RU2018138422A3 - - Google Patents
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- Publication number
- RU2018138422A3 RU2018138422A3 RU2018138422A RU2018138422A RU2018138422A3 RU 2018138422 A3 RU2018138422 A3 RU 2018138422A3 RU 2018138422 A RU2018138422 A RU 2018138422A RU 2018138422 A RU2018138422 A RU 2018138422A RU 2018138422 A3 RU2018138422 A3 RU 2018138422A3
- Authority
- RU
- Russia
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/34—User authentication involving the use of external additional devices, e.g. dongles or smart cards
- G06F21/35—User authentication involving the use of external additional devices, e.g. dongles or smart cards communicating wirelessly
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/45—Structures or tools for the administration of authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/60—Protecting data
- G06F21/602—Providing cryptographic facilities or services
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/0853—Network architectures or network communication protocols for network security for authentication of entities using an additional device, e.g. smartcard, SIM or a different communication terminal
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3234—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials involving additional secure or trusted devices, e.g. TPM, smartcard, USB or software token
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
- H04L9/3236—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions
- H04L9/3242—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using cryptographic hash functions involving keyed hash functions, e.g. message authentication codes [MACs], CBC-MAC or HMAC
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F2221/00—Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F2221/21—Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F2221/2141—Access rights, e.g. capability lists, access control lists, access tables, access matrices
Landscapes
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Business, Economics & Management (AREA)
- General Engineering & Computer Science (AREA)
- Computer Hardware Design (AREA)
- Software Systems (AREA)
- Accounting & Taxation (AREA)
- Computer Networks & Wireless Communication (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Bioethics (AREA)
- General Health & Medical Sciences (AREA)
- Health & Medical Sciences (AREA)
- Finance (AREA)
- Signal Processing (AREA)
- Computing Systems (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Power Engineering (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Storage Device Security (AREA)
Applications Claiming Priority (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201662317450P | 2016-04-01 | 2016-04-01 | |
US62/317,450 | 2016-04-01 | ||
US15/171,982 US10073962B2 (en) | 2016-04-01 | 2016-06-02 | System and method employing reduced time device processing |
US15/171,982 | 2016-06-02 | ||
PCT/US2016/069460 WO2017171958A1 (en) | 2016-04-01 | 2016-12-30 | System and method employing reduced time device processing |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU2020134850A Division RU2774798C2 (ru) | 2016-04-01 | 2016-12-30 | Способ с применением сокращенной по времени обработки устройства |
Publications (3)
Publication Number | Publication Date |
---|---|
RU2018138422A3 true RU2018138422A3 (ru) | 2020-05-12 |
RU2018138422A RU2018138422A (ru) | 2020-05-12 |
RU2735398C2 RU2735398C2 (ru) | 2020-10-30 |
Family
ID=59961721
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
RU2018138422A RU2735398C2 (ru) | 2016-04-01 | 2016-12-30 | Система и способ с применением сокращенной по времени обработки устройства |
Country Status (9)
Country | Link |
---|---|
US (4) | US10073962B2 (ru) |
EP (1) | EP3437003B1 (ru) |
KR (2) | KR20230157520A (ru) |
CN (2) | CN115099811A (ru) |
AU (4) | AU2016399761B2 (ru) |
BR (1) | BR112018069613B1 (ru) |
CA (1) | CA3016884A1 (ru) |
RU (1) | RU2735398C2 (ru) |
WO (1) | WO2017171958A1 (ru) |
Families Citing this family (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11488173B1 (en) * | 2016-09-08 | 2022-11-01 | Stripe, Inc. | Managed EMV kernel for faster processing |
US11394721B2 (en) * | 2017-01-17 | 2022-07-19 | Visa International Service Association | Binding cryptogram with protocol characteristics |
US20190156337A1 (en) * | 2017-11-17 | 2019-05-23 | Visa International Service Association | System and Method for Processing Deferred Authorization Transactions |
US10949520B2 (en) * | 2018-10-02 | 2021-03-16 | Capital One Services, Llc | Systems and methods for cross coupling risk analytics and one-time-passcodes |
EP3871366A4 (en) * | 2018-10-23 | 2021-12-15 | Visa International Service Association | ACCOUNT VERIFICATION VALIDATION SERVICE |
CA3153291A1 (en) * | 2019-10-02 | 2021-04-08 | Evan Lerner | Client device authentication using contactless legacy magnetic stripe data |
Family Cites Families (26)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4134537A (en) | 1977-04-25 | 1979-01-16 | Transaction Technology, Inc. | Transaction terminal |
US6003014A (en) | 1997-08-22 | 1999-12-14 | Visa International Service Association | Method and apparatus for acquiring access using a smart card |
US7729986B1 (en) * | 1999-07-30 | 2010-06-01 | Visa International Service Association | Smart card transactions using wireless telecommunications network |
US7163148B2 (en) | 2004-03-31 | 2007-01-16 | Silicon Labs Cp, Inc. | Magnetic stripe reader |
CA2624191A1 (en) * | 2005-09-28 | 2007-04-05 | Visa International Service Association | Device, system and method for reducing an interaction time for a contactless transaction |
CN101375294A (zh) * | 2005-12-06 | 2009-02-25 | 维萨美国股份有限公司 | 用于对便携式消费设备充值和再充值的方法和系统 |
US7959074B1 (en) | 2006-09-29 | 2011-06-14 | Amazon Technologies, Inc. | Selective authorization of item transactions |
US7909247B2 (en) * | 2006-10-27 | 2011-03-22 | American Express Travel Related Services Company, Inc. | Wireless transaction medium having combined magnetic stripe and radio frequency communications |
US7970669B1 (en) | 2008-07-25 | 2011-06-28 | Intuit Inc. | Method and system for store-to-consumer transaction management |
US20100057554A1 (en) | 2008-09-04 | 2010-03-04 | Mastercard International Incorporated | Method and System for Enabling Promotion of Product(s) and/or Service(s) |
US20110276420A1 (en) * | 2008-09-17 | 2011-11-10 | Robert White | Cash card system |
SK288747B6 (sk) * | 2009-04-24 | 2020-04-02 | Smk Kk | Spôsob a systém bezhotovostnej platobnej transakcie, najmä s použitím bezkontaktného platobného prostriedku |
US10354321B2 (en) | 2009-01-22 | 2019-07-16 | First Data Corporation | Processing transactions with an extended application ID and dynamic cryptograms |
WO2010126994A1 (en) * | 2009-04-28 | 2010-11-04 | Mastercard International Incorporated | Apparatus, method, and computer program product for recovering torn smart payment device transactions |
US20110057030A1 (en) * | 2009-09-04 | 2011-03-10 | Omesh Persaud | Card Including Account Number With Value Amount |
US10217109B2 (en) * | 2010-07-09 | 2019-02-26 | Mastercard International Incorporated | Apparatus and method for combining cryptograms for card payments |
CN101901436B (zh) * | 2010-07-19 | 2017-03-29 | 中兴通讯股份有限公司 | 一种实现业务支付的方法、装置和系统 |
WO2012174122A2 (en) * | 2011-06-13 | 2012-12-20 | Visa International Service Association | Selective authorization method and system |
CN102262762A (zh) * | 2011-07-11 | 2011-11-30 | 赵志旺 | 一种用于信用卡远程支付的辅助身份验证方法 |
US20130179351A1 (en) | 2012-01-09 | 2013-07-11 | George Wallner | System and method for an authenticating and encrypting card reader |
CN104054098A (zh) * | 2012-01-13 | 2014-09-17 | 电子湾有限公司 | 与emv卡读取器合作提供支付的系统、方法及计算机程序产品 |
GB2508015A (en) * | 2012-11-19 | 2014-05-21 | Mastercard International Inc | Method and apparatus for secure card transactions |
US10157380B2 (en) * | 2013-12-19 | 2018-12-18 | Opentable, Inc. | Mobile payments integrated with a booking system |
CA2884611C (en) | 2014-03-12 | 2024-04-16 | Scott Lawson Hambleton | System and method for authorizing a debit transaction without user authentication |
CN103996120B (zh) * | 2014-05-16 | 2018-08-17 | 天地融科技股份有限公司 | 信息交互方法及系统 |
SG10201404137XA (en) | 2014-07-16 | 2016-02-26 | Mastercard Asia Pacific Pte Ltd | Method and System for Facilitating Authorization of a Transaction |
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2016
- 2016-06-02 US US15/171,982 patent/US10073962B2/en active Active
- 2016-12-30 CN CN202210747692.0A patent/CN115099811A/zh active Pending
- 2016-12-30 RU RU2018138422A patent/RU2735398C2/ru active
- 2016-12-30 CN CN201680084186.0A patent/CN108885652B/zh active Active
- 2016-12-30 KR KR1020237037363A patent/KR20230157520A/ko active Application Filing
- 2016-12-30 CA CA3016884A patent/CA3016884A1/en active Pending
- 2016-12-30 AU AU2016399761A patent/AU2016399761B2/en active Active
- 2016-12-30 WO PCT/US2016/069460 patent/WO2017171958A1/en active Application Filing
- 2016-12-30 KR KR1020187030931A patent/KR102597502B1/ko active IP Right Grant
- 2016-12-30 BR BR112018069613-7A patent/BR112018069613B1/pt active IP Right Grant
- 2016-12-30 EP EP16897460.8A patent/EP3437003B1/en active Active
-
2018
- 2018-07-09 US US16/030,735 patent/US10572646B2/en active Active
-
2020
- 2020-01-13 US US16/741,412 patent/US11423134B2/en active Active
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2021
- 2021-08-13 AU AU2021215250A patent/AU2021215250B2/en active Active
-
2022
- 2022-07-13 US US17/863,699 patent/US20220342975A1/en active Pending
- 2022-12-07 AU AU2022283686A patent/AU2022283686B2/en active Active
-
2024
- 2024-07-03 AU AU2024204620A patent/AU2024204620A1/en active Pending
Also Published As
Publication number | Publication date |
---|---|
CN115099811A (zh) | 2022-09-23 |
AU2021215250B2 (en) | 2022-09-15 |
AU2016399761B2 (en) | 2021-07-08 |
AU2024204620A1 (en) | 2024-07-18 |
EP3437003A4 (en) | 2019-04-24 |
CA3016884A1 (en) | 2017-10-05 |
EP3437003B1 (en) | 2021-07-14 |
AU2022283686A1 (en) | 2023-02-02 |
BR112018069613A2 (pt) | 2019-01-22 |
KR20180123151A (ko) | 2018-11-14 |
BR112018069613B1 (pt) | 2024-01-16 |
KR20230157520A (ko) | 2023-11-16 |
RU2020134850A (ru) | 2021-01-26 |
KR102597502B1 (ko) | 2023-11-03 |
AU2021215250A1 (en) | 2021-09-02 |
US10572646B2 (en) | 2020-02-25 |
WO2017171958A1 (en) | 2017-10-05 |
EP3437003A1 (en) | 2019-02-06 |
AU2022283686B2 (en) | 2024-04-04 |
AU2016399761A1 (en) | 2018-09-13 |
RU2018138422A (ru) | 2020-05-12 |
US20180314814A1 (en) | 2018-11-01 |
US20170286663A1 (en) | 2017-10-05 |
CN108885652B (zh) | 2022-06-28 |
RU2735398C2 (ru) | 2020-10-30 |
US20200151314A1 (en) | 2020-05-14 |
US10073962B2 (en) | 2018-09-11 |
US20220342975A1 (en) | 2022-10-27 |
CN108885652A (zh) | 2018-11-23 |
US11423134B2 (en) | 2022-08-23 |
RU2020134850A3 (ru) | 2021-05-19 |