WO2004086194A3 - Method and system for promoting usage of financial accounts - Google Patents

Method and system for promoting usage of financial accounts Download PDF

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Publication number
WO2004086194A3
WO2004086194A3 PCT/US2004/008844 US2004008844W WO2004086194A3 WO 2004086194 A3 WO2004086194 A3 WO 2004086194A3 US 2004008844 W US2004008844 W US 2004008844W WO 2004086194 A3 WO2004086194 A3 WO 2004086194A3
Authority
WO
WIPO (PCT)
Prior art keywords
transactions
account
financial accounts
issuing entity
number
Prior art date
Application number
PCT/US2004/008844
Other languages
French (fr)
Other versions
WO2004086194A2 (en
Inventor
Steven Freiberg
Peter Knitzer
Original Assignee
Citicorp Credit Services Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to US45655403P priority Critical
Priority to US60/456,554 priority
Priority to US49272503P priority
Priority to US60/492,725 priority
Application filed by Citicorp Credit Services Inc filed Critical Citicorp Credit Services Inc
Publication of WO2004086194A2 publication Critical patent/WO2004086194A2/en
Publication of WO2004086194A3 publication Critical patent/WO2004086194A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination

Abstract

A method and system for increasing frequency of use of a financial account by the account owner in which an entity that issues financial accounts to individual and business customers incentivizes the customers to use such financial accounts for transactions by promising to pay for or reimburse one or more eligible transactions made through the financial accounts. For example, the issuing entity promises each of its account holders that for every N number of transactions using a designated financial account, the issuing entity will credit a partial or full amount of one or more of the transactions. The number of required transactions N or the credited amount can be set as desired by the issuing entity and communicated to the account holders, and each of these parameters can have a fixed number or a random number within a range that the issuing entity can communicate to the account holders.
PCT/US2004/008844 2003-03-24 2004-03-24 Method and system for promoting usage of financial accounts WO2004086194A2 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
US45655403P true 2003-03-24 2003-03-24
US60/456,554 2003-03-24
US49272503P true 2003-08-06 2003-08-06
US60/492,725 2003-08-06

Publications (2)

Publication Number Publication Date
WO2004086194A2 WO2004086194A2 (en) 2004-10-07
WO2004086194A3 true WO2004086194A3 (en) 2005-08-04

Family

ID=33101254

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2004/008844 WO2004086194A2 (en) 2003-03-24 2004-03-24 Method and system for promoting usage of financial accounts

Country Status (1)

Country Link
WO (1) WO2004086194A2 (en)

Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020152116A1 (en) * 2001-01-30 2002-10-17 Yan Kent J. Method and system for generating fixed and/or dynamic rebates in credit card type transactions
US20020198803A1 (en) * 2000-02-03 2002-12-26 Rick Rowe Method and apparatus for facilitating monetary and commercial transactions and for providing consumer reward programs

Patent Citations (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20020198803A1 (en) * 2000-02-03 2002-12-26 Rick Rowe Method and apparatus for facilitating monetary and commercial transactions and for providing consumer reward programs
US20020152116A1 (en) * 2001-01-30 2002-10-17 Yan Kent J. Method and system for generating fixed and/or dynamic rebates in credit card type transactions

Also Published As

Publication number Publication date
WO2004086194A2 (en) 2004-10-07

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