KR101773764B1 - Corporate doctorring system based on financial analysis - Google Patents

Abstract

The present invention relates to a company doctoring system based on financial analysis, the system which analyzes the balance sheet of a company for prospective investment, extracts improper transaction items, analyzes any improper status of the company based on the extracted improper transaction items, and provides a report of improper status before investment. The company doctoring system comprises: an FAD service server (100) which has a financial management service program installed therein, receives an upload of general information, which has been provided at the time of membership registration, and company accounting information (a ledger for each account) provided by an accounting and tax firm management server (300), extracts improper item data and abnormal transaction data from the relevant companys financial records, generates improper management status information of the relevant company based on the extracted improper item data and abnormal transaction data, and assigns a reliability level of the relevant balance sheet in accordance with verifying the reliability of the balance sheet; a plurality of company management servers (200) which request a financial management service after membership subscription to the FAD service server (100) and receive the improper management status information of the company provided to correspond to the financial management service request; and a plurality of accounting and tax firm management servers (300) which provide accounting information of the relevant company to correspond to the request of the FDA service server (100). Accordingly, the company doctoring system enables a user to correctly evaluate a management result of the company for prospective investment.

Description

Corporate doctorring system based on financial analysis based on financial analysis

The present invention relates to a corporate doctoring system based on financial analysis. In particular, prior to investment, financial statements of an investment company are analyzed by separate account data of the account to extract the non-performing items, , The company will generate its own financial statements and analyze the reliability of its financial statements, the function of grading, in-depth analysis of corporate financial risks, post-management functions, Ring system based on the financial analysis provided.

Financial statements (financial statements) are documents that show the financial status and business performance of a company. They are designed to give a snapshot of the status of assets, liabilities and capital at a certain point in time.

If you compare the basic financial statements and the ending financial statements at the starting point of a normal fiscal year, you can easily understand the change of the company.

Fraud and mismanagement of corporate financial statements, which are frequently occurring, are having an adverse effect on governments, financial institutions, and general investors.

Therefore, it is required to research and develop a corporate financial risk analysis and diagnosis system that can diagnose the financial worries of insolvency in the process of preparing the financial statements and prescribe them based on the diagnosis results to enhance the corporate value. It came.

Korean Patent Publication No. 10-2014-0070155

The present invention has been developed in response to such a research and development request. The present invention analyzes the financial statements of the investee companies before the investment through the RVS (Reliability Verification System) to extract the insolvency items and, based on the extracted insolvency items, And to provide a corporate doctoring system based on a financial analysis provided by analyzing and analyzing the financial statements.

In addition, the present invention provides a corporate doctoring system based on financial analysis that can detect whether or not financial statements such as abnormal transactions and doubtful assets are included in financial accounting through statistical techniques through the Financial Risk Analysis System (FRS) The purpose is to provide.

It is another object of the present invention to provide a corporate doctoring system based on financial analysis capable of providing continuous after-care service after financial support to an enterprise through MAF (Management After Financing).

It is another object of the present invention to provide a corporate doctoring system based on financial analysis that generates and provides consulting information for insolvent settlement by judging whether or not the defective items are improved through Doctoring System.

In addition, the present invention aims at providing a corporate doctoring system based on financial analysis that provides a CFO role in management decision making of SME CEOs using various numerical values readable from accounting information.

The company doctoring system based on the financial analysis according to the embodiment of the present invention is equipped with a financial management service program. In response to a request for financial management service by membership, the company doctoring system includes general information of a company, accounting information The company accounting information provided from the corporation management server 300 and extracts the non-performing item data and the abnormal transaction data of the corresponding company, generates the non-performing management status information of the corresponding company based on the extracted non-performing item data and the abnormal transaction data An FAD service server 100 for providing the FAD service; A plurality of enterprise management servers (200) requesting a financial management service after membership in the FAD service server (100) and receiving information on a company's bad management status provided in response to the financial management service request; And a plurality of accounting tax corporation management servers 300 that provide accounting information of the corporation in response to a request from the FDA service server 100. [

As an embodiment related to the present invention, the FAD service server 100 provides an enterprise data generation interface screen and uploads ledger data for each account through the accounting tax corporation management server 300 having ledger data for each company account The master account subject code is read out from the master account subject code DB 1000 and outputted through the enterprise data generation interface screen, the company code is derived from the ledger data by the uploaded account Master account item code and enterprise code are mapped to generate basic data for each company, and it is possible to generate and provide the posting balance and transaction data for each account subject to account.

As an embodiment related to the present invention, the FDA service server 100 is provided with an enterprise basic data generating menu item, a bad error data generating menu item, a financing and operation data generating menu item, a company deep risk data generating menu And the FDA service server 100 provides a menu item for generating the company basic data by clicking on the menu item of the company basic data according to the operation of the manager. The FDA service server 100 generates a balance sheet, a profit and loss statement, a manufacturing cost statement, The FDA service server 100 collectively provides the company's financial statements, the ledger according to the customer, and the customer's bad data, which are composed of accounts (Dr) / credit (Cr) When the error data generation menu item is clicked, a bogus error occurrence is extracted and provided through the generated journal, When the fundraising and operation data creation menu item is clicked in accordance with the operation of the administrator, the server 100 generates analytic data by classifying and analyzing the financial account related account items on a monthly basis, and the FAD service server 100 provides When the menu item "Generate company's in-depth risk data" is clicked in accordance with the manager's operation, it is possible to construct and provide a liquidity DB by extracting the insolvency, abnormality, suspicion, ratio, profit efficiency index and fund balance data.

As an embodiment related to the present invention, the FAD service server 100 derives the current position information of the company on the basis of the company general information, the financial statement ratio analysis information, the risk index analysis information, and the management capability information analysis information provided at the time of member registration, The current position information of the company that has been obtained can be displayed on the growth model graph and provided.

As an embodiment related to the present invention, the FAD service server 100 judges whether or not the RVS main menu item is selected in the reliability verification service page of the financial statement by the user's operation, and if the RVS main menu item is selected, The FAD service server 100 generates summary information by extracting the non-compliant transaction information of the corresponding accounting year of the analysis target company, and generates the summary information on the basis of the balance sheet debit and credit You can reflect the amendment.

As an embodiment related to the present invention, the FAD service server 100 judges whether the revised financial statement menu item is selected in the reliability verification service page of the financial statement by the operation of the user, and when the modified financial statement menu item is selected, The financial statement information of the modified financial statements is read from the DB, provided on the screen, summarized in the main revised information, generated summary information about equity capital and net profit, and displayed on the screen can do.

As an embodiment related to the present invention, the FAD service server 100 determines whether a rating menu item is selected in the reliability verification service page of the financial statement by the user's operation, and if the rating menu item is selected, The financial statement information that is revised for the necessary information is read from the DB to provide the total assets and the revised entry amount separately, and it is provided whether the volatility of the net profit due to the amendment is provided, and the volatility of various financial ratios by the revised financial statements And whether the reliability of the financial statements is in violation of the general principles of the financial statements and the financial reporting standards. If the violations are found to be inaccurate and deliberate, The effect of the amount on the management index is analyzed and the rating is given.

As an embodiment related to the present invention, the FAD service server 100 judges whether or not a menu item for extracting an insolvent asset is selected from a business financial risk analysis service page by a user operation, Extracts the same transaction structure as the journal entry DB, extracts the object by comparing the brief, account, account item, and amount with the failure occurrence keyword, checks the mutual redundancy with the amount, and displays the data table and the summary text entry. Provided service page can be provided.

As an embodiment related to the present invention, the FAD service server 100 judges whether or not the unsolicited suspicious transaction data extraction menu item is selected on the enterprise financial risk analysis service page by the user's operation, and if the unsolicited suspicious transaction data extraction menu item is selected , The transaction data matching service DB and the transaction data providing service page are displayed as long as the abnormal transaction data table and the summary text entry are displayed by checking the transaction and the suspicious transaction information matching the abnormal transaction keyword DB, Can be provided.

As an embodiment related to the present invention, the FAD service server 100 judges whether the loss transaction data extraction menu item is selected on the enterprise financial risk analysis service page by the user's operation, and if the loss transaction data extraction menu item is selected, , Loss information due to loss of managerial power, information on cost incurred due to unnecessary transaction, delinquency, accrual, and compensation compensation information are extracted. And provide an insolvent transaction data providing service page in which the insolvency transaction data table and the summary text entry are displayed.

As an embodiment related to the present invention, the FAD service server 100 judges whether or not an insolvency extraction menu item for each customer is selected on the enterprise financial risk analysis service page by the user's operation, and if the insolvency extraction menu item for each customer If it is selected, it extracts the nonperforming information for each account by account and displays it on the screen, and extracts the information by the number of cases for the electric balance, the new generation and the repayment data of the asset item, May be generated and displayed on the screen and provided, and the amount of money may be checked against each other to be reflected in the bad amount.

As an embodiment related to the present invention, the FAD service server 100 judges whether or not the menu item of the error of the account length error extraction menu item is selected in the enterprise financial risk analysis service page by the operation of the user, It extracts transaction information that is not subject to matching in the transaction, extracts transaction information that does not match the daily bills, and extracts the reflected partial information on the settlement data and provides it through the accounting data error summary window.

As an embodiment related to the present invention, the FAD service server 100 determines whether or not the financial ratio analysis menu item is selected in the corporate financial risk analysis service page by the user's operation, and when the financial ratio analysis menu item is selected, To calculate the financial ratios and compare them with the information on the financial ratios registered by the business type financial ratios DB.

As an embodiment related to the present invention, the FAD service server 100 judges whether the procurement operation analysis menu item is selected in the enterprise financial risk analysis service page by the user's operation, and when the procurement operation analysis menu item is selected, The funding operation analysis summary window will be used to calculate the procurement and operation averages and to calculate the procurement and operation averages for the last 6 months and then to divide them into sales, assets, borrowings, .

As an embodiment related to the present invention, the FAD service server 100 judges whether the liquidity analysis and estimation menu item is selected in the enterprise financial risk analysis service page by the user's operation, and when the liquidity analysis and estimation menu item is selected, 3 months, and 6 months, calculates the operating and fixed costs, and calculates the actual liquidity and liabilities incurred during the three and six months, and calculates the additional liquidity during the three and six months And can be provided through the liquidity analysis and estimation summary window provided.

As an embodiment related to the present invention, the FAD service server 100 judges whether the menu item of the profit and efficiency analysis menu is selected in the enterprise financial risk analysis service page by the operation of the user, and when the menu of the profit and efficiency analysis menu item is selected, It is possible to provide the profit and efficiency analysis summary window that extracts the necessary data from the table, calculates profitability and efficiency index ratios based on the extracted data, generates a comprehensive table, and provides it.

As an embodiment related to the present invention, the FAD service server 100 judges whether or not the menu item of analysis of the adjustment adjustment of contents of balance adjustment to balance sheet reflection is selected in the enterprise financial risk analysis service page by the operation of the user, When the menu item "Reflection Effect Analysis" is selected, data for December 31 of each year are extracted, and the data on the balance sheet changes on the 30th and 31st days are extracted. After analyzing the influence analysis data on the balance sheet, It can be provided through summary window of reflection effect analysis of balance adjustment of settlement adjustment which extracts random adjustment value and makes cross error check.

As an embodiment related to the present invention, when the comprehensive review menu item is selected in the enterprise financial risk analysis service page by the user's operation, the FAD service server 100 generates a risk factor DB based on the risk factors, It is possible to extract the overlap effect, duplication effect, and butterfly effect for each factor and to upgrade the management consulting DB based on the extracted data and the analyzed data.

As an embodiment related to the present invention, the FAD service server 100 judges whether or not the menu item for analyzing the period borrowing fluctuation is selected in the post management service after financing by the user's operation, and if the period borrowing fluctuation analysis menu item is selected, In order to determine the change in borrowings after the funding date, it is determined whether a specific period has been entered. When a specific period is entered, the borrowing account data is extracted from the account, Analysis service page can be provided.

The present invention analyzes an account ledger, which is one of the annexed specifications of the invested company's financial statements before investment, and analyzes the bad situation of the enterprise based on the extracted non-failed items, , As well as eliminating the social adverse effects that may be imposed on government, financial institutions, and individual investors.

In addition, the present invention enables statistical techniques to detect whether or not financial statements such as abnormal transactions and doubtful assets are included in corporate accounting, so that not only items that can not be confirmed through financial statements can be accurately provided, It is effective to build a sound corporate accounting culture.

In addition, the present invention has an effect of enabling a company to improve management performance by generating and providing consulting information for insolvent settlement by judging whether or not the defective items are improved.

In addition, the present invention utilizes various numerical values that can be read from the accounting information to provide a CFO role in the management decision making of the SME CEO, so that the CEO of the company, which can not have a CFO and a separate financial organization, And to make it possible to utilize it actively in management decision making.

FIG. 1 is a diagram for explaining a configuration of a corporate doctoring system based on financial analysis according to the present invention.
FIG. 2 is a diagram illustrating an example of an enterprise general information input interface screen according to the present invention.
3 to 18 are operational flowcharts for explaining a method of operating a corporate doctoring system based on financial analysis according to the present invention.

It is noted that the technical terms used in the present invention are used only to describe specific embodiments and are not intended to limit the present invention. In addition, the technical terms used in the present invention should be construed in a sense generally understood by a person having ordinary skill in the art to which the present invention belongs, unless otherwise defined in the present invention, Should not be construed to mean, or be interpreted in an excessively reduced sense. In addition, when a technical term used in the present invention is an erroneous technical term that does not accurately express the concept of the present invention, it should be understood that technical terms can be understood by those skilled in the art. In addition, the general terms used in the present invention should be interpreted according to a predefined or prior context, and should not be construed as being excessively reduced.

Furthermore, the singular expressions used in the present invention include plural expressions unless the context clearly dictates otherwise. In the present invention, terms such as "comprising" or "comprising" and the like should not be construed as encompassing various elements or various steps of the invention, Or may further include additional components or steps.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings, wherein like reference numerals refer to like or similar elements throughout the several views, and redundant description thereof will be omitted.

1 is a diagram for explaining a corporate doctoring system based on financial analysis according to the present invention.

As shown in FIG. 1, the corporate doctoring system based on the financial analysis to which the present invention is applied includes a financial analysis & doctoring (FAD) service server 100, a plurality of enterprise management servers 200, A plurality of user terminal 400, a plurality of financial institution management servers 500, a plurality of investment management servers 600, a communication network 700, an enterprise general information DB 800, A risk DB 900, and a master account subject code DB 1000.

The company doctoring system based on financial analysis of the FAD service server 100 is equipped with a financial management service program. In response to a request for financial management service by membership, the general doctor information system of the company, The company accounting information provided from the corporation management server 300 and extracts the non-performing item data and the abnormal transaction data of the corresponding company, generates the non-performing management status information of the corresponding company based on the extracted non-performing item data and the abnormal transaction data .

The FAD service server 100 provides an enterprise data creation interface screen and uploads the ledger data for each account through the accounting tax corporation management server 300 having the ledger data for each account of the company, The master account subject code is read from the master account subject code DB 1000 and output through the enterprise data generation interface screen. After deriving the enterprise code from the ledger data by the uploaded account, the master account subject code and the enterprise code And generates and provides basic data for each company. It generates and provides the balance of the postings and transaction data for each account subject to the account.

The FDA service server 100 receives at least one menu item from the enterprise basic data generation menu item, the bad data error generation menu item, the financing and operation data generation menu item, and the enterprise deep risk data generation menu item through the financial management service program (Dr) / Credit (Cr) system, Accounts (Credit) system, Accounts receivable system, Accounts receivable system, Accounts receivable system The company financial statements made up of the transaction details, the ledger for each customer, and the bad data for each customer are provided, and when the menu item for generating bad credit data is clicked in accordance with the operation of the manager, the bill error occurrence case is extracted and provided through the generated journal , When the funding and operation data generation menu item is clicked according to the operation of the manager, When the menu item of company deep risk data generation is clicked according to the manipulation of the manager, the analysis result data classified by monthly basis are classified and analyzed, and when the menu item of the company deep risk data is clicked, Data is extracted and a liquidity DB is constructed and provided.

The FAD service server 100 derives the current position information of the company on the basis of the company general information, the financial statement ratio analysis information, the risk index analysis information, and the management capability information analysis information provided at the time of member registration, And displayed on the model graph.

The FAD service server 100 judges whether or not the CVS main menu item is selected in the reliability verification service page of the financial statement by the user's operation. If the CVS main menu item is selected, the FAD service server 100 inputs an analysis target company name and an input Provides an interface screen, extracts non-compliant transaction information of the applicable accounting firm for the relevant analysis year, generates summary information, and reflects the amendments to the balance sheet debit and credit items.

The FAD service server 100 judges whether the revised financial statement menu item is selected in the reliability verification service page of the financial statement by the user's manipulation. If the revised financial statement menu item is selected, the FAD service server 100 determines whether the revised financial statement menu item is selected, Assets, liabilities, etc. of each account subject to revision, read the financial statement information from the DB, provide summarized information on major revised information, and summarize information on equity capital and net profit. And displays it on the screen.

The FAD service server 100 judges whether or not the menu item for extracting an insolvent asset is selected on the enterprise financial risk analysis service page by the user's operation and selects the same transaction structure as the insolvency transaction entry database And provides a suspicious asset extraction data providing service page in which the data table and the summary text entry are displayed by checking the details with the amount of the trouble occurrence, comparing the accounts, accounts, and amounts, extracting the objects, and mutually checking the amounts.

The FAD service server 100 judges whether or not the item of the suspicious transaction data extraction menu item has been selected on the corporate financial risk analysis service page by the user's operation, and if the suspicious transaction data extraction menu item is selected, Transaction and suspicious transaction information are retrieved, and the summary and text are searched with the above keyword, and the transaction data providing service page is provided as long as the abnormal transaction data table and the summary text entry are displayed by checking the amount and the mutual overlapping.

The FAD service server 100 judges whether the loss transaction data extraction menu item has been selected in the corporate financial risk analysis service page by the user's operation. If the loss transaction data extraction menu item is selected, transaction information, It extracts information on loss incurred due to insufficient management, information on cost incurred due to unnecessary transactions, delinquency, accruals, and compensation compensation information. And provides an insolvent transaction data providing service page in which a text entry is displayed.

The FAD service server 100 judges whether or not the menu item for the distress extraction by each customer is selected in the business financial risk analysis service page by the user's operation, And displays it on the screen.

The FAD service server 100 judges whether or not the menu item of error detection of the accounting error is selected in the business financial risk analysis service page by the operation of the user and if the error detection menu item of accounting error is selected, Extracts transaction information that does not match daily balances, extracts the reflected partial information from the financial statements, and provides it through the accounting error summary window.

The FAD service server 100 judges whether the financial ratio analysis menu item is selected on the corporate financial risk analysis service page by the user's operation. When the financial ratio analysis menu item is selected, the FAD service server 100 calculates the financial ratio by reflecting the default amount , And financial ratios in the business type DB. The financial ratios analysis summary window is provided after the appropriateness evaluation is performed.

The FAD service server 100 determines whether the procurement operation analysis menu item is selected in the enterprise financial risk analysis service page by the operation of the user, and when the procurement operation analysis menu item is selected, the procurement and operation average occurring in the last three months is calculated , And procurement and operation averages for the last 6 months are calculated and then provided through the summary of the funding operation analysis, which is divided into sales, assets, borrowing, longevity and other balance.

The FAD service server 100 judges whether the liquidity analysis and estimation menu item is selected in the corporate financial risk analysis service page by the user's operation and selects the liquidity analysis and estimation menu item when the liquidity analysis and estimation menu item is selected, And liquidity analysis and estimation summarized by calculating the operating averages, operating profit and fixed costs, calculating 3 and 6 month real liquid assets and liabilities for 3 and 6 months, Window.

The FAD service server 100 determines whether the menu of the analysis of profit and efficiency is selected in the business financial risk analysis service page by the user's operation and extracts the necessary data in the financial statement when the menu of the analysis of profit and efficiency is selected, Based on the extracted data, profitability and efficiency indicator ratio are calculated, and a comprehensive table is generated and provided through a profit and efficiency analysis summary window.

The FAD service server 100 judges whether or not the menu item for analysis of the adjustment adjustment balance vs. balance sheet reflection effect is selected in the enterprise financial risk analysis service page by the operation of the user and if the adjustment adjustment contents balance balance table reflection effect menu item is selected , Extracts December 31 data for each year, extracts the change data of the balance sheets on the 30th and 31st days, extracts the influence analysis data on the balance sheet, extracts the arbitrary adjustment values of the specific assets, The balance sheet of the settlement adjustment that makes the check to be performed.

When the comprehensive review menu item is selected in the enterprise financial risk analysis service page by the user's operation, the FAD service server 100 generates a risk factor DB based on the risk factors, Duplication effect, and butterfly effect, and upgrades management consulting DB based on extracted data and analyzed data, and provides it.

The FAD service server 100 judges whether or not the menu item for analyzing the periodic borrowing fluctuation is selected on the post management service after financing by the user's operation, and when the menu item of the periodic borrowing fluctuation analysis is selected, If a specific period is entered, it is determined whether a specific period has been entered. The borrowing account analysis service page is used to extract borrowing account data from accounts and calculate detailed data for each customer and analyze the volatility.

The FAD service server 100 judges whether or not the term fund balance menu item is selected in the after-service management service after financing by the user's operation, and if the term fund balance menu item is selected, If the period is selected, the monthly data for each account subject to the relevant period is extracted from the funding operation DB, extracted by the reclassification of each subject by characteristic, and processed through procurement and operation statistics. In other words, when the FAD service server 100 selects the periodic account balance menu item on the post management service after financing by the user's operation, if a specific period for analyzing the use of funds after the funding date is selected, We will reclassify and classify by personality (sales, SG & A expenses, increase / decrease of assets, borrowing, etc.), check monthly how we use funds (loan, investment) The amount of borrowings / increase / decrease of major deaths / other increase / decrease, etc.

The FAD service server 100 judges whether or not the menu item for providing periodical financial fluctuation has been selected on the post management service page after financial support by the user's operation, and if the periodical financial fluctuation providing menu item is selected, If the period is selected, period balance information is extracted in order to analyze the period variability for the entire account of the ledger by the account corresponding to the selected period, and the data of the start date balance sheet (B / S) Analyzes financial structure improvement trend information by extracting asset allocation and debt distribution profile based on B / S calculation data, analyzing allocation information of procurement of assets and liabilities, and comparing balance profile and increase / decrease profile And analyzes the trends and trends to provide a periodic financial change service page.

The FAD service server 100 judges whether the periodical sales balance service menu item is selected in the after-financing service after-financing service by the user's operation, and if the periodical sales balance service menu item is selected, If the period is selected, the system extracts the period debit and credit data for analyzing the period variability for the entire ledger account of the account corresponding to the selected period, Analyze the appropriateness of the adjustment date of the settlement date by analyzing the order value, analyze the trend of the operating balance volatility after funding, identify the improvement trend, and analyze the cost data extraction and the ratio of sales to account to analyze the improvement trend Provide a periodic sales service page.

The FAD service server 100 judges whether the period financial change and the business balance comparison menu item is selected in the post management service page after the financial support by the user's operation, and if the period is selected, , We analyze the period variability by analyzing the cash flow by comparing the increase and decrease of the loan balance and the balance of the loan balance and the credit balance, and determine whether the procurement counter of the necessary funds is business and asset recovery, And provides a direct service comparison service for periodic financial fluctuations and operating profit by identifying and distributing the asset allocation to the operating balance.

The FAD service server 100 judges whether or not the risk review comprehensive menu item has been selected in the post management service after financial support by the user's operation. If the risk review comprehensive menu item is selected, the FAD service server 100 displays a period If the period is selected, it provides a summary of the financial account analysis data, which provides summary information on the financing and operation analysis after the financial support, And provides a brief summary of financial analysis data that summarizes the analysis data of assets and liabilities after financial support. Based on this information, we compare the financial, operating, and financial changes Civilization, service after financial support to understand the real effects and company situation The.

When the detailed transaction history providing menu item is selected on the user selection report creation service page by the operation of the user, the FAD service server 100 selects a company name, a window for inputting the year, a transaction date, an account item, An analytical content selection window that can be input and inquired, a transaction history keyword search window based on transaction history key input, and a data inquiry and analysis service page composed of a window composed of detailed history information when inquiry items are input through windows .

When the transaction history total query menu item is selected in the user selection report creation service page by the user's operation, the FAD service server 100 provides the pop-up method through the report inquiry window, and when a desired report is selected from the report inquiry window, The report is read from the report DB and provided.

The FAD service server 100 provides a window for selecting and displaying a cost item when the user selects the low cost query menu item in the user selection report creation service page by the user's operation.

The plurality of enterprise management servers 200 requests the FAD service server 100 for a financial management service after membership, and receives information on the company's bad management status provided in response to the financial management service request.

A plurality of accounting tax corporation management servers 300 provide accounting information of the corresponding company in response to a request from the FDA service server 100.

The plurality of user terminals 400 is a personal terminal such as a smart phone or the like and is provided by an FAD service server 100 for allowing management analysis data provided by the FDA service server 100 to be received regardless of the location and time Financial management service application is installed.

The plurality of financial institution management servers 500 and the plurality of investment management servers 600 determine the loan amount and the loan interest rate by receiving the business performance information of the company generated by the FAD service server 100, Such as determining when to withdraw or reinvest, and so on.

The company general information DB 800 is a database for collecting information on the establishment date, enterprise size, market classification, industry type, business category, business contents, corporate registration number, business registration number, head office Address, factory address, telephone number, fax number, home page, and other general company information.

The risk DB 900 is created in response to a manager's request when registering general information on the company, and stores and manages the risk information generated during the unification and analysis of the company's financial statements, matching the company identification information.

The master account subject code DB 1000 stores and manages a standard account subject name for unifying the account subject names constituting the financial statements provided through the accounting tax corporation management servers 300. [

The operation method of the corporate doctoring system based on the financial analysis as described above will be described as follows.

One. FAD  General information providing routine

end. Company General Information  Processing routine

As shown in FIG. 2, the FAD service server 100 includes a date of establishment of an enterprise, a company size, a market classification, a business type, a business category, an item, a business registration number, a business registration number, The company general information input interface screen is provided so that the general information of the company such as the telephone number, the fax number, and the homepage can be inputted. When the "save" icon is clicked on the enterprise general information input interface screen, 800).

Then, the FAD service server 100 provides an icon of "Create a new risk DB" through an enterprise general information input interface screen and supports creation of a risk DB 900 of an enterprise by clicking an icon of creating a new risk DB do. At this time, when the FAD server 100 clicks the icon for creating a new risk DB, the FAD service server 100 confirms a notification message for confirming whether to create a new risk DB through a pop-up window, do.

The enterprise general information input interface screen is supported to input 22 enterprise information in total, and it is supported to input, inquire and modify.

I. Account ledger  Upload Routine

As shown in FIG. 3, when the enterprise information input is completed through the enterprise general information input interface screen and the risk DB new creation is completed, the FAD service server 100 provides the enterprise data generation interface screen, The account ledger data of the account is uploaded through the accounting tax corporation management server 300 having the account ledger data of the accounts of the account management server 300 and outputted from the enterprise data creation interface screen (S210) The item code is read out and outputted through the enterprise data creation interface screen (S220).

Then, the FAD service server 100 derives an enterprise code from the ledger data by account (S230), and generates company-specific basic data by mapping the master account subject code to the enterprise code (S240). At this time, the administrator can directly select or input the enterprise code through the enterprise data creation interface screen, if necessary.

Then, the FAD service server 100 generates the account balance and transaction data for each account subject to account (S250).

All. Analysis data generation routine

As shown in FIG. 4, the FDA service server 100 is provided with an enterprise basic data generating menu item, a bad error data generating menu item, a financing and operation data generating menu item, a company deep risk data generating menu (S310). When the enterprise basic data generation menu item is clicked in accordance with the operation of the manager, the FDA service server 100 provides the balance sheet, the profit and loss statement, the manufacturing cost statement (S320) of the financial statements prepared by the transaction history, the ledger by the customer, and the non-performing data by the customer are summarized.

The FDA service server 100 extracts and provides a banner fault occurrence through the generated journal when the menu item of the bad news error data generation item is clicked according to the operation of the administrator (S330), and the FAD service server 100 provides financing When the operation data generation menu item is clicked, analysis data classified by analyzing the financial account related account items on a monthly basis is generated and provided (S340).

Finally, the FAD service server 100 constructs and provides a liquidity DB by extracting the insolvency, abnormality, suspicion, ratio, profitability index, and capital balance data when the enterprise deep risk data generation menu item is clicked according to the operation of the manager S350).

As described above, the FDA service server 100 supports enterprise general information input through an enterprise general information processing routine, and generates enterprise data based on a master account subject code through a ledger upload routine according to accounts After generating the analysis data, the company generates the business deep risk data generation menu item including the enterprise basic data creation menu item, the bad data error generation menu item, the financing and operation data creation menu item, and the financial analysis As a result of the completion of the basic work for the company doctoring service based on

2. risk  Analysis routine

5, the FAD service server 100 includes a reliability verification routine (S400) of a financial statement, a corporate financial risk analysis routine (S500), a post financing management routine (S600), a user selection report creation routine S700) to analyze corporate risks and provide analysis results.

end. Reliability verification routine of financial statements

The reliability verification routine of the financial statements may include a CVS main subroutine, a modified financial statement subroutine, a failed asset extraction subroutine, a suspicious transaction data extraction subroutine, a lost transaction data extraction subroutine, Routing, Accounting Bad Error Extraction Subroutine, Financial Ratio Analysis Subroutine, Funding Operation Analysis Subroutine, Liquidity Analysis and Estimation Subroutine, Revenue and Efficiency Analysis Subroutine, Review subroutine.

(One) RVS  Main subroutine

As shown in FIG. 6, the FAD service server 100 receives, from the user's operation, the RVS (S411). If the RVS main menu item is selected, an input interface screen for inputting the company name and year of analysis is provided (S412).

Then, the FAD service server 100 firstly generates summary information by extracting transaction information that violates the accounting principles of the financial statement of the analysis target company and the financial statement preparation standard of the analyzed company (S413), and secondarily generates FAD The transaction corresponding to the insolvency type of the transaction is extracted by the transaction type information, and the corrected entry is reflected in the third column of the balance sheet debit and the counter-side item (S414). In other words, it is necessary to make amendments to the revised requirements for each account subject, such as insolvency, insolvency, bad business, fixed assets, intangible assets, and liability branches.

Then, the FAD service server 100 provides the request to be displayed on the screen in a text form (S415).

(2) Classification subroutine through financial statement verification

As shown in FIG. 7, the FAD service server 100 determines whether the rating menu item is selected in the reliability verification service page of the financial statement (S421) by the operation of the user (S421). When the rating menu item is selected, The results of the reliability verification of submitted submission financial statements of the selected fiscal year for each company shall be provided in five steps (S422).

(3) Adjusted financial statement subroutine

As shown in FIG. 8, the FAD service server 100 determines whether the revised financial statement menu item has been selected in the reliability verification service page of the financial statement by the user's operation (S431). As a result of the determination, The FAD service server 100 reads the financial statement information from the DB on the items necessary for the modification of each account subject, such as bad, bad, customer bad, fixed, intangible asset, (S432), summarizes the major revision entry information, generates summary information on the capital stock and net profit, and provides it to be displayed on the screen (S433).

(4) Non-performing asset extraction subroutine

As shown in FIG. 9, the FAD service server 100 determines whether an item of the menu item for extracting an insolvent asset is selected in the business financial risk analysis service page by operation of a user (S511) The transaction structure is extracted from the non-performing transaction log entry DB (S512), and the subject is extracted by comparing the account, account, account, and amount with the non-performing occurrence keyword (S513) A suspicious suspicious asset extraction data providing service page in which the table and the summary text entry are displayed is provided (S514).

(5) Suspicious Suspicious Transaction Data Subroutine

As shown in FIG. 10, the FAD service server 100 judges whether a menu item of the suspicious transaction data extraction menu has been selected in the business financial risk analysis service page by the user's operation (S521). As a result of the determination, When the data extraction menu item is selected, the transaction matching the abnormal transaction keyword DB and the suspicious transaction information are extracted (S522), the shortage and the subject are searched with the ideal keyword, and the amount and the mutual are checked again (S523) And the summary text entry are displayed, a transaction data providing service page is provided (S524).

(6) Loss transaction data extraction subroutine

As shown in FIG. 11, the FAD service server 100 determines whether a loss transaction data extraction menu item is selected in the corporate financial risk analysis service page by operation of the user (S531). As a result of the determination, When the menu item is selected, information on the loss incurred by the company, lost transaction information due to the failure of the management power, information on the cost incurred due to the unnecessary transaction, delinquency, accrued money, and compensation compensation information are extracted (S531) (S532), and provides an insolvent transaction data providing service page in which an insolvency transaction data table and a summary text entry are displayed (S533).

(7) Failure extraction subroutine for each customer

As shown in FIG. 12, the FAD service server 100 judges whether an insolvency extraction menu item for each customer is selected in the enterprise financial risk analysis service page by the user's operation (S541). As a result of the determination, When the menu item is selected, the non-performing information for each account is extracted and displayed on the screen on the screen (S541). In addition, information on the number of cases for the electric balance, the new generation and the repayment data, (Step S542), and it is checked whether they are mutually overlapped with each other and is provided so as to be reflected in the insolvency amount (step S543).

(8) Accounting badness error extraction subroutine

As shown in FIG. 14, the FAD service server 100 judges whether an item of the account length error extraction menu item has been selected in the enterprise financial risk analysis service page by the user's operation (S551). As a result of the determination, When the menu item is selected, transaction information without matching is extracted in the entire transaction (S552), transaction information in which the daily bills do not coincide is extracted (S553), the reflection part information is extracted from the settlement data, (S554). It is possible to evaluate the management ability through the menu item of error extraction of accounting badge, not only to evaluate the financial and capital management risk, but also to analyze the failure factors through the processing history in the settlement.

(9) Financial Ratio Analysis Subroutine

As shown in FIG. 14, the FAD service server 100 determines whether the financial ratio analysis menu item is selected in the corporate financial risk analysis service page by the user's operation (S561). As a result of the determination, (S562), the financial ratio is calculated by reflecting the amount of default determined (S562), and compared with the information on the financial ratios registered by the business type financial ratios DB (S563), the financial ratios analysis summary window (S564).

(10) Financing operation analysis subroutine

As shown in FIG. 15, the FAD service server 100 determines whether the procurement management analysis menu item is selected in the corporate financial risk analysis service page by the user's operation (S571). As a result of the determination, (S573), the procurement and operation average of the last 6 months is calculated (S573), and the analysis is divided into sales, assets, borrowings, (S574) through the funding operation analysis summary window.

(11) Liquidity analysis and estimation subroutine

As shown in FIG. 16, the FAD service server 100 determines whether the liquidity analysis and estimation menu item is selected in the corporate financial risk analysis service page by the user's operation (S581) When a menu item is selected, (S583), calculating the operating and fixed costs, and calculating the real current assets and liabilities incurred for 3 months and 6 months (S583). (S584) by providing a liquidity analysis and estimation summary window that provides additional liquidity for 6 months.

(12) Revenue and efficiency analysis subroutine

As shown in FIG. 17, the FAD service server 100 determines whether the menu item of the profit and efficiency analysis is selected in the business financial risk analysis service page by the user's operation (S591). As a result of the determination, If the menu item is selected, the necessary data is extracted from the financial statements (S592), and profitability and efficiency index ratios are calculated based on the extracted data (S593), and a comprehensive table is generated and provided. (S594).

(13) Adjustment of settlement contents vs. comparison Balance table reflection effect analysis Subroutine

As shown in FIG. 18, the FAD service server 100 judges whether the menu item of the adjustment of balance adjustment contents vs. balance sheet reflection effect menu item is selected in the enterprise financial risk analysis service page by the user's operation (S501) (S502), the balance sheet variation data of 30 days and 31 days is extracted (S503), and the settlement adjustment data is converted into B / S (S504). Then, the random adjustment value of the specific asset is extracted (S505), and the cross-error check is performed through the B / S reflection effect summary window (S506).

(14) Comprehensive review subroutine

When the comprehensive review menu item is selected on the corporate financial risk analysis service page by the user's operation, the FAD service server 100 analyzes the risk factor that is analyzed and derived through the corporate financial risk analysis routine and the risk analyzed in the main routine It generates a risk factor database based on the factors, extracts the overlap effect, redundancy effect, and butterfly effect for each factor for the generated risk factor, and upgrades the management consulting DB based on the extracted data and analyzed data do.

I. Post-financing routine after financing

After financing support, the post-management routine includes a sub-routine for analyzing periodic borrowing fluctuation, a sub-routine for financing sub-routine, a sub-routine for providing periodic financial variance, a sub- A risk review comprehensive subroutine, a detailed transaction history subroutine, a transaction history total inquiry subroutine, and a subroutine inquiry subroutine.

(1) Analysis of the changes in the term borrowings subroutine

As shown in FIG. 19, the FAD service server 100 determines whether the menu item for analyzing the periodic borrowing fluctuation is selected in the post management service after financing by the user's operation (S611) If the analysis menu item is selected, it is determined whether a specific period has been entered for grasping the borrowing change status after the funding date (S612). When a specific period is inputted, the borrowing account data is extracted from the account subject (S613) After the detailed data is calculated (S614), a period borrowing fluctuation analysis service page for analyzing the volatility is provided (S615).

(2) The period financing balance subroutine

As shown in FIG. 20, the FAD service server 100 judges whether the term fund balance menu item has been selected in the after-financing service management service page by the user's operation (S621) When the item is selected, it is determined whether the period is selected through the window consisting of the start date and the end date (S622). If the determination result period is selected, monthly data for each account subject to the corresponding period is extracted from the fund procurement operation DB (S624), and the procurement and operation statistics are processed (S625). In other words, when the FAD service server 100 selects the periodic account balance menu item on the post management service after financing by the user's operation, if a specific period for analyzing the use of funds after the funding date is selected, We will reclassify and classify by personality (sales, SG & A expenses, increase / decrease of assets, borrowing, etc.), check monthly how we use funds (loan, investment) Major changes in borrowings / increase / decrease in mortality / other changes Be provided after statistical processing.

(3) Sub-routine to provide period financial variance

As shown in FIG. 21, the FAD service server 100 determines whether the menu item for providing periodical financial fluctuation has been selected in the post management service post-financing service page by the user's operation (S631). As a result of the determination, When the providing menu item is selected, it is determined whether a period is selected through a window including a start date and an end date (S632). When the determination result period is selected, period variability is analyzed for a whole account of the ledger corresponding to the selected period (S633), extracts an asset distribution and a debt distribution profile based on the start date balance sheet (B / S) calculation data and the end date balance sheet (B / S) calculation data (S634) (S635) by analyzing the distribution information of the procurement of the debt, analyzing the financial structure improvement trend information (S635), comparing the balance reference profile and the increase / decrease profile, And provides a period financial financial service page (S636).

(4) Period-end balance service subroutine

As shown in FIG. 22, the FAD service server 100 judges whether the periodical operating balance service menu item has been selected in the after-financing support management service page by the user's operation (S641) When the service menu item is selected, it is determined whether a period is selected through a window consisting of a start date and an end date (S642). When the determination result period is selected, period variability is analyzed for the entire account of the ledger corresponding to the selected period (S643). Then, the adequacy of settlement date adjustment value is analyzed (S644) by analyzing the period order value excluding the arbitrary adjustment portion through the settlement, and the operating profit volatility after the funding is analyzed (S645), and extracting cost data and analyzing the ratio of sales to sales by account to identify the improvement trend (Step S646).

(5) Period financial variance and operating profit comparison subroutine

As shown in FIG. 23, the FAD service server 100 judges whether the period financial change and the business balance comparison menu item is selected in the post management service after-service management page by the user's operation (S651) If the period financial variance and business balance menu item is selected, it is determined whether a period is selected through a window consisting of a start date and an end date (S652). If the period is selected, a total account for each account (S653), and cross-checks the cash flow (S654) by comparing the increase / decrease of the balance comparison and the balance, (S655) to check whether the debt is an increase portion, and to provide the asset allocation to the operating balance. And provides a comparison service page (S656).

(6) risk  Review Comprehensive Subroutine

The FAD service server 100 judges whether or not the risk review comprehensive menu item is selected in the post management service after financing by the user's operation. If the risk review general menu item is selected as a result of the determination, And provides summary information on the analysis of fund balance and analysis after the financial support for the selected period when the period is selected as a result of the judgment. It provides a summary of the operating balance analysis data that provides summary information on the operating result and provides summary information of the financial change analysis data that provides summary information on the analysis of assets and liabilities after financing, By reviewing the operating balance and the increase / decrease of the financial statements, Service.

(7) Detailed transaction history Provision subroutine

When the detailed transaction history providing menu item is selected on the user selection report creation service page by the operation of the user, the FAD service server 100 selects a company name, a window for inputting the year, a transaction date, an account item, An analytical content selection window that can be input and inquired, a transaction history keyword search window based on transaction history key input, and a data inquiry and analysis service page composed of a window composed of detailed history information when inquiry items are input through windows .

(8) Sum of transactions  Query subroutine

When the transaction history total query menu item is selected in the user selection report creation service page by the user's operation, the FAD service server 100 provides the pop-up method through the report inquiry window, and when a desired report is selected from the report inquiry window, The report is read from the report DB and provided.

(9) Cost  Query subroutine

The FAD service server 100 provides a window for selecting and displaying a cost item when the user selects the low cost query menu item in the user selection report creation service page by the user's operation.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the scope of the present invention is not limited to the disclosed exemplary embodiments. In addition, those skilled in the art will recognize that many modifications and variations are possible without departing from the scope of the present invention.

100: FAD service server 200: enterprise management server
300: accounting tax corporation management server 400: user terminal
500: financial institution management server 600: investment management server
700: Network 800: Enterprise general information DB
900: Risk DB 1000: Master account subject code DB

Claims (19)

A financial management service program is loaded. In response to a request for a financial management service based on membership, general information of the company provided at the time of member registration and corporate accounting information provided from the accounting tax corporation management server 300 are uploaded, An FAD (Financial Analysis & Doctoring) service server 100 for extracting item data and abnormal transaction data, and generating and providing the insolvent management state information of the company based on the extracted non-performing item data and abnormal transaction data;
A plurality of enterprise management servers (200) for requesting a financial management service after membership in the FAD service server (100) and receiving information on the insolvent management status of the enterprise provided in response to the financial management service request;
A plurality of accounting tax corporation management server (300) for providing accounting information of a corresponding company in response to a request of the FAD service server (100); And
And a user terminal 400 equipped with a financial management service application for allowing management analysis data provided by the FAD service server 100 to be received regardless of location and time,
The FAD service server 100 provides an enterprise data creation interface screen, a reliability verification service page of financial statements, a corporate financial risk analysis service page, a post-financing support management service page, and a user selection report creation service page,
The FAD service server 100 provides an icon for creating a new risk DB through an enterprise data creation interface screen and supports the formation of a risk database 900 of an enterprise by clicking an icon for creating a new risk DB, When the icon for creating a new risk DB is clicked by an operation of the administrator, a guidance message for confirming whether to create a new risk DB is confirmed through a pop-up window to support that the already generated risk DB 900 is not initialized,
The FAD service server 100 uploads ledger data for each account through the accounting tax corporation management server 300 having ledger data for each account of the company and outputs the ledger data to the FAD service server 100 through a corporate data generation interface screen, Reads the master account subject code from the management system 1000 and outputs it through the enterprise data creation interface screen. After extracting the enterprise code from the ledger data by the uploaded account, the master account subject code is mapped to the enterprise code, And generates and provides the balance of the postings and transaction data for each account subject to account,
The reliability verification service page of the financial statement provides a CVS main menu item, a revised financial statement menu item, a grading menu item,
When the CVS main menu item is selected by the user's operation, the FAD service server 100 provides an input interface screen for inputting the company name and the year to be analyzed, Extracts transaction information, generates summary information, and reflects the revised entries in the debit and debit side of the balance sheet,
If the revised financial statement menu item is selected by the user's operation, the financial statement information of the revised journal items for each account subject is read from the DB and provided on the screen, summarized in the main revised journal information , Equity capital, and net income,
If the grading menu item is selected by the user's operation, the financial statement information, which is corrected for each of the account items, is read from the DB, and the total asset and the amended entry amount are separately provided, And whether or not the reliability of the financial statements is in violation of the general principles of financial statements and the preparation of financial statements. In case of violation, it is divided into carelessness and intentionality. In case of violation of intentional principle, the effect of correction amount on management index is analyzed,
The corporate financial risk analysis service page provides an item for extracting a non-performing asset, a menu item for extracting suspicious transaction data, and a menu item for extracting a lost transaction data.
If the menu item for extracting the non-performing assets is selected by the user's operation, the same transaction structure as that of the non-performing transaction log entry DB is extracted, and the subject is extracted by comparing the brief, accounts, accounts, Providing a service page for providing a suspicious asset extraction data in which a data table and a summary text entry are displayed,
When the menu item for extracting the suspicious transaction data is selected by the user's operation, the transaction matching the abnormal transaction keyword DB and the suspicious transaction information are extracted. The summary and the subject are searched with the abnormal keyword, As long as the transaction data table and the summary text entry are displayed, the transaction data providing service page is provided,
When the loss transaction data extraction menu item is selected by the user's operation, the transaction information causing loss to the company, lost transaction information due to the failure of the management power, cost generation information due to unnecessary transaction, delinquency, Providing an insolvent transaction data providing service page in which the insolvency transaction data table and the summary text entry are displayed by checking the amount and the mutual relation by searching the brief and the subject with the insoluble keyword,
The post-financial support post-management service page provides a menu item for comparing periods financial balance and business balance, and a risk review general menu item,
When the period financial variance and business balance comparison menu items are selected by the user's operation, the period debit and credit data are extracted to analyze the period variability for the entire account of the ledger per account corresponding to the selected period, And cross-checks cash flow by comparing the changes in the amount of cash flow and cash flow, and crosschecks whether the procurement window of the necessary funds is business and asset recovery or debt increase part, And a direct comparison service page
A corporate doctor ring system based on financial analysis featuring.
delete The method according to claim 1,
The FAD service server 100 accesses at least one menu item among the enterprise basic data generation menu item, bad data error generation menu item, financing and operation data generation menu item, and enterprise deep risk data generation menu item through the financial management service program Lt; / RTI >
When the enterprise basic data creation menu item is clicked in accordance with the operation of the manager, the FAD service server 100 transmits a balance sheet, a profit and loss statement, a manufacturing cost statement, a journal, an account subject debit / credit (Cr ), Financial statements made by the transaction details of each customer, ledgers by each customer, and bad data by each customer,
The FAD service server 100 extracts and provides a bogus error generation event through the generated journal when the item error data generation menu item is clicked according to an operation of an administrator,
The FAD service server 100 generates and provides analysis data that classifies and analyzes the fund-related partner account classes on a monthly basis when the fundraising and operation data creation menu item is clicked,
The FAD service server 100 extracts the insolvency, abnormality, suspicion, ratio, profit efficiency index, and capital balance data and constructs and provides a fluidity DB when the enterprise deep risk data creation menu item is clicked in accordance with the operation of the manager A corporate doctor ring system based on financial analysis characterized by.
The method according to claim 1,
The FAD service server 100 derives the current position information of the company based on the company general information, the financial statement ratio analysis information, the risk index analysis information, and the management capability information analysis information provided at the time of member registration, Based on the financial analysis, which is displayed on a growth model graph.
delete delete delete delete delete delete The method according to claim 1,
The FAD service server 100 judges whether or not an insolvency extraction menu item for each customer is selected on the business financial risk analysis service page by the user's operation. If the insolvency extraction menu item for each customer is selected as a result of the determination, And displays information on the screen on the screen, extracts the information by the number of cases for the electricity balance, the new generation and the redemption data of the assets, The system is based on a financial analysis based on a financial analysis, and the system is provided to check the amount and the amount of duplication.
The method according to claim 1,
The FAD service server 100 judges whether or not an item of the error flag of the account length error has been selected in the business financial risk analysis service page by the user's operation and if the account error error extraction menu item is selected, Extracts transaction information in which the daily bills do not match, extracts the reflected partial information on the settlement data, and provides the information on the error data summary window of the accountant's facility, based on the financial analysis.
The method according to claim 1,
The FAD service server 100 determines whether the financial ratio analysis menu item is selected in the business financial risk analysis service page by the user's operation. If the financial ratio analysis menu item is selected, the FAD service server 100 calculates the financial ratio by reflecting the non- And the financial ratios are compared with the information on the financial ratios of the respective industries registered in the financial ratios DB of the business type, and then the ratios are provided through the financial ratio analysis summary window.
The method according to claim 1,
The FAD service server 100 determines whether the procurement management analysis menu item is selected in the enterprise financial risk analysis service page by the user's operation. If the procurement management analysis menu item is selected as a result of the determination, It is characterized by providing an average of operations and calculating the average procurement and operation in the last 6 months, and then providing an analysis summary of funding operations that can be divided into sales, assets, borrowings, The company is based on financial analysis, Dr. ring system.
The method according to claim 1,
The FAD service server 100 judges whether the liquidity analysis and estimation menu item is selected in the corporate financial risk analysis service page by the user's operation and if the liquidity analysis and estimation menu item is selected, And the liquidity analysis and estimation that provides the additional liquidity generated for 3 months and 6 months after calculating actual and liquid assets and liabilities for 3 months and 6 months. A corporate doctoring system based on financial analysis, characterized by providing a summary window.
The method according to claim 1,
The FAD service server 100 determines whether the menu item of the profit and efficiency analysis menu item is selected in the enterprise financial risk analysis service page by the operation of the user and extracts the necessary data from the financial statements when the menu item of the profit and efficiency analysis is selected , And a profit and efficiency index ratio is calculated based on the extracted data, and a summary table is generated and provided through a profit and efficiency analysis summary window, which is based on financial analysis.
The method according to claim 1,
The FAD service server 100 judges whether the menu item "Analysis of the adjustment of the settlement adjustment balance vs. balance sheet reflectance effect" is selected in the enterprise financial risk analysis service page by the operation of the user, and selects the menu item " , Extracts the data on December 31 by year, extracts the data on the balance sheets on the 30th and 31st days, extracts the analysis data on the effect of the adjustment data on the balance sheet, extracts the arbitrary adjustment values of the specific assets, Based on a financial analysis, which is provided through a summary window for reflecting the balance sheet of the settlement adjustment for making an error check.
The method according to claim 1,
When the comprehensive review menu item is selected in the corporate financial risk analysis service page by the user's operation, the FAD service server 100 analyzes the risk factors analyzed and derived through the corporate financial risk analysis routine and the risk factors analyzed in the main routine , The risk factor DB is generated based on the risk factor, the overlap effect, the overlap effect, and the butterfly effect for each factor are extracted for the generated risk factor, and the management consulting DB is upgraded based on the extracted data and analyzed data. A corporate doctor ring system based on financial analysis characterized by.
The method according to claim 1,
The FAD service server 100 judges whether or not the menu item for analyzing the periodic borrowing fluctuation has been selected in the post management service after financing by the user's operation, and if the menu item of periodic borrowing fluctuation analysis is selected, A borrower fluctuation analyzing service page for determining whether or not a specific period is inputted for the situation detection and extracting the borrowing account data from the account subject when a specific period is inputted and analyzing the volatility after calculating detailed data for each customer A corporate doctor ring system based on financial analysis characterized by.

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