TW414877B - Negotiable instrument requesting and dispensing system and method - Google Patents

Negotiable instrument requesting and dispensing system and method Download PDF

Info

Publication number
TW414877B
TW414877B TW87115829A TW87115829A TW414877B TW 414877 B TW414877 B TW 414877B TW 87115829 A TW87115829 A TW 87115829A TW 87115829 A TW87115829 A TW 87115829A TW 414877 B TW414877 B TW 414877B
Authority
TW
Taiwan
Prior art keywords
method
dispenser
bank
links
computer
Prior art date
Application number
TW87115829A
Inventor
John C Novogrod
Glenn Kurlander
Original Assignee
John C Novogrod
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to US08/943,383 priority Critical patent/US5993047A/en
Priority to US08/942,957 priority patent/US6119931A/en
Application filed by John C Novogrod filed Critical John C Novogrod
Application granted granted Critical
Publication of TW414877B publication Critical patent/TW414877B/en

Links

Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/042Payment circuits characterized in that the payment protocol involves at least one cheque
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/203Dispensing operations within ATMs

Abstract

The present invention provides a system and method for requesting and dispensing negotiable instruments such as bank checks, money orders, and traveler's checks. An instrument may be requested in this system and method by a bank customer from a telephone, a computer, a fixed-location dispenser, or a portable, hand-held dispenser that is in communication with a bank computer. This request may be made orally, using touch tones, or using data transmission over a communication network that may include telephone lines, two-way radio links, microwave links, satellite links, cellular telephone links, computer networks, and the Internet. After a request is processed and approved, the requested instrument may then be dispensed at any time in this system and method to the back customer or another party from any receive-only dispenser, fixed-location dispenser, or portable, hand-held dispenser that is also in communication with the bank computer.
TW87115829A 1997-10-02 1998-09-23 Negotiable instrument requesting and dispensing system and method TW414877B (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
US08/943,383 US5993047A (en) 1997-10-02 1997-10-02 Apparatus and method for requesting and dispensing negotiable instruments
US08/942,957 US6119931A (en) 1997-10-02 1997-10-02 System and method for requesting and dispensing negotiable instruments

Publications (1)

Publication Number Publication Date
TW414877B true TW414877B (en) 2000-12-11

Family

ID=27130174

Family Applications (1)

Application Number Title Priority Date Filing Date
TW87115829A TW414877B (en) 1997-10-02 1998-09-23 Negotiable instrument requesting and dispensing system and method

Country Status (8)

Country Link
EP (1) EP1042742A2 (en)
JP (1) JP2001519576A (en)
CN (1) CN1277700A (en)
AU (1) AU9573298A (en)
CA (1) CA2305778A1 (en)
IL (1) IL135362D0 (en)
TW (1) TW414877B (en)
WO (1) WO1999018549A2 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2000075886A1 (en) * 1999-06-04 2000-12-14 Novogrod John C Systems and methods for requesting and dispensing negotiable instruments
US7720754B1 (en) 2000-01-05 2010-05-18 Uniteller Financial Services, Inc. Money-transfer techniques
US6938013B1 (en) 2000-01-05 2005-08-30 Uniteller Financial Services, Inc. Money-transfer techniques
US7870065B2 (en) 2000-01-05 2011-01-11 Uniteller Financial Services, Inc. Money-transfer techniques
JP2002073979A (en) * 2000-08-24 2002-03-12 Hidekatsu Ukiyuuden Card issue requesting device and card database management device
WO2017012010A1 (en) * 2015-07-21 2017-01-26 深圳市银信网银科技有限公司 Method and system for changing certificate issuing bank of electronic certificate

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4053735A (en) * 1975-08-07 1977-10-11 Foudos James N Assured-check computer-based bank credit disbursing system
US4630201A (en) * 1984-02-14 1986-12-16 International Security Note & Computer Corporation On-line and off-line transaction security system using a code generated from a transaction parameter and a random number
US4918723A (en) * 1988-10-07 1990-04-17 Jerry R. Iggulden Keyboard to facsimile machine transmission system
WO1993009506A1 (en) * 1991-10-30 1993-05-13 Computer Based Controls, Inc. Financial document dispensing apparatus and method
US5570465A (en) * 1993-07-22 1996-10-29 Tsakanikas; Peter J. Apparatus, method and system for printing of legal currency and negotiable instruments
US5787405A (en) * 1994-09-29 1998-07-28 Ffp Financial Services, L.P. Method and system for creating financial instruments at a plurality of remote locations which are controlled by a central office
DE69604495D1 (en) * 1995-06-01 1999-11-04 American Express Trs New York Method and apparatus for providing a pre-paid customer account with remote access

Also Published As

Publication number Publication date
AU9573298A (en) 1999-04-27
JP2001519576A (en) 2001-10-23
IL135362D0 (en) 2001-05-20
CN1277700A (en) 2000-12-20
WO1999018549A2 (en) 1999-04-15
WO1999018549A3 (en) 1999-09-16
CA2305778A1 (en) 1999-04-15
EP1042742A2 (en) 2000-10-11

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Legal Events

Date Code Title Description
GD4A Issue of patent certificate for granted invention patent
MM4A Annulment or lapse of patent due to non-payment of fees