WO2002023303A3 - Verfahren zum absichern einer transaktion auf einem computernetzwerk - Google Patents

Verfahren zum absichern einer transaktion auf einem computernetzwerk Download PDF

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Publication number
WO2002023303A3
WO2002023303A3 PCT/EP2001/010606 EP0110606W WO0223303A3 WO 2002023303 A3 WO2002023303 A3 WO 2002023303A3 EP 0110606 W EP0110606 W EP 0110606W WO 0223303 A3 WO0223303 A3 WO 0223303A3
Authority
WO
WIPO (PCT)
Prior art keywords
transaction
securing
computer network
transmitted
password
Prior art date
Application number
PCT/EP2001/010606
Other languages
English (en)
French (fr)
Other versions
WO2002023303A2 (de
Inventor
Stefan Gruenzig
Tschangiz Scheybani
Original Assignee
Giesecke & Devrient Gmbh
Stefan Gruenzig
Tschangiz Scheybani
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Giesecke & Devrient Gmbh, Stefan Gruenzig, Tschangiz Scheybani filed Critical Giesecke & Devrient Gmbh
Priority to AU2002212238A priority Critical patent/AU2002212238A1/en
Priority to PL01365731A priority patent/PL365731A1/xx
Priority to EP01980382A priority patent/EP1374011A2/de
Priority to US10/362,367 priority patent/US20040039651A1/en
Priority to JP2002527888A priority patent/JP2004509409A/ja
Publication of WO2002023303A2 publication Critical patent/WO2002023303A2/de
Publication of WO2002023303A3 publication Critical patent/WO2002023303A3/de

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H04L63/0838—Network architectures or network communication protocols for network security for authentication of entities using passwords using one-time-passwords
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/04—Key management, e.g. using generic bootstrapping architecture [GBA]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60—Context-dependent security
    • H04W12/69—Identity-dependent
    • H04W12/72—Subscriber identity

Abstract

Es wird ein Verfahren zum Absichern einer Transaktion über ein Computernetzwerk beschrieben, bei dem an einen Servicenutzer ein einmaliges Transaktionskennwort übermittelt wird, welches zur Transaktionsbestätigung vom Servicenutzer über das Computernetzwerk an eine Serviceanbieter übermittelt wird. Das Transaktionskennwort wird dabei über ein Mobilfunknetz an ein mobiles Kommunikationsendgerät des Servicenutzers übermittelt.
PCT/EP2001/010606 2000-09-14 2001-09-13 Verfahren zum absichern einer transaktion auf einem computernetzwerk WO2002023303A2 (de)

Priority Applications (5)

Application Number Priority Date Filing Date Title
AU2002212238A AU2002212238A1 (en) 2000-09-14 2001-09-13 Method for securing a transaction on a computer network
PL01365731A PL365731A1 (en) 2000-09-14 2001-09-13 Method for securing a transaction on a computer network
EP01980382A EP1374011A2 (de) 2000-09-14 2001-09-13 Verfahren zum absichern einer transaktion auf einem computernetzwerk
US10/362,367 US20040039651A1 (en) 2000-09-14 2001-09-13 Method for securing a transaction on a computer network
JP2002527888A JP2004509409A (ja) 2000-09-14 2001-09-13 コンピュータネットワーク上の取引を保護するための方法

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE10045924A DE10045924A1 (de) 2000-09-14 2000-09-14 Verfahren zum Absichern einer Transaktion auf einem Computernetzwerk
DE10045924.2 2000-09-14

Publications (2)

Publication Number Publication Date
WO2002023303A2 WO2002023303A2 (de) 2002-03-21
WO2002023303A3 true WO2002023303A3 (de) 2003-10-30

Family

ID=7656498

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP2001/010606 WO2002023303A2 (de) 2000-09-14 2001-09-13 Verfahren zum absichern einer transaktion auf einem computernetzwerk

Country Status (9)

Country Link
US (1) US20040039651A1 (de)
EP (1) EP1374011A2 (de)
JP (1) JP2004509409A (de)
CN (1) CN1478260A (de)
AU (1) AU2002212238A1 (de)
DE (1) DE10045924A1 (de)
PL (1) PL365731A1 (de)
RU (1) RU2003109605A (de)
WO (1) WO2002023303A2 (de)

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Also Published As

Publication number Publication date
US20040039651A1 (en) 2004-02-26
EP1374011A2 (de) 2004-01-02
DE10045924A1 (de) 2002-04-04
AU2002212238A1 (en) 2002-03-26
RU2003109605A (ru) 2004-09-27
PL365731A1 (en) 2005-01-10
CN1478260A (zh) 2004-02-25
WO2002023303A2 (de) 2002-03-21
JP2004509409A (ja) 2004-03-25

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