JPH02286526A - Automatic cash transaction device - Google Patents

Abstract

PURPOSE:To insert cards at random in package and simplify deposit and transfer transaction processes by providing a moving means to move an insertion stacker inserted with multiple cards in package between a card insertion section and a card separation section and a separating means of these cards. CONSTITUTION:When multiple cards are stacked and inserted at random in an insertion stacker 20 on a card insertion section 2 by a customer, the insertion stacker 20 is taken into a card separation section 3 in a device by a moving means. The cards stacked in the insertion stacker 20 are pressed from above by a press in the card separation section, and the lowest card is brought into contact with a rotating delivery roller in sequence and fed to a card readout section 4. The cards are conveyed to a card storage section 5 after their data are read out, then they are separated and temporarily stored. Necessary number of cards for transaction are sent from the card storage section 5 to a print section 6 based on the data specified by the customer via the input, and transaction processes are performed.

Description

[Detailed Description of the Invention] [Industrial Application Field] The present invention relates to an automated teller machine installed in financial institutions such as banks and securities companies, and capable of making payments, making deposits, checking balances, etc. using cards. It is.

[Prior Art] Conventionally, when a customer uses this type of device to make a deposit into his or her savings account, or when a customer transfers an amount from another bank to his or her savings account, generally one deposit is required. Transactions were carried out using cash cards (hereinafter referred to simply as cards) and passbooks. In addition, when transferring cash from a customer's own savings account to another person's savings account, a method using two cards is adopted, such as inserting the customer's own card, entering the data, and then inserting a special card for the transfer. It became so.

After that, the use of cards became widespread, and the number of cards issued increased, as represented by credit cards. Along with this, the number of cards that customers personally own is increasing (
This makes it difficult for customers to choose which card to use for transactions.
In order to deal with these problems, automated teller machines that can use multiple cards at the same time have recently been proposed.

FIG. 7 is an explanatory plan view of a conventional cash transaction device that uses a plurality of cards.

In FIG. 7, 1 is a card, 2 is a card insertion section, 3 is a card reading section, 4 is a belt provided on the card reading section 3, and 5 is a magnetic head. 6 is a card storage section, 7 is a storage box in the card storage section 6, and 8 is a statement printing section.

In the device having such a configuration, the card 1 inserted into the card insertion section 2 by the customer is taken into the card reading section 3 by the belt 4. The card 1 taken into the card reading section 3 is conveyed to the card storage section 6 after the card data is read by the magnetic head 5 . In the card storage section 6, the cards 1 are sequentially stored in a card storage box 7.7 by means not shown.

When the customer finishes inserting the cards 1 and all the cards 1 are stored in the card storage section 6, the necessary cards 1 are stored in the card storage section 6 based on the transaction data inputted by the customer.
taken from. The removed card 1 is sent to the statement printing unit 8, and transaction processing for the card 1 corresponding to the input is performed.

[Problems to be Solved by the Invention] Conventional devices using a plurality of cards as described above are configured to insert each card one by one in sequence.

For this reason, there was a problem in that not only the customer was burdened with the troublesome deposit operation, but also the operation time became long, which caused the system to be unpopular.

This invention aims to realize an automated teller machine that can process transactions such as deposits and transfers by randomly inserting multiple cards at once, without having to insert them in sequence, and which is extremely convenient for customers to handle. This is the purpose.

[Means for Solving the Problems] The present invention provides an insertion stacker provided in a card insertion section into which a plurality of cards are inserted at once, a moving means for moving the insertion stacker to a card separating section, and a card separating section using the moving means. This cash transaction device is equipped with a pushing body that pushes a plurality of cards in an insertion stacker moved from one side and a separation means that is a rotary body that feeds cards from the other side.

[Operation] When a plurality of cards are randomly stacked and inserted into the insertion stacker in the card insertion section by the customer, the insertion stacker is taken into the card separation section inside the device by the moving means. In the card separating section, the cards stacked on the insertion stacker are pressed from above by a press, and the lowest cards contact the rotating delivery rollers and are sent to the card reading section.

After the card data of each card sent to the card reading section is read, it is conveyed to the card storage section where it is separated and temporarily stored. Then, based on the data input by the customer, only one or more cards necessary for the transaction are taken out from the card storage section and sent to the statement printing section, and then the customer uses the sent card to input instructions. The transaction will be processed.

[Example] FIGS. 1 to 6 are explanatory diagrams of the configuration of an embodiment of the present invention.

1 to 3, 1 is a plurality of cards, 2 is a card insertion section, 20 is an insertion stacker provided in the card insertion section 2, 21 is a rack to which the insertion stacker 20 is attached, and 3 is a card separation section. Following this card separation section 3, there is a card reading section 4, a card storage section 5, a statement printing section 6, and a power system 7.
The rest of the structure is similar to that shown in FIG. 7 described above.

As shown in FIG. 4, the insertion stacker 20 has randomly stacked cards 11. ...16.17 are inserted all at once from the front. On the device side of the insertion stacker 20,
1 card 11. The height W is slightly larger than the thickness of...
A feeding port 22 is continuously formed on the inner bottom surface.

Reference numeral 31 in FIG. 5 is a drive gear that meshes with the rack 21, and 32 is a delivery roller. Gear 31 is connected to an electric motor (not shown). When the electric motor rotates forward or backward, the insertion stacker 20 on the rack 21 moves forward or backward between the card insertion section 2 and the card separation section 3.

33 is a breather in the breather mechanism 30. Details of the press mechanism 30 are shown in FIG. 34 is a plunger magnet, 35 is a limiter, 36 is a connecting link, and 37 is two protruding posts. Connecting link 36
connects the movable portion of the plunger magnet 34 and the brace 33, and both posts 37 are engaged with sliding holes in the brace 33, respectively. Reference numeral 38 denotes two pairs of feeding rollers arranged in the card separating section 3.

In the card reading section 4, 41 and 42 are rollers 43°4
4, 45, and 46 are the upper and lower belts, and 47 is a magnetic head. The magnetic head 47 is connected to each card 11.・・・
- This is for reading card data stored in stripes 16 and 17.

51 and 52 are arranged in the card storage section etc., and the card 11
, . . . in the insertion direction and in a direction perpendicular to the insertion direction. 53 is card 11. The sensor detects the card 11. ... is provided near the branch point in the feeding direction. For example, an optical sensor consisting of a light emitting element and a light receiving element is used as the sensor 53, and the card 11. The presence or absence of ... is detected.

Further, reference numeral 50 denotes a plurality of storage boxes provided in the storage area of the card storage section 5, in which the cards 11. Separate and temporarily accumulate... 54 is the bottom plate of each storage box 50;
55 is a fulcrum, 56 is a link, and 57 is a plunger magnet (FIG. 3). 58 is an accumulation roller, and card 11
．． ... is sent to and sent out to each storage box 50.

θ1 is a feeding roller in the statement printing unit 6, 82 is a print head for the statement slip, and 63 is a platen. Also, 81
82 is a discharge path, and 82 is a discharge port, which constitute the card discharge section 8. The ejection path 81 is inclined and connected to the card storage section 5 .

The transaction processing operation of the device of the present invention configured as described above is as follows:
This will be explained next.

When the customer inputs the data necessary for the transaction, such as the transfer amount and the transfer destination, and stacks and inserts a plurality of cards 1 into the insertion stacker 20, the electric motor is driven and the gear 31. The insertion stacker 20 is sent into the card separating section 3 via the rack 21. Subsequently, the plunger magnet 34 of the press mechanism 30 works to push down the brace 33 to the position indicated by the two-dot chain line (FIG. 6), thereby pressing the cards 1 stacked on the insertion stacker 20 from above. At the same time, the feed roller 33 rotates and feeds out the lowest card 11 in the insertion stacker 20 from the feed opening 22. The sent card 11 is sent to the card reading section 4 by two pairs of sending rollers 38, and is received by belts 41 and 42. After the card data is read by the magnetic head 47, the card is further conveyed to the card storage section 5 along the insertion direction.

When the card 11 conveyed to the card storage section 5 reaches a branch point in the path, the sensor 53 detects this and the rotation of the feeding roller 51 in the feeding direction is stopped, and the feeding roller 52 in the orthogonal direction is rotated. Start. As a result, the feeding direction of the card 11 is changed as shown by the thick arrow in FIG.
is temporarily stored in the storage box 50 corresponding to the reading result. Similarly, the cards 12 . in the insertion stacker 20 .
13... are discharged from the outlet 22 and temporarily stored in the storage box 50 one after another.

When all cards 1 have been temporarily stored in the storage box 50, one card (for example, card 11) necessary for the transaction instructed by the customer at the time of input is selected and taken out from the storage box 50. . The removed card 11 is sent to a branch point following the reverse route to the above, and then
The bill is conveyed to the statement printing unit 6, and the designated withdrawal process is performed in the same manner as in the conventional device. The result of the transaction is
Printed on the statement slip by the print head 62 etc., and the card 1
When the processing for 1 is completed, it is returned to the storage box 50 again. In the same manner, the next card (eg, card 12) is selected and the transaction processing for card 12 is performed.

When all transaction processing is completed, the plunger magnet 57 of the storage box 50 is driven, and the bottom plate 54 is tilted as shown by the two-dot chain line in FIG. For this reason, the cards 11, 12, .

In the above embodiment, the cards 1 stacked vertically in the insertion stacker 20 are pushed from above by the press 33 to feed out one card 11, 12, etc. from below. , it may be tilted in the depth direction, pushed from below, and fed out from above. Card 1 in some cases
1.12... may be arranged side by side and drawn out one by one from the side.

Although the card 1 was separated using the torque of the plunger magnet 34 after moving the insertion stacker 20 with the rack 21 and the gear 31, other known moving means or separating means consisting of a pressing member and a feeding member may be used. It can also be applied.

[Effects of the Invention] As explained above, according to the present invention, there is provided an insertion stacker into which a plurality of cards are inserted at once, a moving means for moving the insertion stacker into the apparatus, and an insertion stacker moved by the moving means. A cash processing device is provided with a separating means consisting of a pressing member that presses the cards stacked therein from one side and a feed member that feeds the cards from the other side. and,
The collected cards are separated one by one by the separating means and transported into the device for transaction processing.

As a result, it is not necessary to insert the cards one by one into the insertion slot as in the conventional device, thereby eliminating the hassle of operations for the customer. Further, it is extremely convenient because there is no problem even if a large number of cards are randomly stacked and inserted into the insertion stacker. Even if you accidentally insert a card with multiple lines unrelated to the transaction, if the cards have almost the same shape and you set up a corresponding storage box to store them, you can process the transaction as is. It also becomes possible.

Therefore, according to the present invention, it is possible to provide a cash processing device that has a simple configuration, is extremely easy to operate, and is suitable for customers.

[Brief explanation of the drawing]

1 to 6 are configuration explanatory diagrams of embodiments of the present invention, and the first
The figure is an explanatory plan view thereof, Fig. 2 is an explanatory side view, Fig. 3 is an explanatory side view of the vicinity of the card storage section, Fig. 4 is an explanatory view of the insertion stacker, and Fig. 5 is an explanatory side view of the vicinity of the card separation section. , 6th
The figure is an explanatory diagram of the press mechanism, and FIG. 7 is a plan explanatory diagram of the conventional device. In Fig. 1, 1, 11, 12, 13... are cards, 2 is a card insertion section, 3 is a card separation section, 2o is an insertion stacker, 30 is a press mechanism (suppressing means), and 32 is a feeding roller (feeding device). means). Note that the same reference numerals in the figures indicate the same or corresponding parts. Planar explanatory diagram of the present invention Figure 1 Detailed explanatory diagram of the present invention Figure 2 A diagram of the I-regular plane near the card storage Figure 3 An explanatory diagram of the I-regular plane near the card separation part Fig. 6 Planar diagram of conventional device

Claims (1)

[Scope of Claims] A card insertion section, a card reading section that reads card data of the inserted card, a card storage section that temporarily stores a plurality of cards that have passed through the card reading section, and a card storage section that temporarily stores a plurality of cards that have passed through the card reading section. In an automatic teller machine that selects a card necessary for a transaction from among cards stored in a section and processes a transaction, the automatic teller machine comprises: a card separating section provided between the card insertion section and the card reading section; an insertion stacker into which cards are collectively inserted; a moving means for moving the insertion stacker between the card insertion section and the card separation section; The separating means includes a pressing body that presses a plurality of cards from one side and a rotating body that feeds the cards by contacting the other side, and the separating means separates the plurality of cards in the insertion stacker into one. An automatic cash transaction device characterized in that the automatic teller machine is configured to separate cards one by one and store them in the card storage section.