KR100862743B1 - System for duplex pin(personalidentification number) of credit card or cash card - Google Patents

Abstract

A system for dualizing a password of a credit or cash card is provided to secure a card user against a crime by assigning a general password and an emergency password to one card, and generating an alarm, displaying a location of an ATM(Automated Teller Machine)/CD(Cash Dispenser), and capturing a criminal through a CCTV(Closed-Circuit TeleVision) when the emergency password is inputted to the ATM/CD. A card stores a general password and an emergency password informing emergency to other users. Each ATM/CD includes a CCTV using an IP(Internet Protocol) camera, and a program for withdrawing and depositing cash by recognizing the password of the card, and sending a signal to a financial facility server and a police station server when the emergency password is recognized. The financial facility server and the police station server displays a location of the ATM/CD in a popup window together with an alarm to a control display of a local station managing the location of the ATM/CD when the emergency password is received(S20).

Description

System for Duplex PIN (personal identification number of credit card or cash card)

The present invention relates to a credit card and cash card password redundancy system, and more specifically, the card password using the usual password and emergency password that can be released in case of emergency, the emergency password is automatically cash / payment machine When it was recognized by the financial institution server and the National Police Agency server, the pop-up window displayed the location of the ATM / cash dispenser with alarm sound on the situation display of the regional zone that has jurisdiction over the area where the ATM / cash dispenser is located. By making it possible to recognize the impression, it is possible to cope with the crime early, to secure the cardholder's safety, protect the financial sector and the cardholder's property, and to arrest the criminal early and automatically deposit the emergency password. / Criminals with error message when entering the machine Will allow for the card again on the credit card and debit card passwords redundant system, it can delay the time of the criminals escaped by persuading into the ATM Cash Deposit /.

In general, cards are the product of a convenient civilization whose users are increasing in geometric numbers due to the convenience of use and the establishment of a credit society. Depending on the state of use, such cards are mainly used for cash cards used for cash withdrawals or credit cards used to purchase goods (such as credit cards issued by banks and credit cards issued by professional card companies). have. Such credit cards or cash cards (hereinafter, collectively referred to as "credit cards") use a password that is unknown to credit card applicants (normal users) in order to secure transaction safety.

However, if the credit card is forcibly robbed by intimidation, the cardholder and the financial sector can be withdrawn if the credit card user is threatened and the password is retrieved and the credit card is used to find cash. It was enormous.

In particular, in the situation of threats as described above, there was no means to inform the outside, and after the withdrawal of the cash was reported to the police, after the crime was already finished, the first investigation was impossible.

Credit card and cash card password duplication system of the present invention for solving the above problems is a card that is stored in the common password and the emergency password that can be notified to others when the card holder is emergency in the usual use; It includes a CCTV using an IP camera, the program recognizes the password of the card to pay and deposit cash, and when the password of the card is read as an emergency password, a program that operates to send a notification signal to the bank and the police office server. A plurality of cash deposits / payers stored therein; In the credit card and cash card duplication system consisting of a banking server and the National Police Agency server that stores the location where each automatic cash deposit / dispenser is installed while being connected online with the automatic cash deposit / dispenser, the automatic cash deposit / dispenser 'S program operates to withdraw cash when the general password is read, and operates to allow the user to enter the emergency password again through an error message as it normally operates when reading the general password. The server and the National Police Agency server receive the alarm signal and at the same time display the status of the ATM of the local automatic zone, which has jurisdiction over the area of the automatic ATM / payment machine, with the alarm sound and the position of the ATM / dispenser in a pop-up window.It features.

Credit card and cash card password redundancy system of the present invention consists of a general password and the emergency password that can be released in case of emergency, the card password and the bank card when the emergency password is recognized by the automatic teller machine / cash dispenser The police station server displays a pop-up window with the alarm sound on the situation display of the regional zone that has jurisdiction over the area where the ATM / cash dispenser is located, and also displays the location of the ATM / cash dispenser as a pop-up window. Thus, crimes can be dealt with early, securing the cardholder's safety and protecting the financial sector and the cardholder's property, while arresting the criminal early.

In addition, it is a useful invention that can delay the escape time of the criminal by inducing the criminals to put the card again in the automatic deposit / dispenser through an error message when the emergency password is entered into the automatic deposit / dispenser.

Hereinafter, the configuration of the present invention in more detail.

First, two commonly used cards (cash cards and credit cards) are stored with a password.

The password of the card is composed of a general password used when the user pays or withdraws cash, and an emergency password that can be notified to others in case of cardholder's request.

In addition, the automatic cash deposit / dispenser that can withdraw cash using the card is equipped with a CCTV that can shoot the user withdrawing cash, so that the general password and emergency password entered in the card can be recognized It is composed.

Here, it is natural that the automatic cash deposit / payer has a separate program installed to read the general password and the emergency password.

In addition, the cash automatic deposit / dispenser and the bank is connected to the online bank, police station server and the financial district server, and the district district connected to the police station server.

Here, the area zone receiving the notification signal from the bank and server is marked by a map in which the location of the ATM / payment machine is input in advance, and the CCTV image installed in the ATM / payment machine is displayed. It is composed of an IP camera that allows users to control such as zoom / pan / tilt at a long distance and to display it automatically / manually on the screen.

The CCTV image may be configured in various forms such as receiving and viewing image data stored in the CCTV through a commonly used network, or transmitting the image in real time through a streaming server.

Here, the automatic teller machine / cash machine that has a program for reading the general password and emergency password operates to withdraw cash when the general password is read, and normally when the user reads with the wrong password entered by the user. Just as it works, an error message allows the user to enter the password again.

However, when the cardholder reads the emergency password set in advance, an error message is displayed by the automatic teller machine / cash machine as in the case of reading the wrongly entered error password.

This is because the criminal may withdraw money using the automatic deposit / pay machine for the purpose of the crime in case of a crime, and by the error message as described above, the criminal inserts the card into the automatic deposit / pay machine. Entering your password again will allow you to naturally delay the time the criminal will escape.

On the other hand, as described above, while delaying the escape of the criminal through an error message is configured to send a notification signal to the bank and the police server in the automatic cash deposit / ATM machine.

The notification signal can be transmitted to the financial server and the police office server through a wired / wireless network. The financial server server and the police office server again alarm the situation board of the regional zone that has jurisdiction over the area where the automatic cash deposit / payer is installed. In addition, the location of the ATM / payment machine is configured to be displayed in a pop-up window.

Looking at the operation method of the credit card and cash card password redundancy system of the present invention made as described above are as follows.

1 is a flow chart illustrating a method of operating a credit card and cash card password duplication system of the present invention.

First, in order to withdraw cash through the ATM / cash machine, the card user inserts a card with a dual password into the ATM / cash machine, and when the password is pressed, the ATM / cash machine recognizes it and reads the password. (S10)

In the password reading step (S10), the password read by the automatic cash deposit / dispenser is a general password commonly used, an error password entered incorrectly by the user, the emergency password entered for the purpose of disclosing to others in case of emergency Will be read.

If the reading is done with a normal password, the withdrawal amount required by the card user is withdrawn, then the card is taken out and terminated normally. If the reading is done with an error password, the card user takes out the card again. Once inserted, the password will be re-entered.

However, if the password entered by the user is an emergency password, an error message is displayed as in the case of reading the error password, and notified to the financial institution server and the police agency server connected online by the program installed in the automatic deposit / payer. The banking system and the police office server transmit a signal to the status plate display of the regional zone of the district zone that has jurisdiction over the area where the automatic cash deposit / payment machine is installed. It will work (S20).

Thereafter, the automatic cash deposit / payer delays the escape of the card user by the input emergency password again, and operates to withdraw cash normally so that the card user does not know this.

In addition, in the present invention, by using the automatic cash deposit / dispenser at the local zone, you can see the image of the CCTV recording the card user withdrawing cash, it is possible to quickly recognize the impression of the card user withdrawing cash Will work.

That is, the CCTV installed in the automatic cash deposit / dispenser is configured in the form of an IP camera so that the user can control such as zoom / pan / tilt, so that the user can quickly recognize the impression of the card user withdrawing cash. .

On the other hand, the location of each automatic cash deposit / dispenser is displayed on the map in the local zone, it is possible to recognize the location of the card user withdrawing cash using the emergency password in a short time.

In the state of grasping the position and impression of the card holder as described above, in conjunction with the petition police or the neighboring police station of the financial sector, it is possible to arrest the card user withdrawing cash using the emergency password.

In this case, even if the cash is withdrawn through the ATM / cash machine such as a convenience store other than the financial sector, the cash automatic deposit is made with the alarm sound in the situation board display of the regional zone that has jurisdiction over the area where the ATM / cash dispenser is installed. Since the position of the dispenser is displayed so as to be displayed in a pop-up window, the card user can be arrested at an early stage, thereby securing the safety of the financial sector and the card holder.

1 is a flow chart illustrating a method of operating a credit card and cash card password duplication system of the present invention.

Claims (1)

A card having a double stored common password and an emergency password which can be notified to others in case of emergency by the card holder; It includes a CCTV using an IP camera, the program recognizes the password of the card to pay and deposit cash, and when the password of the card is read as an emergency password, a program that operates to send a notification signal to the bank and the police office server. A plurality of cash deposits / payers stored therein; In the credit card and cash card duplication system consisting of a banking server and the National Police Agency server, which is connected to the cash depositor / dispenser online and stores the locations where the respective cash dispenser / dispenser is installed, The cash automatic deposit / payer program operates to withdraw cash when the general password is read and operates to allow the user to input the emergency password again through an error message as it normally operates when reading the general password. It is designed to The financial rights server and the National Police Agency server receive the alarm signal and at the same time the status of the display of the local district jurisdiction jurisdiction over the area of the cash automatic deposit / dispenser with the alarm sound and the position of the cash automatic deposit / dispenser to be displayed in a pop-up window Credit card and cash card password redundancy system characterized by.

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