KR20060033418A - 지문인식기 나 핀패드를 통한 신용카드 결재방법 - Google Patents

지문인식기 나 핀패드를 통한 신용카드 결재방법 Download PDF

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Publication number
KR20060033418A
KR20060033418A KR1020040082531A KR20040082531A KR20060033418A KR 20060033418 A KR20060033418 A KR 20060033418A KR 1020040082531 A KR1020040082531 A KR 1020040082531A KR 20040082531 A KR20040082531 A KR 20040082531A KR 20060033418 A KR20060033418 A KR 20060033418A
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KR
South Korea
Prior art keywords
credit card
decision
fingerprint
pin pad
payment
Prior art date
Application number
KR1020040082531A
Other languages
English (en)
Inventor
최윤복
Original Assignee
최윤복
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 최윤복 filed Critical 최윤복
Priority to KR1020040082531A priority Critical patent/KR20060033418A/ko
Publication of KR20060033418A publication Critical patent/KR20060033418A/ko

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4012—Verifying personal identification numbers [PIN]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
    • G06V40/12—Fingerprints or palmprints

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Multimedia (AREA)
  • Human Computer Interaction (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Collating Specific Patterns (AREA)

Abstract

신용카드 결재시 지문인식기를 통해서 이미 지정된 지문을 입력하거나 Pin PAD를 통해서 이미 지정되어 있는 비밀번호를 입력하므로서 결재가 되도록 하는것에 특징이 있다.
신용카드, 결재방식, Pin PAD, 지문인식기

Description

지문인식기 나 핀패드를 통한 신용카드 결재방법{The method of decision for credit card}
신용카드 결재시 카드의 정상여부 확인과 사인으로만 결재가 가능하다.
신용카드 결재시 이미 등록된 지문을 지문인식기를 통해 지문인식을 하므로서 결재를 승인하는 방법, 이미 지정된 비밀번호를 Pin PAD를 통해 입력하여 결재를 승인하는 방법에 특징이 있다.
신용카드 결재기를 통한 신용카드 결재에 있어서,
이미 지정되어 있는 비밀번호나 문자를 Pin PAD를 이용하여 입력하거나
이미 지정되어 있는 지문을 지문인식기를 통해 입력하므로서 신용카드 결재기를 통해 결재가 되는 방법을 사용함으로서 분실등에 의한 부정사영을 방지할 수 있다.
신용카드의 분실등에 의한 피해를 최소화 할 수 있다.

Claims (1)

  1. 신용카드 결재시 이미 등록된 지문을 지문인식기를 통해 지문인식을 하므로서 결재를 승인하는 단계, 이미 지정된 비밀번호를 Pin PAD를 통해 입력하여 결재를 승인하는 단계.
KR1020040082531A 2004-10-15 2004-10-15 지문인식기 나 핀패드를 통한 신용카드 결재방법 KR20060033418A (ko)

Priority Applications (1)

Application Number Priority Date Filing Date Title
KR1020040082531A KR20060033418A (ko) 2004-10-15 2004-10-15 지문인식기 나 핀패드를 통한 신용카드 결재방법

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020040082531A KR20060033418A (ko) 2004-10-15 2004-10-15 지문인식기 나 핀패드를 통한 신용카드 결재방법

Publications (1)

Publication Number Publication Date
KR20060033418A true KR20060033418A (ko) 2006-04-19

Family

ID=37142549

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020040082531A KR20060033418A (ko) 2004-10-15 2004-10-15 지문인식기 나 핀패드를 통한 신용카드 결재방법

Country Status (1)

Country Link
KR (1) KR20060033418A (ko)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9235698B2 (en) 2013-08-30 2016-01-12 Cylon Global Technology Inc. Data encryption and smartcard storing encrypted data
US9330511B2 (en) 2013-08-30 2016-05-03 Cylon Global Technology Inc. Apparatus and methods for identity verification

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9235698B2 (en) 2013-08-30 2016-01-12 Cylon Global Technology Inc. Data encryption and smartcard storing encrypted data
US9330511B2 (en) 2013-08-30 2016-05-03 Cylon Global Technology Inc. Apparatus and methods for identity verification
US9704312B2 (en) 2013-08-30 2017-07-11 Cylon Global Technology Inc. Apparatus and methods for identity verification

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