KR100743458B1 - Method for photographing user in automatic teller machine and automatic teller machine using the same - Google Patents

Abstract

A method for picturing a user in an automatic teller machine and the automatic teller machine using the same are provided to judge whether a user requesting a monetary transaction service obstructs picturing operation of a picturing member. A service request receiving unit(210) receives a monetary transaction service request from a user. An image picturing unit(220) controls operation of a photographing member according to the monetary transaction service request. An image information judging unit(230) compresses image information, and judges whether the image picturing unit pictures improper image, according to compression efficiency. A monetary transaction restraining unit(240) restrains the monetary transaction of the user if the image is improper.

Description

User image capturing method in financial automation device and financial automation device using same {METHOD FOR PHOTOGRAPHING USER IN AUTOMATIC TELLER MACHINE AND AUTOMATIC TELLER MACHINE USING THE SAME}

1 illustrates a general structure of a financial automation device.

2 is a block diagram showing an internal configuration of a financial automation device according to an embodiment of the present invention.

3 illustrates an example of an inappropriate image according to an embodiment of the present invention.

4 is a block diagram illustrating an example of the financial transaction restricting unit illustrated in FIG. 2.

5 is a flowchart illustrating a user image photographing method in a financial automation device according to an embodiment of the present invention.

<Explanation of symbols for main parts of the drawings>

200: financial automation equipment

210: service request receiving unit

220: video recording unit

230: the image information determination unit

240: financial transaction restrictions

The present invention relates to a method for capturing a user image in a financial automation device, and more particularly, to a method for capturing a user image in a financial automation device for restricting a financial transaction when the captured user image is an inappropriate image, and a financial automation device using the same. It is about.

With respect to traditional financial transactions that have been carried out by banks in direct contact with the clerks, the emergence of Automatic Teller Machines (ATMs) has revolutionized in many ways. The waiting time of the user is significantly reduced, and even after the work of the financial institution, the user can enjoy the benefit of being able to perform financial transactions whenever they want. Financial automation equipment basically provides many financial tasks performed by financial institutions such as banks and village safes. The user can perform a desired financial transaction in a short time by simply operating a financial automation device installed in the bank, without going through a bank clerk, for account transfer, balance inquiry, deposit withdrawal, and bankbook arrangement. These advantages of financial automation devices have led to a dramatic increase in the number of customers, installations, and installation locations of financial automation devices, making it easy to find them today.

However, financial automation devices are unmanned automation devices that bank employees do not directly conduct bank transactions, so security problems frequently occur, and cash stored in financial automation devices can always be a target of crime. For example, a criminal who finds a card password from another person can use the stolen card to easily withdraw cash from another person's account using financial automation devices without any sanctions. Due to this security problem of financial automation devices, various measures have been proposed to prevent financial accidents related to financial automation devices. As a general security method, a camera for photographing a user's face is installed in front of a financial automation device, or a closed circuit camera (CCTV) is installed externally, and users of financial automation devices are photographed to identify criminals in the event of a financial accident. I use it.

However, in the conventional security camera, when the location is exposed to the user and the user touches a lens part of the imaging means or approaches an object to obstruct the user image, the security camera cannot capture the user image. There is this.

Accordingly, the present invention intends to propose a new technology for limiting financial transactions by judging a user image photographed through an imaging means of a financial automation device.

The present invention has been made to solve the above-described problems of the prior art, by operating the image pickup means to compress the user image taken, and determine whether or not the captured image is inappropriately taken according to the compression efficiency of the image It is an object of the present invention to provide a method for photographing a user in a financial automation device to limit a transaction operation and a financial automation device using the same.

In addition, an object of the present invention is to reinforce the security of the financial automation device by detecting that the user who uses the financial transaction service in the financial automation device interferes with the photographing of the imaging means and restricts the financial transaction operation.

In order to achieve the above object and to solve the above-mentioned problems of the prior art, a financial automation device according to an embodiment of the present invention includes a service request receiving unit for receiving a financial transaction service request from a user; An image capturing unit configured to capture an image of the user by controlling an operation of an image capturing unit according to the financial transaction service request; An image information determiner configured to compress the image information according to the photographing result and determine whether the image photographing unit captures an inappropriate image according to the compression efficiency of the image information; And a financial transaction limiting unit for limiting the financial transaction operation of the user when it is determined that the image photographing unit photographs an inappropriate image.

Also, a method for capturing a user image in a financial automation device according to another embodiment of the present invention may include receiving a financial transaction service request from a user; Photographing an image of the user by controlling an operation of an imaging unit according to the financial transaction service request; Compressing image information according to the photographing result; Determining whether the image capturing unit captures an inappropriate image according to the compression efficiency of the image information; And if it is determined that the image capturing unit captures an inappropriate image, limiting the financial transaction operation of the user.

Hereinafter, a method for photographing a user in a financial automation device and a financial automation device using the same will be described in detail with reference to the accompanying drawings.

The term "financial automation device" used in the present invention is not only an ATM (Automated Teller Machine), but also a cash dispenser (CD: cash dispenser) capable of cash withdrawal, various banking, insurance, credit card, etc. It is broadly interpreted as a concept that includes a series of unmanned automated devices such as a kiosk that includes a complex automated device that provides a service and provides various additional services such as utility billing, ticket issuance, and point accumulation. .

1 is a diagram showing a general structure of such a financial automation device. Reference numeral 110 is an operation terminal that receives a menu selection and operation for a financial transaction from the user, and the operation terminal provides various financial services or additional services to the user through a GUI screen. Reference numeral 120 denotes an entry / exit part of a banknote for counting and storing banknotes, and reference numeral 130 denotes an account book for reading a bankbook and performing a bankbook arranging task. Reference numeral 140 is a card reader that reads a card according to a user's financial transaction card input and performs card related tasks. The card reader 140 may read not only a financial transaction card but also an accumulation card or an ID card for other tasks. In addition, the financial automation device further includes a communication unit for accessing the financial automation server, a control unit for controlling the operation of the financial automation device, a memory unit for storing various data, and a printing module for outputting a bankbook or a statement table.

2 is a block diagram showing an internal configuration of a financial automation device according to an embodiment of the present invention.

2, the financial automation device 200 includes a service request receiver 210, an image photographing unit 220, an image information determining unit 230, and a financial transaction limiting unit 240.

The service request receiver 210 receives a financial transaction service request from a user. The financial transaction service request means not only insertion of a user's financial transaction card and bankbook, but also a series of all activities in which the user attempts to operate the financial automation device such as a button input of the user's financial automation device and a user information input terminal contact. can do.

The image photographing unit 220 operates according to the financial transaction service request of the user. The image photographing unit 220 controls the operation of the image capturing unit according to the financial transaction service request received by the service request receiving unit 210 to capture the image of the user. Therefore, the image capturing means can be operated only when the operation of the image capturing means is stopped and the financial transaction service request of the user is generated through the service request receiving unit 210. Further, the operation of the imaging means can be stopped with the end of the user's financial transaction service. As such, by stopping the shooting in normal times and controlling to shoot only when the user of the financial automation device exists, unnecessary shooting operation can be prevented and the user can be taken more efficiently.

According to the present invention, an imaging means for photographing a user of a financial automation device includes a closed-circuit TV (CCTV), a charged coupled device (CCD) camera, a digital video recorder (DVR), a digital camera, a web camera, an infrared camera, and the like. It may include any one or more of the wireless camera.

The image information determiner 230 compresses the image information according to the photographing result, and determines whether the image photographing unit 220 captures an inappropriate image according to the compression efficiency of the image information.

According to an embodiment of the present invention, the image information determiner 230 may determine that the image capturing unit 220 captures an inappropriate image when the compression efficiency of the image information is greater than or equal to a predetermined level.

When the user contacts the lens unit of the image pickup means to prevent the user from capturing an image of the user, or when an object is approached by the image pickup means to capture an inappropriate image, the image photographing unit 220 The image captured by the image may include shadows in some areas or the entirety of the captured image may include shadows. In general, when the compression efficiency of the image including the shadow is compared with the normally captured user image, the compression efficiency is higher in the case of the image including the shadow than the normally captured user image. Accordingly, the image information determiner 230 may determine that the image capturing unit 220 captures an inappropriate image when the compression efficiency of the image information is greater than or equal to a predetermined level.

3 illustrates an example of an inappropriate image according to an embodiment of the present invention.

Referring to FIG. 3, in the case where the image capturing unit 220 normally captures the user, the user's face capable of identifying the user's identity is included (see FIG. 3A). When resin is brought into contact with the lens unit of the imaging means so that an image cannot be captured, the entire image may be shaded (see FIG. 3B).

If it is determined that the image capturing unit 220 captures an inappropriate image, the financial transaction limiting unit 240 limits the financial transaction operation of the user.

4 is a block diagram illustrating an example of the financial transaction restricting unit illustrated in FIG. 2.

Referring to FIG. 4, the financial transaction limiting unit 240 includes a financial transaction service determining unit 410.

The financial transaction service determining unit 410 determines whether the financial transaction service is included in the selected one or more financial transaction services, and the financial transaction limiting unit 240 determines that the financial transaction service is included in the selected financial transaction service. If included, it may be controlled to deny the financial transaction service. In an embodiment of the present invention, the selected financial transaction service may include any one or more of a large withdrawal and loan transaction corresponding to a predetermined amount or more. For example, when it is determined that the image photographing unit 220 has taken an inappropriate image, and the user uses a loan transaction service in the financial automation device 200, the financial transaction limiting unit 240 rejects the loan transaction service. Can be controlled.

According to an embodiment of the present invention, when it is determined that the image capturing unit 220 captures an inappropriate image, the financial transaction limiting unit 240 may transmit a notification message notifying the inappropriate image capturing to a predetermined situation system. have. In other words, the situation system is informed about the fraudulent financial transaction service generated by the financial automation device, thereby enabling a faster response.

In addition, according to another embodiment of the present invention, the notification message may include location identification information of the financial automation device. By transmitting a notification message including location identification information of the financial automation device, it is possible to quickly determine the location of the financial automation device on which an inappropriate image is captured.

5 is a flowchart illustrating a user image photographing method in a financial automation device according to an embodiment of the present invention.

Referring to FIG. 5, the method for photographing a user in a financial automation device receives a financial transaction service request from a user (S510). The financial transaction service request not only inserts a user's financial transaction card and bankbook, but also user's financial automation. It may mean a series of all activities in which a user attempts to operate a financial automation device such as a button input of a device and a user information input terminal contact.

In addition, the user image capturing method in the financial automation device controls the operation of the image capturing means according to the financial transaction service request to capture the image of the user (S520).

According to the present invention, in order to photograph the user of the financial automation device, the imaging means is a closed-circuit TV (CCTV), charged coupled device (CCD) camera, digital video recorder (DVR), digital camera, web camera, infrared camera, And a wireless camera.

In addition, the user image photographing method in the financial automation device compresses the image information according to the photographing result.

In addition, the method for photographing a user image in the financial automation device determines whether the image capturing means captures an inappropriate image according to the compression efficiency of the image information.

According to an embodiment of the present invention, the method for capturing a user image in the financial automation device may determine that the captured image is an inappropriate image when the compression efficiency of the image information is greater than or equal to a predetermined level.

If it is determined in step S540 that the imaging means captures an inappropriate image, the user image capturing method in the financial automation device limits the financial transaction operation of the user (S550).

According to an embodiment of the present invention, the user image photographing method in the financial automation device determines whether the financial transaction service is included in the selected one or more financial transaction services, and the financial transaction service is selected. If included in the financial transaction service can be controlled to refuse.

In addition, according to another embodiment of the present invention, the selected financial transaction service may include any one or more of high withdrawal and loan transactions corresponding to a predetermined amount or more.

The method for photographing a user image in a financial automation device according to the present invention may be implemented in the form of program instructions that can be executed by various computer means and recorded in a computer readable medium. The computer readable medium may include a program command, a data file, a data structure, etc. alone or in combination. Program instructions recorded on the media may be those specially designed and constructed for the purposes of the present invention, or they may be of the kind well-known and available to those having skill in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical media such as CD-ROMs, DVDs, and magnetic disks, such as floppy disks. Magneto-optical media, and hardware devices specifically configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. The medium may be a transmission medium such as an optical or metal wire, a waveguide, or the like including a carrier wave for transmitting a signal specifying a program command, a data structure, or the like. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like. The hardware device described above may be configured to operate as one or more software modules to perform the operations of the present invention, and vice versa.

As described above, although the present invention has been described with reference to limited embodiments and drawings, the present invention is not limited to the above embodiments, and those skilled in the art to which the present invention pertains various modifications and variations from such descriptions. This is possible.

Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined not only by the claims below but also by the equivalents of the claims.

A method for capturing a user image in a financial automation device that compresses a user image requested for a financial transaction service according to the present invention and determines whether or not an image captured according to compression efficiency is inappropriately photographed, and limits the financial transaction operation, and financial automation using the same. A device can be provided.

In addition, the present invention can enhance the security of the financial automation device by detecting that the user who uses the financial transaction service in the financial automation device interferes with the photographing of the imaging means and restricts the financial transaction operation.

Claims (7)

In financial automation equipment, A service request receiving unit which receives a financial transaction service request from a user; An image capturing unit configured to capture an image of the user by controlling an operation of an image capturing unit according to the financial transaction service request; An image information determiner configured to compress the image information according to the photographing result and determine whether the image photographing unit captures an inappropriate image according to the compression efficiency of the image information; And If it is determined that the image photographing unit captures an inappropriate image, the financial transaction limiting unit restricting the financial transaction operation of the user; Financial automation device comprising a. The method of claim 1, The image information determination unit And the image capturing unit determines that an inappropriate image is taken when the compression efficiency of the image information is higher than or equal to a predetermined level. The method of claim 1, The financial transaction limit A financial transaction service determination unit that determines whether the financial transaction service is included in at least one selected financial transaction service; More, And if the financial transaction service is included in the selected financial transaction service, controlling to reject a financial transaction operation. The method of claim 3, Wherein said selected financial transaction service comprises any one or more of a large amount of withdrawal and loan transactions corresponding to a predetermined amount or more. The method of claim 1, The imaging means comprises a financial automation device, characterized in that any one or more of the CCTV (Closed Circuit Television) and DVR (Digital Video Recorder). A method for photographing a user image in a financial automation device, Receiving a financial transaction service request from a user; Photographing an image of the user by controlling an operation of an imaging unit according to the financial transaction service request; Compressing image information according to the photographing result; Determining whether the image pickup means captures an inappropriate image according to the compression efficiency of the image information; And Limiting the financial transaction operation of the user when it is determined that the imaging unit photographs an inappropriate image User image capturing method comprising a. A computer-readable recording medium in which a program for executing the method of claim 6 is recorded.

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