WO2014091564A1 - 通帳発行機構 - Google Patents

通帳発行機構 Download PDF

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Publication number
WO2014091564A1
WO2014091564A1 PCT/JP2012/082100 JP2012082100W WO2014091564A1 WO 2014091564 A1 WO2014091564 A1 WO 2014091564A1 JP 2012082100 W JP2012082100 W JP 2012082100W WO 2014091564 A1 WO2014091564 A1 WO 2014091564A1
Authority
WO
WIPO (PCT)
Prior art keywords
passbook
roller
bankbook
issuing mechanism
pressing
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Ceased
Application number
PCT/JP2012/082100
Other languages
English (en)
French (fr)
Japanese (ja)
Inventor
和浩 濱
正志 井上
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Hitachi Channel Solutions Corp
Original Assignee
Hitachi Omron Terminal Solutions Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hitachi Omron Terminal Solutions Corp filed Critical Hitachi Omron Terminal Solutions Corp
Priority to IN315DEN2015 priority Critical patent/IN2015DN00315A/en
Priority to PCT/JP2012/082100 priority patent/WO2014091564A1/ja
Priority to CN201310560373.XA priority patent/CN103863853B/zh
Publication of WO2014091564A1 publication Critical patent/WO2014091564A1/ja
Anticipated expiration legal-status Critical
Ceased legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/203—Dispensing operations within ATMs
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/205—Housing aspects of ATMs

Definitions

  • the present invention relates to a passbook issuing mechanism installed in a passbook handling apparatus used in a financial institution such as a bank.
  • a passbook issuing mechanism for issuing a passbook by repeatedly storing a passbook used in a financial institution such as a bank in a passbook hopper.
  • a passbook used in a financial institution such as a bank in a passbook hopper.
  • Patent Document 1 an unused new bankbook that is stacked in such a manner that a multi-page stacking portion is positioned on the bankbook discharge port side in a state where a booklet page is opened in Patent Document 1 is sequentially delivered from the top.
  • a passbook processing device is disclosed.
  • FIG. 7 is a diagram showing an example of such a conventional passbook issuing mechanism.
  • the passbooks are stacked so that the front end of the passbook (the stacked portion of the multi-page on the opposite side of the passbook) is the gate side. Only one pick-up roller is provided below the tip of each. The pick-up roller picks up the leading end of the passbook so that the passbook is fed out from the gate.
  • the surface of the passbook pressing plate is made of a material having a low frictional resistance so that the last inner paper does not wrinkle.
  • An object of the present invention is to solve the above-mentioned problem, and even in a passbook issuing mechanism having a large number of stored passbooks, an operation of manually forcing the passbook back mountain and forcing it is not necessary, and the last one of the stored passbooks is unnecessary. It is also possible to issue a passbook with high reliability for a passbook of any length without generating wrinkles in the paper in the passbook when the book is fed out.
  • the passbook issuing mechanism is configured to store the passbook from the outlet of the storage unit that stores the passbook in a state where the pages are opened with the back mountain side as the depth side.
  • a highly reliable passbook issuing mechanism can be provided.
  • FIG. 1 It is a side view of a bankbook handling apparatus. It is a side view of the passbook issuing mechanism part shown in FIG. It is a figure which shows the upper surface of the passbook which is receiving the pressing force by the side surface and press plate of the passbook mounted in a passbook hopper. It is a figure which shows a mode that the pressing force by a press plate reduces as it approaches a back mountain part. It is a figure which shows the upper surface of the bankbook which is receiving the pressing force by the press plate (triangle shape). It is a figure which shows the upper surface of the bankbook which is receiving the pressing force by the press plate (trapezoid shape).
  • FIG. 1 is a side view showing a configuration example of a bankbook handling apparatus including a bankbook issuing mechanism in the present embodiment.
  • the bankbook handling apparatus includes an insertion slot 2 into which an end user inserts a bankbook 1, a main conveyance path 3 connected to the insertion slot 2, and magnetic reading / writing of magnetic stripe information in the bankbook 1.
  • a page changer 7 that turns pages into a predetermined page, a passbook collection mechanism 8 that collects a passbook 1 that the end user has forgotten, a passbook issue mechanism 9 that issues a new passbook 1, and saves the passbook from the main transport path 3.
  • a gate section 10 provided at a position branched to the path 11, a passbook retreat path 11 branched from the main transport path 3 and connected to the passbook collection mechanism 8, and transport rollers 12 to 18 transported by rotation with the passbook 1 interposed therebetween. And is configured.
  • the transport rollers 12 to 18 are transmitted by a transport motor (not shown) via a drive transmission unit such as a clutch, belt, gear, etc. (not shown).
  • a drive transmission unit such as a clutch, belt, gear, etc.
  • FIG. 2 is a side view showing the configuration of the passbook issuing mechanism unit 9 in the present embodiment.
  • the passbook issuing mechanism unit 9 includes a feeding confirmation sensor 19 for detecting a new issued bankbook 21 fed out by the pickup roller 26, the pickup roller 27, and the conveying roller 20, and a newly fed-out sensor 19.
  • a transport roller 20 that transports the newly issued passbook 21 to be issued to the main transport path 3, a gate 22 that forms a gate gap adjusted to a passbook thickness so as to feed out the new issued passbook 21 one by one as a delivery port, and a passbook A pressing plate for suppressing warping and deflection of the newly issued passbook 21 stored in the hopper 28, and for applying an optimum frictional force to separate the pick-up rollers 26 and 27 and the inner paper or cover of the newly issued passbook 21 one by one.
  • the sensor 25 and the newly issued passbook 21 are separated one by one and are picked up by the pick-up roller 26 that feeds up to the transport roller 20 and the back mountain portion of the new issued passbook 21 (for example, ⁇ 0.1 L when the passbook half-page is L)
  • the pick-up roller 27 disposed at the position), the passbook hopper 28 storing the newly issued passbook 21 with the cover open, and the position of the pick-up roller 27 depending on the length of the passbook to be stored (for example, the passbook)
  • an adjustment mechanism 29 having a groove that can be adjusted in the conveyance direction (position of ⁇ 0.1 L), where L is the half-page length.
  • the adjustment mechanism 29 has a gauge such as a scale or a mark in order to simplify the adjustment to an optimal position according to the passbook length.
  • the pickup roller 27 can be arrange
  • FIG. 3A is a diagram showing the side of the passbook placed in the passbook hopper 28 and the upper surface of the passbook that is receiving a pressing force by the pressing plate 23.
  • the pickup roller 27 shown in FIG. 2 is arranged at a position of ⁇ 0.1 L from the back mountain portion with respect to the length L of the half page of the bankbook 21.
  • the clerk manually moves the pickup roller 27 along the scales or marks of the adjusting mechanism 29 and sets it under the back mountain portion of the various types of bankbook 21 to be fed out.
  • the drive unit is controlled in accordance with an instruction from the control unit of the bankbook handling apparatus, and the pickup roller 27 is automatically moved in the transport direction according to the type of the bankbook 21 to be transported. It is good also as setting near the back mountain part. In this case, since the worker does not need to align the pickup roller 27, the complexity can be reduced.
  • the pressing plate 23 does not generate wrinkles on the passbook inner paper due to the frictional resistance between the uppermost passbook middle paper and the press plate 23 during feeding, so when viewed from above, It has a T shape with a reduced contact area at the back mountain portion of the bankbook 21. This is to reduce the frictional force generated between the pressing plate 23 and the uppermost bankbook 21 by the pressing force of the pressing plate 23.
  • the pressing plate 23 has such a shape, as shown in FIG. 3B, the pressing force by the pressing plate 23 also decreases from F1 to F2 as it approaches the back mountain portion X1 of the bankbook 21.
  • the leg portion A of the T-shaped pressing plate 23 is disposed on the back mountain side of the bankbook 21, and the leg portion A and the pickup roller 27 below the bankbook 21 are connected to the bankbook 21.
  • the portion of the pressing plate 23 facing the pickup roller 27 has a shape in which a member for applying a pressing force to the bankbook 21 is not provided. The reason is that when they are in a positional relationship facing each other (for example, when the pickup roller 27 is set just below the leg portion A of the T-shaped pressing plate 23), between these members and the bankbook 21.
  • the pressing plate 23 has a T shape.
  • the frictional force on the back mountain side of the passbook 21 can be reduced, for example, one apex as shown in FIG.
  • Various shapes such as a triangular shape on the depth side (back mountain side of the passbook 21) and a trapezoidal shape (home base shape) with one apex as shown in FIG. 3D on the depth side (back mountain side of the passbook 21)
  • a shaped pressing plate 23 can be used.
  • the pick-up roller is usually in the width direction with respect to the passbook transport direction.
  • a pickup roller is set at a position facing the two concave leg portions A ', the frictional force becomes larger than that shown in FIGS. 3A to 3C.
  • a pickup roller is set at a position between the two leg portions A ′ (a central portion in the width direction with respect to the conveyance direction of the bankbook 21) so that the two do not overlap. desirable.
  • the bankbook 21 stored in the bankbook hopper 28 is drawn out by rotating the pickup roller 27 set below the bankbook hopper 28.
  • the pickup roller 27 is provided on the upper side with the pickup surface 27 interposed therebetween (the configuration in which the top and bottom are reversed), or the pass-out direction of the bankbook 23 is set to the vertical direction or the oblique direction. Can be applied as well.
  • the conveyance rollers 12 to 17 are driven to rotate by a conveyance motor (not shown) via a drive transmission unit such as a clutch, belt, gear, etc.
  • the inserted bankbook 1 is inhaled.
  • the bankbook 1 is sequentially transported along the main transport path 3, and the magnetic data read / write unit 4 reads and writes the magnetic record of the bankbook magnetic stripe information.
  • the optical reading unit 6 performs optical reading such as passbook bar code page information and printed line detection, and the printing unit 5 prints data of information received from the host.
  • the page turning unit 7 performs page turning processing, opens the page to be processed, and continues printing the remaining print information on a predetermined page.
  • the magnetic data read / write unit 4 writes the magnetic stripe information to the magnetic stripe of the passbook 1 and then the conveyance rollers 12 to 17 are driven to rotate reversely by a conveyance motor (not shown).
  • the transport path 3 is transported in the discharge direction.
  • the passbook 1 is returned to the end user from the insertion slot 2.
  • the issue process of the newly issued passbook 21 is performed. Done.
  • the customer information of the end user is displayed on the host device (not shown). , And information on the completion of all printing in the passbook.
  • the host device (not shown) that has received the transmission transmits an issuance instruction for the new bankbook 21 to the automatic transaction apparatus equipped with the bankbook issuing module. Then, the magnetic data read / write unit 4 writes all page printing completion information, new passbook issuance completion information, and the like to the passbook magnetic stripe of the passbook 1.
  • the transport rollers 12 to 17 After receiving a new passbook issuance instruction from a host device (not shown), the transport rollers 12 to 17 are driven to rotate reversely by a transport motor (not shown) and transported in the main transport path 3 in the discharge direction. Return to At this time, the passbook is carried over to the end user, and a new passbook issuance is notified by voice or a display screen to prevent the user from forgetting to take out the new passbook 21.
  • the pick-up rollers 26 and 27 are rotated by a drive motor (not shown), and one new issued passbook 21 is conveyed from the gate gap adjusted to the passbook thickness.
  • the frictional resistance concentrates near the bottom mountain of the lowermost bank of the bankbook opened and stacked, but since the pickup roller 27 is arranged at a position within a range of ⁇ 0.1 L, only the pickup roller 26 is arranged. Compared with the case where it was done, a drawing force can be produced, without losing the said frictional resistance.
  • the adjustment to the position of ⁇ 0.1 L with respect to the bankbook half page L can be easily performed by the adjustment mechanism 29 as described above.
  • the bankbook 21 is bitten by the transport roller 20 at the leading end of the bankbook and is fed to the main transport path 3 side, and the feeding confirmation sensor 19 installed in the main transport path 3 detects the front end of the newly issued bankbook 21. Become.
  • the new issuance passbook 21 that is reliably fed out one by one by the passbook issuing mechanism 9 is conveyed to the main conveyance path 3 by reverse rotation driving of a conveyance motor (not shown). Then, the printing unit 5 prints the customer information of the end user and unprinted information that could not be printed on the old bankbook, and writes the latest information such as print information on the magnetic stripe by the magnetic data reading / writing unit 4. Thereafter, the passbook 21 is further conveyed in the discharge direction along the main conveyance path 3 by reverse rotation driving of a conveyance motor (not shown), and the newly issued passbook 21 is returned from the insertion port 2 to the end user.
  • the gate unit 10 provided at the position where the main transfer path 3 shown in FIG. The direction is switched, and the conveyance rollers 12 to 17 are rotationally driven by a conveyance motor (not shown), and the newly issued passbook 21 forgotten by the end user is again sucked into the apparatus.
  • the bankbook 1 is sequentially transported through the main transport path 3 and is transported to the bankbook collection mechanism unit 8 via the bankbook retreat path 11. Next, the processing procedure of the passbook issuing operation will be described.
  • FIG. 4 is a flowchart showing the processing procedure of the passbook issuing operation.
  • the passbook issuing operation when the passbook is inserted by the end user from the insertion slot (step F1), it is transported on the transport path to a predetermined position (step F2), and magnetic data reading of the passbook magnetic stripe is performed. Is performed (step F3).
  • the optical reading unit performs a reading process to detect page information and a printed line (step F4). If the last page information printed in the previous transaction written in the passbook magnetic stripe is different from the reading processing information of the optical reading unit according to this detection result, the page turning processing is performed as necessary. (Steps F5 and F6).
  • the printing unit prints the print information received from the host device on a predetermined page (step F7).
  • step F8; YES new information such as print information is passed to the passbook.
  • the data is written on the magnetic stripe (step F9), the passbook is ejected (step F10), and the process ends (step F11).
  • step F12; YES the printing unit performs page turning if an unprinted page remains ( Step F13; NO, F14), unprinted information to be printed is printed.
  • step F15 If all pages have been printed before printing is complete (step F13; YES), the passbook is ejected (step F15), and the passbook is based on the magnetic data of the passbook stripe acquired in (step F3).
  • the issuing mechanism 9 feeds out a new bankbook from a hopper storing a new bankbook to be newly issued (step F16), transports it to the printing section (step F17), and prints the remaining unprinted information to be printed on the new bankbook. (Step F18). At this time, processing such as page turning is performed as necessary.
  • the latest information such as print information is written in the magnetic stripe of the new passbook (step F19), the new passbook is ejected (step F20), and all the processes are completed. (Step F21).
  • step F16 The processing procedure (step F16) of the passbook issuing mechanism 9 which is the main part of the present invention in the above flowchart will be described in detail below with reference to FIG.
  • the passbook issuing mechanism 9 rotates the pickup rollers 26 and 27 and the conveying roller 20 (step F16-1).
  • the control unit determines whether or not the confirmation sensor 19 has detected the leading edge of the new passbook fed out from the hopper (whether or not there is a detection) (step F16-2), and the feed confirmation sensor 19 detects the new passbook. If it is determined that the leading edge has been detected (detected) (step F16-2; YES), the pickup rollers 26 and 27 are simultaneously stopped (step F16-3), and the bankbook is transported to the transport path 3 side.
  • control unit determines whether or not the feeding confirmation sensor 19 has been detected and has not been detected (step F16-4), and if the feeding confirmation sensor 19 has been detected and has not been detected. (Step F16-4; YES), the conveying roller 20 is stopped (Step F15-5), and the process proceeds to the process of FIG. 4 (Step F16), and the subsequent processes are performed.
  • the control unit reports to the host device that the passbook hopper is empty and requests replenishment of the passbook. .
  • the host device then gives an alarm to the attendant or the like that the passbook hopper is empty, and the attendant or the like supplements the passbook to the passbook hopper by the alarm.
  • FIG. 6 illustrates the control mechanism of the passbook issuing module in this embodiment.
  • the control unit 101 is connected to each control mechanism unit (102 to 107) and a signal line 109 to control the entire apparatus, and communicates with the host device 110 to print a print line, a print page, or the pickup roller 27. It transmits and receives various information such as the set position and controls the operation of each part of the passbook issuing mechanism.
  • one pickup roller is installed near the passbook spine where frictional resistance is concentrated.
  • these two pickup rollers realize stable bankbook payout.
  • the shape of the passbook press plate is, for example, T-shaped, and the ground contact area between the uppermost passbook press paper and the passbook press plate is reduced, so that it is stable without generating wrinkles in the passbook press paper It is possible to provide a highly reliable passbook issuing mechanism.
  • the attendant opened the passbook before the passbook was stored in the passbook hopper.
  • the passbook can be fed out without generating wrinkles in the uppermost bankbook, and a highly reliable passbook issuing mechanism can be realized.

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Sheets, Magazines, And Separation Thereof (AREA)
  • Handling Of Cut Paper (AREA)
PCT/JP2012/082100 2012-12-11 2012-12-11 通帳発行機構 Ceased WO2014091564A1 (ja)

Priority Applications (3)

Application Number Priority Date Filing Date Title
IN315DEN2015 IN2015DN00315A (enrdf_load_stackoverflow) 2012-12-11 2012-12-11
PCT/JP2012/082100 WO2014091564A1 (ja) 2012-12-11 2012-12-11 通帳発行機構
CN201310560373.XA CN103863853B (zh) 2012-12-11 2013-11-12 存折发行机构

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/JP2012/082100 WO2014091564A1 (ja) 2012-12-11 2012-12-11 通帳発行機構

Publications (1)

Publication Number Publication Date
WO2014091564A1 true WO2014091564A1 (ja) 2014-06-19

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PCT/JP2012/082100 Ceased WO2014091564A1 (ja) 2012-12-11 2012-12-11 通帳発行機構

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Country Link
CN (1) CN103863853B (enrdf_load_stackoverflow)
IN (1) IN2015DN00315A (enrdf_load_stackoverflow)
WO (1) WO2014091564A1 (enrdf_load_stackoverflow)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105217341A (zh) * 2015-10-21 2016-01-06 昆山古鳌电子机械有限公司 一种存折发行机构

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* Cited by examiner, † Cited by third party
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CN111127740B (zh) * 2020-01-02 2022-05-31 山东新北洋信息技术股份有限公司 薄片类介质分发装置和现金循环处理设备
CN111462420B (zh) * 2020-04-17 2024-07-30 北京兆维电子(集团)有限责任公司 一种存折发放补登一体装置
CN112614281A (zh) * 2020-12-12 2021-04-06 江苏国光信息产业股份有限公司 一种存折业务受理自助终端
CN115953870A (zh) * 2022-12-23 2023-04-11 云南南天电子信息产业股份有限公司 一种存折自动发放机构

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS62138272A (ja) * 1985-12-12 1987-06-22 Oki Electric Ind Co Ltd 通帳類自動発行装置
JPS63212576A (ja) * 1987-12-25 1988-09-05 Hitachi Ltd 通帳類取扱装置
JPS63278879A (ja) * 1987-05-11 1988-11-16 Oki Electric Ind Co Ltd 通帳記帳機
JP2012059159A (ja) * 2010-09-13 2012-03-22 Hitachi Omron Terminal Solutions Corp 通帳類発行モジュール及び通帳類取扱装置

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JPS61111248A (ja) * 1984-10-31 1986-05-29 インタ−ナショナル　ビジネス　マシ−ンズ　コ−ポレ−ション 媒体給送用分離フイ−ル
JPS62185649A (ja) * 1986-02-07 1987-08-14 Fujitsu Ltd 媒体繰出し方法
JPH04125234A (ja) * 1990-09-14 1992-04-24 Hitachi Ltd 媒体発行装置
JP3286964B2 (ja) * 1996-06-21 2002-05-27 株式会社 沖情報システムズ 媒体繰り出し機構
JP4731513B2 (ja) * 2007-03-19 2011-07-27 沖電気工業株式会社 媒体繰出装置

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS62138272A (ja) * 1985-12-12 1987-06-22 Oki Electric Ind Co Ltd 通帳類自動発行装置
JPS63278879A (ja) * 1987-05-11 1988-11-16 Oki Electric Ind Co Ltd 通帳記帳機
JPS63212576A (ja) * 1987-12-25 1988-09-05 Hitachi Ltd 通帳類取扱装置
JP2012059159A (ja) * 2010-09-13 2012-03-22 Hitachi Omron Terminal Solutions Corp 通帳類発行モジュール及び通帳類取扱装置

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105217341A (zh) * 2015-10-21 2016-01-06 昆山古鳌电子机械有限公司 一种存折发行机构

Also Published As

Publication number Publication date
CN103863853A (zh) 2014-06-18
CN103863853B (zh) 2016-08-17
IN2015DN00315A (enrdf_load_stackoverflow) 2015-06-12

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