SG10201602608WA - System and method for secure electronic transaction - Google Patents

System and method for secure electronic transaction

Info

Publication number
SG10201602608WA
SG10201602608WA SG10201602608WA SG10201602608WA SG10201602608WA SG 10201602608W A SG10201602608W A SG 10201602608WA SG 10201602608W A SG10201602608W A SG 10201602608WA SG 10201602608W A SG10201602608W A SG 10201602608WA SG 10201602608W A SG10201602608W A SG 10201602608WA
Authority
SG
Singapore
Prior art keywords
system
method
electronic transaction
secure electronic
secure
Prior art date
Application number
SG10201602608WA
Inventor
Swamy Sanjay
Ram Keshavachar Bhaktha
Original Assignee
Ezetap Mobile Solutions Private Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority to IN3415CH2011 priority Critical
Application filed by Ezetap Mobile Solutions Private Ltd filed Critical Ezetap Mobile Solutions Private Ltd
Publication of SG10201602608WA publication Critical patent/SG10201602608WA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06KRECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
    • G06K7/00Methods or arrangements for sensing record carriers, e.g. for reading patterns
    • G06K7/0004Hybrid readers
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3272Short range or proximity payments by means of M-devices using an audio code
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353Payments by additional cards plugged into M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices using electronic wallets or electronic money safes involving intelligent token, e.g. electronic purse
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4012Verifying personal identification number [PIN]
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Card specific authentication in transaction processing
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806Details of the card
    • G07F7/0813Specific details related to card security
    • G07F7/082Features insuring the integrity of the data on or in the card
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/0893Details of the card reader the card reader reading the card in a contactless manner
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q2220/00Business processing using cryptography
SG10201602608WA 2011-10-03 2012-09-28 System and method for secure electronic transaction SG10201602608WA (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
IN3415CH2011 2011-10-03

Publications (1)

Publication Number Publication Date
SG10201602608WA true SG10201602608WA (en) 2016-05-30

Family

ID=54259021

Family Applications (8)

Application Number Title Priority Date Filing Date
SG10201602608WA SG10201602608WA (en) 2011-10-03 2012-09-28 System and method for secure electronic transaction
SG10201602615WA SG10201602615WA (en) 2011-10-03 2012-09-28 A dongle device with communication module for a secure electronic transaction
SG11201401156UA SG11201401156UA (en) 2011-10-03 2012-09-28 A dongle device with tamper proof characteristics for a secure electronic transaction
SG10201602621SA SG10201602621SA (en) 2011-10-03 2012-09-28 A dongle device with tamper proof characteristics for a secure electronic transaction
SG10201602611RA SG10201602611RA (en) 2011-10-03 2012-09-28 A dongle device with rechargeable power supply for a secure electronic transaction
SG11201401149RA SG11201401149RA (en) 2011-10-03 2012-09-28 System and method for secure electronic transaction
SG11201401151QA SG11201401151QA (en) 2011-10-03 2012-09-28 A dongle device with rechargeable power supply for a secure electronic transaction
SG11201401153SA SG11201401153SA (en) 2011-10-03 2012-09-28 A dongle device with communication module for a secure electronic transaction

Family Applications After (7)

Application Number Title Priority Date Filing Date
SG10201602615WA SG10201602615WA (en) 2011-10-03 2012-09-28 A dongle device with communication module for a secure electronic transaction
SG11201401156UA SG11201401156UA (en) 2011-10-03 2012-09-28 A dongle device with tamper proof characteristics for a secure electronic transaction
SG10201602621SA SG10201602621SA (en) 2011-10-03 2012-09-28 A dongle device with tamper proof characteristics for a secure electronic transaction
SG10201602611RA SG10201602611RA (en) 2011-10-03 2012-09-28 A dongle device with rechargeable power supply for a secure electronic transaction
SG11201401149RA SG11201401149RA (en) 2011-10-03 2012-09-28 System and method for secure electronic transaction
SG11201401151QA SG11201401151QA (en) 2011-10-03 2012-09-28 A dongle device with rechargeable power supply for a secure electronic transaction
SG11201401153SA SG11201401153SA (en) 2011-10-03 2012-09-28 A dongle device with communication module for a secure electronic transaction

Country Status (5)

Country Link
US (4) US20150112868A1 (en)
EP (4) EP2764477A4 (en)
IN (1) IN2014CN03254A (en)
SG (8) SG10201602608WA (en)
WO (4) WO2013051030A1 (en)

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Also Published As

Publication number Publication date
EP2764484A1 (en) 2014-08-13
SG11201401149RA (en) 2014-08-28
SG10201602615WA (en) 2016-05-30
US20150112868A1 (en) 2015-04-23
EP2764465A1 (en) 2014-08-13
EP2764477A4 (en) 2015-07-29
US20140297540A1 (en) 2014-10-02
SG11201401156UA (en) 2014-08-28
WO2013051032A1 (en) 2013-04-11
SG11201401153SA (en) 2014-08-28
WO2013051030A1 (en) 2013-04-11
WO2013051032A8 (en) 2014-05-22
US20140258132A1 (en) 2014-09-11
SG11201401151QA (en) 2014-09-26
WO2013051031A1 (en) 2013-04-11
US20140297539A1 (en) 2014-10-02
EP2764484A4 (en) 2015-07-29
SG10201602621SA (en) 2016-04-28
EP2764477A1 (en) 2014-08-13
WO2013051029A1 (en) 2013-04-11
SG10201602611RA (en) 2016-04-28
EP2764503A1 (en) 2014-08-13
IN2014CN03254A (en) 2015-07-03

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