JPH0844933A - Method and device for bankbook carrying-forward process - Google Patents

Abstract

PURPOSE:To provide the method and device for bankbook carrying-forward processing which enables a customer to select a new bankbook with a favorite design and also receive the selected new bankbook at the place when the balance is carried forward during printing on a bankbook or when a bankbook on which the balance is carried forward is inserted. CONSTITUTION:When the balance is carried forward during the printing on the bankbook or when the bankbook on which the balance is carried forward is inserted into a bankbook insertion/discharge slot 13, the kinds of bankbooks stored in a bankbook stacker 11 are displayed. When the customer inputs the kind of a desired bankbook, the bankbook of the inputted kind is taken out of the bankbook stacker 11. When there are contents to be printed on the taken- out bankbook, they are printed and the bankbook on which the balance is carried forward is returned together with the bankbook which is issued after the balance is carried forward.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention is applied to a machine such as a bank, a post office, or a securities company where a carry-over occurs during printing on a passbook or a passbook which has already been carried over has a passbook entry function. The present invention relates to a passbook carry-over processing method and device when inserted.

[0002]

2. Description of the Related Art Conventionally, a financial institution such as a bank has a passbook entry machine for recording transaction information in a passbook, and an automatic teller machine having a passbook entry function.
ATM) is installed.

In such a passbook entry machine, the customer opens a predetermined page of the passbook and inserts it into the insertion slot of the entry machine, so that the transaction content (for example,
The payment method, payment date, balance, etc.) is recorded (printed) and returned to the customer from the insertion slot again.

When the number of pages that can be booked is smaller than the capacity of the transaction to be printed, so-called passbook carry-over occurs, but conventionally, the customer himself brings in the pass-book where the carry-over occurs, and a new passbook is created. I am supposed to receive it.

When the carry-over occurs in this manner, the reason is that the window work requires manpower for the following reason. That is, firstly, in recent years, there have been various kinds of passbooks, and in particular, a large number of character passbooks having various designs have come to be used in a general account passbook, and secondly, a passbook. Is recognized only in the type of passbook (for example, general account passbook) in automatic transactions, and it is not recognized which character passbook.

[0006]

As described above, when a carry-over occurs in the passbook, the customer has to go to the counter, and if the customer is crowded at the end of the month, the waiting time becomes long and the financial It reduced the serviceability of the institution. In addition, for financial institutions, it has been necessary to manpower the issuance of passbooks, which has reduced the efficiency of bank management.

The present invention has been made in view of the above circumstances, and when a carry-over occurs during printing on a passbook or a passbook that has already been passed-in is inserted, the customer has a favorite design. You can select a new passbook with
An object of the present invention is to provide a passbook carry-over processing method and device capable of receiving a new selected passbook on the spot.

[0008]

[Means for Solving the Problems]

(1) The passbook carry-forward processing method of the present invention is characterized by performing the following operation in order to solve the above-mentioned problems (corresponding to claim 1).

That is, the type of the passbook stored in the passbook stacker 11 is displayed when a carryover occurs during printing on the passbook or when a passbook that has already been carried over is inserted into the passbook supply / discharge port 13. .

Next, when the customer inputs a desired passbook type, the input passbook is taken out from the passbook stacker 11. Then, if there is content to be printed in the taken out passbook, it is printed. The contents to be printed include, for example, the payment amount, the date, the balance, and the like.

Finally, the passbook in which the carry-over has occurred and the passbook issued after the carry-over are returned. (2) Further, the passbook carry-forward processing method of the present invention is characterized in that, in the passbook carry-forward processing method of (1), it includes displaying a picture on the cover as the type of passbook (corresponding to claim 2).

(3) Next, in order to solve the above-mentioned problems, the passbook carry-over processing device of the present invention has a passbook stacker 11 and a printing device 1 as shown in the block diagram of the principle configuration shown in FIG.
2, a display device 14a, a passbook type input unit 14b, and a control unit 15 (corresponding to claim 3).

Each constituent element will be described below. The passbook stacker 11 stores a passbook. The printing device 12 prints transaction contents on a passbook. Here, the transaction details to be printed include, for example, payment amount, date, balance, and the like. In addition, printing is used to mean a book.

The display device 14a is capable of displaying at least characters. This display device 14a is, for example, C
RT (cathode ray tube) display, liquid crystal (Liquid Crystal)
Display (LCD) display, plasma display, etc. can be used.

The passbook type input section 14b is for inputting the type of passbook desired by the customer. As the passbook type input unit 14b, for example, a keyboard, a ten-key pad, a character reading by an image scanner, a unit for inputting characters, numbers and symbols displayed on the screen by pointing with a mouse can be used. Alternatively, a touch screen or a touch panel provided on the display device 14a can be used.

The control unit 15 stores in the passbook stacker 11 when a carryover occurs during printing on the passbook by the printing device 12 or when a passbook that has already been carried over is inserted into the passbook supply / discharge port 13. When the type of the passbook being displayed is displayed on the display device 14a and the type of the passbook desired by the customer is input to the passbook type input unit 14b, the passbook of the input type is taken out from the passbook stacker 11 and taken out. If there is content to be printed in the passbook, it is printed by the printing device 12, and the passbook in which the carry-over has occurred and the passbook issued after the carry-over are returned. The contents to be printed include, for example, the payment amount, the date, the balance, and the like.

(4) Further, the passbook carry-over processing device of the present invention is characterized in that the control unit 15 of the passbook carry-over processing device of (3) displays the design of the cover as the type of passbook (claim 2). Corresponding to).

[0018]

The operation of the passbook carry-forward processing method (1) and the passbook carry-forward processing device (3) described above will be described with reference to FIG. FIG. 1 is a flowchart of the principle of the present invention. First, when a carry-over occurs during printing (step 101) or a passbook in which a carry-over has occurred is inserted into the passbook feed / eject port 13 (step 102), the types of passbooks stored in the passbook stacker 11 are displayed. (Step 103). Then, when the type of passbook is entered (step 104), the entered passbook is taken out from the passbook stacker 11 (step 105). Then, if there is content to be printed in the taken out passbook, it is printed (step 106). Finally, the passbook in which the carry-over has occurred and the passbook issued after the carry-over are returned (step 107).

In the passbook carry-over processing device (3), the operations of steps 103 to 107 are controlled by the controller 15. Next, the passbook carry-over processing method of (2) and the passbook carry-over processing device of (4) described above have the functions of steps 101 to 107, and in addition, in step 103, the design of the cover page is displayed as the type of passbook. The added action is added.

[0020]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS A passbook carry-over device according to an embodiment of the present invention will be described below with reference to FIG. FIG. 3 is a block diagram of the configuration of the passbook carry-over device.

When the customer inserts the passbook 20 into the passbook supply / discharge port 13, the inserted passbook 20 (hereinafter referred to as the inserted passbook 20a) is started to be conveyed inside. And the magnetic RW unit 1
6, the customer information (account number, print line information, etc.) written in the magnetic stripe (see FIG. 4) provided in the insertion passbook 20a is read.

Subsequently, in the inserted passbook 20a, the page mark 22 (see FIG. 5) printed on the middle page and line information (final print line position of the page) printed are read by the optical sensor 17, It is stopped at the position to print.

After that, the control unit 15 transmits the passbook information of the inserted passbook 20 to a host computer (not shown). The host computer checks the corresponding transaction account and, if there is unfilled information, instructs the print data. The print data instructed by the printing unit 12
It is printed on the insertion passbook 20 at the print position.

If a carry-over occurs during printing,
The carry-over passbook selection instruction screen shown in FIG.
It is displayed on the operation display unit 14. The customer operates the operation display unit 14
Above, lightly press the area in which the cover picture of the desired passbook (hereinafter referred to as carryover passbook 20b) is displayed.

Note that, instead of the cover picture of the passbook, the operation display unit 14 may display words for explaining the cover picture as shown in FIG. Subsequently, the inserted passbook 20a for which the printing process has been completed is temporarily held in the evacuation unit 18, and the carry-over passbook 20b previously requested by the customer is conveyed from the passbook stacker 11 to the printing unit 12. Then, the print data remaining on the corresponding page of the carry-over passbook 20b is printed.

Finally, the control section 15 carries out a process relating to carry-forward, and the carry-over passbook 20b and the previous passbook 20a.
Is returned to the customer through the passbook supply / discharge port 13. Next, the operation of the bankbook carry-forward processing device of this embodiment will be described with reference to FIGS. 8 and 9.

8 and 9 are flowcharts showing the operation of the passbook carry-over processing device in the embodiment. First, the passbook carry-over processing device is in a state of waiting for the passbook insertion (step 801). When the passbook is inserted, the inserted passbook 20a is started to be conveyed inside (step 80).
2).

Then, the magnetic RW unit 16 reads the magnetic data written in the magnetic stripe provided in the insertion passbook 20a (step 803).
Further, the page mark 22 and the line information are read by the optical sensor 17 (step 804).

Further, the insertion passbook 20a is set on the print start line and the conveyance is stopped (step 805). here,
The control unit 15 determines whether or not there is an abnormality in the passbook information obtained from the magnetic data, the page mark and the print line (step 806).

If it is determined in step 806 that there is an abnormality, the process proceeds to step 810. If it is determined that there is no abnormality in step 806, the passbook information is transmitted to the host computer (step 807) and the remaining book information is received from the host computer (step 808).

Here, it is determined which one of the four types of the remaining book information (step 809), and the following processing is performed according to the type. That is, when the remaining book information is "no book data", the inserted passbook 20a is returned to the customer (step 810).

When the remaining entry book information is "normal entry data", the entry data is printed and then inserted into the customer's passbook 20.
a is returned (step 811). If the remaining book information is "page change book data", the book page data is printed, and then one medium page is turned at the turning section 19 (step 81).
2).

If the remaining book entry information is "carry-forward entry book data", after printing the entry book data, the insertion passbook 20a is saved in the save section 18 (step 813). After execution of this step 813, the following processing is performed.

First, the operation display unit 14 displays that a carry-over has occurred, and a screen prompting the user to select the desired carry-over passbook 20b is displayed, and a selection instruction waiting state is set (step 901).

Then, when the customer designates the carry-over passbook 20b desired, the designated passbook is conveyed from the passbook stacker 11 to the printing unit 12 (step 902). Then, the control unit 15 transmits a print request for the carry-over passbook 20b to the host computer (step 903) and receives print information for the front cover and the contract page from the host computer (step 904).

After printing on the front cover by the printing unit 12, the front cover is opened at the turning unit 19 and the contract page on the back of the front cover is printed (step 905). Next, the passbook information is transmitted to the host computer (step 906) and the remaining account book information is received from the host computer (step 907).

Here, it is judged which of the two types of the remaining book information is the type (step 908), and the following processing is performed according to the type. That is, when the remaining book information is “page-change book data”, the middle page is turned up by the page turning unit 19 after printing the book entry data (step 909).

When the remaining book information is "normal book data", after printing the book data, the inserted passbook 20a is returned from the saving section 18, and the passbook is returned to the customer together with the carry-forward passbook to complete the transaction. (Step 910). This step 9
After execution of step 10, the process returns to step 801, and the above series of processing is performed again.

[0039]

According to the method and apparatus for carrying over a bankbook according to the present invention, the bankbook is stored in the bankbook stacker when the bankbook is carried over during printing on the bankbook or a bankbook which has already been banked is inserted. By displaying the type of passbook, the customer can select a new passbook with a desired design, and the selected passbook is supplied, so the selected new passbook can be displayed on the spot. It becomes possible to receive.

[0040] This eliminates the need for the customer to go to the counter even if the bankbook is carried over, and for financial institutions, it also has the effect of improving the efficiency of bank management by reducing the manpower for issuing the bankbook. Is causing.

[Brief description of drawings]

FIG. 1 is a flowchart of the principle of the present invention.

FIG. 2 is a block diagram of the principle configuration of the passbook carry-over processing device of the present invention.

FIG. 3 is a configuration block diagram of an embodiment.

FIG. 4 is a diagram showing a cover of a passbook according to an embodiment.

FIG. 5 is a diagram showing an inner sheet of a passbook (a state in which transaction contents are printed) in the embodiment.

FIG. 6 is a diagram showing a carryover passbook selection instruction screen in the embodiment.

FIG. 7 is a diagram showing a carryover passbook selection instruction screen in the embodiment.

FIG. 8 is a flowchart (No. 1) showing the operation of the bankbook carry-forward processing device according to the embodiment.

FIG. 9 is a flowchart diagram (No. 2) showing the operation of the passbook carry-over processing device in the embodiment.

[Explanation of symbols]

 10 ... passbook stacker 12 ... printing device 13 ... passbook feed / discharge port 14a display device 14b passbook type input unit 15 control unit

Claims (4)

[Claims] 1. The type of passbook stored in the passbook stacker 11 is displayed when a carryover occurs during printing on the passbook or when a passbook that has already been carried over is inserted into the passbook feed / discharge port 13. When the customer inputs the desired passbook type, the passbook of the entered type is taken out from the passbook stacker 11, and if there is any content to be printed in the taken passbook, it is printed, and the passbook in which the carry-over has occurred and is issued after the carry-forward. A passbook carry-forward processing method, including an operation of returning the passbook. 2. The passbook carry-over processing method according to claim 1, further comprising displaying a cover design as a type of passbook. 3. A passbook stacker 11 for storing a passbook, a printing device 12 for printing transaction contents on the passbook, a display device 14a capable of displaying at least characters, and a passbook type input for inputting a passbook type desired by a customer. Part 1
4b and a passbook stored in the passbook stacker 11 when a carryover occurs during printing on the passbook by the printing device 12 or a passbook that has already been carried over is inserted into the passbook supply / discharge port 13. The type is displayed on the display device 14a, and the type of passbook desired by the customer is input to the passbook type input unit 14b.
, The passbook of the inputted type is taken out from the passbook stacker 11, and if there is any content to be printed in the taken out passbook, it is printed by the printer 12 and is issued after the carryover and the carryover. And a control unit 15 for returning the passbook. 4. The passbook carry-over processing device according to claim 3, wherein the passbook display unit 40 displays a cover design as a type of passbook.