SG10201605438WA - Method for facilitating payment using instant messaging application - Google Patents

Method for facilitating payment using instant messaging application

Info

Publication number
SG10201605438WA
SG10201605438WA SG10201605438WA SG10201605438WA SG10201605438WA SG 10201605438W A SG10201605438W A SG 10201605438WA SG 10201605438W A SG10201605438W A SG 10201605438WA SG 10201605438W A SG10201605438W A SG 10201605438WA SG 10201605438W A SG10201605438W A SG 10201605438WA
Authority
SG
Singapore
Prior art keywords
instant messaging
messaging application
facilitating payment
payment
facilitating
Prior art date
Application number
SG10201605438WA
Inventor
Florinis John
Leong Liew Chee
Sasidharan Nair Syam
Kunkat Holger
Ahuja Sachin
Original Assignee
Mastercard Asia Pacific Pte Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard Asia Pacific Pte Ltd filed Critical Mastercard Asia Pacific Pte Ltd
Priority to SG10201605438WA priority Critical patent/SG10201605438WA/en
Priority to CN201780053206.2A priority patent/CN109690594A/en
Priority to PCT/US2017/040006 priority patent/WO2018005798A1/en
Priority to EP17739804.7A priority patent/EP3479324A1/en
Priority to US16/314,284 priority patent/US20200184457A1/en
Publication of SG10201605438WA publication Critical patent/SG10201605438WA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3678Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes e-cash details, e.g. blinded, divisible or detecting double spending
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/386Payment protocols; Details thereof using messaging services or messaging apps
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
SG10201605438WA 2016-07-01 2016-07-01 Method for facilitating payment using instant messaging application SG10201605438WA (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
SG10201605438WA SG10201605438WA (en) 2016-07-01 2016-07-01 Method for facilitating payment using instant messaging application
CN201780053206.2A CN109690594A (en) 2016-07-01 2017-06-29 Promote the method for payment using instant messaging application program
PCT/US2017/040006 WO2018005798A1 (en) 2016-07-01 2017-06-29 Method for facilitating payment using instant messaging application
EP17739804.7A EP3479324A1 (en) 2016-07-01 2017-06-29 Method for facilitating payment using instant messaging application
US16/314,284 US20200184457A1 (en) 2016-07-01 2017-06-29 Method for facilitating payment using instant messaging application

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201605438WA SG10201605438WA (en) 2016-07-01 2016-07-01 Method for facilitating payment using instant messaging application

Publications (1)

Publication Number Publication Date
SG10201605438WA true SG10201605438WA (en) 2018-02-27

Family

ID=59337895

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201605438WA SG10201605438WA (en) 2016-07-01 2016-07-01 Method for facilitating payment using instant messaging application

Country Status (5)

Country Link
US (1) US20200184457A1 (en)
EP (1) EP3479324A1 (en)
CN (1) CN109690594A (en)
SG (1) SG10201605438WA (en)
WO (1) WO2018005798A1 (en)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11461766B1 (en) 2014-04-30 2022-10-04 Wells Fargo Bank, N.A. Mobile wallet using tokenized card systems and methods
US10762495B2 (en) * 2016-12-30 2020-09-01 Square, Inc. Third-party access to secure hardware
TWI678670B (en) * 2018-07-27 2019-12-01 自成整合科技股份有限公司 Guiding system for ordering in network social transaction and implementing method thereof
JP7351235B2 (en) * 2020-02-17 2023-09-27 トヨタ自動車株式会社 Control device, control system, program, and control method
CN111369241B (en) * 2020-02-20 2021-08-13 支付宝(杭州)信息技术有限公司 Group payment method, device and equipment
US11887066B2 (en) 2020-05-30 2024-01-30 Mastercard International Incorporated Methods and systems for performing secure transactions associated with instructions received in natural language form

Family Cites Families (14)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020078319A (en) * 2001-04-09 2002-10-18 (주)이너베이 Method for providing Electronic Pocket Service using Instant Messenger
CN1547144A (en) * 2003-12-10 2004-11-17 北京矽谷学人科技有限公司 Internet safety payment system
EP2038876A4 (en) * 2006-06-28 2012-05-09 Planet Payment Inc Telephone-based commerce system and method
CN102044027A (en) * 2009-10-26 2011-05-04 北京闻言科技有限公司 Method for realizing bank payment at mobile phone client
KR101147854B1 (en) * 2009-12-04 2012-05-24 송명철 Method for providing a integrated settlement button
CN103186860A (en) * 2011-12-30 2013-07-03 上海博泰悦臻电子设备制造有限公司 Electronic payment system based on cloud data processing technology
US20140058939A1 (en) * 2012-08-24 2014-02-27 Ebay Inc. Method and apparatus for processing payment transactions from a chat application integrated with a payment application that leverages social features from the chat application
TW201421412A (en) * 2012-11-16 2014-06-01 Univ Nat Kaohsiung 1St Univ Sc Food and beverage ordering system
CN103886450A (en) * 2012-12-21 2014-06-25 黄金富 Four-party on-line online shopping payment system and corresponding method
EP2779066A1 (en) * 2013-03-14 2014-09-17 Payfriendz Ltd. Closed-loop mobile money transaction system
CN103246977A (en) * 2013-04-28 2013-08-14 深圳创维-Rgb电子有限公司 Method for sending and receiving TV payment information
US20150371173A1 (en) * 2014-06-19 2015-12-24 Sensay, Inc. Peer to peer chat based commerce system
US20160132860A1 (en) * 2014-11-12 2016-05-12 Line Bizplus Pte, Ltd. Method and system of processing payment using instant message service
CN105354739A (en) * 2015-12-14 2016-02-24 北京京东尚科信息技术有限公司 Method and device for generating order

Also Published As

Publication number Publication date
US20200184457A1 (en) 2020-06-11
CN109690594A (en) 2019-04-26
EP3479324A1 (en) 2019-05-08
WO2018005798A1 (en) 2018-01-04

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