US505884A - Bank-check - Google Patents

Description

(No Model.) 2' sheets-' snet 1.

. L. G. NEWTON. BANK CHECK, DRAFT, 0R SIMILAR INSTRUMENT. No. 505,884. PatentedOot. 3, 1893.v

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'(No Model.)

L. C. NEWTON. BANK CHECK. DRAFT, 0R SIMILAR INSTRUMENT.

IjIo. 505,884. PatentedOot. 3, 1893.

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LUMUS C. NEWTON, OF DETROIT, MICHIGAN.

BANK-CHECK, DRAFT, OR SIMILAR INSTRUMENT.

SPECIFICATION forming` part of Letters Patent No. 505,884, dated October 3, 1893. Applicationiletl March 16, 1893. Serial No. 466,209. (No specimens.)

To all whom it may concern/.-

Be it known that I, LUMUS O. NEWTON, a citizen of the United States of America, residing in Detroit, in the county of Wayne and State of Michigan, have invented a new and useful Bank-Check or Draft, of which the following is a specification.

My invention has relation to improvements in checks, drafts, promissory notes, orders, or other obligations wherein 'may be expressed words designating value; and the object is to prevent the unlawful alteration of any written instrument, obligation, or order for the payment of moneyor other thing of value expressed by a numerical value therein.

I have fully and clearly illustrated my invention in the accompanying drawings, wherein- Figure 1 is an illustration of the face of a check having my improved preventive means displayed therein. Fig. 2 is a similar View of a check drawn for a certain amount, and the marginal notations clipped or cut down or off to correspond to the face value written in the body of the check.

A designates a blank ot' any proper size and shape to constitute a check, promissory note, order or other evidence of obligation, ex-` pressed in numerals. The central portion a, of the blank is that used for the written portion of the instrument, and is rectangular in shape substantially as shown in the drawings. This central portion is surrounded by parallel lines designating value, and the arrangement of these designations may be reversed and changed so that the larger values may be at either end, and the top and bottom designations be changed; the preferred arrangement is that shown in the drawings, wherein the notations designating thousands are arranged as the lower margin b, of the instrument, the lowest number being next adjacent to the lower edge of the check, and increasing in regular arithmetical progression to tive thousand. These numbers may be increased by simply making the margin wider and adding the numbers by lines. The lines designating the hundreds, seen at c, have the lowest hundred next adjacent to the'edge ot the instrument, and increase outwardly to nine hundred. The lines expressive of the tens d, and units e, are arranged in the same numerical order as the otherlines in their relation to the instrument, substantially as shown in the drawings.

To use the instrument in practical business, the body is filled up, say for three thousand, six hundred, and forty-three dollars; this being accomplished, the marginal four and five thousands lines are separated by cutting or tearing them from the check, then the hundreds margin is torn off, leaving the six hundred line on, then the tens torn 0E down to the forty line, and the units severed to the three line, and this makes the marginal designations correspondY with the body or face value of the paper, and the instrument is in a condition which renders it impossible to increase or raise its face value without the fraud becoming at once apparent, simply because the marginal designations would be expressive of a smaller value than the written body of the check called for.

The instrument may be used for any business purpose to which adapted; such as checks, orders, time-orders, notes, and drafts. The corner sections as f are left standing and have the lines intersecting, so that they maybe torn or out on with the marginal lines, and the rectangular shape of the'instrument preserved. The designating marginal lines, it will be seen, extend across the ends of the written instrument and along the top and bottom thereof, so that the blocks g, are formed by the extension and intersection of the marginal 1ines,thus composing eighty-one squares in the corners, where nine marginal lines are used, and on these squares may be indicated by figures, the value designations of the corresponding marginal lines, and then the corner square with its number printed thereon will constitute a ready means to quickly determine the value indicated by the marginal line left on the instrument.

It is readily perceived that if the value of the instrument is in the hundreds, all the marginal thousands are cut olf, and so on when lower Values are named, those not contained in the written instrument being disposed of as stated. g

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Having thus described my invention, what I claim, and desire to secure by Letters Patent, is-

A blank cheek, draft or similar instrument, having a series of marginal lines along its edges and ends, numerical values expressed on said lines, and each series being complete in itself and respectively of different values, and corner sections having squares thereon formed by the extension and intersection of the marginal lines, and numerals printed on the said squares corresponding to the values printed on the marginal lines substantially as and for the purpose specified.

In witness whereof I have hereto set my x5 hand in the presence of two attesting Wit;- nesses.

LUMUS C. NEWTON.

Attest:

A. G. HEYLMUN, C. L. TREVITT.

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