WO2001069521A1 - Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby - Google Patents
Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby Download PDFInfo
- Publication number
- WO2001069521A1 WO2001069521A1 PCT/US2001/008294 US0108294W WO0169521A1 WO 2001069521 A1 WO2001069521 A1 WO 2001069521A1 US 0108294 W US0108294 W US 0108294W WO 0169521 A1 WO0169521 A1 WO 0169521A1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- card
- layer
- graphics
- foil
- adhesive layer
- Prior art date
Links
- 239000011888 foil Substances 0.000 title claims abstract description 57
- 238000004519 manufacturing process Methods 0.000 title claims abstract description 9
- 239000010410 layer Substances 0.000 claims abstract description 75
- 238000000034 method Methods 0.000 claims abstract description 32
- 239000012790 adhesive layer Substances 0.000 claims abstract description 29
- 239000000758 substrate Substances 0.000 claims abstract description 24
- 239000002184 metal Substances 0.000 claims abstract description 15
- 239000000853 adhesive Substances 0.000 claims abstract description 12
- 230000001070 adhesive effect Effects 0.000 claims abstract description 12
- 229920003023 plastic Polymers 0.000 claims abstract description 11
- 239000004033 plastic Substances 0.000 claims abstract description 11
- 230000032798 delamination Effects 0.000 claims abstract description 7
- 230000001681 protective effect Effects 0.000 claims abstract description 7
- 229920000915 polyvinyl chloride Polymers 0.000 claims description 11
- 239000004800 polyvinyl chloride Substances 0.000 claims description 11
- 238000010030 laminating Methods 0.000 claims description 9
- 239000000463 material Substances 0.000 claims description 6
- 229920006267 polyester film Polymers 0.000 claims description 4
- 239000007767 bonding agent Substances 0.000 claims description 2
- 229920001577 copolymer Polymers 0.000 claims description 2
- 239000011140 metalized polyester Substances 0.000 claims description 2
- 238000004049 embossing Methods 0.000 claims 1
- 239000011241 protective layer Substances 0.000 claims 1
- 238000003475 lamination Methods 0.000 description 3
- 238000010586 diagram Methods 0.000 description 2
- 230000003678 scratch resistant effect Effects 0.000 description 2
- 239000011248 coating agent Substances 0.000 description 1
- 238000000576 coating method Methods 0.000 description 1
- 239000002131 composite material Substances 0.000 description 1
- 238000005034 decoration Methods 0.000 description 1
- 230000007547 defect Effects 0.000 description 1
- 239000005453 ketone based solvent Substances 0.000 description 1
- 238000001459 lithography Methods 0.000 description 1
- VTHJTEIRLNZDEV-UHFFFAOYSA-L magnesium dihydroxide Chemical compound [OH-].[OH-].[Mg+2] VTHJTEIRLNZDEV-UHFFFAOYSA-L 0.000 description 1
- 239000007787 solid Substances 0.000 description 1
- 125000000391 vinyl group Chemical group [H]C([*])=C([H])[H] 0.000 description 1
- 229920002554 vinyl polymer Polymers 0.000 description 1
Classifications
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- B—PERFORMING OPERATIONS; TRANSPORTING
- B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
- B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
- B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
- B42D25/40—Manufacture
- B42D25/45—Associating two or more layers
- B42D25/465—Associating two or more layers using chemicals or adhesives
- B42D25/47—Associating two or more layers using chemicals or adhesives using adhesives
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
- B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
- B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
- B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
- B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
- B42D25/30—Identification or security features, e.g. for preventing forgery
- B42D25/328—Diffraction gratings; Holograms
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
- B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
- B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
- B42D25/30—Identification or security features, e.g. for preventing forgery
- B42D25/36—Identification or security features, e.g. for preventing forgery comprising special materials
- B42D25/369—Magnetised or magnetisable materials
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
- B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
- B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
- B42D25/30—Identification or security features, e.g. for preventing forgery
- B42D25/36—Identification or security features, e.g. for preventing forgery comprising special materials
- B42D25/378—Special inks
- B42D25/387—Special inks absorbing or reflecting ultraviolet light
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
- B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
- B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
- B42D25/40—Manufacture
- B42D25/405—Marking
- B42D25/425—Marking by deformation, e.g. embossing
-
- B42D2033/10—
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
- B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
- B42D25/00—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
- B42D25/20—Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof characterised by a particular use or purpose
Definitions
- the present invention is directed to an improved financial transaction card, particularly a secure card, and a method of making the same.
- the financial transaction card has a clear scratch resistant metallic surface with graphics printed thereon and meets ANSI/ISO specifications.
- the method comprises providing a plastic substrate layer and a metal containing foil layer having a front surface with the printable top coat layer thereon.
- the metal containing foil layer is mounted by way of its back surface on a surface of the substrate layer.
- a layer of adhesive is applied to the printable top coat layer of the foil layer.
- Front graphics are printed on the front surface of the adhesive layer.
- a clear protective overlay is provided on the front surface of the adhesive layer over the graphics thereon.
- the method further comprises printing enhanced security graphics over the front graphics on the adhesive layer.
- the first graphics printed on the front surface of the adhesive layer can be printed using an offset litho press and/or silkscrcen printing process.
- the front graphics are preferably printed on the adhesive layer using ultraviolet curable ink which is cured immediately after printing by exposure to ultraviolet light.
- the method of the disclosed embodiment further comprises providing a second plastic substrate layer for the back of the card, printing graphics on one side thereon, collating the printed substrate layers with respect to clear plastic overlays and laminating the layers to bond the same to one another.
- the laminating is performed in a platen press under controlled conditions of temperature, pressure and cycle time of the platen press.
- the improved foil faced financial transaction card of the invention has graphics printed thereon and, as stated above, the card meets ANSI/ISO specifications for the characteristics of a financial transaction card. This is the case even where the card includes enhanced security graphics printed over the front graphics on the adhesive layer.
- the card can also be embossed with letters and/or numerals, the tops of the embossed letters and/or numerals having tipping foil applied thereto. Additional security features, including a hologram and a tamper-proof signature panel can be hot stamped on the card while retaining the necessary structural integrity of the card to meet the ANSI/ISO specifications.
- the back of the card includes a magnetic stripe thereon in the disclosed embodiment.
- Figure 1 is a top plan view of the front of a financial transaction card of the present invention.
- Figure 2 is a top plan view of the back of the financial transaction card of Figure 1.
- Figure 3 is a cross-sectional view of the financial transaction card taken along the line 3-3 in Figure 1.
- FIG 4 is a flow diagram of the method of making the financial transaction card according to the invention.
- a secure financial transaction card 20 of the invention is depicted in Figures 1 -3.
- the card 20 meets the ANSI/ISO specifications for the characteristics of a financial transaction card, particularly JSO/1EC 7810: 1995.
- Section 8.1.8 Delamination specification requires that component layers of material that form the card structure shall be bonded to the extent that any layer shall possess a minimum peel strength of 6 N/CM (3.4 lbf/in). Tearing of the overlay during the test signifies that the bond is stronger than the overlay, which is automatically deemed acceptable.
- the method of making the foil faced financial transaction card 20 comprises providing a plastic substrate layer, for example, a rigid solid layer of polyvinyl chloride having a thickness of 26 mil, and a metal containing foil layer 1 have a front surface with a printable top coat layer thereon.
- the metal containing foil layer 1 is a metallized polyester film with polyester film overlay with copolymer thermal adhesive on both sides of the foil layer as a top coat for printing and as a bonding agent for mounting the foil layer on the substrate layer.
- a foil layer is commercially available.
- the thickness of the foil layer is .002 inch in the disclosed embodiment.
- the metal containing foil layer 1 is mounted by way of its back surface on a surface of the substrate layer, substrate 2 in the disclosed embodiment, by a roll laminating process and a heat sensitive adhesive on the back of the metal containing foil layer.
- An adhesive layer 10 is applied to the printable top coat layer of the foil layer, preferably before printing front graphics on the metal containing foil layer.
- a vinyl based material with naptha and ketone solvents is employed.
- the adhesive has a laminating metallic clear base and is commercially available.
- the adhesive layer has a thickness on the order of 50 microns, particularly 51 microns, in the illustrated embodiment.
- the adhesive layer 10 on the metal containing foil layer is then printed with front graphics on the front surface of the adhesive layer. The printing can be performed using an offset litho press or a silkscreen process.
- Enhanced security graphics can then be printed over the front graphics on the adhesive layer. It has been found that the use of ultraviolet ink security graphics over the front graphics on the metal containing foil layer result in an enhanced, vivid appearance when viewed under black light.
- a clear protective overlay 4 is applied to the front surface of the adhesive layer 10 over the graphics thereon. This laminating is preferably performed in a platen press under controlled conditions of temperature, pressure and time. Additional security features, including a hologram 7 and a signature panel 9 are optionally applied to the card 20 by hot stamping.
- a magnetic stripe 6 can also be provided on the back overlay 5 of the card
- the overlays 4 and 5 are 2 mil clear PVC in the disclosed embodiment It is noted that the plastic substrate in the illustrated embodiment comprises two 13 mil white rigid PVC substrates which are collated with the clear protective overlays for lamination As noted above, a single 26 mil white rigid PVC substrate could also be employed
- FIG. 4 schematically illustrates process steps in making the card
- a quantity of foil is ordered from a subcontractor, who procures a designated foil design
- the foil subcontractor applies a printable top coat to the front surface of the foil and a heat-activated adhesive to the back of the rolled foil Rolls are sent to a subcontracted mounting contractor
- a quantity of 13 mil ⁇ gid PVC sheets is sent to the subcontracted mounting contractor
- the mounting contractor applies the foil to the PVC sheets via the heat-activated adhesive as referred to above and ships the composite back to the assignee's manufacturing facility
- the foiled PVC sheets are shear cut to improve feeding capabilities on p ⁇ nting presses
- the adhesive coating 10 is applied, by a silkscreen process, to the front of the foil sheets to ensure lamination Graphics are applied to the front foil sheets using multicolor UV offset litho presses, or a silkscreen process Graphics for the back of the card are prepared on separate sheets of 13 mil white PVC
- These graphics are p ⁇ nted using offset litho and/or silkscreen processes
- Ultraviolet secu ⁇ ty graphics are offset litho p ⁇ nted over the front graphics on the foil faced substrate layer 2
- the front and back sheets are moved to the lamination department of the next stage of the manufactu ⁇ ng process
- the sheets of fronts and backs are collated with 2 0 mil clear PVC on the front and 2 0 mil mag st ⁇ ped clear PVC on the back
- the collated sheets are laminated a platen press under controlled conditions
- the laminated sheets are moved to the card reduction department where sheets are die cut to card size, which meet CR80 specifications Cards are inspected for defects and non-conformances, counted and moved to the hot-stamp department Signature panels 6, holograms 7 and other foil decorations 8, if specified, are applied to the cards
- the finished cards 20 are then counted and packed according to customer specifications
- the cards advantageously meet the ANSI/ISO specifications including that for delamination in that the component layers of mate ⁇ al that form the foil faced card are bonded to one another to the extent that any layer possesses a minimum peel strength of 3 4 lbf/in to resist delamination of the card, even in the case p ⁇ nted secu ⁇ ty graphics are provided on the card in addition to the front graphics
- the cards
Landscapes
- Engineering & Computer Science (AREA)
- Manufacturing & Machinery (AREA)
- Health & Medical Sciences (AREA)
- Chemical & Material Sciences (AREA)
- Chemical Kinetics & Catalysis (AREA)
- General Chemical & Material Sciences (AREA)
- General Health & Medical Sciences (AREA)
- Toxicology (AREA)
- Credit Cards Or The Like (AREA)
- Laminated Bodies (AREA)
Abstract
Description
Claims
Priority Applications (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA002403130A CA2403130C (en) | 2000-03-15 | 2001-03-15 | Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby |
EP01918709.5A EP1285402B1 (en) | 2000-03-15 | 2001-03-15 | Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby |
BR0109224-3A BR0109224A (en) | 2000-03-15 | 2001-03-15 | Card manufacturing method for financial transactions with sheet metal face with graphic elements printed on it and card manufactured by it |
AU2001245755A AU2001245755A1 (en) | 2000-03-15 | 2001-03-15 | Method of making a foil faced financial transaction card having graphics printedthereon and card made thereby |
JP2001567520A JP4607414B2 (en) | 2000-03-15 | 2001-03-15 | Method for producing commerce card having graphic on overlaid foil and card produced by the method |
MXPA02008929A MXPA02008929A (en) | 2000-03-15 | 2001-03-15 | Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby. |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US09/526,064 | 2000-03-15 | ||
US09/526,064 US6471128B1 (en) | 2000-03-15 | 2000-03-15 | Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby |
Publications (1)
Publication Number | Publication Date |
---|---|
WO2001069521A1 true WO2001069521A1 (en) | 2001-09-20 |
Family
ID=24095768
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2001/008294 WO2001069521A1 (en) | 2000-03-15 | 2001-03-15 | Method of making a foil faced financial transaction card having graphics printed thereon and card made thereby |
Country Status (8)
Country | Link |
---|---|
US (1) | US6471128B1 (en) |
EP (1) | EP1285402B1 (en) |
JP (1) | JP4607414B2 (en) |
AU (1) | AU2001245755A1 (en) |
BR (1) | BR0109224A (en) |
CA (1) | CA2403130C (en) |
MX (1) | MXPA02008929A (en) |
WO (1) | WO2001069521A1 (en) |
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EP1932676A1 (en) * | 2006-12-13 | 2008-06-18 | E-Kart Elektronik Kart Sistemleri Sanayi ve Ticaret A.S. | Laminated IC card with mirror effect surface portion |
US7544266B2 (en) | 2004-05-21 | 2009-06-09 | Illinois Tool Works Inc. | Process of making laminated sheet and product made by the process |
US8230665B2 (en) | 2006-05-12 | 2012-07-31 | Pugh Jeffrey D | Apparatus and methods for producing embossed promotional cards |
WO2017076489A1 (en) * | 2015-11-06 | 2017-05-11 | Giesecke & Devrient Gmbh | A transaction card with 3d printing graphic surface |
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- 2001-03-15 EP EP01918709.5A patent/EP1285402B1/en not_active Revoked
- 2001-03-15 WO PCT/US2001/008294 patent/WO2001069521A1/en active Application Filing
- 2001-03-15 BR BR0109224-3A patent/BR0109224A/en not_active Application Discontinuation
- 2001-03-15 MX MXPA02008929A patent/MXPA02008929A/en active IP Right Grant
- 2001-03-15 JP JP2001567520A patent/JP4607414B2/en not_active Expired - Lifetime
- 2001-03-15 AU AU2001245755A patent/AU2001245755A1/en not_active Abandoned
- 2001-03-15 CA CA002403130A patent/CA2403130C/en not_active Expired - Fee Related
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Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US7544266B2 (en) | 2004-05-21 | 2009-06-09 | Illinois Tool Works Inc. | Process of making laminated sheet and product made by the process |
US8230665B2 (en) | 2006-05-12 | 2012-07-31 | Pugh Jeffrey D | Apparatus and methods for producing embossed promotional cards |
EP1932676A1 (en) * | 2006-12-13 | 2008-06-18 | E-Kart Elektronik Kart Sistemleri Sanayi ve Ticaret A.S. | Laminated IC card with mirror effect surface portion |
WO2017076489A1 (en) * | 2015-11-06 | 2017-05-11 | Giesecke & Devrient Gmbh | A transaction card with 3d printing graphic surface |
US10776681B2 (en) | 2015-11-06 | 2020-09-15 | Giesecke+Devrient Mobile Security Gmbh | Transaction card with 3D printing graphic surface |
Also Published As
Publication number | Publication date |
---|---|
MXPA02008929A (en) | 2004-10-15 |
CA2403130A1 (en) | 2001-09-20 |
EP1285402A4 (en) | 2007-07-11 |
JP4607414B2 (en) | 2011-01-05 |
US6471128B1 (en) | 2002-10-29 |
AU2001245755A1 (en) | 2001-09-24 |
JP2003527262A (en) | 2003-09-16 |
CA2403130C (en) | 2008-06-03 |
EP1285402B1 (en) | 2014-01-15 |
BR0109224A (en) | 2002-12-10 |
EP1285402A1 (en) | 2003-02-26 |
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