WO2001039581A3 - System for distributing insurance policies - Google Patents

System for distributing insurance policies Download PDF

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Publication number
WO2001039581A3
WO2001039581A3 PCT/RU2000/000491 RU0000491W WO0139581A3 WO 2001039581 A3 WO2001039581 A3 WO 2001039581A3 RU 0000491 W RU0000491 W RU 0000491W WO 0139581 A3 WO0139581 A3 WO 0139581A3
Authority
WO
WIPO (PCT)
Prior art keywords
package
insurance
insurance policies
number
policies
Prior art date
Application number
PCT/RU2000/000491
Other languages
French (fr)
Other versions
WO2001039581A2 (en
Inventor
Andrei Dmitrievich Malov
Original Assignee
Alexandrov Konstantin Evgeniev
Andrei Dmitrievich Malov
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to RU99124741 priority Critical
Priority to RU99124741 priority
Application filed by Alexandrov Konstantin Evgeniev, Andrei Dmitrievich Malov filed Critical Alexandrov Konstantin Evgeniev
Publication of WO2001039581A2 publication Critical patent/WO2001039581A2/en
Publication of WO2001039581A3 publication Critical patent/WO2001039581A3/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce, e.g. shopping or e-commerce
    • G06Q30/02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking

Abstract

The system relates to the methods for distributing the insurance products and is intended to enlarge the number of insured parties and to increase the interest thereof while concluding insurance contracts of various types The technical result is the growth of the distributed policies and a possibility to obtain an expensive policy against a lesser fee. The technical result is achieved by grouping the insurance policies in packages, the value of which is a function of parameters of mentioned insurance policies. The number of insurance policies in the package N package= n1+n2+ +nI +nk, where k the number of policy types in the package, ni number of insurance policies of type I (i= 1, 2, k), the cost of the package C¿package ?= c1*n1 + c2*n2 + + ci*ni + ck*nk, where cI the cost of the insurance policy of type i. The system contains sets of tickets, the cost of each being a function of the cost of the insurance policies package and the number of the insurance policies in each package. Each ticket is intended for drawing the insurance policies contained in the package, for confirming the payment of the insurance policy and for personalizing the winning insurance policy in an authorized institution.
PCT/RU2000/000491 1999-11-29 2000-11-29 System for distributing insurance policies WO2001039581A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
RU99124741 1999-11-29
RU99124741 1999-11-29

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
AU19057/01A AU1905701A (en) 1999-11-29 2000-11-29 System for distributing insurance policies

Publications (2)

Publication Number Publication Date
WO2001039581A2 WO2001039581A2 (en) 2001-06-07
WO2001039581A3 true WO2001039581A3 (en) 2001-11-01

Family

ID=20227340

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/RU2000/000491 WO2001039581A2 (en) 1999-11-29 2000-11-29 System for distributing insurance policies

Country Status (2)

Country Link
AU (1) AU1905701A (en)
WO (1) WO2001039581A2 (en)

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4831526A (en) * 1986-04-22 1989-05-16 The Chubb Corporation Computerized insurance premium quote request and policy issuance system
RU2094846C1 (en) * 1996-03-28 1997-10-27 Акционерное общество открытого типа Страховая компания "Росгал" Cashless payment system
RU2113262C1 (en) * 1996-12-30 1998-06-20 Юрий Сергеевич Городков Lottery game

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4831526A (en) * 1986-04-22 1989-05-16 The Chubb Corporation Computerized insurance premium quote request and policy issuance system
RU2094846C1 (en) * 1996-03-28 1997-10-27 Акционерное общество открытого типа Страховая компания "Росгал" Cashless payment system
RU2113262C1 (en) * 1996-12-30 1998-06-20 Юрий Сергеевич Городков Lottery game

Also Published As

Publication number Publication date
AU1905701A (en) 2001-06-12
WO2001039581A2 (en) 2001-06-07

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