KR102285171B1 - Method for payment using beacon, system and apparatus thereof - Google Patents

Abstract

The present invention relates to a payment method using a beacon, a system and a device therefor, and in particular, by recognizing an affiliated store and a user using a beacon signal, and performing a payment service through short-distance tagging, a user at a specific affiliated store When you want to pay for a product, it is convenient to use a beacon signal to accurately recognize the user and the affiliated store, and to provide a payment service according to the user's payment approval. In addition, by positioning the location of the terminal using a low-power Bluetooth (BLE) beacon signal, the terminal can reduce resources consumed for location surveying, and the payment service device simplifies the logic for extracting information applied to the payment service can do.

Description

Payment method using beacon, system and apparatus therefor

The present invention relates to a payment method using a beacon, a system and an apparatus therefor, and more particularly, to a beacon-based payment method that recognizes a merchant and a user using a beacon signal and performs a payment service through short-distance tagging. It relates to a method, a system and an apparatus therefor.

With the development of mobile communication networks and the development of terminal specifications, mobile communication terminals have become essential belongings of modern people, out of the scope of conventional simple communication devices or information providing devices, and are evolving into total entertainment devices.

In particular, in recent years, payment services using smartphones have been widely used. When purchasing products from affiliated stores, a membership card that can be accumulated or discounted is provided as a mobile service, and a credit card function is also provided through a mobile application. At this time, the user must have a pre-issued mobile card and credit card, and transfer the previously issued card from a merchant with a POS (Point Of Sales) system connected with NFC (Near Field Communication) tagging to the NFC reader connected to the POS terminal. Payment can be made by tagging a mobile card or presenting a credit card directly.

In this case, the POS obtains card information read from NFC or card information read from a card reader and receives payment approval from the card company through the VAN (Value Added Network) company.

As such, in the case of the existing payment service, product payment is made based on user behavior, and the payment service using NFC tagging is inconvenient because it is not applied to all operating systems (eg, Android OS, iOS, etc.).

Korean Patent Laid-Open Patent Publication No. 10-2005-0048992 A, published on May 25, 2005 (Title: Payment system and method using Bluetooth)

The present invention is to solve the inconvenience that product payment is made based on user behavior in the conventional payment service, and the payment service is not applied depending on the operating system. and to provide a payment method using a beacon capable of performing a payment service through short-distance tagging, a system and a device therefor.

A terminal according to an embodiment of the present invention for achieving the above object receives a beacon signal from the affiliated store information communication unit and the beacon device for transmitting and receiving data by communicating with at least one beacon device, the affiliated store information providing device, and the payment service device and extracts beacon identification information by analyzing the beacon signal, transmits the extracted beacon identification information to the affiliated store information providing device, and receives a push message for payment approval from the payment service device in relation to the payment of a specific product. It is characterized in that it includes a control unit that checks whether the push message is received, checks the received push message and controls to perform payment approval.

In addition, in the terminal according to the present invention, the communication unit is characterized in that it receives the beacon signal using Bluetooth Low Energy (BLE).

In addition, in the terminal according to the present invention, it characterized in that it further comprises a storage unit for storing the user information for identifying the user of the terminal, and the beacon identification information for identifying the beacon device.

An affiliated store information providing apparatus according to an embodiment of the present invention includes an affiliated store information communication unit for transmitting and receiving data by communicating with at least one terminal and a payment service device, and an affiliated store information storage unit and affiliated store for storing affiliated store identification information for identifying a specific affiliated store. Receive beacon identification information for identifying the beacon device from the terminal through the information communication unit, extract the affiliated store identification information for the affiliated store corresponding to the beacon identification information, and transmit it to the terminal, and request payment for a specific product to the payment service device It is characterized in that it includes an affiliate store information control unit to control to do so.

The payment service device according to an embodiment of the present invention receives a payment request signal related to the affiliated store identification information and a specific product from the affiliated store information service communication unit and the affiliated store information providing device that communicate with at least one terminal and the affiliated store information providing device to transmit and receive data. In response to the request, a push message for payment approval is transmitted to the corresponding terminal, checks whether payment approval is completed in response to the push message, and a service control unit that controls to perform payment for the product when payment approval is completed characterized by including.

A payment system using a beacon according to an embodiment of the present invention receives a beacon signal from a beacon device, extracts beacon identification information from the beacon signal, and transmits the extracted beacon identification information to the affiliated store information providing device, Checking whether a push message for payment approval is received from the payment service device in connection with payment, and when the push message is received, a terminal that performs payment approval by checking the received push message, and a beacon device for identifying a beacon device from the terminal Identification of affiliated stores from the affiliated store information providing device and the affiliated store information providing device that receive identification information, extract the affiliated store identification information for the affiliated store corresponding to the beacon identification information, send it to the terminal, and request payment for a specific product to the payment service device Receive information and a payment request signal related to a specific terminal, send a payment approval push message to the terminal in response to the request, check whether payment approval is completed in response to the push message, and receive payment for the product when payment approval is completed and a payment service device for performing payment.

A payment method using a beacon according to an embodiment of the present invention includes the steps of: a terminal receiving a beacon signal from at least one beacon device; extracting beacon identification information from the terminal; to the affiliate store information providing device, the terminal confirming whether a push message for payment approval is received from the payment service device in relation to the payment of a specific product, and when the push message is received, the terminal transmits the received push message It characterized in that it comprises the step of performing payment approval by confirming.

In addition, in the payment method using a beacon according to the present invention, before the step of receiving the beacon signal, the terminal is characterized in that it further comprises the step of accessing the receiving area of the beacon signal in a specific store.

In addition, in the payment method using a beacon according to the present invention, the beacon identification information includes a universally unique IDentification (UUID) of a beacon device, a major indicating a group of beacon devices, and a beacon within the group of beacon devices. and at least one of a minor for identifying the device.

A payment method using a beacon according to an embodiment of the present invention includes the steps of: receiving, by a payment service device, a payment request signal related to an affiliated store identification information and a specific product from an affiliated store information providing device; Transmitting a push message for payment approval, the payment service device confirming whether payment approval is completed in response to the push message, and when the payment approval is completed, the payment service device performs a payment for the product characterized by including.

In addition, in the payment method using a beacon according to the present invention, the receiving step includes the payment service device receiving at least one of user information, product information, membership information, and discount information of the terminal, and receiving the payment service device It characterized in that it comprises the step of confirming the information.

A payment method using a beacon according to an embodiment of the present invention comprises the steps of: receiving, by an affiliated store information providing device, beacon identification information for identifying at least one beacon device from a terminal; It characterized in that it comprises the steps of extracting the affiliated store identification information for, and the affiliated store information providing device transmitting the extracted affiliated store identification information to the terminal, and requesting payment for a specific product to the payment service device.

As another means for solving the problems of the present invention, receiving a beacon signal from at least one beacon device, extracting beacon identification information from the beacon signal, and transmitting the extracted beacon identification information to the affiliated store information providing device performing the steps of performing the steps of, confirming whether a push message for payment approval is received from the payment service device in relation to the payment of a specific product, and when the push message is received, checking the received push message to perform payment approval A computer-readable recording medium on which a program is recorded is provided.

In addition, as another means for solving the problem of the present invention, receiving a payment request signal related to the affiliated store identification information and a specific product from the affiliated store information providing device, and a push message for payment approval to the corresponding terminal in response to the request It provides a computer-readable recording medium recording a program executing the steps of transmitting, checking whether payment approval is completed in response to the push message, and when payment approval is completed, performing payment for the product.

In addition, as another means for solving the problem of the present invention, the steps of receiving beacon identification information for identifying at least one beacon device from a terminal, and extracting affiliate store identification information for an affiliated store corresponding to the beacon identification information And it provides a computer-readable recording medium recording a program for executing the step of transmitting the affiliated store information providing device to the extracted affiliated store identification information to the terminal, and requesting payment for a specific product to the payment service device.

According to the present invention, when a user wants to pay for a product at a specific affiliated store, it is convenient to accurately recognize the user and the affiliated store by using a beacon signal, and to provide a payment service according to the user's payment approval.

In addition, by positioning the location of the terminal using a low-power Bluetooth (BLE) beacon signal, the terminal can reduce resources consumed for location surveying, and the payment service device simplifies the logic for extracting information applied to the payment service can do.

1 is a diagram showing the configuration of a payment system using a beacon according to an embodiment of the present invention.
2 is a block diagram showing the configuration of a terminal according to the present invention.
3 is a diagram illustrating a platform structure of a terminal according to the present invention.
4 is a block diagram showing the configuration of the affiliate store information providing apparatus according to the present invention.
5 is a block diagram showing the configuration of a payment service device according to the present invention.
6 is a data flow diagram illustrating a payment method using a beacon according to an embodiment of the present invention.
7 is a flowchart illustrating a method of operating a terminal according to an embodiment of the present invention.
8 is a flowchart illustrating a method of operating a payment service apparatus according to an embodiment of the present invention.
9 is a flowchart illustrating an operation method of an affiliate store information providing apparatus according to an embodiment of the present invention.

Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. However, detailed descriptions of well-known functions or configurations that may obscure the gist of the present invention in the following description and accompanying drawings will be omitted. Also, it should be noted that throughout the drawings, the same components are denoted by the same reference numerals as much as possible.

The terms or words used in the present specification and claims described below should not be construed as being limited to their ordinary or dictionary meanings, and the inventor is appropriate as a concept of terms for describing his invention in the best way. It should be interpreted as meaning and concept consistent with the technical idea of the present invention based on the principle that it can be defined in Therefore, the embodiments described in this specification and the configurations shown in the drawings are only the most preferred embodiment of the present invention, and do not represent all the technical ideas of the present invention, so at the time of the present application, various It should be understood that there may be equivalents and variations.

Hereinafter, preferred embodiments according to the present invention will be described in detail with reference to the accompanying drawings. DETAILED DESCRIPTION The detailed description set forth below in conjunction with the appended drawings is intended to describe exemplary embodiments of the present invention and is not intended to represent the only embodiments in which the present invention may be practiced. The following detailed description includes specific details in order to provide a thorough understanding of the present invention. However, one of ordinary skill in the art to which the present invention pertains will recognize that the present invention may be practiced without these specific details.

In some cases, well-known structures and devices may be omitted or shown in block diagram form focusing on core functions of each structure and device in order to avoid obscuring the concept of the present invention.

Throughout the specification, when a part is said to "comprising or including" a certain element, it means that other elements may be further included, rather than excluding other elements, unless otherwise stated. do. In addition, terms such as "unit", "group", and "module" described in the specification mean a unit that processes at least one function or operation, which may be implemented as hardware or software or a combination of hardware and software. Also, "a or an", "one", "the" and like related terms are used differently herein in the context of describing the invention (especially in the context of the claims that follow). Unless indicated or clearly contradicted by context, it may be used in a sense including both the singular and the plural.

In addition to the above-mentioned terms, specific terms used in the following description are provided to help the understanding of the present invention, and the use of these specific terms may be changed to other forms without departing from the technical spirit of the present invention.

Hereinafter, a terminal according to an embodiment of the present invention will be described as a representative example of a mobile communication terminal that is connected to a communication network and can provide a payment service using a beacon signal, but the terminal is not limited to a mobile communication terminal, all information communication devices, It can be applied to various terminals such as a multimedia terminal, a wired terminal, a fixed terminal, and an IP (Internet Protocol) terminal. In addition, the terminal is a mobile phone, PMP (Portable Multimedia Player), MID (Mobile Internet Device), smart phone, desktop (Desktop), tablet computer (Tablet PC), notebook (Note book), net book (Net book) and a mobile terminal having various mobile communication specifications, such as an information communication device, and the like.

In addition, the beacon applied to the mobile communication terminal according to the present invention is a data communication technology utilizing BLE (Bluetooth Low Energy), has a Bluetooth function that serves as a detailed GPS, and is available only within 10 cm of NFC. The beacon can detect a distance from 5cm to 49cm, so the field of application is much wider. The beacon does not need to be tagged by bringing the smartphone close to the reader like NFC, and it is possible to transmit data just by passing the place where the beacon is installed.

Hereinafter, a payment system using a beacon according to an embodiment of the present invention will be described.

1 is a diagram showing the configuration of a payment system using a beacon according to an embodiment of the present invention.

Referring to FIG. 1 , a payment system 100 using a beacon according to an embodiment of the present invention includes a terminal 10, a beacon device 20, a merchant information providing device 30, a payment service device 40, and a communication network ( 50) consists of

The processor mounted on the terminal 10, the beacon device 20, the affiliated store information providing device 30 and the payment service device 40 according to the present invention may process a program command for executing the method according to the present invention. . In one implementation, the processor may be a single-threaded processor, and in another implementation, the processor may be a multi-threaded processor. Furthermore, the processor may process instructions stored in a memory or a storage device.

The communication network 50 performs a series of data transmission and reception operations for data transmission and information exchange between the terminal 10 , the beacon device 20 , the affiliate store information providing device 30 , and the payment service device 40 . In particular, as the communication network 50, various types of communication networks may be used, for example, wireless LAN (WLAN, Wireless LAN), Wi-Fi, Wibro, Wimax, high-speed downlink packet access ( Wireless communication methods such as HSDPA, High Speed Downlink Packet Access) or Ethernet, xDSL (ADSL, VDSL), HFC (Hybrid Fiber Coax), FTTC (Fiber to The Curb), FTTH (Fiber To The Home), etc. A wired communication method may be used. On the other hand, the communication network 50 is not limited to the communication method presented above, and may include all types of communication methods widely known or to be developed in the future in addition to the above-described communication methods.

The terminal 10 communicates with the beacon device 20 , the affiliate store information providing device 30 , and the payment service device 40 through the communication network 50 to transmit and receive data applied to payment using the beacon. In particular, the terminal 10 according to the present invention receives a beacon signal from the beacon device 20, analyzes the beacon signal, and extracts beacon identification information. Then, the terminal 10 transmits the extracted beacon identification information to the affiliate store information providing device 30 . In this case, the terminal 10 may store user information, and the user information includes at least one of a name of the terminal 10 user, terminal identification information or credit card information, and membership information. For example, the terminal identification information includes at least one of an International Mobile Station Equipment Identity (IMEI), an Electronic Serial Number (ESN), or a Mobile Identification Number (MDN). can

The terminal 10 checks whether a push message for payment approval is received from the payment service device 40 in relation to payment of a specific product. When the push message is received, the terminal 10 checks the received push message and performs payment approval.

The beacon device 20 is for radiating a beacon signal using wireless communication so that the terminal 10 can measure the location. Specifically, the beacon device 20 emits a beacon signal using short-range wireless communication. Preferably, the beacon device 20 may radiate a beacon signal using Bluetooth Low Energy (BLE), but is not limited thereto, but is not limited thereto, but is not limited to Radio Frequency Identification (RFID), Zigbee, A beacon signal may be radiated using near-field communication (NFC) or the like.

The beacon signal emitted by the beacon device 20 includes beacon identification information for identifying the beacon device 20 . The beacon identification information included in the beacon signal includes a universally unique identifier (UUID) of the beacon device 20, a major indicating a group of beacon devices, or a specific beacon device within a group of beacon devices. At least one of a minor for identification may be included.

As an embodiment of the present invention, the beacon device 20 may be installed in an affiliated store. In this case, the beacon device 20 may be used for position surveying of the terminal 10 located in the affiliated store by radiating a beacon signal to a predetermined area within the affiliated store. As another embodiment of the present invention, the beacon device 20 may be installed outdoors of an affiliated store. In this case, the beacon device 20 radiates a beacon signal to a predetermined area adjacent to the affiliated store, so that it can be used for location surveying of the terminal 10 that has visited the affiliated store by a drive-thru method or the like.

The affiliated store information providing device 30 communicates with the terminal 10 and the payment service device 40 through the communication network 50 to transmit and receive data applied to payment using a beacon. In particular, the affiliate store information providing device 30 according to the present invention receives beacon identification information for identifying the beacon device 20 from the terminal 10 . Then, the affiliate store information providing device 30 extracts affiliate store identification information for the affiliate store corresponding to the beacon identification information, and transmits the extracted affiliate store identification information to the payment service device 40 . Thereafter, the affiliate store information providing device 30 requests the payment service device 40 for payment for a specific product selected by the terminal 10 .

The payment service device 40 communicates with the terminal 10 and the affiliate store information providing device 30 through the communication network 50 to transmit and receive data applied to payment using a beacon. In particular, the payment service device 40 according to the present invention receives merchant identification information and a payment request signal related to a specific product from the affiliate store information providing device 30 . Then, the payment service device 40 transmits a push message for payment approval to the terminal 10 in response to the request.

The payment service device 40 checks whether payment approval is completed in response to the push message, and performs payment for the product when payment approval is completed.

Through this, the present invention is convenient by accurately recognizing the user and the affiliated store by using a beacon signal when the user wants to pay for a product at a specific affiliated store, and providing a payment service according to the user's payment approval. In addition, by positioning the location of the terminal using a low-power Bluetooth (BLE) beacon signal, the terminal can reduce resources consumed for location surveying, and the payment service device simplifies the logic for extracting information applied to the payment service can do. In addition, a beacon applied to a mobile communication terminal is capable of short-distance tagging at a distance of 5 cm to 49 m.

A payment service process using a beacon according to an embodiment of the present invention described above will be described in more detail with reference to FIGS. 2 to 9 .

2 is a block diagram showing the configuration of a terminal according to the present invention.

2, the terminal 10 according to the present invention includes a control unit 11, an input unit 12, a display unit 13, a storage unit 14, an audio processing unit 15, a communication unit 16, and a location information system. It consists of study (17). Here, the control unit 11 includes a beacon confirmation module (11a) and a payment management module (11b).

The input unit 12 receives various information such as number and character information, and transmits input signals related to setting various functions and controlling functions of the terminal 10 to the control unit 11 . In addition, the input unit 12 may be configured to include at least one of a keypad and a touchpad that generate an input signal according to a user's touch or manipulation. In this case, the input unit 12 is configured in the form of a single touch panel (or touch screen) together with the display unit 13 to perform input and display functions at the same time. In addition, as the input unit 12 , all types of input means that may be developed in the future may be used in addition to input devices such as a keyboard, a keypad, a mouse, and a joystick. In particular, the input unit 12 according to the present invention detects input information for product payment and an input signal for payment approval input from the user, and transmits it to the control unit 11 .

The display unit 13 displays information about a series of operation states and operation results that occur while the function of the terminal 10 is performed. Also, the display unit 13 may display a menu of the terminal 10 and user data input by the user. Here, the display unit 13 includes a liquid crystal display (LCD), an ultra-thin liquid crystal display (TFT-LCD, Thin Film Transistor LCD), a light emitting diode (LED, Light Emitting Diode), and an organic light emitting diode (OLED, Organic). LED), an active organic light emitting diode (AMOLED, Active Matrix OLED), a retina display, a flexible display, and a three-dimensional display. In this case, when the display unit 13 is configured in the form of a touch screen, the display unit 13 may perform some or all of the functions of the input unit 12 . In particular, the display unit 13 according to the present invention outputs a payment screen for product payment, a screen for payment processing results, and the like.

The storage unit 14 is a device for storing data, including a main storage device and an auxiliary storage device, and stores application programs required for functional operation of the terminal 10 . The storage unit 14 may largely include a program area and a data area. Here, when each function is activated in response to a user's request, the terminal 10 executes the corresponding application programs under the control of the control unit 11 to provide each function. In particular, the storage unit 14 according to the present invention stores an operating system for booting the terminal 10 , a program for checking the beacon device 20 , a program for product payment, and the like. In addition, the storage unit 14 stores user information for product payment, beacon identification information, and the like. Here, the beacon identification information includes at least one of a UUID, beacon group information, identification information within a beacon group, or a member ID. Meanwhile, the user information includes at least one of a user name, terminal identification information, credit card information, and membership information.

The audio processing unit 15 performs a function of transmitting an audio signal input from a speaker SPK or a microphone MIC for reproducing and outputting an audio signal to the control unit 11 . The audio processing unit 15 may convert an analog audio signal input through a microphone into a digital format and transmit it to the control unit 11 . Also, the audio processing unit 15 may convert the digital audio signal output from the control unit 11 into an analog signal and output it through a speaker. In particular, the audio processing unit 15 according to the present invention outputs a sound effect or execution sound generated during a process for a payment service.

The communication unit 16 performs a function for transmitting and receiving data for payment through the communication network 50 . Here, the communication unit 16 includes an RF transmitting unit for up-converting and amplifying the frequency of the transmitted signal, and an RF receiving unit for low-noise amplifying the received signal and down-converting the frequency. The communication unit 16 may include at least one of a wireless communication module (not shown) and a wired communication module (not shown). In addition, the wireless communication module is a configuration for transmitting and receiving data according to a wireless communication method, and when the terminal 10 uses wireless communication, using any one of a wireless network communication module, a wireless LAN communication module, and a wireless fan communication module Data may be transmitted/received to and from the affiliate store information providing device 30 and the payment service device 40 . In addition, the wired communication module is for transmitting and receiving data by wire. The wired communication module may connect to the communication network 50 through a wire and transmit/receive data to and from the affiliate store information providing device 30 and the payment service device 40 . In particular, the communication unit 16 according to the present invention communicates with the beacon device 20 , the affiliated store information providing device 30 , and the payment service device 40 to transmit and receive data. At this time, the communication unit 16 receives a beacon signal using Bluetooth Low Energy (BLE).

The location information providing unit 17 receives a GPS signal from at least one Global Positioning System (GPS) satellite under the control of the control unit 11 and grasps current location information such as latitude and longitude of the terminal 10, and the control unit ( 11) is sent to However, since an error may occur when only the received signal from the GPS satellite is used, the location information providing unit 17 transmits the round trip delay information and the pilot phase from the base station for accurate location information. ) file information can be operated together with GPS signals. Here, the base station plays two roles. One serves to mediate data transmission between the communication center and the terminal 10 , and the other serves to transmit data for identifying the location of the terminal 10 , that is, the user's location. Accordingly, the location information providing unit 17 receives the above-described location information to determine the location of the corresponding terminal 10, or receives location information from three or more base stations and uses trigonometry to determine the precise location of the terminal ( 10), the current location information can be grasped.

The location information providing unit 17 may position location information of the terminal 10 by applying a Bluetooth Low Energy (BLE) method and a Near Field Communication (NFC) Tag method. That is, the location information providing unit 17 may determine the user's location indoors by applying an IPS (Indoor Positioning System), and may check a minute change in the user's location in the building with the IPS. Such IPS can be easily applied to most offline stores and real life, so the field of application is very wide. In particular, the user's location can be recognized from 5cm to 49cm with data communication technology using BLE among IPS services. In addition, the location information providing unit 17 can check the location information by applying the NFC method, NFC is one of the radio tag (RFID) technology because the communication distance is relatively short contactless communication path using a frequency band of 13.56 MHz. It is a short-distance communication method with excellent security.

The control unit 11 may be an operating system (OS) and a process device for driving each component. In particular, the control unit 11 according to an embodiment of the present invention receives a beacon signal from the beacon device 20 as it accesses a beacon signal connection area within a specific store. Then, the control unit 11 extracts the beacon identification information from the beacon signal received from the beacon device (20). Here, the beacon identification information is a universally unique IDentification (UUID) of the beacon device 20 , a major indicating the group of the beacon device 20 , and the beacon device 20 within the group of the beacon device 20 . ) includes at least one of the minor (minor) for identifying.

The control unit 11 transmits the extracted beacon identification information to the affiliate store information providing device 30 . Then, the control unit 11 checks whether a push message for payment approval is received from the payment service device 40 in relation to payment of a specific product. When the push message is received, the control unit 11 checks the received push message and performs payment approval.

3 is a diagram illustrating a platform structure of a terminal according to the present invention.

Referring to FIG. 3 , the platform structure of the user terminal 150 may include hardware 120 , an operating system 110 , and an application 130 .

Hardware 120 means a physical environment including a central processing unit (CPU) constituting the terminal 10, a short-range wireless communication chip for receiving a beacon signal, a communication chip for connecting to the communication network 50, etc. will be.

The operating system 110 controls the hardware 120 and is in charge of overall operation of the terminal 10 , and may be generally installed by a manufacturer of the terminal 10 or a mobile communication operator. In addition, the operating system 110 provides an interface (Application Programming Interface, API) capable of controlling the hardware 120 in order to support the application 130 .

The application 130 is composed of one or more programs operating on the operating system 110 , and may include a payment program. Specifically, the application 130 may control the hardware 120 using an interface (API) provided by the operating system 110 . The electronic wallet program 159 included in the application 130 performs the same operation as the control unit 11 of the terminal 10 mentioned above with reference to FIGS. 1 to 2 . Then, the payment program 130 included in the application 130 receives a beacon signal from the beacon device 20 using an interface (API) provided by the operating system 110 , and the affiliate store information providing device 30 and payment A payment service may be performed in conjunction with the service device 40 .

4 is a block diagram showing the configuration of the affiliate store information providing apparatus according to the present invention.

Referring to FIG. 4 , the affiliate store information providing device 30 according to the present invention includes an affiliate store information control unit 31 , an affiliate store information storage unit 32 , and an affiliate store information communication unit 33 .

The affiliate store information communication unit 33 communicates with the terminal 10 and the payment service device 40 through the communication network 50 to transmit and receive data. That is, the affiliate store information communication unit 33 receives the beacon identification information from the terminal 10 through the communication network 30 and transmits the beacon identification information to the affiliate store information control unit 31 , and transmits the affiliate store identification information to the terminal 10 .

The affiliate store information storage unit 32 is for storing data necessary for the operation of the affiliate store information providing device 30 . Here, the affiliate store information storage unit 32 stores the beacon information 32a and the affiliate store information 32b.

Specifically, the beacon information 32a is stored including beacon identification information. Here, the beacon identification information means a series of information used to identify the beacon device 20, and is not necessarily limited to a character string. Here, the beacon identification information includes a universal unique identifier (UUID) of the beacon device 20, a major indicating a group of beacon devices, or a minor for identifying a specific beacon device within a group of beacon devices. At least one of them may be included. In addition, the affiliated store information 32b is stored including affiliated store identification information. Here, the affiliated store identification information refers to a series of information used to identify the affiliated store, and is not necessarily limited to a character string.

The affiliated store information control unit 31 is configured to perform overall control of the affiliated store information providing device 30 , and is for controlling the signal flow for performing functions of the affiliated store information communication unit 33 and the affiliated store information storage unit 32 .

Specifically, the affiliate store information control unit 31 receives beacon identification information from the terminal 10 through the affiliate store information communication unit 33 . Then, the affiliate store information control unit 31 extracts affiliate store identification information for the affiliate store corresponding to the received beacon identification information from the affiliate store information 32b. The affiliate store information control unit 31 transmits the extracted affiliate store identification information to the terminal 10 through the affiliate store information communication unit 33 .

Here, the affiliated store identification information for the affiliated store corresponding to the beacon identification information refers to the affiliated store in which the beacon device 20 emitting a beacon signal including the beacon identification information received through the affiliated store information communication unit 33 is installed. In addition, the affiliate store information control unit 31 may extract affiliate store identification information for the affiliate store corresponding to the beacon identification information by hashing the affiliate store information 32b using the received beacon identification information as a key value, but is not limited thereto. It can also be extracted using a separate searching method.

The affiliate store information control unit 31 requests the payment service device 40 for payment for a specific product selected by the terminal 10 .

5 is a block diagram showing the configuration of a payment service device according to the present invention.

Referring to FIG. 5 , the payment service device 40 according to the present invention includes a service control unit 41 , a service storage unit 42 , and a service communication unit 43 . Here, the service storage unit 42 includes user information 42a, affiliate store information 42b, and beacon information 42c.

The service communication unit 43 communicates with the terminal 10 and the affiliated store information providing device 30 through the communication network 50 to transmit and receive data applied to payment using a beacon.

The service storage unit 42 stores all programs and data according to the function execution of the payment service device 40 .

The service control unit 41 may be a process device that drives an operating system and each component. In particular, the service control unit 31 according to the present invention receives a payment request signal related to affiliated store identification information and a specific product from the affiliated store information providing device 30 . In this case, the service control unit 41 may receive at least one of user information, product information, membership information, and discount information of the terminal 10 , and confirm the received information. Then, the service control unit 41 transmits a push message for payment approval to the terminal 10 in response to the request.

The service control unit 41 checks whether payment approval is completed in response to the push message, and performs payment for the product when payment approval is completed.

In addition, the payment service device 40 configured as described above may be implemented as one or more servers operating in a server-based computing-based method or a cloud method. In particular, data required to perform payment through a beacon may be provided through a cloud computing function that may be permanently stored in a cloud computing device on the Internet. Here, cloud computing is a virtualized IT (Information Technology) resource, for example, hardware (server, storage, network, etc.), software by utilizing Internet technology in digital terminals such as desktops, tablet computers, laptops, netbooks and smart phones. (Database, security, web server, etc.), service, data, etc., refers to a technology that provides an on-demand method.

Meanwhile, the memory mounted on the terminal 10 , the affiliate store information providing device 30 , and the payment service device 40 stores information in the device. For one implementation, the memory is a computer-readable medium. In one implementation, the memory may be a volatile memory unit, and in another implementation, the memory may be a non-volatile memory unit. In one embodiment, the storage device is a computer-readable medium. In various different implementations, the storage device may include, for example, a hard disk device, an optical disk device, or some other mass storage device.

Although this specification and drawings describe exemplary device configurations, implementations of the functional operations and subject matter described herein may be embodied in other types of digital electronic circuits, or may involve the structures disclosed herein and structural equivalents thereof. It may be implemented as computer software, firmware, or hardware including, or a combination of one or more of these. Implementations of the subject matter described herein relate to one or more computer program products, ie computer program instructions encoded on a tangible program storage medium for execution by or for controlling the operation of an apparatus according to the invention. It can be implemented as the above modules. The computer readable medium may be a machine readable storage device, a machine readable storage substrate, a memory device, a composition of matter that affects a machine readable radio wave signal, or a combination of one or more thereof.

6 is a data flow diagram illustrating a payment method using a beacon according to an embodiment of the present invention.

Referring to FIG. 6 , in the payment method using a beacon according to an embodiment of the present invention, the terminal 10 enters an area capable of receiving a beacon signal radiated from the beacon device 20 in step S11. Then, the terminal 10 receives a beacon signal radiated from the beacon device 20 in step S13.

The terminal 10 extracts beacon identification information for identifying the beacon device 20 by analyzing the beacon signal received in step S13. Here, the beacon identification information included in the beacon signal includes a universal unique identifier (UUID) of the beacon device 20, a major indicating a group of beacon devices, or a minor for identifying a specific beacon device within a group of beacon devices. minor) may be included. Then, the terminal 10 transmits the beacon identification information extracted in step S17 to the affiliate store information providing device 30 .

The affiliate store information providing device 30 extracts affiliate store identification information for the affiliate store corresponding to the beacon identification information in step S19. Then, the affiliate store information providing device 30 transmits the affiliate store identification information extracted in step S21 to the terminal 10, and requests payment for a specific product selected in the terminal 10. Here, the affiliate store corresponding to the beacon identification information means an affiliate store in which the beacon device 20 emitting a beacon signal including the beacon identification information is installed.

When the payment service device 40 receives a payment request signal related to the affiliated store identification information and a specific product from the affiliated store information providing device 30 in step S23, a push message for payment approval is transmitted to the terminal 10 in response to the request. do. In this case, the payment service device 40 may receive at least one of user information, product information, membership information, and discount information of the terminal 10 , and confirm the received information. Then, the terminal 10 checks the push message received from the payment service device 40 and completes payment approval for a specific product (S25 to S27). When payment approval is completed, the payment service device 40 performs payment for the corresponding product in step S29.

7 is a flowchart illustrating a method of operating a terminal according to an embodiment of the present invention.

Referring to FIG. 7 , the terminal 10 according to the present invention enters an area capable of receiving a beacon signal radiated from the beacon device 20 in step S41 . Then, the terminal 10 receives the beacon signal radiated from the beacon device 20 in step S43.

The terminal 10 extracts beacon identification information for identifying the beacon device 20 by analyzing the beacon signal received in step S45. Here, the beacon identification information included in the beacon signal includes a universal unique identifier (UUID) of the beacon device 20, a major indicating a group of beacon devices, or a minor for identifying a specific beacon device within a group of beacon devices. minor) may be included. Then, the terminal 10 transmits the beacon identification information extracted in step S47 to the affiliate store information providing device 30 .

The terminal 10 checks whether a push message for payment approval is received in connection with the payment of a specific product in step S49. When a push message for payment approval is received from the payment service device 40 , the terminal 10 checks the push message in step S51 . Then, the terminal 10 completes the payment approval for the specific product in step S53. Accordingly, the payment service device 40 may perform payment for the corresponding product.

8 is a flowchart illustrating a method of operating a payment service apparatus according to an embodiment of the present invention.

Referring to FIG. 8 , the payment service device 40 according to the present invention receives merchant identification information and a payment request signal related to a specific product from the affiliated store information providing device 30 in step S61 . In this case, the payment service device 40 may receive at least one of user information, product information, membership information, and discount information of the terminal 10 , and confirm the received information. Then, the payment service device 40 transmits a push message for payment approval to the terminal 10 according to the request in step S63.

The payment service device 40 checks whether a signal for approval of payment is received from the terminal 10 requesting payment for a specific product in step S65. When payment approval is completed, the payment service device 40 performs payment for the corresponding product in step S67.

Meanwhile, if payment approval is not completed, the payment service device 40 may retransmit a push message requesting payment approval to the terminal 10 .

9 is a flowchart illustrating an operation method of an affiliate store information providing apparatus according to an embodiment of the present invention.

9, the affiliate store information providing apparatus 40 according to the present invention receives the beacon identification information extracted to identify the beacon device 20 from the terminal 10 in step S71. Then, the affiliate store information providing device 40 extracts affiliate store identification information for the affiliate store corresponding to the beacon identification information received in step S73.

Then, the affiliate store information providing device 30 transmits the affiliate store identification information extracted in step S75 to the terminal 10, and requests payment for a specific product selected in the terminal 10. Accordingly, the payment service device 40 may perform payment for the corresponding product.

Implementations of the various techniques described herein may be implemented in digital electronic circuitry, or in computer hardware, firmware, software, or combinations thereof. Implementations may be implemented for processing by, or for controlling the operation of, a data processing device, eg, a programmable processor, computer, or number of computers, a computer program product, ie an information carrier, eg, a machine readable storage It may be embodied as a computer program tangibly embodied in an apparatus (computer readable medium) or a radio signal. A computer program, such as the computer program(s) described above, may be written in any form of programming language, including compiled or interpreted languages, as a standalone program or in a module, component, subroutine, or computing environment. It can be deployed in any form, including including as other units suitable for use. A computer program may be deployed to be processed on one computer or multiple computers at one site or distributed across multiple sites and interconnected by a communications network.

Method steps may be performed by one or more programmable processors executing a computer program to perform functions by operating on input data and generating output. The method steps may also be performed by a special purpose logic circuitry, for example a field programmable gate array (FPGA) or an application-specific integrated circuit (ASIC), and the apparatus may be implemented as them.

Processors suitable for processing a computer program include, by way of example, both general and special purpose microprocessors, and any one or more processors of any kind of digital computer. In general, a processor will receive instructions and data from read only memory or random access memory or both. Elements of a computer may include at least one processor that executes instructions and one or more memory devices that store instructions and data. In general, a computer may include one or more mass storage devices for storing data, for example magnetic, magneto-optical disks, or optical disks, receiving data from, sending data to, or both. may be combined to become Information carriers suitable for embodying computer program instructions and data are, for example, semiconductor memory devices, for example, magnetic media such as hard disks, floppy disks and magnetic tapes, Compact Disk Read Only Memory (CD-ROM). ), optical recording media such as DVD (Digital Video Disk), magneto-optical media such as optical disk, ROM (Read Only Memory), RAM (RAM) , Random Access Memory), flash memory, EPROM (Erasable Programmable ROM), EEPROM (Electrically Erasable Programmable ROM), and the like. Processors and memories may be supplemented by, or included in, special purpose logic circuitry.

While this specification contains numerous specific implementation details, they should not be construed as limitations on the scope of any invention or claim, but rather as descriptions of features that may be specific to particular embodiments of particular inventions. should be understood Certain features that are described herein in the context of separate embodiments may be implemented in combination in a single embodiment. Conversely, various features that are described in the context of a single embodiment may also be implemented in multiple embodiments, either individually or in any suitable subcombination. Furthermore, although features operate in a particular combination and may be initially depicted as claimed as such, one or more features from a claimed combination may in some cases be excluded from the combination, the claimed combination being a sub-combination. or a variant of a sub-combination.

Likewise, although acts are depicted in the figures in a particular order, it should not be construed that all acts shown must be performed or that such acts must be performed in the specific order or sequential order shown in order to achieve desirable results. In certain cases, multitasking and parallel processing may be advantageous. Further, the separation of various system components of the above-described embodiments should not be construed as requiring such separation in all embodiments, and the program components and systems described may generally be integrated together into a single software product or packaged into multiple software products. You have to understand that you can.

On the other hand, the embodiments of the present invention disclosed in the present specification and drawings are merely presented as specific examples to aid understanding, and are not intended to limit the scope of the present invention. It will be apparent to those of ordinary skill in the art to which the present invention pertains that other modifications based on the technical spirit of the present invention can be implemented in addition to the embodiments disclosed herein.

The present invention relates to a payment method using a beacon, a system and an apparatus therefor, and in particular, recognizes an affiliated store and a user using a beacon signal, and performs a payment service through short-distance tagging. Accordingly, according to the present invention, when a user wants to pay for a product at a specific affiliated store, it is convenient to accurately recognize the user and the affiliated store using a beacon signal, and to provide a payment service according to the user's payment approval. In addition, by positioning the location of the terminal using a low-power Bluetooth (BLE) beacon signal, the terminal can reduce resources consumed for location surveying, and the payment service device simplifies the logic for extracting information applied to the payment service can do. This has industrial applicability because it has sufficient potential for commercialization or business, as well as to the extent that it can be clearly implemented in reality.

10: Terminal 20: Beacon device 30: Merchant information providing device
40: payment service device 50: communication network 11: control unit
12: input unit 13: display unit 14: storage unit
15: audio processing unit 16: communication unit 17: location information providing unit
31: affiliate store information control unit 32: affiliate store information storage unit 33: affiliate store information communication unit
41: service control unit 42: service storage unit 43: service communication unit
110: operating system 120: hardware 130: application
11a: beacon confirmation module 11b: payment management module 32a: beacon information
32b: Merchant information 42a: User information 42b: Merchant information
42c: beacon information 100: payment system using beacon

Claims (15)

an affiliated store information communication unit for transmitting and receiving data by communicating with at least one beacon device, an affiliated store information providing device, and a payment service device; and
Receive a beacon signal from the beacon device, analyze the beacon signal to extract beacon identification information, transmit the extracted beacon identification information to the affiliate store information providing device, and the affiliate store information providing device to the beacon identification information When the affiliated store identification information for the corresponding affiliate is extracted and the extracted affiliate store identification information is transmitted to the payment service device, a push message for payment approval is received from the payment service device in relation to the payment of a specific product. a control unit for confirming whether or not and when a push message is received, confirming the received push message to perform payment approval so that the payment service device performs payment for a specific product;
A terminal comprising a. According to claim 1, wherein the communication unit
A terminal characterized in that it receives a beacon signal using Bluetooth Low Energy (BLE). According to claim 1,
a storage unit for storing user information for identifying a user of the terminal and beacon identification information for identifying the beacon device;
Terminal characterized in that it further comprises. delete delete delete receiving, by the terminal, a beacon signal from at least one beacon device;
extracting, by the terminal, beacon identification information from the beacon signal;
transmitting, by the terminal, the extracted beacon identification information to an affiliated store information providing device;
When the affiliate store information providing device extracts affiliate store identification information for an affiliate store corresponding to the beacon identification information and transmits the extracted affiliate store identification information to a payment service device, the terminal is a payment service device in relation to payment of a specific product checking whether a push message for payment approval is received from; and
when the push message is received, the terminal confirms the received push message and performs payment approval, so that the payment service device performs payment for a specific product;
A payment method using a beacon, comprising: delete delete delete delete delete delete delete delete

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