after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server 200; the second resource exchange instruction is used to request that All the resources that need to be transferred to the first user terminal 100 are transferred from the account corresponding to the intermediate server 200 to the account corresponding to the first user terminal 100; or

The intermediate server 200 is configured to: after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server 200, if the total number of resources that need to be transferred to the first user terminal 100 reaches a preset threshold, send a second resource exchange command to The resource exchange processing server 300 is configured to request that all resources that need to be transferred to the first user terminal 100 are transferred from the account corresponding to the intermediate server 200 to the account corresponding to the first user terminal 100; or

The intermediate server 200 is configured to send a second resource exchange instruction to the resource exchange processing server 300 after receiving the transfer request of the first user terminal 100 after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server 200; The second resource exchange instruction is used to request that all resources that need to be transferred to the first user terminal 300 be transferred from the account corresponding to the intermediate server 200 to the account corresponding to the first user terminal 100.

Optionally, the first user terminal 100 is configured to initiate a second data processing request to the intermediate server 200, where the second data processing request includes an account corresponding to the first user terminal 100 and first resource information;

The intermediate server 200 is further configured to generate graphic information according to the second data processing request, and send the graphic information to the first user terminal 100.

Optionally, the first user terminal 100 is further configured to initiate an authentication request to the intermediate server 200, where the verification request includes verification information of the first user terminal 100;

The intermediate server 200 is further configured to perform verification on the first user terminal 100 according to the verification information of the first user terminal 100; when the verification ends, send the verification status information to the first user terminal 100.

It should be noted that, if the embodiment of the present invention is implemented in combination with the social application, the intermediate server may be a server corresponding to the public account, and the first user terminal is a terminal corresponding to the user account of the public account. The second user terminal is a terminal corresponding to another user account.

The above description is only a preferred embodiment of the present invention, and is not intended to limit the scope of the patents. The equivalent structure or equivalent process transformations made by the description of the present invention and the drawings are directly or indirectly applied to other related technical fields. The same is included in the scope of patent protection of the present invention.

Claims

A data processing method, the method comprising:

The intermediate server acquires a first data processing request generated by the second user terminal according to the graphic information provided by the first user terminal, where the first data processing request is used to request to transfer the resources in the account corresponding to the second user terminal to the An account corresponding to the first user terminal, where the first data processing request includes verification information and first resource information of the second user terminal;

The intermediate server performs verification on the second user terminal according to the verification information of the second user terminal;

When the verification is passed, the intermediate server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the account corresponding to the first user terminal by using a resource exchange instruction.
The method according to claim 1, wherein the intermediate server transfers resources corresponding to the first resource information from an account corresponding to the second user terminal to the first user terminal according to a resource exchange instruction. The corresponding account, including:

The intermediate server sends a first resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the middle The account corresponding to the server;

The intermediate server sends a second resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource from an account corresponding to the intermediate server to an account corresponding to the first user terminal.
The method according to claim 2, wherein the intermediate server sends a second resource exchange instruction to the resource exchange processing server, including:

And when the resource corresponding to the first resource information is transferred to an account corresponding to the intermediate server, the intermediate server sends the second resource exchange instruction to the resource exchange processing server, where the second resource exchange instruction is used And requesting, by the account corresponding to the first resource information, to transfer an account corresponding to the intermediate server to an account corresponding to the first user terminal; or

The intermediate server sends the second resource exchange instruction to the resource exchange processing service at a predetermined time after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server The second resource exchange instruction is configured to request that all resources that need to be transferred to the first user terminal are transferred from an account corresponding to the intermediate server to an account corresponding to the first user terminal; or

After the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, if the total number of resources that need to be transferred to the first user terminal reaches a preset threshold, the intermediate server sends the second a resource exchange instruction to the resource exchange processing server; the second resource exchange instruction is configured to request to transfer the requirement to all resources of the first user terminal, and transfer from an account corresponding to the intermediate server to the first An account corresponding to a user terminal; or,

After receiving the resource corresponding to the first resource information to the account corresponding to the intermediate server, if receiving the transfer request of the first user terminal, the intermediate server sends the second resource exchange instruction to the a resource exchange processing server; the second resource exchange instruction is configured to request all resources that need to be transferred to the first user terminal, and are transferred from an account corresponding to the intermediate server to an account corresponding to the first user terminal.
The data processing method according to any one of claims 1 to 3, wherein before the acquiring the first data processing request sent by the second user terminal, the method further includes:

The intermediate server acquires a second data processing request initiated by the first user terminal, where the second data processing request includes an account corresponding to the first user terminal and the first resource information;

And the intermediate server generates the graphic information according to the second data processing request, and sends the graphic information to the first user terminal.
The data processing method according to claim 4, wherein before the obtaining, by the intermediate server, the second data processing request initiated by the first user terminal, the method further comprises:

The intermediate server acquires an authentication request initiated by the first user terminal, where the verification request includes verification information of the first user terminal;

The intermediate server performs verification on the first user terminal according to the verification information of the first user terminal;

When the verification ends, the intermediate server sends verification status information to the first user terminal.
A data processing method, the method comprising:

The second user terminal generates a first data processing request according to the graphic information provided by the first user terminal, where the first data processing request is used to request to transfer resources in the account corresponding to the second user terminal Up to the account corresponding to the first user terminal, the first data processing request includes verification information and first resource information of the second user terminal;

Sending, by the second user terminal, the first data processing request to an intermediate server;

The intermediate server performs verification on the second user terminal according to the verification information of the second user terminal;

When the verification is passed, the intermediate server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the account corresponding to the first user terminal according to the resource exchange instruction.
The data processing method according to claim 6, wherein the intermediate server transfers resources corresponding to the first resource information from an account corresponding to the second user terminal to the first according to a resource exchange instruction The account corresponding to the user terminal, including:

The intermediate server sends a first resource exchange instruction to a resource exchange processing server;

The resource exchange processing server transfers, according to the first resource exchange instruction, a resource corresponding to the first resource information from an account corresponding to the second user terminal to an account corresponding to the intermediate server;

The intermediate server sends a second resource exchange instruction to the resource exchange processing server;

The resource exchange processing server transfers the resource from an account corresponding to the intermediate server to an account corresponding to the first user terminal according to the second resource exchange instruction.
The data processing method according to claim 6, wherein the intermediate server sends the second resource exchange instruction to the resource exchange processing server, including:

And when the resource corresponding to the first resource information is transferred to an account corresponding to the intermediate server, the intermediate server sends the second resource exchange instruction to the resource exchange processing server, where the second resource exchange instruction is used And requesting, by the account corresponding to the first resource information, to transfer an account corresponding to the intermediate server to an account corresponding to the first user terminal; or

The intermediate server sends the second resource exchange instruction to the resource exchange processing server at a predetermined time after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server; the second resource Exchanging instructions for requesting that all resources that need to be transferred to the first user terminal are transferred from an account corresponding to the intermediate server to an account corresponding to the first user terminal; or

After the resource corresponding to the first resource information is transferred to an account corresponding to the intermediate server, And if the total number of resources that need to be transferred to the first user terminal reaches a preset threshold, the intermediate server sends the second resource exchange instruction to the resource exchange processing server; and the second resource exchange instruction is used to request All the resources that need to be transferred to the first user terminal are transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal; or

After receiving the resource corresponding to the first resource information to the account corresponding to the intermediate server, if receiving the transfer request of the first user terminal, the intermediate server sends the second resource exchange instruction to the a resource exchange processing server; the second resource exchange instruction is configured to request all resources that need to be transferred to the first user terminal, and are transferred from an account corresponding to the intermediate server to an account corresponding to the first user terminal.
The data processing method according to any one of claims 6 to 8, wherein before the second user terminal generates the first data processing request according to the graphic information provided by the first user terminal, the method further includes:

The first user terminal initiates a second data processing request to the intermediate server, where the second data processing request includes an account corresponding to the first user terminal and the first resource information;

And the intermediate server generates the graphic information according to the second data processing request, and sends the graphic information to the first user terminal.
The data processing method according to claim 9, wherein before the first user terminal initiates the second data processing request to the intermediate server, the method further includes:

The first user terminal initiates an authentication request to the intermediate server, where the verification request includes verification information of the first user terminal;

The intermediate server performs verification on the first user terminal according to the verification information of the first user terminal;

When the verification ends, the intermediate server sends verification status information to the first user terminal.
An intermediate server, comprising: a processor, a memory, and a network interface connected to a communication bus;

The processor is configured to invoke a data transfer application in the memory to perform the following operations:

Acquiring, by the network interface, a first data processing request generated by the second user terminal according to the graphic information provided by the first user terminal, where the first data processing request is used to request resources in an account corresponding to the second user terminal Transferring to an account corresponding to the first user terminal, the first data processing The request includes the verification information and the first resource information of the second user terminal;

Verifying the second user terminal according to the verification information of the second user terminal;

When the verification is passed, the resource corresponding to the first resource information is transferred from the account corresponding to the second user terminal to the account corresponding to the first user terminal by using a resource exchange instruction.
The intermediate server according to claim 11, wherein the processor is further configured to invoke a data processing application in the memory to perform the following operations:

Transmitting, by the network interface, the first resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource corresponding to the first resource information from the account corresponding to the second user terminal to the The account corresponding to the intermediate server;

Transmitting, by the network interface, a second resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource from an account corresponding to the intermediate server to an account corresponding to the first user terminal .
The intermediate server according to claim 12, wherein the processor is further configured to invoke a data processing application in the memory to perform the following operations:

And transmitting, by the network interface, the second resource exchange instruction to the resource exchange processing server, where the resource corresponding to the first resource information is transferred to an account corresponding to the intermediate server, where the second resource exchange instruction is And configured to request that the resource corresponding to the first resource information is transferred from an account corresponding to the intermediate server to an account corresponding to the first user terminal; or

Sending, by the network interface, the second resource exchange instruction to the resource exchange processing server at a predetermined time after the resource corresponding to the first resource information is transferred to an account corresponding to the intermediate server; The resource exchange instruction is used to request that all resources that need to be transferred to the first user terminal are transferred from an account corresponding to the intermediate server to an account corresponding to the first user terminal; or

After the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, if the total number of resources that need to be transferred to the first user terminal reaches a preset threshold, the foregoing is sent by using the network interface. Transmitting, by the second server, the resource exchange instruction to the resource exchange processing server; The account corresponding to the first user terminal; or,

After the resource corresponding to the first resource information is transferred to an account corresponding to the intermediate server, Receiving, by the network interface, the second resource exchange instruction to the resource exchange processing server, if the transfer request of the first user terminal is received; the second resource exchange instruction is configured to request that a transfer to the All resources of the first user terminal are transferred from the account corresponding to the intermediate server to the account corresponding to the first user terminal.
The intermediate server according to any one of claims 11 to 13, wherein the processor is further configured to invoke a data processing application in the memory to perform the following operations:

Acquiring, by the network interface, the second data processing request initiated by the first user terminal, where the second data processing request includes an account corresponding to the first user terminal and the first resource information;

And generating, according to the second data processing request, the graphic information, and transmitting the graphic information to the first user terminal by using the network interface.
The intermediate server according to any one of claims 11 to 14, wherein the processor is further configured to invoke a data processing application in the memory to perform the following operations:

Acquiring the verification request initiated by the first user terminal, where the verification request includes verification information of the first user terminal;

Performing verification on the first user terminal according to the verification information of the first user terminal;

When the verification ends, the verification status information is sent to the first user terminal through the network interface.
A data processing system, comprising: a first user terminal, a second user terminal, and an intermediate server, wherein:

The first user terminal is configured to provide graphic information;

The second user terminal is configured to generate a first data processing request according to the graphic information, and send the first data processing request to the intermediate server, where the first data processing request is used to request the first The resources in the account corresponding to the two user terminals are transferred to the account corresponding to the first user terminal, and the first data processing request includes the verification information and the first resource information of the second user terminal;

The intermediate server is configured to perform verification on the second user terminal according to the verification information of the second user terminal; when the verification is passed, the resource corresponding to the first resource information is used by the resource exchange instruction The account corresponding to the second user terminal is transferred to the account corresponding to the first user terminal.
The data processing system of claim 16 wherein:

The intermediate server is configured to send a first resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource corresponding to the first resource information from an account corresponding to the second user terminal to An account corresponding to the intermediate server;

The intermediate server is configured to send a second resource exchange instruction to the resource exchange processing server, so that the resource exchange processing server transfers the resource from an account corresponding to the intermediate server to the first user terminal. Account.
The data processing system of claim 17 wherein:

The intermediate server is configured to send the second resource exchange instruction to the resource exchange processing server, where the resource corresponding to the first resource information is transferred to an account corresponding to the intermediate server, where the second resource is The exchange instruction is configured to request that the resource corresponding to the first resource information is transferred from an account corresponding to the intermediate server to an account corresponding to the first user terminal; or

The intermediate server, configured to send the second resource exchange instruction to the resource exchange processing server at a predetermined time after the resource corresponding to the first resource information is transferred to an account corresponding to the intermediate server; The second resource exchange instruction is configured to request that all resources that need to be transferred to the first user terminal are transferred from an account corresponding to the intermediate server to an account corresponding to the first user terminal; or

The intermediate server is configured to: after the resource corresponding to the first resource information is transferred to the account corresponding to the intermediate server, if the total number of resources that need to be transferred to the first user terminal reaches a preset threshold, the sending station Decoding a second resource exchange instruction to the resource exchange processing server; the second resource exchange instruction is configured to request that all resources that need to be transferred to the first user terminal are transferred from an account corresponding to the intermediate server to The account corresponding to the first user terminal; or,

The intermediate server is configured to: after the resource corresponding to the first resource information is transferred to an account corresponding to the intermediate server, if the transfer request of the first user terminal is received, send the second resource exchange instruction To the resource exchange processing server; the second resource exchange instruction is configured to request all resources that need to be transferred to the first user terminal, and transfer from an account corresponding to the intermediate server to a corresponding one of the first user terminal Account.
A data processing system according to any of claims 16 to 18, wherein

The first user terminal is configured to initiate a second data processing request to the intermediate server, where The second data processing request includes an account corresponding to the first user terminal and the first resource information;

The intermediate server is further configured to generate the graphic information according to the second data processing request, and send the graphic information to the first user terminal.
A data processing system according to any of claims 16 to 18, wherein

The first user terminal is further configured to initiate an authentication request to the intermediate server, where the verification request includes verification information of the first user terminal;

The intermediate server is further configured to: perform verification on the first user terminal according to the verification information of the first user terminal; and when the verification ends, send verification status information to the first user terminal.