KR100991653B1 - Automatic transaction apparatus - Google Patents

Abstract

assignment

It provides a means for preventing the receipt of the customer's trading media.

Resolution

In the automated teller machine (1) having a display input unit (5), the screen content consisting of a plurality of screen data is stored, the screen content is read out at the free time of the operation of the customer during the transaction, and the display input unit (5) is read. The screens based on the screen contents are displayed in order, and the final screen of the screen contents is displayed after the customer receives a trading medium such as a last-exhausted trading card.

Display input, cash dispenser, screen content, trading card

Description

Automatic trading device {AUTOMATIC TRANSACTION APPARATUS}

The present invention relates to an automatic trading device that prevents non-receipt of a trading medium such as a customer's trading card or bank account.

When a conventional automatic trading device initiates a withdrawal transaction and starts communication with a host computer, a display screen for selecting whether or not to display specific information such as a weather forecast or breaking news is displayed on the display unit, and the selection for displaying the specific information is performed. When the weather forecast is displayed when it is made, the display unit displays information on the weather forecast and displays a word that warns of the non-receipt of cash or a transaction card. The customer is asked to confirm a word that heeds the non-receipt of the transaction card or bankbook in the display screen (see Patent Document 1, for example).

[Patent Document 1] Japanese Patent Application Laid-Open No. 5-298526 (Paragraph "0015"-Paragraph "0016", FIG. 4)

However, in the above-mentioned conventional technology, the content of specific information is a weather forecast or news, and if the customer already knows the content, the customer does not look at the specific information and does not look at the display section, so that the transaction card or bankbook There is a problem that the user cannot check the caution regarding the non-receipt of the transaction, and as a result, the non-receipt of the transaction card or the bankbook can not be prevented.

An object of the present invention is to provide a means for solving the above problems.

SUMMARY OF THE INVENTION In order to solve the above problems, the present invention provides an automatic transaction apparatus that executes a transaction by a customer's operation, having a display unit, and has a storage means for storing content information consisting of a plurality of screens related to culture or entertainment. At the free time of the customer's operation, the content information is read out from the storage means, the screen based on the content information is sequentially displayed on the display unit, and the content is received after the customer has received the last discharged trading medium. And displaying a final screen of information.

As described above, the present invention switches the screen for entertainment in accordance with the screen content, and displays the final screen of the screen content when the customer receives the transaction medium. Since it is possible to reliably confirm to the customer a guide or the like for prompting attention to the non-receipt of the displayed trading medium, the effect that the non-receipt of the trading medium of the customer can be prevented is obtained.

EMBODIMENT OF THE INVENTION Below, the Example of the automatic trading apparatus by this invention is described with reference to drawings.

≪ Example 1 >

1 is a block diagram showing the configuration of an automatic teller machine according to the first embodiment, and FIG. 2 is an explanatory view showing the automatic teller machine according to the first embodiment.

In FIG. 1 and FIG. 2, 1 is an automatic teller machine as an automatic transaction apparatus, which is installed at a branch of a financial institution such as a bank, a convenience store such as a bank (such as a financial institution), a store such as a branch, and cashes with a customer. The transaction is carried out automatically.

2 is a host computer serving as a host device installed in a center such as a financial institution, and is connected to a cash machine 1 installed at a store through a communication line such as a dedicated line or a telephone line. Manage customer accounts by holding customer information such as passwords and account balances.

3 is a main control unit of the automatic teller machine 1, which is connected to the host computer 2 via a communication line, controls each unit in the automatic teller machine 1, executes transaction processing, and also controls data communication. do.

4 is a storage unit which stores screen programs (content information) composed of a plurality of screen data in addition to storing programs executed by the main control unit 3, various data used therein, processing results by the main control unit 3, and the like. Save it.

The screen content is mainly content related to entertainment, such as a riddle, and is a riddle in the present embodiment, and the screen data constituting it is data on the screen displayed in order on the display input unit 5 during a transaction with a customer. An order code corresponding to the display order is given.

Therefore, when screen content is displayed, screens based on the screen data are displayed in order according to the order of the order codes.

In addition, the content of the mystery as screen content is not limited to one type, It is set as plurality.

5 is a display input unit, which is provided on the front side of the automatic teller machine 1 and is composed of a combination of a display unit 6 such as an LCD and an input unit 7 such as a transparent touch panel. In addition to displaying a transaction selection screen, various input screens, and a screen for prompting a customer to take action, various input keys are displayed and the information defined in the input keys can be input by pressing the input keys with a finger on the touch panel. The display unit 6 is also capable of displaying the inputted information.

Moreover, the display input part 5 displays the said screen content, and displays it in order according to the order code to which the screen data which comprises a screen content is provided in that case.

8 is a card handling section as a trading medium handling section, which reads card information as medium information recorded on a magnetic stripe of a trading card as a trading medium such as a customer's cash card inserted from the card insertion slot 9 shown in FIG. In addition to having a writing function, it has a function of printing a transaction specification table and the like.

10 denotes a bankbook handling unit serving as a transaction medium handling unit, which has a function of reading and writing bankbook information as media information recorded in the magnetic stripe of the bankbook as the trading medium of the customer inserted from the bankbook insertion port 11 shown in FIG. It has a function to book the transaction contents in the account of the customer.

12 is a banknote entry / exit part which accepts banknotes put by a customer by the banknote entry and exit 13 shown in FIG. 2, discriminates and counts them, stores them, and discharges banknotes to be paid to the customer from the banknote entry and exit 13. Has the ability to hand to the customer.

14 is a coin entry / exit part, which accepts the coin put by the customer by the coin entry and exit 15 shown in FIG. 2, discriminates and counts it, stores it, and discharges the payment coin to the customer from the coin entry and exit 15 to the customer. Passing has a function.

The effect | action of the structure mentioned above is demonstrated according to the step shown by S using the flowchart which shows the operation | movement of the automatic teller machine of Example 1 shown in FIG.

In the present embodiment, the content of the screen content is regarded as a mystery.

The main control unit 3 of the S1 and the automatic teller machine 1 displays a transaction selection screen in which various transaction selection buttons such as a withdrawal transaction and a deposit transaction are arranged on the display unit 6 of the display input unit 5.

S2, when the customer presses the withdrawal transaction from the transaction selection screen, the main control unit 3 recognizes the press and displays a screen for prompting the insertion of the transaction card to the display input unit 5.

The customer inserts the transaction card into the card insertion opening 9 of the card handling section 8 according to the displayed screen.

S3, the main control unit 3 reads out the card information from the transaction card by the card handling unit 8, stores the card information in the storage unit 4, and displays the password in the display input unit 5. A password input screen in which a word for prompting input or a keypad for inputting the same is arranged is displayed.

The customer enters the password according to the password input screen.

S4, the main control section 3 stores the input password in the storage section 4, and arranges a word, a text box for inputting a withdrawal amount, a key pad for input, and the like in the display input section 5; The screen for entering a withdrawal amount is displayed. The customer inputs the withdrawal amount according to the withdrawal amount input screen.

S5, the main control part 3 performs communication process with the host computer 2 to confirm whether a withdrawal transaction exists.

Specifically, the main control unit 3 reads and outputs the card information, the secret number, and the withdrawal amount of money stored in the storage unit 4, and requests a customer confirmation request to which the card information, password and withdrawal amount are attached. 2) to.

The host computer 2 retrieves the customer information held on the basis of the received card information of the customer confirmation request, reads out the password and the account balance of the corresponding customer information, and receives the received password and the read out secret. By comparing the numbers, we confirm that both passwords match.

Next, the host computer 2 confirms that the account balance is equal to or greater than the withdrawal amount by comparing the received withdrawal amount with the read-out account balance, and sends the withdrawal transaction permission notice to the automatic teller machine 1.

4 is an example of a display screen when the screen content is a mystery, (a) is a screen in which the order code is based on the first screen data, (b) is a screen based on the screen data in the second order code, (c) shows a final screen based on the screen data of the last order code.

During the communication process of sending a customer confirmation request to the host computer 2 to receive a withdrawal transaction permission notice, that is, during a free time when the customer does not perform an operation such as an input for a transaction, the main control unit 3 stores the storage unit. One of the screen contents stored in (4) is randomly extracted and read out, and based on the screen data of the first sequence code of the screen contents, waiting is performed for communication processing as shown in Fig. 4A. The prompting word and the content of the mystery are displayed on the display input unit 5.

S6, upon receiving the withdrawal transaction permission notice, the main control unit 3 continuously displays the content of the mystery as shown in Fig. 4B based on the screen data displayed on the second of the read-out screen content. In addition, a screen in which a word, urging to receive a cash and a transaction card, a transaction statement, and a statement for displaying a riddle after receiving the cash and the transaction card and the transaction statement are displayed.

S7, the main control unit 3 discharges the cash for the withdrawal amount stored in the storage unit 4 from the banknote entry and exit 13 and the coin entry and exit 15, and the transaction is performed by the card handling unit 8. The specification sheet is printed, and the transaction specification sheet and the inserted transaction card are discharged from the card insertion slot 9.

The customer receives the discharged cash, the transaction card, and the transaction specification table according to the screen displayed on the display input unit 5.

S8, when the main control unit 3 recognizes by the sensor (not shown) that the customer has received the cash, the transaction card, and the transaction specification table, the main control unit 3 also controls the display input unit 5 based on the final screen data of the screen content read out. As shown in 4 (c), the final screen in which the content of the mystery and the word or the like indicating the answer are arranged is displayed, and the withdrawal transaction with the customer is terminated.

As described above, in the present embodiment, the mystery is displayed on the basis of the screen content during the time when the automated teller machine starts the communication process with the host computer and the transaction ends, and the customer displays the transaction card or cash. Since a mysterious answer is displayed when received, the customer can keep an eye on the display input unit until the end of the transaction, so that the customer can be surely confirmed the word that calls for preventing the receipt of the transaction card or cash displayed there.

In addition, since the contents of the screen content are stored in plural, the customer can prevent the user from seeing the screen content as viewed several times, and from getting tired of the contents of the screen content and not watching the display input unit.

In addition, when the screen content is about entertainment such as a mystery, the effect of increasing the number of transactions is obtained by the attractiveness of the screen content itself.

In the first embodiment, the riddle is described as an example of the screen content. However, the riddle game, the four-cut cartoon, the adult material, and the like may be used. In the case of 4-cut manga, a screen showing the last cut is assumed to be displayed on the final screen.

The content of the screen content may not only be related to entertainment, but also content such as quizzes and miscellaneous lessons about culture.

In this embodiment, the screen content (content information) composed of a plurality of screen data is stored in the storage unit 4 of the automatic teller machine 1, but the content information is not stored in the storage unit 4 beforehand. 3, when the communication process for confirming whether or not the S5 withdrawal transaction of FIG. 3 is carried out with the host computer 2, the content information may be received from the host computer 2 and stored in the storage unit 4.

1 is a block diagram showing an automatic teller machine in Example 1. FIG.

2 is an explanatory diagram showing an automatic teller machine in Example 1. FIG.

3 is a flowchart showing the operation of the automated teller machine according to the first embodiment.

4 is a display screen example when the screen content is a mystery;

Explanation of the sign

1: automatic teller machine

2: host computer

3: Main fisherman

4: memory

5: display input unit

6: display unit

7: input unit

8: card handling unit

9: card slot

10: Bankbook handling department

11: bankbook insertion slot

12: banknotes deposit and withdrawal

13: banknote

14: hard deposit and withdrawal

15: coin entrance and exit

Claims (4)

An automatic trading device having a display unit and executing a transaction by a customer's operation, A storage unit storing content information consisting of a plurality of screens related to culture or entertainment, In the free time of the operation of the customer in the transaction, the content information is read from the storage unit, and the display unit sequentially displays the screens based on the content information, and after the customer receives the finally discharged trading medium, the content Automatic transaction apparatus characterized by displaying the final screen of information. The method of claim 1, The content of the content information is a mystery, and the automatic transaction apparatus characterized by displaying the answer to the mystery on the final screen. The method of claim 1, The content of the content information is a mystery game, and the automatic transaction device characterized in that for displaying the answer to the mystery game on the final screen. The method of claim 1, And the content of the content information is a cartoon of a plurality of cuts, and displays the last one cut on the final screen.

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