WO2001069521A1 - Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby - Google Patents

Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby Download PDF

Info

Publication number
WO2001069521A1
WO2001069521A1 PCT/US2001/008294 US0108294W WO0169521A1 WO 2001069521 A1 WO2001069521 A1 WO 2001069521A1 US 0108294 W US0108294 W US 0108294W WO 0169521 A1 WO0169521 A1 WO 0169521A1
Authority
WO
WIPO (PCT)
Prior art keywords
card
layer
graphics
foil
adhesive layer
Prior art date
Application number
PCT/US2001/008294
Other languages
French (fr)
Inventor
Jeffrey Corcoran
Kurt Jacobsen
Original Assignee
Qualteq, Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=24095768&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=WO2001069521(A1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Qualteq, Inc. filed Critical Qualteq, Inc.
Priority to CA002403130A priority Critical patent/CA2403130C/en
Priority to EP01918709.5A priority patent/EP1285402B1/en
Priority to BR0109224-3A priority patent/BR0109224A/en
Priority to AU2001245755A priority patent/AU2001245755A1/en
Priority to JP2001567520A priority patent/JP4607414B2/en
Priority to MXPA02008929A priority patent/MXPA02008929A/en
Publication of WO2001069521A1 publication Critical patent/WO2001069521A1/en

Links

Classifications

    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/40Manufacture
    • B42D25/45Associating two or more layers
    • B42D25/465Associating two or more layers using chemicals or adhesives
    • B42D25/47Associating two or more layers using chemicals or adhesives using adhesives
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30Identification or security features, e.g. for preventing forgery
    • B42D25/328Diffraction gratings; Holograms
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30Identification or security features, e.g. for preventing forgery
    • B42D25/36Identification or security features, e.g. for preventing forgery comprising special materials
    • B42D25/369Magnetised or magnetisable materials
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/30Identification or security features, e.g. for preventing forgery
    • B42D25/36Identification or security features, e.g. for preventing forgery comprising special materials
    • B42D25/378Special inks
    • B42D25/387Special inks absorbing or reflecting ultraviolet light
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/40Manufacture
    • B42D25/405Marking
    • B42D25/425Marking by deformation, e.g. embossing
    • B42D2033/10
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/20Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof characterised by a particular use or purpose

Definitions

  • the present invention is directed to an improved financial transaction card, particularly a secure card, and a method of making the same.
  • the financial transaction card has a clear scratch resistant metallic surface with graphics printed thereon and meets ANSI/ISO specifications.
  • the method comprises providing a plastic substrate layer and a metal containing foil layer having a front surface with the printable top coat layer thereon.
  • the metal containing foil layer is mounted by way of its back surface on a surface of the substrate layer.
  • a layer of adhesive is applied to the printable top coat layer of the foil layer.
  • Front graphics are printed on the front surface of the adhesive layer.
  • a clear protective overlay is provided on the front surface of the adhesive layer over the graphics thereon.
  • the method further comprises printing enhanced security graphics over the front graphics on the adhesive layer.
  • the first graphics printed on the front surface of the adhesive layer can be printed using an offset litho press and/or silkscrcen printing process.
  • the front graphics are preferably printed on the adhesive layer using ultraviolet curable ink which is cured immediately after printing by exposure to ultraviolet light.
  • the method of the disclosed embodiment further comprises providing a second plastic substrate layer for the back of the card, printing graphics on one side thereon, collating the printed substrate layers with respect to clear plastic overlays and laminating the layers to bond the same to one another.
  • the laminating is performed in a platen press under controlled conditions of temperature, pressure and cycle time of the platen press.
  • the improved foil faced financial transaction card of the invention has graphics printed thereon and, as stated above, the card meets ANSI/ISO specifications for the characteristics of a financial transaction card. This is the case even where the card includes enhanced security graphics printed over the front graphics on the adhesive layer.
  • the card can also be embossed with letters and/or numerals, the tops of the embossed letters and/or numerals having tipping foil applied thereto. Additional security features, including a hologram and a tamper-proof signature panel can be hot stamped on the card while retaining the necessary structural integrity of the card to meet the ANSI/ISO specifications.
  • the back of the card includes a magnetic stripe thereon in the disclosed embodiment.
  • Figure 1 is a top plan view of the front of a financial transaction card of the present invention.
  • Figure 2 is a top plan view of the back of the financial transaction card of Figure 1.
  • Figure 3 is a cross-sectional view of the financial transaction card taken along the line 3-3 in Figure 1.
  • FIG 4 is a flow diagram of the method of making the financial transaction card according to the invention.
  • a secure financial transaction card 20 of the invention is depicted in Figures 1 -3.
  • the card 20 meets the ANSI/ISO specifications for the characteristics of a financial transaction card, particularly JSO/1EC 7810: 1995.
  • Section 8.1.8 Delamination specification requires that component layers of material that form the card structure shall be bonded to the extent that any layer shall possess a minimum peel strength of 6 N/CM (3.4 lbf/in). Tearing of the overlay during the test signifies that the bond is stronger than the overlay, which is automatically deemed acceptable.
  • the method of making the foil faced financial transaction card 20 comprises providing a plastic substrate layer, for example, a rigid solid layer of polyvinyl chloride having a thickness of 26 mil, and a metal containing foil layer 1 have a front surface with a printable top coat layer thereon.
  • the metal containing foil layer 1 is a metallized polyester film with polyester film overlay with copolymer thermal adhesive on both sides of the foil layer as a top coat for printing and as a bonding agent for mounting the foil layer on the substrate layer.
  • a foil layer is commercially available.
  • the thickness of the foil layer is .002 inch in the disclosed embodiment.
  • the metal containing foil layer 1 is mounted by way of its back surface on a surface of the substrate layer, substrate 2 in the disclosed embodiment, by a roll laminating process and a heat sensitive adhesive on the back of the metal containing foil layer.
  • An adhesive layer 10 is applied to the printable top coat layer of the foil layer, preferably before printing front graphics on the metal containing foil layer.
  • a vinyl based material with naptha and ketone solvents is employed.
  • the adhesive has a laminating metallic clear base and is commercially available.
  • the adhesive layer has a thickness on the order of 50 microns, particularly 51 microns, in the illustrated embodiment.
  • the adhesive layer 10 on the metal containing foil layer is then printed with front graphics on the front surface of the adhesive layer. The printing can be performed using an offset litho press or a silkscreen process.
  • Enhanced security graphics can then be printed over the front graphics on the adhesive layer. It has been found that the use of ultraviolet ink security graphics over the front graphics on the metal containing foil layer result in an enhanced, vivid appearance when viewed under black light.
  • a clear protective overlay 4 is applied to the front surface of the adhesive layer 10 over the graphics thereon. This laminating is preferably performed in a platen press under controlled conditions of temperature, pressure and time. Additional security features, including a hologram 7 and a signature panel 9 are optionally applied to the card 20 by hot stamping.
  • a magnetic stripe 6 can also be provided on the back overlay 5 of the card
  • the overlays 4 and 5 are 2 mil clear PVC in the disclosed embodiment It is noted that the plastic substrate in the illustrated embodiment comprises two 13 mil white rigid PVC substrates which are collated with the clear protective overlays for lamination As noted above, a single 26 mil white rigid PVC substrate could also be employed
  • FIG. 4 schematically illustrates process steps in making the card
  • a quantity of foil is ordered from a subcontractor, who procures a designated foil design
  • the foil subcontractor applies a printable top coat to the front surface of the foil and a heat-activated adhesive to the back of the rolled foil Rolls are sent to a subcontracted mounting contractor
  • a quantity of 13 mil ⁇ gid PVC sheets is sent to the subcontracted mounting contractor
  • the mounting contractor applies the foil to the PVC sheets via the heat-activated adhesive as referred to above and ships the composite back to the assignee's manufacturing facility
  • the foiled PVC sheets are shear cut to improve feeding capabilities on p ⁇ nting presses
  • the adhesive coating 10 is applied, by a silkscreen process, to the front of the foil sheets to ensure lamination Graphics are applied to the front foil sheets using multicolor UV offset litho presses, or a silkscreen process Graphics for the back of the card are prepared on separate sheets of 13 mil white PVC
  • These graphics are p ⁇ nted using offset litho and/or silkscreen processes
  • Ultraviolet secu ⁇ ty graphics are offset litho p ⁇ nted over the front graphics on the foil faced substrate layer 2
  • the front and back sheets are moved to the lamination department of the next stage of the manufactu ⁇ ng process
  • the sheets of fronts and backs are collated with 2 0 mil clear PVC on the front and 2 0 mil mag st ⁇ ped clear PVC on the back
  • the collated sheets are laminated a platen press under controlled conditions
  • the laminated sheets are moved to the card reduction department where sheets are die cut to card size, which meet CR80 specifications Cards are inspected for defects and non-conformances, counted and moved to the hot-stamp department Signature panels 6, holograms 7 and other foil decorations 8, if specified, are applied to the cards
  • the finished cards 20 are then counted and packed according to customer specifications
  • the cards advantageously meet the ANSI/ISO specifications including that for delamination in that the component layers of mate ⁇ al that form the foil faced card are bonded to one another to the extent that any layer possesses a minimum peel strength of 3 4 lbf/in to resist delamination of the card, even in the case p ⁇ nted secu ⁇ ty graphics are provided on the card in addition to the front graphics
  • the cards

Landscapes

  • Engineering & Computer Science (AREA)
  • Manufacturing & Machinery (AREA)
  • Health & Medical Sciences (AREA)
  • Chemical & Material Sciences (AREA)
  • Chemical Kinetics & Catalysis (AREA)
  • General Chemical & Material Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Toxicology (AREA)
  • Credit Cards Or The Like (AREA)
  • Laminated Bodies (AREA)

Abstract

A method of manufacturing a foil faced financial transaction card and the card made thereby, wherein the card meets ANSI/ISO specifications for the characteristics of a financial transaction card including the specification for resistance to delamination while allowing graphics to be printed on the foil faced card using offset litho presses. The method includes providing a plastic substrate layer (2) and a metal containing foil layer (1) having a front surface with a printable top coat layer thereon. The foil layer is mounted by its back surface on a surface of the substrate layer. A layer (10) of an adhesive is applied to the printable top coat layer of the foil layer. Graphics are printed on the adhesive layer and a clear protective overlay (4) provided on the front surface of the adhesive layer over the graphics thereon.

Description

METHOD OF MAKING A FOIL FACED FINANCIAL TRANSACTION CARD HAVING GRAPFHCS PRINTED THEREON AND CARD MADE THEREBY
TECHNICAL FIELD
The present invention is directed to an improved financial transaction card, particularly a secure card, and a method of making the same. The financial transaction card has a clear scratch resistant metallic surface with graphics printed thereon and meets ANSI/ISO specifications.
The problems encountered in attempting to provide a financial transaction card which has an attractive scratch resistant metallic surface with printed graphics thereon are discussed in the introduction portion of assignee's U.S. Patent No. 4,897,533. These problems include breakage of the thin metallized surface and/or lack of clarity in the over- laminate. Conventional offset lithography printing of a thin metallized surface on a thin plastic substrate such as a financial transaction card has also not been practical, especially in an automated process, since the details of the graphics, e.g., fine lines, etc., tend to blur. The difficulties in making such a card are increased where a security feature involving printing additional security graphics is desired, making it more difficult to meet ANSI/ISO specifications for resistance to delamination. There is a need for an improved financial transaction card and a method of making the card wherein the card has an attractive foil face having graphics printed thereon which card can meet ANSI/ISO specifications for a secure card and at the same time permits the use of either offset litho press and/or silkscreen printing process for printing on the foil face.
This need is addressed by the method of the present invention for making a foil faced financial transaction card having graphics printed thereon. The method comprises providing a plastic substrate layer and a metal containing foil layer having a front surface with the printable top coat layer thereon. The metal containing foil layer is mounted by way of its back surface on a surface of the substrate layer. A layer of adhesive is applied to the printable top coat layer of the foil layer. Front graphics are printed on the front surface of the adhesive layer. A clear protective overlay is provided on the front surface of the adhesive layer over the graphics thereon. The card meets ANSI/ISO specifications for the characteristics of a financial transaction card. That is, the component layers of material that form the foil faced card are bonded to one another to the extent that any layer possesses a minimum peel strength of 3.4 Ibf/in to resist delami ation of the card.
In the disclosed embodiment, the method further comprises printing enhanced security graphics over the front graphics on the adhesive layer. The first graphics printed on the front surface of the adhesive layer can be printed using an offset litho press and/or silkscrcen printing process. The front graphics are preferably printed on the adhesive layer using ultraviolet curable ink which is cured immediately after printing by exposure to ultraviolet light.
The method of the disclosed embodiment further comprises providing a second plastic substrate layer for the back of the card, printing graphics on one side thereon, collating the printed substrate layers with respect to clear plastic overlays and laminating the layers to bond the same to one another. The laminating is performed in a platen press under controlled conditions of temperature, pressure and cycle time of the platen press.
The improved foil faced financial transaction card of the invention has graphics printed thereon and, as stated above, the card meets ANSI/ISO specifications for the characteristics of a financial transaction card. This is the case even where the card includes enhanced security graphics printed over the front graphics on the adhesive layer. The card can also be embossed with letters and/or numerals, the tops of the embossed letters and/or numerals having tipping foil applied thereto. Additional security features, including a hologram and a tamper-proof signature panel can be hot stamped on the card while retaining the necessary structural integrity of the card to meet the ANSI/ISO specifications. The back of the card includes a magnetic stripe thereon in the disclosed embodiment.
These and other objects, features and advantages of the present invention will become more apparent from the following detailed description of the disclosed embodiment taken with the accompanying drawings.
BRIEF DESCRIPTION OF THE DRAWINGS
Figure 1 is a top plan view of the front of a financial transaction card of the present invention.
Figure 2 is a top plan view of the back of the financial transaction card of Figure 1. Figure 3 is a cross-sectional view of the financial transaction card taken along the line 3-3 in Figure 1.
Figure 4 is a flow diagram of the method of making the financial transaction card according to the invention. Referring now to the drawings, a secure financial transaction card 20 of the invention is depicted in Figures 1 -3. The card 20 meets the ANSI/ISO specifications for the characteristics of a financial transaction card, particularly JSO/1EC 7810: 1995. Section 8.1.8 Delamination specification requires that component layers of material that form the card structure shall be bonded to the extent that any layer shall possess a minimum peel strength of 6 N/CM (3.4 lbf/in). Tearing of the overlay during the test signifies that the bond is stronger than the overlay, which is automatically deemed acceptable.
The method of making the foil faced financial transaction card 20 comprises providing a plastic substrate layer, for example, a rigid solid layer of polyvinyl chloride having a thickness of 26 mil, and a metal containing foil layer 1 have a front surface with a printable top coat layer thereon. In the illustrated embodiment, the metal containing foil layer 1 is a metallized polyester film with polyester film overlay with copolymer thermal adhesive on both sides of the foil layer as a top coat for printing and as a bonding agent for mounting the foil layer on the substrate layer. Such a foil layer is commercially available. The thickness of the foil layer is .002 inch in the disclosed embodiment.
The metal containing foil layer 1 is mounted by way of its back surface on a surface of the substrate layer, substrate 2 in the disclosed embodiment, by a roll laminating process and a heat sensitive adhesive on the back of the metal containing foil layer.
An adhesive layer 10 is applied to the printable top coat layer of the foil layer, preferably before printing front graphics on the metal containing foil layer. In the disclosed embodiment, a vinyl based material with naptha and ketone solvents is employed. The adhesive has a laminating metallic clear base and is commercially available. The adhesive layer has a thickness on the order of 50 microns, particularly 51 microns, in the illustrated embodiment. The adhesive layer 10 on the metal containing foil layer is then printed with front graphics on the front surface of the adhesive layer. The printing can be performed using an offset litho press or a silkscreen process. Enhanced security graphics can then be printed over the front graphics on the adhesive layer. It has been found that the use of ultraviolet ink security graphics over the front graphics on the metal containing foil layer result in an enhanced, vivid appearance when viewed under black light.
A clear protective overlay 4 is applied to the front surface of the adhesive layer 10 over the graphics thereon. This laminating is preferably performed in a platen press under controlled conditions of temperature, pressure and time. Additional security features, including a hologram 7 and a signature panel 9 are optionally applied to the card 20 by hot stamping A magnetic stripe 6 can also be provided on the back overlay 5 of the card The overlays 4 and 5 are 2 mil clear PVC in the disclosed embodiment It is noted that the plastic substrate in the illustrated embodiment comprises two 13 mil white rigid PVC substrates which are collated with the clear protective overlays for lamination As noted above, a single 26 mil white rigid PVC substrate could also be employed
The flow diagram of Figure 4 schematically illustrates process steps in making the card For this purpose, a quantity of foil is ordered from a subcontractor, who procures a designated foil design The foil subcontractor applies a printable top coat to the front surface of the foil and a heat-activated adhesive to the back of the rolled foil Rolls are sent to a subcontracted mounting contractor A quantity of 13 mil πgid PVC sheets is sent to the subcontracted mounting contractor The mounting contractor applies the foil to the PVC sheets via the heat-activated adhesive as referred to above and ships the composite back to the assignee's manufacturing facility
The foiled PVC sheets are shear cut to improve feeding capabilities on pπnting presses The adhesive coating 10 is applied, by a silkscreen process, to the front of the foil sheets to ensure lamination Graphics are applied to the front foil sheets using multicolor UV offset litho presses, or a silkscreen process Graphics for the back of the card are prepared on separate sheets of 13 mil white PVC These graphics are pπnted using offset litho and/or silkscreen processes Ultraviolet secuπty graphics are offset litho pπnted over the front graphics on the foil faced substrate layer 2 The front and back sheets are moved to the lamination department of the next stage of the manufactuπng process
The sheets of fronts and backs are collated with 2 0 mil clear PVC on the front and 2 0 mil mag stπped clear PVC on the back The collated sheets are laminated a platen press under controlled conditions The laminated sheets are moved to the card reduction department where sheets are die cut to card size, which meet CR80 specifications Cards are inspected for defects and non-conformances, counted and moved to the hot-stamp department Signature panels 6, holograms 7 and other foil decorations 8, if specified, are applied to the cards The finished cards 20 are then counted and packed according to customer specifications The cards advantageously meet the ANSI/ISO specifications including that for delamination in that the component layers of mateπal that form the foil faced card are bonded to one another to the extent that any layer possesses a minimum peel strength of 3 4 lbf/in to resist delamination of the card, even in the case pπnted secuπty graphics are provided on the card in addition to the front graphics The cards will also accept tipping foil and flat card printing when personalizing in standard equipment The cards can also be hot stamped with the decorating foils and holograms and the card has improved wear resistance as compared with conventional cards the previous foil card of assignee's U.S. Patent No. 4,897,533.
While we have shown and described only a single embodiment in accordance with the present invention, it will be apparent to the skilled artisan that variations in the disclosed card and method are possible without departing from the scope of the present invention. We therefore intend to be limited only by the scope of the following claims directed to the present invention.

Claims

CLAIMS We Claim: A method of making a foil faced financial transaction card having graphics printed thereon, which card meets ANSI/ISO specifications for the characteristics of a financial transaction card, said method comprising: providing a plastic substrate layer and a metal containing foil layer having a front surface with a printable topcoat layer thereon; mounting said metal containing foil layer by way of its back surface on a surface of said substrate layer; applying a layer of an adhesive to said printable topcoat layer of said foil layer; printing front graphics on a front surface of said adhesive layer; providing a clear protective overlay on the front surface of said adhesive layer over said graphics thereon; wherein the component layers of material that form the foil faced card are bonded to one another to the extent that any layer possesses a minimum peel strength of 3.4 lbf/in to resist delamination of said card.
2. The method according to claim 1, further comprising printing enhanced security graphics over said front graphics on said adhesive layer.
3. The method according to claim 1 , wherein said adhesive layer is applied on said topcoat layer by a silkscreen operation.
4. The method according to claim 3, wherein said adhesive layer has a thickness on the order of 50 microns.
5. The method according to claim 1, wherein said metal containing foil layer is a metallized polyester film with polyester film overlay with copolymer thermal adhesive on both sides of said foil layer as said topcoat for printing and as a bonding agent for mounting said foil layer on said substrate layer.
6. The method according to claim 1, wherein said mounting is performed by a roll laminating process.
7. The method according to claim 1 , including printing said first graphics on said front surface of said adhesive layer using an offset litho press.
8. The method according to claim 1 , wherein said front graphics are printed using ultraviolet curable ink which is cured immediately after printing by exposure to ultraviolet light.
9. The method according to claim 1 , including applying at least one security feature to said card, said security feature being selected from the group consisting of a hologram, a tamper-proof signature panel and ultraviolet ink security graphics printed over said front graphics on said adhesive layer.
10. The method according to claim 9, including applying both said ultraviolet ink security graphics over said front graphics on said adhesive layer and applying at least one of said hologram and said tamper-proof signature panel to said card by hot stamping.
11. The method according to claim 1 , further comprising providing a second plastic substrate layer for the back of said card, printing graphics on one side thereof, collating said printed substrate layers with respect to clear protective overlays and laminating said layers to bond the same to one another.
12. The method according to claim 1 1 , wherein said laminating is performed in a platen press under controlled conditions of temperature, pressure and cycle time of the platen press.
13. The method according to claim 1 , further comprising embossing said card and applying foil to the tips of embossments formed on the card.
14. A foil faced financial transaction card having graphics printed thereon, which card meets ANSI/ISO specifications for the characteristics of a financial transaction card, said card comprising: a plastic substrate layer; a metal containing foil layer bonded on its back surface to a surface of said substrate layer, a front surface of said foil layer having a printable topcoat layer thereon; a layer of adhesive bonded to the printable topcoat layer on the metal containing layer; printed front graphics on a front surface of the adhesive layer; a clear protective overlaycr bonded on the front surface of said adhesive layer over said graphics thereon; wherein the component layers of material that form the foil faced card are bonded to one another to the extent that any layer possesses a minimum peel strength of 3.4 lbf/in to resist delamination of said card.
15. The card according to claim 14, further comprising enhanced security graphics printed over said front graphics on said adhesive layer.
16. The card according to claim 14, wherein said adhesive layer is applied to said topcoat layer by a silkscreen operation to provide an adhesive layer having a thickness on the order of 50 microns.
17. The card according to claim 14, wherein said foil layer is bonded to said substrate layer by a heat-activated adhesive using a roll laminating process.
18. The card according to claim 14, wherein said printed front graphics are formed of ink applied to said adhesive layer using an offset litho press or silkscreen printing process.
19. The card according to claim 14, wherein said card is embossed with letters and/or numerals, tops of said embossed letters and/or numerals having tipping foil applied thereto.
20. The card according to claim 14, wherein said card is a secure card having at least one security feature selected from the group consisting of a hologram hot stamped thereon, a tamper-proof signature panel hot stamped on the back of said card, and ultraviolet ink security graphics printed over said front graphics on said adhesive layer.
21. The card according to claim 14, wherein said substrate comprises two rigid sheets of plastic material laminated to one another.
22. The card according to claim 14, wherein said clear protective layer is a polyvinyl chloride sheet having a thickness of 2.0 mil.
23. The card according to claim 1 , wherein the back of said card has a magnetic stripe thereon.
PCT/US2001/008294 2000-03-15 2001-03-15 Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby WO2001069521A1 (en)

Priority Applications (6)

Application Number Priority Date Filing Date Title
CA002403130A CA2403130C (en) 2000-03-15 2001-03-15 Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby
EP01918709.5A EP1285402B1 (en) 2000-03-15 2001-03-15 Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby
BR0109224-3A BR0109224A (en) 2000-03-15 2001-03-15 Card manufacturing method for financial transactions with sheet metal face with graphic elements printed on it and card manufactured by it
AU2001245755A AU2001245755A1 (en) 2000-03-15 2001-03-15 Method of making a foil faced financial transaction card having graphics printedthereon and card made thereby
JP2001567520A JP4607414B2 (en) 2000-03-15 2001-03-15 Method for producing commerce card having graphic on overlaid foil and card produced by the method
MXPA02008929A MXPA02008929A (en) 2000-03-15 2001-03-15 Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby.

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/526,064 2000-03-15
US09/526,064 US6471128B1 (en) 2000-03-15 2000-03-15 Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby

Publications (1)

Publication Number Publication Date
WO2001069521A1 true WO2001069521A1 (en) 2001-09-20

Family

ID=24095768

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2001/008294 WO2001069521A1 (en) 2000-03-15 2001-03-15 Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby

Country Status (8)

Country Link
US (1) US6471128B1 (en)
EP (1) EP1285402B1 (en)
JP (1) JP4607414B2 (en)
AU (1) AU2001245755A1 (en)
BR (1) BR0109224A (en)
CA (1) CA2403130C (en)
MX (1) MXPA02008929A (en)
WO (1) WO2001069521A1 (en)

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1932676A1 (en) * 2006-12-13 2008-06-18 E-Kart Elektronik Kart Sistemleri Sanayi ve Ticaret A.S. Laminated IC card with mirror effect surface portion
US7544266B2 (en) 2004-05-21 2009-06-09 Illinois Tool Works Inc. Process of making laminated sheet and product made by the process
US8230665B2 (en) 2006-05-12 2012-07-31 Pugh Jeffrey D Apparatus and methods for producing embossed promotional cards
WO2017076489A1 (en) * 2015-11-06 2017-05-11 Giesecke & Devrient Gmbh A transaction card with 3d printing graphic surface

Families Citing this family (52)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6817532B2 (en) * 1992-02-12 2004-11-16 Lenscard U.S., Llc Wallet card with built-in light
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
AU2001282935A1 (en) 2000-08-01 2002-02-13 First Usa Bank, N.A. System and method for transponder-enabled account transactions
US6772951B1 (en) * 2000-10-02 2004-08-10 Ultra Electronics Limited Method of forming an image, and to a product having an image formed thereon
US7860789B2 (en) 2001-07-24 2010-12-28 Jpmorgan Chase Bank, N.A. Multiple account advanced payment card and method of routing card transactions
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
DE10142043C2 (en) * 2001-08-28 2003-08-21 Avery Dennison Zweckform Offic Cards bow
AU2003230751A1 (en) 2002-03-29 2003-10-13 Bank One, Delaware, N.A. System and process for performing purchase transaction using tokens
US20040210498A1 (en) 2002-03-29 2004-10-21 Bank One, National Association Method and system for performing purchase and other transactions using tokens with multiple chips
US20040122736A1 (en) 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
US8033457B2 (en) 2003-01-03 2011-10-11 American Express Travel Related Services Company, Inc. Metal-containing transaction card and method of making the same
JP4365326B2 (en) 2003-01-03 2009-11-18 アメリカン エクスプレス トラベル リレイテッド サービシーズ カンパニー, インコーポレイテッド Transaction card including metal and method of making the same
US7588184B2 (en) * 2003-01-03 2009-09-15 American Express Travel Related Services Company, Inc. Metal-containing transaction card and method of making the same
US7823777B2 (en) * 2003-01-03 2010-11-02 American Express Travel Related Services Company, Inc. Metal-containing transaction card and method of making same
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
DE102004022391A1 (en) * 2004-05-06 2005-12-01 Giesecke & Devrient Gmbh Composite laminated data card, e.g. for smart card, has inner metallized layer covered by transparent protective and printed plastic layers
US7503503B2 (en) * 2004-05-06 2009-03-17 Giesecke & Devrient Gmbh Card laminate
WO2006022695A1 (en) 2004-08-09 2006-03-02 Oberthur Card Systems Sa Multi-layer cards with aesthetic features and related methods of manufacturing
US20060214004A1 (en) * 2005-03-24 2006-09-28 Tsujiden Co., Ltd. Person-verifying medium using a luminous body, and process for producing the same
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US20070022647A1 (en) * 2005-07-28 2007-02-01 Miller Craig A Card with pocket
JP2009178843A (en) 2006-08-22 2009-08-13 Rynne Group Llc Identification card, and identification card transaction system using the identification card
EP2109014A1 (en) * 2008-04-08 2009-10-14 JDS Uniphase Corporation Improved OVD containing device
USD635186S1 (en) 2008-06-30 2011-03-29 Jpmorgan Chase Bank, N.A. Metal transaction device
US9305292B1 (en) 2008-07-03 2016-04-05 Jpmorgan Chase Bank, N.A. Systems and methods for providing an adaptable transponder device
USD636021S1 (en) 2008-07-17 2011-04-12 Jpmorgan Chase Bank, N.A. Eco-friendly transaction device
US7770801B1 (en) 2008-08-08 2010-08-10 I3 Plastic Cards, LLC Environmentally favorable reward cards
JP2011529722A (en) * 2008-08-14 2011-12-15 カーディアック ペースメイカーズ, インコーポレイテッド Performance evaluation and adaptation of acoustic communication links
USD617378S1 (en) 2009-02-12 2010-06-08 Jpmorgan Chase Bank, N.A. Transaction device with a gem-like surface appearance
USD620975S1 (en) 2009-02-12 2010-08-03 Jpmorgan Chase Bank, N.A. Transaction device
US8725589B1 (en) 2009-07-30 2014-05-13 Jpmorgan Chase Bank, N.A. Methods for personalizing multi-layer transaction cards
US8393547B2 (en) * 2009-08-05 2013-03-12 Perfect Plastic Printing Corporation RF proximity financial transaction card having metallic foil layer(s)
USD623690S1 (en) 2010-03-05 2010-09-14 Jpmorgan Chase Bank, N.A. Metal transaction device with gem-like surface
MX2010007682A (en) * 2010-03-09 2011-09-21 Travel Tags Inc Metalized in mold label and molded articles having same.
USD643064S1 (en) 2010-07-29 2011-08-09 Jpmorgan Chase Bank, N.A. Metal transaction device with gem-like surface
KR101275983B1 (en) * 2010-09-01 2013-06-14 현대카드 주식회사 A metal payment card and make method thereof
US8485447B1 (en) 2010-11-24 2013-07-16 Pap Investments, Ltd. Thin gage open loop system cards and method of manufacture
US10286628B2 (en) 2012-05-14 2019-05-14 Taylor Communications, Inc. Composite film having barrier properties for use as in-mold labels, article with in-mold labels, and methods of making same
US8857722B2 (en) 2012-07-20 2014-10-14 CPI Card Group—Colorado, Inc. Weighted transaction card
US10032099B2 (en) 2012-07-20 2018-07-24 CPI Card Group—Colorado, Inc. Weighted transaction card
USD854083S1 (en) 2013-03-27 2019-07-16 Jpmorgan Chase Bank, N.A. Hybrid transaction device
US10354175B1 (en) 2013-12-10 2019-07-16 Wells Fargo Bank, N.A. Method of making a transaction instrument
US10479126B1 (en) 2013-12-10 2019-11-19 Wells Fargo Bank, N.A. Transaction instrument
US10513081B1 (en) 2013-12-10 2019-12-24 Wells Fargo Bank, N.A. Method of making a transaction instrument
US10380476B1 (en) 2013-12-10 2019-08-13 Wells Fargo Bank, N.A. Transaction instrument
US20160232438A1 (en) 2015-02-06 2016-08-11 American Express Travel Related Services Company, Inc. Ceramic-containing transaction cards
WO2017210305A1 (en) 2016-06-01 2017-12-07 Cpi Card Group - Colorado, Inc. Ic chip card with integrated biometric sensor pads
US10583683B1 (en) 2017-02-03 2020-03-10 Federal Card Services, LLC Embedded metal card and related methods
EP3582973B1 (en) 2017-02-14 2023-06-28 CPI Card Group - Colorado, Inc. Edge-to-edge metal card and production method
US10482365B1 (en) 2017-11-21 2019-11-19 Wells Fargo Bank, N.A. Transaction instrument containing metal inclusions
DE102019104174A1 (en) * 2019-02-19 2020-08-20 Ovd Kinegram Ag Multi-layer body and method for producing a multi-layer body
WO2021074658A1 (en) * 2019-10-18 2021-04-22 Linxens Holding Card-type information substrate including a frame

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4022943A (en) * 1976-08-05 1977-05-10 Gaf Corporation Sheet type covering material with metallic luster and process for making same
US4897533A (en) 1987-07-07 1990-01-30 National Business Systems, Inc. Credit card and method of making the same
US5326966A (en) * 1989-12-14 1994-07-05 Teijin Limited Magnetic card comprising a polyester film, ultra-violet curing ink layer, a magnetic layer, and an antistatic adhesive layer comprising specified polymers
US5439755A (en) * 1988-06-17 1995-08-08 Kyodo Printing Co., Ltd. Magnetic recording medium comprising a magnetic recording layer, an intermediate layer, a metallic thermal recording layer and a protective layer
JPH07214962A (en) * 1994-01-27 1995-08-15 Tokin Corp Magnetic card
US5585144A (en) * 1994-02-22 1996-12-17 Crown Roll Leaf, Inc. Hologram with integral printed indicia
US5786587A (en) * 1995-08-10 1998-07-28 American Bank Note Holographics, Inc. Enhancement of chip card security

Family Cites Families (11)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4837061A (en) * 1987-08-10 1989-06-06 Alcan International Limited Tamper-evident structures
US4938830A (en) * 1988-03-07 1990-07-03 Perfect Plastic Printing Corp. Plastic card and method of fabrication thereof
GB9212838D0 (en) 1992-06-17 1992-07-29 Ici Plc Polymeric film
JPH06155972A (en) * 1992-11-18 1994-06-03 Dainippon Printing Co Ltd Manufacture of optical card
IL110098A (en) * 1993-08-13 1998-02-08 Johnson & Johnson Vision Prod Method of double-sided printing of a laminate and product obtained thereby
JP2886114B2 (en) * 1994-06-29 1999-04-26 三菱化学株式会社 Composite molded article and method for producing the same
US5962137A (en) * 1995-01-27 1999-10-05 Toppan Printing Company Limited Antibacterial card
JP3935533B2 (en) * 1996-08-29 2007-06-27 大日本印刷株式会社 Magnetic card manufacturing method
US6054090A (en) * 1998-07-09 2000-04-25 Johnson & Johnson Vision Products, Inc. Method of steam-sterilizing contact lens label
DE19840631C2 (en) * 1998-09-05 2001-06-13 Orga Kartensysteme Gmbh Process for the production of a multilayer identification card made of plastic
US8252409B2 (en) * 2004-02-19 2012-08-28 Hewlett-Packard Development Company, L.P. Durable printed composite materials and associated methods

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4022943A (en) * 1976-08-05 1977-05-10 Gaf Corporation Sheet type covering material with metallic luster and process for making same
US4897533A (en) 1987-07-07 1990-01-30 National Business Systems, Inc. Credit card and method of making the same
US5439755A (en) * 1988-06-17 1995-08-08 Kyodo Printing Co., Ltd. Magnetic recording medium comprising a magnetic recording layer, an intermediate layer, a metallic thermal recording layer and a protective layer
US5326966A (en) * 1989-12-14 1994-07-05 Teijin Limited Magnetic card comprising a polyester film, ultra-violet curing ink layer, a magnetic layer, and an antistatic adhesive layer comprising specified polymers
JPH07214962A (en) * 1994-01-27 1995-08-15 Tokin Corp Magnetic card
US5585144A (en) * 1994-02-22 1996-12-17 Crown Roll Leaf, Inc. Hologram with integral printed indicia
US5786587A (en) * 1995-08-10 1998-07-28 American Bank Note Holographics, Inc. Enhancement of chip card security

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of EP1285402A1

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7544266B2 (en) 2004-05-21 2009-06-09 Illinois Tool Works Inc. Process of making laminated sheet and product made by the process
US8230665B2 (en) 2006-05-12 2012-07-31 Pugh Jeffrey D Apparatus and methods for producing embossed promotional cards
EP1932676A1 (en) * 2006-12-13 2008-06-18 E-Kart Elektronik Kart Sistemleri Sanayi ve Ticaret A.S. Laminated IC card with mirror effect surface portion
WO2017076489A1 (en) * 2015-11-06 2017-05-11 Giesecke & Devrient Gmbh A transaction card with 3d printing graphic surface
US10776681B2 (en) 2015-11-06 2020-09-15 Giesecke+Devrient Mobile Security Gmbh Transaction card with 3D printing graphic surface

Also Published As

Publication number Publication date
MXPA02008929A (en) 2004-10-15
CA2403130A1 (en) 2001-09-20
EP1285402A4 (en) 2007-07-11
JP4607414B2 (en) 2011-01-05
US6471128B1 (en) 2002-10-29
AU2001245755A1 (en) 2001-09-24
JP2003527262A (en) 2003-09-16
CA2403130C (en) 2008-06-03
EP1285402B1 (en) 2014-01-15
BR0109224A (en) 2002-12-10
EP1285402A1 (en) 2003-02-26

Similar Documents

Publication Publication Date Title
US6471128B1 (en) Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby
US6644551B2 (en) Card
US4545838A (en) Lamination product and method employing temporary transfer film
US7503503B2 (en) Card laminate
KR101151917B1 (en) Process of making laminated sheet and product made by the process
US5251937A (en) Multilayer data carrier and a method for producing it
EP1046515B1 (en) Method of manufacturing a plastic card with a lenticular lens therein and card made by the method
US4456639A (en) Laminating film of thermoset polyester resin with external layer of embossable thermoplastic resin
US5458713A (en) Multilayer data carrier and a method for producing it
US7997496B2 (en) Laminated printable multi-layer card with entrapped security element
JP2009502575A (en) Embedded watermark
GB2035207A (en) Identification cards having a relief surface
JP3354580B2 (en) Data medium and manufacturing method thereof
US20050001422A1 (en) Printable intermediate construction incorporating registrably positioned laminate components that can be imaged and then easily formed into a laminated card or decal on demand
JP2007058667A (en) Ic card
JP4408337B2 (en) Magnetic card and method for manufacturing magnetic card
JP2007011441A (en) Ic card
WO2004028827A1 (en) Financial transaction card
JP2001266339A (en) Method for manufacturing magnetic card
AU2003260196A1 (en) Financial transaction card

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A1

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT TZ UA UG UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A1

Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE TR BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
WWE Wipo information: entry into national phase

Ref document number: PA/a/2002/008929

Country of ref document: MX

ENP Entry into the national phase

Ref country code: JP

Ref document number: 2001 567520

Kind code of ref document: A

Format of ref document f/p: F

WWE Wipo information: entry into national phase

Ref document number: 2001918709

Country of ref document: EP

WWE Wipo information: entry into national phase

Ref document number: 2403130

Country of ref document: CA

WWP Wipo information: published in national office

Ref document number: 2001918709

Country of ref document: EP