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System and method for facilitating secure transactions over communication networks

Info

Publication number
WO2008039167A3
WO2008039167A3 PCT/US2006/028968 US2006028968W WO2008039167A3 WO 2008039167 A3 WO2008039167 A3 WO 2008039167A3 US 2006028968 W US2006028968 W US 2006028968W WO 2008039167 A3 WO2008039167 A3 WO 2008039167A3
Authority
WO
Grant status
Application
Patent type
Prior art keywords
transaction
user
information
number
received
Prior art date
Application number
PCT/US2006/028968
Other languages
French (fr)
Other versions
WO2008039167A2 (en )
Inventor
Monseignat Bernard De
David Thieme
Original Assignee
Monseignat Bernard De
David Thieme
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/06Buying, selling or leasing transactions
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security

Abstract

A user activates the transaction facilitation system from an online banking homepage. Thereafter, communication is performed over a secure communication network. User and transaction type information are received and a unique transaction number is generated. Product information from a vendor is provided to the user, and selected product information is received from the user. Selected transaction information and the transaction number are transmitted to the user's financial institution, and transaction confirmation information is received from the financial institution. A purchase order and the transaction number are transmitted to the vendor, and a confirmation of the purchase order is received from the vendor. An indication of the confirmation of the purchase order, the transaction number, and a customer relations management password are transmitted to the financial institution. Failing successful delivery or any other transactional problems, the user may go directly to free of charge customer relations management services for resolution.
PCT/US2006/028968 2005-07-26 2006-07-26 System and method for facilitating secure transactions over communication networks WO2008039167A3 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US70289105 true 2005-07-26 2005-07-26
US60/702,891 2005-07-26

Publications (2)

Publication Number Publication Date
WO2008039167A2 true WO2008039167A2 (en) 2008-04-03
WO2008039167A3 true true WO2008039167A3 (en) 2009-04-30

Family

ID=39230712

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2006/028968 WO2008039167A3 (en) 2005-07-26 2006-07-26 System and method for facilitating secure transactions over communication networks

Country Status (1)

Country Link
WO (1) WO2008039167A3 (en)

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4707592A (en) * 1985-10-07 1987-11-17 Ware Paul N Personal universal identity card system for failsafe interactive financial transactions
US5017766A (en) * 1987-11-13 1991-05-21 Kabushiki Kaisha Toshiba Portable electronic apparatus capable of confirming validity of transaction data
US5195133A (en) * 1991-01-11 1993-03-16 Ncr Corporation Apparatus and method for producing a digitized transaction record including an encrypted signature

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4707592A (en) * 1985-10-07 1987-11-17 Ware Paul N Personal universal identity card system for failsafe interactive financial transactions
US5017766A (en) * 1987-11-13 1991-05-21 Kabushiki Kaisha Toshiba Portable electronic apparatus capable of confirming validity of transaction data
US5195133A (en) * 1991-01-11 1993-03-16 Ncr Corporation Apparatus and method for producing a digitized transaction record including an encrypted signature
US5297202A (en) * 1991-01-11 1994-03-22 Ncr Corporation Apparatus and method for producing a digitized transaction record including an encrypted signature

Also Published As

Publication number Publication date Type
WO2008039167A2 (en) 2008-04-03 application

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