WO2001082093A1 - Cellular telephone and authentication system - Google Patents

Cellular telephone and authentication system Download PDF

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Publication number
WO2001082093A1
WO2001082093A1 PCT/JP2000/002673 JP0002673W WO0182093A1 WO 2001082093 A1 WO2001082093 A1 WO 2001082093A1 JP 0002673 W JP0002673 W JP 0002673W WO 0182093 A1 WO0182093 A1 WO 0182093A1
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WO
WIPO (PCT)
Prior art keywords
portable device
biometric information
central processing
processing unit
authentication result
Prior art date
Application number
PCT/JP2000/002673
Other languages
French (fr)
Japanese (ja)
Inventor
Haruki Furusawa
Original Assignee
Mitsubishi Denki Kabushiki Kaisha
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mitsubishi Denki Kabushiki Kaisha filed Critical Mitsubishi Denki Kabushiki Kaisha
Priority to PCT/JP2000/002673 priority Critical patent/WO2001082093A1/en
Publication of WO2001082093A1 publication Critical patent/WO2001082093A1/en

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Classifications

    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/08Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/0861Network architectures or network communication protocols for network security for authentication of entities using biometrical features, e.g. fingerprint, retina-scan
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/257Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition electronically
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/22Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder
    • G07C9/25Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition
    • G07C9/26Individual registration on entry or exit involving the use of a pass in combination with an identity check of the pass holder using biometric data, e.g. fingerprints, iris scans or voice recognition using a biometric sensor integrated in the pass
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual registration on entry or exit
    • G07C9/20Individual registration on entry or exit involving the use of a pass
    • G07C9/27Individual registration on entry or exit involving the use of a pass with central registration
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/201Accessories of ATMs
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M1/00Substation equipment, e.g. for use by subscribers
    • H04M1/66Substation equipment, e.g. for use by subscribers with means for preventing unauthorised or fraudulent calling
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06Authentication

Definitions

  • the present invention relates to a portable device that outputs an authentication result of personal authentication and a credit guarantee system.
  • bank ATM devices require the entry of a PIN at the start of operation, and the PIN is transmitted to a cash card (hereinafter referred to as an ID card). Check whether it matches the recorded password. Therefore, even if the ID card is stolen, cash cannot be withdrawn without knowing the PIN.
  • the conventional credit guarantee system uses the following to enhance security.
  • a reading means for reading the voice information stored in the ID card and an input means for inputting the voice information of the operation applicant are provided, and only when the two voice information are compared and matched, such as in an ATM device. Operation of controlled devices is allowed.
  • the conventional credit guarantee system is disclosed, for example, in Japanese Patent Laid-Open Publication No. Sho 60-68467. Since the conventional credit guarantee system is configured as described above, if an advanced verification device that verifies voice information is installed for each controlled device such as an ATM device, a person who is qualified to operate can be operated. Can be determined. However, it was necessary to provide an advanced collation device for each device to be controlled, so there was a problem of high cost.
  • the present invention has been made to solve the above-described problems, and has as its object to obtain a portable device and a credit guarantee system that can prevent unauthorized access without incurring high costs. Disclosure of the invention
  • the portable device transmits the biometric information input by the input means to the central processing device, while the central processing device performs personal authentication based on the biometric information, When the authentication result is returned, the authentication result is received and the authentication result is output to the controlled device.
  • the portable device is provided with an operation accepting unit that accepts an operation of the control target device and controls the control target device when the authentication result received by the receiving unit is positive.
  • control target device can be controlled using the portable device.
  • a portable device transmits operation information to a central processing unit, An operation command corresponding to the operation information is received from the processing device, and the control target device is controlled according to the operation command.
  • the portable device according to the present invention is provided with a presentation unit that indicates that the operation of the controlled device cannot be accepted when the authentication result received by the reception unit is negative.
  • a fingerprint, a palm, a voiceprint, an eyeprint, a fundus blood vessel pattern, a face, or a handwriting is input as biometric information.
  • one or a plurality of pieces of biometric information are input in combination in accordance with the degree of request for credit guarantee.
  • the central processing unit when the portable device transmits the biometric information to the central processing unit, the central processing unit performs the personal authentication based on the biometric information, and returns the authentication result.
  • the portable device receives the authentication result and outputs the authentication result to the control target device.
  • the credit guarantee system is such that when the portable device receives a predetermined radio wave, the transmitting means transmits a radio wave reception notification to the central processing unit, and the central processing unit charges a predetermined fee. is there. This has the effect of automatically collecting fees.
  • a credit guarantee system comprises a portable device using a portable telephone.
  • the portable device may be used by being fixed to the control target device.
  • FIG. 1 is a configuration diagram showing a credit guarantee system according to Embodiment 1 of the present invention.
  • FIG. 2 is a configuration diagram showing the internal configuration of the mobile phone. ⁇ Best mode for carrying out the invention
  • FIG. 1 is a configuration diagram showing a credit guarantee system according to Embodiment 1 of the present invention.
  • reference numeral 1 denotes biometric information (for example, fingerprint) of a person who wants to operate an ATM device 7 (hereinafter referred to as a user). , Palm print, voiceprint, eyeprint, fundus vascular pattern, face, handwriting, etc.), and sends the biometrics information to the central processing unit 5, while receiving the authentication result by the central processing unit 5, and A mobile phone (portable device) that outputs the authentication result to the ATM device 7.
  • 2 is a base station
  • 3 is a mobile communication network
  • 4 is an intranet
  • 5 is connected to an intranet 4 or the Internet, etc.
  • a central processing unit that performs personal authentication based on the trix information and returns the authentication result, and 6 is a database that stores various types of information that the central processing unit 5 refers to when performing personal authentication.
  • And 7 are ATM devices (devices to be controlled).
  • the control target device is not limited to the ATM device, and may be, for example, a car key, a David terminal, a credit card card reader, or the like.
  • FIG. 2 is a configuration diagram showing the internal configuration of the mobile phone 1.
  • reference numeral 11 denotes a camera for photographing a user's finger, palm, eyes, face, characters, etc.
  • 10 denotes a camera for inputting a fingerprint.
  • 11 is a fingerprint imaging optical unit arranged in front of 1
  • 12 is a microphone for inputting the voice of the user
  • 13 is an image A / D processing of an image taken by the camera 11 or 12
  • It is an audio / video A / D processing unit that performs audio A7 D processing of the input voice and generates biometric information.
  • the camera 11, the microphone 12, and the image / audio A / D processing unit 13 constitute an input unit.
  • the transmission unit 14 is a transmission unit (transmission means) for transmitting the biometric information generated by the image / audio A / D processing unit 13 to the central processing unit 5, and 15 is a central processing unit 5 based on the biometric information.
  • the receiving unit (receiving means) that receives the authentication result, 16 outputs the authentication result received by the receiving unit 15 to the ATM device 7.
  • Unit (operation accepting means) 19 accepts the operation of the ATM device 7 when the authentication result received by the receiving unit 15 is negative. It is a display (presentation means) that indicates that it cannot be removed.
  • personal authentication is obtained as follows.
  • the user touches the fingerprint imaging optical unit 10 connected to the small camera 11 mounted on the mobile phone 1.
  • the camera 11 captures the user's fingerprint, and outputs the fingerprint image to the image / audio A / D processing unit 13.
  • the image / audio A / D processing unit 13 Upon receiving the user's fingerprint image from the camera 11, the image / audio A / D processing unit 13 encodes the fingerprint image and outputs the encoded fingerprint image to the transmission unit 14 as biometric information. I do.
  • the transmitting unit 14 transmits the biometric information to the central processing unit 5 via the base station 2.
  • the central processing unit 5 When receiving the biometrics information from the mobile phone 1, the central processing unit 5 first executes a process of determining the user of the mobile phone 1 from the telephone number of the mobile phone 1 and the like. Then, when the user of the mobile phone 1 is identified, a process of reading the biometric information of the user registered in advance in the database 6 is executed. Here, the user of the mobile phone 1 is determined from the phone number of the mobile phone 1 and the like.However, the user of the mobile phone 1 is not determined from the phone number and the like, and an exhaustive search is performed. The user's biometric information may be read. .
  • the central processing unit 5 transmits the biometric information and the biometric transmitted from the mobile phone 1. Authentication information is compared and collated to perform personal authentication, and the authentication result is returned to the mobile phone 1.
  • the receiving unit 15 of the mobile phone 1 receives the authentication result and outputs the authentication result to the output unit 16.
  • the output unit 16 wirelessly transmits the authentication result to the ATM device 7.
  • the ATM device 7 When the authentication result received from the mobile phone 1 is positive, the ATM device 7 permits the use of the user. On the other hand, if the authentication result is negative, use of the user is rejected. This can prevent use by unauthorized users. In this case, the display 19 of the mobile phone 1 indicates that the operation of the ATM device 7 cannot be accepted.
  • the mobile phone 1 also has a function as a remote controller for the ATM device 7. If the authentication result received by the receiving unit 15 is positive, the operation receiving unit 18 transmits the ATM device 7 to the ATM device 7. Execute the process of accepting the operation of 7. That is, when the user who is authorized to use the device inputs the amount of money to be deducted from the ATM device 7 through the microphone 12 by voice, the operation receiving unit 18 analyzes the voice information, and thereby the amount of money and the like are obtained. The generated operation information is transmitted to the central processing unit 5 through the transmission unit 14.
  • the money amount is input by voice, but it goes without saying that the money amount may be input using ten keys 17.
  • the operation receiving unit 18 controls the ATM device 7 according to the operation command.
  • the mobile phone 1 transmits the biometric information to the central processing unit 5, and the central processing unit 5 transmits the biometric information.
  • the mobile phone 1 receives the authentication result and outputs the authentication result to the ATM device 7. This has the effect of preventing unauthorized access without incurring high traffic.
  • the mobile phone 1 only needs to be able to transmit the biometric information, and the central processing unit 5 performs the personal authentication. There is no need to provide Therefore, the cost of the controlled device is suppressed.
  • the user of the mobile phone 1 is determined from the telephone number of the mobile phone 1 and the like, and the biometric information of the user registered in the advance database 6 is read out.
  • the present invention is not limited to this. For example, by transmitting a personal identification number, the user of the mobile phone 1 may be determined from the personal identification number.
  • the fingerprint is used as biometric information by photographing the finger with the camera 11 .
  • the present invention is not limited to this. Palms, eyes, faces, letters, etc., can be used to capture palms, eyeprints, fundus vascular patterns, faces, handwriting, etc. May be used as biometric information.
  • the microphone 12 inputs the user's voice, so that the image / audio A / D processing unit 13 performs AZD processing on the voiceprint and uses the voiceprint as biometric information. Is also good.
  • the case where only one piece of biometric information is transmitted to the central processing unit 5 has been described.
  • a plurality of pieces of biometric information for example, A combination of a fingerprint and a voiceprint
  • a password may be transmitted to the central processing unit 5, and the central processing unit 5 may perform personal authentication based on a plurality of pieces of biometric information and passwords.
  • Embodiment 5 This has the effect of increasing security.
  • the security level can be changed by combining one or more pieces of biometric information, etc., according to the degree of credit guarantee request. Fees can be set according to the credit guarantee level to be set.
  • the transmission of the biometric information to the central processing unit 5 has been described.
  • a predetermined beacon installed at a tollgate on an expressway, a gasoline stand, or the like may be used.
  • the transmitting unit 14 of the mobile phone 1 transmits a radio wave reception notification to the central processing unit 5, and when the central processing unit 5 receives the radio wave reception notification, for example, a traffic fee, etc. May be automatically charged.
  • Embodiment 6 has an effect that a toll can be automatically collected without any need for the embodiment 6.
  • the portable device may be used by being fixed to the device to be controlled.
  • the portable device and the credit guarantee system when permitting only a specific person to operate the controlled device, determine whether or not the operation applicant is qualified to operate. Suitable for.

Abstract

A cellular telephone (1) transmits biometrics information to a central processing unit (5). Based on the biometrics information, the central processing unit (5) authenticates the user' identification and returns the authentication to the user' telephone. The cellular telephone (1) receives the authentication and sends it to an ATM (7).

Description

明 細 書 携帯機及び信用保証システム 技術分野  Description Mobile device and credit guarantee system Technical field
この発明は、 本人認証の認証結果を出力する携帯機及び信用保証シス テムに関するものである。 背景技術  The present invention relates to a portable device that outputs an authentication result of personal authentication and a credit guarantee system. Background art
例えば、 銀行の A T M装置は、 不正なアクセスによる現金の盗難等を 防止するため、 操作の開始時において暗証番号の入力を要求し、 その暗 証番号がキャッシュカード (以下、 I Dカードと称する) に記録されて いる暗証番号と一致するか否かを照合する。 したがって、 I Dカードが 盗難品である場合でも、 暗証番号が分からなければ、 現金を不正に引き 落とすことができない。  For example, in order to prevent theft of cash due to unauthorized access, bank ATM devices require the entry of a PIN at the start of operation, and the PIN is transmitted to a cash card (hereinafter referred to as an ID card). Check whether it matches the recorded password. Therefore, even if the ID card is stolen, cash cannot be withdrawn without knowing the PIN.
しかし、 I D力一ドに記録されている暗証番号を A T M装置以外の装 置で読み取ることは不可能でないため、 あまりセキュリティが高いとは 言えない。  However, security is not very high because it is not impossible to read the password recorded on the ID card with a device other than the ATM device.
そこで、 従来の信用保証システムは、 セキュリティを高めるため、 次 のようにしている。  Therefore, the conventional credit guarantee system uses the following to enhance security.
I Dカードに記憶されている音声情報を読み取る読み取り手段と、 操 作希望者の音声情報を入力する入力手段とを設け、 双方の音声情報を比 較して一致する場合に限り、 A T M装置などの制御対象機器の操作を許 可するようにしている。  A reading means for reading the voice information stored in the ID card and an input means for inputting the voice information of the operation applicant are provided, and only when the two voice information are compared and matched, such as in an ATM device. Operation of controlled devices is allowed.
なお、 従来の信用保証システムは例えば特開昭 6 0— 6 8 4 6 7号公 報に開示されている。 従来の信用保証システムは以上のように構成されているので、 A T M 装置などの制御対象機器毎に、 音声情報を照合する高度な照合装置を設 ければ、 操作希望者が操作する資格を有する者か否かを判定することが できる。 しかし、 制御対象機器毎に高度な照合装置を設ける必要がある ため、 コス ト高になる課題があった。 The conventional credit guarantee system is disclosed, for example, in Japanese Patent Laid-Open Publication No. Sho 60-68467. Since the conventional credit guarantee system is configured as described above, if an advanced verification device that verifies voice information is installed for each controlled device such as an ATM device, a person who is qualified to operate can be operated. Can be determined. However, it was necessary to provide an advanced collation device for each device to be controlled, so there was a problem of high cost.
また、 I Dカー ドが盗難され、 何らかな方法によ り音声情報が収集さ れた場合には (例えば、 音声情報がテープ等に録音された場合などが該 当する)、 不正なアクセスが可能になる課題があった。  In addition, if the ID card is stolen and voice information is collected by some means (for example, when the voice information is recorded on a tape, etc.), unauthorized access is possible. There was a problem that became.
この発明は上記のような課題を解決するためになされたもので、 コス ト高を招く ことなく、 不正なアクセスを防止することができる携帯機及 び信用保証システムを得ることを目的とする。 発明の開示  The present invention has been made to solve the above-described problems, and has as its object to obtain a portable device and a credit guarantee system that can prevent unauthorized access without incurring high costs. Disclosure of the invention
この発明に係る携帯機は、 入力手段によ り入力されたバイオメ ト リ ク ス情報を中央処理装置に送信する一方、 中央処理装置がバイオメ ト リ ク ス情報に基づく本人認証を実施して、 その認証結果を返送すると、 その 認証結果を受信して、 その認証結果を制御対象機器に出力するようにし たものである。  The portable device according to the present invention transmits the biometric information input by the input means to the central processing device, while the central processing device performs personal authentication based on the biometric information, When the authentication result is returned, the authentication result is received and the authentication result is output to the controlled device.
このことによって、 コス ト高を招く ことなく、 不正なアクセスを防止 することができる効果がある。  This has the effect of preventing unauthorized access without incurring high costs.
この発明に係る携帯機は、 受信手段によ り受信された認証結果が肯定 的な場合、 制御対象機器の操作を受け付けて、 制御対象機器を制御する 操作受付手段を設けたものである。  The portable device according to the present invention is provided with an operation accepting unit that accepts an operation of the control target device and controls the control target device when the authentication result received by the receiving unit is positive.
このことによって、 携帯機を用いて制御対象機器を制御することがで きる効果がある。  Thus, there is an effect that the control target device can be controlled using the portable device.
この発明に係る携帯機は、 操作情報を中央処理装置に送信して、 中央 処理装置から操作情報に対応する操作指令を受信し、 その操作指令にし たがって制御対象機器を制御するようにしたものである。 A portable device according to the present invention transmits operation information to a central processing unit, An operation command corresponding to the operation information is received from the processing device, and the control target device is controlled according to the operation command.
このことによって、 携帯機でも高度な操作が可能になる効果がある。 この発明に係る携帯機は、 受信手段により受信された認証結果が否定 的な場合、 制御対象機器の操作を受け付けることができない旨を提示す る提示手段を設けたものである。  This has the effect of enabling advanced operations on portable devices. The portable device according to the present invention is provided with a presentation unit that indicates that the operation of the controlled device cannot be accepted when the authentication result received by the reception unit is negative.
このことによって、 携帯機では操作が不可能なことを認識することが できる効果がある。  This has the effect of recognizing that operation is not possible with a portable device.
この発明に係る携帯機は、 バイオメ ト リクス情報として、 指紋, 手相, 声紋, 眼紋, 眼底血管パターン, 顔又は筆跡を入力するようにしたもの である。  In the portable device according to the present invention, a fingerprint, a palm, a voiceprint, an eyeprint, a fundus blood vessel pattern, a face, or a handwriting is input as biometric information.
このことによつて、本人認証の精度を高めることができる効果がある。 この発明に係る携帯機は、 信用保証の要求度に応じて単数又は複数の バイオメ ト リクス情報を組み合わせて入力するようにしたものである。  This has the effect of improving the accuracy of personal authentication. In the portable device according to the present invention, one or a plurality of pieces of biometric information are input in combination in accordance with the degree of request for credit guarantee.
このことによって、 信用保証の要求度が高い場合には、' セキュ リティ 性を高めることができる効果がある。  This has the effect of increasing security if the demand for credit guarantee is high.
この発明に係る信用保証システムは、 携帯機がバイオメ ト リ クス情報 を中央処理装置に送信し、 中央処理装置がバイオメ ト リクス情報に基づ く本人認証を実施して、 その認証結果を返送すると、 携帯機が認証結果 を受信して、 その認証結果を制御対象機器に出力するようにしたもので める。  In the credit guarantee system according to the present invention, when the portable device transmits the biometric information to the central processing unit, the central processing unit performs the personal authentication based on the biometric information, and returns the authentication result. The portable device receives the authentication result and outputs the authentication result to the control target device.
このことによって、 コス ト高を招く ことなく、 不正なアクセスを防止 することができる効果がある。  This has the effect of preventing unauthorized access without incurring high costs.
この発明に係る信用保証システムは、 携帯機が所定の電波を受信する と、 送信手段が電波の受信通知を中央処理装置に送信し、 中央処理装置 が所定の料金を課金するようにしたものである。 このことによって、 料金の徴収を自動的に行うことができる効果があ る。 The credit guarantee system according to the present invention is such that when the portable device receives a predetermined radio wave, the transmitting means transmits a radio wave reception notification to the central processing unit, and the central processing unit charges a predetermined fee. is there. This has the effect of automatically collecting fees.
この発明に係る信用保証システムは、 携帯電話機を用いて携帯機を構 成するようにしたものである。  A credit guarantee system according to the present invention comprises a portable device using a portable telephone.
このことによって、 携帯機のコス トを低減することができる効果があ る。  This has the effect of reducing the cost of the portable device.
この発明に係る信用保証システムは、 携帯機を制御対象機器に固定し て使用するようにしてもよい。  In the credit guarantee system according to the present invention, the portable device may be used by being fixed to the control target device.
このことによって、 携帯機をェンぺッデヅ ド装置として使用すること ができる効果がある。 図面の簡単な説明  This has an effect that the portable device can be used as an end device. BRIEF DESCRIPTION OF THE FIGURES
第 1図はこの発明の実施の形態 1による信用保証システムを示す構成 図である。  FIG. 1 is a configuration diagram showing a credit guarantee system according to Embodiment 1 of the present invention.
第 2図は携帯電話機の内部構成を示す構成図である。 · 発明を実施するための最良の形態  FIG. 2 is a configuration diagram showing the internal configuration of the mobile phone. · Best mode for carrying out the invention
以下、 この発明をより詳細に説明するために、 この発明を実施するた めの最良の形態について、 添付の図面に従って説明する。  Hereinafter, in order to explain this invention in greater detail, the preferred embodiments of the present invention will be described with reference to the accompanying drawings.
実施の形態 1 . Embodiment 1
第 1図はこの発明の実施の形態 1による信用保証システムを示す構成 図であり、 図において、 1は A T M装置 7の操作希望者 (以下、 ユーザ と称する) のバイオメ ト リクス情報 (例えば、 指紋, 手相, 声紋, 眼紋, 眼底血管パターン, 顔, 筆跡など) を収集し、 そのバイオメ ト リクス情 報を中央処理装置 5に送信する一方、 中央処理装置 5による認証結果を 受信して、 その認証結果を A T M装置 7に出力する携帯電話機(携帯機). 2は基地局、 3は移動体通信網、 4はイ ン トラネッ ト、 5はイ ン トラネ ヅ ト 4又はイ ンターネッ トなどに接続され、 携帯電話機 1からバイオメ ト リクス情報を受信すると、 そのバイオメ ト リ クス情報に基づく本人認 証を実施して、 その認証結果を返送する中央処理装置、 6は中央処理装 置 5が本人認証を実施する際に参照する各種の情報を格納するデータべ —ス、 7は ATM装置 (制御対象機器) である。 ただし、 制御対象機器 は ATM装置に限るものではなく、 例えば、 自動車の鍵、 デビヅ ド端末、 クレジッ トカー ドのカー ド リーダなどでもよい。 FIG. 1 is a configuration diagram showing a credit guarantee system according to Embodiment 1 of the present invention. In the figure, reference numeral 1 denotes biometric information (for example, fingerprint) of a person who wants to operate an ATM device 7 (hereinafter referred to as a user). , Palm print, voiceprint, eyeprint, fundus vascular pattern, face, handwriting, etc.), and sends the biometrics information to the central processing unit 5, while receiving the authentication result by the central processing unit 5, and A mobile phone (portable device) that outputs the authentication result to the ATM device 7. 2 is a base station, 3 is a mobile communication network, 4 is an intranet, 5 is connected to an intranet 4 or the Internet, etc. When biometrics information is received from the mobile phone 1, the biometrics information is received. A central processing unit that performs personal authentication based on the trix information and returns the authentication result, and 6 is a database that stores various types of information that the central processing unit 5 refers to when performing personal authentication. And 7 are ATM devices (devices to be controlled). However, the control target device is not limited to the ATM device, and may be, for example, a car key, a David terminal, a credit card card reader, or the like.
第 2図は携帯電話機 1の内部構成を示す構成図であり、 図において、 1 1はユーザの指, 手のひら, 眼, 顔, 文字などを撮影するカメラ、 1 0は指紋を入力する際、 カメラ 1 1の前に配置される指紋撮像光学部、 1 2はユーザの声を入力するマイ ク、 1 3はカメラ 1 1により撮影され た画像の画像 A/D処理又はマイ ク 1 2によ り入力された声の音声 A7 D処理を実施して、 バイオメ ト リ クス情報を生成する画像音声 A/D処 理部である。 なお、 カメラ 1 1, マイク 1 2及び画像音声 A/D処理部 1 3から入力手段が構成されている。  FIG. 2 is a configuration diagram showing the internal configuration of the mobile phone 1. In the figure, reference numeral 11 denotes a camera for photographing a user's finger, palm, eyes, face, characters, etc., and 10 denotes a camera for inputting a fingerprint. 11 is a fingerprint imaging optical unit arranged in front of 1, 12 is a microphone for inputting the voice of the user, 13 is an image A / D processing of an image taken by the camera 11 or 12 It is an audio / video A / D processing unit that performs audio A7 D processing of the input voice and generates biometric information. The camera 11, the microphone 12, and the image / audio A / D processing unit 13 constitute an input unit.
14は画像音声 A/D処理部 1 3により生成されたバイオメ ト リ クス 情報を中央処理装置 5に送信する送信部 (送信手段)、 1 5は中央処理 装置 5がバイオメ ト リ クス情報に基づく本人認証を実施して、 その認証 結果を返送する と、 その認証結果を受信する受信部 (受信手段)、 1 6 は受信部 1 5によ り受信された認証結果を A T M装置 7に出力する出力 部 (出力手段) である。  14 is a transmission unit (transmission means) for transmitting the biometric information generated by the image / audio A / D processing unit 13 to the central processing unit 5, and 15 is a central processing unit 5 based on the biometric information. When the authentication is performed and the authentication result is returned, the receiving unit (receiving means) that receives the authentication result, 16 outputs the authentication result received by the receiving unit 15 to the ATM device 7. Output unit (output means).
1 7は英数字などを入力するテンキー、 1 8は受信部 1 5によ り受信 された認証結果が肯定的な場合、 ATM装置 7の操作を受け付けて、 A TM装置 7を制御する操作受付部 (操作受付手段) 1 9は受信部 1 5に よ り受信された認証結果が否定的な場合、 ATM装置 7の操作を受け付 けることができない旨を表示する表示器 (提示手段) である。 17 is a numeric keypad for inputting alphanumeric characters, etc., 18 is an operation for controlling the ATM device 7 by accepting the operation of the ATM device 7 when the authentication result received by the receiving unit 15 is positive. Unit (operation accepting means) 19 accepts the operation of the ATM device 7 when the authentication result received by the receiving unit 15 is negative. It is a display (presentation means) that indicates that it cannot be removed.
次に動作について説明する。  Next, the operation will be described.
ユーザが銀行の A T M装置 7の操作を希望する場合、 本人認証を取得 して A T M装置 7の使用許可を得る必要がある。  If the user wishes to operate the ATM device 7 of the bank, it is necessary to obtain personal authentication and obtain permission to use the ATM device 7.
この実施の形態 1では、 次のようにして本人認証を取得する。  In the first embodiment, personal authentication is obtained as follows.
まず、 ユーザが携帯電話機 1に実装されている小型のカメラ 1 1に接 続された指紋撮像光学部 1 0に指を当てるようにする。 これにより、 力 メラ 1 1がユーザの指紋を撮影し、 その指紋の画像を画像音声 A / D処 理部 1 3に出力する。  First, the user touches the fingerprint imaging optical unit 10 connected to the small camera 11 mounted on the mobile phone 1. As a result, the camera 11 captures the user's fingerprint, and outputs the fingerprint image to the image / audio A / D processing unit 13.
画像音声 A / D処理部 1 3は、 カメラ 1 1からユーザの指紋画像を受 けると、 その指紋画像を符号化し、 符号化後の指紋画像をバイオメ ト リ クス情報として送信部 1 4に出力する。  Upon receiving the user's fingerprint image from the camera 11, the image / audio A / D processing unit 13 encodes the fingerprint image and outputs the encoded fingerprint image to the transmission unit 14 as biometric information. I do.
そして、 送信部 1 4は、 画像音声 A / D処理部 1 3からバイオメ ト リ クス情報を受けると、 基地局 2を介して、 そのバイオメ ト リクス情報を 中央処理装置 5に送信する。  Then, upon receiving the biometric information from the image / audio A / D processing unit 13, the transmitting unit 14 transmits the biometric information to the central processing unit 5 via the base station 2.
中央処理装置 5は、 携帯電話機 1からバイオメ ト リクス情報を受信す ると、 まず、 その携帯電話機 1の電話番号などから、 その携帯電話機 1 の使用者を割り出す処理を実行する。 そして、 携帯電話機 1の使用者が 判明すると、 予めデ一夕ベース 6に登録されている当該使用者のバイォ メ ト リクス情報を読み出す処理を実行する。 ここでは、 携帯電話機 1の 電話番号などから、 その携帯電話機 1の使用者を割り出すようにしてい るが、 電話番号などから携帯電話機 1の使用者を割り出さず、 網羅探索 を実施して、 当該使用者のバイオメ ト リクス情報を読み出すようにして もよい。 .  When receiving the biometrics information from the mobile phone 1, the central processing unit 5 first executes a process of determining the user of the mobile phone 1 from the telephone number of the mobile phone 1 and the like. Then, when the user of the mobile phone 1 is identified, a process of reading the biometric information of the user registered in advance in the database 6 is executed. Here, the user of the mobile phone 1 is determined from the phone number of the mobile phone 1 and the like.However, the user of the mobile phone 1 is not determined from the phone number and the like, and an exhaustive search is performed. The user's biometric information may be read. .
中央処理装置 5は、 バイオメ ト リクス情報の読み出しが完了すると、 そのバイオメ ト リクス情報と携帯電話機 1から送信されたバイオメ ト リ クス情報を比較照合することによ り、 本人認証を実施して、 その認証結 果を携帯電話機 1 に返送する。 When reading of the biometric information is completed, the central processing unit 5 transmits the biometric information and the biometric transmitted from the mobile phone 1. Authentication information is compared and collated to perform personal authentication, and the authentication result is returned to the mobile phone 1.
携帯電話機 1の受信部 1 5は、 中央処理装置 5が認証結果を返送する と、 その認証結果を受信し、 その認証結果を出力部 1 6 に出力する。 出力部 1 6は、 受信部 1 5から認証結果を受けると、 その認証結果を A T M装置 7に無線送信する。  When the central processing unit 5 returns the authentication result, the receiving unit 15 of the mobile phone 1 receives the authentication result and outputs the authentication result to the output unit 16. Upon receiving the authentication result from the receiving unit 15, the output unit 16 wirelessly transmits the authentication result to the ATM device 7.
A T M装置 7は、 携帯電話機 1から受けた認証結果が肯定的な場合に は、 当該ユーザに対する使用を許可する。 一方、 その認証結果が否定的 な場合には、 当該ュ一ザに対する使用を不許可とする。 これによ り、 不 正な使用者に対する使用を防止することができる。 この場合、 携帯電話 機 1の表示器 1 9は、 A T M装置 7の操作を受け付けることができない 旨を表示する。  When the authentication result received from the mobile phone 1 is positive, the ATM device 7 permits the use of the user. On the other hand, if the authentication result is negative, use of the user is rejected. This can prevent use by unauthorized users. In this case, the display 19 of the mobile phone 1 indicates that the operation of the ATM device 7 cannot be accepted.
ここで、 携帯電話機 1は、 A T M装置 7のリモコンとしての機能も有 しており、 受信部 1 5 によ り受信された認証結果が肯定的な場合には、 操作受付部 1 8が A T M装置 7の操作を受け付ける処理を実行する。 即ち、 使用の許可が得られたユーザが A T M装置 7から引き落とす金 額などを、 マイ ク 1 2を通じて音声入力すると、 操作受付部 1 8がその 音声情報を解析することによ り、 金額などを示す操作情報を生成し、 送 信部 1 4を通じて、 その操作情報を中央処理装置 5 に送信する。 ここで は、 金額を音声入力するよう にしているが、 テンキー 1 7を用いて金額 を入力するよう にしてもよいことは言うまでもない。  Here, the mobile phone 1 also has a function as a remote controller for the ATM device 7. If the authentication result received by the receiving unit 15 is positive, the operation receiving unit 18 transmits the ATM device 7 to the ATM device 7. Execute the process of accepting the operation of 7. That is, when the user who is authorized to use the device inputs the amount of money to be deducted from the ATM device 7 through the microphone 12 by voice, the operation receiving unit 18 analyzes the voice information, and thereby the amount of money and the like are obtained. The generated operation information is transmitted to the central processing unit 5 through the transmission unit 14. Here, the money amount is input by voice, but it goes without saying that the money amount may be input using ten keys 17.
そして、 操作受付部 1 8は、 受信部 1 5が中央処理装置 5から、 その 操作情報に対応する A T M装置 7の操作指令を受信すると、 その操作指 令にしたがって A T M装置 7 を制御する。  When the receiving unit 15 receives an operation command of the ATM device 7 corresponding to the operation information from the central processing unit 5, the operation receiving unit 18 controls the ATM device 7 according to the operation command.
以上で明らかなように、 この実施の形態 1 によれば、 携帯電話機 1 が バイオメ ト リクス情報を中央処理装置 5 に送信し、 中央処理装置 5がバ ィオメ ト リ クス情報に基づく本人認証を実施して、 その認証結果を返送 すると、 携帯電話機 1が認証結果を受信して、 その認証結果を A T M装 置 7に出力するように構成したので、 コス ト高を招く ことなく、 不正な アクセスを防止することができる効果を奏する。 As is clear from the above, according to the first embodiment, the mobile phone 1 transmits the biometric information to the central processing unit 5, and the central processing unit 5 transmits the biometric information. When the personal authentication based on the biometric information is performed and the authentication result is returned, the mobile phone 1 receives the authentication result and outputs the authentication result to the ATM device 7. This has the effect of preventing unauthorized access without incurring high traffic.
即ち、 この実施の形態 1では、 携帯電話機 1はバイオメ ト リ クス情報 を送信できればよく、 中央処理装置 5が本人認証を実施するため、 従来 例のように、 制御対象機器毎に高度な照合装置を設ける必要がない。 し たがって、 制御対象機器のコス ト高が抑制される。  That is, in the first embodiment, the mobile phone 1 only needs to be able to transmit the biometric information, and the central processing unit 5 performs the personal authentication. There is no need to provide Therefore, the cost of the controlled device is suppressed.
また、 照合に必要なバイオメ ト リクス情報などがデータベース 6 に格 納されているので、 ユーザが音声情報などが記録されている I Dカー ド を持ち歩く必要がなく、 I Dカー ドの盗難の危険性がない。 したがって、 予め登録されている照合用のバイオメ ト リクス情報が盗まれるおそれが ないので、 不正なアクセスを確実に防止することができる。 実施の形態 2 .  In addition, since the biometrics information and the like necessary for the collation are stored in the database 6, there is no need for the user to carry an ID card on which voice information and the like are recorded, and there is a danger of ID card theft. Absent. Therefore, there is no possibility that the pre-registered biometric information for verification is stolen, and thus unauthorized access can be reliably prevented. Embodiment 2
上記実施の形態 1では、 携帯電話機 1の電話番号などから、 携帯電話 機 1の使用者を割り出して、 予'めデータベース 6 に登録されている当該 使用者のバイオメ ト リ クス情報を読み出すものについて示したが、 これ に限るものではなく、 例えば、 暗証番号を送信することによ り、 その暗 証番号から携帯電話機 1の使用者を割り出すようにしてもよい。 実施の形態 3 .  In the first embodiment, the user of the mobile phone 1 is determined from the telephone number of the mobile phone 1 and the like, and the biometric information of the user registered in the advance database 6 is read out. However, the present invention is not limited to this. For example, by transmitting a personal identification number, the user of the mobile phone 1 may be determined from the personal identification number. Embodiment 3.
上記実施の形態 1では、 カメラ 1 1が指を撮影することによ り、 指紋 をバイオメ ト リ クス情報とするものについて示したが、 これに限るもの ではなく、 例えば、 カメラ 1 1がユーザの手のひら, 眼, 顔, 文字など を撮影することによ り、 手相, 眼紋, 眼底血管パターン, 顔, 筆跡など をバイオメ ト リ クス情報とするようにしてもよい。 In the first embodiment, the case where the fingerprint is used as biometric information by photographing the finger with the camera 11 has been described. However, the present invention is not limited to this. Palms, eyes, faces, letters, etc., can be used to capture palms, eyeprints, fundus vascular patterns, faces, handwriting, etc. May be used as biometric information.
また、 マイ ク 1 2がユーザの声を入力することによ り、 画像音声 A / D処理部' 1 3が声紋を A Z D処理して、 その声紋をバイオメ ト リ クス情 報とするようにしてもよい。 実施の形態 4 .  In addition, the microphone 12 inputs the user's voice, so that the image / audio A / D processing unit 13 performs AZD processing on the voiceprint and uses the voiceprint as biometric information. Is also good. Embodiment 4.
上記実施の形態 1〜 3では、 1つのバイオメ ト リクス情報のみを中央 処理装置 5に送信するものについて示したが、 信用保証の要求度が高い 場合には、 複数のバイオメ ト リクス情報 (例えば、 指紋と声紋) やパス ワー ドなどを組み合わせて、 中央処理装置 5 に送信し、 中央処理装置 5 が複数のバイオメ ト リ クス情報やパスヮードなどに基づく本人認証を実 施するようにしてもよい。  In the first to third embodiments, the case where only one piece of biometric information is transmitted to the central processing unit 5 has been described. However, when the degree of demand for credit guarantee is high, a plurality of pieces of biometric information (for example, A combination of a fingerprint and a voiceprint) and a password may be transmitted to the central processing unit 5, and the central processing unit 5 may perform personal authentication based on a plurality of pieces of biometric information and passwords.
これによ り、 セキュ リティ性を高めることができる効果を奏する。 このように、 信用保証の要求度に応じて、 単数又は複数のバイオメ ト リクス情報等を組み合わせて、 安全度を変えることができるので、 本シ ステムを信用保証請負ビジネスに用いる場合には、 要求される信用保証 レベルに応じた手数料課金を設定することができる。 実施の形態 5 .  This has the effect of increasing security. In this way, the security level can be changed by combining one or more pieces of biometric information, etc., according to the degree of credit guarantee request. Fees can be set according to the credit guarantee level to be set. Embodiment 5
上記実施の形態 1〜 4では、 バイオメ ト リクス情報を中央処理装置 5 に送信するものについて示したが、 例えば、 高速道路の料金所やガソ リ ンスタン ド等に設置されているビーコンなどから所定の電波を携帯電話 機 1が受信すると、 携帯電話機 1の送信部 1 4が電波の受信通知を中央 処理装置 5 に送信し、 中央処理装置 5が電波の受信通知を受信すると、 例えば、 交通料金等を自動的に課金するようにしてもよい。  In the first to fourth embodiments, the transmission of the biometric information to the central processing unit 5 has been described. For example, a predetermined beacon installed at a tollgate on an expressway, a gasoline stand, or the like may be used. When the mobile phone 1 receives the radio wave, the transmitting unit 14 of the mobile phone 1 transmits a radio wave reception notification to the central processing unit 5, and when the central processing unit 5 receives the radio wave reception notification, for example, a traffic fee, etc. May be automatically charged.
これによ り、 例えば、 高速道路のゲートを通過する際、 車両を停止す ることなく、 自動的に通行料金を徴収することができる効果を奏する 実施の形態 6 . This allows vehicles to stop, for example, when passing a highway gate. Embodiment 6 has an effect that a toll can be automatically collected without any need for the embodiment 6.
上記実施の形態 1では、 特に言及していないが、 携帯機を制御対象機 器に固定して使用するようにしてもよい。  Although not specifically mentioned in the first embodiment, the portable device may be used by being fixed to the device to be controlled.
これにより、 携帯機をェンべヅデッ ド装置として使用することができ る効果を奏する。 産業上の利用可能性  This produces an effect that the portable device can be used as an embedded device. Industrial applicability
以上のように、 この発明に係る携帯機及び信用保証システムは、 制御 対象機器の操作を特定人にのみ許容する場合において、 操作希望者が操 作する資格を有する者か否かを判定するシステムに適している。  As described above, the portable device and the credit guarantee system according to the present invention, when permitting only a specific person to operate the controlled device, determine whether or not the operation applicant is qualified to operate. Suitable for.

Claims

請 求 の 範 囲 The scope of the claims
1 . バイオメ ト リクス情報を入力する入力手段と、 上記入力手段により 入力されたバイオメ ト リクス情報を中央処理装置に送信する送信手段と、 上記中央処理装置がバイオメ ト リクス情報に基づく本人認証を実施して、 その認証結果を返送すると、 その認証結果を受信する受信手段と、 上記 受信手段により受信された認証結果を制御対象機器に出力する出力手段 とを備えた携帯機。 1. Input means for inputting biometric information, transmitting means for transmitting the biometric information input by the input means to a central processing unit, and the central processing apparatus performs personal authentication based on the biometric information Then, when the authentication result is returned, a portable device comprising: receiving means for receiving the authentication result; and output means for outputting the authentication result received by the receiving means to a device to be controlled.
2。 受信手段により受信された認証結果が肯定的な場合、 制御対象機器 の操作を受け付けて、 上記制御対象機器を制御する操作受付手段を設け たことを特徴とする請求の範囲第 1項記載の携帯機。 2. 2. The portable device according to claim 1, further comprising an operation accepting unit that accepts an operation of the controlled device and controls the controlled device when the authentication result received by the receiving unit is positive. Machine.
3。 操作受付手段は、 操作情報を中央処理装置に送信して、 上記中^処 理装置から当該操作情報に対応する操作指令を受信し、 その操作指令に したがって上記制御対象機器を制御することを特徴とする請求の範囲第 2項記載の携帯機。 3. The operation receiving means transmits the operation information to the central processing unit, receives an operation command corresponding to the operation information from the central processing unit, and controls the control target device according to the operation command. 3. The portable device according to claim 2, wherein:
4 . 受信手段により受信された認証結果が否定的な場合、 制御対象機器 の操作を受け付けることができない旨を提示する提示手段を設けたこと を特徴とする請求の範囲第 1項記載の携帯機。 4. The portable device according to claim 1, wherein a presentation device is provided for presenting that the operation of the controlled device cannot be accepted when the authentication result received by the receiving device is negative. .
5 . 入力手段は、 バイオメ ト リクス情報として、 指紋, 手相, 声紋, 眼 紋, 眼底血管パターン, 顏又は筆跡を入力することを特徴とする請求の 範囲第 1項記載の携帯機。 5. The portable device according to claim 1, wherein the input means inputs a fingerprint, a palm, a voiceprint, an eyeprint, a fundus blood vessel pattern, a face, or a handwriting as biometric information.
6 . 入力手段は、 信用保証の要求度に応じて単数又は複数のバイオメ ト リクス情報を組み合わせて入力することを特徴とする請求の範囲第 1項 記載の携帯機。 6. The portable device according to claim 1, wherein the input means inputs one or a plurality of pieces of biometric information in combination according to the degree of credit guarantee request.
7 . 携帯機に搭載され、 バイオメ ト リクス情報を入力する入力手段と、 上記携帯機に搭載され、 上記入力手段により入力されたバイオメ ト リク ス情報を送信する送信手段と、 上記送信手段からバイオメ ト リクス情報 を受信すると、そのバイオメ ト リクス情報に基づく本人認証を実施して、 その認証結果を返送する中央処理装置と、 上記携帯機に搭載され、 上記 中央処理装置から認証結果を受信する受信手段と、 上記携帯機に搭載さ れ、 上記受信手段により受信された認証結果を制御対象機器に出力する 出力手段とを備えた信用保証システム。 7. Input means mounted on the portable device for inputting biometric information, transmitting means mounted on the portable device for transmitting the biometric information input by the input means, and biometric information from the transmitting means. Upon receiving the trix information, the central processing unit that performs personal authentication based on the biometric information and returns the authentication result, and the reception unit that is mounted on the portable device and receives the authentication result from the central processing unit A credit guarantee system comprising: means for outputting the authentication result received by the receiving means to the device to be controlled, mounted on the portable device.
8 . 携帯機が所定の電波を受信すると、 送信手段が電波の受信通知を中 央処理装置に送信し、 上記中央処理装置が所定の料金を課金することを 特徴とする請求の範囲第 7項記載の信用保証システム。 8. When the portable device receives a predetermined radio wave, the transmitting means transmits a radio wave reception notification to the central processing unit, and the central processing unit charges a predetermined fee. The credit guarantee system described.
9 . 携帯電話機を用いて携帯機を構成することを特徴とする請求の範囲 第 7項記載の信用保証システム。 9. The credit guarantee system according to claim 7, wherein the mobile device is configured using a mobile phone.
1 0 . 携帯機を制御対象機器に固定して使用することを特徴とする請求 の範囲第 7項記載の信用保証システム。 10. The credit guarantee system according to claim 7, wherein the portable device is fixed to the device to be controlled and used.
PCT/JP2000/002673 2000-04-24 2000-04-24 Cellular telephone and authentication system WO2001082093A1 (en)

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Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS62158572A (en) * 1986-01-08 1987-07-14 Mitsubishi Heavy Ind Ltd Deformation preventing method for attachment on surface of stainless steel pipe at welding time
JPH07295913A (en) * 1994-04-28 1995-11-10 Hitachi Ltd Network utilization system and network information acquisition system
WO1996000485A2 (en) * 1994-06-24 1996-01-04 Telefonaktiebolaget Lm Ericsson User authentication method and apparatus
JPH10149400A (en) * 1996-11-18 1998-06-02 Hitachi Ltd Automatic transaction device
JPH11345264A (en) * 1998-06-03 1999-12-14 Nippon Medeipakku Kk Payment system and paying method

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPS62158572A (en) * 1986-01-08 1987-07-14 Mitsubishi Heavy Ind Ltd Deformation preventing method for attachment on surface of stainless steel pipe at welding time
JPH07295913A (en) * 1994-04-28 1995-11-10 Hitachi Ltd Network utilization system and network information acquisition system
WO1996000485A2 (en) * 1994-06-24 1996-01-04 Telefonaktiebolaget Lm Ericsson User authentication method and apparatus
JPH10149400A (en) * 1996-11-18 1998-06-02 Hitachi Ltd Automatic transaction device
JPH11345264A (en) * 1998-06-03 1999-12-14 Nippon Medeipakku Kk Payment system and paying method

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