WO2007138945A1 - Information processing device and information processing method - Google Patents

Abstract

Customer attracting means such as discount is easily realized. An affiliated store (3) requests an electronic money system (2) to post a campaign advertisement. A member site (51) confirms the intention of participation of the user. When the user applies to participate, the electronic money system (2) registers the user in a participation registration database (53). After the participation registration, the user visits the affiliated store (3) and pays with the value stored in an electronic money card (6) or a portable telephone (7). The affiliated store (3) transmits the trade information to the electronic money system (2). The electronic money system (2) matches the participation registration database (53) with the trade database (54) so as to confirm whether or not the participation-registered user has performed payment which is the target of the campaign of the affiliated store (3). If the payment is confirmed, the electronic money system (2) calculates the money to be returned to the user from the contents of the campaign, and charges e.g., the portable telephone (7) with the value.

Description

 Specification

 Information processing apparatus and information processing method

 Technical field

 [0001] The present invention relates to an information processing apparatus and an information processing method, and for example, relates to an apparatus for distributing electronic money.

 Background art

 [0002] Some restaurants, such as restaurants, offer discount coupons on websites to attract customers.

 This allows customers to make a payment at a discounted rate when a customer prints a discount coupon displayed on the website with a printer.

 In recent years, the use of electronic money has become widespread, and the use of knowledge as a substitute for cash has also been carried out by increasing or decreasing the amount of money value called “value” stored inside an IC chip.

 There are the following documents as techniques relating to such electronic money.

 Patent Document 1: Japanese Patent Laid-Open No. 2003-141428

[0003] In this technology, electronic money is distributed by storing a value in a contactless IC card carried by a user and adding or subtracting the value.

 When customers receive a discount when paying with value, the customer first gives the printed discount ticket to the clerk, and after confirming the discount ticket, the clerk reduces the value for the discounted amount from the IC chip. It was.

 Disclosure of the invention

 Problems to be solved by the invention

[0004] The customer needs to print a discount ticket and bring it to the store, and the procedure is complicated. In addition, the store side had to store and manage discount coupons brought by customers, which was troublesome.

[0005] Therefore, an object of the present invention is to easily realize a means of attracting customers such as discounts by using electronic money technology. Means for solving the problem

 In order to achieve the above object, according to the present invention, in the invention described in claim 1, the amount of money value is stored as electronic data, and the amount of money stored is changed using the amount change information. An information processing apparatus used in an electronic money distribution system configured using a terminal and an access terminal that is installed in a store and accesses the payment terminal and inputs money amount change information, the payment terminal being The registration accepting means for accepting registration of the store to be used, the history information obtaining means for obtaining the history information that the access terminal has accessed the payment terminal from the access terminal, and the access terminal from the obtained history information are installed. If the store specifying means for specifying a store, the store receiving registration by the registration receiving means, and the store specified by the store specifying means match, Against payment terminal, an information processing apparatus characterized by comprising a money amount change information transmission means for transmitting the money amount change information to increase the amount of monetary value, the.

 In the invention according to claim 2, when accepting store registration by the registration accepting means, use condition presenting means for presenting use conditions at the store of the payment terminal, and the obtained history information The confirmation means for confirming whether or not the use condition is satisfied and the amount change information transmitting means are confirmed when the confirmation means confirms that the use condition is satisfied! 2. The information processing apparatus according to claim 1, wherein money amount change information is transmitted to the settlement terminal.

 In the invention of claim 3, user identification information receiving means for receiving registration of user information for identifying a user of the payment terminal which is a mobile phone, and extraction for receiving registration of an extraction condition for extracting a specific user A condition registering unit; a search unit for searching for a user satisfying the extraction condition registered by the extraction condition registering unit from the user information received by the user identification information receiving unit; and the mobile phone of the searched user The information processing apparatus according to claim 1, further comprising: store information presenting means for presenting specific store information to the payment terminal.

In the invention according to claim 4, a user terminal that accepts registration of user information for identifying a user of the user terminal over a user terminal that presents store information in which connection information to a predetermined registration website is embedded Identification information reception means and a specific user Extraction condition registration means for receiving registration of extraction conditions to be extracted; search means for searching for users who satisfy the extraction condition registered by the extraction condition registration means from user information received by the user terminal identification information reception means; The information processing apparatus according to claim 1, further comprising store information presenting means for presenting specific store information to the searched user's user terminal. .

 In the invention according to claim 5, when the store information is selected from a user terminal that presents store information in which connection information to a predetermined registration website is embedded, the user based on the connection information is selected. A registration website presenting means for accepting a connection of terminal power and presenting the registered website on the user terminal, wherein the registration accepting means accepts a store registration at the presented registration website; An information processing apparatus according to claim 1 or claim 2 is provided.

 In the invention of claim 6, the store information is presented on a website associated with another payment terminal, and the amount change information transmitting means is a store receiving registration by the registration receiving means. 6. Information processing according to claim 5, wherein, when the stores specified by the store specifying means match, the amount change information for increasing the amount of money value is transmitted to the other settlement terminal. Providing equipment.

In the invention according to claim 7, the store information is transferred to the user terminal from a terminal associated with another settlement terminal, and the amount change information transmitting means is the registration accepting means. The amount change information for increasing the monetary value amount is transmitted to the other settlement terminal when the store that has received registration matches the store specified by the store specifying means. An information processing apparatus according to item 5 is provided. In the invention according to claim 8, a monetary value amount is stored as electronic data, and the monetary value change information is used to change the stored monetary value amount. An information processing method performed by an information processing device used in an electronic money distribution system configured using an access terminal for accessing and inputting money amount change information, the information processing device comprising: a registration receiving unit; A history information acquisition unit, a store identification unit, and a money amount change information transmission unit; a registration reception step of receiving registration of a store using the payment terminal by the registration reception unit; and the history information acquisition unit. The access terminal is installed from the acquired history information by the history information acquisition step of acquiring the history information that the access terminal has accessed the payment terminal from the access terminal, and the store specifying means! When the store identifying step for identifying a store to be found and the store for which the registration is accepted by the registration accepting unit and the store identified by the store identifying unit by the amount change information transmitting unit coincide with the settlement terminal, On the other hand, there is provided an information processing method characterized by comprising an amount change information transmission step for transmitting amount change information for increasing the monetary value amount.

 The invention's effect

 [0007] According to the present invention, it is possible to easily realize a means for attracting customers such as a discount by using registration by a customer and a transaction history by the customer's electronic money.

 Brief Description of Drawings

FIG. 1 is a diagram for explaining an outline of the present embodiment.

 FIG. 2 is a diagram showing an example of a network configuration according to the present embodiment.

 FIG. 3 is a diagram for explaining the configuration of an electronic money card.

 FIG. 4 is a diagram for explaining the configuration of a mobile phone.

 FIG. 5 is a diagram for explaining the configuration of an electronic money server.

 FIG. 6 is a diagram for explaining a logical configuration of a member store database.

 FIG. 7 is a diagram for explaining the logical configuration of other databases.

 FIG. 8 is a flowchart for explaining a procedure for registering in a campaign advertisement.

 FIG. 9 is a diagram for explaining a screen displayed on the mobile phone.

 FIG. 10 is a flowchart for explaining a procedure for reducing Norrie.

 FIG. 11 is a diagram for explaining a screen displayed on the mobile phone.

 FIG. 12 is a diagram showing an overall configuration of Modification 1.

 FIG. 13 is a diagram showing an example of the appearance of an introducer site.

 FIG. 14 is a diagram for explaining a logical configuration of a participation registration database.

 FIG. 15 is a diagram showing an overall configuration of Modification 2.

 Explanation of symbols

[0009] 1 Electronic money server 2 Electronic money system

 3 member stores

 4 Internet

 5 Base station

 6 Electronic money card

 7 Mobile phone

 8 Electronic money terminal

 9 User terminal

 51 Member site

 53 Registration database

 54 Transaction Database

 BEST MODE FOR CARRYING OUT THE INVENTION

 [0010] (1) Outline of Embodiment

 In this embodiment, the store is notified to the user of electronic money, and the user is guided to the store.

 The outline of this embodiment will be described with reference to FIG.

 The electronic money card 6 incorporates an IC chip that stores a monetary value amount called value as electronic data, and payment can be made by reducing this amount at the member store 3.

 The mobile phone 7 has the same IC chip as the electronic money card 6 and can be settled by reducing this amount at the member store 3 as well.

The member store 3 is a store that is a member of the electronic money business, and can be settled with the electronic money card 6 or the mobile phone 7.

 The electronic money system 2 is a system that manages the distribution of electronic money, and distributes value between the electronic money card 6, the mobile phone 7, and the member store 3 while corresponding to cash. In addition, the electronic money system 2 provides various services to a user who has registered as a member in advance through the member site 51.

[0012] Next, the procedure for performing notification will be described according to the numbers in parentheses in the figure. In addition, this implementation In the form, a campaign notification is performed as an example of the notification.

 (1) The member store 3 requests the electronic money system 2 to post a campaign notice such as “10% discount for customers coming to the store on May 20”. The electronic money system 2 accepts the campaign advertisement request and places it on the member site 51 so that the user can view it on the network.

 In addition, the electronic money system 2 uses e-mails that prompt the user to view the member site, such as, for example, “There is a campaign of 〇 stores. Sending (hereinafter referred to as campaign notification mail) By this e-mail, users interested in the campaign browse the member site 51.

 [0013] (2) On the member site 51, the contents of the campaign are displayed and the user's intention to participate can be confirmed, such as “Please click the join button below to participate in this campaign.” It ’s like that.

 (3) When the user applies for participation by clicking the participation button, etc., the electronic money system 2 registers this user in the participation registration database 53 as a campaign participant. It becomes the object of. Even users who are not eligible for sending campaign notification emails may be able to participate in the campaign if they register for participation.

 (4) After registering to participate, the user visits the member store 3 to purchase a product or provide a service, and makes a payment with the value stored in the electronic money card 6 or the mobile phone 7.

(5) The member store 3 sends transaction information to the electronic money system 2 by batch processing, for example, once a day when payment is made with the electronic money card 6 or the mobile phone 7. The electronic money system 2 receives this transaction information and stores it in the transaction database 54.

(6) The electronic money system 2 matches, for example, the data stored in the participation registration database 53 and the transaction database 54 about once a month. Check if you have made a payment for the campaign. [0015] (7) When it is confirmed that the user has made the payment for the campaign with value, the electronic money system 2 calculates the amount of money to be returned to the user who has the content of the campaign. For example, if the content of the campaign is a 10% discount on the payment price, 10% of the amount settled by the user is calculated.

 The electronic money system 2 notifies the user of the return by the campaign, and charges the calculated money amount to the electronic money card 6 or the mobile phone 7 (increases the value).

 A service that charges users free of charge in this way is called a value gift.

 Users can charge the value of the discounted amount later with a gift, and can obtain the same effect as purchasing a product or service at a discounted price.

 This embodiment can bring advantages to each of the user of the electronic money card 6 and the mobile phone 7, the business operator of the electronic money system 2, and the member store 3.

 First, users can apply for the campaign by making payments as usual without any special procedures other than registering at the member site 51 and applying for participation in the campaign. Therefore, there is no need to print discount coupons and bring them to the store. In addition, it is not necessary to present information about the campaign displayed on the screen on the mobile phone 7 to the store. For businesses using the electronic money system 2, the data in the registration database 53 and the transaction database 54 must be matched. Thus, the user can confirm the campaign notification of the member store 3 and confirm that the payment has been made at the member store 3, so that the effectiveness of the campaign advertisement can be grasped quantitatively. Therefore, it is possible to receive compensation from the member store 3 based on the notification effect.

 With regard to the member store 3, the number of customers and sales can be improved by guiding the user to the member store 3 using the electronic money system 2.

In the present embodiment, it is a principle that the member store 3 bears the funds for the Norwegian gift, and the member store 3 operates the electronic money system 2 according to the effect of the campaign announcement. The performance fee will be paid to the person.

 [0017] (2) Details of the embodiment

 FIG. 2 is a diagram illustrating an example of a network configuration according to the present embodiment.

 The network configuration of the present embodiment includes a mobile terminal 7, an electronic money system 2, an internet 4, a base station 5, an electronic money card 6, a user terminal 9 including a personal computer, member stores 3, 3, It is composed of electronic money terminals 8, 8, 8, etc. installed in… and functions as an electronic money distribution system.

[0018] The mobile phone 7 includes a browser, has an Internet connection function, and has an IC chip for an electronic money card and an antenna for communicating with the electronic money terminal 8, and the electronic money terminal 8 It is possible to increase (charge) and decrease (settlement) the value stored in the IC chip by performing short-range wireless communication.

 In the present embodiment, this IC chip is a non-contact type (a type that accepts access wirelessly), but a contact type (a type that accepts access by electrode contact) may be used.

 The mobile phone 7 can communicate with the electronic money system 2 via the base station 5 and can charge and settle the knowledge via the Internet 4.

 As described above, the mobile phone 7 can be charged and settled by the electronic money terminal 8, and can be charged and settled by the electronic money system 2 via the Internet 4.

 [0019] Here, "Ryu" is a concept corresponding to money in the electronic money management system, and is money information representing the amount of money value as electronic data.

 When an operator of the electronic money system 2 issues value, it collects the user's currency in the corresponding amount and distributes it according to the amount of payment to the member store 3 that has settled with Norue. 《Ryu and currency correspond.

The electronic money card 6 incorporates an IC chip and an antenna for communicating with the electronic money terminal 8, and can be charged and settled in the same manner as the mobile phone 7. Electric power for driving the IC chip is supplied wirelessly from the electronic money terminal 8.

The electronic money card 6 communicates with the electronic money system 2 via the user terminal 9. It can also be charged and settled via the Internet 4 like the mobile phone 7.

[0021] The user terminal 9 has a function of connecting to the Internet 4 and a function of performing a short-distance wireless connection with the electronic money card 6 by a device called a reader / writer equipped with an antenna. The communication of money system 2 can be mediated. Further, the user terminal ₉ includes a browser, can access various websites on the Internet 4, and can send and receive electronic mail.

 As described above, the electronic money card 6 can be charged and settled by the electronic money terminal 8, and can be charged and settled by the electronic money system 2 via the Internet 4.

 [0022] The electronic money system 2 is configured by a server device operated by an electronic money center operator.

 The electronic money system 2 is connected to the electronic money terminals 8, 8, 8,... Via the communication line, collects information on the value charging status and payment status from these electronic money terminals 8 as transaction information, and records history information ( Log data).

 In addition, the electronic money system 2 transmits money amount change information to the mobile phone 7 and the electronic money force 6 via the Internet 4, and executes the money amount change information with these IC chips, so that the electronic money card 6 and You can charge and pay with your mobile phone 7.

Further, the electronic money system 2 has a member site 51, and the member site 51 can also browse terminal device capabilities such as the mobile phone 7 and the user terminal 9.

 The member site 51 prepares a screen for a terminal such as a personal computer and a screen for a mobile phone, and supports both.

 Further, the electronic money system 2 can send an e-mail to the mobile phone 7 or an e-mail address designated by the user.

[0024] The electronic money terminal 8 is an access terminal for accessing the electronic money card 6 and the mobile phone 7, and is installed in the member store or incorporated in the accounting device (cash register) of the member store 3, etc. Equipped with a reader / writer with built-in antenna that communicates with 7 and electronic money card 6 It is.

 Then, the electronic money terminal 8 can transmit the amount change information to the mobile phone 7 or the electronic money card 6 to perform charging or settlement.

[0025] As described above, charging and settlement of value must be completed between the electronic money terminal 8 and the mobile phone 7 and between the electronic money terminal 8 and the electronic money card 6 to access the electronic money system 2. Therefore, it is possible to perform processing at high speed.

 The electronic money terminal 8 stores transaction information in which processing contents with the mobile phone 7 and the electronic money card 6 are recorded. For example, the electronic money terminal 8 transmits the transaction information to the electronic money system 2 by batch processing about once a day.

 This transaction information is analyzed by the electronic money system 2 and used to ensure the consistency between the knowledge and the currency, and also used to confirm whether or not the user has made a settlement corresponding to the campaign.

FIG. 3A is a block diagram showing an example of the hardware configuration of the electronic money card 6.

 Electronic money card 6. A CPU (Central Processing Unit) 21, a high frequency circuit 22, an antenna 26, a ROM (Read Only Memory) 23, a RAM (Random Access Memory) 24, an EEPROM (Electrically Erasable and Programmable ROM) 25, and the like are included.

 These elements are formed on an IC chip embedded in the electronic money card 6. However, the antenna 26 is composed of an antenna line extending around an elliptical curve around the outer edge of the electronic money card 6 or on the diagonal line of the electronic money card 6, and the end is connected to the IC chip. RU

 The CPU 21 is a central processing unit that performs information processing according to various programs stored in the ROM 23 and the EEPROM 25.

 Further, the CPU 21 can perform short-range wireless communication with the electronic money terminal 8 via the antenna 26 and the high-frequency circuit 22.

[0028] The antenna 26 is an antenna for performing short-distance wireless communication with an antenna built in the reader / writer. Further, the antenna 26 generates electric power for driving the electronic money card 6 with radio waves of a reader / writer power.

[0029] The high-frequency circuit 22 also converts the high-frequency signal transmitted to the antenna 26 to the digital signal by the reader / writer force and outputs it to the CPU 21, or conversely converts the digital signal output by the CPU 21 to the high-frequency signal. To the reader / writer.

[0030] The RAM 24 is a read / write memory as needed to provide a working memory when the CPU 21 performs information processing.

 The RAM 24 is capable of holding the stored contents while power is being supplied to the electronic money card 6. If the supply of power stops, the stored contents are lost.

 The ROM 23 is a read-only memory that stores basic programs, parameters, data, and the like for causing the electronic money card 6 to function.

[0031] EEPROM (Electrically Erasable and Programmable ROM) 25 is a ROM capable of writing and erasing information. The information stored in the EEPROM 25 is maintained even when power is not supplied to the electronic money card 6.

 Various programs and data are stored in EEPROM25! RU

 The data includes the current value balance, log data related to past transactions, and the electronic money function unit ID, which is unique information for the electronic money system 2 to identify the electronic money card 6.

 As a program, for example, there is a value processing program for processing value, and by executing this program, the CPU21 exhibits a communication function with the electronic money terminal 8, a charge function based on amount change information, and a settlement function. To do.

FIG. 3B is a block diagram schematically showing the functional configuration of the electronic money card 6. The knowledge processing unit 28 is configured by the CPU 21 executing a value processing program.

The storage unit 29 is formed in the EEPROM 25 and stores a value balance, an electronic money function unit ID, log data, and the like. The terminal communication unit 27 is formed by using the antenna 26 and the like, and receives a change in the amount from the reader / writer unit 8a of the electronic money terminal 8 and validates it. Input to the user processing unit 28.

 The knowledge processing unit 28 increases (charges) or reduces (settens) the balance of the knowledge stored in the storage unit 29 by the amount specified in the amount change information.

 In addition, various commands such as a command for referring to the value balance and a command for referring to the electronic money function unit ID are prepared, and the knowledge processing unit 28 is designated by these commands. Information processing is performed.

Here, the amount change information will be described in more detail.

 The amount change information includes an addition command and a subtraction command. The addition command and subtraction command are accompanied by an amount as a parameter, and the value processing unit 28 increases or decreases the value by this amount.

 For example, when the value balance stored in the storage unit 29 is 5000 yen and the settlement amount is 1000 yen, the electronic money terminal 8 generates a subtraction command for reducing 1000 yen and transmits it to the terminal communication unit 27. Then, the knowledge processing unit 28 executes this subtraction command, and updates the balance of the knowledge stored in the storage unit 29 to 5000 yen 1 1000 yen = 4000 yen.

[0034] The amount change information can also be configured by an overwrite command.

 In this case, the electronic money terminal 8 calculates the value balance after addition / subtraction, and overwrites the knowledge balance in the storage unit 29 with this amount.

 For example, consider a case where the value balance stored in the storage unit 29 is 5000 yen and the settlement amount is 1000 yen.

 The electronic money terminal 8 reads the current value balance of 5000 yen from the electronic money card 6 and calculates the balance after settlement of 5000 yen—1000 yen = 4000 yen. Then, the electronic money terminal 8 generates an overwrite command for overwriting the value balance to 4000 yen and transmits it to the terminal communication unit 27. Then, the knowledge processing unit 28 executes this overwrite command, and updates the balance of the knowledge stored in the storage unit 29 to 4000 yen.

As described above, it is also possible to combine the powers described when the amount change information is configured with the addition / subtraction command and the configuration with the overwrite command.

For example, an addition command can be used for charging, an overwrite command can be used for payment, an overwrite command can be used for charging, and a subtraction command can be used for payment. [0036] As described above, the electronic money card 6 constitutes a computer having a communication function, an information processing function, a storage function, etc., stores the monetary value as electronic data (value), and changes the monetary value. It functions as a payment terminal that changes the monetary value stored using information.

 FIG. 4 is a conceptual diagram showing an example of a functional configuration of the mobile phone 7.

 The telephone function unit 10 has a call mode for making a call and an application mode for providing various application functions, and can be switched by a user operation. In the present embodiment, the mobile phone 7 is used in the application mode.

 The telephone function unit 10 includes a CPU and a storage unit that stores various application programs. Various application functions can be exhibited by executing these application programs on the CPU.

The electronic money application unit 15 is formed by executing an electronic money application program on the CPU of the telephone function unit 10.

 The electronic money application unit 15 can access both the electronic money system 2 and the electronic money function unit 12, receives money amount change information from the electronic money system 2, inputs it to the electronic money function unit 12, and receives the electronic money function Part 12 can be charged and settled.

 [0039] The electronic money application unit 15 displays the balance of the money stored in the electronic money function unit 12 on the display of the mobile phone 7, or information unique to the electronic money function unit 12. An electronic money function unit ID can be read from the electronic money function unit 12 and displayed on the display, or transmitted to the electronic money system 2, and various functions can be exhibited.

 Other applications of the telephone function unit 10 include a browser for browsing the member site 51 and an application for sending / receiving and displaying e-mails.

The electronic money function unit 12 includes an IC chip and an antenna having the same configuration as that embedded in the electronic money card 6. Connected to application section 15.

 Similar to the electronic money card 6, the electronic money function unit 12 includes a terminal communication unit 16, a value processing unit 17, and a storage unit by executing a value processing program stored in the EEPRO M in the IC chip. 18 etc. are formed.

The value processing unit 17 can receive money amount information from the electronic money system 2 via the interface unit 11 in addition to receiving money amount change information from the electronic money terminal 8 via the terminal communication unit 16.

 The knowledge processing unit 17 then increases or decreases the value balance stored in the storage unit 18 in accordance with the amount change information.

 The storage unit 18 stores an electronic money function unit ID, log data, and the like in addition to the value balance.

 [0042] As described above, the IC chip constituting the electronic money function unit 12 constitutes a computer having a communication function, an information processing function, a storage function, and the like, and the monetary value is converted into electronic data ( Function as a payment terminal that changes the monetary value stored using the amount change information.

 FIG. 5 is a diagram showing an example of a hardware configuration of the electronic money server 1 constituting the electronic money system 2.

 The electronic money server 1 functions as an information processing apparatus that performs information processing for distributing electronic money.

 It is assumed that the electronic money system 2 is configured by a single electronic money server 1 for the sake of simplicity. The electronic money server 1 is configured by connecting a CPU 31, a ROM 32, a RAM 35, a communication control unit 33, a storage unit 36, and the like via a bus line!

The CPU 31 performs various types of information processing according to a predetermined program. In the present embodiment, for example, the member site 51 is operated, or the participation registration database 53 and the transaction database 54 are matched to return a value gift to a user who uses the campaign. Specific processing contents will be described later using flowcharts. The ROM 32 is a read-only memory, and stores basic programs and parameters for operating the electronic money server 1.

 The RAM 35 is a readable / writable memory, and provides a working memory for the CPU 31, loads and stores programs and data stored in the storage unit 36, and the like. The communication control unit 33 is a control unit for communicating with the electronic money terminal 8 or communicating with the mobile phone 7 or the electronic money card 6 via the Internet 4.

[0045] The storage unit 36 is configured using a large-capacity storage device such as a disk or a disk, for example, and includes a program storage unit 38 storing various programs and a data storage unit 39 storing data. RU

 The program storage unit 38 operates an OS that is a basic program for causing the electronic money server 1 to function, a member site 51, a registration program for registering participation in a campaign, and a user authentication program. Authentication program, transaction processing program that communicates with electronic money card 6 and mobile phone 7 for charging and settlement, participation registration database 53 and transaction database 54 are matched to extract the transactions targeted for the campaign The value gift processing program that calculates the amount of money and other programs are stored.

 [0046] In the data storage unit 39, a member database 55 storing information of users registered as members in the member site 51, a member store database 56 storing member store information, and users participating in the campaign are stored. A registered registration database 53 and a transaction database 54 storing transaction information with the mobile phone 7 and the electronic money card 6 are stored.

 FIG. 6 is a diagram showing an example of a logical configuration of the member store database 56.

 The member store database 56 is made up of “business”, “member store ID”, “member store name”, “terminal ID”, and other items (member store postal code, address, telephone number, etc.). .

 The “operator” stores the name of the operator (corporate name, natural person name, etc.) that operates the member store. An operator may have multiple member stores or a single member store.

In the example shown in the figure, the operator “Ogai Burger Co., Ltd.” operates multiple member stores such as Shibuya Branch and Osaka Branch as member stores, and the operator “Goro Yamada” The restaurant “Izakaya Yamada” is operated as a single member store.

 Although not shown, each business operator has a business operator ID for identifying the business operator.

 [0048] In the "Merchant ID" is stored an I blueprint for identifying each member store! Merchant ID is used to identify merchants when managing various information about merchants

The “member store name” stores the name of the member store.

 The “terminal ID” stores the terminal ID of the electronic money terminal 8 installed in each member store.

 The electronic money system 2 can identify the member store 3 from the member store ID, and can also identify the member store 3 by searching the transaction database 54 for the terminal ID.

FIG. 7A is a diagram showing an example of a logical configuration of the member database 55.

 The member database 55 stores user information such as “electronic money function unit ID”, “user name”, “user password”, “email address”, “address”, and the like.

 The “electronic money function unit ID” is information for identifying the Ic chip of the electronic money card 6 or the mobile phone 7 owned by the user.

 “User name” is the name of the user. The figure also shows the power of katakana names. In addition, names in kanji are also stored.

 “User password” is password information for the electronic money system 2 to authenticate the user.

 [0050] In the present embodiment, the electronic money function unit ID, the user name, or the e-mail address is used as the user ID, and the electronic money system 2 is used when the user logs in to the member site 51. Prompt for an ID, username or email address and identify the user by searching these values in the member database 55. At this time, you may be asked to enter a nosword. In addition, issue a user ID for each user and centrally manage the electronic money function part IDs of the electronic money card 6 and mobile phone 7 owned by the user.

“E-mail address” is the email address of the user's mobile phone 7 This is the e-mail address used on user terminal 9. Multiple e-mail addresses can be registered for one user.

 Since the e-mail address is integrally linked to the mobile phone 7, when the e-mail system 2 receives an e-mail from the mobile phone 7, the e-mail address is searched in the member database 55 for the user. Can be specified.

 “Address” is the address of the user's residence. You can also register your work address. In addition, registering postal codes (since postal codes have a hierarchical structure) is advantageous when narrowing down the users who are campaign targets.

 [0051] Other user information includes "gender", "birth date", "phone number", and the like. In addition, credit information such as “credit number”, “credit phone number”, “credit expiration date”, “credit security code”, etc. is registered and the user can purchase a credit from a credit card. You can also

Furthermore, the issue information can be stored in the member database 55.

 In the electronic money distribution system, there can be one or more issuers of value called issue. The issued value can be used at any electronic money terminal 8 regardless of the issue.

 In this way, when there is an issue, issue is issued by issue, and value is distributed by the operator of the electronic money system 2.

FIG. 7B is a diagram showing an example of a logical configuration of the participation registration database 53.

 The participation registration database 53 includes items such as “campaign ID”, “member store ID”, “campaign content”, “participant”, “participation date”.

 “Campaign ID” is a blueprint that identifies the campaign notification requested by the merchant 3 to the electronic money system 2.

 “Member” is the member store ID of member store 3 that hosts the campaign.

[0054] "Campaign contents" are specific contents of the campaign, such as discount contents (for example, 10% discount on the settlement price), campaign period (for example, visitors from May 1st to May 20th), campaign Application conditions (for example, visits to stores more than 10 times, payments over 5000 yen, can be used any number of times during the period). Also, for example, “Members in Chiyoda-ku ○ Town” “Woman in 20's” can also be registered as member extraction conditions for extracting the campaign notification email destination from members

“Participant” is the electronic money functional unit ID of the user who registered to participate in the campaign from the member site 51.

 “Participation date and time” is the date and time when the user registered for participation.

 In the present embodiment, the electronic money function unit ID is used as the user ID, but it is also possible to use an electronic mail address as the user ID. Alternatively, the participation registration database 53 can be configured to store both the electronic money function unit ID and the e-mail address.

FIG. 7 (c) is a diagram showing an example of a logical configuration of the transaction database 54.

 The transaction database 54 stores transaction information related to charges and payments made with the electronic money card 6 and the mobile phone 7.

 These pieces of transaction information are information stored in the electronic money system 2 that is transmitted from the electronic money terminal 8 by batch processing.

 The transaction information functions as history information that records the history of the electronic money terminal 8 accessing a payment terminal such as the electronic money card 6 or the mobile phone 7.

[0056] The transaction information includes "electronic money function unit ID", "charge", "settlement", and other items.

 The electronic money function unit ID is read when the electronic money terminal 8 accesses the electronic money card 6 or the mobile phone 7.

 Further, when communicating directly with the electronic money system 2 via the Internet 4, the electronic money system 2 reads from the electronic money card 6 or the mobile phone 7 through communication.

[0057] “Charge” is the member store ID of the member store 3 that charged, the terminal ID of the electronic money terminal 8, the date and time when the charge was made (for example, can be specified in seconds), the amount of money that was charged Etc. are recorded!

When the electronic money system 2 is directly charged via the Internet 4, the electronic money function unit ID is recorded in the electronic money system 2. As with “Charge”, “Payment” includes the member store ID of the member store 3 that made the payment, the terminal ID of the electronic money terminal 8 (or electronic money system 2), the date and time of payment, and the amount of the value that was settled. It is recorded.

 [0058] In this embodiment, since the merchant ID is included in the transaction information, it is possible to identify the merchant 3 directly from the transaction information. The terminal ID and the merchant ID are associated in the merchant database 56. Therefore, the member store 3 can be identified from the terminal ID even if the transaction information does not include the member store ID.

 If the product code of the product for which the user has settled is included in the transaction information and stored in the transaction database 54, the product purchased by the user can be identified, and the campaign for each product can be applied. It becomes possible.

Next, the procedure from when the user registers as a member until registration as a campaign advertisement will be described using the flowchart of FIG.

 In this example, the cellular phone 7 is used, but the user terminal 9 and other terminal devices can be used.

 First, the user accesses the member site 51 from the mobile phone 7 and requests member registration (step 5).

 This request can be made, for example, by inputting user information in the input field displayed on the user registration screen of the member site 51 and transmitting it to the electronic money system 2. The electronic money function unit ID can be configured so that the electronic money application unit 15 (Fig. 4) reads from the electronic money function unit 12 and transmits it to the electronic money system 2, or the user can use the key strength of the mobile phone 7. It can also be configured to input manually. More

The user can also set a password.

The electronic money server 1 receives user information from the mobile phone ₇ and receives a member database ₅

5 and register the user as a member of the member site 51 (step 10).

[0061] The member store 3 accesses the terminal-powered electronic money system 2 that can be connected to the Internet 4 to transmit information on the campaign, and requests campaign notification (step 15).

Note that the electronic money system 2 is a campaign notification registration queue for the member store 3. For example, you can enter the discount amount, campaign period, campaign application conditions, member extraction conditions, and other information.

 [0062] The electronic money system 2 issues a campaign ID for the content of the campaign advertisement transmitted to the member store's terminal power, stores it in the participation registration database 53, and registers the campaign (step 20). .

 In addition, the contents of the campaign advertisement can be sent to the electronic money business operator by fax, etc., and the person in charge of the electronic money business operator can enter it manually.

[0063] Next, the electronic money system 2 searches the member data base 55 for members corresponding to the member extraction condition, and extracts the corresponding members (step 25).

 The extraction conditions are, for example, those with an electronic money function unit ID in a predetermined range, issuer, issuer of electronic money card 6 (for example, an IC chip is incorporated into a membership card such as a convenience store, etc. (A convenience store with money function) Depending on the date of birth (a specific age, age, birthday, week or month to which the birthday belongs), users who satisfy the number and frequency of past payments at the merchant 3 and so on. A combination of conditions obtained by multiplying these conditions as matrix elements can also be used.

 Next, the electronic money system 2 creates a campaign notification mail, and the member who has extracted it sends it to the electronic mail address registered in the member database 55 (step 30).

 The mobile phone 7 receives the campaign notification mail from the electronic money system 2 and displays it on the display of the mobile phone 7.

 An example of the campaign notification mail displayed on the display is shown in Fig. 9 (a). As shown in this figure, in the campaign notification email, for example, when 10% of the settlement price is returned with value, the contents of the campaign (in the figure, it is named as a value coupon to be returned with a Norwegian gift). ) And a blank e-mail send button 60 is displayed.

The empty mail transmission button 60 is a button for transmitting an electronic mail whose content is blank (hereinafter referred to as an empty mail) to the electronic money management system 2. This is because mobile phone 7 is an electronic money system This is to notify e-mail address to the system 2.

 In addition, it is possible to obtain the same effect by clicking on the URL described in the email instead of sending an empty email, or pressing the button expressing the intention to participate in the campaign. To do.

[0065] Returning to FIG. 8, the user views the campaign notification mail and, when participating in the campaign, clicks the blank mail transmission button 60 to send the blank mail to the electronic money system 2 (step 35).

 When the electronic money system 2 receives the empty mail from the mobile phone 7, the electronic money system 2 searches the member database 55 for the electronic mail address of the mobile phone 7. Then, the electronic money function unit ID associated with the electronic mail address of the mobile phone 7 is specified.

 Then, an e-mail for displaying the campaign participation registration screen is transmitted to the mobile phone 7 (step 40).

 This e-mail is accompanied by a URL (Uniform Resource Locators) for accessing the member site 51, the campaign ID of the participating campaign, the electronic money function unit ID of the electronic money function unit 12, and the like.

[0066] The mobile phone 7 receives the electronic mail from the electronic money system 2, and displays the campaign participation registration screen on the display.

 An example of the campaign participation registration screen displayed on the display is shown in Fig. 9 (b). Detailed information about the campaign, such as the campaign period and discount amount, is displayed on the Yanpen participation registration screen.

 In this way, when the electronic money system 2 accepts registration of a store (member store 3) where a user uses a campaign, the electronic money system 2 uses the store (member store 3) of the payment terminal (electronic money card 6, mobile phone 7). The use condition presenting means to present the use condition (campaign application condition such as period) is provided.

[0067] In addition, URL 61 is displayed on the campaign registration screen together with the contents of the campaign.

The URL 61 is a URL for accessing the member site 51, and is accompanied by a campaign ID, an electronic money function unit ID, and the like as parameters. When the user clicks on the URL 61, the mobile phone 7 accesses the member site 51, and the electronic money function unit ID is transmitted to the electronic money system 2.

Returning to FIG. 8, the user clicks on the URL 61 to access the member site 51 and requests participation registration (step 45).

 The electronic money system 2 receives the access from the mobile phone 7 and acquires the electronic money function unit ID from the parameter attached to the URL 61.

 Then, the electronic money system 2 registers the participation of the user by adding the electronic money function unit ID to the campaign specified by the campaign ID in the participation registration database 53 (step 50).

 As described above, the electronic money system 2 includes registration acceptance means for accepting registration of a store (member store 3) that uses a payment terminal (electronic money card 6, mobile phone 7).

When the participation registration for the campaign is completed, the electronic money system 2 displays a participation registration notification screen as shown in FIG. 9 (c) on the member site 51.

 On the participation registration notification screen, a message indicating that the user has been registered for the campaign is displayed by displaying "Coupon is valid."

 As described above, the user completes registration for participation in the campaign. After that, simply go to Caro Alliance Store 3 and make the same payment as usual with the electronic money card 6 or mobile phone 7, and you can get the reward from the gift.

 In this way, the user can register to participate in the campaign simply by clicking the blank e-mail transmission button 60 and the registration screen URL 61, as well as benefit from the campaign without going through procedures such as printing a coupon. Can receive.

[0070] Next, a modification of the above procedure will be described. In the above example, a blank email was sent to the mobile phone 7 in step 30, but it is also possible to register for participation without sending a blank email.

 In this case, the electronic money system 2 omits steps 30 and 35, and transmits an electronic mail having the participation registration screen shown in FIG.

In this case, the URL 61 is a URL for accessing the member site 51 accompanied by a campaign ID or the like as a parameter. In step 45, when the user clicks on the URL 61, the mobile phone 7 accesses the member site 51, acquires its own e-mail address, and transmits it to the member site 51 together with the campaign ID.

[0071] This is because if the e-mail address is stored in a predetermined directory in the mobile phone 7, when the member site 51 is accessed, the mobile phone 7 acquires the e-mail address from the predetermined directory, and the electronic money system 2 To send to.

 If the electronic money function unit ID is stored in a predetermined directory, the electronic money function unit ID can be transmitted to the member site 51 when the URL 61 is pressed.

 In addition, instead of URL61, a button expressing the intention to participate in the campaign may be displayed, and the user may obtain the same effect by pressing this button.

 According to this modification, the user can register the campaign participation directly from the campaign notification mail, and can save the trouble of sending an empty mail.

[0072] In the above example, the mobile phone 7 is registered to participate in the campaign. However, the user terminal 9 (the terminal that can access the member site 51 may be any other terminal! /) Will be registered. This can be done in the same way.

 When the user site 9 is accessed to the member site 51, a login screen is displayed. The user logs in to the member site 51 after authenticating with a user ID (electronic money function unit ID, etc.) and password. The electronic money system 2 identifies a user through a login process.

 [0073] A campaign participation screen is prepared in the member site 51, and a list of campaigns requested by the member store 3 is displayed.

 In the campaign list, the contents of the campaign and the participation button are displayed, and the user requests participation registration by clicking the participation button of the campaign desired to participate.

 A campaign ID is associated with this participation button, and the electronic money system 2 registers the user in the participation registration database 53 by storing the electronic money function unit ID of the user in the corresponding campaign.

[0074] Next, the procedure for returning value using a gift gift using the flowchart of FIG. Will be described.

 In the following, the mobile phone 7 is used, but when the electronic money card 6 is used for registration, the electronic money card 6 is used.

 First, after registering to participate in the campaign, the user goes to the member store 3 and performs the settlement for the campaign with the value of the mobile phone 7 (step 100).

The electronic money terminal 8 stores the history as transaction information in a storage device after making a payment with the mobile phone 7. Transaction information includes transaction date, transaction hour, minute, second, member store 3 member ID, electronic money terminal 8 terminal ID, electronic money function unit 12 electronic money function unit ID, electronic money function unit 12 Transaction number (stored in storage 18 and read by electronic money terminal 8 at the time of charge / settlement), transaction amount, transaction settlement or charge, transaction number of electronic money terminal 8, and other information It is.

[0076] When the person in charge at member store 3 performs a closing operation, electronic money terminal 8 performs batch processing on transaction information stored in the storage device from the previous closing to the current closing in an electronic money system. (Step 105).

 The electronic money system 2 receives the transaction information from the electronic money terminal 8 and stores it in the transaction database 54.

 As described above, the electronic money system 2 acquires the history information (transaction information) from the access terminal (electronic money terminal 8) that the access terminal has accessed the payment terminal (electronic money card 6, mobile phone 7). Provide information acquisition means.

[0077] Next, the electronic money system 2 performs a matching process between the participation registration database 53 and the transaction database 54 to extract a transaction to be campaigned, and totals the amount to be returned as a value gift for each user (step 115).

 This matching process is performed at a preset date and time, for example. If the gift is returned at the end of the month, the matching process is performed after the month.

In this matching process, first, a user who participates in the campaign and has traded at the member store 3 is extracted (first stage).

Specifically, the electronic money system 2 refers to the participation registration database 53, and the affiliated store 3 that conducts the campaign 3 the affiliated store ID, the campaign period, and the participation registration Acquire the ID of the electronic money function part of the one, and extract transaction information corresponding to these information in the transaction database 54.

 As described above, the electronic money system 2 includes a store specifying means for specifying the member store 3 in which the electronic money terminal 8 is installed from the history information (transaction information) acquired from the electronic money terminal 8 by the member store ID. Yes.

[0079] Next, the electronic money system 2 narrows down the transaction information extracted in the first stage that satisfies the application conditions defined in the contents of the campaign (second stage).

 For example, if the campaign content returns value gifts to everyone, all the transaction information extracted in the first stage is eligible for return.

 In this case, the electronic money system 2 stores the store that has received registration by the registration receiving means (the registration function to the participation registration database 53) (the member store 3 that has been registered for participation) and the store ( If the member store 3) has settled, send the amount change information to send the amount change information to increase the monetary value (value) to the settlement terminal (electronic money card 6, mobile phone 7) Means.

[0080] In addition, when the campaign content is a settlement at the member store 3 at a predetermined number of times or more during the campaign period, the electronic money system 2 determines the number of settlements during the campaign period for each user. The transaction information settled at the member store 3 more than a predetermined number of times is extracted.

 In addition, if the campaign contents require that the settlement amount for one transaction is greater than or equal to a predetermined amount, the transaction information is extracted from the transaction information if the settlement amount for one transaction is greater than or equal to the predetermined amount.

 Furthermore, if the campaign content is available many times during the campaign period, all transaction information during the campaign period is extracted.

 In this way, the electronic money system 2 satisfies whether the above-mentioned usage conditions (the usage conditions of the electronic money card 6 and the mobile phone 7 in the campaign) are satisfied from the acquired history information (transaction information). A confirmation means for confirming is provided.

Next, the electronic money system 2 calculates the value gift value to be returned to the user using the transaction information and the campaign contents narrowed down in the second stage (third stage). For example, when the campaign content is that a predetermined percentage of the payment amount is reduced, the predetermined ratio of the payment amount is calculated, and the calculated value is set as the value gift amount. In addition, if the campaign content is to return a certain amount of money uniformly, this fixed amount will be the value gift value.

 As described above, the electronic money system 2 calculates the value gift value for each user participating in the campaign.

[0082] After performing the matching process, the electronic money system 2 notifies the user who is eligible for the return of the value gift that he / she is eligible to receive the gift (hereinafter referred to as the gift gift notification email). ) Is generated and sent to the user's mobile phone 7 (step 120).

 The mobile phone 7 receives the value gift notification mail from the electronic money system 2 and displays it on the display of the mobile phone 7.

 An example of a value gift notification email displayed on the display is shown in Fig. 11 (a). As shown in this figure, in the gift gift notification e-mail, for example, the return amount (1000 yen in the figure) for the current month gift, the details, and the empty mail send button 65 are displayed. . The empty mail transmission button 65 is a button for transmitting an empty mail to the electronic money system 2. As a result, the mobile phone 7 notifies the electronic money system 2 of the e-mail address. Alternatively, you can obtain the same effect by clicking the URL described in the email that is not sent by sending a blank email, or by pressing the button that generates the Nore Add Request command. Will be described later.

 Also, the e-mail address that is the destination of the empty mail is different from the e-mail address of the empty mail that is sent by the previous empty mail send button 60, so that the electronic money system 2 Identify and send empty emails to receive Liu gifts and campaign registrations.

[0084] Returning to FIG. 10, when the user browses the value gift notification mail and receives a reward for the new gift, the user clicks the empty mail send button 65 and sends an empty mail or a request to add a new command to the electronic money system 2. (Step 125).

When the electronic money system 2 receives the empty mail from the mobile phone 7, the electronic money system 2 Search the e-mail address in the member database 55 to identify the user.

 Then, the mobile phone 7 transmits an e-mail for displaying a gift gift screen for receiving a value gift (step 130).

 This e-mail contains the URL for accessing the website for making value gifts operated by the electronic money system 2 (hereinafter referred to as “nore gift receiving site”). May be attached as parameters.

 [0085] The mobile phone 7 displays a value gift screen on the display.

 An example of the value gift screen displayed on the display is shown in Fig. 11 (b). URL66 is displayed on this screen.

 URL66 is a URL for accessing the gift gift receiving site, and includes information for identifying the user (electronic money function ID of mobile phone 7) and the amount of value gift as parameters. .

 When the user clicks on the URL 61, the mobile phone 7 accesses the value gift site, and information for specifying the user and the value of the value gift are transmitted as parameters to the electronic money system 2.

Returning to FIG. 10, when the user clicks on URL 66, the mobile phone 7 accesses the gift gift site and makes a charge request with the gift gift.

 Then, charge processing is performed between the mobile phone 7 and the electronic money system 2 as follows (step 135).

 First, when receiving an access from the mobile phone 7, the electronic money system 2 recognizes the electronic money function unit ID and the value gift value from the parameters attached to the URL 66.

Then, the electronic money system 2 generates amount change information for charging the amount for the value gift, and transmits it to the mobile phone 7.

 The cellular phone 7 receives this amount change information and inputs it to the value processing unit 17. The value processing unit 17 uses the amount change information to increase the value balance stored in the storage unit 18 by the amount of the value gift and charges it.

[0088] In the above example, the empty mail sent in step 125 is sent without sending the empty mail. U-gift notification e-mail power It is possible to charge the value gift directly.

 In this modification, the empty mail transmission button 65 shown in FIG. 11A is replaced with, for example, a URL similar to URL 66 or an addition request button for generating a value addition request command.

 When the user presses a URL or an addition request button, the mobile phone 7 accesses the electronic money system 2 and charges value in the same manner as in Step 135.

 In this modification, steps 125 and 130 can be omitted.

In the above example, the value gift is received by the mobile phone 7, but the value can also be received by the electronic money card 6 using the user terminal 9.

 The procedure in this case is as follows.

 When the user receives the value gift notification mail, the user sets the electronic money card 6 in the user terminal 9 and accesses the member site 51 from the user terminal 9.

 Then, the user inputs the electronic money function unit ID and password of the electronic money card 6, receives user authentication by the electronic money system 2, and logs in to the member site 51. The electronic money function unit ID may be configured such that the user terminal 9 reads from the electronic money card 6 and transmits it to the member site 51. The electronic money system 2 identifies the user by user authentication.

[0090] The member site 51 has a link to a gift gift receiving site, and the user selects this to access the gift gift site.

 When the electronic money system 2 accesses the user power value gift receiving site, the details of the value gift to be returned to the user are displayed on the screen.

 Then, when the user power S value site is instructed to charge with a gift gift, the electronic money system 2 generates amount change information for increasing the amount of the value gift and transmits it to the electronic money card 6.

 In the electronic money card 6, the value processing unit 28 uses the amount change information to charge the value of the value stored in the storage unit 29 by an amount equivalent to the value gift.

[0091] The force described in the present embodiment has the following effects. it can.

 (1) Once registered in the campaign, the user can receive profits from the campaign simply by making a settlement with value at the target member store 3 as usual.

(2) By requesting campaign notification from the electronic money system 2, the member store 3 can guide the user to the member store 3 and attract customers.

 (3) Since the user registers in the campaign in advance, it can be confirmed that the user has visited the member store 3 by the campaign notification.

 (4) By matching the participation registration database 53 and the transaction database 54, it is possible to quantitatively grasp the effects of campaign notifications. Reward can be paid to the business operator of electronic money system 2.

 (5) The ability campaign notification mail can be sent by narrowing down the users who can expect to participate in the campaign according to the member extraction conditions.

 (6) If the campaign is applied as many times as possible during the campaign period, the number of so-called repeaters can be increased and the sales of the member store 3 can be improved.

 [0092] (Variation 1)

 Next, Modification 1 according to the present embodiment will be described.

 In recent years, a system (so-called affiliate) has been widely used in which advertisements linked to a company's website are placed on the website, and when a customer purchases a product via the advertisement, a reward is paid to the website publisher. Has been.

 And on websites called blogs where individuals update their daily descriptions in a diary format, many affiliate advertisements are used.

 In Modification 1 according to the present embodiment, the campaign notification of the member store 3 is placed on a third party website, and the user makes a payment at the member store 3 via the campaign notification. It will return value gifts to website publishers.

FIG. 12 is a diagram showing an overall configuration of the first modification. The same components as those in the above-described embodiment are denoted by the same reference numerals, and the description of overlapping functions is simplified or omitted. And

 In the first modification, in addition to the member site 51 (not shown) in FIG. 1, an introducer site 70 operated by a third party is provided.

 The introducer site 70 is a website operated by a person who is a third party with respect to the business of the electronic money system 2 such as an individual or a business.

 The introducer site 70 is, for example, a so-called mail magazine that distributes information like a magazine by e-mail in addition to a website that can be viewed from a mobile phone 7 or a user terminal 9 such as a blog or a store on the network. Use it.

[0094] Although not shown, the electronic money system 2 has an introducer database in which the operator of the introducer site 70 (hereinafter referred to as an introducer) is registered, so that the introducer can be identified by the introducer ID. It has become.

 The items registered in the introducer database are the same as the items registered in the participation registration database 53. The electronic money function ID of the electronic money card 6 or mobile phone 7 owned by the introducer and the electronic E-mail address is memorized! RU

 Thus, the introducer site 70 functions as a website associated with other payment terminals (introducer's electronic money card or mobile phone).

FIG. 13 shows an example of the appearance of the introducer site 70.

 In this example, the introducer site 70 is in the form of a blog, and the introducer begins to follow daily events.

 Then, on the introducer site 70, campaign announcements are appropriately arranged by the introducer. This campaign notification has embedded connection information to the member site 51 and functions as store information in which connection information to a predetermined registered website is embedded.

 The electronic money system 2 operates a website that supports the work of introducing the campaign notice to the introducer site 70 by the introducer. After introducing the introducer into the introducer database, the introducer can use the appropriate website. It is easy to specify a campaign announcement and place it on your referrer site 70.

[0096] In the example of the figure, campaign notification 65 is arranged in the description on April 30, and campaign notification 66 is arranged in the description on April 25 !. When the user views the introducer site 70 and selects the campaign notification 65 or the campaign notification 66, the campaign participation registration screen of the campaign on the member site 51 is automatically accessed.

Next, the procedure for carrying out the campaign advertisement in Modification 1 will be described according to the numbers shown in parentheses in FIG.

 (1) The user accesses and browses the mobile phone 7 (not shown, but other terminals such as the user terminal 9 may be used!).

 User power When a campaign advertisement is clicked on the introducer site 70 and selected, the mobile phone 7 automatically accesses the member site 51.

 Then, the campaign participation registration screen by the member site 51 is displayed on the display of the mobile phone 7, and the user registers participation in the campaign from this campaign participation registration screen.

 [0098] As described above, the electronic money system 2 is configured such that the store information is stored in a user terminal that presents store information (campaign advertisement) in which connection information to a predetermined registration website (member site 51) is embedded. A registration website presenting means for accepting a connection from the user terminal according to the connection information and presenting the registration website on the user terminal when selected;

 When the user accesses the member site 51, the introducer ID of the introducer site 70 is transmitted to the electronic money system 2, and the electronic money system 2 identifies the introducer who passed through when the user accessed the member site 51. It becomes possible to identify.

 [0099] (2) When a user registers for participation in a campaign at the member site 51, the electronic money system 2 stores information about the user in the participation registration database 53 and opens an introducer site 70. The introducer ID of the presenter is stored in association with the user.

 An example of the logical configuration of the participation registration database 53 is shown in FIG. As shown in the figure, in the participation registration database 53, an introducer ID is stored in association with the participating user in addition to the same items as those in the embodiment described above.

[0100] (3) Returning to FIG. 12, after registering the participation, the user visits the member store 3 to purchase the product, and uses the mobile phone 7 (the electronic money card 6 if the electronic money card 6 is registered). Make a payment (4) Transaction information is transmitted from the member store 3 to the electronic money system 2, and the electronic money system 2 stores it in the transaction database 54.

 (5) The electronic money system 2 matches the participation registration database 53 and the transaction database 54, and extracts the transaction information that is the target of the campaign.

 Next, the electronic money system 2 identifies the campaign target user from the extracted transaction information, and further identifies the introducer ID associated with the user.

 Next, the electronic money system 2 calculates the value gift value to be returned to the user and the introducer using the extracted transaction information.

[0101] (6) Next, the electronic money system 2 connects the user with the mobile phone 7 (or electronic money card 6 if registered with the electronic money card 6) to the value gift receiving site through a campaign notification mail or the like. The amount change information for increasing the value gift value is sent to the mobile phone 7.

 The mobile phone 7 charges using this amount change information.

 (7) —On the other hand, the electronic money system 2 uses an e-mail or the like to instruct the introducer to connect to the new gift receiving site, and similarly, the value gift amount is placed on the introducer's mobile phone or electronic money card. Charge value.

 The amount of value gifts returned to the introducer is determined by a contract between the introducer and the electronic money system 2 business.

 [0102] As described above, the electronic money system 2 uses the registration accepting means (registration function to the participation registration data base 53) to register the store (member store 3 that participated and registered) and the store identification. When the store specified by the means (Member 3 that has settled) is successful, the amount of money (value) is increased with respect to the other settlement terminals (introducer's electronic money card or mobile phone). Send amount change information.

 [0103] Modification 1 can provide the following effects.

 (1) Campaign announcements can be made widely using the introducer site 70.

 (2) Since the campaign is widely announced, the member store 3 can further increase the ability to attract customers.

(3) The introducer will get a success fee for the campaign notification according to the user's usage record. Can do.

 [Variation 2]

 Next, Modification 2 according to the present embodiment will be described.

 In restaurants, etc., customers are often gained due to the reputation of so-called word of mouth.

 Therefore, in Modified Example 2, one user (hereinafter referred to as an introducing user) introduces another user (hereinafter referred to as an introduced user) Minoko Merchant 3 and the introduced user becomes a target of the campaign at the Merchant 3 If you do this, provide value gifts to both the introducing user and the introduced user.

 FIG. 15 is a diagram showing an overall configuration of the second modification. The same constituent elements as those in the embodiment described above are denoted by the same reference numerals, and the description of overlapping functions is simplified or omitted.

 The mobile phone 7a is a mobile phone of the introducing user, and the mobile phone 7b is a mobile phone of the introduced user. It is assumed that both the introducer and the referee are members of the member site 51. These mobile phones have a function of photographing a two-dimensional code using a camera function, recognizing URLs included therein, and connecting to a website using the URL.

[0106] In the store site which is the website of the member site 51 and the member store 3, connection information for connecting to the campaign participation registration screen of the member store 51 of the member site 51 (for example, in the URL of the member site 51) 2D code with embedded campaign ID as a parameter). A similar two-dimensional code 73 is also printed on the advertising poster 72 of the member store 3.

 These member site 51, store site 74, and poster 72 function as a two-dimensional code transmission medium, and the introducing user may acquire the two-dimensional code from any of them.

 In this manner, the two-dimensional code has embedded connection information to the member site 51 and functions as store information in which connection information to a predetermined registration website is embedded. In addition, although a two-dimensional code is used in this modification, bar codes and other information that are not limited to this can be used.

[0107] The user introduction procedure using the two-dimensional code is explained below according to the numbers in parentheses in the figure. Light up.

 (1) For example, when an introductory user visits member store 3 and wants to introduce member store 3 to a friend or the like, a two-dimensional code is photographed with mobile phone 7a from member site 51, store site 74, or posta 72. The image data is stored.

(2) Next, the introducing user and the introducer transmit the contents of the two-dimensional code and the electronic manager function part ID of the mobile phone 7a from the mobile phone 7a to the mobile phone 7b. This transmission is performed, for example, by an application provided in the mobile phones 7a and 7b.

 Specifically, for example, the mobile phone 7a generates a two-dimensional code including the contents of the photographed two-dimensional code and its own electronic money terminal ID from the photographed two-dimensional code, and displays it on the display. The mobile phone 7b can be sent by taking a picture with the camera function. In addition, the member site 51 URL, campaign ID, and introducer's electronic money function part ID (by the introducer's login procedure) The electronic money system 2 can identify the electronic money function part ID of the introducer, etc.) and display it on the member site 51, which can be photographed with the camera function of the mobile phone 7a. Well ...

[0109] Alternatively, since the mobile phones 7a and 7b both include the terminal communication unit 16 (Fig. 4), the mobile phone 7a and the mobile phone 7b are placed close to each other and wireless communication is performed between the mobile phones 7a and 7b. The contents of the dimension code and the electronic money function part ID of the mobile phone 7a can be transmitted.

 Furthermore, when the introducer and the referee are physically separated, the contents of the two-dimensional code and the electronic money function part ID of the mobile phone 7a are transmitted from the mobile phone 7a to the mobile phone 7b via the Internet 4. You may do it. At this time, you can also attach a message such as “This restaurant is delicious.

 In addition, any device can be used as long as it can transmit the contents of the two-dimensional code and the electronic money function unit ID of the mobile phone 7a from the mobile phone 7a to the mobile phone 7b. In this way, the two-dimensional code transferred to the mobile phone 7b is transferred from the terminal (mobile phone 7a) associated with another payment terminal (electronic money function unit 12 of the mobile phone 7a) to the user terminal (mobile phone 7b). Is functioning as being transferred to.

[0110] (3) The introduced user changes the mobile phone 7a to the mobile phone 7b. When the electronic money function unit ID is received, the mobile phone 7b is connected to the member site 51 using this ID and registered to participate in the campaign.

 At this time, the mobile phone 7b transmits the electronic money function unit ID of the mobile phone 7a received from the mobile phone 7a to the member site 51 by the function of the application.

 (4) Based on this, the electronic money system 2 recognizes that the introduced user has registered for participation through the introduction of the introducing user, and associates the introducing user with the introduced user in the participation registration database 53. Remember.

(5) The introduced user visits the member store 3 and makes a payment with the value of the mobile phone 7b.

 (6) The member store 3 transmits the transaction information to the electronic money system 2, and the electronic money system 2 stores this in the transaction database 54.

 (7) The electronic money system 2 matches the participation registration database 53 and the transaction database 54, and extracts the transaction information that is the target of the campaign.

 Next, the electronic money system 2 identifies the introduced user to be campaigned from the extracted transaction information, and further identifies the electronic money function unit ID of the introducing user associated with the introduced user.

 Next, the electronic money system 2 calculates the amount of value gifts to be returned to the introduced user and the introduction user using the extracted transaction information.

(8) Next, the electronic money system 2 instructs the introducing user to connect to the value gift receiving site through a campaign notification mail or the like, and charges the mobile phone 7b with the value for the value gift.

 (9) Next, the electronic money system 2 instructs the introduced user to connect to the value gift site through a campaign notification mail or the like, and charges the mobile phone 7a with the value gift value.

[0113] As described above, the electronic money system 2 uses the registration accepting means (registration function to the participation registration data base 53) to accept a store (member store 3 that participated and registered) and the store identification. When the store specified by the means (settled member store 3) is successful, the amount change information for increasing the monetary value (value) is sent to the other settlement terminal (cell phone 7a). . According to the second modification, the following effects can be obtained.

 (1) The referral user power can also convey the campaign advertisement to the introduced user, and if the introduced person makes a payment subject to the campaign, both the introducer and the introduced person can receive a return from the Palue Gift. .

 (2) Since the campaign advertisement is communicated to the people, the member store 3 can further increase the ability to attract customers.

Claims

The scope of the claims

 [1] A monetary value amount is stored as electronic data, and a payment terminal for changing the stored monetary value amount using the amount change information, and a payment terminal installed in the store and accessing the payment terminal to obtain the amount change information An information processing device used in an electronic money distribution system configured using an input access terminal,

 Registration acceptance means for accepting registration of a store that uses the payment terminal;

 History information acquisition means for acquiring history information that the access terminal has accessed the payment terminal from the access terminal;

 The acquired history information power A store specifying means for specifying a store where the access terminal is installed,

 Amount change that transmits amount change information for increasing the amount of money value to the settlement terminal when the store that has received registration by the registration receiving portion matches the store that has been specified by the store specifying portion. Information transmission means;

 An information processing apparatus comprising:

 [2] When accepting store registration by the registration accepting means, use condition presenting means for presenting use conditions at the store of the settlement terminal;

 The presented usage conditions are satisfied from the acquired history information! A confirmation means to confirm whether or not to speak,

 The money amount change information transmitting means transmits money amount change information to the settlement terminal when the confirmation means confirms that the use condition is satisfied! /. The information processing apparatus described in 1.

 [3] user identification information accepting means for accepting registration of user information for identifying a user of the settlement terminal which is a mobile phone;

 An extraction condition registration means for accepting registration of an extraction condition for extracting a specific user, and a search for searching for a user who satisfies the extraction condition registered by the extraction condition registration means from the user information accepted by the user identification information acceptance means Means,

Store information presenting means for presenting specific store information on a settlement terminal which is the mobile phone of the searched user; The information processing apparatus according to claim 1 or 2, further comprising:

[4] In a user terminal that presents store information embedded with connection information to a predetermined registered website,

 User terminal identification information receiving means for receiving registration of user information for identifying a user of the user terminal;

 An extraction condition registration unit that receives registration of an extraction condition for extracting a specific user, and searches for a user that satisfies the extraction condition registered by the extraction condition registration unit from the user information received by the user terminal identification information reception unit. Search means; store information presentation means for presenting specific store information on the user terminal of the searched user;

 The information processing apparatus according to claim 1 or 2, further comprising:

[5] In a user terminal that presents store information embedded with connection information to a predetermined registration website,

 A registration website presenting means for accepting a connection of the user terminal based on the connection information and presenting the registration website on the user terminal when the store information is selected;

 3. The information processing apparatus according to claim 1, wherein the registration accepting unit accepts store registration at the presented registration website.

[6] The store information is presented on a website associated with another payment terminal, and the money amount change information transmitting unit is specified by the store that has received registration by the registration receiving unit, and specified by the store specifying unit. 6. The information processing apparatus according to claim 5, wherein when the matched stores match, the amount change information for increasing the amount of money value is transmitted to the other settlement terminal.

 [7] The store information is transferred to the user terminal terminal power associated with another payment terminal,

The money amount change information transmitting means, when the store accepting registration by the registration accepting means matches the store specified by the store specifying means, to the other settlement terminal 6. The information processing apparatus according to claim 5, wherein the money amount change information for increasing the money value is transmitted.

 A payment terminal that stores the monetary value amount as electronic data and changes the stored monetary value amount using the amount change information, and an access that is installed in the store and accesses the payment terminal and inputs the amount change information An information processing method performed by an information processing apparatus used in an electronic money distribution system configured using a terminal,

 The information processing apparatus includes a registration receiving unit, a history information acquiring unit, a store specifying unit, and an amount change information transmitting unit.

 A registration acceptance step for accepting registration of a store that uses the payment terminal by the registration acceptance means;

 A history information acquisition step of acquiring history information that the access terminal has accessed the payment terminal from the access terminal by the history information acquisition means;

 A store specifying step of specifying a store where the access terminal is installed and V-stored from the acquired history information by the store specifying means;

 Amount to increase the monetary value for the payment terminal when the store whose registration is received by the registration receiving unit and the store specified by the store specifying unit match in the amount change information transmitting unit An information processing method comprising: an amount change information transmission step for transmitting change information.