KR20060035294A - Url call back sms mobile van service - Google Patents
Url call back sms mobile van service Download PDFInfo
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- KR20060035294A KR20060035294A KR1020040084723A KR20040084723A KR20060035294A KR 20060035294 A KR20060035294 A KR 20060035294A KR 1020040084723 A KR1020040084723 A KR 1020040084723A KR 20040084723 A KR20040084723 A KR 20040084723A KR 20060035294 A KR20060035294 A KR 20060035294A
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- customer
- face
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- mobile phone
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- 238000000034 method Methods 0.000 claims description 8
- 230000005540 biological transmission Effects 0.000 description 2
- 125000002066 L-histidyl group Chemical group [H]N1C([H])=NC(C([H])([H])[C@](C(=O)[*])([H])N([H])[H])=C1[H] 0.000 description 1
- 208000034819 Mobility Limitation Diseases 0.000 description 1
- 238000012011 method of payment Methods 0.000 description 1
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G06Q50/50—
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/12—Messaging; Mailboxes; Announcements
- H04W4/14—Short messaging services, e.g. short message services [SMS] or unstructured supplementary service data [USSD]
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W80/00—Wireless network protocols or protocol adaptations to wireless operation
- H04W80/08—Upper layer protocols
- H04W80/12—Application layer protocols, e.g. WAP [Wireless Application Protocol]
Abstract
본 발명은 기존의 홈쇼핑, 다단계, 통신판매(이하 이용기업이라 함)등에 있어 고객이 유선을 통해 구매의사를 밝힌 후 자신의 신용정보를 이용기업 상담원에게 제공하고, 이용기업 상담원이 수령한 고객의 신용정보를 별도의 결제 device에 입력함으로써 결제를 완성시키는 방식(수기특약 방식)에 있어 생기는 신용정보의 유출 문제 및 유선전화를 통한 비대면 결제의 장소의 이동성 제한이라고 하는 문제를 해결하기 위해 고객이 유선전화 대신 핸드폰을 비대면 거래의 접점으로 이용하는 단계, 이를 통해 수령한 고객의 한정된 개인정보(주민번호 또는 카드/은행 번호)를 수령 및 해당 금융사에 전송하는 단계 금융사에서 수령한 고객의 개인정보를 검색하여 이와 매칭되는 고객의 핸드폰 번호를 찾아 이를 사업자에게 전송하는 단계, 사업자가 해당 핸드폰 이동통신사에 URL SMS를 요청하는 단계, 고객이 URL SMS를 통해 수령한 결제 페이지에 카드/은행 번호, 주민등록번호, 비밀번호를 입력한 후 결제를 완료하는 단계로 이루어진 것에 특징이 있다.
URL SMS, 비대면 결제, 수기특약
The present invention in the existing home shopping, multi-stage, mail order (hereinafter referred to as a user), the customer reveals the purchase intention over the wire and provides his credit information to the counselor of the user company, the customer received by the counselor of the user company In order to solve the problem of the leakage of credit information and the limitation of mobility of non-face-to-face payment through landline, the customer enters credit information into a separate payment device. Using a mobile phone as a contact point for non-face-to-face transactions instead of a landline phone, Receiving the limited personal information (resident number or card / bank number) of the customer received through this and receiving and transmitting the personal information of the customer received by the financial company Search and find the customer's mobile phone number matching this and send it to the operator, the operator the corresponding hand Requesting a URL SMS to the mobile phone carrier, characterized in that consisting of the steps to complete the payment after entering the card / bank number, social security number, password on the payment page received by the customer via the URL SMS.
URL SMS, non-face-to-face payment, handwritten agreement
Description
도1은 일반적으로 홈쇼핑 등에서 고객이 상품을 구매하고자 할 경우 유선전화를 통해 결제하는 수기특약 방식에 대한 Process1 is a process for handwriting special method of payment through landline when a customer wants to purchase a product in general, such as home shopping
도2는 본 발명을 통해 홈쇼핑 등에서 고객이 상품을 구매하고자 할 경우 핸드폰을 이용하여 URL CALL BACK SMS 전송을 통해 결제하는 방식의 ProcessFigure 2 is a process of making a payment through the URL call back SMS transmission using a mobile phone when a customer wants to purchase a product in the home shopping, etc. through the present invention
기존의 홈쇼핑, 다단계, 통신판매(이하 이용기업이라 함)등을 이용하는 고객이 유선전화를 이용하여 자신이 구매코자하는 상품에 대한 결제를 하고자 할 시 발생하는 장소 이동성 제한의 문제 및 고객의 신용정보를 이용기업 상담원이 수령함으로 인해서 발생하는 신용정보 유출의 문제 등을 안고 있음.Place mobility limitation and customer's credit information that occurs when a customer using existing home shopping, multi-level, mail order (hereinafter referred to as a user) wants to pay for a product he / she wants to purchase using a landline phone Has a problem of credit information leakage caused by the receipt of counselors of the company.
본 발명은 유선전화가 지니고 있는 장소 이동성의 한계 문제를 해결하기 위하여 핸 드폰 Device를 통해 SSL로 암호화된 무선망을 통한 Data의 전송을 가능케 함으로써 The present invention is to enable the transmission of data via SSL-encrypted wireless network through a mobile device to solve the limitation of the mobility of the place of landline telephones
장소에 구애됨이 없이 원하는 곳에서 원하는 상품을 즉시 결제를 할 수 있는 비대면 infra 확충의 과제와With the challenge of expanding non-face-to-face infra, you can instantly pay for the products you want, wherever you are.
비대면 거래를 함에 있어 수기특약이 가지고 있는 문제로서 제3자가 고객의 신용정보를 수취함에 있어 발생할 수 있는 신용정보의 유출 및 도용과 관련한 문제를 사전적으로 막는 기술적 Process 해결에 대한 과제를 앉고 있다.
It is a problem with handwriting agreements in non-face-to-face transactions, and it is a task to solve the technical process that prevents problems related to the leakage and theft of credit information that may occur when a third party receives customer's credit information.
이하 첨부된 도면에 의해 상세히 설명하면 다음과 같다.Hereinafter, described in detail by the accompanying drawings as follows.
도2는 핸드폰을 이용하여 고객(1)이 장소에 구애됨이 없이 자신의 한정된 신용정보를 이용하여 제3자와의 정보교환과 관련한 Communication 없이 비대면 거래를 성공적으로 마칠 수 있도록 하는 Process에 대한 도해로서 이를 통해 고객(1)은 어떠한 장소에서라도 자신이 구매하고 싶은 상품을 편리하고, 안전하게 구매할 수 있게 된다.2 is a process for allowing a customer (1) to successfully complete a non-face-to-face transaction without communication related to the exchange of information with a third party using his / her limited credit information using a mobile phone without regard to the place. As an illustration, the
우선 고객(1)은 홈쇼핑, 다단계, 통신판매(이하 이용기업이라 함)(2)등에 한정된 개인정보(주민번호 혹은 카드/은행 번호)를 제공하고 이를 수령한 사업자(3)가 이를 금융사(4)에게 제공할 시 금융사(4)는 해당 정보와 매칭되는 고객(1)의 핸드폰 번호를 검색하여 이를 사업자(3)에게 통지한다.First, the customer (1) provides personal information (resident number or card / bank number) limited to home shopping, multi-stage, mail order (hereinafter referred to as a use company) (2), and the receiving company (3) receives this information from the financial company (4). When provided to the financial institution (4) retrieves the mobile number of the customer (1) matching the information and notifies the operator (3).
그 다음 사업자(3)는 핸드폰 번호를 해당 이통사(5)에게 제공하고 URL SMS를 요청, 이통사(5)는 고객(1)에 대해 URL SMS를 통지(사업자 안내, 결제 상품 및 대금안내, 결제 방식 안내, 결제 URL 안내 포함)를 할 경우 고객(1)은 통화버튼을 눌러 결제의사를 사업자(3)에게 고지함과 동시에 통화(WAP) 인터넷 접속을 한다.The operator 3 then provides the mobile number to the
상기의 단계를 완료한 후 사업자(3)는 카드번호, 주민등록번호, 비밀번호2자리를 입력할 수 있는 결제 창을 고객(1)의 핸드폰에 접속할 수 있도록 하고, 고객(1)은 자신의 핸드폰에 마련된 결제 페이지 상의 결제 정보(7) 카드/은행 계좌번호, 주민등록번호, 비밀번호앞2자리를 입력 후 확인 버튼을 누름으로써 결제를 완료하는 Process 구성도를 이루고 있다.After completing the above steps, the operator 3 allows the payment window to enter the card number, social security number, and two-digit password to be connected to the mobile phone of the
이상에서 상술한 바와 같이 본 발명은 핸드폰을 이용하여 장소에 구애됨이 없이 인터넷 망을 통해 자신의 상품구매의사 및 구매 결제정보를 암호화된 방식으로 전송하고, 제3자의 개인정보 수취 단계를 배제함으로 인해 장소이동의 용이성 및 제3자의 신용정보 등에 대한 수취 및 도용의 가능성을 원천적으로 배제함으로써 안전하고 편리한 비대면 결제를 가능케 하는 효과를 가지고 있다.
As described above, the present invention transmits its product purchase intention and purchase payment information in an encrypted manner through the Internet without using any cell phone, and excludes the third party's personal information receiving step. Therefore, it has the effect of enabling safe and convenient non-face-to-face payment by fundamentally excluding the possibility of easy movement of the place and the possibility of receipt and theft of third party's credit information.
Claims (1)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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KR1020040084723A KR20060035294A (en) | 2004-10-22 | 2004-10-22 | Url call back sms mobile van service |
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KR1020040084723A KR20060035294A (en) | 2004-10-22 | 2004-10-22 | Url call back sms mobile van service |
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Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2010085371A3 (en) * | 2009-01-23 | 2014-06-26 | Vidicom Limited | Systems and methods to facilitate electronic payments |
US9697510B2 (en) | 2009-07-23 | 2017-07-04 | Boku, Inc. | Systems and methods to facilitate retail transactions |
US9830622B1 (en) | 2011-04-28 | 2017-11-28 | Boku, Inc. | Systems and methods to process donations |
US9990623B2 (en) | 2009-03-02 | 2018-06-05 | Boku, Inc. | Systems and methods to provide information |
-
2004
- 2004-10-22 KR KR1020040084723A patent/KR20060035294A/en not_active Application Discontinuation
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2010085371A3 (en) * | 2009-01-23 | 2014-06-26 | Vidicom Limited | Systems and methods to facilitate electronic payments |
US9652761B2 (en) | 2009-01-23 | 2017-05-16 | Boku, Inc. | Systems and methods to facilitate electronic payments |
US9990623B2 (en) | 2009-03-02 | 2018-06-05 | Boku, Inc. | Systems and methods to provide information |
US9697510B2 (en) | 2009-07-23 | 2017-07-04 | Boku, Inc. | Systems and methods to facilitate retail transactions |
US9830622B1 (en) | 2011-04-28 | 2017-11-28 | Boku, Inc. | Systems and methods to process donations |
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