JP2024046307A - Portable terminal, information processing method and information processing program - Google Patents

Abstract

To provide a portable terminal enabling a use of Raspberry Pi for cashless settlement.SOLUTION: A portable terminal includes an imaging part, a transmission part, and a display part. The imaging part reads identification information displayed on a user terminal. The transmission part transmits, to a settlement server, the identification information read by the imaging part, identification information preset for every portable terminal that has been registered, and settlement information representing a settlement amount. The display part displays settlement result information received from the settlement server.SELECTED DRAWING: Figure 3

Description

The present invention relates to a portable terminal, an information processing device, an information processing method, and an information processing program.

In recent years, proposals have begun to be made for ways to move away from cash such as banknotes and coins and to send cashless remittances such as donations in the event of a disaster or offerings to temples and shrines. Furthermore, in recent years, fundraising through networks, such as crowdfunding, has become generally recognized, and cases in which individuals send money to specific organizations are becoming commonplace.

In addition, development is underway to enable the use of a small computer called the Raspberry Pi, which is an ARM processor mounted on a single electronic circuit board, as a barcode scanner.

JP 2021-117961 A

However, with previous technology, it was not possible to use the Raspberry Pi for cashless payments.

The present application has been made in view of the above, and its purpose is to enable the use of Raspberry Pi for cashless payments.

The portable terminal according to the present application is a portable terminal dedicated to payment, and is characterized by having a photographing unit that reads identification information displayed on a user terminal, a transmission unit that transmits the identification information read by the photographing unit, identification information preset for each registered portable terminal, and payment information indicating the payment amount to a payment server, and a display unit that displays payment result information received from the payment server.

According to one aspect of the embodiment, it is possible to make the Raspberry Pi usable for cashless payments.

FIG. 1 is a diagram illustrating an example of information processing according to the first embodiment. FIG. 2 is a diagram illustrating an example of the configuration of the information processing system according to the first embodiment. FIG. 3 is a diagram illustrating an example of the configuration of the portable terminal according to the first embodiment. FIG. 4 is a diagram illustrating an example of the configuration of a user terminal according to the first embodiment. FIG. 5 is a diagram illustrating a configuration example of an information processing server according to the first embodiment. FIG. 6 is a diagram illustrating an example of the portable terminal registration information storage unit according to the first embodiment. FIG. 7 is a diagram illustrating a configuration example of a payment server according to the first embodiment. FIG. 8 is a diagram illustrating an example of a payment information storage unit according to the first embodiment. FIG. 9 is a flowchart illustrating an example of an information processing procedure according to the first embodiment. FIG. 10 is a diagram illustrating an example of information processing according to the second embodiment. FIG. 11 is a diagram illustrating a configuration example of an information processing system according to the second embodiment. FIG. 12 is a diagram illustrating a configuration example of a store terminal according to the second embodiment. FIG. 13 is a diagram illustrating an example of the configuration of an information processing server according to the second embodiment. FIG. 14 is a flowchart illustrating an example of an information processing procedure according to the second embodiment. FIG. 15 is a hardware configuration diagram showing an example of a computer that realizes the functions of the information processing device according to this embodiment.

EMBODIMENT OF THE INVENTION Below, the portable terminal, information processing apparatus, information processing method, and the form for implementing an information processing program (hereinafter referred to as "embodiment") according to the present application will be described in detail with reference to the drawings. Note that this embodiment does not limit the portable terminal, information processing apparatus, information processing method, and information processing program according to the present application. Further, in each of the embodiments below, the same parts are given the same reference numerals, and redundant explanations will be omitted.

1. Embodiment 1
Information processing realized by the portable terminal etc. of the present embodiment will be described with reference to Fig. 1. Fig. 1 is a diagram showing an example of information processing according to the first embodiment. Note that in Fig. 1, the information processing etc. according to the first embodiment is realized by an information processing server 100 which is an example of an information processing device according to the present embodiment.

1-1. Configuration of Information Processing System
Prior to the description of FIG. 1, the configuration of the information processing system 1 will be described with reference to FIG. 2. FIG. 2 is a diagram showing a configuration example of the information processing system according to the first embodiment. As shown in FIG. 2, the information processing system 1 according to the first embodiment includes a portable terminal 10, a user terminal 20, an information processing server 100, and a payment server 200. The portable terminal 10, the user terminal 20, the information processing server 100, and the payment server 200 are connected to each other via a network N in a wired or wireless manner so as to be able to communicate with each other. The network N is, for example, a wide area network (WAN) such as the Internet. Note that the information processing system 1 shown in FIG. 2 may include a plurality of portable terminals 10, a plurality of user terminals 20, a plurality of information processing servers 100, and a plurality of payment servers 200.

The portable terminal 10 shown in FIG. 2 is a portable terminal dedicated to payment. Specifically, the portable terminal 10 is a Raspberry Pi (also abbreviated as "Raspberry Pi"), which is a small computer with an ARM processor mounted on a single electronic board.

The user terminal 20 shown in FIG. 2 is an information processing device used by a user who performs payment. For example, the user terminal 20 displays identification information such as a QR code (registered trademark) on the payment service. The user terminal 20 is realized by, for example, a smartphone, a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), or the like.

The information processing server 100 shown in FIG. 2 is an information processing device that executes information processing related to the first embodiment, and is realized by a server device, a cloud system, or the like. For example, the information processing server 100 transmits payment information and the like to the payment server 200, and transmits the payment result acquired from the payment server 200 to the portable terminal 10 for display.

The payment server 200 shown in FIG. 2 is an information processing device that executes information processing related to embodiment 1, and is realized by a server device that provides a payment service, a cloud system, or the like. For example, the payment server 200 performs payment based on information from the information processing server 100.

Although FIG. 2 shows a case where the information processing server 100 and the payment server 200 are separate devices, the information processing server 100 and the payment server 200 may be integrated.

[1-2. Payment using user terminals]
Here, an example of payment (electronic payment) using the user terminal 20 will be described prior to the information processing executed by the portable terminal 10. In the following description, an example will be described in which a user U makes a payment using the user terminal 20 using a two-dimensional code (QR code (registered trademark)) arranged in the store A and indicating store identification information C that identifies the store A, but the embodiment is not limited to this. The example of payment described below can also be applied when an arbitrary user makes a payment at an arbitrary store using an arbitrary user terminal 20. In addition, the store identification information C may be not only a QR code (registered trademark) but also a barcode, a predetermined mark, a number, or the like.

For example, when user U makes a payment for the use or purchase of a payment object (transaction object) such as various products or services at store A, user U launches a payment app pre-installed on user terminal 20. User U then photographs store identification information C installed at store A via the payment app. In such a case, user terminal 20 displays a screen for inputting the price of the payment object, and accepts input of the payment amount from user U or a store clerk at store A. User terminal 20 then transmits to payment server 200 payment information indicating user identification information identifying user U, store identification information C (or information indicated by store identification information C, i.e., information indicating store A (e.g., store ID)), and the payment amount.

In such a case, the payment server 200 transfers electronic money in the amount indicated by the payment amount from the account of user U indicated by the user identification information to the account of store A indicated by the store identification information C. The payment server 200 then sends a notification to the user terminal 20 that the payment has been completed. In such a case, the user terminal 20 notifies the user that payment has been made with electronic money by outputting a screen or a specified sound indicating that the payment has been completed.

Note that payment using the user terminal 20 is not limited to the processing described above. For example, the payment using the user terminal 20 may be made using a store terminal installed at the store A. For example, the user terminal 20 displays user identification information on the screen to identify the user U. In such a case, the store terminal installed in store A reads the user identification information displayed on the user terminal 20, and reads the user identification information (or information indicated by the user identification information, that is, information indicating user U (for example, , user ID)), the payment amount, and information identifying store A, is transmitted to the payment server 200. In such a case, the payment server 200 transfers the amount of electronic money indicated by the payment amount from the account of the user U indicated by the user identification information to the account of the store A, and transfers the electronic money to the store terminal or user terminal 20 of the store A. On the other hand, the fact that the payment has been completed may be notified by outputting a screen or a predetermined sound indicating that the payment has been completed.

Furthermore, payment using the user terminal 20 may not only be a process of transferring electronic money from an account to which user U has previously charged electronic money to store A's account, but may also be, for example, a payment using a credit card that user U has previously registered. In such a case, for example, user terminal 20 may transfer electronic money of the payment amount to store A's account and bill the management company of user U's credit card for the payment amount.

1-3. Overview of the First Embodiment
In recent years, development has been underway to make it possible to use a small computer called Raspberry Pi, which is a single electronic board equipped with an ARM processor, as a barcode scanner. In addition, development of devices that utilize Raspberry Pi is also underway through crowdfunding, etc. However, with conventional technology, it was not possible to use Raspberry Pi for cashless payment.

Therefore, the portable terminal 10 executes the information processing according to the first embodiment. Information processing executed by the portable terminal 10 will be described below using FIG. 1. Note that in the following description, an example will be shown in which the user terminal 20 is used by the user U1.

In addition, in the description of the first embodiment, it is assumed that the portable terminal 10 has already been linked with the device linkage described later in the second embodiment.

The portable terminal 10 reads the identification information indicating the payment amount (for example, a barcode for the amount to be received to set the amount to be received) (step S11). In FIG. 1, the portable terminal 10 reads the identification information C1. For example, if the payment amount is 100 yen, the portable terminal 10 reads the identification information indicating that the payment amount is 100 yen, and if the payment amount is 500 yen, the portable terminal 10 reads the identification information indicating that the payment amount is 500 yen. In other words, if the payment amount is 100 yen, the portable terminal 10 reads the identification information in which the payment amount is preset to 100 yen, and if the payment amount is 500 yen, the portable terminal 10 reads the identification information in which the payment amount is preset to 500 yen. The portable terminal 10 then sets the amount indicated by the read identification information as the payment amount. For example, if the read identification information is identification information indicating an amount of 100 yen, the portable terminal 10 sets the payment amount to 100 yen, and if the read identification information is identification information indicating an amount of 500 yen, the portable terminal 10 sets the payment amount to 500 yen.

The portable terminal 10 reads the identification information displayed on the user terminal 20 (step S12). In FIG. 1, the portable terminal 10 reads the identification information C2. Note that, by reading the identification information C2, payment is made from the account linked to the identification information C2.

The portable terminal 10 transmits the read identification information (identification information C1 and identification information C2) and the identification information set at the time of device cooperation according to the second embodiment to the information processing server 100 (step S13). For example, the portable terminal 10 can link the identification information of the payment destination (for example, a store or member store) and the MAC (Media Address Control) address of the portable terminal 10 as the identification information set at the time of device cooperation. Send the configured information. Furthermore, the portable terminal 10 transmits to the information processing server 100 a login token indicating the login information of the portable terminal 10 set at the time of device cooperation according to the second embodiment. Note that the portable terminal 10 may transmit this information to the information processing server 100 via an access point by performing short-range communication using Bluetooth (registered trademark) or the like.

When the information processing server 100 acquires this information from the portable terminal 10, it transmits the acquired information to the payment server 200 (step S14). Based on the information transmitted from the information processing server 100, the payment server 200 debits the payment amount from the account linked to the identification information C2 and transmits the payment result to the information processing server 100 (step S15). When the information processing server 100 acquires the payment result from the payment server 200, it transmits the acquired payment result to the portable terminal 10 (step S16). When the portable terminal 10 acquires the payment result from the information processing server 100, it displays the acquired payment result (step S17).

Here, a method for reading the identification information of the portable terminal 10 will be described. The portable terminal 10 may be set to read continuously at a predetermined cycle (for example, every 3 seconds, every 5 seconds, etc.). In this case, the portable terminal 10 reads the identification information that enters the shooting range at the time of reading at a certain moment. The portable terminal 10 may also be set to read at the time of a predetermined operation. Specifically, the portable terminal 10 may be set to read at the time of a predetermined operation with the detection of the predetermined operation as a reading trigger. In this case, the portable terminal 10 reads the identification information that enters the shooting range at a certain moment when the predetermined operation is performed. The portable terminal 10 may also be set to read when an object that enters within a predetermined distance is detected. Specifically, the portable terminal 10 may be set to read when an object that enters within a predetermined distance is detected as a reading trigger. In this case, the portable terminal 10 reads the identification information that enters the shooting range at a certain moment when the object is detected. Note that the reading of the identification information is not limited to the above-mentioned method and is not particularly limited.

Further, the above-described portable terminal 10 can be realized by a device such as a Raspberry Pi realized through crowdfunding, etc., and it is easier to mass-produce it or realize it as a device.

[1-4. Regarding variations of processing in Embodiment 1]
Embodiment 1 described above shows a case where the portable terminal 10 reads identification information indicating the payment amount in order to determine the payment amount. For example, if the payment amount is 100 yen, the portable terminal 10 reads identification information indicating the amount of 100 yen, and if the payment amount is 500 yen, it reads identification information indicating the amount of 500 yen. showed that. Here, it is conceivable that identification information indicating the payment amount is not prepared. For example, when the portable terminal 10 is installed unattended at a place such as a temple or shrine, identification information indicating the payment amount may not be prepared. In such a case, the payment amount may be set in advance for each portable terminal 10. That is, when the payment amount is preset for each portable terminal 10, the amount preset for each portable terminal 10 becomes the payment amount. For example, when the portable terminal 10 reads the identification information C2 with a preset payment amount of 100 yen, the portable terminal 10 reads information indicating the payment amount of 100 yen and the read identification information (identification information C2) and the identification information set at the time of device cooperation according to the second embodiment are transmitted to the information processing server 100. Further, for example, when the portable terminal 10 in which the payment amount of 500 yen is preset reads the identification information C2, the portable terminal 10 reads the information indicating the payment amount of 500 yen and the read identification information ( The identification information C2) and the identification information set at the time of device cooperation according to the second embodiment are transmitted to the information processing server 100.

2. Configuration of portable terminal
Next, the configuration of the portable terminal 10 according to the embodiment 1 will be described with reference to Fig. 3. Fig. 3 is a diagram showing an example of the configuration of the portable terminal 10 according to the embodiment 1. As shown in Fig. 3, the portable terminal 10 includes a communication unit 11, an imaging unit 12, a display unit 13, and a control unit 14.

(Communication Department 11)
The communication unit 11 is realized by, for example, a NIC (Network Interface Card). The communication unit 11 is connected to a predetermined network N by wire or wirelessly, and transmits and receives information to and from the information processing server 100 and the like via the predetermined network N.

(Photography Department 12)
The photographing unit 12 reads the identification information within the photographing range. For example, the imaging unit 12 reads identification information displayed on the user terminal 20. Further, for example, the photographing unit 12 reads identification information indicating the payment amount. Further, for example, the photographing section 12 may detect an object whose distance between the photographing section 12 and the object is within a predetermined distance.

(Display unit 13)
The display unit 13 is a display screen of a tablet terminal or the like realized by, for example, a liquid crystal display or an organic EL (Electro-Luminescence) display, and is a display device for displaying various information. For example, the display unit 13 displays information acquired from the information processing server 100.

(Control unit 14)
The control unit 14 is, for example, a controller, and is realized by a central processing unit (CPU), a micro processing unit (MPU), or the like executing various programs stored in a storage device inside the portable terminal 10 using a random access memory (RAM) as a working area. For example, the various programs include application programs installed in the portable terminal 10. For example, the various programs include application programs that acquire and display information (e.g., payment results) from the information processing server 100. The control unit 14 is also realized by an integrated circuit, for example, an application specific integrated circuit (ASIC) or a field programmable gate array (FPGA).

As shown in FIG. 3, the control unit 14 includes a receiving unit 141 and a transmitting unit 142, and realizes or executes the information processing operation described below.

(Receiving unit 141)
The receiving unit 141 receives various information from other information processing devices such as the information processing server 100. For example, the receiving unit 141 receives a payment result. Also, for example, the receiving unit 141 receives identification information dedicated to the portable terminal 10 that is set during device cooperation according to the second embodiment. Also, for example, the receiving unit 141 receives a login token indicating login information of the portable terminal 10 that is set during device cooperation according to the second embodiment.

(Transmitter 142)
The transmission unit 142 transmits various information to other information processing devices such as the information processing server 100. For example, the transmission unit 142 transmits identification information read by the photographing unit 12. Also, for example, the transmission unit 142 transmits identification information dedicated to the portable terminal 10 that is set during device cooperation according to the second embodiment. Also, for example, the transmission unit 142 transmits a login token indicating login information of the portable terminal 10 that is set during device cooperation according to the second embodiment.

3. Configuration of user terminal
Next, the configuration of the user terminal 20 according to the first embodiment will be described with reference to Fig. 4. Fig. 4 is a diagram showing an example of the configuration of the user terminal 20 according to the first embodiment. As shown in Fig. 4, the user terminal 20 has a communication unit 21, an input unit 22, an output unit 23, and a control unit 24.

(Communication Department 21)
The communication unit 21 is realized by, for example, a NIC or the like. The communication unit 21 is connected to a predetermined network N by wire or wirelessly, and transmits and receives information to and from the payment server 200 and the like via the predetermined network N.

(Input section 22)
The input unit 22 accepts various operations from the user. For example, the input unit 22 may accept various operations from the user via the display screen using a touch panel function. Further, the input unit 22 may accept various operations from buttons provided on the user terminal 20 or a keyboard or mouse connected to the user terminal 20.

(Output section 23)
The output unit 23 is a display screen of a tablet terminal or the like realized by, for example, a liquid crystal display or an organic EL display, and is a display device for displaying various information. For example, the output unit 23 displays information acquired from the payment server 200.

(Control unit 24)
The control unit 24 is, for example, a controller, and is realized by a CPU, an MPU, or the like executing various programs stored in a storage device inside the user terminal 20 using a RAM as a working area. For example, the various programs include application programs installed in the user terminal 20. For example, the various programs include application programs that obtain and display information (e.g., identification information for payment) from the payment server 200. The control unit 24 is also realized by an integrated circuit, for example, an ASIC, an FPGA, or the like.

As shown in FIG. 4, the control unit 24 has a receiving unit 241 and a transmitting unit 242, and realizes or executes the information processing functions described below.

(Receiving unit 241)
The receiving unit 241 receives various information from other information processing devices such as the payment server 200. For example, the receiving unit 241 receives identification information for payment.

(Transmission unit 242)
The transmitter 242 transmits various information to other information processing devices such as the payment server 200. For example, the transmitter 242 transmits payment information.

[4. Information processing server configuration]
Next, the configuration of the information processing server 100 according to the first embodiment will be described using FIG. 5. FIG. 5 is a diagram illustrating a configuration example of the information processing server 100 according to the first embodiment. As shown in FIG. 5, the information processing server 100 includes a communication section 110, a storage section 120, and a control section 130. Note that the information processing server 100 has an input unit (for example, a keyboard, a mouse, etc.) that receives various operations from the administrator of the information processing server 100, and a display unit (for example, a liquid crystal display, etc.) for displaying various information. You may.

(Communication Department 110)
The communication unit 110 is realized by, for example, a NIC or the like. The communication unit 110 is connected to the network N by wire or wirelessly, and transmits and receives information to and from the portable terminal 10 and the like via the network N.

(Storage unit 120)
The storage unit 120 is realized by, for example, a semiconductor memory device such as a RAM or a flash memory, or a storage device such as a hard disk or an optical disk. As shown in FIG. 5, the storage unit 120 includes a portable terminal registration information storage unit 121.

The portable terminal registration information storage unit 121 stores information about registered portable terminals 10. An example of information stored in the portable terminal registration information storage unit 121 will now be described with reference to FIG. 6. FIG. 6 is a diagram showing an example of the portable terminal registration information storage unit 121 according to the first embodiment. In the example of FIG. 6, the portable terminal registration information storage unit 121 has items such as "payment destination ID," "MAC address," "settings identification information," and "login token."

“Payment destination ID” indicates identification information for identifying the payment destination (for example, a store or a member store) that has registered the portable terminal 10. “MAC address” indicates the MAC (Media Address Control) address of the portable terminal 10. "Setting identification information" indicates identification information set by linking the identification information of the payment destination and the identification information (for example, MAC address) of the portable terminal 10. “Login token” indicates a login token indicating login information of the portable terminal 10.

(Control unit 130)
The control unit 130 is a controller, and is realized, for example, by a CPU, an MPU, or the like, executing various programs stored in a storage device inside the information processing server 100 using a RAM as a work area. The control unit 130 is also a controller, and is realized, for example, by an integrated circuit such as an ASIC or an FPGA. As shown in Fig. 5, the control unit 130 according to the first embodiment has an acquisition unit 131 and a transmission unit 132, and realizes or executes the functions and actions of information processing described below.

(Acquisition unit 131)
The acquisition unit 131 acquires various information from other information processing devices such as the portable terminal 10. Further, the acquisition unit 131 acquires various information from the storage unit 120. Further, the acquisition unit 131 stores various acquired information in the storage unit 120.

The acquisition unit 131 acquires information transmitted from the portable terminal 10. For example, the acquisition unit 131 acquires the identification information read by the portable terminal 10 (identification information displayed on the user terminal 20, identification information indicating the payment amount). Further, for example, the acquisition unit 131 acquires identification information set in advance for each registered portable terminal 10. Further, for example, the acquisition unit 131 acquires a login token indicating login information of the portable terminal 10. Note that, for example, the payment is authenticated by the payment server 200 using this login token.

The acquisition unit 131 acquires information transmitted from the payment server 200. For example, the acquisition unit 131 acquires a payment result. For example, if the payment is executed as a result of the authentication, the acquisition unit 131 acquires a payment result indicating that the payment was successful, and if the payment is not executed, the acquisition unit 131 acquires a payment result indicating that the payment failed.

(Transmitting unit 132)
The transmission unit 132 transmits various information to other information processing devices such as the portable terminal 10. For example, the transmission unit 132 transmits information acquired from the portable terminal 10 to the payment server 200. Also, for example, the transmission unit 132 transmits information acquired from the payment server 200 to the portable terminal 10.

[5. Payment server configuration]
Next, the configuration of the payment server 200 according to the first embodiment will be described using FIG. 7. FIG. 7 is a diagram illustrating a configuration example of the payment server 200 according to the first embodiment. As shown in FIG. 7, payment server 200 includes a communication section 210, a storage section 220, and a control section 230. Note that the payment server 200 has an input unit (for example, a keyboard, a mouse, etc.) that accepts various operations from the administrator of the payment server 200, and a display unit (for example, a liquid crystal display, etc.) for displaying various information. Good too.

(Communication Department 210)
The communication unit 210 is realized by, for example, a NIC or the like. The communication unit 210 is connected to the network N by wire or wirelessly, and transmits and receives information to and from the information processing server 100 and the like via the network N.

(Storage unit 220)
The storage unit 220 is realized by, for example, a semiconductor memory device such as a RAM or a flash memory, or a storage device such as a hard disk or an optical disk. As shown in FIG. 7, the storage unit 220 includes a payment information storage unit 221.

The payment information storage unit 221 stores payment information. Here, an example of information stored in the payment information storage section 221 will be explained using FIG. 8. FIG. 8 is a diagram illustrating an example of the payment information storage unit 221 according to the first embodiment. In the example of FIG. 8, the payment information storage unit 221 has items such as "payment ID", "user ID", and "payment information".

"Payment ID" indicates identification information for identifying payment information. "User ID" indicates identification information for identifying the user who made the payment. "Payment information" indicates payment information. In the example shown in FIG. 8, conceptual information such as "payment information #1" and "payment information #2" is stored in "payment information", but in reality, payment amount, payment time, etc. information is stored.

(Control unit 230)
The control unit 230 is a controller, and is realized by, for example, a CPU, an MPU, or the like executing various programs stored in a storage device inside the payment server 200 using the RAM as a work area. Further, the control unit 230 is a controller, and is realized by, for example, an integrated circuit such as an ASIC or an FPGA. As shown in FIG. 7, the control unit 230 according to the first embodiment includes an acquisition unit 231, a payment unit 232, and a transmission unit 233, and realizes or executes information processing functions and operations described below. .

(Acquisition unit 231)
The acquisition unit 231 acquires various pieces of information from other information processing devices such as the information processing server 100. The acquisition unit 231 also acquires various pieces of information from the storage unit 220. The acquisition unit 231 also stores the acquired various pieces of information in the storage unit 220.

The acquisition unit 231 acquires information transmitted from the information processing server 100. For example, the acquisition unit 231 acquires identification information read by the portable terminal 10. Also, for example, the acquisition unit 231 acquires identification information that is set in advance for each registered portable terminal 10. Also, for example, the acquisition unit 231 acquires a login token indicating login information for the portable terminal 10.

(Settlement unit 232)
The settlement unit 232 performs a settlement process based on the information acquired by the acquisition unit 231. For example, the settlement unit 232 performs a process of debiting the settlement amount from an account linked to the identification information displayed on the user terminal 20.

(Transmission unit 233)
The transmitter 233 transmits various information to other information processing devices such as the information processing server 100. For example, the transmitting unit 232 transmits the payment result by the payment unit 232 to the information processing server 100.

[6. Information processing flow]
The procedure of information processing of the portable terminal 10 according to the first embodiment will be described with reference to Fig. 9. Fig. 9 is a flowchart showing an example of the procedure of information processing according to the first embodiment.

As shown in FIG. 9, the portable terminal 10 reads the identification information displayed on the user terminal 20 (step S101).

The portable terminal 10 reads identification information indicating the payment amount (step S102).

The portable terminal 10 transmits the read identification information, the identification information preset for each registered portable terminal 10, and the login token to the information processing server 100 (step S103).

The portable terminal 10 displays the payment result obtained from the information processing server 100 (step S104).

7. Second embodiment
Information processing realized by the information processing device of the present embodiment will be described with reference to Fig. 10. Fig. 10 is a diagram showing an example of information processing according to the second embodiment. In Fig. 10, the information processing according to the second embodiment is realized by an information processing server 100A, which is an example of the information processing device according to the present embodiment. Descriptions similar to those of the first embodiment will be omitted as appropriate.

7-1. Configuration of information processing system
Prior to the description of FIG. 10, the configuration of the information processing system 1A will be described with reference to FIG. 11. FIG. 11 is a diagram showing a configuration example of an information processing system according to the second embodiment. As shown in FIG. 11, the information processing system 1A according to the second embodiment includes a portable terminal 10, a store terminal 30, an information processing server 100A, and a payment server 200. The portable terminal 10, the store terminal 30, the information processing server 100A, and the payment server 200 are connected to each other via a network N in a wired or wireless manner so as to be able to communicate with each other. The network N is, for example, a WAN such as the Internet. Note that the information processing system 1A shown in FIG. 11 may include a plurality of portable terminals 10, a plurality of store terminals 30, a plurality of information processing servers 100A, and a plurality of payment servers 200.

The portable terminal 10 and payment server 200 shown in FIG. 11 are the same as those in Embodiment 1, so a description thereof will be omitted.

The store terminal 30 shown in FIG. 11 is an information processing device used by a store (or member store) that registers the portable terminal 10. For example, the store terminal 30 displays identification information such as a QR code (registered trademark) received from the information processing server 100A for registering the portable terminal 10. The store terminal 30 is realized by, for example, a smartphone, a tablet terminal, a notebook PC, a desktop PC, a mobile phone, a PDA, or the like.

The information processing server 100A shown in FIG. 11 performs the same processing as the information processing server 100. In addition, the information processing server 100A issues identification information when, for example, a registration request for a portable terminal 10 dedicated to payment is received.

Although FIG. 11 shows a case where the information processing server 100A and the payment server 200 are separate devices, the information processing server 100A and the payment server 200 may be integrated.

7-2. Overview of the Second Embodiment
The information processing server 100A executes information processing according to the embodiment 2. The information processing executed by the information processing server 100A will be described below with reference to Fig. 10. Note that in the following description, an example will be shown in which the store terminal 30 is used by a store clerk P1.

The information processing server 100A obtains a registration request for the portable terminal 10 from the store terminal 30 (step S21). For example, the information processing server 100A obtains a registration request transmitted from the store terminal 30 through the operation of the store clerk P1.

The information processing server 100A issues identification information for registering the portable terminal 10 based on the acquired registration request (step S22). This identification information includes the identification information of the store that made the registration request. The information processing server 100A then transmits the issued identification information to the store terminal 30 that sent the registration request (step S23). The store terminal 30 then displays the received identification information on its screen (step S24).

The portable terminal 10 reads the identification information displayed on the store terminal 30 (step S25). For example, the portable terminal 10 reads the identification information displayed on the store terminal 30 through the operation of the store clerk P1. In FIG. 10, the portable terminal 10 reads identification information C3. The portable terminal 10 transmits the read identification information and the identification information (for example, MAC address) of the portable terminal 10 to the information processing server 100A (step S26).

When the information processing server 100A acquires the identification information from the portable terminal 10, the information processing server 100A associates and registers the store identification information included in the identification information read by the portable terminal 10 and the identification information of the portable terminal 10 ( Step S27). Through this registration, the portable terminal 10 that has read the identification information displayed on the store terminal 30 and the store terminal 30 are linked as devices. Note that by device linkage, it may be linked to an existing wallet or a wallet dedicated to the portable terminal 10 (a wallet whose fees are generally lower than existing wallets). When the identification information of the store and the identification information of the portable terminal 10 are registered in association with each other, the information processing server 100A identifies the identification information that associates the identification information of the store with the identification information of the portable terminal 10 The information is set and transmitted to the portable terminal 10 (step S28). Further, the information processing server 100A transmits a login token indicating login information of the portable terminal 10. Note that at the time of payment, the portable terminal 10 returns this information to the information processing server 100A, and the payment is executed by the payment server 200. That is, the processing according to the first embodiment is executed.

[7-3. Regarding variations of processing in Embodiment 2]
In the second embodiment, the information processing server 100A may transmit a one-time password to the portable terminal 10 that has read the identification information before device cooperation. When the portable terminal 10 receives the one-time password, it displays the received one-time password on the screen. When the information processing server 100A receives a one-time password from the store terminal 30, the information processing server 100A authenticates whether or not the received one-time password matches the one-time password sent to the portable terminal 10. Device cooperation may be performed when authentication is successful. That is, when the authentication based on the one-time password is successful, the information processing server 100A links the store identification information included in the identification information read by the portable terminal 10 and the identification information of the portable terminal 10. You may register.

[8. Store terminal configuration]
Next, the configuration of the store terminal 30 according to the second embodiment will be described using FIG. 12. FIG. 12 is a diagram showing a configuration example of the store terminal 30 according to the second embodiment. As shown in FIG. 12, the store terminal 30 includes a communication section 31, an input section 32, an output section 33, and a control section 34.

(Communication unit 31)
The communication unit 31 is realized by, for example, a NIC etc. The communication unit 31 is connected to a predetermined network N by wired or wireless connection, and transmits and receives information to and from the information processing server 100A etc. via the predetermined network N.

(Input section 32)
The input unit 32 accepts various operations from the store. For example, the input unit 32 may accept various operations from the store via the display screen using a touch panel function. Further, the input unit 32 may accept various operations from buttons provided on the store terminal 30 or a keyboard or mouse connected to the store terminal 30.

(Output section 33)
The output unit 33 is a display screen of a tablet terminal or the like realized by, for example, a liquid crystal display or an organic EL display, and is a display device for displaying various information. For example, the output unit 33 displays information acquired from the information processing server 100A.

(Control unit 34)
The control unit 34 is, for example, a controller, and is realized by a CPU, an MPU, or the like executing various programs stored in a storage device inside the store terminal 30 using the RAM as a work area. For example, these various programs include application programs installed on the store terminal 30. For example, these various programs include an application program that acquires information (for example, identification information for device cooperation) from the information processing server 100A and displays it. Further, the control unit 34 is realized by, for example, an integrated circuit such as an ASIC or an FPGA.

As shown in FIG. 12, the control unit 34 has a receiving unit 341 and a transmitting unit 342, and realizes or executes the information processing functions described below.

(Receiving unit 341)
The receiving unit 341 receives various information from other information processing apparatuses such as the information processing server 100. For example, the receiving unit 341 receives identification information for device cooperation.

(Transmitter 342)
The transmission unit 242 transmits various information to other information processing devices such as the information processing server 100. For example, the transmission unit 342 transmits a registration request for the portable terminal 10.

[9. Configuration of Information Processing Server]
Next, the configuration of the information processing server 100A according to the second embodiment will be described with reference to FIG. 13. FIG. 13 is a diagram showing an example of the configuration of the information processing server 100A according to the second embodiment. As shown in FIG. 13, the information processing server 100A has a communication unit 110, a storage unit 120, and a control unit 130A. The information processing server 100A may have an input unit (e.g., a keyboard, a mouse, etc.) that accepts various operations from an administrator of the information processing server 100A, and a display unit (e.g., a liquid crystal display, etc.) that displays various information. The same description as in the first embodiment will be omitted as appropriate.

(Control unit 130A)
The control unit 130A is a controller, and is realized, for example, by a CPU, an MPU, or the like, executing various programs stored in a storage device inside the information processing server 100A using a RAM as a working area. The control unit 130A is also a controller, and is realized, for example, by an integrated circuit such as an ASIC or an FPGA. As shown in FIG. 13, the control unit 130A according to the second embodiment has an acquisition unit 131A, a transmission unit 132A, an issuing unit 133, and a registration unit 134, and realizes or executes the functions and actions of information processing described below.

(Acquisition unit 131A)
The acquisition unit 131A acquires the same information as the acquisition unit 131. Furthermore, the acquisition unit 131A acquires information transmitted from the store terminal 30. For example, the acquisition unit 131A acquires a registration request of the portable terminal 10. Furthermore, the acquisition unit 131A acquires information transmitted from the portable terminal 10 for device cooperation.

(Transmission unit 132A)
The transmitter 132A transmits the same information as the transmitter 132. Further, the transmitter 132A transmits identification information for device cooperation to the store terminal 30. Specifically, the transmitter 132A transmits the identification information issued by the issuer 133 to the store terminal 30.

(Issuing Department 133)
The issuing unit 133 issues identification information for device cooperation based on the registration request acquired by the acquiring unit 131A.

(Registration Unit 134)
The registration unit 134 associates and registers the identification information of the store included in the identification information read by the portable terminal 10 with the identification information of the portable terminal 10 .

[10. Information processing flow]
The information processing procedure of the information processing server 100A according to the second embodiment will be described using FIG. 14. FIG. 14 is a flowchart illustrating an example of an information processing procedure according to the second embodiment.

As shown in FIG. 14, when the information processing server 100A receives a registration request for the portable terminal 10, it issues identification information (step S201).

The information processing server 100A transmits the issued identification information to the store terminal 30 (step S202).

The information processing server 100A links and registers the identification information of the portable terminal 10 that reads the identification information displayed on the store terminal 30 with the identification information of the store that made the registration request (step S203).

The information processing server 100A transmits to the portable terminal 10 the identification information that has been set by linking the identification information of the portable terminal 10 with the identification information of the store (step S204).

[11. effect〕
As described above, the portable terminal 10 according to the embodiment includes the photographing section 12, the transmitting section 142, and the display section 13. The photographing unit 12 reads the identification information displayed on the user terminal 20. The transmitting unit 142 transmits the identification information read by the photographing unit 12, identification information preset for each registered portable terminal 10, and payment information indicating the payment amount to the payment server 200. The display unit 13 displays payment result information received from the payment server 200.

Thereby, the portable terminal 10 according to the embodiment can appropriately perform cashless payment as an independent device.

Further, the transmitter 142 transmits the identification information set by linking the identification information of the payment destination and the identification information of the portable terminal 10 to the payment server 200.

Thereby, the portable terminal 10 according to the embodiment can appropriately perform cashless payment based on the set identification information.

Further, the transmitter 142 transmits the identification information set by linking it with the MAC (Media Address Control) address of the portable terminal 10 to the payment server 200.

This allows the portable terminal 10 according to the embodiment to properly perform cashless payment based on the MAC address.

The transmission unit 142 also transmits a login token indicating the login information of the portable terminal 10 to the payment server 200.

As a result, the portable terminal 10 according to the embodiment can properly perform cashless payment based on the login token.

Further, the transmitter 142 transmits information to the payment server 200 via the access point.

As a result, the portable terminal 10 according to the embodiment can properly perform cashless payment via an access point even when the device's communication is only via Bluetooth (registered trademark).

The photographing unit 12 also reads identification information indicating the amount of money. Further, the transmitting unit 142 transmits payment information with the amount indicated by the identification information read by the photographing unit 12 as the payment amount.

This allows the portable terminal 10 according to the embodiment to properly obtain the payment amount required for cashless payment.

The transmission unit 142 also transmits payment information with the payment amount set in advance for each portable terminal 10 as the payment amount.

This allows the portable terminal 10 according to the embodiment to properly obtain the payment amount required for cashless payment.

The photographing unit 12 also reads the identification information by continuously reading at a predetermined interval.

This allows the portable terminal 10 according to the embodiment to properly read the identification information.

The photographing unit 12 also reads the identification information when an operation is performed to start reading the identification information.

Thereby, in the portable terminal 10 according to the embodiment, the user can determine the timing to read the identification information.

The image capture unit 12 also reads the identification information when it detects an object whose distance is within a predetermined distance.

This allows the portable terminal 10 according to the embodiment to properly read the identification information.

The information processing server 100 according to the embodiment also has an issuing unit 133 and a registration unit 134. The issuing unit 133 issues identification information when a registration request for a portable terminal 10 dedicated to payment is received. The registration unit 134 links and registers the identification information of the portable terminal 10 dedicated to payment that has read the identification information issued by the issuing unit 133 with the identification information of the payment destination that has made the registration request.

As a result, the information processing server 100 according to the embodiment can appropriately establish device linkage between the portable terminal 10 and the store terminal 30.

The portable terminal 10 according to the embodiment further includes a transmission unit 132 that transmits a one-time password to the portable terminal 10 dedicated to payment that has read the identification information issued by the issuing unit 133.

Thereby, the information processing server 100 according to the embodiment can appropriately perform cashless payment based on the one-time password.

Further, the transmitter 132 transmits the identification information set by linking the identification information of the portable terminal 10 and the identification information of the payment destination to the portable terminal 10.

Thereby, the information processing server 100 according to the embodiment can appropriately perform cashless payment by setting the identification information.

The transmission unit 132 also transmits the set identification information to the portable terminal 10 by linking it to the MAC (Media Address Control) address of the portable terminal 10.

Thereby, the information processing server 100 according to the embodiment can appropriately perform cashless payment based on the MAC address.

Further, the transmitting unit 132 transmits a login token indicating login information of the portable terminal 10 to the portable terminal 10.

Thereby, the information processing server 100 according to the embodiment can appropriately perform cashless payment based on the login token.

When the transmission unit 132 receives a one-time password from the display destination of the identification information issued by the issuing unit 133, the transmission unit 132 performs authentication based on whether the one-time password matches the one-time password transmitted by the transmission unit 132, and if the authentication is successful, transmits the identification information to the portable terminal 10.

As a result, the information processing server 100 according to the embodiment can properly perform cashless payment by performing authentication using a one-time password.

[12. Hardware configuration]
Further, the information processing server 100 (or 100A) according to each of the embodiments described above is realized by, for example, a computer 1000 having a configuration as shown in FIG. 15. The information processing server 100 will be described below as an example. FIG. 15 is a hardware configuration diagram showing an example of a computer that implements the functions of the information processing server 100. Computer 1000 has CPU 1100, ROM 1200, RAM 1300, HDD 1400, communication interface (I/F) 1500, input/output interface (I/F) 1600, and media interface (I/F) 1700.

CPU 1100 operates based on a program stored in ROM 1200 or HDD 1400, and controls each part. The ROM 1200 stores a boot program executed by the CPU 1100 when the computer 1000 is started, programs depending on the hardware of the computer 1000, and the like.

The HDD 1400 stores programs executed by the CPU 1100, data used by the programs, and the like. Communication interface 1500 receives data from other devices via communication network 500 (corresponding to network N in the embodiment) and sends it to CPU 1100, and also sends data generated by CPU 1100 to other devices via communication network 500. Send to device.

The CPU 1100 controls output devices such as a display and a printer, and input devices such as a keyboard and a mouse, via the input/output interface 1600. The CPU 1100 acquires data from the input devices via the input/output interface 1600. The CPU 1100 also outputs data generated via the input/output interface 1600 to the output devices.

The media interface 1700 reads a program or data stored in the recording medium 1800 and provides it to the CPU 1100 via the RAM 1300. The CPU 1100 loads the program from the recording medium 1800 onto the RAM 1300 via the media interface 1700 and executes the loaded program. The recording medium 1800 is, for example, an optical recording medium such as a DVD (Digital Versatile Disc) or a PD (Phase change rewritable Disc), a magneto-optical recording medium such as an MO (Magneto-Optical disk), a tape medium, a magnetic recording medium, or a semiconductor memory.

For example, when the computer 1000 functions as the information processing server 100, the CPU 1100 of the computer 1000 executes a program loaded onto the RAM 1300 to realize the functions of the control unit 130. In addition, the HDD 1400 stores each piece of data in the storage device of the information processing server 100. The CPU 1100 of the computer 1000 reads and executes these programs from the recording medium 1800, but as another example, these programs may be obtained from another device via a specified communication network.

13. Other
Although some of the embodiments of the present application have been described in detail above with reference to the drawings, these are merely examples, and the present invention can be embodied in other forms that incorporate various modifications and improvements based on the knowledge of those skilled in the art, including the forms described in the Disclosure of the Invention section.

Further, the configuration of the information processing server 100 (or 100A) described above can be changed flexibly depending on the function, such as by calling an external platform or the like using an API (Application Programming Interface) or network computing.

Further, the "unit" described in the claims can be read as "means", "circuit", etc. For example, the acquisition unit can be read as an acquisition means or an acquisition circuit.

LIST OF SYMBOLS 10 Portable terminal 11 Communication unit 12 Photography unit 13 Display unit 14 Control unit 20 User terminal 21 Communication unit 22 Input unit 23 Output unit 24 Control unit 30 Store terminal 31 Communication unit 32 Input unit 33 Output unit 34 Control unit 100 Information processing server 110 Communication unit 120 Storage unit 121 Portable terminal registration information storage unit 130 Control unit 131 Acquisition unit 132 Transmission unit 133 Issue unit 134 Registration unit 200 Payment server 210 Communication unit 220 Storage unit 221 Payment information storage unit 230 Control unit 231 Acquisition unit 232 Payment unit 233 Transmission unit

The present invention relates to a portable terminal , an information processing method, and an information processing program.

Claims (20)

A portable terminal dedicated to payments,
an imaging unit that reads identification information displayed on the user terminal;
a transmitting unit that transmits identification information read by the photographing unit, identification information preset for each registered portable terminal, and payment information indicating a payment amount to a payment server;
a display unit that displays payment result information received from the payment server;
A portable terminal comprising: The transmission unit is
The portable terminal according to claim 1 , further comprising: a payment server that transmits to the payment server the identification information set by linking the identification information of the payment destination with the identification information of the portable terminal. The transmitter includes:
The portable terminal according to claim 2, wherein the identification information set by linking with a MAC (Media Address Control) address of the portable terminal is transmitted to the payment server. The transmitter includes:
The portable terminal according to claim 1, wherein a login token indicating login information of the portable terminal is transmitted to the payment server. The transmission unit is
The portable terminal according to claim 1, characterized in that the portable terminal transmits information to the payment server via an access point. The imaging unit includes:
Read the identification information indicating the amount,
The transmission unit is
The portable terminal according to claim 1 , wherein the payment information is transmitted with an amount indicated by the identification information read by the photographing unit as the payment amount. The transmission unit is
The portable terminal according to claim 1 , wherein the portable terminal transmits the payment information with a payment amount set in advance for each portable terminal as the payment amount. The photography department is
The portable terminal according to claim 1, wherein the identification information is read by continuously reading it at a predetermined cycle. The imaging unit includes:
The portable terminal according to claim 1, wherein the portable terminal reads the identification information when an operation for starting reading of the identification information is performed. The photography department is
The portable terminal according to claim 1, wherein the portable terminal reads identification information when detecting an object whose distance is within a predetermined distance. An information processing method executed by a portable portable terminal dedicated to payment, the method comprising:
a photographing process of reading identification information displayed on the user terminal;
a transmission step of transmitting the identification information read in the photographing step, identification information preset for each registered portable terminal, and payment information indicating the payment amount to a payment server;
a display step of displaying payment result information received from the payment server;
An information processing method characterized by comprising: A portable terminal dedicated to payments is
A photographing procedure for reading identification information displayed on a user terminal;
a transmission procedure for transmitting the identification information read in the photographing procedure, identification information preset for each registered portable terminal, and payment information indicating the payment amount to a payment server;
a display procedure for displaying payment result information received from the payment server;
An information processing program that causes a computer to execute. an issuing unit that issues identification information when a registration request for a portable terminal dedicated to payment is received;
a registration unit that associates and registers identification information of the portable terminal dedicated to payment that has read the identification information issued by the issuing unit with identification information of the payment destination that has made the registration request;
13. An information processing device comprising: a transmission unit that transmits a one-time password to a portable terminal dedicated for payment that has read the identification information issued by the issuing unit;
The information processing apparatus according to claim 13, further comprising: The transmitter includes:
The information processing apparatus according to claim 14, wherein identification information set by linking identification information of the portable terminal and identification information of the payment destination is transmitted to the portable terminal. The transmitter includes:
The information processing apparatus according to claim 15, wherein the identification information set by linking with a MAC (Media Address Control) address of the portable terminal is transmitted to the portable terminal. The transmission unit is
The information processing apparatus according to claim 14 , further comprising: transmitting a login token indicating login information of the portable terminal to the portable terminal. The transmission unit is
The information processing device according to claim 15, characterized in that when a one-time password is received from a display destination of the identification information issued by the issuing unit, authentication is performed based on whether the one-time password matches the one-time password sent by the sending unit, and if the authentication is successful, the identification information is sent to the portable terminal. 1. A computer-implemented information processing method, comprising:
an issuing step of issuing identification information when a registration request for the portable terminal dedicated to payment is received;
a registration step of linking and registering identification information of the portable terminal dedicated to payment that reads the identification information issued by the issuing step with identification information of the payment destination that made the registration request;
13. An information processing method comprising: an issuing procedure for issuing identification information when a registration request for the portable terminal dedicated to payment is accepted;
a registration step of linking and registering identification information of a portable terminal dedicated to payment that has read the identification information issued by the issuing step with identification information of a payment destination that has made the registration request;
An information processing program characterized by causing a computer to execute the above.

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