KR100402753B1 - Terminal for supporting personal financial transaction - Google Patents

Terminal for supporting personal financial transaction Download PDF

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Publication number
KR100402753B1
KR100402753B1 KR1020020017543A KR20020017543A KR100402753B1 KR 100402753 B1 KR100402753 B1 KR 100402753B1 KR 1020020017543 A KR1020020017543 A KR 1020020017543A KR 20020017543 A KR20020017543 A KR 20020017543A KR 100402753 B1 KR100402753 B1 KR 100402753B1
Authority
KR
South Korea
Prior art keywords
financial transaction
card
program data
password
executing program
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
KR1020020017543A
Other languages
Korean (ko)
Inventor
Myung Gi Lee
Original Assignee
Bank25 Co Ltd
Myung Gi Lee
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Bank25 Co Ltd, Myung Gi Lee filed Critical Bank25 Co Ltd
Priority to KR1020020017543A priority Critical patent/KR100402753B1/en
Priority to AU2003211642A priority patent/AU2003211642A1/en
Priority to PCT/KR2003/000352 priority patent/WO2003083758A1/en
Application granted granted Critical
Publication of KR100402753B1 publication Critical patent/KR100402753B1/en
Anticipated expiration legal-status Critical
Expired - Fee Related legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/346—Cards serving only as information carrier of service
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20—Automatic teller machines [ATMs]
    • G07F19/201—Accessories of ATMs

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

PURPOSE: A terminal for supporting personal financial transaction is provided to perform settlement for the financial transaction on online, and automatically generate an account book or a housekeeping book by classifying/accumulating data transmitted from the online. CONSTITUTION: An IC card information updating part(106) records a password of a customer downloaded from a communication part(116) to an IC card and reads customer information recorded in the IC card. A memory(114) stores program data to encrypt/decrypt financial transaction information transmitted/received through the Internet, giro payment sub routine executing program data to perform giro payment, and handy account book sub routine executing program data to write the account book. A controller(110) performs authentication by examining accordance between the password recorded in the IC card and the inputted password, and generates/outputs the financial settlement information for sale, purchase, incidental expenses based on the sub routine executing program data.
KR1020020017543A 2002-03-29 2002-03-29 Terminal for supporting personal financial transaction Expired - Fee Related KR100402753B1 (en)

Priority Applications (3)

Application Number Priority Date Filing Date Title
KR1020020017543A KR100402753B1 (en) 2002-03-29 2002-03-29 Terminal for supporting personal financial transaction
AU2003211642A AU2003211642A1 (en) 2002-03-29 2003-02-20 Personal financial management solution device
PCT/KR2003/000352 WO2003083758A1 (en) 2002-03-29 2003-02-20 Personal financial management solution device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020020017543A KR100402753B1 (en) 2002-03-29 2002-03-29 Terminal for supporting personal financial transaction

Publications (1)

Publication Number Publication Date
KR100402753B1 true KR100402753B1 (en) 2003-10-22

Family

ID=28673044

Family Applications (1)

Application Number Title Priority Date Filing Date
KR1020020017543A Expired - Fee Related KR100402753B1 (en) 2002-03-29 2002-03-29 Terminal for supporting personal financial transaction

Country Status (3)

Country Link
KR (1) KR100402753B1 (en)
AU (1) AU2003211642A1 (en)
WO (1) WO2003083758A1 (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100833618B1 (en) 2007-11-14 2008-06-10 한국통신인터넷기술 주식회사 Terminal capable of electronic financial transaction using multiple OS and control method thereof
KR20090093234A (en) * 2008-02-29 2009-09-02 주식회사 신한은행 VoIP Terminal with Function of Virtual Financial Terminal and Method for Financial Transaction, Program Recording Medium
KR101057240B1 (en) 2004-04-03 2011-08-16 노틸러스효성 주식회사 Simplified account transfer system for financial automation equipment and method

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101097647B (en) * 2006-06-07 2010-11-24 李京海 System and method for automatically requesting and payment with bank card number
CN107341938A (en) * 2017-06-19 2017-11-10 聚龙（上海）企业发展有限公司 A kind of intelligent self-service terminal

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000058005A (en) * 1999-02-10 2000-09-25 김명숙 Application system of total finance using the internet
KR20010007791A (en) * 2000-09-16 2001-02-05 이동욱 Card reader for integrated financial works and operating method thereof
KR20020003666A (en) * 2000-06-23 2002-01-15 김경 Accounting processing system connected to communication network with easy management function and accounting data processing method therefore

Family Cites Families (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CA2301026A1 (en) * 1997-08-13 1999-02-25 Citicorp Development Center, Inc. Personal banking machine
US6073119A (en) * 1997-09-04 2000-06-06 Citicorp Development Center, Inc. Method and system for banking institution interactive center

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20000058005A (en) * 1999-02-10 2000-09-25 김명숙 Application system of total finance using the internet
KR20020003666A (en) * 2000-06-23 2002-01-15 김경 Accounting processing system connected to communication network with easy management function and accounting data processing method therefore
KR20010007791A (en) * 2000-09-16 2001-02-05 이동욱 Card reader for integrated financial works and operating method thereof

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR101057240B1 (en) 2004-04-03 2011-08-16 노틸러스효성 주식회사 Simplified account transfer system for financial automation equipment and method
KR100833618B1 (en) 2007-11-14 2008-06-10 한국통신인터넷기술 주식회사 Terminal capable of electronic financial transaction using multiple OS and control method thereof
KR20090093234A (en) * 2008-02-29 2009-09-02 주식회사 신한은행 VoIP Terminal with Function of Virtual Financial Terminal and Method for Financial Transaction, Program Recording Medium

Also Published As

Publication number Publication date
AU2003211642A1 (en) 2003-10-13
WO2003083758A1 (en) 2003-10-09

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