US1985592A - Receipt envelope - Google Patents

Receipt envelope Download PDF

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Publication number
US1985592A
US1985592A US656482A US65648233A US1985592A US 1985592 A US1985592 A US 1985592A US 656482 A US656482 A US 656482A US 65648233 A US65648233 A US 65648233A US 1985592 A US1985592 A US 1985592A
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United States
Prior art keywords
envelope
pocket
deposit
bank
face
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US656482A
Inventor
Lawrence P Woodward
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WILLIAM CHERNEY
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WILLIAM CHERNEY
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Priority to US656482A priority Critical patent/US1985592A/en
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    • BPERFORMING OPERATIONS; TRANSPORTING
    • B42BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
    • B42DBOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
    • B42D15/00Printed matter of special format or style not otherwise provided for
    • B42D15/02Postcards; Greeting, menu, business or like cards; Letter cards or letter-sheets
    • B42D15/04Foldable or multi-part cards or sheets
    • B42D15/08Letter-cards or letter-sheets, i.e. cards or sheets each of which is to be folded with the message inside and to serve as its own envelope for mailing

Definitions

  • Fig. 1 is an elevation of the envelope open to present a rectangular sheet for insertiony in a typewriter or the like
  • Fig. 2 is an elevation of the face of the envelope opposite that shownin Fig. 1; s
  • Fig. 3 is a transverse section to illustrate location of the envelope pocket
  • Fig. 4 is a. view illustrating onefunction of the address 'appearing on the outer face of the envelope iiap.
  • the present invention affcrdsa means for simplii'ying and reducing the cost of transacting such business to'a point where it may become prontable and thereby worth promoting.
  • the illustrative envelope comprises an envelope pocket 10 of rectangular shape wherein the back, face 11 of the pocket is also substantially rectangular in shape and presents an unbroken or uninterrupted surface from edge toedge of the pocket which may receive 'printing or typewriting in any portion of its surface.
  • the joints between the portions of the sheet forming 'the envelope pocket occur at the side edges 12 ofthe pocket and not within the area of the rear face ll'which therefore presents no joints nor broken surfaces (as the case in the ordinary envelope) to make it impracticable for use in a typewriter or in a press.
  • the flap 15 is likewise substantially ⁇ rectangular in shape and corresponds substantially in size to the face 11 of the pocket, and when opened out the face 11 and the inner face 16 of the pocket present ay rectangular sheet comprising two 10 flat surfaces each of which may be readily typed upon without danger of illegible typing or imperfect alinement-at any point.
  • a relatively narrow band of adhesive adapted to adhere to the outer margin 18 ⁇ 15 of the face 11, thereby sealing the, envelope as well ascovering any written material appearing upon the face 11.
  • the face l1 has printed thereon an appropriate form for use as the equivalent of a deposit slip in 20 the bank.
  • the arrangement of the form of the deposit slip may vary in accordance with the practice in the particular bank employing the envelope.
  • the arrangement of the form is preferably such as to promote convenience in entering items therein either on atypewriter or by hand. Rules, notices, etc for the attention of the depositor may be printed in the area 18. These serve their purpose before they are covered by the adhesive on the nap.
  • the face 16 of the ilap also has printed thereon a form which serves as the equivalent of a duplicate deposit slip, namely as a signed and dated lacknowledgment by the bank of receipt of the deposit and the amount thereof.
  • a form which serves as the equivalent of a duplicate deposit slip, namely as a signed and dated lacknowledgment by the bank of receipt of the deposit and the amount thereof.
  • the particular form of the receipt may vary in accordance with the practice in the bank employing the envelope.
  • a space should be provided on which may be imprinted the Abanks receipt stamp' 19 which usually bears the date of receipt of the deposit. It should also provide a place for the initials or countersignatufe 20 of an authorized employee or oihcer of the bank.
  • iiap l5 Upon'the opposite face 21 of iiap l5 appears the 45 address 22'of the depositorsnding the deposit. This address is so located on the ii'ap that it is in position to register with the window 23 of a windowenvelope 24 enclosing the deposit envelope.
  • the wordfFrcm" also preferably 'appearing on 50 deposit the flap form on the back of the the face 21 is so located that it will not register in the window envelope.
  • the front face of the envelope bears, preferably printed thereon, the address 25 of the bank employing the .envelope in its mail deposit business,
  • the above' described envelopes may be advantageously employed by the bank in the following manner to facilitate handling of mail deposits:
  • These envelopes are inserted in a slightly larger envelope24 with the address 22 registering with the window in the envelope.
  • the envelope 24 is also preferably employed to enclose to the depositor the deposit receipt for the previous deposit.4
  • the depositor employs the envelope to mail the succeeding deposit to the bank, preferably filling out the deposit slip form on the rear face of the envelope pocket.
  • the envelope containing the is opened by breaking the line of adhesive along the margin 18, the deposit checked on the deposit slip form, and 'the amount entered (if this has not already been done) on thereceipt flap which is then initialed or counter-signed andstarnped with the f wise weakened along banks receipt stamp. 19.
  • the ap which is detachable along the hinge line 14 is detached and returned tothe depositor with a fresh deposit envelope.
  • the flap may be press the line 26 adjacent the adhesive, to permit the adhesive margin (rendered irregular by unsealing) to be torn off priorto return to the depositor. Until such detachment allpapers are connected together in a single unitv entries is and loss prior to making necessary therefore impossible.
  • the receipt or duplicate deposit slip is sufllciently identified by reason of the fact that the depositors name necessarily appears on the opposite face of 'the slip which was formerly the flap of the envelope. There is no opportunity for omission of the address since the depositors ad.
  • the deposit slip form or face 11 may be arranged so that tors name and address may be made to register withthe name and address 22 on the outer face of the flap, thereby making it possible by the use of an interposed sheet lof carbon paper, to enter the depositors name and address simultaneously on the deposit slip and on the flap which for this purpose would be placed in register and inserted in a typewriter or addressing machine.
  • the envelope pocket 10 from which the iiap has been detached is retained by the bank, the pocket being used if desired to hold the deposit until it has beenappropriately checked. It is important given depositor is rst perforated or other/ the place 27 for the deposiplaced thereon by the post ofce (i. e. an agency independent of the bank) ⁇ to indicate when the envelope passed through the post office. This indicates the approximate date on *which the de-l posit was received by the bank, but more impor-I tant itserves, in the eventof dispute, to establish the approximate date on which the deposit left the hands of the depositor.v protected by an independent by the depositor that the deposit had been. mailed at van earlier date.' Of course it correspondingly safeguards the depositor against an erroneous or post-dated date stamp ofthe bank.
  • the bank is thus agency from claims writing and comprising a surface (i. e., thebacir of the envelope pocket) upon which an appropriate account detachable sheet bearing the correct address of the individual whomailed the envelope.
  • a mailable receipt envelope for making bank deposits by mail comprising in combination. a closed rectangular envelope pocket, the rear face of which is formed by an integral sheet' having an iuinterrupted surface extending substantially ⁇ throughout thev area of the rear face of said ⁇ pocket and presenting a surface which may be ⁇ .printed upon after formation of the envelope, the
  • a mailable receipt envelope for making bank deposits by mail comprising in combination a rectangular envelope pocket closed on three of its four sides adapted to carry banking deposits, said envelope carrying along its open side a substan- ⁇ tially rectangular sealing iiap of substantially the ⁇ size of the envelope, said iiap being made detach-l able from the envelope along the line of its open side, both faces of said pocket presentingsmooth faces unbroken by points whereby the envelope maybe printed upon after'formation, the joints forming the pocket lying at the edges of said face of said envelope pocket' carrying a deposit slip form spaced above the bottom edge of said face t'o provide a sealing area, said flap carrying on its inner face at its lower" free edge an area of adhesive'ad'apte'd to register pocket, the rear with said sealing area, said ap being also detachable from said adhesive area along a line just above said adhesive area, the inner face of said detachable flap carrying a receipt or duplicate deposit slip form ,adapted to carry acknowledgment from the bank of the deposit
  • said ap being also detachable from said adhesive area along a line just above said adhesive area, the inner face of said detachable flap carrying a receipt or duplicate deposit slip form ,adapted to carry acknowledgment from the bank of the deposit, the outer face 7 of the said ap carrying the address of the sender in position to appear through the window of a CERTIFICATI; Patent No. y1.985, 5.92.

Description

Patented Dec. 25, 1934 UNITED STATES Y RECEIPT ENVELOPE Lawrence P. Woodward,` Evanston, Ill., assigner to William Cherney, Chicago, lll.
- Application February 13, 1933, Serial No. 656,482
2 claim. (c1. :zza-'Joyl lIll'his invention relates to mailing envelopes, and among'other objects aims to provide means for simplifying certain business transactions such -ior example as the handling of bank deposits by mail.v Y
y'I'he nature of the invention may be readily understood by reference to one illustrative embodiment thereof shown in the accompanying drawing. I In said drawing:
Fig. 1 is an elevation of the envelope open to present a rectangular sheet for insertiony in a typewriter or the like Fig. 2 is an elevation of the face of the envelope opposite that shownin Fig. 1; s
Fig. 3 is a transverse section to illustrate location of the envelope pocket; and
Fig. 4 is a. view illustrating onefunction of the address 'appearing on the outer face of the envelope iiap.
'I'he invention is here shown embodied in an envelope used to facilitate handling of bank deposits by mail. Because of the diminishingnumber and soundness of outlying banks, the handling of bank deposits by mail has become an increasingly onerous problem for the larger central banks. Business of this `character when transacted by ordinary methods is expensive and u nprotable, yet it cannot ordinarily be refused.
The present invention affcrdsa means for simplii'ying and reducing the cost of transacting such business to'a point where it may become prontable and thereby worth promoting.
The illustrative envelope comprises an envelope pocket 10 of rectangular shape wherein the back, face 11 of the pocket is also substantially rectangular in shape and presents an unbroken or uninterrupted surface from edge toedge of the pocket which may receive 'printing or typewriting in any portion of its surface. To 'that end, the joints between the portions of the sheet forming 'the envelope pocket occur at the side edges 12 ofthe pocket and not within the area of the rear face ll'which therefore presents no joints nor broken surfaces (as the case in the ordinary envelope) to make it impracticable for use in a typewriter or in a press. In this connection it should be noted thatv in practice printed forms are printed on blank envelopes taken from stock and after they have been made up, and therefore even the .- as to-printing joints or variations in thickness of the area printed upon, are objectionable. The free edge l3'of the pocket is straight and terminates substantially with the edge of the pocket itself, namely at the hinge 14 of the iiap 15. 5
The flap 15 is likewise substantially` rectangular in shape and corresponds substantially in size to the face 11 of the pocket, and when opened out the face 11 and the inner face 16 of the pocket present ay rectangular sheet comprising two 10 flat surfaces each of which may be readily typed upon without danger of illegible typing or imperfect alinement-at any point. Along the edge 17 of the flapis a relatively narrow band of adhesive adapted to adhere to the outer margin 18` 15 of the face 11, thereby sealing the, envelope as well ascovering any written material appearing upon the face 11.
The face l1 has printed thereon an appropriate form for use as the equivalent of a deposit slip in 20 the bank. The arrangement of the form of the deposit slip may vary in accordance with the practice in the particular bank employing the envelope. The arrangement of the form is preferably such as to promote convenience in entering items therein either on atypewriter or by hand. Rules, notices, etc for the attention of the depositor may be printed in the area 18. These serve their purpose before they are covered by the adhesive on the nap.
The face 16 of the ilap also has printed thereon a form which serves as the equivalent of a duplicate deposit slip, namely as a signed and dated lacknowledgment by the bank of receipt of the deposit and the amount thereof. Here also the particular form of the receipt may vary in accordance with the practice in the bank employing the envelope. Preferably a space should be provided on which may be imprinted the Abanks receipt stamp' 19 which usually bears the date of receipt of the deposit. It should also provide a place for the initials or countersignatufe 20 of an authorized employee or oihcer of the bank.
Upon'the opposite face 21 of iiap l5 appears the 45 address 22'of the depositorsnding the deposit. This address is so located on the ii'ap that it is in position to register with the window 23 of a windowenvelope 24 enclosing the deposit envelope. The wordfFrcm" also preferably 'appearing on 50 deposit the flap form on the back of the the face 21 is so located that it will not register in the window envelope.- l
` The front face of the envelope bears, preferably printed thereon, the address 25 of the bank employing the .envelope in its mail deposit business,
being lthe address to which the deposit is sent.
The above' described envelopes may be advantageously employed by the bank in the following manner to facilitate handling of mail deposits: The address 22 of the placed by the bank on the outer face 21 of the flap. This is most conveniently done by employing the address plates usually made by the bank for each depositor. If desirable a separate set of address plates may be made for depositors forwarding deposits by Inail. These envelopes are inserted in a slightly larger envelope24 with the address 22 registering with the window in the envelope. The envelope 24 is also preferably employed to enclose to the depositor the deposit receipt for the previous deposit.4 The depositor employs the envelope to mail the succeeding deposit to the bank, preferably filling out the deposit slip form on the rear face of the envelope pocket. When the cover flap is sealed down the envelope is ready to mail merely by aiiixing a postage stamp, since the banks address and the depositors return address appear on the front and rear faces oi' the envelope respectively.v There is no opportunity for error since both addresses'have been placed legibly thereon by the bank.
Upon receipt off, the envelope containing the is opened by breaking the line of adhesive along the margin 18, the deposit checked on the deposit slip form, and 'the amount entered (if this has not already been done) on thereceipt flap which is then initialed or counter-signed andstarnped with the f wise weakened along banks receipt stamp. 19. Thereupon the ap which is detachable along the hinge line 14, is detached and returned tothe depositor with a fresh deposit envelope. To secure added neatness the flap may be press the line 26 adjacent the adhesive, to permit the adhesive margin (rendered irregular by unsealing) to be torn off priorto return to the depositor. Until such detachment allpapers are connected together in a single unitv entries is and loss prior to making necessary therefore impossible.
The receipt or duplicate deposit slip is sufllciently identified by reason of the fact that the depositors name necessarily appears on the opposite face of 'the slip which was formerly the flap of the envelope. There is no opportunity for omission of the address since the depositors ad.
dress must have been placed thereon in order for the envelope to have reached the depositor. 1f desired the deposit slip form or face 11 may be arranged so that tors name and address may be made to register withthe name and address 22 on the outer face of the flap, thereby making it possible by the use of an interposed sheet lof carbon paper, to enter the depositors name and address simultaneously on the deposit slip and on the flap which for this purpose would be placed in register and inserted in a typewriter or addressing machine.
The envelope pocket 10 from which the iiap has been detached is retained by the bank, the pocket being used if desired to hold the deposit until it has beenappropriately checked. It is important given depositor is rst perforated or other/ the place 27 for the deposiplaced thereon by the post ofce (i. e. an agency independent of the bank)` to indicate when the envelope passed through the post office. This indicates the approximate date on *which the de-l posit was received by the bank, but more impor-I tant itserves, in the eventof dispute, to establish the approximate date on which the deposit left the hands of the depositor.v protected by an independent by the depositor that the deposit had been. mailed at van earlier date.' Of course it correspondingly safeguards the depositor against an erroneous or post-dated date stamp ofthe bank.
An identifying mark or band 29rnay b e placed on the envelopes so that they may be readily separated fromother mail delivered to the bank.A i
The foregoing description serves suiiicientl'y to indicate the character of uses to which envelopes embodying the invention may vbe put. It embodies a rectangular vsheet presenting surfaces,
' any part of which may receive printing and type- The bank is thus agency from claims writing and comprising a surface (i. e., thebacir of the envelope pocket) upon which an appropriate account detachable sheet bearing the correct address of the individual whomailed the envelope. The
individual receiving the envelope and retaining or statement may be made, anda the pocket portion thereof possesses the evidence (i. e. the' post office date stamp) which protects both the sender and the receiver and avoids con--A troversy. The unitary characterof the device and the means by which error is avoided both in addresses and dates, is .obviously ,of great importance in transactions such as those above described and analogous transactions. l
Obviously the Iinvention is not limited to the details of the illustrative construction since these .may be variously modified. Moreover it is not indispensable thatall features of the inventionbe' used coniointly since various features may Abe used to advantage in different combinations and sub-combinations.
Having described my invention, I claim:
1. A mailable receipt envelope for making bank deposits by mail comprising in combination. a closed rectangular envelope pocket, the rear face of which is formed by an integral sheet' having an iuinterrupted surface extending substantially` throughout thev area of the rear face of said` pocket and presenting a surface which may be `.printed upon after formation of the envelope, the
joints forming the closed pocket lying at the edges of said pocket, and a substantially rectangular sealing flap of a size to cover substantially the entire rear face of said pocket, said rear face and flap when unfolded being adapted to be inserted in an imprinting device and presenting smooth surfaces to be imprinted upon.
2. A mailable receipt envelope for making bank deposits by mail comprising in combination a rectangular envelope pocket closed on three of its four sides adapted to carry banking deposits, said envelope carrying along its open side a substan-` tially rectangular sealing iiap of substantially the `size of the envelope, said iiap being made detach-l able from the envelope along the line of its open side, both faces of said pocket presentingsmooth faces unbroken by points whereby the envelope maybe printed upon after'formation, the joints forming the pocket lying at the edges of said face of said envelope pocket' carrying a deposit slip form spaced above the bottom edge of said face t'o provide a sealing area, said flap carrying on its inner face at its lower" free edge an area of adhesive'ad'apte'd to register pocket, the rear with said sealing area, said ap being also detachable from said adhesive area along a line just above said adhesive area, the inner face of said detachable flap carrying a receipt or duplicate deposit slip form ,adapted to carry acknowledgment from the bank of the deposit, the outer face 7 of the said ap carrying the address of the sender in position to appear through the window of a CERTIFICATI; Patent No. y1.985, 5.92.
LAWRENCE P. WOODWARD.
or CORRECTION. j
It is hereby certified that error appears in the printed'specificationl of the above numbered patent requiring correctionas follows: line 48,*claim l, for. "iuinterrupted" read uninterrupted; and
Page 2, second column, line 68, claim 2A,
Ifor "point/s" read joints; and that thesaidLetters Patent should be read with these corrections therein that the same may conform to the record ofv the case in the kPatent Office.
" Signed and sealed this 19th day ofy February, A. D. 1935.
V(-Seul)` Leslie Frazer Acting Commissioner of Patents.Y
December 25, 1934.
with said sealing area, said ap being also detachable from said adhesive area along a line just above said adhesive area, the inner face of said detachable flap carrying a receipt or duplicate deposit slip form ,adapted to carry acknowledgment from the bank of the deposit, the outer face 7 of the said ap carrying the address of the sender in position to appear through the window of a CERTIFICATI; Patent No. y1.985, 5.92.
LAWRENCE P. WOODWARD.
or CORRECTION. j
It is hereby certified that error appears in the printed'specificationl of the above numbered patent requiring correctionas follows: line 48,*claim l, for. "iuinterrupted" read uninterrupted; and
Page 2, second column, line 68, claim 2A,
Ifor "point/s" read joints; and that thesaidLetters Patent should be read with these corrections therein that the same may conform to the record ofv the case in the kPatent Office.
" Signed and sealed this 19th day ofy February, A. D. 1935.
V(-Seul)` Leslie Frazer Acting Commissioner of Patents.Y
December 25, 1934.
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Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US2863599A (en) * 1956-03-26 1958-12-09 Curtis 1000 Inc Banking envelope
US4055294A (en) * 1975-12-11 1977-10-25 Traise John E Combined mailer and return envelope assembly
US20040014575A1 (en) * 2002-07-19 2004-01-22 Keith Paxton Contest entry blank
US20070290500A1 (en) * 2001-01-31 2007-12-20 Prater Peter J Composite document for bearing secure information, apparatus and methods for producing such document
US7945492B1 (en) 1998-12-23 2011-05-17 Jpmorgan Chase Bank, N.A. System and method for integrating trading operations including the generation, processing and tracking of and trade documents
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US9058626B1 (en) 2013-11-13 2015-06-16 Jpmorgan Chase Bank, N.A. System and method for financial services device usage

Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US2863599A (en) * 1956-03-26 1958-12-09 Curtis 1000 Inc Banking envelope
US4055294A (en) * 1975-12-11 1977-10-25 Traise John E Combined mailer and return envelope assembly
US7945492B1 (en) 1998-12-23 2011-05-17 Jpmorgan Chase Bank, N.A. System and method for integrating trading operations including the generation, processing and tracking of and trade documents
US20070290500A1 (en) * 2001-01-31 2007-12-20 Prater Peter J Composite document for bearing secure information, apparatus and methods for producing such document
US7758081B2 (en) * 2001-01-31 2010-07-20 Qtac Solutions Ltd. Composite document for bearing secure information, apparatus and methods for producing such document
US20040014575A1 (en) * 2002-07-19 2004-01-22 Keith Paxton Contest entry blank
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US9058626B1 (en) 2013-11-13 2015-06-16 Jpmorgan Chase Bank, N.A. System and method for financial services device usage
US9460469B1 (en) 2013-11-13 2016-10-04 Jpmorgan Chase Bank, N.A. System and method for financial services device usage

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