JP3232295B1 - Specific company information provision collection system - Google Patents

Abstract

An object of the present invention is to make it possible to provide information to an optimal company member so as to link a reduction in Internet connection price to an increase in the number of members in a specific company. It is an object of the present invention to provide a system that enables information to be collected more reliably than a target that is a company member. In a system for providing and collecting information through a telecommunication line, a means for authenticating a user based on user authentication information stored in a password database when a user who is a member of a specific company accesses the system. And automatically provide the user with information on services and products pre-registered by a specific company, send an inquiry to the user regarding the acceptance request to the user, and further collect the offer of the product and the service from the user. And a means for recording the information, and a means for permitting the user to access the Internet after collecting answers from the user.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a system for providing and collecting information through a telecommunication line.

[0002]

2. Description of the Related Art In recent years, the spread of the Internet has been remarkable. However, when a general consumer connects to the Internet, it is necessary to pay a communication fee, that is, a telephone bill, to the first-class communication carrier and a connection fee to an Internet connection company. That is, the necessity of paying a double connection fee is a barrier to the spread of the Internet. For this reason, a method has been already implemented in which an advertisement is always displayed on a monitor of a personal computer together with an Internet browsing browser when connected to the Internet. In this case, the connection method does not require payment of a connection fee to an Internet connection company by displaying an advertisement. By using this method, the problem of paying double connection charges is solved. However, when more general consumers are actually connected, there is a limit to be able to cover all the communication charges with a fixed advertising revenue.
For this reason, there has been a problem that the number of connected users must be limited.

[0003] When a general public connects to the Internet at home, the above-mentioned Internet connection company, ie, a provider, subscribes. In recent years, its subscribers have exploded with the increase of the Internet. On the other hand, there are many specific companies that have a membership organization and that the number of subscribers has reached a plateau every day. There is currently no proposed way to link this provider to other companies.

[0004]

SUMMARY OF THE INVENTION In order to solve the above-mentioned problems, an object of the present invention is to select an optimal company member in order to reduce the Internet connection price to increase the number of members in a specific company. It is an object of the present invention to provide a system that enables information to be provided to an object, and enables information to be collected more reliably than an object that is an optimal company member.

[0005]

SUMMARY OF THE INVENTION The present invention relates to a system for providing and collecting information through a telecommunication line, which relates to user authentication stored in a password database when a user who is a member of a specific company accesses the system. means for authenticating the user based on the information, together with the automatically provide information about pre-registered services and products by a specific company to the user, and transmits the accepted placed inquiries desired user, yet the commodity from the user And a means for collecting and recording the offer to accept the service, and a means for permitting the user to access the Internet after collecting answers from the user.

[0006] a member of the member credit card company for a particular company, to Tomo and automatically provide information about pre-registered services and products to the user by the credit card company, to user queries related to purchase hope Means for transmitting and further collecting and recording the order and settlement offer for the product and the service purchase from the user; means for transmitting the user settlement offer information to the credit card company; There may be provided a means for receiving information as to whether or not a given user has been credited, and permitting an order for purchase of a product and settlement via a credit card company only when the user is credited.

[0007] A member of a specific company is a member of a company engaged in temporary staffing, and means for obtaining recruiting condition information obtained from a staffing company, and automatically providing the recruiting condition information to a user. Means for sending an inquiry for job hunting condition information to the user, and further collecting and recording the answer from the user; means for providing data obtained by collecting and recording the answer from the user to a temporary staffing company; And means for permitting the user to access the Internet after collecting the information.

[0008] The recruitment condition information may be composed of occupation, occupation type, occupational skill, industry, company name, workplace information, number of recruited personnel, recruitment time, and presented working conditions. .

[0009] The job recruiting condition information includes a user's desired job, a user's desired job, a user's desired job skill, a user's desired industry, a user's desired company name,
It may be configured from user work desired workplace information, user recruitment desired human resources recruitment number, user work desired work conditions, and user occupation history.

Means for authenticating the user based on the information relating to user authentication stored in the password database when the member of the specific company is a non-bank member and is accessed by a user who is a non-bank member; and means for obtaining a presentation loan information from non-bank, along with automatically provide the presentation loan information to the user, and sends a query about financial transaction offer information to the user, further means for collecting and recording the answer from the user And means for transmitting data obtained by collecting and recording the answer from the user to the non-bank, and means for permitting the user to access the Internet after collecting the answer from the user.

[0011] The presented loan information may include an interest rate, a loan amount, a repayment date, guarantor information, a settlement method, a settlement account, and a repayment method.

[0012] The user desired loan condition information, and Yu over The hope interest rates, and the user would like the loan amount, and the user's desire repayment period, it may be configured from a user's desire guarantor information.

When the member of the specific company is a bank account opener and is accessed by a user who is the bank account opener, the user is authenticated based on the user authentication information stored in the password database. Means, means for obtaining financial transaction report information from the bank, and automatically providing the financial transaction report information to the user, transmitting an inquiry about the financial transaction offer information to the user, and further collecting and answering the user. Recording means, means for collecting and recording the answer from the user and transmitting the recorded data to the bank, and means for permitting the user to access the Internet after collecting the answer from the user. .

[0014]

[0015]

The financial transaction report information, wherein the financial transaction information includes a bank account number, a transaction record of the bank account,
It may be information composed of a bank account balance record.

The financial transaction offer information may include transfer instruction information, time deposit cancellation instruction information, and time deposit creation instruction information.

If the member of the specific company is a member of the mail-order organization related to the sale item and is accessed by a user who is a member of the mail-order organization related to the sale item, the user stored in the password database Means for authenticating the user based on the information on the authentication, means for obtaining the sale item presentation information from the mail order organization, and automatically providing the user with the sale item presentation information by the mail order organization,
A means for sending an inquiry about the status of the order of the user's desired sales item to the user, a means for collecting and recording the answer from the user, a means for making an order to the mail order organization in accordance with the information on the sales item desired by the user, Means for permitting the user to access the Internet after the collection.

The sale item presentation information may be information including a product name, a product price, a product video, and a product number.

The goods for sale include land, buildings, rental real estate, cars, used cars, custom cars, receivables, securities, life insurance, fire insurance, investment trust products, and travel products. And overseas imported goods, sports equipment,
It may be composed of outdoor goods, apparel, jewelry, painting, art, care products, organic vegetables, used goods, antiques, pet animals, food animals, and houseplants. .

The desired sale item ordering status may be composed of a product number desired by the user, a product number desired by the user, a product order request requested by the user, and a settlement request of the product desired by the user. Good.

[0022] The sales goods presented information is a service information, the service information, and the service name, and service prices, and service the video, may be there in the information composed of a service number.

[0023] and the products sold the goods home delivery services, and housing renovation design, auction and, barter and may be composed of a pay broadcast aired.

The user-desired sales order status includes a service number desired by the user, the number of services desired by the user, a service order request requested by the user, and a settlement request for the service desired by the user. Is also good.

Means for authenticating the user based on the information on the user authentication stored in the password database when the member of the specific company is a member of a sports club and is accessed by a user who is a member of the sports club. Means for obtaining member presentation information from a sports club, means for automatically providing the member presentation information to the user, transmitting an inquiry to the member offer information to the user, and collecting and recording the answer from the user And means for collecting and transmitting a response from the user to the sports club, and means for allowing the user to access the Internet after collecting the response from the user.

The member presentation information is composed of the health status of the sports club members, the training results, the training menu information, the event information, the equipment use reservation information, the lesson course list, the fee table, and the contents of the questionnaire. May be done.

The member application information includes a facility, room, and equipment use reservation input form, a training schedule report form, a lesson absence schedule, a questionnaire result report form, a proposal for sports club contents, and sports club contents. , A good point about the contents of the sports club, and the route information that can know the sports club.

When the member of the specific company is a member of the educational institution and is accessed by a user who is a member of the educational institution, the user is authenticated based on the information on the user authentication stored in the password database. Means, means for obtaining educational institution information from the educational institution, and automatically providing the educational institution information to the user, transmitting an inquiry to the membership application information to the user, and further collecting and recording the answer from the user. Means for transmitting data obtained by collecting and recording answers from the user to the educational institution information, and means for permitting the user to access the Internet after collecting the answers from the user. .

In the method for providing and collecting information through a telecommunication line, when an authentication server is accessed by a user who is a member of a specific company, the authentication server is configured to authenticate the user based on information related to user authentication stored in a password database. a step of authenticating, with automatically provide information about pre-registered services and products to the user by the information gathering server specific company, the collection information service
The server sends an inquiry about the request for acceptance to the user, and further, the collection information server collects and records the service and the offer for accepting the product from the user, and the Internet from the user after collecting the answer from the user. And a step of allowing a server to access the information providing system.

When a member of a specific company is a member of a credit card company and there is access from a user who is a member of the credit card company, an information collection server
But with automatically provides the user with information about the pre-registered services and products by the credit card company, collecting information to send the server inquiry about the desired purchase to the user, further to the services and the goods purchased from the user Collect information on orders and settlement offers
A collecting information server , a collecting information server transmitting a user settlement offer information to a credit card company, and a collecting information server providing a user who has made an offer from the credit card company. Receiving the information as to whether or not the credit has been received, and only when the credit has been received, the collection information server permits the ordering of the product purchase and the settlement through the credit card company. And allowing the server to access the Internet.

When a member of a specific company is a member of a company that engages in temporary staffing and is accessed by a user who is a member organization of the company that engages in temporary staffing, user judgment is performed.
And determining the user by comparing the server condition statement, information
With broadcast collection server automatically provides job condition information previously registered in the user sends a query job condition information to the user, a step of further collect and record responses from the user, the collection information server said The method may include a step of providing data obtained by collecting and recording the answer from the user to the temporary agency, and a step of allowing the server to access the Internet from the user after collecting the answer from the user.

The recruiting condition information may be composed of occupation, occupation type, occupational skill, industry, company name, workplace information, number of recruited personnel, recruitment time, and presented working conditions. .

The job recruiting condition information includes a user's desired job, a user's desired job, a user's desired job skill, a user's desired industry, a user's desired company name,
It may be configured from user employment desired workplace information, user employment desired human resource recruitment number, user employment desired work conditions, and user occupation history.

When a member of a specific company is a non-bank member and the authentication server is accessed by a user who is a member of the non-bank organization, the user is authenticated based on the user authentication information stored in the password database. And the user judgment server compares the condition
Process to determine the user by using the information collection server
With automatically provide a presentation loan information to a user is, the step of sending a query about user's desire lending information to the user, to further collect and record responses from the user, the collection information server answers from said user The server may include transmitting the collected and recorded data to the financial company, and collecting a response from the user and then allowing the server to access the Internet from the user.

The presented loan information may include an interest rate, a loan amount, a repayment date, guarantor information, a settlement method, a settlement account, and a repayment method.

[0036] The user desired loan information, and Yu over The hope interest rates, and the user would like the loan amount, and the user's desire repayment period, may be configured from a user's desire guarantor information.

When a member of a specific company is a bank account opener and there is access from a user who is the bank account opener, the information collection server automatically provides the financial transaction report information to the user. with, sends a query about the financial transactions offer information to the user, and a step to further collect and record the answers from the user, the collected information service
And transmitting the data over server collects and records the answer from the user to the bank, access to the Internet from the user may be composed of a step of the server allows After collecting responses from the user .

[0038]

[0039]

The financial transaction report information includes a bank account number, a transaction record of the bank account,
It may be information composed of a bank account balance record.

The financial transaction offer information may be composed of transfer instruction information, time deposit cancellation instruction information, and time deposit creation instruction information.

When the member of the specific company is a member of the mail order organization related to the sales item and the authentication server is accessed by a user who is a member of the mail order organization related to the sales item, the member is stored in the password database. a step of authenticating the user based on the information on the user authentication is a user
A step in which the determination server compares the condition sheet to determine the user, and an information collection server automatically provides the user with the sales item presentation information by the mail order organization, and sends an inquiry about the user's desired sales item order status to the user. and a step of further collect and record responses from the user, mail-order
A step in which the sales organization terminal places an order with the mail-order organization according to the user's desired sales item information and performs settlement, and collects responses from the user and then accesses the Internet from the user.
And a step permitted by the server .

The sale item presentation information may be information comprising a product name, a product price, a product video, and a product number.

The goods for sale include land, buildings, rental real estate, cars, used cars, custom cars, receivables, securities, life insurance, fire insurance, investment trust products, and travel products. And overseas imported goods, sports equipment,
It may be composed of outdoor goods, apparel, jewelry, painting, art, care products, organic vegetables, used goods, antiques, pet animals, food animals, and houseplants. .

The desired sales item order status may be composed of a product number desired by the user, a number of products desired by the user, a product order request requested by the user, and a settlement request of the product desired by the user. Good.

[0046] The sales goods presented information is a service information, the service information, and the service name, and service prices, and service image, may be information composed of a service number.

[0047] and the products sold the goods home delivery services, and housing renovation design, auction and, and barter exchange, may be composed of a pay broadcast aired.

The user-desired sales product order status is composed of a service number desired by the user purchase, the number of services desired by the user purchase, a service order request requested by the user purchase, and a settlement request of the service desired by the user purchase. Is also good.

When a member of a specific company is a member of a sports club and the authentication server is accessed by a user who is a member of the sports club, the authentication server authenticates the user based on the information on user authentication stored in the password database. And the user judgment server compares the condition
Determining the user by comparing the information , the information collection server automatically provides the user with the member presentation information, transmits an inquiry to the member offer information to the user, and further collects and records an answer from the user. Process and collection information
The information server may comprise a step of collecting responses from the user to the sports club and transmitting the record, and a step of allowing the server to access the Internet from the user after collecting the responses from the user.

[0050] The member presentation information may be constituted by the health status of the sports club member, training results, training menu information, event information, and equipment use reservation information.

This member offer information may be composed of an appliance use reservation input form and a training schedule report form.

If a member of a specific company is a member of an educational institution,
When the authentication server is accessed by a user who is a member of the educational institution, the step of authenticating the user based on the information related to the user authentication stored in the password database, and the user determination server compares the condition sheet. You
Determining the user, the information collection server automatically provides the user with the pre-registered educational institution information, sends an inquiry to the member offer information to the user, and further receives an answer from the user. Collection and recording process and collection information
A server that collects and records answers from the user to the educational institution information and transmits the data; and collects the answers from the user and then allows the server to allow the user to access the Internet. Good.

[0053]

Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is an explanatory diagram showing the configuration of a credit card company information providing system according to the present invention.

FIG. 2 is a flowchart showing the initial registration procedure of the credit card company information providing system according to the present invention.

FIG. 3 is a first flowchart showing the actual procedure of the credit card company information providing system according to the present invention.

FIG. 4 is a second flowchart showing the actual procedure of the credit card company information providing system according to the present invention.

FIG. 5 is an explanatory diagram showing the configuration of a temporary staffing company information providing system according to the present invention.

FIG. 6 is a flowchart showing the procedure of the initial registration of the temporary staffing company information providing system according to the present invention.

FIG. 7 is a first flowchart showing the actual procedure of the staffing company information providing system according to the present invention.

FIG. 8 is a second flowchart showing the actual procedure of the temporary staffing company information providing system according to the present invention.

FIG. 9 is an explanatory diagram showing the configuration of the non-bank information providing system according to the present invention.

FIG. 10 is a flowchart showing the procedure of the initial registration of the non-bank information providing system according to the present invention.

FIG. 11 is a first flowchart showing the actual procedure of the non-bank information providing system according to the present invention.

FIG. 12 is a second flowchart showing the actual procedure of the non-bank information providing system according to the present invention.

FIG. 13 is an explanatory diagram showing the configuration of the bank information providing system according to the present invention.

FIG. 14 is a flowchart showing the initial registration procedure of the bank information providing system according to the present invention.

FIG. 15 is a first flowchart showing the actual procedure of the bank information providing system according to the present invention.

FIG. 16 is a second flowchart showing the actual procedure of the bank information providing system according to the present invention.

FIG. 17 is an explanatory diagram showing the configuration of a mail-order organization information collection and provision system for a product according to the present invention.

FIG. 18 is a flowchart showing the procedure of the initial registration of the mail-order organization information collection and provision system for the product according to the present invention.

FIG. 19 is a first flowchart showing the actual procedure of the mail-order organization information collection and provision system for products according to the present invention.

FIG. 20 is a second flowchart showing the actual procedure of the mail-order organization information collecting and providing system for products according to the present invention.

FIG. 21 is an explanatory diagram showing the configuration of a mail-order organization information collection and provision system relating to the service according to the present invention.

FIG. 22 is a flowchart showing the procedure of the initial registration of the mail-order organization information collecting and providing system relating to the service according to the present invention.

FIG. 23 is a first flowchart showing the actual procedure of the mail order organization information collection and provision system relating to the service according to the present invention.

FIG. 24 is a second flowchart showing the actual procedure of the mail-order organization information collecting and providing system relating to the service according to the present invention.

FIG. 25 is an explanatory diagram showing the configuration of a sports club information collection and provision system according to the present invention.

FIG. 26 is a flowchart showing the initial registration procedure of the sports club information collecting and providing system according to the present invention.

FIG. 27 is a first flowchart showing the actual procedure of the sports club information collecting and providing system according to the present invention.

FIG. 28 is a second flowchart showing the actual procedure of the sports club information collecting and providing system according to the present invention.

FIG. 29 is an explanatory diagram showing the configuration of the educational institution information collection and provision system according to the present invention.

FIG. 30 is a flowchart showing the initial registration procedure of the educational institution information collection and provision system according to the present invention.

FIG. 31 is a first flowchart showing the actual procedure of the educational institution information collection and provision system according to the present invention.

FIG. 32 is a second flowchart showing the actual procedure of the educational institution information collection and provision system according to the present invention.

Hereinafter, 1) Configuration and implementation procedure of the credit card company information providing system according to the present invention 2) Configuration and implementation procedure of the staffing company information providing system according to the present invention 3) Non-bank information providing system according to the present invention 4) Configuration and implementation procedure of bank information providing system according to the present invention 5) Configuration and implementation procedure of mail-order company information providing system related to goods according to the present invention 6) Communication related to service according to the present invention Configuration and implementation procedure of sales company information provision system 7) Configuration and implementation procedure of sports club information provision system according to the present invention 8) Configuration and implementation procedure of educational institution information provision system according to the present invention will be described in this order.

1) Configuration and Implementation Procedure of Credit Card Company Information Providing System According to the Present Invention The system 170 for providing and collecting credit card company information through a telecommunication line according to the present invention (hereinafter referred to as a credit card information providing and collecting system) As shown in FIG. 1, it is electrically connected to the credit card member user communication terminal 106 via the Internet 80, the credit card company information collection terminal 160, and the access line 8.

The Internet 80 uses the Ethernet and TCP / IP as protocols, and LANs and W
A network connected to the AN.

The credit card information collecting terminal 160
Any device having a communication function, a data input function, and a data display function may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device. The credit card information collection terminal 160
The credit card company is used to browse the collected information by connecting to the temporary staffing registration information providing collection system 270. Here, the credit card company collects information from a user having a high degree of suitability, gives credit to the credit card user, and sends the data to the staffing agency registration information provision collection system 270 for the purpose of performing settlement. Means a company that issues credit cards that it provides and collects.

The access line 8 is an analog public line, an ISDN line, a wireless or cable television communication line, or any other wired communication line to which an unspecified number of people cannot simultaneously connect. May be.

Credit card member user communication terminal 10
Reference numeral 6 denotes a terminal used by a credit card member to connect to the present system. Any device having a communication function, a data input function, and a data display function may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device. Here, the user means a user who connects to the staffing company registration information provision collection system 270 for the purpose of connecting the credit card member user communication terminal 106 to the Internet 80.

The credit card company information providing and collecting system 170 includes an access point 4 and a central server 2.

[0093] The access point 4 is connected from the credit card member user communication terminal 106 through the access line 8. The credit card member user connects to the credit card company information provision collection system 170 from the access point 4 closest to the installation location of the credit card member user communication terminal 106. This is because the connection can be established with the lowest communication fee. The access point 4 includes an authentication server 10 and a password database 12 therein.

The password database 12 is a database of passwords registered in advance to authenticate a user. This device can be authenticated with a password alone.

The authentication server 10 authenticates, using the password database 12, whether or not the password of the user accessing via the credit card member user communication terminal 106 is appropriate. The authenticated user
Further, it is connected to the central server 2. Unauthenticated users are disconnected. The presence of the authentication server 10 makes it possible to prevent unauthorized access.

The central server 2 provides specific information to the user according to the authentication result, and also collects information on a product purchase request and a settlement request from a user who meets conditions specified by the credit card company. The central server 2
It comprises a user determination server 20, an information collection server 130, a collection information server 140, and a web server 50.
The central server 2 is a main part for realizing the present invention.

The user determination server 20 determines the suitability of the user data of the user who has requested the connection based on the condition document determined by the credit card company by the determination program. The user determination server 20 includes a user database 22
And a condition sheet 24 and a user determination program 26. The existence of the user determination server 20 allows the credit card company to improve the efficiency of information collection by collecting information from optimal users.

[0098] The user database 22 includes passwords and personal information of each user. The personal information is, specifically, the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, interests, and the name of the city of consumption, that is, a place where shopping is mainly performed. , Education, preferences, travel history, and temperament or a combination thereof. The personal information is an important factor when determining a user based on the condition sheet 24. It is created by connecting users obtaining their passwords before connecting and providing their personal information in exchange.

The condition sheet 24 exists for each credit card company. The condition sheet 24 describes the conditions of the target user required by the credit card company, the occupation name of the user, the age,
Date of birth, gender, annual income, address, hobbies, matters of interest, name of consuming city, i.e., where to mainly shop, educational background, preference, travel history, disposition Alternatively, a range to be collected is set for each item in the combination. That is, by creating the condition sheet 24, the credit card company can collect information by narrowing down to only the optimum user among all connected users.

The user determination program 26 searches the user database from the password of the connected user. It is determined whether the searched user database is applicable to the condition sheet 24 of the credit card company having the highest priority and each item. If it is determined that all items are applicable, the user is connected to the information collection server 130. If any of the items does not apply, it is determined whether or not the condition sheet 24 of the credit card company having the second highest priority and each item are applicable. When it is determined that all items are applicable, the user is connected to the information collection server. If any of the items do not apply, similarly to the above, it is determined according to the priority order until it is applicable, and the user is connected to the information collection server 130 at the time when it is determined whether it corresponds to any credit card company according to the determination result Let it. By using this determination program, an optimal combination of a user and a credit card company is determined.

The information collection server 130 provides specific information to the user determined to be compatible and obtains information requested by the credit card company from the user. The information collection server 130 includes a service and product information database 132 and an information provision collection program 13
And 4. Due to the existence of this server,
It is possible to provide information to an optimal user and to collect information.

Service and product information database 132
Is information provided and accumulated by a credit card company in order to provide optimal information to a user whose suitability has been determined by the user determination server. Specifically, travel information, bridal information, cosmetics information, movie information, gourmet information, employment information, investment information, insurance and financial information, entertainment information, music information, prize information, The information includes diet method information, beauty information, house information, electric product information, plant information, animation information, toy information, health information, fortune-telling information, and other information.

[0103] The information provision collection program 134 is composed of an information provision program and an information collection program.

The information providing program transmits to the credit card member user communication terminal 106 the information provided from the credit card company and stored in the provided information database to the user who is more suitable than the conditions determined by the user determination server. I do.

The information collection program is a program for generating a form of an item required by a credit card company for a user who is more suitable than the conditions determined by the user determination server, inputting the form to the user, and totalizing the form. The items requested by the credit card company are data including the type and quantity of goods and services purchased and the delivery date. The collected data is sent to the collection information server 140.

The collection information server 140 has a function of storing the information collected by the information collection server 130 and the information transmitted from the credit card company information terminal, and further transmitting and receiving the information to the credit card company. It is. The collection information server 140 has a purchase request inquiry database 142 and an order settlement database 143 therein. The collection information server 140 transmits purchase request inquiry data to the credit card member user terminal 106. Credit card member user terminal 106
Determines the product to be purchased. The credit card member user terminal 106 collects the purchase request and the settlement request
Send to 40. The transmitted purchase request and settlement request are stored in the purchase request inquiry database 142. The collection information server 140 transmits the purchase request and the settlement request to the credit card company information provision collection system 160. The credit card company information collection terminal 160 searches the credit information database 62 based on the transmitted purchase request and settlement request. The credit card company information collection terminal 160
When it is confirmed that there is no problem even if the credit is given based on the credit information database 62, the information that the credit is possible, the order, the settlement, and the information that the purchase is also possible are transmitted to the information collection server 140. And output an order and settlement execution instruction. The information collection server 140 records the transmitted information that the credit is possible, the order, the settlement, and the information that the purchase is also possible in the order settlement database 143. Further, the information to the effect that the settlement is permitted is transmitted to the credit card member user terminal 106.

The purchase request inquiry database 142 is a database in which the purchase request information, the settlement request information, and the purchase request credit card member user information transmitted from the credit card member user terminal 106 are stored.

When the credit card company information collection terminal 160 confirms that there is no problem in giving credit based on the credit information database 62, the order settlement database 143 contains information indicating that credit is possible and an order. This is a database in which information indicating that payment and purchase are possible is stored.

The web server 50 can be connected only to a user who has provided information to the information collection program. The user can access the Internet 8 only through the web server 50.
0 can be connected. Since the connection fee between the web server 50 and the Internet 80 is paid by the credit card company, the connection fee for the user is free.

FIG. 2 shows a data registration procedure, FIG. 3 shows an information collection and information provision procedure 1, and FIG. 4 shows an information collection and information provision procedure 2 in the credit card company information provision collection system 170.
Is shown.

In the data registration procedure shown in FIG.
First, it is necessary to become a member of a credit card company (S102).

The credit card company registers the data to be provided (S4).

Subsequently, the credit card company registers conditions for improving the compatibility by limiting the collection target. Specifically, it means designation of gender, designation of age range, designation of address, and the like. In addition, credit card companies
Information to be collected, such as market research and the recognition of the company's products, is registered (S6).

A user who wishes to make the Internet connection fee free by using this system registers his / her personal information. Specifically, the password, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, the items of interest, and the name of the city of consumption, that is, the place to shop mainly , Educational background, preferences, travel history,
Register any one or combination of temperament (S
8).

As described above, the operation of the present system becomes possible based on the initial registration procedure.

In the information collection and information provision procedure shown in FIG. 3, the user connects the credit card member user communication terminal 106 to the authentication server 10 (S9).

The user inputs a registered password from the credit card member user communication terminal 106 (S1).
0).

The authentication server 10 authenticates the input password as a valid password registered in the password database 12 (S12).

If the password is incorrect, the authentication server sends a disconnection signal and the connection is terminated (S14).

When the password is fair, the connection to the user determination server is further made (S16).

A condition card of a credit card company having a higher priority is selected. As this condition document, a condition document that has not been used for determination is used (S18). That is, the present step may be returned from the determination step (S22) and executed again. At this time, a condition document having the highest priority is selected from the condition documents excluding the condition document once determined. The priority is determined and described in advance for each credit card company in the determination program.

The condition database is compared with the user database 22 (S20). The user database describes the user's age, date of birth, gender, address, and the like. On the other hand, the terms and conditions are specifically described in the age range of 31 to 35 years, or the gender is female, or the conditions such as resident in any prefecture of Osaka, Kobe or Kyoto are determined and described by the credit card company. ing. Therefore, the determination program searches the user database for user data of the user who has input the password. Therefore, the user compares whether or not the condition is met.

The user determination program makes a comparison
It is determined whether the user data conforms to the condition sheet (S2
2). If not, the process returns to the step (S18) again, and re-comparison and re-determination are performed in accordance with the undetermined condition document having the next highest priority.

If applicable, the connection to the information collection server 130 is made (S24). That is, the user is a compatible user.

Therefore, a service compatible with the user
Product information is provided (S126). Specifically, travel information, bridal information, cosmetics information, movie information,
Gourmet information, employment information, investment information, insurance and financial information, entertainment information, music information, prize information, dieting method information, beauty information, home information, electric product information, plant information, , Animation information, toy information, health information, fortune-telling information and other information, from information or preference registered in the user database, determined by the preference or interest, any one of these information or a combination thereof Provided. That is, it is possible to provide information of a credit card company to a user having high compatibility.

Subsequently, the collection information server 140 transmits purchase request inquiry data to the credit card member user terminal 106 (S128).

Credit card member user terminal 106
Determines the purchased product (S130).

Credit card member user terminal 106
Transmits the purchase request and the settlement request to the collection information server 140 (S132).

The transmitted purchase request and settlement request are stored in the purchase request inquiry database 142 (S13).
4).

[0130] The collection information server 140 determines whether a purchase request and a settlement request are to be made by the credit card company information provision collection system 16.
0 (S136).

Credit card company information collection terminal 160
Searches the credit information database 162 based on the transmitted purchase request and settlement request (S138).

Credit card company information collection terminal 160
When it is confirmed that there is no problem even if the credit is given based on the credit information database 162, the information that the credit is possible, the order, the settlement, and the information that the purchase is also possible are stored in the information collection server 140. And outputs an order and settlement execution instruction (S140).

The information collection server 140 records the transmitted information indicating that credit is possible, the order, the settlement, and the information that purchase is also possible in the order settlement database 143 (S142).

[0134] Information indicating that the settlement is permitted is transmitted to the credit card member user terminal 106 (S144).

When credit is possible (S32), the ordering and settlement of the product purchase are permitted.

If credit is not possible (S30), the flow advances to input.

When the input has not been completed, the display of the information collection form is continued (S34).

When the input has been completed, a connection is made to the web server 50 prepared in advance (S36). The web server 50 provides various contents and website information. Specifically, it is cheap travel information and the like.

Thereafter, free connection to the Internet 80 is permitted free of charge (S38).

By the above procedure, the user can connect to the Internet 80 free of charge.

As described above, it has become possible for a credit card member to place an order in a highly secure communication network before connecting to the Internet. In addition, credit card companies can collect and provide information only to highly compatible users.
0 can be connected. In addition, since the credit card company can connect to the Internet free of charge, it can be a sales promotion item for acquiring the number of credit card members. For credit card companies, more credit card payments can be expected. Conversely, when providing the present system, the credit card member becomes a user of the present system, so that it is possible to expect an increase in the present system. In addition, since the use of credit cards is promoted, it is possible to obtain a commission from a credit card company.

2) Configuration and Implementation Procedure of Staffing Company Information Providing System According to the Present Invention A system 270 for providing and collecting staffing company information via a telecommunication line according to the present invention (hereinafter referred to as a staffing company information providing collection system). Is electrically connected to the staffing company member user communication terminal 206 via the Internet 80, the staffing company information collection terminal 260, and the access line 8, as shown in FIG.

A staffing agency is a company that recruits individuals who need labor, corporations and individuals who need work, or dispatches one or more workers to generate income from commission income. means.

[0144] The Internet 80 uses Ethernet and TCP / IP as protocols, and LANs and W
A network connected to the AN.

The personnel dispatching company information collecting terminal 260 may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device as long as it has a communication function, a data input function, and a data display function. The staffing agency information collection terminal 260 is composed of a job information database 262 and a job information database 264. The temporary staffing company information collection terminal 260 is provided by the temporary staffing company registration information providing and collecting system 2.
It is used to browse collected information by connecting to the server 70.

[0146] The job search information database 262 is a database of job search information transmitted from the collection information server 240 and accumulated.

The job hunting information includes a user employment occupation, a user employment occupation, a user employment occupation skill, a user employment desired industry, a user employment desired company name, a user employment desired workplace information, and a user employment desired human resource. It consists of the number of recruitment, user employment desired working conditions, and user occupation history.

The job information database 264 is a database composed of job information collected in advance.

The job information includes occupation, occupation type, occupational skill, industry, company name, workplace information, number of recruited personnel,
This is information composed of the recruitment time of human resources and the suggested working conditions.

Here, the temporary staffing company collects job recruiting condition information from highly adaptable users and provides the job recruiting information to the job seeker to perform job placement and recruitment, thereby providing a recruiting company registration information providing and collecting system 270. Means a company that provides and collects data.

The access line 8 is an analog public line, an ISDN line, a wireless or cable television communication line, or any other wired communication line that cannot be connected simultaneously by an unspecified number of people. May be.

[0152] Staffing company member user communication terminal 206
Is a terminal used by a registered member of a temporary staffing company to connect to this system. Any device having a communication function, a data input function, and a data display function may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device. Here, the user means a user who connects to the staffing company registration information provision collection system 270 for the purpose of connecting the staffing company member user communication terminal 206 to the Internet 80.

[0153] Staffing company registration information provision collection system 2
Reference numeral 70 includes the access point 4 and the central server 2.

The access point 4 is connected from the staffing company member user communication terminal 206 through the access line 8. The temporary staffing company registered member user connects to the temporary staffing company registration information provision collection system 270 from the access point 4 closest to the location where the temporary staffing company member user communication terminal 206 is installed. This is because the connection can be established with the lowest communication fee. Access point 4
Includes an authentication server 10 and a password database 12 therein.

The password database 12 is a database of passwords registered in advance to authenticate a user. This device can be authenticated with a password alone.

Authentication Server The server 10 uses the password database 12 to authenticate whether the password of the user accessed via the staffing company member user communication terminal 206 is appropriate. The authenticated user is further connected to the central server 2. Unauthenticated users are disconnected. The presence of the authentication server 10 makes it possible to prevent unauthorized access.

The central server 2 provides specific information to the user in accordance with the result of the authentication, and collects information on merchandise recruiting conditions from the user suitable for the conditions specified by the staffing agency. The central server 2 is a user determination server 2
0, an information collection server 230, a collection information server 240, and a web server 50. The central server 2 is a main part for realizing the present invention.

The user determination server 20 determines the suitability of the user data of the user who has made the connection request based on the condition document determined by the temporary staffing company by the determination program. The user determination server 20 stores the user database 22 and the condition sheet 2
4 and a user determination program 26. The presence of the user determination server 20 allows the staffing agency to improve information collection efficiency by collecting information from optimal users.

The user database 22 is composed of each user's password and personal information. The personal information is, specifically, the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, interests, and the name of the city of consumption, that is, a place where shopping is mainly performed. , Education, preferences, travel history, temperament, work skills, and / or work history. The personal information is an important factor when determining a user based on the condition sheet 24. It is created by connecting users obtaining their passwords before connecting and providing their personal information in exchange.

The condition sheet 24 exists for each staffing company. The condition sheet 24 describes the conditions of the target user required by the temporary staffing company as the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, matters of interest,
Consumer city name, mainly shopping place, educational background,
A range to be collected is set for each item in any one or a combination of taste, travel history, and temperament. That is, by creating the condition sheet 24, the temporary staffing company can collect information by narrowing down to only the optimal user among all connected users.

The user determination program 26 searches the user database from the password of the connected user. It is determined whether or not the searched user database is applicable to the condition sheet 24 of the first-class personnel dispatching company and each item. If it is determined that all items are applicable, the user is connected to the information collection server 230. If any one of the items does not apply, it is determined whether the condition is satisfied with the condition sheet 24 of the second-highest priority temporary staffing company and each item. When it is determined that all items are applicable, the user is connected to the information collection server. If any of the items do not apply, similarly to the above, it is determined according to the priority order until it is applicable, and the user is connected to the information collection server 230 when it is determined whether it corresponds to any of the temporary staffing companies according to the determination result. Let it. By using this determination program, the optimal combination of the user and the staffing company is determined.

The information collection server 230 provides specific information to the user determined to be compatible and obtains information requested by the staffing company from the user. The information collection server 230 includes a recruitment condition information database 232 and an information provision collection program 234. The presence of this server makes it possible to provide information to an optimal user and to collect information.

The recruiting condition information database 232 is information provided and accumulated by a staffing agency in order to provide optimal information to the user whose suitability has been determined by the user determination server.

The information provision collection program 234 includes an information provision program and an information collection program.

The information providing program uses the information provided by the temporary staffing company and stored in the provided information database for the user who is more suitable than the conditions determined by the user determination server, and transmits the information to the temporary staffing company member user communication terminal 206
Send to

The information collection program is a program for generating a form of an item requested by a staffing agency for a user who is more suitable than the conditions determined by the user determination server, inputting the form to the user, and totalizing the form. The items required by the temporary staffing company are data including purchase types, quantities, and delivery dates of goods and services. The aggregated data is
The information is sent to the collection information server 240.

The collected information server 240 has a function of accumulating the information collected by the information collecting server 230 and the information transmitted from the staffing agency information terminal, and further transmitting and receiving the information to the staffing agency. It is. The collection information server 240 incorporates therein a job search condition information database 242 and a job search condition answer database 243. The collection information server 240 transmits the job search condition inquiry data to the temporary staffing company registered member user terminal 206. The temporary staffing company registered member user determines the job seeking conditions. The temporary staffing company registered member user terminal 206 transmits the job seeking condition to the collection information server 240. The transmitted job seeking conditions are accumulated in the job seeking condition information database 242. The collection information server 240 transmits the job seeking condition to the staffing company information provision collection system 160. Further, information indicating that the settlement is permitted is transmitted to the temporary staffing company registered member user terminal 206.

The job recruiting condition information database 242 is a database in which job recruiting conditions and job recruiting staffing company registered member user information transmitted from the personnel dispatching company registered member user terminal 206 are stored.

The job recruiting condition answer database 243 is a job recruiting information database 2 of the staffing agency information collecting terminal 260.
64 is a database for storing job information transmitted from the server 64.

The web server 50 can be connected only to a user who has provided information to the information collection program. The user can access the Internet 8 only through the web server 50.
0 can be connected. Since the connection fee between the web server 50 and the Internet 80 is paid by the staffing company, the connection fee for the user is free.

[0171] Staffing company registration information provision collection system 2
6 shows the data registration procedure, FIG. 7 shows the information collection and information provision procedure 1 in FIG. 8, and FIG. 8 shows the information collection and information provision procedure 2 in FIG.

In the data registration procedure shown in FIG.
First, it is necessary to become a member of a staffing agency (S2
02).

The temporary staffing company registers the data to be provided (S4).

Subsequently, the temporary staffing company registers conditions for improving the compatibility by limiting the targets to be collected. Specifically, it means designation of gender, designation of age range, designation of address, and the like. Further, the temporary staffing company registers information to be collected, such as a market survey and the degree of recognition of its products (S6).

A user who wishes to make the Internet connection fee free by using this system registers his / her personal information. Specifically, the password, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, the items of interest, and the name of the city of consumption, that is, the place to shop mainly , Educational background, preferences, travel history,
Register any one or combination of temperament (S
8).

As described above, the operation of the present system becomes possible based on the initial registration procedure.

In the information collection and information provision procedure shown in FIG. 3, the user connects the temporary staffing company member user communication terminal 206 and the authentication server 10 (S9).

The user inputs a registered password from the staffing company member user communication terminal 206 (S1).
0).

The authentication server 10 authenticates the entered password as a legitimate password registered in the password database 12 (S12).

If the password is incorrect, the authentication server sends a disconnection signal and terminates the connection (S14).

If the password is fair, connection is made to the user determination server (S16).

[0182] A condition of a staffing company with a high priority is selected. As this condition document, a condition document that has not been used for determination is used (S18). That is, the present step may return from the determination step (S22) and execute again. At this time, a condition document having the highest priority is selected from the condition documents excluding the condition document once determined. The priority is determined and described in advance for each staffing company in the determination program.

The condition database is compared with the user database 22 (S20). The user database describes the user's age, date of birth, gender, address, and the like. On the other hand, in the condition sheet, the conditions such as the age range of 31 to 35 or the gender of a woman, or the resident in any prefecture of Osaka, Kobe or Kyoto are determined and described by the staffing company. ing. Therefore, the determination program searches the user database for user data of the user who has input the password. Therefore, the user compares whether or not the condition is met.

The user determination program makes a comparison
It is determined whether the user data conforms to the condition sheet (S2
2). If not, the process returns to the step (S18) again, and re-comparison and re-determination are performed in accordance with the undetermined condition document having the next highest priority.

[0185] If applicable, connection is made to the information collection server 230 (S24). That is, the user is a compatible user.

Accordingly, the recruiting condition information suitable for the user is provided (S226). Specifically, the recruiting condition information is information composed of occupation, occupation type, occupational skill, industry, company name, workplace information, number of recruited personnel, recruitment time, and presented working conditions. Is determined from the preference or interest registered in the user database from the information composed of the other information, and any one of these pieces of information or a combination thereof is provided. That is, it is possible to provide information on the temporary staffing company to users having high suitability.

Subsequently, the collection information server 240 transmits inquiry data relating to job seeking conditions to the temporary staffing company registered member user terminal 206 (S228).

[0187] Staffing company registered user communication terminal 206
Determines job search conditions (S230).

[0189] Staffing company registered user communication terminal 206
Transmits the job search conditions to the collection information server 240 (S2
32).

The transmitted job seeking conditions are stored in the job seeking condition information database 242 (S234).

The collection information server 240 transmits the job recruiting conditions to the staffing company information provision collection terminal 260 (S23).
6).

[0192] The temporary staffing company information collection terminal 260 accumulates the transmitted job seeking condition information in the job seeking information database 262 (S238).

[0193] The staffing agency information collection terminal 260 transmits the job offer condition information to the collection information server 240 (S24).
0).

The information collection server 240 is stored in the recruitment condition answer database 243 (S242).

If the input has not been completed, the display of the information collection form is continued (S30).

When the input has been completed, a connection is made to the web server 50 prepared in advance (S32). The web server 50 provides various contents and website information. Specifically, it is cheap travel information and the like.

Thereafter, free connection to the Internet 80 is permitted free of charge (S34).

According to the above procedure, the user can connect to the Internet 80 free of charge.

As described above, it has become possible for a temporary staff member to conduct a job search in a highly secure communication network before connecting to the Internet. In addition, the temporary staffing company can collect and provide information only to users having high suitability, and at the same time, the users can connect to the Internet 80 free of charge. In addition, since a temporary staffing company can connect to the Internet free of charge, it can be a sales promotion item for acquiring the number of temporary staffing employees. Conversely, when providing this system, temporary staff members become users of this system, so it is possible to anticipate an increase in members of this system.

3) Configuration and Implementation Procedure of Nonbank Information Providing System According to the Present Invention A system 370 (hereinafter referred to as a nonbank information providing and collecting system) for providing and collecting nonbank information through a telecommunication line according to the present invention is shown in FIG. In addition, it is electrically connected to the non-bank member user communication terminal 306 via the Internet 80, the non-bank information collection terminal 360, and the access line 8.

The non-bank means a company that runs all financing businesses that provide loans of 10 million yen or more, such as bank lending departments and public corporations, from small finance companies such as consumer finance companies.

A non-bank member means a non-bank member consisting of individuals and corporations whose assets and income information are registered in the non-bank in advance.

[0203] The Internet 80 is a LAN and a W
A network connected to the AN.

The non-bank information collection terminal 360 may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device as long as it has a communication function, a data input function, and a data display function. The non-bank information collection terminal 360 includes the desired loan condition information database 362 and the presented loan information database 3
64. Non-bank information collection terminal 360
Is used by a non-bank to connect to the non-bank registration information provision collection system 370 to browse the collected information, and to collect and provide the information.

The desired loan condition information database 362 is
This is a database of desired loan conditions transmitted from the collection information server 340 and accumulated.

[0206] The desired financing conditions are the user's desired financing amount,
It is composed of a user desired interest rate, a user desired loan amount, a user desired repayment date, and user desired guarantor information.

The presented loan information database 364 is a database composed of presented loan information collected in advance.

The presented loan information is information including an interest rate, a loan amount, a repayment period, guarantor information, a settlement method, a settlement account, and a repayment method.

[0209] Here, the non-bank collects desired financing condition information from a user having a high degree of conformity, and provides data to the non-bank registration information provision collection system 370 for the purpose of providing financing information to the applicant for financing. Means the company that provides and collects.

The access line 8 is an analog public line, an ISDN line, a wireless or cable television communication line, or any other wired communication line to which an unspecified number of people cannot connect simultaneously. May be.

The non-bank member user communication terminal 306 is
This is a terminal used by non-bank members to connect to this system. Any device having a communication function, a data input function, and a data display function may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device. Here, the user means a user who connects to the non-bank registration information provision collection system 370 for the purpose of connecting the non-bank member user communication terminal 306 to the Internet 80.

Non-bank registration information provision collection system 37
0 is composed of the access point 4 and the central server 2.

[0213] The access point 4 is connected from the non-bank member user communication terminal 306 through the access line 8. The non-bank registered member user can access the non-bank registered information providing and collecting system 3 from the access point 4 closest to the non-bank member user communication terminal 306 installation location.
Connect to 70. This is because the connection can be established with the lowest communication fee. The access point 4 includes an authentication server 10 and a password database 12 therein.

[0214] The password database 12 is a database of passwords registered in advance to authenticate the user. This device can be authenticated with a password alone.

Authentication Server The server 10 authenticates, using the password database 12, whether the password of the user accessing via the non-bank member user communication terminal 306 is appropriate. The authenticated user is further connected to the central server 2. Unauthenticated users are disconnected. The presence of the authentication server 10 makes it possible to prevent unauthorized access.

The central server 2 provides specific information to the user according to the authentication result, and collects information on the desired loan conditions from the user who meets the conditions specified by the non-bank. The central server 2 includes a user determination server 20, an information collection server 330, a collection information server 340, and a web server 50. The central server 2
It is a main part for realizing the present invention.

The user determination server 20 determines the suitability of the user data of the user who has requested the connection based on the condition document determined by the non-bank by the determination program. The user determination server 20 includes a user database 22 and a condition sheet 24.
And a user determination program 26. The existence of the user determination server 20 allows the non-bank to collect information from an optimal user, thereby improving the efficiency of information collection.

[0219] The user database 22 includes passwords and personal information of each user. The personal information is, specifically, the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, interests, and the name of the city of consumption, that is, a place where shopping is mainly performed. , Education, preferences, travel history, temperament, work skills, and / or work history. The personal information is an important factor when determining a user based on the condition sheet 24. It is created by connecting users obtaining their passwords before connecting and providing their personal information in exchange.

The condition sheet 24 exists for each non-bank.
The condition sheet 24 describes the conditions of the target user required by the non-bank as the occupation name of the user, age, date of birth, gender,
Annual income, address, hobbies, matters of interest, name of consumption city, that is, the place to mainly shop, educational background, preferences, travel history, and temperament, or any combination thereof for each item The range to be collected is set. In other words, by creating the condition sheet 24, the non-bank can collect information by narrowing down to only the optimal user among all connected users.

[0220] The user determination program 26 searches the user database from the password of the connected user. It is determined whether the searched user database satisfies the condition sheet 24 of the first-ranked non-bank and each item. If it is determined that all items are applicable, the user is connected to the information collection server 330. If any of the items does not apply, it is determined whether the condition applies to the condition sheet 24 of the second highest priority non-bank and each item. If it is determined that all items are applicable,
Connect the user to the information collection server. If any of the items does not apply, the information collection server 3 determines whether the item corresponds to any of the non-banks in the same manner as described above until the corresponding item is determined according to the priority order.
Connect the user to 30. By using this determination program, the optimal combination of the user and the non-bank is determined.

[0221] The information collection server 330 provides specific information to the user determined to have compatibility and obtains information requested by the non-bank from the user. The information collection server 330 includes a provided loan information database 332 and an information provision collection program 334. The presence of this server makes it possible to provide information to an optimal user and to collect information.

The presented loan information database 332 is information provided and accumulated from a non-bank in order to provide optimal information to a user whose suitability has been determined by the user determination server.

The information provision collection program 334 includes an information provision program and an information collection program.

[0224] The information providing program transmits to the non-bank member user communication terminal 306 information provided from the non-bank and stored in the provided information database to users who are more suitable than the conditions determined by the user determination server.

[0225] The information collection program is a program for generating a form of items requested by the non-bank for a user who is more suitable than the conditions determined by the user determination server, inputting the form to the user, and totalizing the form. The items required by the non-bank are data including the purchase type, quantity, and delivery date of goods and services. The collected data is sent to the collection information server 340.

The collection information server 340 is a server having a function of storing the information collected by the information collection server 330 and the information transmitted from the non-bank information terminal, and further transmitting and receiving the information to the non-bank. The collection information server 340 incorporates therein a desired loan condition information database 342 and a presented loan information response database 343. The collection information server 340 transmits the desired loan condition inquiry data to the non-bank member user communication terminal 306. The non-bank member user determines desired loan conditions. The non-bank member user communication terminal 306 transmits the desired loan condition to the collection information server 340. The transmitted desired loan conditions are stored in the desired loan condition information database 342.
To be accumulated. The collection information server 340 transmits the desired loan conditions to the non-bank information provision collection system 370.
Further, information indicating that the settlement is permitted is transmitted to the non-bank member user communication terminal 306.

The desired loan condition information database 342 is
This is a database in which desired financing condition information transmitted from the non-bank member user communication terminal 306 is accumulated.

The presented loan information answer database 343 is
This is a database that stores job information transmitted from the presented loan information database 364 of the non-bank information collection terminal 360.

The web server 50 can be connected only to a user who has provided information to the information collection program. The user can access the Internet 8 only through the web server 50.
0 can be connected. Since the connection fee between the web server 50 and the Internet 80 is paid by the non-bank,
The user's connection fee is free.

Non-bank registration information provision collection system 37
0 shows the data registration procedure in FIG. 10, and FIG. 11 shows the information collection and information provision procedure 1
12 showing information collection and information provision procedure 2
Is shown.

In the data registration procedure shown in FIG. 10, it is necessary to first become a non-bank member (S
302).

The non-bank registers the data to be provided (S4).

Subsequently, the non-bank registers conditions for improving the compatibility by limiting the objects to be collected. Specifically, it means designation of gender, designation of age range, designation of address, and the like. Further, the non-bank registers information to be collected, such as market research and the degree of recognition of its products (S6).

A user who wishes to make the Internet connection fee free by using this system registers his / her personal information. Specifically, the password, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, the items of interest, and the name of the city of consumption, that is, the place to shop mainly , Educational background, preferences, travel history,
Register any one or combination of temperament (S
8).

As described above, the operation of the present system becomes possible based on the initial registration procedure.

In the information collection and information provision procedure shown in FIG.
06 and the authentication server 10 are connected (S9).

The user inputs the registered password from the non-bank member user communication terminal 306 (S10).

The authentication server 10 authenticates the entered password as a valid password registered in the password database 12 (S12).

If the password is incorrect, the authentication server sends a disconnection signal and the connection is terminated (S14).

If the password is fair, connection is made to the user determination server (S16).

A non-bank condition document having a higher priority is selected. As this condition document, a condition document that has not been used for determination is used (S18). That is, the present step may return from the determination step (S22) and execute again. At this time, a condition document having the highest priority is selected from the condition documents excluding the condition document once determined. The priority is determined and described in advance for each non-bank in the determination program.

The condition database is compared with the user database 22 (S20). The user database describes the user's age, date of birth, gender, address, and the like. On the other hand, the condition document specifically describes conditions such as the age range of 31 to 35 years old, or the gender of a woman, or the resident in any of the prefectures of Osaka, Kobe, and Kyoto. . Therefore, the determination program searches the user database for user data of the user who has input the password. Therefore, the user compares whether or not the condition is met.

The user determination program performs
It is determined whether the user data conforms to the condition sheet (S2
2). If not, the process returns to the step (S18) again, and re-comparison and re-determination are performed in accordance with the undetermined condition document having the next highest priority.

If applicable, the connection is made to the information collection server 330 (S24). That is, the user is a compatible user.

Accordingly, the user is provided with appropriate presented loan information (S326).

Subsequently, the collection information server 340 transmits inquiry data regarding the desired financing condition to the non-bank member user communication terminal 306 (S328).

The non-bank member user communication terminal 306 is
The desired financing condition is determined (S330).

The non-bank member user communication terminal 306
The desired financing conditions are transmitted to the collection information server 340 (S3
32).

The transmitted financial transaction offer information is stored in the desired loan condition information database 342 (S33).
4).

The collection information server 340 transmits the desired financing conditions to the non-bank information collection terminal 360 (S33).
6).

The non-bank information collecting terminal 360 stores the transmitted desired financing condition information in the desired financing condition information database 362 (S338).

The non-bank information collecting terminal 360 transmits the recruiting condition information to the collected information server 340 (S34).
0).

The information collection server 340 is stored in the presented loan information answer database 343 (S342).

If the input has not been completed, the display of the information collection form is continued (S30).

When the input has been completed, a connection is made to the web server 50 prepared in advance (S32). The web server 50 provides various contents and website information. Specifically, it is cheap travel information and the like.

Thereafter, free connection to the Internet 80 is permitted free of charge (S34).

With the above procedure, the user can connect to the Internet 80 free of charge.

As described above, it has become possible for a non-bank member to conduct a loan investigation in a highly secure communication network before connecting to the Internet. In addition, the non-bank can collect information and provide information only to highly compatible users, and at the same time, can connect to the Internet 80 free of charge. In addition, for non-banks, since it can be connected to the Internet free of charge, it can be a sales promotion item for acquiring loan member customers. Conversely, when providing the present system, since the non-bank users become users of the present system, it is possible to expect an increase in members of the present system.

4) Configuration and Implementation Procedure of Bank Information Providing System According to the Present Invention A system 470 for providing and collecting bank information through a telecommunication line according to the present invention (hereinafter referred to as a bank information providing and collecting system) is shown in FIG. In addition, it is electrically connected to the bank account opening user communication terminal 406 via the Internet 80, the bank information collection terminal 460, and the access line 8.

A bank means a company that performs account opening, transfer, debit, ordinary account, current account, time deposit, ordinary deposit, foreign currency exchange, currency exchange, financing, and the like. .

Opening a bank account means providing a place in the bank where money is deposited with a financial institution and the increase or decrease is entered and calculated for each item.

The Internet 80 uses Ethernet and TCP / IP as protocols for LANs and W
A network connected to the AN.

If the bank information collection terminal 460 is a device having a communication function, a data input function, and a data display function,
It may be a personal computer or a game machine, a mobile phone or a mobile terminal or any device.
The bank information collection terminal 460 includes a user financial transaction offer information database 462 and a financial transaction report information database 4.
64. The bank information collection terminal 460 is used by a bank to connect to the bank information provision collection system 470 to browse the collected information, and to collect and provide the information. In addition, when the present system obtains the proxy right from the bank account opening user, the present system performs the transaction with the bank on behalf of the user. On the other hand, when the system does not have the proxy right from the bank account opening user, the bank account opening user exchanges data with the bank information collection terminal.

User financial transaction offer information database 4
Reference numeral 62 denotes a database of user financial transaction offer information transmitted from the collected information server 440 and accumulated.

The user financial transaction offer information is composed of transfer instruction information, time deposit cancellation instruction information, and time deposit creation instruction information.

The financial transaction report information database 464 is
It is a database composed of financial transaction report information collected in advance.

The financial transaction report information includes a bank account number,
This is information composed of a bank account transaction record and a bank account balance record.

Here, the bank collects the user financial transaction offer information from the user having high relevance and transmits the data to the bank information provision collection system 470 for the purpose of providing the account opener with the loan information and making a loan. Provide and collect.

The access line 8 may be an analog public line, an ISDN line, a wireless or cable television communication line, or any other wired communication line to which an unspecified number of people cannot connect simultaneously. May be.

A bank account opening user communication terminal 406 is a terminal used by a bank account opening user to connect to the present system. Any device having a communication function, a data input function, and a data display function may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device. Here, the user is to connect the bank account opening user communication terminal 406 to the Internet 80 for the purpose of connecting the bank information provision collection system 470.
Means a user who connects to

The bank information providing and collecting system 470 includes an access point 4 and a central server 2.

The access point 4 is connected from the bank account opening user communication terminal 406 through the access line 8. The bank registered member user selects the access point 4 closest to the location where the bank account opening user communication terminal 406 is installed.
Is connected to the bank information provision collection system 470. This is because the connection can be established with the lowest communication fee. The access point 4 includes an authentication server 10 and a password database 12 therein.

The password database 12 is a database of passwords registered in advance to authenticate a user. This device can be authenticated with a password alone.

The authentication server The server 10 checks whether the password of the user who has accessed through the bank account opening user communication terminal 406 is appropriate, by checking the password database 1
Authenticate using 2. The authenticated user is further connected to the central server 2. Unauthenticated users are disconnected. The presence of the authentication server 10 makes it possible to prevent unauthorized access.

The central server 2 provides specific information to the user according to the result of the authentication, and collects information on the commodity financial transaction offer information from the user who meets the conditions specified by the bank. The central server 2 includes a user determination server 20, an information collection server 430, a collection information server 440, and a web server 50. The central server 2
It is a main part for realizing the present invention.

The user determination server 20 determines the suitability of the user data of the user who has requested the connection based on the condition document determined by the determination program. The user determination server 20 includes a user database 22, a condition document 24, and a user determination program 26. The presence of the user determination server 20 allows the bank to collect information from the most appropriate users, thereby improving the efficiency of information collection.

The user database 22 is composed of a password and personal information of each user. The personal information is, specifically, the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, interests, and the name of the city of consumption, that is, a place where shopping is mainly performed. , Education, preferences, travel history, temperament, work skills, and / or work history. The personal information is an important factor when determining a user based on the condition sheet 24. It is created by connecting users obtaining their passwords before connecting and providing their personal information in exchange.

The condition sheet 24 exists for each bank. The condition sheet 24 describes the conditions of the target user required by the bank as the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, matters of interest, and the name of the city of consumption. In other words, the main shopping places, educational background, preferences, travel history,
A range to be collected is set for each item in any one of or a combination of dispositions. That is, by creating the condition sheet 24, the bank can collect information by narrowing down to only the optimal user among all connected users.

[0279] The user determination program 26 searches the user database from the password of the connected user. It is determined whether the searched user database is applicable to the condition sheet 24 of the bank with the highest priority and each item. If it is determined that all items are applicable,
The user is connected to the information collection server 430. If any of the items does not apply, it is determined whether or not the condition 24 of the second highest priority bank and each item are applicable. When it is determined that all items are applicable, the user is connected to the information collection server. If any of the items do not apply, the user is connected to the information collection server 430 in the same manner as described above until it is determined according to the priority order that it corresponds to any of the banks according to the determination result. By using this determination program, an optimal combination of a user and a bank is determined.

The information collection server 430 provides specific information to the user determined to have compatibility and obtains information requested by the bank from the user. The information collection server 430 includes the financial transaction report information database 4
32 and an information provision collection program 434. The presence of this server makes it possible to provide information to an optimal user and to collect information.

The financial transaction report information database 432 is
This information is provided and stored by a bank in order to provide optimal information to the user whose suitability has been determined by the user determination server 20.

The information provision collection program 434 is composed of an information provision program and an information collection program.

The information providing program transmits to the bank account opening user communication terminal 406 the information provided by the bank and stored in the provided information database to the user who is more suitable than the conditions determined by the user determination server 20. .

[0284] The information collection program is a program for generating a form of an item requested by a bank for a user who is more suitable than the conditions determined by the user determination server, inputting the form to the user, and totalizing the form. The items required by the bank are:
This is the bank transaction data. The tabulated data is sent to the collection information server 440.

[0285] The collection information server 440 is a server having a function of storing the information collected by the information collection server 430 and the information transmitted from the bank information terminal, and further transmitting and receiving the information to the bank. Collection information server 440
Has a user financial transaction offer information database 442 and a product presentation information answer database 543 therein. The collection information server 440 transmits the financial transaction offer information inquiry data to the bank account opening user communication terminal 406. The bank member user determines financial transaction offer information. The bank account opening user communication terminal 406 transmits the financial transaction offer information to the collection information server 440. The transmitted financial transaction offer information is stored in the user financial transaction offer information database 442. Collection information server 44
0 transmits the financial transaction offer information to the bank information provision collection system 470. Further, information indicating that the settlement is permitted is transmitted to the bank account opening user communication terminal 406.

User financial transaction offer information database 4
Reference numeral 42 denotes a database that stores user financial transaction offer information transmitted from the bank account opening user communication terminal 406.

The financial transaction report information response database 443
Is a database for storing job information transmitted from the financial transaction report information database 464 of the bank information collection terminal 460.

The web server 50 can be connected only to a user who has provided information to the information collection program. The user can access the Internet 8 only through the web server 50.
0 can be connected. Since the connection fee between the web server 50 and the Internet 80 is paid by the bank, the connection fee for the user is free.

FIG. 14 shows a data registration procedure and FIG. 15 shows an information collection and information provision procedure 1 in the bank information provision and collection system 470.
6 shows an information collection and information provision procedure 2.

In the data registration procedure shown in FIG. 14, it is necessary to first become a bank member (S40).
2).

The bank registers the data to be provided (S
4).

Subsequently, the bank registers conditions for improving the suitability by limiting the objects to be collected. Specifically, it means designation of gender, designation of age range, designation of address, and the like.
Further, the bank registers information to be collected, such as market research and the degree of recognition of its products (S6).

A user who wishes to make the Internet connection fee free by using this system registers his / her personal information. Specifically, the password, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, the items of interest, and the name of the city of consumption, that is, the place to shop mainly , Educational background, preferences, travel history,
Register any one or combination of temperament (S
8).

As described above, the operation of the present system becomes possible based on the initial registration procedure.

[0295] In the information collection and information provision procedure shown in FIG.
6 and the authentication server 10 are connected (S9).

The user inputs the registered password from the bank account opening user communication terminal 406 (S10).

[0297] The authentication server 10 authenticates the input password as to whether it is a legitimate password registered in the password database 12 (S12).

If the password is invalid, the authentication server transmits a disconnection signal and the connection is terminated (S14).

If the password is fair, the connection to the user determination server is further made (S16).

[0300] A condition document of a bank having a higher priority is selected.
As this condition document, a condition document that has not been used for determination is used (S18). That is, the present step may return from the determination step (S22) and execute again. At this time, a condition document having the highest priority is selected from the condition documents excluding the condition document once determined. The priorities are determined and described in advance in the determination program for each bank.

The condition database is compared with the user database 22 (S20). The user database describes the user's age, date of birth, gender, address, and the like. On the other hand, the conditions are described in a condition that the bank determines the conditions such as the age range of 31 to 35 or the gender of a woman, or the resident in Osaka, Kobe, or Kyoto. . Therefore, the determination program searches the user database for user data of the user who has input the password. Therefore, the user compares whether or not the condition is met.

[0302] The user determination program determines
It is determined whether the user data conforms to the condition sheet (S2
2). If not, the process returns to the step (S18) again, and re-comparison and re-determination are performed in accordance with the undetermined condition document having the next highest priority.

[0303] If applicable, connection is made to the information collection server 430 (S24). That is, the user is a compatible user.

Therefore, the user is provided with appropriate presented loan information (S426).

Subsequently, the collection information server 440 transmits inquiry data relating to financial transaction offer information to the bank account opening user communication terminal 406 (S428).

The bank account opening user communication terminal 406 determines financial transaction offer information (S430).

[0307] The bank account opening user communication terminal 406 transmits the financial transaction offer information to the collection information server 440 (S432).

The transmitted financial transaction offer information is stored in the user financial transaction offer information database 442 (S434).

[0309] The collection information server 440 transmits the financial transaction offer information to the bank information collection terminal 460 (S43).
6).

[0310] The bank information collecting terminal 460 stores the transmitted user financial transaction offer information in the user financial transaction offer information database 462 (S438).

[0311] The bank information collection terminal 460 transmits the job offer condition information to the collection information server 440 (S440).

[0312] The information collection server 440 is stored in the financial transaction report information response database 443 (S442).

If the input has not been completed, the display of the information collection form is continued (S30).

When the input has been completed, a connection is made to the web server 50 prepared in advance (S32). The web server 50 provides various contents and website information. Specifically, it is cheap travel information and the like.

Thereafter, free connection to the Internet 80 is permitted free of charge (S34).

[0316] Through the above procedure, the user can connect to the Internet 80 free of charge.

[0317] As described above, it has become possible for a bank member to conduct a bank transaction with a highly secure communication network before connecting to the Internet. In addition, the bank can collect and provide information only to users having high suitability, and at the same time, users can connect to the Internet 80 free of charge. In addition, since a bank can connect to the Internet free of charge, it can be a sales promotion item for acquiring loan member customers. Conversely, in the case of providing the present system, since the bank user becomes the user of the present system, it is possible to expect an increase in members of the present system.

5) Configuration and Implementation Procedure of Mail-order Company Information Providing System for Commodity According to the Present Invention The system 570 for providing and collecting mail-order company information related to merchandise through the telecommunication line according to the present invention (hereinafter referred to as product) The mail order company information provision collection system) is shown in FIG.
As shown in the figure, the terminal 80 is electrically connected to the mail order organization user communication terminal 506 for the product via the Internet 80, the mail order company information collection terminal 560 for the product, and the access line 8.

[0319] The commodities include, for example, land, buildings, rental properties, cars, used cars, custom cars,
Receivables, securities, life insurance, fire insurance, investment trust products, travel products, overseas imported products, sporting goods, outdoor goods, apparel, jewelry, paintings,
Art works, care products, organic vegetables, used goods, antiques,
It consists of pet animals, food animals, and houseplants.

[0320] A mail-order company relating to a product means a company that sells the product by using a delivery business or mailing.

[0321] The Internet 80 is a LAN and W of the world using Ethernet and TCP / IP as protocols.
A network connected to the AN.

A mail-order company information collection terminal 56 for the product
Reference numeral 0 may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device as long as the device has a communication function, a data input function, and a data display function. The mail order company information collection terminal 560 relating to the product is stored in the user desired product order information database 56.
2 and a product presentation information database 564. The mail-order company information collection terminal 560 pertaining to the product is connected to the mail-order company information provision collection system 570 pertaining to the product and browses the collected information.
Used to collect and provide information.

[0323] User desired product order information database 56
Reference numeral 2 denotes a database of user desired product order information transmitted from the collection information server 540 and accumulated.

[0324] The user desired product order information includes a product number desired by the user, the number of products desired by the user, a product order request requested by the user, and a settlement request for the user desired product.

[0325] The product presentation information database 564 is a database comprising product presentation information collected in advance.

[0326] The sale item presentation information is information comprising a product name, a product price, a product video, and a product number.

The access line 8 may be an analog public line, an ISDN line, a wireless or cable television communication line, or any other wired communication line that cannot be connected to an unspecified number of people at the same time. May be.

A mail-order sales organization user communication terminal 5 for the product
Reference numeral 06 denotes a terminal used by a mail order organization user related to a product to connect to the present system. Any device having a communication function, a data input function, and a data display function may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device. Here, the user means a user who connects to the mail order company information provision collection system 570 related to the product for the purpose of connecting the mail order organization user communication terminal 506 related to the product to the Internet 80.

[0329] The mail order company information provision collection system 570 relating to the commodities comprises an access point 4 and a central server 2.

The access point 4 is connected via the access line 8 from the mail order organization user communication terminal 506 relating to the product. The mail order company registered member user related to the product connects to the mail order company information provision collection system 570 for the product from the access point 4 closest to the installation location of the mail order organization user communication terminal 506 for the product. This is because the connection can be established with the lowest communication fee. The access point 4 has an authentication server 10 therein.
And a password database 12.

[0331] The password database 12 is a database of passwords registered in advance to authenticate the user. This device can be authenticated with a password alone.

The authentication server server 10 authenticates, using the password database 12, whether or not the password of the user who has accessed the merchandise sales organization user communication terminal 506 relating to the product is appropriate. The authenticated user is further connected to the central server 2. Unauthenticated users are disconnected. The presence of the authentication server 10 makes it possible to prevent unauthorized access.

The central server 2 provides specific information to the user according to the result of the authentication, and collects information on the commodity financing offer information from the user who meets the conditions specified by the mail-order company relating to the commodity. Central server 2
Comprises a user determination server 20, an information collection server 530, a collection information server 540, and a web server 50. The central server 2 is a main part for realizing the present invention.

[0334] The user determination server 20 determines the suitability of the user data of the user who has requested the connection based on the condition document determined by the mail order company for the product. The user determination server 20 includes a user database 22
And a condition sheet 24 and a user determination program 26. The presence of the user determination server 20 enables the mail order company relating to the product to improve information collection efficiency by collecting information from optimal users.

The user database 22 is composed of passwords and personal information of each user. The personal information is, specifically, the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, interests, and the name of the city of consumption, that is, a place where shopping is mainly performed. , Education, preferences, travel history, temperament, work skills, and / or work history. The personal information is an important factor when determining a user based on the condition sheet 24. It is created by connecting users obtaining their passwords before connecting and providing their personal information in exchange.

The condition sheet 24 exists for each mail-order company relating to a product. The condition sheet 24 describes the conditions of the target user required by the mail order company relating to the product, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, and the items of interest. And a consumption city name, that is, a place where shopping is mainly performed, an educational background, a preference, a travel history, and a temperament, or a combination thereof, and a range to be collected is set for each item. That is, Condition 2
By creating No. 4, the mail order company relating to the product can collect information by narrowing down to only the optimal user among all connected users.

The user determination program 26 searches the user database from the password of the connected user. It is determined whether or not the searched user database is applicable to the mail order company's condition sheet 24 and each item related to the product with the highest priority. If it is determined that all items are applicable, the user is connected to the information collection server 530. If any of the items does not apply, it is determined whether the condition is satisfied with the condition sheet 24 of the mail order company relating to the product with the second highest priority and each item. When it is determined that all items are applicable, the user is connected to the information collection server. If any of the items do not apply, similarly to the above, it is determined according to the priority order until it is applicable, and to the information collection server 530 when it is determined whether the item corresponds to the mail order company related to any product according to the determination result. Connect users. By using this determination program, the optimal combination of the user and the mail order company relating to the product is determined.

[0338] The information collection server 530 provides specific information to the user determined to have compatibility and obtains information requested by the mail-order company regarding the product from the user. The information collection server 530 includes a product presentation information response database 532 and an information provision collection program 5
34. The presence of this server makes it possible to provide information to an optimal user and to collect information.

[0339] Product presentation information response database 532
Is information provided and accumulated from a mail order company relating to a product in order to provide optimal information to the user whose suitability has been determined by the user determination server 20.

The information provision collection program 534 includes an information provision program and an information collection program.

[0341] The information providing program converts the information provided by the mail order company relating to the product to the user who is more suitable than the conditions determined by the user determination server 20 and stored in the provided information database into the mail order related to the product. The data is transmitted to the organization user communication terminal 506.

The information collection program is a program for generating a form of an item required by a mail order company relating to a product for a user who is more suitable than the condition determined by the user determination server, inputting the form to the user, and totalizing the form. is there. The item requested by the mail-order company relating to the product is transaction data of the mail-order company relating to the product. The collected data is sent to the collection information server 540.

The collected information server 540 accumulates the information collected by the information collecting server 530 and the information transmitted from the mail order company information terminal relating to the product, and further transmits the information to the mail order company relating to the product. It is a server having a function of receiving. The collection information server 540 incorporates therein a user desired product order information database 542 and a product presentation information response database 543. The collection information server 540 transmits the financial transaction offer information inquiry data to the mail-order organization user communication terminal 506 relating to the product.
The mail order company member user related to the product determines financial transaction offer information. The mail order organization user communication terminal 506 relating to the product collects the financial transaction offer information
Send to 0. The transmitted financial transaction offer information is stored in the user desired product order information database 542.
The collection information server 540 transmits the financial transaction offer information to the mail-order company information provision collection system 570 relating to the product. Furthermore, a mail order organization user communication terminal 5 relating to the product
06, the information indicating that the settlement is permitted is transmitted.

[0344] User desired product order information database 54
Reference numeral 2 denotes a database that stores user financial transaction offer information transmitted from the mail-order organization user communication terminal 506 relating to a product.

The product presentation information answer database 543 is
This is a database for storing job information transmitted from the product presentation information database 564 of the mail-order company information collection terminal 560 relating to the product.

The web server 50 can be connected only to the user who has provided information to the information collection program. The user can access the Internet 8 only through the web server 50.
0 can be connected. Since the connection fee between the web server 50 and the Internet 80 is paid by the mail order company relating to the product, the connection fee for the user is free.

FIG. 18 shows a data registration procedure, FIG. 19 shows information collection and information provision procedure 1 in FIG. 20, and FIG. 2 is shown.

In the data registration procedure shown in FIG. 18, first, it is necessary to subscribe to the mail order organization for the product (S502).

The mail-order company relating to the product registers the data to be provided (S4).

Subsequently, the mail order company relating to the merchandise registers conditions for improving the compatibility by limiting the collection target. Specifically, it means designation of gender, designation of age range, designation of address, and the like. Further, the mail-order company relating to the product registers information to be collected, such as market research and the degree of recognition of its product (S6).

A user who wishes to make the Internet connection fee free by using this system registers his / her personal information. Specifically, the password, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, the items of interest, and the name of the city of consumption, that is, the place to shop mainly , Educational background, preferences, travel history,
Register any one or combination of temperament (S
8).

As described above, the operation of the present system becomes possible based on the initial registration procedure.

In the information collection and information provision procedure shown in FIG. 3, the user connects the mail-order organization user communication terminal 506 relating to the product and the authentication server 10 (S9).

The user inputs the registered password from the mail-order sales organization user communication terminal 506 for the product (S
10).

The authentication server 10 authenticates the input password as a valid password registered in the password database 12 (S12).

If the password is incorrect, the authentication server sends a disconnection signal and the connection is terminated (S14).

If the password is fair, the connection to the user determination server is further made (S16).

[0358] The condition sheet of the mail order company relating to the product with the highest priority is selected. As this condition document, a condition document that has not been used for determination is used (S18). That is, the present step may return from the determination step (S22) and execute again. At this time, a condition document having the highest priority is selected from the condition documents excluding the condition document once determined. The priority is determined and described in advance in the determination program for the mail-order company relating to each product.

The user database 22 is compared with the condition document (S20). The user database describes the user's age, date of birth, gender, address, and the like. On the other hand, the terms and conditions are specifically determined by the mail-order company relating to the product, such as the age range of 31 to 35, or the gender of a woman, or the gender of a woman or residence in any of the prefectures of Osaka, Kobe, and Kyoto. Is described. Therefore, the determination program searches the user database for user data of the user who has input the password. Therefore, the user compares whether or not the condition is met.

[0360] The user determination program determines
It is determined whether the user data conforms to the condition sheet (S2
2). If not, the process returns to the step (S18) again, and re-comparison and re-determination are performed in accordance with the undetermined condition document having the next highest priority.

If applicable, the connection to the information collection server 530 is made (S24). That is, the user is a compatible user.

Therefore, the user is provided with the appropriate product presentation information (S526).

Subsequently, the collection information server 540 transmits inquiry data regarding financial transaction offer information to the mail-order organization user communication terminal 506 relating to the product (S528).

Mail-order sales organization user communication terminal 5 for the product
06 determines financial transaction offer information (S530).

The mail order organization user communication terminal 5 for the product
06 transmits the financial transaction offer information to the collection information server 540 (S532).

[0366] The transmitted financial transaction offer information is accumulated in the user desired product order information database 542 (S
534).

The collection information server 540 transmits the financial transaction offer information to the mail-order company information collection terminal 560 for the product (S536).

A mail-order company information collection terminal 56 for the product
No. 0 stores the transmitted user financial transaction offer information in the user desired product order information database 562 (S53).
8).

A mail-order company information collection terminal 56 for the product
0 transmits the recruitment condition information to the collection information server 540 (S540).

[0370] The information collection server 540 is stored in the product presentation information answer database 543 (S542).

The mail-order organization information collection terminal for the product is
The ordered product is dispatched (S546).

The mail-order organization information collection terminal for the product
A settlement instruction is performed after the product is sent (S548).

When the input has not been completed, the display of the information collection form is continued (S30).

When the input is completed, a connection is made to the web server 50 prepared in advance (S32). The web server 50 provides various contents and website information. Specifically, it is cheap travel information and the like.

Thereafter, free connection to the Internet 80 is permitted free of charge (S34).

According to the above procedure, the user can connect to the Internet 80 free of charge.

[0377] As described above, it becomes possible for members of the mail order organization relating to the product to conduct transactions with the mail order company related to the product while the communication network is highly secure before connecting to the Internet. In addition, the mail-order company relating to the product can collect and provide information only for highly compatible users, and at the same time, the users can connect to the Internet 80 free of charge. In addition, for a mail order company relating to a product, since it can be connected to the Internet free of charge, it can be a sales promotion item for acquiring a mail order organization customer related to the product. Conversely, when providing the present system, the user of the mail-order company relating to the product becomes the user of the present system, so that it is possible to expect an increase in members of the present system.

6) Configuration and implementation procedure of mail order company information providing system related to service according to the present invention [0378] System 670 for providing and collecting mail order company information related to service through a telecommunication line according to the present invention (hereinafter referred to as product) As shown in FIG. 21, the mail order company information providing and collecting system includes a mail order company information collecting terminal 660 and an access line 8 related to the Internet 80 and services.
Is electrically connected to a mail-order organization user communication terminal 606 related to the service via the Internet.

The service includes, for example, a product home delivery service, a home remodeling design, an auction, a bartering, and a pay broadcast.

The mail order company related to the service means a company that sells the service by using a delivery business or mailing.

[0381] The Internet 80 is a LAN or W
A network connected to the AN.

The mail-order company information collecting terminal 660 related to the service may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device as long as it has a communication function, a data input function, and a data display function. good. The mail order company information collection terminal 660 relating to the service includes a user desired service order information database 662 and a service presentation information database 664.
It is composed of The mail order company information collection terminal 660 related to the service is used by the mail order company related to the service to connect to the mail order company information provision collection system 670 related to the service, browse the collected information, and collect and provide the information. used.

The user desired service order information database 662 is a database of user desired service order information transmitted from the collection information server 640 and accumulated.

[0384] The user desired service order information includes a service number desired by the user purchase, the number of services desired by the user purchase, a service order request requested by the user purchase, and a settlement request of the service desired by the user purchase.

[0385] The service presentation information database 664 includes:
This is a database including service presentation information collected in advance.

[0386] The sale item presentation information is information comprising a service name, a service price, a service video, and a service number.

The access line 8 may be an analog public line, an ISDN line, a wireless or cable television communication line, or any other wired communication line that cannot be connected by an unspecified number of people at the same time. May be.

The mail-order organization user communication terminal 606 for the service is a terminal used by the mail-order organization user for the service to connect to the present system. Any device having a communication function, a data input function, and a data display function may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device. Here, the user means a user who connects to the mail order company information provision collection system 670 related to the service for the purpose of connecting the mail order organization user communication terminal 606 related to the service to the Internet 80.

[0389] The mail order company information provision collection system 670 related to the service includes the access point 4 and the central server 2
It is composed of

The access point 4 is connected to the access line 8 from the mail order organization user communication terminal 606 related to the service.
Connected through. The registered member of the mail order company related to the service is the access point 4 closest to the installation site of the mail order organization user communication terminal 606 related to the service.
Is connected to the mail order company information provision collection system 670 related to the service. This is because the connection can be established with the lowest communication fee. The access point 4 includes an authentication server 10 and a password database 12 therein.

[0391] The password database 12 is a database of passwords registered in advance for user authentication. This device can be authenticated with a password alone.

The authentication server The server 10 authenticates, using the password database 12, whether the password of the user who accesses the service via the mail order organization user communication terminal 606 is appropriate. The authenticated user is further connected to the central server 2. Unauthenticated users are disconnected. The presence of the authentication server 10 makes it possible to prevent unauthorized access.

The central server 2 provides specific information to the user according to the authentication result, and collects information on the service financial transaction offer information from the user who meets the conditions specified by the mail order company relating to the service. The central server 2 includes a user determination server 20 and an information collection server 53
0, a collection information server 640, and a web server 50. The central server 2 is a main part for realizing the present invention.

The user determination server 20 determines the suitability of the user data of the user who has requested the connection based on the condition document determined by the mail order company relating to the service by the determination program. The user determination server 20 includes a user database 22, a condition document 24, and a user determination program 26. The presence of the user determination server 20 allows the mail order company relating to the service to improve the efficiency of information collection by collecting information from optimal users.

The user database 22 is composed of passwords and personal information of each user. The personal information is, specifically, the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, interests, and the name of the city of consumption, that is, a place where shopping is mainly performed. , Education, preferences, travel history, temperament, work skills, and / or work history. The personal information is an important factor when determining a user based on the condition sheet 24. It is created by connecting users obtaining their passwords before connecting and providing their personal information in exchange.

The condition sheet 24 exists for each mail-order company relating to the service. The condition sheet 24 describes the conditions of the target user required by the mail-order company relating to the service, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, and the items of interest. And a consumption city name, that is, a place where shopping is mainly performed, an educational background, a preference, a travel history, and a temperament, or a combination thereof, and a range to be collected is set for each item. That is,
By creating the condition sheet 24, the mail order company relating to the service can collect information by narrowing down to only the optimum user among all connected users.

[0397] The user determination program 26 searches the user database from the password of the connected user. It is determined whether the searched user database satisfies the condition sheet 24 of the mail order company relating to the service with the highest priority and each item. If it is determined that all the items are applicable, the user is connected to the information collection server 630. If any of the items do not apply, the condition 24 of the mail-order company related to the service with the second highest priority
Is determined for each item. When it is determined that all items are applicable, the user is connected to the information collection server. If any of the items does not apply, the information collection server 6 determines whether the item corresponds to a mail-order company related to any of the services according to the determination result in the same manner as described above until the corresponding item is determined.
Connect the user to 30. By using this determination program, the optimal combination of the user and the mail-order company related to the service is determined.

[0398] The information collection server 630 provides specific information to the user determined to have compatibility and obtains information requested by the mail order company relating to the service from the user. The information collection server 630 includes a service presentation information response database 632 and an information provision collection program 634. The presence of this server makes it possible to provide information to an optimal user and to collect information.

[0399] Service presentation information response database 63
Reference numeral 2 denotes information provided and accumulated by a mail order company relating to services in order to provide optimal information to the user whose suitability has been determined by the user determination server 20.

[0400] The information provision collection program 634 includes an information provision program and an information collection program.

[0401] The information providing program converts the information provided by the mail order company related to the service and stored in the provided information database to the user who is more suitable than the conditions determined by the user determination server 20. The information is transmitted to the organization user communication terminal 606.

[0402] The information collection program is a program for generating a form of an item requested by a mail order company relating to a service for a user who is more suitable than the condition determined by the user determination server, and inputting the form to the user and totalizing the form. is there.
The items requested by the mail order company relating to the service are transaction data of the mail order company relating to the service. The collected data is sent to the collection information server 640.

The collection information server 640 stores the information collected by the information collection server 630 and the information transmitted from the mail order company information terminal relating to the service, and further transmits the information to the mail order company relating to the service. It is a server having a function of receiving. The collection information server 640 includes therein a user desired service order information database 642.
And a service presentation information response database 643. The collection information server 640 transmits the financial transaction offer information inquiry data to the mail order organization user communication terminal 606 relating to the service. A mail-order company member user related to the service determines financial transaction offer information. The mail order organization user communication terminal 606 relating to the service transmits the financial transaction offer information to the collection information server 640. The transmitted financial transaction offer information is stored in the user desired service order information database 642. Collection information server 64
No. 0 transmits the financial transaction offer information to the mail order company information provision collection system 670 related to the service. Further, the information to the effect that the settlement is permitted is transmitted to the mail order organization user communication terminal 606 relating to the service.

[0404] The user desired service order information database 642 is a database in which the user financial transaction offer information transmitted from the mail order organization user communication terminal 606 relating to the service is accumulated.

[0405] Service presentation information answer database 643
Is a database for storing job information transmitted from the service presentation information database 664 of the mail-order company information collection terminal 660 relating to the service.

[0406] Only the user who has provided information to the information collection program can connect to the web server 50. The user can access the Internet 8 only through the web server 50.
0 can be connected. Since the connection fee between the web server 50 and the Internet 80 is paid by the mail order company relating to the service, the connection fee for the user is free.

FIG. 18 shows a data registration procedure, FIG. 19 shows an information collection and information provision procedure 1 in FIG. 20, and FIG. 20 shows an information collection and information provision procedure. 2 is shown.

In the data registration procedure shown in FIG. 18, it is necessary to first subscribe to a mail order organization relating to the service (S602).

The mail order company relating to the service registers the data to be provided (S4).

[0410] Subsequently, the mail order company relating to the service registers the conditions for limiting the objects to be collected and improving the suitability. Specifically, it means designation of gender, designation of age range, designation of address, and the like. Further, the mail order company relating to the service registers information to be collected, such as market research and the degree of recognition of its service (S6).

[0411] A user who wants to make the Internet connection fee free by using this system registers his / her personal information. Specifically, the password, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, the items of interest, and the name of the city of consumption, that is, the place to shop mainly , Educational background, preferences, travel history,
Register any one or combination of temperament (S
8).

[0412] As described above, the operation of the present system becomes possible based on the initial registration procedure.

In the information collection and information provision procedure shown in FIG. 3, the user connects the mail order organization user communication terminal 606 relating to the service and the authentication server 10 (S
9).

[0414] The user inputs the registered password from the mail order organization user communication terminal 606 relating to the service (S10).

[0415] The authentication server 10 authenticates the input password to determine whether it is a legitimate password registered in the password database 12 (S12).

[0416] If the password is incorrect, the authentication server transmits a disconnection signal and terminates the connection (S14).

[0417] If the password is fair, the connection to the user determination server is further made (S16).

[0418] The condition sheet of the mail order company relating to the service having the higher priority is selected. As this condition document, a condition document that has not been used for determination is used (S18). That is, the present step may return from the determination step (S22) and execute again. At this time, a condition document having the highest priority is selected from the condition documents excluding the condition document once determined. The priority is determined and described in advance in the determination program for the mail-order company relating to each service.

[0419] The user database 22 is compared with the condition document (S20). The user database describes the user's age, date of birth, gender, address, and the like. On the other hand, the terms and conditions are specific to the age range of 31 to 35 years old, or the gender is female, or the conditions such as residence in any prefecture of Osaka, Kobe or Kyoto are determined by the mail order company related to the service. Is described. Therefore, the determination program searches the user database for user data of the user who has input the password. Therefore, the user compares whether or not the condition is met.

[0420] The user determination program determines
It is determined whether the user data conforms to the condition sheet (S2
2). If not, the process returns to the step (S18) again, and re-comparison and re-determination are performed in accordance with the undetermined condition document having the next highest priority.

[0421] If applicable, connection is made to the information collection server 630 (S24). That is, the user is a compatible user.

[0422] Accordingly, the service providing information suitable for the user is provided (S626).

Subsequently, the collection information server 640 transmits inquiry data on financial transaction offer information to the mail-order organization user communication terminal 606 relating to the service (S62).
8).

[0424] The mail-order sales organization user communication terminal 606 relating to the service determines the financial transaction offer information (S63).
0).

[0425] The mail-order sales organization user communication terminal 606 relating to the service collects the financial transaction offer information from the collection information server 64.
0 (S632).

The transmitted financial transaction offer information is stored in the user desired service order information database 642 (S634).

The collection information server 640 converts the financial transaction offer information into a mail order company information collection terminal 660 related to the service.
(S636).

The mail-order company information collection terminal 660 relating to the service stores the transmitted user financial transaction offer information in the user desired service order information database 662 (S638).

The mail-order company information collection terminal 660 relating to the service transmits the job offer condition information to the collection information server 640 (S640).

[0430] The information collection server 640 stores the information in the service presentation information answer database 643 (S642).

[0431] The mail order organization information collection terminal for the service sends out the service for which the order has been placed (S646).

[0432] The mail order organization information collection terminal for the service issues a settlement instruction after sending the service (S648).

If the input has not been completed, the display of the information collection form is continued (S30).

When the input has been completed, a connection is made to the web server 50 prepared in advance (S32). The web server 50 provides various contents and website information. Specifically, it is cheap travel information and the like.

Thereafter, free connection to the Internet 80 is permitted free of charge (S34).

According to the above procedure, the user can connect to the Internet 80 free of charge.

[0437] As described above, it becomes possible for members of the mail order organization relating to the service to conduct transactions with the mail order company relating to the service in a state where the communication network is highly secure before connecting to the Internet. In addition, the mail order company relating to the service can collect and provide information only to highly compatible users, and at the same time, the users can connect to the Internet 80 free of charge. In addition, since the mail order company relating to the service can connect to the Internet free of charge, it can be a sales promotion item for acquiring the mail order organization customer related to the service. Conversely, when providing the present system, the mail-order company user related to the service becomes the user of the present system, so that it is possible to expect an increase in the number of members of the present system.

7) Configuration and Implementation Procedure of Sports Club Information Providing System According to the Present Invention The system 770 for providing and collecting sports club information through a telecommunication line according to the present invention (hereinafter referred to as a sports club information providing and collecting system) is shown in FIG. As shown in the figure, the Internet 80 and the sports club information collecting terminal 760
And an access line 8 to electrically connect with the sports club member user communication terminal 706.

[0439] The sports club means a company that provides its members with places, facilities and equipment for playing sports, and provides services such as sports guidance and events.

[0440] Sports club members refer to individuals and corporations registered in the sports club.

The Internet 80 uses Ethernet and TCP / IP as protocols and LANs and W
A network connected to the AN.

The sports club information collecting terminal 760 may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device as long as it has a communication function, a data input function, and a data display function. The sports club information collecting terminal 760 includes a member offer information database 762 and a member presentation information database 764. The sports club information collection terminal 760 connects the sports club to the sports club information provision collection system 770, browses the collected information,
Used to collect and provide information.

The member offer information database 762 is a database of member offer information transmitted from the collection information server 740 and accumulated.

[0444] The member application information includes the equipment, room, and equipment use reservation input form, the training schedule report form, the lesson absence schedule, the questionnaire result report form, the proposal contents for the contents of the sports club, and the contents of the sports club. , The points that were good about the contents of the sports club, and the route information that could know the sports club.

[0445] The member presentation information database 764 is a database comprising member presentation information collected in advance.

[0446] The member presentation information includes the health status of the sports club members, the training results, the training menu information, the event information, the equipment use reservation information, the lesson course list, the fee table, and the contents of the questionnaire. Information.

The access line 8 may be an analog public line, an ISDN line, a wireless or cable television communication line, or any other wired communication line that cannot be connected to an unspecified number of people at the same time. May be.

Sports club member user communication terminal 706
Is a terminal used by a sports club member to connect to the system. Any device having a communication function, a data input function, and a data display function may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device. Here, the user means a user who connects to the sports club registration information provision collection system 770 for the purpose of connecting the sports club member user communication terminal 706 to the Internet 80.

[0449] The sports club registration information provision and collection system 770 includes an access point 4 and a central server 2.

[0450] The access point 4 is connected from the sports club member user communication terminal 706 through the access line 8. The sports club registered member user connects to the sports club registered information provision collection system 770 from the access point 4 closest to the sports club member user communication terminal 706 installation location. This is because the connection can be established with the lowest communication fee. Access point 4
Includes an authentication server 10 and a password database 12 therein.

The password database 12 is a database of passwords registered in advance to authenticate a user. This device can be authenticated with a password alone.

The authentication server server 10 uses the password database 12 to authenticate whether the password of the user accessing via the sports club member user communication terminal 706 is appropriate. The authenticated user is further connected to the central server 2. Unauthenticated users are disconnected. The presence of the authentication server 10 makes it possible to prevent unauthorized access.

[0453] The central server 2 provides specific information to the user according to the authentication result, and collects information on the merchandise member offer information from the user who meets the conditions specified by the sports club. The central server 2 includes a user determination server 20, an information collection server 730, and a collected information server 3
40 and a web server 50. The central server 2 is a main part for realizing the present invention.

[0454] The user determination server 20 determines the suitability of the user data of the user who has requested the connection based on the condition document determined by the sports club by the determination program. The user determination server 20 includes a user database 22, a condition document 24, and a user determination program 26. With the presence of the user determination server 20, the sports club can improve the efficiency of information collection by collecting information from optimal users.

[0455] The user database 22 includes passwords and personal information of each user. The personal information is, specifically, the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, interests, and the name of the city of consumption, that is, a place where shopping is mainly performed. , Education, preferences, travel history, temperament, work skills, and / or work history. The personal information is an important factor when determining a user based on the condition sheet 24. It is created by connecting users obtaining their passwords before connecting and providing their personal information in exchange.

[0456] The condition sheet 24 exists for each sports club. The condition sheet 24 describes the condition of the target user required by the sports club, the occupation name of the user, the age, the date of birth,
Gender, annual income, address, hobbies, matters of interest, consumption city name, that is, the place of mainly shopping, education, preference, travel history, and temperament, or any combination thereof The range to be collected is set for each item. In other words, by creating the condition sheet 24, the sports club can collect information by narrowing down to only the optimal user among all connected users.

The user determination program 26 searches the user database from the password of the connected user. It is determined whether the searched user database is applicable to the condition sheet 24 of the sports club with the highest priority and each item. If it is determined that all the items are applicable, the user is connected to the information collection server 730.
If any of the items does not apply, it is determined whether the condition sheet 24 of the sports club with the second highest priority and each item are applicable. When it is determined that all items are applicable, the user is connected to the information collection server. If any of the items do not apply, the user is connected to the information collection server 730 in the same manner as described above until the corresponding item is determined according to the priority order, and when it is determined whether the item corresponds to any one of the sports clubs according to the determination result. . By using this determination program, an optimal combination of a user and a sports club is determined.

[0458] The information collection server 730 provides specific information to the user determined to have compatibility and obtains information requested by a sports club from the user. The information collection server 730 includes a member presentation information database 732 and an information provision collection program 734. The presence of this server makes it possible to provide information to an optimal user and to collect information.

[0459] The member presentation information database 732 is information provided and accumulated by a sports club in order to provide optimal information to a user whose suitability has been determined by the user determination server.

[0460] The information provision collection program 734 includes an information provision program and an information collection program.

[0461] The information providing program converts the information provided from the sports club and stored in the provided information database to users who are more suitable than the conditions determined by the user determination server.
Send to 6.

The information collection program is a program for generating a form of an item requested by a sports club for a user having a higher suitability than the condition determined by the user determination server, inputting the form to the user, and totalizing the form. The items requested by the sports club are: equipment, room and equipment reservation input form, training schedule report form, lesson absence schedule, questionnaire result report form, proposal contents for sports club contents, and sports club contents This is data composed of the contents of the claim, the points that were good for the contents of the sports club, and the route information that could know the sports club. The aggregated data is
The information is sent to the collection information server 740.

The collected information server 740 is a server having a function of storing the information collected by the information collecting server 730 and the information transmitted from the sports club information terminal, and further transmitting and receiving the information to the sports club. . The collection information server 740 stores the member offer information database 742 and the member presentation information response database 74 therein.
3 and built-in. The collection information server 740 transmits the membership offer information inquiry data to the sports club member user communication terminal 706. The sports club member user determines the member offer information. The sports club member user communication terminal 706 collects the member offer information and collects information server 740.
Send to The transmitted member offer information is stored in the member offer information database 742. The collection information server 740 transmits the member offer information to the sports club information provision collection system 770. Further, information indicating that the settlement is permitted is transmitted to the sports club member user communication terminal 706.

[0464] The member offer information database 742 is a database in which member offer information transmitted from the sports club member user communication terminal 706 is accumulated.

[0465] The member presentation information answer database 743 is
This is a database for storing job information transmitted from the member presentation information database 764 of the sports club information collection terminal 760.

The web server 50 can be connected only to the user who has provided the information to the information collection program. The user can access the Internet 8 only through the web server 50.
0 can be connected. Since the connection fee between the web server 50 and the Internet 80 is paid by the sports club, the connection fee for the user is free.

FIG. 26 shows a data registration procedure, FIG. 27 shows an information collection and information provision procedure 1, and FIG. 28 shows an information collection and information provision procedure 2 in the sports club registration information provision collection system 770. .

In the data registration procedure shown in FIG. 26, it is necessary to first become a member of a sports club (S702).

The sports club registers the data to be provided (S4).

[0470] Subsequently, the sports club registers the conditions for limiting the objects to be collected and improving the suitability. Specifically, it means designation of gender, designation of age range, designation of address, and the like. Furthermore, the sports club registers information to be collected, such as a market survey and the recognition of its products (S6).

A user who wants to make the Internet connection fee free by using this system registers his / her personal information. Specifically, the password, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, the items of interest, and the name of the city of consumption, that is, the place to shop mainly , Educational background, preferences, travel history,
Register any one or combination of temperament (S
8).

As described above, the operation of the present system becomes possible based on the initial registration procedure.

In the information collection and information provision procedures shown in FIGS. 27 and 28, the user connects the sports club member user communication terminal 706 and the authentication server 10 (S
9).

The user inputs the registered password from the sports club member user communication terminal 706 (S1).
0).

[0475] The authentication server 10 authenticates the input password to determine whether it is a legitimate password registered in the password database 12 (S12).

If the password is incorrect, the authentication server sends a disconnection signal and terminates the connection (S14).

If the password is fair, the system further connects to the user determination server (S16).

[0478] A condition book of a sports club with a high priority is selected. As this condition document, a condition document that has not been used for determination is used (S18). That is, this step
It may return from the determination step (S22) and execute again.
At this time, a condition document having the highest priority is selected from the condition documents excluding the condition document once determined. The priority is determined and described in advance for each sports club in the determination program.

The condition database is compared with the user database 22 (S20). The user database describes the user's age, date of birth, gender, address, and the like. On the other hand, the conditions are specifically described in the age range of 31 to 35 years, or the gender is female, or the conditions such as residence in any prefecture of Osaka, Kobe, or Kyoto are determined and described by the sports club. I have. Therefore, the determination program
Search the user database for the user data of the user who entered the password. Therefore, the user compares whether or not the condition is met.

[0480] The user determination program determines
It is determined whether the user data conforms to the condition sheet (S2
2). If not, the process returns to the step (S18) again, and re-comparison and re-determination are performed in accordance with the undetermined condition document having the next highest priority.

If applicable, the connection is made to the information collection server 730 (S24). That is, the user is a compatible user.

Therefore, the user is provided with the appropriate member presentation information (S726).

Subsequently, the collection information server 740 transmits inquiry data relating to the membership offer information to the sports club member user communication terminal 706 (S728).

[0487] Sports club member user communication terminal 706
Determines the member offer information (S730).

[0485] Sports Club Member User Communication Terminal 706
Transmits the member offer information to the collection information server 740 (S732).

The transmitted member offer information is stored in the member offer information database 742 (S734).

[0487] The collection information server 740 transmits the member offer information to the sports club information collection terminal 760 (S7).
36).

The sports club information collecting terminal 760 stores the transmitted member offer information in the member offer information database 762 (S738).

[0489] The sports club information collection terminal 760 transmits the job offer condition information to the collection information server 740 (S74).
0).

[0490] The information collection server 740 stores the information in the member presentation information answer database 743 (S742).

If the input has not been completed, the display of the information collection form is continued (S30).

When the input has been completed, the web server 50 is connected to the web server 50 prepared in advance (S32). The web server 50 provides various contents and website information. Specifically, it is cheap travel information and the like.

Thereafter, free connection to the Internet 80 is permitted free of charge (S34).

According to the above procedure, the user can connect to the Internet 80 free of charge.

[0495] As described above, it is possible for a sports club member to make various contacts with a sports club before connecting to the Internet. In addition, the sports club can collect and provide information only to users having high suitability, and at the same time, the users can connect to the Internet 80 free of charge. In addition, a sports club can be a sales promotion item for acquiring sports club members because it can be connected to the Internet free of charge. Conversely, in the case of providing the present system, since the users of the sports club become users of the present system, it is possible to expect an increase in members of the present system.

8) Configuration and Implementation Procedure of Educational Institution Information Providing System According to the Present Invention A system 870 for providing and collecting educational institution information through a telecommunication line according to the present invention (hereinafter referred to as educational institution information providing and collecting system) is shown in FIG. As shown in the figure, the Internet 80, the educational institution information collection terminal 860, and the access line 8
And is electrically connected to the educational institution member user communication terminal 806 via the.

[0497] The educational institution means an institution that provides education according to the purpose by one or more teachers for people who meet certain conditions. Specifically, it means an elementary school, a junior high school, a high school, a university, a nursing school, a kindergarten, a nursery school, a vocational school, and various schools.

[0498] The term "educational institution member" means an individual or corporation including teachers and students registered with the educational institution.

[0499] The Internet 80 is a LAN and W of the world using Ethernet and TCP / IP as protocols.
A network connected to the AN.

The educational institution information collection terminal 860 may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device as long as it has a communication function, a data input function, and a data display function. The educational institution information collection terminal 860 includes a member offer information database 862 and an educational institution information database 864. The educational institution information collecting terminal 860 is used by an educational institution to connect with the educational institution information providing and collecting system 870 to browse the collected information, and to collect and provide the information.

[0501] The member offer information database 862 is a database of member offer information transmitted from the collection information server 840 and accumulated.

[0502] The membership application information includes a facility use reservation input form, a lesson schedule report form, a lesson absence schedule, a questionnaire result report form, an assignment submission form, a grade inquiry form, and proposal contents for the contents of the educational institution. And complaints about the contents of the educational institution, good points about the contents of the educational institution, and the route information obtained from the educational institution.

[0503] The educational institution information database 864 is a database including educational institution information collected in advance.

[0504] The educational institution information includes the health condition of the educational institution member, the examination result result, the lesson menu information, the event information, the equipment use reservation information, the submitted material scoring result, the fee table, the contents of the questionnaire, This is information consisting of the answer to the claim.

The access line 8 may be an analog public line, an ISDN line, a wireless or cable television communication line, or any other wired communication line that cannot be connected simultaneously by an unspecified number of people. May be.

The educational institution member user communication terminal 806 is a terminal used by the educational institution member to connect to the present system. Any device having a communication function, a data input function, and a data display function may be a personal computer, a game machine, a mobile phone, a mobile terminal, or any device. Here, the user connects the educational institution member user communication terminal 806 to the Internet 80 for the purpose of connecting the educational institution registration information providing and collecting system 87.
It means a user who connects to 0.

Educational Institution Registration Information Provision Collection System 870
Comprises an access point 4 and a central server 2.

The access point 4 is connected from the educational institution member user communication terminal 806 via the access line 8. The educational institution registered member user connects to the educational institution registration information provision collection system 870 from the access point 4 closest to the installation location of the educational institution member user communication terminal 806. This is because the connection can be established with the lowest communication fee. The access point 4 includes an authentication server 10 and a password database 12 therein.

[0509] The password database 12 is a database of passwords registered in advance to authenticate the user. This device can be authenticated with a password alone.

The authentication server server 10 checks whether the password of the user who has accessed via the educational institution member user communication terminal 806 is appropriate or not, in the password database 1.
Authenticate using 2. The authenticated user is further connected to the central server 2. Unauthenticated users are disconnected. The presence of the authentication server 10 makes it possible to prevent unauthorized access.

[0511] The central server 2 provides specific information to the user according to the authentication result, and collects information on the merchandise member offer information from the user who meets the conditions specified by the educational institution. The central server 2 includes a user determination server 20, an information collection server 830, a collection information server 340, and a web server 50. The central server 2
It is a main part for realizing the present invention.

[0512] The user determination server 20 determines the suitability of the user data of the user who has requested connection based on the condition document determined by the educational institution. The user determination server 20 includes a user database 22, a condition document 24, and a user determination program 26. The educational institution can improve the efficiency of information collection by collecting information from optimal users by the presence of the user determination server 20.

[0513] The user database 22 includes passwords and personal information of each user. The personal information is, specifically, the occupation name of the user, age, date of birth, gender, annual income, address, hobbies, interests, and the name of the city of consumption, that is, a place where shopping is mainly performed. , Education, preferences, travel history, temperament, work skills, and / or work history. The personal information is an important factor when determining a user based on the condition sheet 24. It is created by connecting users obtaining their passwords before connecting and providing their personal information in exchange.

[0514] The condition sheet 24 exists for each educational institution. The condition sheet 24 describes the conditions of the target user required by the educational institution, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobby, the matter of interest, and the consumption city. In this case, a range to be collected is set for each item in any one of or a combination of the name, that is, the place to shop, the educational background, the preference, the travel history, and the temperament. That is, by creating the condition sheet 24, the educational institution can collect information by narrowing down to only the optimal user among all connected users.

[0515] The user determination program 26 searches the user database from the password of the connected user. It is determined whether the searched user database is applicable to the condition sheet 24 of the educational institution having the highest priority and each item. If it is determined that all items are applicable, the user is connected to the information collection server 830. If any of the items do not apply, it is determined whether the condition applies to the condition sheet 24 of the educational institution with the second highest priority and each item. If it is determined that all items are applicable,
Connect the user to the information collection server. If any of the items does not apply, the information collection server 83 determines whether the item corresponds to any of the educational institutions according to the determination result until the information is collected.
0 connects the user. By using this determination program, the optimal combination of the user and the educational institution is determined.

[0516] The information collection server 830 provides specific information to the user determined to have compatibility and obtains information requested by the educational institution from the user.
The information collection server 830 stores the educational institution information database 8
32 and an information provision collection program 834. The presence of this server makes it possible to provide information to an optimal user and to collect information.

[0517] The educational institution information database 832 is information provided and accumulated by the educational institution in order to provide optimal information to the user whose suitability has been determined by the user determination server.

[0518] The information provision collection program 834 includes an information provision program and an information collection program.

[0519] The information providing program transmits, to the educational institution member user communication terminal 806, information provided from the educational institution and stored in the provided information database to users who are more suitable than the conditions determined by the user determination server. .

[0520] The information collection program is a program for generating a form of an item requested by the educational institution for a user having a higher suitability than the condition determined by the user determination server, inputting the form to the user, and totalizing the form. The items requested by the educational institution are the equipment use reservation input form, the lesson schedule report form, the lesson absence schedule, the questionnaire result report form, the assignment submission form, the grade inquiry form, and the proposal contents for the educational institution. , The contents of a complaint with respect to the contents of the educational institution, the points that were good with respect to the contents of the educational institution, and the route information obtained by knowing the educational institution. The tabulated data is sent to the collection information server 840.

[0521] The collection information server 840 is a server having a function of storing the information collected by the information collection server 830 and the information transmitted from the educational institution information terminal, and further transmitting and receiving the information to the educational institution. . The collection information server 840 has a member offer information database 84 therein.
2 and an institution information response database 843. The collection information server 840 transmits the member offer information inquiry data to the educational institution member user communication terminal 806.
The educational institution member user determines the member offer information. The educational institution member user communication terminal 806 transmits the member offer information to the collection information server 840. The transmitted member offer information is stored in the member offer information database 842. The collection information server 840 transmits the member offer information to the educational institution information provision collection system 870. further,
The information indicating that the settlement is permitted is transmitted to the educational institution member user communication terminal 806.

The member offer information database 842 is a database in which member offer information transmitted from the educational institution member user communication terminal 806 is stored.

[0523] The educational institution information response database 843
This is a database that stores job information transmitted from the educational institution information database 864 of the educational institution information collection terminal 860.

[0524] Only the user who has provided information to the information collection program can connect to the web server 50. The user can access the Internet 8 only through the web server 50.
0 can be connected. Since the connection fee between the web server 50 and the Internet 80 is paid by the educational institution, the connection fee for the user is free.

[0525] Educational Institution Registration Information Provision Collection System 870
30 shows the data registration procedure, FIG. 31 shows the information collection and information provision procedure 1 in FIG. 32, and FIG. 32 shows the information collection and information provision procedure 2 in FIG.

In the data registration procedure shown in FIG. 30, it is necessary to become a member of the educational institution first (S8).
02).

[0527] The educational institution registers the data to be provided (S4).

[0528] Subsequently, the educational institution registers conditions for limiting the objects to be collected and improving the suitability. Specifically, it means designation of gender, designation of age range, designation of address, and the like. Further, the educational institution registers information to be collected, such as market research and the degree of recognition of its products (S6).

A user who wishes to make the Internet connection fee free by using this system registers his / her personal information. Specifically, the password, the occupation name of the user, the age, the date of birth, the gender, the annual income, the address, the hobbies, the items of interest, and the name of the city of consumption, that is, the place to shop mainly , Educational background, preferences, travel history,
Register any one or combination of temperament (S
8).

As described above, the operation of the present system becomes possible based on the initial registration procedure.

In the information collection and information provision procedures shown in FIGS. 31 and 32, the user connects the educational institution member user communication terminal 806 to the authentication server 10 (S9).

[0532] The user inputs the registered password from the educational institution member user communication terminal 806 (S10).

[0533] The authentication server 10 authenticates the input password to determine whether it is a legitimate password registered in the password database 12 (S12).

If the password is incorrect, the authentication server sends a disconnection signal and terminates the connection (S14).

If the password is fair, the connection to the user determination server is further made (S16).

[0537] The condition document of the educational institution with the highest priority is selected. As this condition document, a condition document that has not been used for determination is used (S18). That is, the present step may return from the determination step (S22) and execute again. At this time, a condition document having the highest priority is selected from the condition documents excluding the condition document once determined. The priorities are determined and described in advance for each educational institution in the judgment program.

The condition database is compared with the user database 22 (S20). The user database describes the user's age, date of birth, gender, address, and the like. On the other hand, the condition document specifically states that the conditions such as the age range of 31 to 35 or the gender of a woman, or the resident in Osaka, Kobe or Kyoto are determined by the educational institution. I have. Therefore, the determination program searches the user database for user data of the user who has input the password. Therefore, the user compares whether or not the condition is met.

[0539] The user determination program determines
It is determined whether the user data conforms to the condition sheet (S2
2). If not, the process returns to the step (S18) again, and re-comparison and re-determination are performed in accordance with the undetermined condition document having the next highest priority.

[0539] If applicable, connection is made to the information collection server 830 (S24). That is, the user is a compatible user.

[0540] Therefore, the user is provided with the appropriate educational institution information (S826).

Next, the collection information server 840 transmits inquiry data regarding the membership offer information to the educational institution member user communication terminal 806 (S828).

The educational institution member user communication terminal 806 determines the member offer information (S830).

[0543] The educational institution member user communication terminal 806 transmits the member offer information to the collection information server 840 (S8).
32).

The transmitted member offer information is accumulated in the member offer information database 842 (S834).

[0545] The collection information server 840 transmits the member offer information to the educational institution information collection terminal 860 (S83).
6).

[0546] The educational institution information collection terminal 860 stores the transmitted member offer information in the member offer information database 862.
(S838).

[0547] The sports club information collecting terminal 860 transmits the job offer condition information to the collected information server 840 (S84).
0).

[0548] The information collection server 840 is stored in the educational institution information answer database 843 (S842).

If the input has not been completed, the display of the information collection form is continued (S30).

When the input is completed, the web server 50 is connected to the web server 50 prepared in advance (S32). The web server 50 provides various contents and website information. Specifically, it is cheap travel information and the like.

Thereafter, free connection to the Internet 80 is permitted free of charge (S34).

According to the above procedure, the user can connect to the Internet 80 free of charge.

As described above, it is possible for members of an educational institution to make various communications with the educational institution before connecting to the Internet. In addition, the educational institution can collect and provide information only for users having high suitability, and at the same time, users can connect to the Internet 80 free of charge. Also,
For educational institutions, it can be a sales promotion item for acquiring educational institution members because it can be connected to the Internet for free. Conversely, when providing the present system, the user of the educational institution becomes the user of the present system, so that it is possible to expect an increase in members of the present system.

[0554]

By implementing the present invention, it is possible to reduce the price of the Internet connection and to provide information to the most suitable company members for the credit card company in the company, and to provide the optimum company members. It is possible to collect information more reliably than the target.

[Brief description of the drawings]

FIG. 1 is an explanatory diagram showing a configuration of a credit card company information providing system according to the present invention.

FIG. 2 is a flowchart showing a procedure of initial registration of the credit card company information providing system according to the present invention.

FIG. 3 is a first flowchart showing an actual procedure of the credit card company information providing system according to the present invention.

FIG. 4 is a second flowchart showing the actual procedure of the credit card company information providing system according to the present invention.

FIG. 5 is an explanatory diagram showing a configuration of a credit card company information providing system according to the present invention.

FIG. 6 is a flowchart showing a procedure of initial registration of the credit card company information providing system according to the present invention.

FIG. 7 is a first flowchart showing an actual procedure of the credit card company information providing system according to the present invention.

FIG. 8 is a second flowchart showing the actual procedure of the credit card company information providing system according to the present invention.

FIG. 9 is an explanatory diagram showing a configuration of a non-bank information providing system according to the present invention.

FIG. 10 is a flowchart showing a procedure of initial registration of the non-bank information providing system according to the present invention.

FIG. 11 is a first flowchart showing an actual procedure of the non-bank information providing system according to the present invention.

FIG. 12 is a second flowchart showing the actual procedure of the non-bank information providing system according to the present invention.

FIG. 13 is an explanatory diagram showing a configuration of a bank information providing system according to the present invention.

FIG. 14 is a flowchart showing a procedure of initial registration of the bank information providing system according to the present invention.

FIG. 15 is a first flowchart showing the actual procedure of the bank information providing system according to the present invention.

FIG. 16 is a second flowchart showing the actual procedure of the bank information providing system according to the present invention.

FIG. 17 is an explanatory diagram showing the configuration of a mail-order organization information collection and provision system relating to a product according to the present invention.

FIG. 18 is a flowchart showing a procedure of initial registration of a mail-order organization information collecting and providing system relating to a product according to the present invention.

FIG. 19 is a first flowchart showing the actual procedure of the mail-order organization information collection and provision system for goods according to the present invention.

FIG. 20 is a second flowchart showing the actual procedure of the mail-order organization information collecting and providing system relating to the product according to the present invention.

FIG. 21 is an explanatory diagram showing the configuration of a mail-order organization information collection and provision system relating to the service according to the present invention.

FIG. 22 is a flowchart showing a procedure of initial registration of the mail-order organization information collection and provision system relating to the service according to the present invention.

FIG. 23 is a first flowchart showing the actual procedure of the mail-order organization information collection and provision system relating to the service according to the present invention.

FIG. 24 is a second flowchart showing the actual procedure of the mail order organization information collection and provision system relating to the service according to the present invention.

FIG. 25 is an explanatory diagram showing a configuration of a sports club information collection and provision system according to the present invention.

FIG. 26 is a flowchart showing a procedure of initial registration of the sports club information collection and provision system according to the present invention.

FIG. 27 is a first flowchart showing the actual procedure of the sports club information collection and provision system according to the present invention.

FIG. 28 is a second flowchart showing the actual procedure of the sports club information collection and provision system according to the present invention.

FIG. 29 is an explanatory diagram showing the configuration of an educational institution information collection and provision system according to the present invention.

FIG. 30 is a flowchart showing a procedure of initial registration of the educational institution information collection and provision system according to the present invention.

FIG. 31 is a first flowchart showing an actual procedure of the educational institution information collection and provision system according to the present invention.

FIG. 32 is a second flowchart showing the actual procedure of the educational institution information collection and provision system according to the present invention.

[Explanation of symbols]

2 Central Server 4 Access Point 8 Access Line 10 Authentication Server 12 Password Database 20 User Judgment Server 22 User Database 24 Condition Sheet 26 User Judgment Program 30 Information Collection Server 32 Provided Information Database 34 Information Provision Collection Server 40 Collection Information Server 42 Collection Information Data Base 50 Web server 60 Information collection terminal 70 Information provision collection system 80 Internet 106 Credit card member user communication terminal 130 Information collection server 134 Information provision collection program 132 Service and product information database 142 Purchase request inquiry database 143 Order settlement database 160 Credit Card company information collection terminal 170 Credit card company information provision collection system 206 Staffing company registration User communication terminal 230 Information collection server 232 Recruitment condition information database 234 Information provision collection program 240 Collection information server 242 Recruitment condition information database 243 Recruitment condition response database 260 Staffing agency information collection terminal 262 Recruitment information database 264 Requisition information database 306 Non-bank registration User communication terminal 330 Information collection server 332 Presented loan information database 334 Information provision collection program 340 Collection information server 342 User desired loan information database 343 Presented loan information answer database 360 Non-bank information collection terminal 362 Desired loan condition information database 364 Presented loan information database 370 Non-bank information provision collection system 406 Bank account opening user communication terminal 430 Information collection server 4 32 Financial transaction report information database 434 Information provision collection program 440 Collection information server 442 User financial transaction offer information database 443 Financial transaction report information answer database 460 Bank information collection terminal 462 User financial transaction offer information database 464 Financial transaction report information database 506 Such mail order organization user communication terminal 530 information collection server 532 product presentation information 534 information provision collection program 540 collection information server 542 user desired product order information database 543 product presentation information response database 560 product mail order organization information collection terminal 562 user request Merchandise ordering information database 564 Merchandise presentation information database 570 Mail order organization information collecting and providing collection system 606 for merchandise Mail order organization user communication terminal 630 Information collection server 632 Service presentation information 634 Information provision collection program 640 Collection information server 642 User desired service ordering information database 643 Service presentation information answer database 660 Service mail order organization information collection terminal 662 user desired service Ordering information database 664 Service presentation information database 670 Mail order organization information collection and provision collection system for services 706 Sports club member user communication terminal 730 Information collection server 734 Information provision collection program 732 Member presentation information 740 Collection information server 742 Member offer information database 743 Member presentation information response database 760 Sports club information collection terminal 762 Member offer information database 764 Presentation information database 770 Sports club information provision collection system 806 Educational institution user communication terminal 830 Information collection server 834 Information provision collection program 832 Educational institution information database 840 Collection information server 842 Member offer information database 843 Educational institution information response database 860 Educational institution information collection Terminal 862 Member offer information database 864 Educational institution information database 870 Educational institution information collection system S2 Registration of provided information S4 Collection target, collection contents registration S6 User information registration S8 Connection to authentication server S10 Password input S12 Authentication S14 Connection end S16 User Connect to judgment server S18 Select undetermined high priority condition document S20 Compare condition document and user data S22 Judgment S24 Connect to information collection server S2 Provide relevant information to user S28 Input to information collection form S30 Input S32 Connect to web server S34 Internet connection permission S36 Credit S38 Product purchase order and payment permission S102 Join credit card company S126 Provide service / product information to user S128 Inquiry about purchase request S130 Purchase product decision S132 Transmit purchase request to collection information server S134 Store purchase request in 142 S136 Transmit purchase request to 160 S138 Search credit information database 162 S140 Transmit credit result to 140 S142 Credit result Stored in 143 S144 Send credit result to 106 S202 Register with temporary staffing company S226 Provide job recruiting condition information to user S228 Inquire about job recruiting conditions S230 Determine job recruiting conditions S232 Send job recruiting conditions to collection information server S234 Store job recruiting conditions in 242 S236 Send job recruiting conditions to 260 S238 Store data in recruiting conditions 240 S240 Send data to recruiting conditions 240 S242 Store data in recruiting conditions 243 S302 Register in non-bank S326 Providing the presented financing information to the user S328 Inquiry about desired financing condition information S330 Desired financing condition information determination S332 Transmitting desired financing condition information to collection information server S334 Store desired financing condition information in 342 S336 Transmitting desired financing condition information to 360 S338 Data is stored in the provided financing information 340 S342 Data is stored in the provided financing information 343 S402 Opening of a bank account S426 Providing financial transaction report information to the user S428 Regarding financial transaction offer information Inquiry S430 Determination of financial transaction offer information S432 Transmission of financial transaction offer to collection information server S434 Storage of financial transaction offer information to 442 S436 Transmission of financial transaction offer information to 460 S438 Storage of financial transaction offer information to 462 S440 Financial transaction report information S442 Store data of financial transaction report information in 443 S502 Join mail-order organization related to product S526 Provide sales product presentation information to user S528 Inquire about desired sales product order information S530 Determine desired sales product order information S532 Desired sales order information to the collection information server S534 Store desired sales order information to 542 S536 Transmit desired sales order information to 560 S538 Store desired sales order information to 562 S540 Sales presentation information to 540 S542 Store data for sales item presentation information in 543 S546 560 sends out product S548 560 settles S602 Joins mail order organization related to product S626 Provides sales product presentation information to user S628 Inquires about desired sales item ordering information S630 Determination of desired sales order information S632 Store desired sales order information to collection information server S634 Store desired sales order information to 642 S653 Transmit desired sales order information to 660 S638 Store desired sales order information to 662 S640 Sales products Send presentation information to data 640 S642 Store sales presentation information to 643 Store data S646 660 send goods S648 660 settle S702 Join sports club S726 Provide member presentation information to user S728 Inquire about membership offer information S730 Member offer information is determined S732 Member offer information is transmitted to the collection information server S734 Member offer information is stored in 742 S736 Member offer information is transmitted to 760 S738 Member offer information is stored in 762 S740 Member present information is transmitted to 740 S742 Store data of member presentation information in 743 S802 Join educational institution S826 Provide educational institution information to user S828 Inquire about member offer information S830 Member offer information decision S832 Transmit to member offer information server S834 Store member offer information in 842 S836 The member offer information is transmitted to 860. S838 The member offer information is stored in 862. S840 The educational institution information is transmitted to 840. S842 The educational institution information is stored in 843.

────────────────────────────────────────────────── ─── Continuation of front page (56) References JP-A-2000-13524 (JP, A) JP-A-9-114755 (JP, A) JP-A-11-69024 (JP, A) JP-A-11-85785 (JP, A) International Publication No. 97/27531 (WO, A1) Nikkei Personal Computer (July 13, 1998) p. 225. Computer & Network LAN, Vol. 17, No. 4 (Apr. 01, 1999) pp. 44-48. (58) Investigated field (Int. Cl. ⁷ , DB name) G06F 17/60 314 G06F 17/60 222 G06F 17/60 234 G06F 17/60 400 G06F 17/30 JICST file (JOIS)

Claims (44)

(57) [Claims] In a system for providing and collecting information through a telecommunication line, when a user who is a member of a specific company accesses the system, the user is authenticated based on information related to user authentication stored in a password database. means, with automatically provide information about services and products which are thus pre-registered to a specific company to the user, and sends a query about receiving <br/> only put hope the user, and the product from further user An information providing and collecting system comprising: means for collecting and recording the offer for accepting the service; and means for permitting the user to access the Internet after collecting answers from the user. 2. A member of a member of a particular company credit card company, along with the automatically provides the user with information about the pre-registered services and products by the credit card company, an inquiry about the purchase desired user Means for collecting and recording the order and settlement offer for the purchase of the product and the service from the user, means for transmitting the settlement offer information of the user to the credit card company, and the offer from the credit card company. And means for receiving information as to whether or not the user with credit has been credited, and permitting an order for purchase of the product and settlement via a credit card company only when the credit has been received. Information collection system described. 3. A member of a specific company which is a member of a company engaged in temporary staffing, and means for obtaining recruiting condition information obtained from a staffing company, and automatically providing the recruiting condition information to a user. A means for transmitting an inquiry for job employment condition information to a user, and further collecting and recording a response from the user; a means for providing data obtained by collecting and recording the response from the user to a staffing agency; 2. The information providing and collecting system according to claim 1, further comprising: means for permitting a user to access the Internet after collecting the answer of (1). 4. The recruiting condition information includes an occupation, a job type,
4. The information providing and collecting system according to claim 3, comprising: occupational skills, industry, company name, workplace information, number of recruited personnel, recruitment time, and presented working conditions. 5. The job employment condition information includes a user employment desired occupation, a user employment desired occupation type, a user employment desired occupation skill, a user employment desired industry, a user employment desired company name, a user employment desired work place information, 5. The information providing and collecting system according to claim 3, wherein the information providing and collecting system comprises a number of recruited user employment desired human resources, a user employment desired working condition, and a user occupation history. 6. A means for authenticating a user based on information related to user authentication stored in a password database when a member of a specific company is a non-bank member and is accessed by a user who is a non-bank member. Means for obtaining presented financing information from a non-bank; means for automatically providing the presented financing information to a user; transmitting an inquiry about financial transaction offer information to the user; and collecting and recording a response from the user. The information provision according to claim 1, further comprising: means for transmitting data obtained by collecting and recording the answer from the user to the non-bank; and means for permitting the user to access the Internet after collecting the answer from the user. Collection system. 7. The presented loan information includes an interest rate, a loan amount,
Repayment date, guarantor information, payment method, payment account,
7. The information providing and collecting system according to claim 6, comprising a repayment method. 8. The user-desired financing condition information includes a user-desired interest rate, a user-desired loan amount, a user-desired repayment date, and user-desired guarantor information. Information collection system. 9. When a member of a specific company is a bank account opener and is accessed by a user who is the bank account opener, the user is authenticated based on information on user authentication stored in a password database. Means for obtaining financial transaction report information from the bank, and automatically providing the user with the financial transaction report information, transmitting an inquiry about financial transaction offer information to the user, and further replying from the user. Means for collecting and recording data; means for transmitting data obtained by collecting and recording the response from the user to the bank; and means for permitting the user to access the Internet after collecting the response from the user. 1. The information provision collection system according to 1. 10. The financial transaction report information, wherein the financial transaction information is information comprising a bank account number, a bank account transaction record, and a bank account balance record. The information provision collection system according to claim 9 . Wherein said financial transaction offer information, the transfer instruction information, and time deposit cancellation instruction information, one of claims 8 or 9乃<br/> optimum 10, characterized in that it consists of a time deposit created instruction information providing information collection system according to any. 12. When a member of a specific company is a member of a mail-order organization related to a sale item and is accessed by a user who is a member of the mail-order organization related to the sale item, the member is stored in a password database. Means for authenticating the user based on the information related to the user authentication, means for obtaining sales item presentation information from the mail order organization, and automatically providing the user with sales item presentation information by the mail order organization, A means for transmitting an inquiry about the order status of sales items to the user, and further collecting and recording an answer from the user; a means for ordering and settingtle the mail-order organization in accordance with the information on sales items desired by the user; and collecting an answer from the user. 2. The information providing and collecting system according to claim 1, further comprising means for permitting a user to access the Internet after the operation. 13. The information providing and collecting system according to claim 12, wherein the sale item presentation information is information including a product name, a product price, a product video, and a product number. 14. The sales product is a land, a building, a rental property, a car, a used car, a custom car,
Receivables, securities, life insurance, fire insurance, investment trust products, travel products, overseas imported products, sporting goods, outdoor goods, apparel, jewelry, paintings,
Art works, care products, organic vegetables, used goods, antiques,
14. The information providing and collecting system according to claim 13 , comprising a pet animal, a food animal, and a houseplant. 15. The desired sales item order status includes a product number desired by the user, a number of products desired by the user, a product order request requested by the user, and a settlement request of the product desired by the user. the features according to claim 12 or 1
4. The information providing and collecting system according to any one of 4 . 16. A the products sold presentation information is service information, the service information is a service name, a service price, and service image, characterized in that the information consists of the service number The information providing and collecting system according to claim 12 . 17. The method of claim 16, wherein sales goods and product delivery services, and housing renovation design, auction and, barter and, providing information collection system of claim 16, wherein in that it consists of a pay broadcast aired. 18. The user-supplied sales order status includes a service number desired by the user, a number of services desired by the user, a service order request requested by the user, and a settlement request of the service requested by the user. 18. The information providing and collecting system according to claim 16, wherein: 19. When a member of a specific company is a member of a sports club and there is access from a user who is a member of the sports club, the user is authenticated based on the information on user authentication stored in the password database. Means, means for obtaining member presentation information from the sports club, and automatically providing the user with the member presentation information, transmitting an inquiry to the member offer information to the user,
Means for collecting and recording answers from the user; means for collecting and recording the answers from the user to the sports club; means for permitting the user to access the Internet after collecting the answers from the user; The information providing and collecting system according to claim 1, comprising: 20. The member presentation information includes a health condition of a sports club member, training results, training menu information, event information, equipment use reservation information, a lesson course list, a fee table, a questionnaire content, and the like. 20. The information providing and collecting system according to claim 19 , comprising: 21. The member offer information includes equipment, room and equipment use reservation input form, training schedule report form, lesson absence schedule, questionnaire result report form, proposal contents for sports club contents,
Claims characterized by claim contents for the contents of the sports club, good points for the contents of the sports club, and route information obtained from the sports club.
20. The information providing and collecting system according to 19 or 20 . 22. When a member of a specific company is a member of an educational institution and is accessed by a user who is a member of the educational institution, the user is identified based on information on user authentication stored in a password database. Means for authenticating, means for acquiring educational institution information from the educational institution, and automatically providing the educational institution information to the user, and sending an inquiry to the member offer information to the user,
Means for collecting and recording the response from the user; means for transmitting data obtained by collecting and recording the response from the user to the educational institution information; permitting the user to access the Internet after collecting the response from the user 2. The information providing and collecting system according to claim 1, comprising: 23. A method for providing and collecting information through a telecommunication line, comprising the steps of: when an authentication server is accessed by a user who is a member of a specific company, based on information related to user authentication stored in a password database. Authenticating the user, the information collection server automatically provides the user with information on services and products pre-registered by a specific company, the collection information server sends an inquiry about the acceptance request to the user, Information on the services and offers to accept products
An information providing collection method comprising: a step of collecting and recording by a server; and a step of allowing a server to access the Internet from a user after collecting answers from the user. 24. A member of a specific company is a member of a credit card company, and when there is access from a user who is a member of the credit card company, an information collection server is registered in advance by the credit card company. information about the services and products together with the automatically provided to the user, collecting information to send the server inquiry about the desired purchase to the user, further collect information server ordering the settlement of the offer to the services and the goods purchased from the user step and a step of collecting information server sends an offer information of the settlement of the user to the credit card company, whether or not the information the user has been credit to collect information server was there with offers from credit card companies but to collect and record Only if you receive the credit and place an order for product purchase and credit card Step and claim 23 a method of providing information collecting wherein comprising a step of access to the Internet from the user server allows After collecting responses from the user to allow the collected information server a settlement through. 25. When a member of a specific company is a member of a company engaged in temporary staffing and is accessed by a user who is a member organization of the company engaged in temporary staffing, the user determination server A step of comparing the condition sheet to determine the user, and the information collecting server automatically providing the user with pre-registered job requisition condition information, transmitting an inquiry for job recruitment condition information to the user, and further replying from the user. and acquiring and recording, the step of collecting information server provides the data collection and record responses from the user to the staffing agencies, server access to the Internet from a user after collecting responses from the user 24. The information providing and collecting method according to claim 23, further comprising the step of permitting. 26. The recruiting condition information includes occupation, occupation type, occupational skill, industry, company name, workplace information, number of recruited personnel, recruiting time, and presented working conditions. 26. The information providing and collecting method according to claim 25, wherein 27. The job employment condition information includes a user employment desired occupation, a user employment desired occupation type, a user employment desired occupation skill, a user employment desired industry, a user employment desired company name, a user employment desired work place information, 26. The information providing and collecting method according to claim 25 , comprising a number of recruited human resources desiring to work, a desired working condition of the user, and a user occupation history. 28. When a member of a specific company is a member of a non-bank and the authentication server is accessed by a user who is a member of the non-bank organization, the authentication server is based on information related to user authentication stored in a password database. A step of authenticating the user, a step of comparing the condition sheet with the user determination server to determine the user, and a step of automatically providing the user with the presented loan information registered in advance by the information collection server , Sending a query to the user, and further collecting and recording the answer from the user; transmitting a data in which the collected information server collects and records the answer from the user to the financial company; claims made access to the Internet from a user after collected from a process server allows Providing information collection method described 23. 29. The presentation loan information and interest, and the loan amount, repayment period and, guarantor information and, and the settlement method, settlement accounts and, information of claim 28, wherein in that it consists of a repayment method Provide collection method. 30. The user desired loan information includes a user desired rate, and the user wishes loan amount, the user desires repayment, information according to claim 28 or 29, wherein the comprising a user desires guarantor information Provide collection method. 31. A member of a specific company is a bank account opener, and when there is access from a user who is the bank account opener, the information collection server automatically sends the financial transaction report information to the user. Providing and sending an inquiry about the financial transaction offer information to the user, and further collecting and recording the answer from the user, and the collected information server transmitting data collected and recorded from the user to the bank. 24. The information providing and collecting method according to claim 23, comprising: a step of allowing the server to access the Internet from the user after collecting a response from the user. 32. The financial transaction report information, wherein the financial transaction information is information comprising a bank account number, a bank account transaction record, and a bank account balance record. The information providing and collecting method according to claim 31 . 33. The financial transaction offer information, the transfer instruction information, and time deposit cancellation instruction information, or claim 8, characterized in that it consists of a time deposit created instruction information 31
32. The information providing and collecting method according to any one of claims 32 to 32 . 34. A password database when a member of a specific company is a member of a mail-order organization relating to a sale item and the authentication server is accessed by a user who is a member of the mail-order organization relating to the sale item. automatic a step of authenticating the user based on the stored information about the user authentication, a step of determining the user by comparing the condition statement user determination server, information collection server sales goods presentation information by the communication sales organization to the user Transmitting the inquiry about the user-desired sales item order status to the user, further collecting and recording the answer from the user, and the mail-order organization terminal placing an order with the mail-order organization according to the user-desired sales item information. and a process of settlement, the Internet server access to the original from the user after collecting the answers from the user 23. Information providing collection method according comprising the step of. 35. The information provision and collection method according to claim 34, wherein the sale item presentation information is information including a product name, a product price, a product video, and a product number. 36. The sales product is a land, a building, a rental property, a car, a used car, a custom car,
Receivables, securities, life insurance, fire insurance, investment trust products, travel products, overseas imported products, sporting goods, outdoor goods, apparel, jewelry, paintings,
Art works, care products, organic vegetables, used goods, antiques,
36. The information providing and collecting method according to claim 35 , comprising a pet animal, a food animal, and a houseplant. 37. The desired sales item order status includes a product number desired by the user, a number of products desired by the user, a product order request requested by the user, and a settlement request of the product desired by the user. claims 34 to 3, characterized in
6. The information provision collection method according to any one of 6 . 38. The sales goods presentation information is a service information, the service information is a service name, a service price, and service image, characterized in that the information consists of the service number The information providing and collecting method according to claim 34 . And the method according to claim 39, wherein the products sold the goods home delivery services, and housing renovation design, auction and, barter and the method of providing information collection according to claim 38, wherein the consisting of a pay broadcast aired. 40. The user-desired sales order status includes a service number desired by the user, a number of services desired by the user, a service order request requested by the user, and a settlement request of the service desired by the user. The information providing and collecting method according to claim 38 or 39, wherein: 41. When a member of a specific company is a member of a sports club and the authentication server is accessed by a user who is a member of the sports club, the user is determined based on the information on user authentication stored in the password database. And a step in which the user determination server determines the user by comparing the condition sheet, and the information collection server automatically provides the user with the member presentation information and sends an inquiry to the member offer information to the user. Transmitting, further collecting and recording answers from the user, a collecting information server collecting and transmitting the answers from the user to the sports club, and collecting Internet from the user after collecting the answers from the user. providing information collecting side of claim 23 comprising the step of accessing the server allows for the . 42. The information according to claim 41 , wherein the member presentation information comprises a health condition of a sports club member, training results, training menu information, event information, and equipment use reservation information. Provide collection method. 43. The information providing and collecting method according to claim 41 , wherein the member offer information comprises an appliance use reservation input form and a training schedule report form. 44.A member of a specific company is a member of an educational institution
What Authentication server is From users who are members of the educational institution
If there is access, it will be recorded in the password database.
Authenticates the user based on the remembered user authentication information
The process ofThe user judgment server judges the user by comparing the condition documents
 Process andInformation collection server is registered in advance Education institution information
And automatically provide information to members
Sent to the user and collect responses from the user.
Collecting and recording;Collection information server Answer from user to the educational institution information
Transmitting collected and recorded data, and collecting Internet responses from users after collecting the responses from the users.
Access to theServer isThe process to allow
Claim23Information collection method described.