JP4844022B2 - Transaction history information output system, transaction history information output device, and transaction history inquiry device - Google Patents

Description

The present invention relates to a transaction history inquiry device such as an ATM (Automated Teller Machine) that can inquire transaction history information such as deposit, withdrawal, and transfer of a user who is a customer of a financial institution such as a bank, credit union or postal service. The present invention relates to a transaction history information output device capable of printing information, a transaction history inquiry output device, and a transaction history information output system including the transaction history information output device.
The present invention comprises an ATM (transaction history inquiry device) installed in a place other than a store of a financial institution such as a convenience store, and a copy machine (transaction history information output device) for copy service connected to the ATM. The present invention can be suitably applied to a transaction history information output system that has it.

Currently, customers who have an account at a financial institution can perform some or all of transactions such as depositing and withdrawing money, transferring money, checking the balance of accounts, bookkeeping of bankbooks, etc. without going through the staff at the store counter. In addition, devices such as ATM and CD (Cash Dispenser) are widely used. In recent years, ATMs are often installed not only in financial institution stores, but also in places other than financial institution stores such as convenience stores and cash corners in commercial facilities.
When doing transactions using the ATM, etc., depending on the transaction details such as transaction date and time, account number, transaction amount, balance etc., when using a cash card, a usage statement will be printed, and when using a bankbook The transaction contents are printed on the passbook, and the user can confirm the transaction contents.

The following prior arts (J01) to (J03) are known as techniques relating to a usage statement slip such as ATM, a passbook, and the like.
(J01) Technology described in Patent Document 1 (Registered Utility Model No. 3078037) Patent Document 1 includes a transaction date and time, an account number, a transaction amount, a balance, etc., on a usage statement issued when using an ATM or the like. In addition to information, a technique for printing and printing privilege information is described.
(J02) Technology described in Patent Document 2 (Japanese Patent Application Laid-Open No. 2003-323143) Patent Document 2 determines whether advertisement information is to be distributed based on the transaction details of the ATM and the installation location of the ATM. In the case where advertisement information is to be distributed, a technique is described in which advertisement information is displayed on an ATM information display screen or printed on a processing slip (usage statement).
(J03) Technology described in Patent Document 3 (Japanese Patent Application Laid-Open No. 2004-192595) Patent Document 3 introduces a bankbook dedicated to payroll details and an ATM for printing payroll details, and provides details of payrolls transferred by bank transfer. A technique is described in which a user who has a passbook dedicated to payroll details omits the trouble of handing over payroll details by printing with ATM by himself / herself.

JP 2001-343876 A ("0013" to "0059", FIGS. 8 to 26) JP 2003-323143 A ("0009" to "0018", FIGS. 1 to 6) JP 2004-192595 A ("0001" to "0005", FIGS. 1 to 4)

In the technology for printing on the usage statement slip as in the prior arts (J01) and (J02), there is a limit to the amount of information that can be printed because the printing device provided in the ATM or the like is used. There is a problem that only transaction contents such as numbers can be printed. Therefore, there is a problem that it is difficult to print past transaction list information (transaction history information) on the usage statement slip.
The prior art (J03) requires a passbook dedicated to pay statement details and a dedicated ATM for writing in the passbook, which is costly and difficult to introduce in practice.

In addition, a list of past transaction contents (transaction history information) is generally entered in a passbook, but since the passbook has different print contents and print positions for each financial institution, a plurality of financial institutions installed in convenience stores, etc. Can not be booked with ATMs that can be used, or ATMs of financial institutions other than those with accounts. Therefore, in order to obtain transaction history information, it is necessary to go to the store or cash corner of the financial institution where the transaction history information is to be obtained, and use the ATM of the financial institution to make a book entry in the passbook, which is not convenient. There was a problem.
In addition, a paper with transaction history information printed from a financial institution may be mailed to the home, but there is a problem that the timing of mailing by the financial institution is different and it is difficult for the user to check the transaction status as necessary. .

In view of the above circumstances, the present invention has the following description (O01) as a technical problem.
(O01) To make it easy to obtain transaction history information.

(Invention)
Next, the present invention that has solved the above problems will be described. In order to facilitate the correspondence between the elements of the present invention and elements of specific examples (examples) of the embodiments described later, Add the code enclosed in parentheses. The reason why the present invention is described in correspondence with the reference numerals of the embodiments described later is to facilitate understanding of the present invention, and not to limit the scope of the present invention to the embodiments.

(First invention)
In order to solve the technical problem, the transaction history information output system (S) of the first invention is:
A transaction history information storage device (1) having transaction history information storage means (C2) for storing transaction history information between a user and a financial institution;
Transaction history inquiry means (C16D) for making an inquiry of the transaction history information stored in the transaction history information storage means (C2), and the transaction history information according to user input to the transaction history information output device (7). A transaction history inquiry device (4) connected to the transaction history information storage device (1) having a transaction history information transmission means (C16E) for transmitting ;
Transaction history information provided at a position separated from the transaction history inquiry device (4) and connected to the transaction history inquiry device and receiving the transaction history information transmitted from the transaction history inquiry device (4) The transaction history information output device (7) having a receiving means (C21) and an image recording device (U1) for recording the received transaction history information on a sheet, and printing the transaction history information The transaction history information output device (7) comprising a copying machine (7) for copying different manuscripts according to a charge, and discharging face-down so that the image recording surface of the image-recorded sheet is the lower surface. When,
It is provided with.

  Here, it is needless to say that the transaction history information storage device (1) is provided separately from the transaction history inquiry device (4) and the transaction history information output device (7), the transaction history inquiry device (4) or the transaction It may be provided by being incorporated in the history information output device (7).

(Operation of the first invention)
In the transaction history information output system (S) according to the first invention having the above-described configuration requirements, the transaction history information storage means (C2) of the transaction history information storage device (1) stores transaction history information between the user and the financial institution. To do. The transaction history inquiry means (C16D) of the transaction history inquiry device (4) connected to the transaction history information storage device (1) makes an inquiry about the transaction history information stored in the transaction history information storage means (C2). Do. Transaction history information transmitting means (C16E) transmits the transaction history information in response to a user input. The transaction history information receiving means (C21) of the transaction history information output device (7) provided at a position separated from the transaction history inquiry device (4) and connected to the transaction history inquiry device is the transaction history. The transaction history information transmitted from the inquiry device (4) is received. The image recording device (U1) of the transaction history information output device (7) records the received transaction history information on a sheet.

Therefore, in the transaction history information output system (S) of the first invention, the transaction history information output provided at a position separated from the transaction history inquiry device (4) such as ATM and connected to the transaction history inquiry device. Transaction history information can be recorded and output from the device (7). That is, the transaction information output device can record transaction history information including more information than the usage statement slip of the conventional transaction history inquiry device (4) on the sheet. As a result, even if you do not have a passbook, you can easily obtain transaction history information by operating the transaction history inquiry device (4), improving convenience. In addition, for example, it is possible to inquire transaction history information of a financial institution that a user wants to inquire by using ATMs in convenience stores that can be used by many financial institutions and ATMs of financial institutions that are different from the financial institution that wants to inquire. , Improve convenience.
The transaction history information output device (7) is constituted by a copying machine (7) that performs copying of a document different from the printing of the transaction history information according to payment of a fee, and the image of the sheet on which the image is recorded. The face down is discharged so that the recording surface is the bottom surface. Therefore, the image recording surface of the output sheet is the lower surface, and in the output state, the transaction history information is difficult to touch the eyes of others other than the user, so that personal information can be protected and safety is improved.

(First Embodiment 1)
The transaction history information output system (S) according to the first aspect of the first invention is the first invention,
The transaction history inquiry device (4) and the transaction history information output device (7) are installed in a place other than the store of the financial institution.
(Operation of Form 1 of the First Invention)
In the transaction information output system according to the first aspect of the first invention having the above configuration requirements, the transaction history inquiry device (4) and the transaction history information output device (7) are installed at a place other than the store of the financial institution. Yes. Accordingly, transaction history information can be referred to and output on a sheet even if the user does not go to a financial institution store, and convenience is improved.

(First Embodiment 2)
The transaction history information output system (S) of the second aspect of the first invention is the first aspect of the first aspect of the invention,
The transaction history inquiry device (4) and the transaction history information output device (7) are installed in a convenience store (3).
(Operation of the second aspect of the first invention)
In the transaction history information output system (S) according to the second aspect of the first invention having the above-described configuration requirements, the transaction history inquiry device (4) and the transaction history information output device (7) are installed in a convenience store (3). ing. Accordingly, the transaction history information can be referred to at the convenience store (3), and it can be used even during the time when other stores are not operating such as midnight or early morning, improving convenience.

(Embodiment 3 of the first invention)
In the transaction history information output system (S) of the third aspect of the first invention, the transaction history information output system (S) according to any one of the first invention and the first and second aspects of the first invention,
Transaction history information image-recorded on the sheet is transaction history information of a plurality of times between a user and a financial institution.
(Operation of the third aspect of the first invention)
In the transaction history information output system (S) according to the third aspect of the first invention having the above configuration requirements, the transaction history information image-recorded on the sheet is transaction history information of a plurality of times between the user and the financial institution. Yes. Therefore, past transaction histories can be recorded as an image, and can be recorded at any time according to the situation, further improving convenience. Furthermore, it is possible to record an image on a paper larger than that currently used in ATMs of general financial institutions, and it is possible to improve convenience in terms of handling such as visibility and storage.

(First aspect 4)
In the transaction history information output system (S) of the fourth aspect of the first invention, in any one of the first invention and the first to third aspects of the first invention,
An entrance / exit (11) through which a medium storing information for authenticating a user can enter and exit, and the information stored in the medium are transmitted to the transaction history information storage device (1) to store the transaction history information storage means. Transaction history inquiry means (C16D) for making an inquiry of the transaction history information stored in (C2), and
It is provided with.
(Operation of the fourth aspect of the first invention)
In the transaction information output system according to the fourth aspect of the first invention having the above-described configuration requirements, the transaction history inquiry means (C16D) uses the information stored in the medium storing the information for authenticating the user as the transaction history. The transaction history information transmitted to the information storage device (1) and stored in the transaction history information storage means (C2) is referred to.

(First embodiment 5)
The transaction history information output system (S) according to the fifth aspect of the first invention is any one of the first invention and the first to fourth aspects of the first invention.
The image recording apparatus (U1) that records the transaction history information in a light blue system that is difficult to visually recognize is provided.
(Operation of the fifth aspect of the first invention)
In the transaction history information output system (S) according to the fifth aspect of the first invention having the above-described structural requirements, the image recording device (U1) records the transaction history information in a light blue system. Therefore, since the output transaction history information is image-recorded in light blue, even if a sheet on which the transaction history information is recorded touches the eyes of a third party, it is difficult to see the detailed contents within a short time. So safety is increased.

(First Embodiment 6)
The transaction history information output system (S) according to the sixth aspect of the first invention is any one of the first invention and the first to fifth aspects of the first invention.
The transaction history information output device further includes a post-processing device that staples a cover on the image recording surface side of the sheet on which the transaction history information is recorded.
(Operation of the sixth aspect of the first invention)
In the transaction history information output system (S) according to the sixth aspect of the first invention having the above structural requirements, the post-processing device of the transaction history information output device is on the image recording surface side of the sheet on which the transaction history information is recorded. Staple the cover. Therefore, the image recording surface on which the transaction information is recorded is covered with a cover, and in the output state, the transaction history information becomes difficult to be seen by others, personal information can be protected, and safety is improved.

(First embodiment 7)
The transaction history information output system (S) according to the seventh aspect of the first invention is any one of the first invention and the first to sixth aspects of the first invention.
The transaction history inquiry device (4) having the transaction history information transmitting means (C16E) for encrypting and transmitting the transaction history information to the transaction history information output device (7) is provided.
(Operation of the first aspect 7)
In the transaction history information output system (S) according to the seventh aspect of the first invention, characterized in that the configuration requirements are provided, transaction history information is encrypted by the transaction history information transmitting means (C16E), and the transaction history inquiry is performed. It is transmitted from the device (4) to the transaction history information output device (7). Therefore, security increases and safety increases.

(Embodiment 8 of the first invention)
In the transaction history information output system (S) of the eighth aspect of the first invention, in any one of the first invention and the first to seventh aspects of the first invention,
The transaction history information storage device (1) having customer authentication means (C3) for authenticating with a personal identification number for the inquiry of the transaction history information from the transaction history inquiry device (4) is provided. To do.
(Operation of the eighth aspect of the first invention)
In the transaction history information output system (S) according to the eighth aspect of the first invention having the above-described configuration requirements, the customer authentication means (C3) of the transaction history information storage device (1) is from the transaction history inquiry device (4). In response to the inquiry of the transaction history information, authentication by a personal identification number is performed. Therefore, safety is increased.

(Second invention)
In order to solve the technical problem, the transaction history information output device (7) of the second invention is:
A transaction history inquiry device (4) for inquiring transaction history information between a user and a financial institution is provided separately from the transaction history inquiry device, connected to the transaction history inquiry device, and transmitted from the transaction history inquiry device (4). has been said and transaction history information to receive transaction history information receiving means (C21), and an image recording apparatus for image recording the transaction history information received in the seat (U1), comprising a, a print of the transaction history information It is constituted by a copying machine (7) that performs copying of different documents in accordance with payment of a fee, and discharges face-down so that the image recording surface of the image-recorded sheet is the lower surface.

(Operation of the second invention)
The transaction history information output device (7) according to the second invention having the above-described constituent elements is provided at a position separated from the transaction history inquiry device (4) for inquiring transaction history information between the user and the financial institution. And connected to the transaction history inquiry device. The transaction history information receiving means (C21) receives the transaction history information transmitted from the transaction history inquiry device (4). The image recording device (U1) records the received transaction history information on a sheet.
Therefore, in the transaction history information output device (7) of the second invention, the transaction history information is image-recorded and output from the transaction history information output device (7) connected to the transaction history inquiry device (4) such as ATM. Can do. That is, the transaction information output device can record transaction history information including more information than the usage statement slip of the conventional transaction history inquiry device (4) on the sheet. As a result, transaction history information can be easily obtained by the transaction history information output device (7) without having a bankbook, and convenience is improved.
The transaction history information output device (7) is constituted by a copying machine (7) that performs copying of a document different from the printing of the transaction history information according to payment of a fee, and the image of the sheet on which the image is recorded. The face down is discharged so that the recording surface is the bottom surface. Therefore, the image recording surface of the output sheet is the lower surface, and in the output state, the transaction history information is difficult to touch the eyes of others other than the user, so that personal information can be protected and safety is improved.

(Second Embodiment 1)
The transaction history information output device (7) according to the first aspect of the second invention is the second invention, wherein
It is installed in places other than the store of the said financial institution.
(Operation of Form 1 of the Second Invention)
Since the transaction history information output device (7) according to the first aspect of the second invention having the above configuration requirements is installed in a place other than the store of the financial institution, even if the user does not go to the store of the financial institution. Transaction history information can be output on a sheet, improving convenience.

(Second Embodiment 2)
The transaction history information output device (7) according to the second aspect of the present invention is the first aspect of the second aspect of the present invention.
It is installed in a convenience store (3).
(Operation of the second aspect of the invention 2)
Since the transaction history information output device (7) according to the second aspect of the second invention having the above-described configuration is installed in the convenience store (3), the transaction history information can be output at the convenience store (3). It can be used even when other stores are not open, such as early morning, improving convenience.

(Second embodiment 3)
In the transaction history information output device (7) of the third aspect of the second invention, in either the second invention or the first and second aspects of the second invention,
Has information stored media can and out entrance for authenticating the user (11), and the transaction information stored in the medium transaction history information of the user and the financial institution stored history information storage device (1) sends the querying of the transaction history information transaction history inquiry device (4) receiving the transaction history information transmitted from the trading history information receiving means (C21),
It is provided with.
(Operation of the third aspect of the invention 3)
In the transaction information output output according to the third aspect of the second invention having the above-described structural requirements, the transaction history information receiving means (C21) is capable of entering / exiting a medium storing information for authenticating a user (11) And the information stored in the medium is transmitted to the transaction history information storage device (1) to transmit the transaction history information between the user and the financial institution to be transmitted from the transaction history inquiry device (4). Receive transaction history information.

(Second embodiment 4)
In the transaction history information output device (7) of the fourth aspect of the second invention, in any one of the second invention and the first to third aspects of the second invention,
The image recording apparatus (U1) that records the transaction history information in a light blue system that is difficult to visually recognize is provided.
(Operation of Embodiment 4 of Second Invention)
In the transaction history information output device (7) according to the fourth aspect of the second invention having the above-described structural requirements, the image recording device (U1) records the transaction history information in a light blue system. Therefore, since the output transaction history information is image-recorded in light blue, even if a sheet on which the transaction history information is recorded touches the eyes of a third party, it is difficult to see the detailed contents within a short time. So safety is increased.

(Second embodiment 5)
In the transaction history information output device (7) of the fifth aspect of the second invention, in any one of the second invention and the first to fourth aspects of the second invention,
Transaction history information image-recorded on the sheet is transaction history information of a plurality of times between a user and a financial institution.
(Operation of Embodiment 5 of the Second Invention)
In the transaction history information output device (7) according to the fifth aspect of the second invention having the above-described configuration requirements, the transaction history information image-recorded on the sheet is transaction history information of a plurality of times between the user and the financial institution. Yes. Therefore, past transaction histories can be recorded as an image, and can be recorded at any time according to the situation, further improving convenience. Furthermore, it is possible to record an image on a paper larger than that currently used in ATMs of general financial institutions, and it is possible to improve convenience in terms of handling such as visibility and storage.

(Third invention)
In order to solve the technical problem, the transaction history inquiry device (4) of the third invention is:
Transaction history inquiry means (C16D) for making an inquiry of the transaction history information to a transaction history information storage device (1) for storing transaction history information between a user and a financial institution;
A transaction history information output device (7) for image-recording the transaction history information on a sheet in response to a user input, wherein a copy of the manuscript different from printing of the transaction history information is performed in response to payment of a fee Transaction history information transmitting means configured to transmit the transaction history information to the transaction history information output device (7) configured to be discharged face down so that the image recording surface of the sheet on which the image has been recorded is a lower surface. (C16E),
It is provided with.

(Operation of the third invention)
In the transaction history inquiry device (4) according to the third aspect of the present invention, the transaction history inquiry means (C16D) has a transaction history information storage device (1) for storing transaction history information between a user and a financial institution. To query the transaction history information. The transaction history information transmitting means (C16E) is a transaction history information output device (7) for image-recording the transaction history information on a sheet in response to a user input, wherein the image recording surface of the image-recorded sheet is The transaction history information is transmitted to the transaction history information output device that discharges face down so as to be on the lower surface.
Therefore, in the transaction history inquiry device (4) of the third invention, the transaction history information can be image-recorded and output from the connected transaction history information output device (7). That is, the transaction information output device can record transaction history information including more information than the usage statement slip of the conventional transaction history inquiry device (4) on the sheet. As a result, even if no passbook is possessed, transaction history information can be easily inquired and output by the transaction history inquiry device (4), and convenience is improved.
The transaction history information output device (7) is constituted by a copying machine (7) that performs copying of a document different from the printing of the transaction history information according to payment of a fee, and the image of the sheet on which the image is recorded. The face down is discharged so that the recording surface is the bottom surface. Therefore, the image recording surface of the output sheet is the lower surface, and in the output state, the transaction history information is difficult to touch the eyes of others other than the user, so that personal information can be protected and safety is improved.

(Third invention 1)
In the third invention, the transaction history inquiry device (4) of the first aspect of the third invention is as follows:
It is installed in places other than the store of the said financial institution.
(Operation of Embodiment 1 of Third Invention)
Since the transaction history inquiry device (4) according to the first aspect of the third invention having the above configuration requirements is installed in a place other than the store of the financial institution, the transaction is performed even if the user does not go to the store of the financial institution. History information can be inquired and output to a sheet, improving convenience.

(Third Invention Mode 2)
The transaction history inquiry device (4) according to the second aspect of the third invention is the same as the first aspect of the third invention,
It is installed in a convenience store (3).
(Operation of Embodiment 2 of Third Invention)
Since the transaction history inquiry device (4) according to the second aspect of the third invention having the above-described constituent elements is installed in the convenience store (3), the transaction history information can be inquired at the convenience store (3), and the midnight or early morning It can be used even when other stores are not open, and convenience is improved.
(Third Invention Mode 3)
The transaction history inquiry device (4) according to the third aspect of the third invention is either the third invention or the first and second aspects of the third invention.
An entrance / exit (11) through which a medium storing information for authenticating a user can enter and exit;
Inquiry of the transaction history information with respect to the transaction history information storage device (1) that transmits information stored in the medium to the transaction history information storage device (1) and stores transaction history information between a user and a financial institution. The transaction history inquiry means (C16D) for
It is provided with.
(Operation of Embodiment 3 of Third Invention)
The transaction history inquiry device (4) according to the third aspect 3 of the present invention having the above configuration requirements has an entrance / exit (11) through which a medium storing information for authenticating a user can enter and exit, and the transaction history The inquiry means (C16D) transmits the information stored in the medium to the transaction history information storage device (1) and stores the transaction history information between the user and the financial institution for the transaction history information storage device (1). To query the transaction history information.

The above-described present invention has the following effect (E01).
(E01) Transaction history information can be easily obtained, and convenience is improved.

Next, specific examples (examples) of the embodiments of the present invention will be described with reference to the drawings, but the present invention is not limited to the following examples.
In order to facilitate understanding of the following description, in the drawings, the front-rear direction is the X-axis direction, the left-right direction is the Y-axis direction, the up-down direction is the Z-axis direction, and arrows X, -X, Y, -Y, The direction indicated by Z and -Z or the indicated side is defined as the front side, the rear side, the right side, the left side, the upper side, the lower side, or the front side, the rear side, the right side, the left side, the upper side, and the lower side, respectively.
In the figure, “•” in “○” means an arrow heading from the back of the page to the front, and “×” in “○” is the front of the page. It means an arrow pointing from the back to the back.

FIG. 1 is an explanatory diagram of Embodiment 1 of the transaction history information output system of the present invention.
In FIG. 1, a transaction history information output system S is installed at an information management center of a financial institution and has a conventionally known database server (transaction history information storage device) 1 that manages customer information and financial information of the financial institution. The database server 1 includes an ATM (automated teller machine, transaction history inquiry device) 4 installed in a store of a convenience store 3 via a dedicated communication line 2, and other locations (bank branches and facilities). In the cash corner etc.). In the transaction history information output system S of the first embodiment, information is encrypted and transmitted / received between the database server 1 and each ATM 4, 6. In the store of the convenience store 3, a copy machine (transaction history information output device) 7 for a coin insertion type copy service is installed. The copy machine 7 is connected to the ATM 4 with a cable 8 and transmitted from the ATM 4. Image recording can be performed based on the data.

The database server 1 includes a computer main body H1, a display H2, a keyboard (input device) H3, a mouse (input device) H4, an HD drive (hard disk drive), a CD drive (compact disk drive), and an FD drive (flexible disk). Drive).
The ATMs 4 and 6 are a card entrance 11 through which a cash card is inserted / removed, a usage statement slip outlet 12 through which a usage statement slip is output, a bill entrance / exit 13 for taking in / out bills, and a coin for taking in / out coins. It comprises an entrance / exit 14, a touch panel (information display screen, input device) 16 that receives a user's input and displays a predetermined image in accordance with the user's input, a numeric keypad, a “confirmation” key, a “correction” key, and the like. Input key 17. Further, inside the ATMs 4 and 6, a money storage unit for storing inserted money or money for withdrawal, a money counting device for counting money, a printing device for use statement slips, a card loading / unloading device, a money entrance 13 , 14 for opening and closing the money doorway opening and closing device and the like. In addition, in transaction history information output system S of Example 1, ATM4 installed in the convenience store 3 respond | corresponds only with taking in / out of a banknote, and taking in / out of a coin is not corresponding. Moreover, ATM6 installed in each store of a financial institution is comprised by conventionally well-known ATM, and the bankbook entrance / exit 18 for taking in / out a bankbook is provided.

  The copying machine 7 includes an image recording apparatus (IOT (image output terminal), printer unit) U1 for performing image recording, an image reading apparatus (IIT (image input terminal), scanner unit) U2 for reading a document image, An automatic document feeder (ADF (auto document feeder)) U3 that is supported by the information of the scanner unit U2 and automatically conveys the document to the image reading position of the scanner unit U2. The image recording unit U1 is provided with a plurality of paper feed trays TR for storing paper for feeding (printing paper) and a paper discharge tray TRh for discharging sheets on which images are recorded. . The copying machine 7 according to the first embodiment is configured by a digital copying machine capable of full color printing, and is discharged to the discharge tray TRh in a state where the image recording surface of the recorded image is the lower surface (face-down state). Is done.

(Function of database server 1)
FIG. 2 is a block diagram (function block diagram) showing functions of the database server of the transaction history information output system shown in FIG.
In FIG. 2, the computer main body H1 of the database server 1 includes an I / O (input / output interface) that performs input / output of signals with the outside and adjustment of input / output signal levels, programs and data for performing necessary processing, and the like. ROM (Read Only Memory) in which is stored, RAM (Random Access Memory) for temporarily storing necessary data, CPU (Central Processing Unit) that performs processing according to programs stored in a hard disk, ROM, etc. ), A clock oscillator, and the like.
The database server 1 having the above configuration can realize various functions by executing programs stored in the hard disk, ROM, or the like.

  The hard disk drive of the database server 1 stores an online transaction program P1 that performs processing in accordance with input from an input device such as a keyboard H3 or mouse H4 or information transmitted through the communication line 2. . The online transaction program P1 has the following function realizing means (program modules). Next, function realizing means for realizing various functions of the online transaction program P1 will be described.

(Function of online transaction program P1)
C1: Customer Information Storage Unit The customer information storage unit C1 stores customer information such as the name, account number, balance, and password of a customer (user) of a financial institution.
C2: Transaction history information storage means The transaction history information storage means C2 stores history data (transaction history information) of past transaction contents (deposit, withdrawal, transfer, withdrawal, etc.) of each customer.
C3: Customer authentication means The customer authentication means C3 is based on the cash card account number and personal identification number transmitted when the user uses ATM 4 and 6, and the customer information stored in the customer information storage means C1. Authenticate.

C4: Balance Confirmation Unit The balance confirmation unit C4 confirms the balance of the corresponding user's account when the user performs money withdrawal or balance inquiry.
C5: Customer Information Update Unit The customer information update unit C5 updates customer information (balance, etc.) and transaction history information according to the content of transactions performed by the user.
C6: Server side information receiving means The server side information receiving means C6 includes deposit information receiving means C6A, withdrawal information receiving means C6B, balance inquiry information receiving means C6C, and transaction history inquiry information receiving means C6D. , 6 is received and stored.
C6A: Deposit Information Receiving Unit The deposit information receiving unit C6A receives deposit information including information such as an account number and deposit amount transmitted from the ATM when the user performs an operation of depositing money at the ATMs 4 and 6.

C6B: Withdrawal information receiving means The withdrawal information receiving means C6B is a withdrawal that includes information such as the account number, personal identification number, withdrawal amount, etc. transmitted from the ATM when the user performs an operation to withdraw money from the account at ATM4, 6. Receive information.
C6C: Balance inquiry information receiving means Balance inquiry information receiving means C6C receives balance inquiry information including information such as an account number and a personal identification number transmitted from the ATM when the user performs an account balance inquiry operation at ATM4,6. Receive.
C6D: Transaction history inquiry information receiving means The transaction history inquiry information receiving means C6D includes information such as an account number and a personal identification number transmitted from the ATM when the user performs an operation for checking the transaction history of the account at ATM4, 6. Receive transaction history query information.

C7: Server-side information transmission means The server-side information transmission means C7 has a deposit inquiry result transmission means C7A, a withdrawal inquiry result transmission means C7B, a balance inquiry result transmission means C7C, and a transaction history inquiry result transmission means C7D. , Information corresponding to various inquiry information transmitted from the ATMs 4 and 6 is transmitted to the ATMs 4 and 6.
C7A: Deposit inquiry result sending means Deposit inquiry result sending means C7A updates the account balance and transaction history information according to the deposit information, and sends the deposit inquiry result to notify that the deposit processing has been performed. It transmits to ATM4,6 which transmitted.
C7B: Withdrawal inquiry result transmission means The withdrawal inquiry result transmission means C7B is a withdrawal inquiry result according to the result of processing of authentication of a PIN code, confirmation of balance, update of customer information and transaction history information performed based on withdrawal information. Are transmitted to the ATMs 4 and 6 that have transmitted the withdrawal information. Therefore, if the passwords do not match, a withdrawal inquiry result indicating that the passwords do not match is transmitted, and if the balance is insufficient, a withdrawal inquiry result to that effect is transmitted. Then, when the personal identification number matches and the balance is not short, a withdrawal inquiry result indicating that withdrawal is possible (withdrawal is permitted) is transmitted.

C7C: Balance inquiry result transmission means The balance inquiry result transmission means C7C displays the balance inquiry result according to the processing result of the authentication of the personal identification number performed based on the balance inquiry information, the confirmation of the balance, the update of the transaction history information, The balance inquiry information is transmitted to the ATMs 4 and 6 that have transmitted the balance inquiry information. Therefore, when the personal identification numbers do not match, a balance inquiry result that the personal identification numbers do not match is transmitted. When the personal identification numbers match, balance information is transmitted as the balance inquiry result.
C7D: Transaction history inquiry result transmission means The transaction history inquiry result transmission means C7D authenticates the PIN code based on the transaction history inquiry information, confirms transaction history information (transaction history information), updates transaction history information, The transaction history inquiry result corresponding to the processing result is transmitted to the ATMs 4 and 6 that have transmitted the transaction history inquiry information. Therefore, when the passwords do not match, a transaction history inquiry result that the passwords do not match is transmitted, and when the password matches, the transaction history information is transmitted as a transaction history query result. The transaction history inquiry result transmitting means C7D of the first embodiment is set to transmit the latest 25 history information that can be printed on one A4 sheet as the transaction history information.

(ATM4 functions)
FIG. 3 is a block diagram (functional block diagram) showing the ATM function of the transaction history information output system shown in FIG.
In FIG. 3, the ATM4 controller stores an I / O (input / output interface) that performs input / output of signals to / from the outside and adjustment of input / output signal levels, a program and data for performing necessary processing, and the like. ROM (read-only memory), RAM (random access memory) for temporarily storing necessary data, CPU (central processing unit) that performs processing according to programs stored in a hard disk, ROM, etc., and clock It has an oscillator.
The ATM 4 configured as described above can realize various functions by executing programs stored in the hard disk, ROM, or the like.

  An ATM control program (transaction history inquiry program) P2 that transmits / receives information via the communication line 2 or the cable 8 or displays an image on the touch panel 16 in response to an input from the touch panel 16 to the hard disk drive of the ATM 4 or the like. Is remembered. The ATM control program P2 has the following function realizing means (program modules). Next, function realizing means for realizing various functions of the ATM control program P2 will be described.

(Function of ATM control program P2)
C11: Image display means The image display means C11 is a transaction initial image display means C11A, a card insertion notification image display means C11B, a card unacceptable image display means C11C, a deposit input notification image display means C11D, and a count amount confirmation. Image display means C11E, personal identification number input image display means C11F, withdrawal amount input image display means C11G, personal identification number mismatch image display means C11H, balance inquiry image display means C11I, transaction history print confirmation image display means C11J And displays an image on the touch panel 16 in accordance with user input or information received via the communication line 2.

FIG. 4 is an explanatory diagram of an image displayed on the ATM information display screen of Example 1, FIG. 4A is an explanatory diagram of a transaction initial image, FIG. 4B is an explanatory diagram of a card insertion notification image, and FIG. 4D is an explanatory diagram of a deposit input notification image, FIG. 4E is an explanatory diagram of a count amount confirmation image, FIG. 4F is an explanatory diagram of a PIN number input image, FIG. 4G is an explanatory diagram of a withdrawal amount input image, 4H is an explanatory diagram of a withdrawal amount input image with a balance shortage notice, FIG. 4I is an explanatory diagram of a password mismatch image, FIG. 4J is an explanatory diagram of a balance inquiry image, and FIG. 4K is an explanatory diagram of a transaction history print confirmation image.
C11A: Transaction initial image display means The transaction initial image display means C11A displays the transaction initial image 31 (see FIG. 4A) on the ATM 4 touch panel (information display screen) 16 before the transaction is started. The initial transaction image 31 of the first embodiment includes a deposit icon 31a for starting money deposit processing, a withdrawal icon 31b for starting money withdrawal processing, and a balance inquiry icon 31c for starting balance inquiry processing. And a transaction history icon 31d for starting a transaction history output process.

C11B: Card insertion notification image display means The card insertion notification image display means C11B is a card insertion notification image 32 that prompts insertion of a cash card when various inputs are made in the transaction initial image 31 and a transaction is started (see FIG. 4B). Is displayed on the touch panel 16. The card insertion notification image 32 of the first embodiment has a cancel icon 32a for canceling (cancelling) the transaction.
C11C: Card unacceptable image display means The card unacceptable image display means C11C cannot accept a card when the inserted card is a card of an unsupported financial institution or the like and cannot be accepted. An image 33 (see FIG. 4C) is displayed.
C11D: Deposit Insertion Notification Image Display Unit The deposit insertion notification image display unit C11D receives a deposit insertion notification image 34 (FIG. 4D) that prompts the user to insert a banknote into the opened banknote entrance 13 when depositing money. Display). The deposit insertion notification image 34 of the first embodiment has a cancel icon 34a for canceling the transaction.

C11E: Counted amount confirmation image display means The counted amount confirmation image display means C11E displays the amount counted of the bills inserted into the banknote entrance 13 and prompts the user to confirm the deposited amount. 4E) is displayed. In FIG. 4E, the count amount confirmation image 36 according to the first embodiment includes a confirmation icon 36a for inputting that the user has confirmed the deposit amount and a cancel icon 36b for canceling the transaction.
C11F: PIN code input image display means The PIN code input image display means C11F is a PIN code input image 37 for inputting a PIN code for authentication when performing transactions such as withdrawal, balance inquiry, and transaction history output (see FIG. 4F) is displayed. In FIG. 4F, the password input image 37 of the first embodiment has a cancel icon 37a for canceling the transaction.

C11G: Withdrawal amount input image display means The withdrawal amount input image display means C11G has withdrawal amount input image display means C11G1 with a balance shortage notice, and a withdrawal amount input image 38 (see FIG. 4G) for inputting the withdrawal amount. When the withdrawal amount input due to an input error or the like is greater than or equal to the balance, a withdrawal amount input image 39 (see FIG. 4H) with a balance shortage notification for notifying the balance shortage and re-entering the withdrawal amount is displayed. 4G and 4H, the withdrawal amount input images 38 and 39 of the first embodiment include “OK” icons 38a and 39a for confirming the withdrawal amount and cancel icons 38b and 39b for canceling the transaction, respectively. And have.
C11H: Password number mismatch image display means The password number mismatch image display means C11H is used when the password entered due to a user input error or the like does not match the password stored (registered) in the customer information storage means C1. A password number mismatch image 41 (see FIG. 4I) for notifying that the password numbers are mismatched is displayed.

C11I: Balance inquiry image display means The balance inquiry image display means C11I displays a balance inquiry image 42 (FIG. 4J) that displays the balance of the account based on the balance inquiry result transmitted from the database server 1 when the balance inquiry transaction is performed. Display). 4J, the balance inquiry image 42 according to the first embodiment includes a print execution icon 42a for printing (outputting) the result of the balance inquiry on the usage statement slip, and a print non-execution icon 42b that does not perform printing. .
C11J: Transaction history print confirmation image display means The transaction history print confirmation image display means C11J is a transaction history list based on the transaction history inquiry result transmitted from the database server 1 when a transaction history inquiry transaction is performed. A transaction history print confirmation image 43 (see FIG. 4K) for confirming whether or not to print is displayed. 4K, the transaction history print confirmation image 43 of the first embodiment includes a print execution icon 43a for printing out (outputting) a transaction history list from the copying machine 7, and a print non-execution icon 43b for not performing printing. Have.

C12: Money Entry / Exit Opening / Closing Control Unit The monetary entrance / exit opening / closing control unit C12 controls the money entrance / exit opening / closing device at the time of depositing and withdrawing to open and close the monetary entrances / exits 13 and 14.
C13: Money counting device control means The money counting device control means C13 controls the money counting device at the time of deposit and withdrawal, and counts deposited banknotes and banknotes to be withdrawn.
C14: Card entry / exit control means The card entry / exit control means C14 is a card insertion judgment means C14A for judging whether or not a cash card is inserted, and a card for judging whether or not the inserted cash card is an acceptable card. And a receiving / determination means C14B, and controls the card loading / unloading apparatus when performing transactions such as depositing and withdrawing, and the card is loaded / unloaded from the card slot 11.
C15: Use statement slip printing control means The use statement slip printing control means C15 controls the use statement slip printing device when the transaction of deposit or withdrawal is completed or when printing is specified in the balance inquiry, The corresponding usage statement slip is printed and discharged from the usage statement slip outlet 12.

C16: ATM-side information transmission means The ATM-side information transmission means C16 includes deposit information inquiry means C16A, withdrawal information inquiry means C16B, balance inquiry means C16C, transaction history inquiry means C16D, transaction history information transmission means C16E, And transmits predetermined information to the database server 1 and the copying machine 7 in response to user input.
C16A: Deposit Information Inquiring Unit The deposit information inquiring unit C16A transmits the deposit information including information such as an account number and a personal identification number to the database server 1 to query the deposit information.
C16B: Withdrawal information inquiry means The withdrawal information inquiry means C16B transmits the withdrawal information including information such as account number, personal identification number, withdrawal amount, etc. to the database server 1 to inquire the withdrawal information.

C16C: Balance inquiry means The balance inquiry means C16C transmits the balance inquiry information including information such as an account number and a personal identification number to the database server 1 to inquire about the balance.
C16D: Transaction history inquiry means The transaction history inquiry information transmission means C16D transmits the transaction history information including information such as an account number and a personal identification number to the database server 1 to inquire the transaction history.
C16E: Transaction history information transmission means The transaction history information transmission means C16E transmits transaction history information (data of a transaction history list) to be printed out by the copying machine 7 to the copying machine 7. The transaction history information transmitting unit C16E according to the first embodiment encrypts the transaction history information and transmits it to the copying machine 7.
C17: ATM side information receiving means The ATM side information receiving means C17 includes a deposit inquiry result receiving means C17A, a withdrawal inquiry result receiving means C17B, a balance inquiry result receiving means C17C, and a transaction history inquiry result receiving means C17D. The various inquiry results transmitted from the database server 1 are received and stored.

C17A: Deposit inquiry result receiving means Deposit inquiry result receiving means C17A receives the deposit inquiry result transmitted from the database server 1.
C17B: Withdrawal inquiry result receiving means The withdrawal inquiry result receiving means C17B receives the withdrawal inquiry result transmitted from the database server 1.
C17C: Balance inquiry result receiving means The balance inquiry result receiving means C17C receives the balance inquiry result transmitted from the database server 1.
C17D: Transaction history inquiry result receiving means The transaction history inquiry result receiving means C17D receives the transaction history inquiry result transmitted from the database server 1.

(Function of copier 7)
FIG. 5 is a block diagram (function block diagram) showing functions of the copying machine of the transaction history information output system shown in FIG.
In FIG. 5, the controller C of the copier 7 has an I / O (input / output interface) that performs input / output of signals to / from the outside and adjustment of the input / output signal level, programs and data for performing necessary processing, and the like. Stored ROM (Read Only Memory), RAM (Random Access Memory) for temporarily storing necessary data, CPU (Central Processing Unit) that performs processing according to programs stored in a hard disk, ROM, etc. And a clock oscillator and the like.
The copying machine 7 having the above-described configuration can realize various functions by executing programs stored in the hard disk, ROM, or the like.

The controller C of the copier 7 is connected to a user interface UI as a signal output element, and the user interface UI has a copy start key UI1, a numeric keypad UI2, and a display UI3. The controller C is connected to an image recording device U1 (printer unit), an image reading device U2 (scanner unit), and an automatic document feeder U3, and outputs respective control signals.
The controller C has function realizing means (program modules) described below.

(Function of controller C of copier 7)
C21: Transaction history information receiving means The transaction history information receiving means C21 receives and stores the transaction history information transmitted by the transaction history information transmitting means C16E of ATM4.
C22: Automatic Document Conveying Device Control Unit The automatic document conveying device control unit C22 controls the automatic document conveying device U3 according to the input of the copy start key UI1, and reads the document set on the automatic document conveying device U3. It is conveyed to the document reading position of the apparatus U2.
C23: Image reading device control means The image reading device control means C23 controls the image reading device U2 in response to the input of the copy start key UI1, and the original on the platen glass or the original conveyed by the automatic original conveying device U3. Read the image.
C24: Image Recording Device Control Unit The image recording device control unit C24 records an image on a recording sheet according to the received transaction history information and the original image read by the image reading device U2, and discharges it to the paper discharge tray TRh.

(Description of Flowchart of Example 1)
(Explanation of flowchart of database server)
FIG. 6 is a flowchart of the database server of the transaction history information output system according to the first embodiment.
The processing of each ST (step) in the flowchart of FIG. 6 is performed according to a program stored in the ROM or the like of the database server 1. This process is executed in a multitasking manner in parallel with other various processes of the database server 1.

The flowchart shown in FIG. 6 is started when the database server 1 is powered on.
In ST1 of FIG. 6, it is determined whether or not the deposit information transmitted from the ATMs 4 and 6 has been received. If yes (Y), the process proceeds to ST2. If no (N), the process proceeds to ST4.
In ST2, customer information (balance, etc.) and transaction history information are updated according to the received deposit information. Then, the process proceeds to ST3.
In ST3, the deposit inquiry result is transmitted to ATM4,6. Then, the process returns to ST1.

In ST4, it is determined whether or not the withdrawal information transmitted from the ATMs 4 and 6 has been received. If yes (Y), the process proceeds to ST5, and, if no (N), the process proceeds to ST10.
In ST5, it is determined whether or not customer authentication (password authentication) has been performed based on the received withdrawal information. If no (N), the process proceeds to ST6, and if yes (Y), the process proceeds to ST7.
In ST6, the withdrawal inquiry result of mismatching of the code number is transmitted to ATM4,6. Then, the process returns to ST1.
In ST7, based on the received withdrawal information, it is determined whether or not the account has insufficient balance. If yes (Y), the process proceeds to ST8. If no (N), the process proceeds to ST9.
In ST8, the withdrawal inquiry result indicating insufficient balance is transmitted to ATM4,6. Then, the process returns to ST1.
In ST9, a withdrawal permission withdrawal inquiry result is transmitted to ATMs 4 and 6. Then, the process returns to ST1.

In ST10, it is determined whether or not the balance inquiry information transmitted from ATMs 4 and 6 has been received. If yes (Y), the process proceeds to ST11, and, if no (N), the process proceeds to ST14.
In ST11, based on the balance inquiry information, it is determined whether or not customer authentication (password verification) has been performed. If no (N), the process proceeds to ST12, and if yes (Y), the process proceeds to ST13.
In ST12, the balance inquiry result of mismatching of the password is transmitted to ATM4, 6. Then, the process returns to ST1.
In ST13, a balance inquiry result including account balance information is transmitted to ATMs 4 and 6. Then, the process returns to ST1.

In ST14, it is determined whether or not transaction history inquiry information has been received. If yes (Y), the process proceeds to ST15. If no (N), the process returns to ST1.
In ST15, based on the transaction history inquiry information, it is determined whether or not customer authentication (password authentication) has been performed. If no (N), the process proceeds to ST16, and if yes (Y), the process proceeds to ST17.
In ST16, the transaction history inquiry result of mismatching of the code number is transmitted to ATM4,6. Then, the process returns to ST1.
In ST17, a transaction history inquiry result including transaction history information (transaction history information) is transmitted to ATMs 4 and 6. Then, the process returns to ST1.

(Description of ATM flow chart)
FIG. 7 is an ATM flowchart of the transaction history information output system according to the first embodiment.
FIG. 8 is an ATM flowchart of the transaction history information output system of the first embodiment, and is a continuation flowchart of FIG.
The processing of each ST (step) in the flowcharts of FIGS. 7 and 8 is performed in accordance with a program stored in the ATM 4 ROM or the like. This process is executed in a multitasking manner in parallel with other various processes of ATM4.
The flowcharts shown in FIGS. 7 and 8 are started when the power of the ATM 4 is turned on.

In ST21 of FIG. 7, the transaction initial image 31 (see FIG. 4A) is displayed on the touch panel 16, and the process proceeds to ST22.
In ST22, it is determined whether or not an input for starting a transaction such as deposit or withdrawal has been made. If yes (Y), the process proceeds to ST23, and if no (N), ST22 is repeated.
In ST23, the card insertion notification image 32 (see FIG. 4B) is displayed on the touch panel 16, and the process proceeds to ST24.
In ST24, it is determined whether or not a card is inserted. If no (N), the process proceeds to ST25, and if yes (Y), the process proceeds to ST26.
In ST25, it is determined whether or not an input to cancel (cancel) the transaction has been made by an input from the input key 17 or a selection input of the cancel icon 32a of the card insertion notification image 32. If no (N), the process returns to ST24, and if yes (Y), the process returns to ST21.

In ST26, it is determined whether or not the inserted card is an acceptable card. If no (N), the process proceeds to ST27, and if yes (Y), the process proceeds to ST28.
In ST27, the card acceptance additional image 33 (see FIG. 4C) is displayed on the touch panel 16. Then, the process proceeds to ST39.
In ST28, it is determined whether or not the type of transaction is deposit, that is, whether or not an input for selecting the deposit icon 31a has been made in the transaction initial image 31. If yes (Y), the process proceeds to ST29, and, if no (N), the process proceeds to ST40.
In ST29, the following processes (1) and (2) are executed, and the process proceeds to ST30.
(1) Open the money doorway (the banknote doorway 13 in ATM4 of Example 1).
(2) A deposit input notification image 34 (see FIG. 4D) is displayed on the touch panel 16.

In ST30, it is determined whether or not money is inserted. If no (N), the process proceeds to ST31, and if yes (Y), the process proceeds to ST32.
In ST31, it is determined whether or not an input for canceling (canceling) the transaction is made by an input from the input key 17 or a selection input of the cancel icon 34a of the deposit input notification image 34. If no (N), the process returns to ST30, and if yes (Y), the process proceeds to ST39.
In ST32, the amount invested is counted. Then, the process proceeds to ST33.
In ST33, a count amount confirmation image 36 (see FIG. 4E) corresponding to the count result is displayed on the touch panel 16. Then, the process proceeds to ST34.

In ST34, it is determined whether or not an input for confirming the amount in the counted amount confirmation image 36, that is, selection input of the confirmation icon 36a has been performed. If no (N), the process proceeds to ST35, and if yes (Y), the process proceeds to ST36.
In ST35, it is determined whether or not an input to cancel (cancel) the transaction has been made by an input from the input key 17 or a selection input of the cancel icon 36b of the counted amount confirmation image 36. If no (N), the process returns to ST34, and if yes (Y), the process proceeds to ST39.
In ST36, the deposit information is transmitted to the database server 1. Then, the process proceeds to ST37.
In ST37, it is determined whether or not the deposit inquiry result transmitted from the database server 1 has been received. If no (N), ST37 is repeated, and if yes (Y), the process proceeds to ST38.

FIG. 9 is an explanatory diagram of an example of a usage statement slip printed out from the ATM according to the first embodiment.
In ST38, the usage statement slip 51 (see FIG. 9) corresponding to the deposit amount is printed out (printed and output). Then, the process proceeds to ST39.
In ST39, the inserted card is discharged. Then, the process returns to ST21.
In ST40, a password input image 37 (see FIG. 4F) is displayed on the touch panel 16. Then, the process proceeds to ST41.
In ST41, it is determined whether or not a personal identification number has been input by an input key 17 such as a numeric keypad. If no (N), the process proceeds to ST42, and if yes (Y), the process proceeds to ST43.
In ST42, it is determined whether or not an input to cancel (cancel) the transaction has been made by an input from the input key 17 or a selection input of the cancel icon 37a of the personal identification number input image 37. If no (N), the process returns to ST41, and if yes (Y), the process proceeds to ST39.

In ST43, it is determined whether or not the type of transaction is withdrawal, that is, whether or not an input for selecting the withdrawal icon 31b has been made in the transaction initial image 31. If yes (Y), the process proceeds to ST44, and, if no (N), the process proceeds to ST54.
In ST44, the withdrawal amount input image 38 (see FIG. 4G) is displayed on the touch panel 16. Then, the process proceeds to ST45.
In ST45, it is determined whether or not an amount to be withdrawn is input by the input key 17 such as a numeric keypad, and “OK” icons 38a and 39a for determining the amount to be withdrawn have been input. If no (N), the process proceeds to ST46, and if yes (Y), the process proceeds to ST47.
In ST46, it is determined whether or not an input for canceling (canceling) the transaction has been made by input from the input key 17 or selection input of the cancel icons 38b and 39b of the withdrawal amount input images 38 and 39. If no (N), the process returns to ST45, and if yes (Y), the process proceeds to ST39.
In ST47, the withdrawal information is transmitted to the database server 1. Then, the process proceeds to ST48.

In ST48, it is determined whether or not a withdrawal inquiry result has been received. If no (N), ST48 is repeated, and if yes (Y), the process proceeds to ST49.
In ST49, it is determined whether or not the withdrawal inquiry result is a shortage of balance. If yes (Y), the process proceeds to ST50, and, if no (N), the process proceeds to ST51.
In ST50, a withdrawal amount input image 39 (see FIG. 4H) with a balance shortage notification is displayed on the touch panel 16. Then, the process returns to ST45.
In ST51, it is determined whether or not the withdrawal inquiry result indicates that the passwords do not match. If yes (Y), the process proceeds to ST52, and, if no (N), the process proceeds to ST53.
In ST52, the personal identification number mismatch image 41 (see FIG. 4I) is displayed on the touch panel 16. Then, the process proceeds to ST39.
In ST53, the following processes (1) and (2) are executed, and the process proceeds to ST39.
(1) Count money (banknotes) according to the withdrawal amount, and send it out from the money entrance (in the first embodiment, banknote entrance 13).
(2) Print out the usage statement (see FIG. 9).

In ST54, it is determined whether or not the transaction type is balance inquiry, that is, whether or not an input for selecting the balance inquiry icon 31c in the transaction initial image 31 has been made. If yes (Y), the process proceeds to ST55, and, if no (N), the process proceeds to ST62.
In ST55, balance inquiry information is transmitted to the database server 1. Then, the process proceeds to ST56.
In ST56, it is determined whether or not the balance inquiry result transmitted from the database server 1 has been received. If yes (Y), the process proceeds to ST57, and if no (N), ST56 is repeated.
In ST57, it is determined whether or not the balance inquiry result is a mismatch of the personal identification number. If yes (Y), the process proceeds to ST52, and, if no (N), the process proceeds to ST58.

In ST58, balance inquiry image 42 (see FIG. 4J) corresponding to the received balance information is displayed on touch panel 16. Then, the process proceeds to ST59.
In ST59, it is determined whether or not an input for printing the inquired balance on the use statement slip is made, that is, whether or not the print execution icon 42a is selected and inputted in the balance inquiry image 42. If no (N), the process proceeds to ST60, and if yes (Y), the process proceeds to ST61.
In ST60, it is determined whether or not an input for not printing the inquired balance on the usage statement slip is made, that is, whether or not a selection input for the print non-execution icon 42b is made in the balance inquiry image 42. If no (N), the process returns to ST59, and if yes (Y), the process proceeds to ST39.
In ST61, a usage statement slip (see FIG. 9) corresponding to the balance inquiry transaction is printed out. Then, the process proceeds to ST39.

In ST62, it is determined whether or not the transaction type is an output of a transaction history, that is, whether or not an input for selecting the transaction history icon 31d in the transaction initial image 31 has been made. If yes (Y), the process proceeds to ST63, and, if no (N), the process returns to ST43.
In ST63, transaction history inquiry information is transmitted to the database server 1. Then, the process proceeds to ST64.
In ST64, it is determined whether or not the transaction history inquiry result transmitted from the database server 1 has been received. If yes (Y), the process proceeds to ST65, and if no (N), ST64 is repeated.
In ST65, it is determined whether or not the transaction history inquiry result is a mismatch of the personal identification number. If yes (Y), the process proceeds to ST52, and, if no (N), the process proceeds to ST66.

In ST66, transaction history print confirmation image 43 (see FIG. 4K) is displayed on touch panel 16. Then, the process proceeds to ST67.
In ST67, it is determined whether or not an input to print out (output) the transaction history list from the copying machine 7, that is, whether or not the print execution icon 43a is selected and input in the transaction history print confirmation image 43 is determined. . If no (N), the process proceeds to ST68, and if yes (Y), the process proceeds to ST69.
In ST68, it is determined whether or not an input for not printing the transaction history is made, that is, whether or not a selection input for the print non-execution icon 43b is made in the transaction history print confirmation image 43. If no (N), the process returns to ST67, and if yes (Y), the process proceeds to ST39.
In ST69, the transaction history information is transmitted to the copying machine 7, and the transaction history information is output. Then, the process proceeds to ST39.

(Explanation of copier flowchart)
FIG. 10 is a flowchart of the copying machine of the transaction history information output system according to the first embodiment.
FIG. 11 is an explanatory diagram of an example of a list of transaction history information according to the first embodiment.
The processing of each ST (step) in the flowchart of FIG. 10 is performed according to a program stored in the ROM of the copying machine 7 or the like. This process is executed in a multitasking manner in parallel with other various processes of the copying machine 7.
The flowchart shown in FIG. 10 is started when the power of the copying machine 7 is turned on.

In ST81 of FIG. 10, it is determined whether or not the transaction history information transmitted from ATM 4 has been received. If yes (Y), the process proceeds to ST82, and, if no (N), the process proceeds to ST83.
In ST82, based on the received transaction history information, a sheet (for example, A4 plain paper) accommodated in the sheet feed tray TR is fed, and the transaction history information list 52 (see FIG. 11) is light blue on the sheet. (Light blue) is printed and discharged to the discharge tray TRh. Then, the process returns to ST81.
In ST83, it is determined whether or not the copy start key UI1 has been input. If yes (Y), the process proceeds to ST84, and, if no (N), the process returns to ST81.
In ST84, it is determined whether or not printing is possible, that is, whether or not a coin that is a copy fee has been inserted into the coin insertion type copying machine 7. If yes (Y), the process proceeds to ST85, and if no (N), ST84 is repeated.
In ST85, a copy operation is executed according to the input copy fee. Then, the process returns to ST81.

(Operation of Example 1)
In the transaction history information output system S of the first embodiment having the above configuration, the transaction history can be inquired and output from the copying machine 7 using the ATM 4 installed in the convenience store 3. That is, since the copying machine 7 capable of printing more information than the use statement printing apparatus built in the ATM 4 is used, the history (transaction history information) of past transaction contents can be printed out (output). it can. As a result, even if you do not have a passbook, you can operate the ATM 4 and output it from the copier 7 to easily obtain transaction history information, improving convenience. Also, unlike financial institution stores, it is possible to use the ATM 4 installed in the convenience store 3, which is open 24 hours a day, so that the transaction history information of the financial institution that the user wants to inquire can be used. Improves. In addition, since a copying machine for an existing copy service is used, hardware change and investment can be reduced, and it can be smoothly introduced.

Further, in the transaction history information output system S of the first embodiment, when the transaction history information is printed out from the copying machine 7, the sheet is discharged face down, so the image recording surface of the output sheet is the lower surface, In the output state, the transaction history information is difficult to be seen by others other than the user, so that personal information can be protected and safety is improved.
Furthermore, in the transaction history information output system S of the first embodiment, the transaction history information is image-recorded (printed) in light blue (light blue), so that the printed transaction history information is briefly touched by a third party. Even if you see it (even if you glance), it is difficult to see the details. Therefore, since the contents of the printed transaction history information are difficult to see, safety is improved and personal information can be protected.
Further, in the transaction history information output system S of the first embodiment, since the transaction history information transmitted from the ATM 4 to the copying machine 7 is encrypted, security is increased and safety is increased.
Furthermore, in the transaction history information output system S according to the first embodiment, when transaction history information is referred to, authentication is performed using a personal identification number, so that safety is improved.

(Example of change)
As mentioned above, although the Example of this invention was explained in full detail, this invention is not limited to the said Example, A various change is performed within the range of the summary of this invention described in the claim. It is possible. Modification examples (H01) to (H011) of the present invention are exemplified below.
(H01) In the above-described embodiment, the copying machine for copy service is exemplified as the transaction history information output device. However, the present invention is not limited to this. For example, a printer for printing service such as a digital camera can be used. . Further, the present invention is not limited to a coin-insertion type copying machine, and it is also possible to use a prepaid card settlement method, a postpayment method, or a free copying machine.

(H02) In the above embodiment, a full-color copying machine is illustrated, but a monochrome copying machine can also be used. Further, although the transaction history information is printed out in light blue (light blue) that is difficult to be visually recognized, it can be printed out in black or other colors.
(H03) In the above embodiment, the copying machine 7 and the ATM 4 are connected by the wired cable 8. However, the present invention is not limited to this, and a terminal control device such as a router that controls wireless transmission or transmission / reception of information is used. It is also possible to connect.
(H04) In the above embodiment, ATM is exemplified as the transaction history inquiry device. However, the present invention is not limited to this, and a CD (Cash Dispenser) or a dedicated terminal for transaction history inquiry can also be used.

(H05) In the above embodiment, the transaction history information transmitted from the ATM 4 to the copying machine 7 is transmitted after being encrypted, but can be transmitted without being encrypted.
(H06) In the above embodiment, when using a copying machine having a post-processing device that performs stapling or punching as the transaction details information output device, the transaction details information is recorded when the transaction details information is printed out. In addition to the printed sheet, a cover is printed, and the cover is superimposed on the image recording surface side where the transaction details information is recorded and stapled. It can also protect information and increase safety.
(H07) In the above-described embodiment, it is desirable to use a personal identification number for customer authentication when inquiring transaction history information, but it is also possible not to enter a personal identification number.

(H08) In the above embodiment, when the transaction history information is output, it is printed out free of charge. However, it is not possible to print out unless coins are inserted, or the fee required for printing out is automatically charged from the account. It is also possible to construct such that it is pulled down.
(H09) In the above-described embodiment, it is also possible to configure so that the user can specify the output transaction history information. For example, the transaction history information for the past month, the latest 10 transaction history information, and the transaction history information within the period specified by the user can be specified or input by the user and output.
(H010) In the above embodiment, the transaction history inquiry device and the transaction history information output device are installed in the convenience store 3, but can also be installed in a financial institution store or in a cash corner of a commercial facility or an underground mall. is there.
(H011) In the above-described embodiment, it is desirable to discharge face down to the paper discharge tray TRh, but it is also possible to use the copier 7 that is discharged in a state where the image recording surface is the upper surface (face up state). .

FIG. 1 is an explanatory diagram of Embodiment 1 of the transaction history information output system of the present invention. FIG. 2 is a block diagram (function block diagram) showing functions of the database server of the transaction history information output system shown in FIG. FIG. 3 is a block diagram (functional block diagram) showing the ATM function of the transaction history information output system shown in FIG. FIG. 4 is an explanatory diagram of an image displayed on the ATM information display screen of Example 1, FIG. 4A is an explanatory diagram of a transaction initial image, FIG. 4B is an explanatory diagram of a card insertion notification image, and FIG. 4D is an explanatory diagram of a deposit input notification image, FIG. 4E is an explanatory diagram of a count amount confirmation image, FIG. 4F is an explanatory diagram of a PIN number input image, FIG. 4G is an explanatory diagram of a withdrawal amount input image, 4H is an explanatory diagram of a withdrawal amount input image with a balance shortage notice, FIG. 4I is an explanatory diagram of a password mismatch image, FIG. 4J is an explanatory diagram of a balance inquiry image, and FIG. 4K is an explanatory diagram of a transaction history print confirmation image. FIG. 5 is a block diagram (function block diagram) showing functions of the copying machine of the transaction history information output system shown in FIG. FIG. 6 is a flowchart of the database server of the transaction history information output system according to the first embodiment. FIG. 7 is an ATM flowchart of the transaction history information output system according to the first embodiment. FIG. 8 is an ATM flowchart of the transaction history information output system of the first embodiment, and is a continuation flowchart of FIG. FIG. 9 is an explanatory diagram of an example of a usage statement slip printed out from the ATM according to the first embodiment. FIG. 10 is a flowchart of the copying machine of the transaction history information output system according to the first embodiment. FIG. 11 is an explanatory diagram of an example of a list of transaction history information according to the first embodiment.

Explanation of symbols

1 ... Transaction history information storage device,
3 ... Convenience store,
4 ... Transaction history inquiry device,
7 ... Transaction history information output device,
C2 ... transaction history information storage means,
C3 ... Customer authentication means,
C16D ... Transaction history inquiry means,
C16E ... Transaction history information transmission means,
C21 ... Transaction history information receiving means,
S ... Transaction history information output system,
U1 Image recording apparatus.

Claims (16)

A transaction history information storage device having transaction history information storage means for storing transaction history information between a user and a financial institution;
Transaction history inquiry means for making an inquiry of the transaction history information stored in the transaction history information storage means, transaction history information transmitting means for transmitting the transaction history information to a transaction history information output device in response to a user input, A transaction history inquiry device connected to the transaction history information storage device,
Transaction history information receiving means provided at a position separated from the transaction history inquiry device and connected to the transaction history inquiry device and receiving the transaction history information transmitted from the transaction history inquiry device; A transaction history information output device having an image recording device for image-recording the transaction history information on a sheet, wherein the transaction history information output device comprises a copying machine that performs copying of a document different from the printing of the transaction history information according to payment of a fee The transaction history information output device for discharging face down so that the image recording surface of the image-recorded sheet is the lower surface;
A transaction history information output system characterized by comprising:   The transaction history information output system according to claim 1, wherein the transaction history inquiry device and the transaction history information output device are installed in a place other than the store of the financial institution.   The transaction history information output system according to claim 2, wherein the transaction history inquiry device and the transaction history information output device are installed in a convenience store.   4. The transaction history information output system according to claim 1, wherein the transaction history information image-recorded on the sheet is transaction history information of a plurality of times between a user and a financial institution. The entrance / exit where a medium storing information for authenticating a user can enter and exit, and the transaction stored in the transaction history information storage unit by transmitting the information stored in the medium to the transaction history information storage device The transaction history inquiry device having the transaction history inquiry means for inquiring history information;
The transaction history information output system according to any one of claims 1 to 4, further comprising:   The transaction history information output system according to any one of claims 1 to 5, further comprising the image recording device that records the transaction history information in a light blue system that is difficult to visually recognize. The transaction history information that is provided at a position separated from the transaction history inquiry device that inquires transaction history information between a user and a financial institution and is connected to the transaction history inquiry device and transmitted from the transaction history inquiry device Transaction history information receiving means and an image recording apparatus for recording the received transaction history information on a sheet, and copying a document different from the printing of the transaction history information in response to a fee payment A transaction history information output device comprising a copying machine and discharging face down so that an image recording surface of the image-recorded sheet is a lower surface.   8. The transaction history information output device according to claim 7, wherein the transaction history information output device is installed in a place other than the store of the financial institution.   The transaction history information output device according to claim 8, wherein the transaction history information output device is installed in a convenience store. Has a doorway information is stored medium can and out for authenticating the user, and the information stored in the medium transaction history information of the user and the financial institution stored transaction history information storage device the transaction history information receiving unit that receives the transaction history information transmitted from the transaction history inquiry device which transmits to querying of the transaction history information,
The transaction history information output device according to claim 7, further comprising:   The transaction history information output device according to claim 7, further comprising the image recording device that records the transaction history information in a light blue system that is difficult to visually recognize.   12. The transaction history information output device according to claim 7, wherein the transaction history information image-recorded on the sheet is transaction history information of a plurality of times between a user and a financial institution. Transaction history inquiry means for referring to the transaction history information to a transaction history information storage device for storing transaction history information between a user and a financial institution;
A transaction history information output device for image-recording the transaction history information on a sheet in response to a user input, comprising: a copier that performs copying of a document different from printing of the transaction history information in response to payment of a fee is a transaction history information transmission means for transmitting the transaction history information to the transaction history information output device image recording surface of the image recording sheets are face-down output so that the lower surface,
A transaction history inquiry device comprising:   The transaction history inquiry apparatus according to claim 13, wherein the transaction history inquiry apparatus is installed in a place other than the store of the financial institution.   The transaction history inquiry device according to claim 14, wherein the transaction history inquiry device is installed in a convenience store. An entrance / exit through which a medium storing information for authenticating a user can enter and exit;
The transaction history inquiry for querying the transaction history information to a transaction history information storage device that stores information stored in the medium to the transaction history information storage device and stores transaction history information between a user and a financial institution. Means,
The transaction history inquiry device according to any one of claims 13 to 15, further comprising:

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