WO1993019942A1 - Process and system for reading and writing images and related data to an integrated circuit card - Google Patents

Process and system for reading and writing images and related data to an integrated circuit card Download PDF

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Publication number
WO1993019942A1
WO1993019942A1 PCT/US1993/003272 US9303272W WO9319942A1 WO 1993019942 A1 WO1993019942 A1 WO 1993019942A1 US 9303272 W US9303272 W US 9303272W WO 9319942 A1 WO9319942 A1 WO 9319942A1
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WO
Grant status
Application
Patent type
Prior art keywords
image
integrated circuit
process
circuit card
data
Prior art date
Application number
PCT/US1993/003272
Other languages
French (fr)
Inventor
Ted N. Granger
Timothy Troy Robinson
Eric Bruce Weber
Kenneth R. Mullican
Original Assignee
Intelicard Technologies, Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date

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Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K19/00Record carriers for use with machines and with at least a part designed to carry digital markings
    • G06K19/06Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
    • G06K19/08Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
    • G06K19/10Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357Cards having a plurality of specified features
    • G06Q20/3576Multiple memory zones on card
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transaction
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07CTIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00Individual entry or exit registers
    • G07C9/00007Access-control involving the use of a pass
    • G07C9/00031Access-control involving the use of a pass in combination with an identity-check of the pass-holder
    • G07C9/00071Access-control involving the use of a pass in combination with an identity-check of the pass-holder by means of personal physical data, e.g. characteristic facial curves, hand geometry, voice spectrum, fingerprints
    • G07C9/00079Access-control involving the use of a pass in combination with an identity-check of the pass-holder by means of personal physical data, e.g. characteristic facial curves, hand geometry, voice spectrum, fingerprints visually
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07GREGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
    • G07G3/00Alarm indicators, e.g. bells
    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D25/00Information-bearing cards or sheet-like structures characterised by identification or security features; Manufacture thereof
    • B42D25/40Manufacture
    • B42D25/48Controlling the manufacturing process
    • B42D25/485Controlling the manufacturing process by electronic processing means

Abstract

A process and system for reading and writing images and related data to an integrated circuit card wherein the process captures an image, compresses the captured image, and then stores the compressed image. The image may be written to the memory of an integrated circuit card along with other machine readable data. In an exemplary embodiment of the system an integrated circuit cardholder (12) may utilize an integrated circuit card (16) having his or her image (18) readable as a security measure from point-of-sale terminals (14), automatic teller machines, and the like. Additionally, the card (16) may contain all credit card data, bank account data, drivers license data, passport data, and the like. In this fashion a single higly secure card (16) may be issued and utilized by a cardholder (12) such that multiple dedicated cards become unnecessary.

Description

PROCESS AND SYSTEM FOR READING AND WRLTING

IMAGES AND RELATED DATA TO AN INTEGRATED CIRCUIT CARD

Cross Reference to Related Applications

The present apphcation is a continuation-in-part apphcation of a United States Patent Application filed on 7 April 1992 and designated by Serial Ns

07/864,868.

Microfiche Appendix This application includes a microfiche appendix of eight microfiche comprising a total of 448 frames. Authorization Pursuant to 37 CFR 1.71(d) and (e)

A portion of the disclosure of this patent document contains material which is subject to copyright protection. The copyright owner has no objection to the facsimile reproduction by anyone of the patent document or the patent disclosure, as it appears in the Patent and Trademark Office patent file or records, but otherwise reserves all copyright rights whatsoever.

Additionally, this patent document contains certain material proprietary to parties other than the inventive entity. This material is provided under license and may not be facsimile reproduced without the expressed written permission of the party having a proprietary interest in said material. Background of the Invention

1. Technical Field

The present invention is directed to integrated circuit cards and peripheral equipment and more particularly to process and system for storing data on an integrated circuit card. 2. Description of the Prior Art

Integrated circuit cards (IC cards) are typically comprised of a magnetic stripe credit card with an embedded computer chip in the le t hand quadrant of the card. Communication with the computer chip maybe made via a series of contacts located above the chip position.

During common operation, the IC card is inserted into a dedicated reader/writer which supplies the chip with necessary inputs and outputs. The reader/writer is connected to a host device (e.g., computer, point-of-sale teπninal, automatic teller machine, public telephone, or the like) via a data communication link. In this configuration the host device may communicate with the IC card.

IC cards have been utilized in the prior art to maintain information regarding the card holder, the intended use of the card, copies of prior transactions (including status, and result and balance if applicable), or the like.

Ordinary magnetic stripe cards are capable of holding approximately 100 bytes of data on each of four tracks. In contrast, IC cards are capable of storing approximately 8000 bytes of data. While the IC card's improved data storage capacity allows additional cardholder and issuer features, IC cards still lack the necessary storage capacity to store high resolution images, or the like.

Currently, security on ordinary magnetic card stripes is limited to methods of encoding the data magnetically on the stripe. Conversely, IC cards utilize a family of passwords or keywords to limit data access in the chip based on the type of access required, privilege level of the requester, and terminal identification from which the request is being made.

Several industries are desirous of a fail-safe method of providing transaction level security in the use of credit type cards. These industries include, banking and finance, merchandisers, and travel and entertainment entities.

3. Objects of the Invention

Therefore, a principal object of the present invention is to provide an improved process and system for reading and writing images and related data on an integrated circuit card. Another object of the present invention is to provide a process and system for reading and writing high resolution images in a compressed format on an integrated circuit card.

Another object of the present invention is to provide a fail-safe security measure for integrated circuit cardholders and card issuers.

Another object of the present invention is to provide a process and system for reading and writing images and related data on an integrated circuit card which requires a relatively small amount of useable card memory to store an image or images. Another object of the present invention is to provide a process and system for reading and writing images and related data on an integrated circuit card which is dependable, easy to use, and cost effective.

Another object of the present invention is to provide a process and system for reading and writing images and related data on an integrated circuit card which may be used in existing systems with relatively little modification.

Finally, another object of the present invention is to provide a process and system for reading and writing images and related data on an integrated circuit card which is easy to install and trouble free. These and other objects will be apparent to those skilled in the art. Summary of the Invention

The present invention discloses a novel process and system for reading and writing images on an integrated circuit card. The process captures an image, compresses the captured image, and then stores the captured and compressed image. The compressed image may be written to the memory of an integrated circuit card along with other machine readable data.

In an exemplary embodiment of the system an integrated circuit cardholder may utilize an integrated circuit card having his or her image readable for identification from point-of-sale terminals, automatic teller machines, and the like. Additionally, the card may contain credit card data, credit history, bank account data, drivers license data, passport data, and the like. In this fashion a single highly secure card may be issued and utilized by a cardholder such that multiple dedicated cards become unnecessary. Brief Description of the Drawings

Other objects and advantages of the invention will become apparent upon reading the following detailed description and upon reference to the drawings, in which: Figure 1 is a perspective view of a preferred embodiment of the process and system for reading and writing images and related data on an integrated circuit card showing a cardholder at a point-of-sale terminal adapted to read and write IC cards wherein the cardholder's image is displayed with other relevant data on the point-of-sale terminal display for identification purposes;

Figure 2 is a perspective diagrammatic illustration of a preferred embodiment of the process and system for reading and writing images and related data on an integrated circuit card illustrating the steps of writing an image to an IC card; Figure 3 is a perspective diagrammatic illustration of a preferred embodiment of the process and system for reading and writing images and related data on an integrated circuit card illustrating the steps of reading an image from an IC card; and

Figure 4 is a diagrammatic illustration of a preferred embodiment of the process and system for reading and writing images and related data on an integrated circuit card illustrating the steps of an exemplary utilization of an IC card having a compressed image of the cardholder stored in the memory of the IC card.

While the invention wiU be described in connection with a preferred embodiment, it will be understood that it is not intended to limit the invention to that embodiment. On the contrary, it is intended to cover all alternatives, modifications and equivalents as may be included within the spirit and scope of the invention as defined by the appended claims.

Description of the Preferred F-mhndimpτιt A preferred embodiment of the present invention 10 is illustrated in

Figures 1 through 4. An exemplary embodiment of the present invention is best shown in the diagrammatic illustration of Figure 4. Figures 2 and 3 diagrammatically illustrate image writing and reading process steps for an exemplary embodiment. Figure 1 depicts a cardholder 12 at a point-of-sale terminal 14 which is adapted to read and write IC cards 16 wherein the cardholder's image 18 is displayed with other relevant data 22 on the point- of-sale terminal display 20 for identification purposes.

In a preferred embodiment 10 a cardholder/purchaser 12 may utilize an IC card 16 which contains their image and relevant credit card account data to make purchases. A store clerk would simply ring-up the sale on a dedicated point-of-sale terminal and insert the IC card 16 into the terminal 14. The terminal could then debit the cardholder's account once the clerk had confirmed, through the displayed cardholder image, the identification of the account holder. Likewise, in similar transactions, a cardholder 12 could utilize their IC card 16 at automatic teller machines. The cardholder's image would be read from the card by the automatic teller, and via a pattern recognition system, and the automatic teller could confirm the identity of the carholder's image with a real-time video image of the card user. Turning now to Figure 2, wherein the exemplary steps of writing an image to an IC card 16 are shown, a Matrox Illuminator- 16 is utilized to display an image on a video monitor. The image may come from a number of sources, i.e., video camera 24, VCR, laserdisk, still video camera, broadcast television, or a digitized scanner image. The displayed image may then be saved to a file 26 (preferrably as a 16-bit image). This file is then compressed so as to produce a compressed image file 30. Compression of the file 26 may be achieved via JPEG compression algorithms, Huffman encoding, or other data compression method. Other relevant data 22 (i.e., credit card data, credit history data, bank account data, drivers license data, passport data, and the like) may then be entered via a keyboard 28 and written to a data file 32. The compressed image file 30 and the data file 32 may then be written to the memory of an IC card 16 via an IC card reader/writer 34.

Turning now to Figure 3, wherein the exemplary steps of reading an image from an IC card 16 are shown, the compressed image file 30 may be read from the IC card 16 via the IC card reader/writer 34. The compressed image may then be decompressed into an image file 26 and displayed on a point-of-sale terminal display 20 or the like.

Turning to Figure 4, wherein the exemplary steps of utilizing the invention to perform a security verification are shown, a video source 50 provides an image of the cardholder, or the like, via video sampling. Software designed for the video sampler reads and converts the image. Additionally, the video source 50 may be replaced by a flat surface image scanner.

The raw image 52 produced by the video source 50 contains all image data. The raw image 52 is processed by the image compressor 54. The image compressor 54 compresses thhe raw image 52 in four steps: (1) useable size image scaling, (2) color reduction to a subset of all possible colors, (3) image degradation, and (4) encoding. The compressed image 56 is then transmitted as the static information to be stored on an integrated circuit security card 58. Other security information (static information such as I.D. numbers, or other fixed biographical information, as well as dynamic information such as last access dates, credit and debit amounts, or the like) may be initialized on the card 58. Communication, card formatting and security code enabling are normally provided by the security card 58 manufacturer. The compressed image 56 may be virtual, and image acquisition/compression/transmission (for a security system) should not store information to disk so as not to compromise the security information at its source. However, if the total destruction of temporary information stored to disk can be assured, temporary information can be safely handled on disk.

Reconstruction of image information consists initially of extracting image information from the card 58. Image reconstruction may in an exemplary embodiment only take place after any necessary pass codes have been entered by the user and by the system retrieving the information from the card). In any case, the compressed image 56 may be decompressed via an image decompressor 60. The image decompressor 60 simply acts in the reverse of the image compressor 54.

Dependent on the apphcation, the raw image 52 may be accompanied by any other security information stored on the card 58. Image data and any other security information are presented to the user via a video display 62 or the like such that security verification 64 may be made.

While the invention has been described with a certain degree of particularity, it is manifest that many changes may be made in the details of construction and the arrangement of components without departing from the spirit and scope of the disclosure. It is understood that the invention is not limited to the embodiments set forth herein for purposes of exemplification, but is to be limited only by the scope of the appended claims including the full range of equivalency to which each element thereof is entitled. Thus, there has been shown and described an improved process and system for reading and writing images and related data on an integrated circuit card which accomplishes at least all of the stated objects.

Claims

WE CLA :
1. A process for reading and writing images and related data on an integrated circuit card, comprising:
(a) capturing an image; (b) compressing said image; and
(c) storing said image in a machine readable form on an integrated circuit card.
2. The process of clai 1, wherein said image is an image of the cardholder.
3. The process of claim 1, further comprising the step of decompressing said stored image and displaying said image via means for decompressing and displaying an image from an integrated circuit card.
4. The process of claim 1 , wherein said compression comprises the steps of (i) scaling the image, (ii) reducing the color of the image, (hi) degrading the color of the image, and (iv) compressing the image.
5. The process of claim 4, wherein said image scaling step is accomplished via a video signal reduction algorithm.
6. The process of claim 4, wherein said color reducing step decreases the number of colors used in the image.
7. The process of claim 4, wherein said degrading step removes portions of the image which are not necessary for viewing and comprehending the image.
8. The process of claim 4, wherein said compression is accomplished via Huffman encoding.
9. A system for writing images and related data on an integrated circuit card, comprising:
(a) image capture means for generating image data for digital storage;
(b) image conversion means for controlling said image capture means and for storing said captured digital image;
(c) image compression means for compression said captured digital image; and
(d) an integrated circuit card for storing said captured and compressed digital image.
10. The system of claim 9, further comprising means for decompressing and reading said captured and compressed digital image stored on said integrated circuit card.
11. The system of claim 9, wherein said image captured by said image capture means is an image of the cardholder.
PCT/US1993/003272 1992-04-07 1993-04-07 Process and system for reading and writing images and related data to an integrated circuit card WO1993019942A1 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
US86486892 true 1992-04-07 1992-04-07
US07/864,868 1992-04-07
US95886392 true 1992-10-08 1992-10-08
US07/958,863 1992-10-08

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Cited By (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0824815A1 (en) * 1995-05-08 1998-02-25 Image Data, L.L.C. Positive identification system and method
WO1998018106A1 (en) * 1996-10-17 1998-04-30 Gkard S.A.S. Method and installation for producing a personalised user identification card which cannot be forged
WO1998019269A1 (en) * 1996-10-25 1998-05-07 Coms21 Limited Driver licensing system
GB2330674A (en) * 1997-10-21 1999-04-28 Michael Ian Davis Reducing card fraud
WO1999044189A1 (en) * 1998-02-26 1999-09-02 Coms21 Limited A method of driving and backlighting an lcd of card reader
FR2776153A1 (en) * 1998-03-10 1999-09-17 Ordicam Rech Et Dev Security system including use of identity card with electronic chip incorporated
FR2786587A1 (en) * 1998-11-30 2000-06-02 Magali Catherine Amblard Identification verification of bearer of check or bank card
FR2919414A1 (en) * 2007-07-25 2009-01-30 Pietro Nieddo Credit card legal holder identifying device for use during payment in store, has digitized photography integrated during printing of credit card and visible by merchant, and digitized signature integrated during printing of plastic card
US7669758B2 (en) 2006-04-04 2010-03-02 American Express Travel Related Services Company, Inc. Obtaining transaction accounts using identification cards
US7847698B2 (en) 2001-04-26 2010-12-07 Arjowiggins Security SAS Cover incorporating a radio frequency identification device

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US4754487A (en) * 1986-05-27 1988-06-28 Image Recall Systems, Inc. Picture storage and retrieval system for various limited storage mediums
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US4991205A (en) * 1962-08-27 1991-02-05 Lemelson Jerome H Personal identification system and method
US5027401A (en) * 1990-07-03 1991-06-25 Soltesz John A System for the secure storage and transmission of data

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US4712103A (en) * 1985-12-03 1987-12-08 Motohiro Gotanda Door lock control system
US4900902A (en) * 1985-12-19 1990-02-13 Canon Kabushiki Kaisha Data communication apparatus
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US5027401A (en) * 1990-07-03 1991-06-25 Soltesz John A System for the secure storage and transmission of data

Cited By (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0824815A4 (en) * 1995-05-08 1999-11-17 Image Data L L C Positive identification system and method
EP0824815A1 (en) * 1995-05-08 1998-02-25 Image Data, L.L.C. Positive identification system and method
EP1879152A3 (en) * 1996-10-17 2010-11-24 Gemalto SA Method and installation for producing a personalised user identification card which cannot be forged
FR2758197A1 (en) * 1996-10-17 1998-07-10 Gkard Sas Method and plant for carrying out a user customizes title unforgeable
EP1879152A2 (en) * 1996-10-17 2008-01-16 Gkard S.A.S. Method and installation for producing a personalised user identification card which cannot be forged
WO1998018106A1 (en) * 1996-10-17 1998-04-30 Gkard S.A.S. Method and installation for producing a personalised user identification card which cannot be forged
WO1998019269A1 (en) * 1996-10-25 1998-05-07 Coms21 Limited Driver licensing system
GB2330674A (en) * 1997-10-21 1999-04-28 Michael Ian Davis Reducing card fraud
WO1999044189A1 (en) * 1998-02-26 1999-09-02 Coms21 Limited A method of driving and backlighting an lcd of card reader
FR2776153A1 (en) * 1998-03-10 1999-09-17 Ordicam Rech Et Dev Security system including use of identity card with electronic chip incorporated
WO2001020564A1 (en) * 1998-03-10 2001-03-22 Ordicam Recherche Et Developpement Sa Method for secure identification of a person and portable device implementing said method
FR2786587A1 (en) * 1998-11-30 2000-06-02 Magali Catherine Amblard Identification verification of bearer of check or bank card
US7847698B2 (en) 2001-04-26 2010-12-07 Arjowiggins Security SAS Cover incorporating a radio frequency identification device
US7940185B2 (en) 2001-04-26 2011-05-10 Arjowiggins Security SAS Cover incorporating a radiofrequency identification device
US7669758B2 (en) 2006-04-04 2010-03-02 American Express Travel Related Services Company, Inc. Obtaining transaction accounts using identification cards
US7891558B2 (en) 2006-04-04 2011-02-22 American Express Travel Related Services Company, Inc. Obtaining transaction accounts using identification cards
FR2919414A1 (en) * 2007-07-25 2009-01-30 Pietro Nieddo Credit card legal holder identifying device for use during payment in store, has digitized photography integrated during printing of credit card and visible by merchant, and digitized signature integrated during printing of plastic card

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