JP2006259947A - Information processing method for printing payment slip - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a technology for preventing fraudulent use of printed credit card information and enabling identification of a card used for payment regarding a payment slip issued, when using a credit card. <P>SOLUTION: An information generation method for printing a payment slip includes the steps of: specifying a reference number, predetermined by a user and which corresponds to the card number, when it is determined that payment can be made by receiving payment application data, including the card number from a payment terminal; generating a card specific information for specifying the card used for the payment by the user, by changing a specified digit of the card number into a reference number; generating payment complete information, including the generated card specific information, which is used upon the printing device of the payment terminal printing the payment slip; and sending the generated payment completed information to a payment completed terminal. <P>COPYRIGHT: (C)2006,JPO&NCIPI

Description

  The present invention relates to a technique for preventing theft of credit card information.

  When the user applies for payment using a credit card, payment application information is transmitted from the payment terminal in the store to the server of the credit card company. If it is determined that payment is possible, the payment terminal prints a slip using the payment completion information received from the server. In general, all the numbers of card numbers are printed on the slip in addition to the usage amount and the name of the store used. When such a slip is acquired by a malicious third party, the card number may be abused.

On the other hand, Non-Patent Document 1 discloses a method in which a part of credit card information is not printed on a slip in order to prevent misuse of credit card information. Specifically, for example, a part of the card number is masked and printed as “XXX”, only a part of the card number is printed, or the user name is not printed. The method of not printing is described.
Nobuo Hayashi, “Dangerous credit card slips, why isn't it handled in Japan”, [online], August 27, 2003, Nikkei Business Publications, Inc. [searched January 28, 2005], Internet <URL: http://itpro.nikkeibp.co.jp/free/ITPro/OPINION/20030826/1/>

  However, in a general situation where a user has a plurality of credit cards, if the credit card information is not printed on the slip, it may be impossible to identify which credit card is used for the slip.

  Therefore, an object of the present invention is to provide a technique for preventing the theft of printed credit card information and identifying the credit card used for the settlement relating to the slip for the slip issued when the credit card is used. That is.

  An information processing method according to the present invention is a method for generating information for printing a card use record slip (for example, a slip, a receipt, a receipt, etc. issued when using a credit card), and includes a payment including a credit card number. When the application data is received from the payment terminal and it is determined that the payment for the payment application is possible, it is designated in advance by the user for the payment application and stored in the storage unit in association with the credit card number. Identifying a symbol (including a code, drawing, etc.) using the credit card number, replacing the specific digit of the credit card number with the symbol, and allowing the user to apply for the settlement application Generating card specifying information for specifying the credit card, and the generated card special information. A step of generating payment completion information including information and used when the printing device of the payment terminal prints the card use record slip for the payment application, and a step of transmitting the generated payment completion information to the payment terminal. Including.

  Since a part of the card number is not printed on the slip printed using the information generated by this method, the misuse of the credit card information can be prevented when a third party obtains the slip. In addition, since the symbol specified by the user is printed in place of the card number, even when the user has multiple credit cards, the symbol printed on the slip is used for the settlement. Credit card can be specified.

  Further, the symbol may include at least one drawing. Thereby, the said credit card can be specified more easily than the case where a character and a code | symbol are used.

  Further, the graphic may be the same as or corresponding to the graphic printed on the credit card. Thus, the user can easily identify the credit card used for the settlement of the slip by comparing the graphic printed on the credit card with the graphic printed on the slip.

  A program for causing a computer to execute the information processing method according to the present invention can be created. The program is, for example, a storage medium or storage device such as a flexible disk, a CD-ROM, a magneto-optical disk, a semiconductor memory, and a hard disk. Stored in In some cases, digital signals are distributed over a network. Note that data being processed is temporarily stored in a storage device such as a computer memory.

  According to the present invention, it is possible to prevent the printed credit card information from being stolen for a slip issued when the credit card is used, and to identify the credit card used for the settlement relating to the slip.

  In one embodiment of the present invention, when applying for the issuance of a credit card, a user registers a three-digit code and an illustration for identifying the credit card in advance, and issues the credit card on which the illustration is printed. Receive. Only a part of the card number is printed on the receipt issued when the user applies for payment using the credit card. Instead, the three-digit code and illustration registered in advance by the user Is printed. Hereinafter, the present embodiment including the credit card issuing process and the receipt printing process will be described in detail.

1. Credit Card Issuance Processing In this embodiment, the user needs to specify in advance a code and an illustration for identifying the credit card when applying for a credit card issue. When the application is completed, a credit card printed with an illustration designated by the user is created. Accordingly, the credit card issuance process described below includes a credit card application process for registering credit card issuance application information and a credit card creation process for creating a credit card using the registered information.

  FIG. 1 shows a system outline and a part of a functional block of a server when executing a credit card issuing process. The input terminal 3 and the card company server 7 are connected to the network 1. The management server 9 and the card creation device 11 are connected to the card company server 7. The input terminal 3 includes an application data input reception unit 301 and an application data transmission unit 303. The card company server 7 includes an application data reception unit 701, an application data storage unit 703, a card number numbering unit 705, an application data registration request transmission unit 707, a card creation data reception unit 711, and card creation data. A storage unit 713, an image data storage unit 715, and a card creation request unit 717 are included. The management server 9 includes an application data registration request reception unit 901, a customer DB 903, and a card creation data transmission unit 905. The card company server 7 and the management server 9 may be a single server. A card creation data receiving unit 711, a card creation data storage unit 713, an image data storage unit 715, and a card creation request unit 717 are functional blocks related to credit card creation processing, and are different from the card company server 7. It may be configured on a computer.

  The application data input receiving unit 301 of the input terminal 3 receives an input from an operator who operates the input terminal, and outputs the input data to the application data transmitting unit 303. The application data transmission unit 303 transmits the output data to the card company server 7 via the network 1.

  The application data receiving unit 701 of the card company server 7 receives data from the input terminal 3 via the network 1 and stores it in the application data storage unit 703. The card number numbering unit 705 performs processing with reference to the application data storage unit 703 and stores the processing result in the application data storage unit 703. The application data registration request transmission unit 707 reads data from the application data storage unit 703 and performs processing, and transmits the processing result to the management server 9.

  The application data registration request receiving unit 901 of the management server 9 receives data from the card company server 7 and stores it in the customer DB 903. The card creation data transmission unit 905 reads data from the customer DB 903 and transmits it to the card company server 7.

  The card creation data receiving unit 711 of the card company server 7 receives data from the management server 9 and stores the data in the card creation data storage unit 713. The card creation request unit 717 reads data from the card creation data storage unit 713 and the image data storage unit 715 and performs processing, and transmits the processing result to the card creation device 11.

(1) Credit card application process Next, the credit card application process in this Embodiment is demonstrated using FIG. Here, we will explain the case where the credit card operator enters the information entered in the credit card application form into the input terminal 3, but the applicant accesses the credit card company website via the Internet and applies directly. The contents may be input.

  The application data input receiving unit 301 of the input terminal 3 receives an input of data related to the credit card issuance application from the operator, and outputs the data to the application data transmitting unit 303 (step S1). The application data transmission unit 303 transmits the input card issuance application data to the card company server 7 (step S3). In the card issuance application data, in addition to general information necessary for credit card issuance applications, such as the applicant's name, address, and bank account number, a code and an illustration for identifying the credit card are specified. Is included. The code and illustration are printed on a receipt issued when you apply for a payment using a credit card issued later, and are specified by the applicant regardless of the credit card company or card number. . The illustration is printed on a credit card issued later and used for collation with a receipt.

  An example of the application data input screen displayed in step S1 will be described with reference to FIG. The screen example of FIG. 3 includes a name input field 3001, an address input field 3003, an account number input field 3005, a code selection field 3011, an illustration selection field 3021, and a decision button 3031. In addition, an input field for information necessary for an application for issuing other credit cards (not shown) is also included. The operator inputs data in each input field based on the contents entered by the applicant in the application form. Further, the three-digit code selected by the applicant in the application form is selected from the code group 3015 designated in advance by moving the cursor 3013 in the code selection field 3011. The code in the present embodiment is a figure to which a character code is assigned as shown in the code group 3015 in FIG. 3, but may be a letter such as an alphabet or a kana. Similarly, for the illustration selected by the applicant in the application form, the cursor 3023 in the illustration selection field 3021 is moved to select from the illustration group 3025 designated in advance. Each illustration in the illustration group 3025 is displayed using image data read from the image data storage unit 715 of the card company server 7. An image code is assigned to each image data, and when the operator selects an illustration, an image code corresponding to the illustration is set. When the determination button 3031 is clicked, the input or selected information is output to the application data transmission unit 303.

  Returning to the description of the processing in FIG. 2, the application data receiving unit 701 of the card company server 7 receives the card issuance application data from the input terminal 3 and stores it in the application data storage unit 703 (step S5). The card number numbering unit 705 refers to the information stored in the application data storage unit 703, performs card number numbering processing, which is a conventional technique, and applies the numbered card number in association with the card issuance application data. The data is stored in the data storage unit 703 (step S7). The application data registration request transmission unit 707 reads the newly issued card issuance application data and card number from the application data storage unit 703, and transmits them to the management server 9 as an application data registration request (step S9).

  The application data registration request receiving unit 901 of the management server 9 receives the application data registration request from the card company server 7 (step S11), and registers the application data and card number included in the application data registration request in the customer DB 903. (Step S13).

  An example of data registered in the customer DB 903 will be described with reference to FIG. In the example shown in FIG. 4, the data table registered in the customer DB 903 includes a card number column 4001, a name column 4003, an address column 4005, a code 1 column 4011, and a code 2 column 4013. In addition, a column 4015 of reference numeral 3 and a column 4021 of image code are provided. Although not shown, a column for registering general information necessary for a credit card issuance application such as a column of telephone numbers and a bank account number is also included.

(2) Credit Card Creation Processing Once credit card issuance application information is registered, credit card creation processing is subsequently performed. The credit card creation process in this embodiment will be described with reference to FIG. The card creation data transmission unit 905 reads a card number newly registered in the customer DB 903, a name and other information necessary for creating a credit card, a three-digit code and an image code, and uses the card company server as card creation data. 7 (step S15). The card creation data receiving unit 711 of the card company server 7 receives the card creation data from the management server 9 and stores it in the card creation data storage unit 713 (step S21). The card creation request unit 717 refers to the card creation data storage unit 713 and reads image data corresponding to the image code included in the card creation data from the image data storage unit 715 (step S23).

  In addition to the image data, the image data storage unit 715 stores a code conversion table that associates an image code with image data. FIG. 5 shows an example of code conversion table data. The data table shown in FIG. 5 includes an image code column 5001, a file name column 5011, and an image description column 5021. In the present embodiment, a case where the applicant selects an illustration of “dog” will be described. In this case, the image code included in the card creation data is “01”, and the “01.jpg” file corresponding to the image code is read from the image data storage unit 715.

  Returning to the description of the processing in FIG. 2, the card creation request unit 717 transmits a card creation request including the read image data and card creation data to the card creation device 11 (step S25). Upon receiving a card creation request from the card company server 7 (step S31), the card creation device 11 performs conventional card creation processing such as magnetic data registration and card number and name embossing (step S33). Next, an illustration is printed on the card using the image data received from the card company server 7 (step S35). Note that the processes of steps S33 and S35 may be performed in parallel or in a reversed order.

  An example of a credit card on which an illustration is printed is shown in FIG. In the credit card shown in FIG. 6, a card number 6001 and a user name 6003 are embossed, and a card type display 6011, a card company mark 6013, and an illustration 6021 are printed. In addition, it also includes expiration date information and a magnetic stripe (not shown). The illustration is specified in advance by the user and is the same as the illustration printed on the receipt issued at the time of payment using a credit card. That is, it is printed for each user, not the default credit card design. Thereby, the user can identify the credit card used in the settlement by comparing the illustration printed on the receipt with the illustration printed on the credit card.

  In addition, the place where the illustration is printed is an example, and may be printed on another part of the card surface or on the back side of the card. Further, the image data storage unit 715 may be included in the card creation device 11, and the card creation device 11 may read image data corresponding to the image code received from the card company server 7. Further, not the same graphic as the illustration selected by the applicant, but another graphic showing the correspondence with the illustration may be printed.

  In addition, the code and illustration for identifying the credit card may be specified not only when the credit card issuance application is made, but also by a user who has already been issued the credit card. In this case, only the code and the illustration are selected on the application data input screen shown in FIG.

2. Receipt Printing Process Next, in the present embodiment, a receipt printing process when the user applies for a settlement using the credit card issued by the credit card issuing process will be described. FIG. 7 shows a system overview in receipt printing processing and a part of functional blocks of the server. The payment terminal 5 and the card company server 7 are connected to a network 13 such as a dedicated line. The management server 9 is connected to the card company server 7. The payment terminal 5 is, for example, a credit card payment terminal installed in a store, and includes a payment data input reception unit 501, a card reading unit 503, a payment application data transmission unit 505, a receipt print information reception unit 511, A receipt printing unit 513. The card company server 7 includes a payment application data reception unit 721, a payment application data storage unit 723, a payment check processing unit 725, a print code acquisition request transmission unit 727, a print code reception unit 731, and a print code. A conversion unit 733, an image data storage unit 715, a receipt print information generation processing unit 735, a receipt print information storage unit 737, and a receipt print capability specifying unit 741 are included. The management server 9 includes a print code acquisition request receiving unit 911, a print code acquisition processing unit 913, and a customer DB 903. Among the functional blocks of the card company server 7 and the management server 9 shown in FIG. 7, those having the same names and symbols as the functional blocks shown in FIG. 1 are the same as the functional blocks in FIG. Also, among the functional blocks shown in FIG. 1, those not used in the receipt printing process are not shown in FIG. The card company server 7 and the management server 9 may be a single server.

  The payment data input reception unit 501 of the payment terminal 5 receives input from the operator and outputs the input data to the payment application data transmission unit 505. The card reading unit 503 reads the credit card information and outputs the read data to the settlement application data transmission unit 505. The settlement application data transmission unit 505 transmits the output data to the card company server 7 via the network 13.

  The payment application data receiving unit 721 of the card company server 7 receives data from the payment terminal 5 via the network 13 and stores it in the payment application data storage unit 723. The settlement check processing unit 725 reads data from the settlement application data storage unit 723 and performs processing, and stores the processing result in the settlement application data storage unit 723. The print code acquisition request transmission unit 727 reads the data from the settlement application data storage unit 723 and performs processing, and transmits the processing result to the management server 9.

  The print code acquisition request receiving unit 911 of the management server 9 receives data from the card company server 7 and outputs the received data to the print code acquisition processing unit 913. The print code acquisition processing unit 913 performs processing with reference to the customer DB 903 using the output data, and transmits the processing result to the card company server 7.

  The printing code receiving unit 731 of the card company server 7 receives data from the management server 9 and outputs the data to the printing code conversion unit 733. The print code conversion unit 733 performs processing with reference to the image data storage unit 715 using the output data, and stores the processing result in the receipt print information storage unit 737. The receipt printing capability specifying unit 741 receives the data from the settlement application data receiving unit 721 and performs processing, and stores the processing result in the receipt printing information storage unit 737. The receipt print information generation processing unit 735 reads data from the receipt print information storage unit 737 and the settlement application data storage unit 723 and performs processing, and transmits the processing result to the settlement terminal 5 via the network 13. The intermediate result of the processing in the receipt print information generation processing unit 735 is temporarily stored in the receipt print information storage unit 737.

  The receipt print information receiving unit 511 of the payment terminal 5 receives data from the card company server 7 via the network 13 and outputs the received data to the receipt printing unit 513. The receipt printing unit 513 prints a receipt using the data received from the receipt print information receiving unit 511.

  Next, the receipt printing process in the present embodiment will be described with reference to FIG. When the user applies for payment by the credit card issued by the credit card issuing process in the store, the payment data input reception unit 501 of the payment terminal 5 installed in the store receives the payment including the payment amount from the store operator. Data input is accepted (step S51). Further, the card reading unit 503 reads credit card information including a card number from the magnetic stripe of the credit card (step S53). Note that the processes of steps S51 and S53 may be performed in parallel or in a reversed order.

  The settlement application data transmission unit 505 transmits settlement data and credit card information to the card company server 7 as settlement application data (step S55). The payment application data receiving unit 721 of the card company server 7 receives the payment application data from the payment terminal 5 and stores it in the payment application data storage unit 723 (step S61). The payment check processing unit 725 reads the payment application data from the payment application data storage unit 723, performs a credit card confirmation process as a conventional technique, and stores the processing result in the payment application data storage unit 723 (step S63). The credit card confirmation process is, for example, a credit process, and the settlement check processing unit 725 accesses a computer such as the management server 9 or a credit system (not shown) as necessary. When an error occurs in the credit card confirmation process, the payment terminal 5 is notified of the occurrence of the error.

  The print code acquisition request transmission unit 727 reads the payment application data including the card number from the payment application data storage unit 723, and transmits it to the management server 9 as a print code acquisition request (step S65). The print code acquisition request receiving unit 911 of the management server 9 receives the print code acquisition request from the card company server 7 and outputs the print code acquisition request to the print code acquisition processing unit 913 (step S71).

  The print code acquisition processing unit 913 refers to the customer DB 903, acquires the data of 1 to 3 and the image code corresponding to the card number included in the print code acquisition request (step S73), and uses them as the print code. It transmits to the card company server 7 (step S75). The print code receiving unit 731 receives the print code from the management server 9 and outputs it to the print code converting unit 733 (step S81). The print code conversion unit 733 refers to the code conversion table included in the image data storage unit 715, reads image data corresponding to the image code included in the print code, and outputs the image data and the data of the codes 1 to 3. It is stored in the receipt print information storage unit 737 (step S83).

  In the present embodiment, for example, the upper 12 digits of the card number are divided into the first range, the 13th to 15th digits are divided into the second range, and the last digit is divided into the third range. That is, the receipt print information generation processing unit 735 uses the upper 12 digits of the card number read from the settlement application data storage unit 723 as the first range data, and the 13th to 15th digits of the card number. Instead, data representing the card number is generated using data 1 to 3 as the data of the second range and using the image data as the data of the third range instead of the number at the end of the card number (step S85). ). It should be noted that the classification of card numbers in this embodiment is an example, and some credit cards have different numbers of digits in the card numbers, so different classifications may be used. The print code received from the management server 9 may include a card number, and the print code conversion unit 733 may store the card number in the receipt print information storage unit 737. In this case, the receipt print information generation processing unit 735 may read the card number from the receipt print information storage unit 737 instead of the settlement application data storage unit 723.

  Next, the receipt print information generation processing unit 735 reads data indicating completion of payment including the payment amount and other information from the payment application data storage unit 723. Then, receipt print information including data indicating the generated card number and data indicating completion of payment is generated and transmitted to the payment terminal 5 (step S87). The receipt print information receiving unit 511 receives receipt print information from the card company server 7 and outputs it to the receipt print unit 513 (step S91). The receipt printing unit 513 prints a receipt using the receipt printing information (step S93).

  An example of the receipt printed in step S93 is shown in FIG. The receipt shown in FIG. 9 includes a member store name (store where payment is made) column 9001, a card company name column 9011, a member number (card number) column 9021, a settlement amount column 9031, and other not shown. Payment completion information. The member number column 9021 includes a first column 9023 in which the upper 12 digits of the card number are printed as they are, a second column 9025 in which symbols 1 to 3 are printed, and a third column 9027 in which illustrations are printed. Including. The code and illustration printed on the receipt are specified by the user in advance, and the illustration is also printed on the credit card used for settlement. Therefore, the user can specify the credit card used for the settlement based on the code and the illustration printed on the receipt. Further, since a part of the card number is not printed, it is possible to prevent the credit card information from being stolen.

  As described above, according to the present embodiment, it is possible to prevent theft of credit card information and print a receipt that can identify the credit card used for the settlement.

  Although the embodiment of the present invention has been described above, the present invention is not limited to this. For example, although functional block diagrams of the card company server 7 and the management server 9 are illustrated in FIGS. 1 and 7, they do not necessarily correspond to actual program modules. Further, the card company server 7 and the management server 9 may be configured by a plurality of computers, or may be configured by a single computer.

  In addition, a code or illustration designated by the user may not be printed on the credit card. In this case, for example, the user separately holds the correspondence between the designated illustration and the credit card related to the illustration.

  An embodiment in which only one of the code and the illustration is printed on the receipt and the other is not printed is also conceivable. Such an embodiment is particularly effective in a payment system to which, for example, a payment terminal 5 that cannot print an illustration is connected. In order to print such a receipt, for example, in step S85, the upper 12 digits of the card number are used as the first range data, and the data 1 to 3 are used as the second range data. * "As the third range data. In order to prevent the card number from being stolen, it is desirable to use, for example, “*” indicating a hidden character instead of the last digit of the card number. Further, the settlement terminal 5 may replace the last digit of the card number with “*” when printing a receipt.

  An example of a receipt printed using the data described above is shown in FIG. The receipt shown in FIG. 10 has the same configuration as the receipt shown in FIG. 9, and includes a member store name column 9001, a card company name column 9011, a member number column 9021, and a settlement amount column 9031. . The member number column 9021 includes a first column 9023 in which the upper 12 digits of the card number are printed, a second column 9025 in which a code designated in advance by the user is printed, and the illustration in FIG. Instead, it includes a third column 9027 printed with “*”. The receipt is printed by, for example, the payment terminal 5 that cannot print kanji, and katakana is printed instead of kanji in the member store name column 9001 and the card company name column 9011. In such a payment terminal 5, an illustration cannot be printed, and a substitute character or the like may be printed. By using the data explained above, even the payment terminal 5 that cannot print the illustration can prevent the credit card information from being stolen and use the code printed in the second column 9025 to identify the credit card used for the payment. The receipt can be printed.

  A case where a plurality of payment terminals 5 having different printing capabilities are connected to the payment system is also conceivable. In this case, it is desirable that different receipt print information is generated according to the type of payment terminal 5. Accordingly, in order for the card company server 7 to determine the printing capability of the payment terminal 5, the payment application data receiving unit 721 further receives information on the type of payment terminal 5 from the payment terminal 5 and stores it in the payment application data storage unit 723. The receipt printing capability specifying unit 741 may store the printing capability of the payment terminal 5 with reference to information on the type of the payment terminal 5. Information regarding the specified print capability is stored in the receipt print information storage unit 737, and is referred to when the receipt print information generation processing unit 735 generates receipt print information.

  Further, the image data storage unit 715 further includes a conversion table for replacing the code data included in the print data with characters such as alphabets and kana characters. The print code conversion unit 733 refers to the conversion table to encode the code. It is good also as a structure which further performs the process which converts. As a result, the present embodiment can be implemented even in a payment system to which a payment terminal 5 that cannot print illustrations and codes is connected.

  The input terminal 3, the card company server 7 and the management server 9 described above are computer devices, and as shown in FIG. 11, a memory 1601 (storage unit), a CPU 1603 (processing unit), and a hard disk drive ( HDD) 1605 (storage unit), display control unit 1607 connected to display device 1609, drive device 1613 for removable disk 1611, input device 1615, and communication control unit 1617 for connecting to the network are connected via bus 1619. Has been. An operating system (OS) and an application program for performing processing in the present embodiment are stored in the HDD 1605, and are read from the HDD 1605 to the memory 1601 when executed by the CPU 1603. If necessary, the CPU 1603 controls the display control unit 1607, the communication control unit 1617, and the drive device 1613 to perform necessary operations. Further, data in the middle of processing is stored in the memory 1601 and stored in the HDD 1605 if necessary. In the embodiment of the present invention, an application program for performing the above-described processing is stored in the removable disk 1611 and distributed, and installed in the HDD 1605 from the drive device 1613. In some cases, the HDD 1605 may be installed via a network such as the Internet and the communication control unit 1617. Such a computer apparatus realizes various functions as described above by organically cooperating hardware such as the CPU 1603 and the memory 1601 described above with the OS and necessary application programs.

  The settlement terminal 5 described above is also a computer device and may have a hardware configuration similar to that shown in FIG. 11. For example, instead of the HDD 1605 or the drive device 1613 for the removable disk 1611, a flash memory may be used. Etc. may be installed.

(Appendix 1)
When the payment application data including the credit card number is received from the payment terminal and it is determined that the payment for the payment application is possible, it is designated in advance by the user for the payment application and corresponds to the credit card number. And identifying the symbol stored in the storage unit using the credit card number;
Replacing the specific digit of the credit card number with the symbol to generate card specifying information for the user to specify the credit card for the payment application;
Generating payment completion information including the generated card specifying information and used when the printing device of the payment terminal prints the card use record slip for the payment application;
Transmitting the generated payment completion information to the payment terminal, and an information processing method executed by a computer.

(Appendix 2)
An information processing method executed by a computer system having a settlement terminal and a server,
Sending payment application data including a credit card number to a server by a payment terminal;
When the payment application data is received from the payment terminal and it is determined that payment for the payment application is possible, the server specifies the credit card number specified in advance by the user for the payment application. Identifying the symbol stored in the storage unit in association with the credit card number;
A step of replacing the specific digit of the credit card number with the symbol by the server to generate card specifying information for the user to specify a credit card related to the settlement application;
Generating settlement completion information including the card identification information generated by the server and used when the printing device of the settlement terminal prints the card use record slip for the settlement application;
Transmitting the payment completion information generated by the server to the payment terminal;
Receiving the payment completion information from the server by the payment terminal;
Using the payment completion information to cause the printing device to print the card use record slip.

(Appendix 3)
The information processing method according to appendix 1 or 2, wherein the symbol includes at least one drawing.

(Appendix 4)
The information processing method according to attachment 3, wherein the drawing is stored as image data in the storage unit.

(Appendix 5)
The information processing method according to appendix 3 or 4, wherein the graphic is the same as or corresponds to the graphic printed on the credit card.

(Appendix 6)
A first field in which a first digit is printed out of a credit card number for a payment application from a user, and a second field in which characters or codes are printed in place of the second digit of the credit card number. And a third field on which the drawing is printed in place of the third digit of the credit card number,
The character or code and the drawing are those designated in advance by the user in order to identify the credit card used for the settlement application,
A card use record slip in which the drawing is the same as or corresponds to the drawing printed on the credit card.

(Appendix 7)
A credit card on which a graphic specified in advance by the user is printed,
The above graphic is the same as or corresponding to the graphic printed on the card usage record slip for the payment application using the credit card by the user by replacing the credit card number of the credit card with a specific digit. A credit card.

It is a system outline figure at the time of implementing credit card issue processing. It is a figure which shows the processing flow of a credit card issue process. It is a figure which shows an example of the image of an application data input screen. It is a figure which shows an example of the data stored in customer DB. It is a figure which shows an example of the data of a code conversion table. It is a figure which shows an example of the credit card issued in the credit card issue process. It is a system outline figure at the time of implementing receipt printing processing. It is a figure which shows the processing flow of a receipt printing process. It is a figure which shows an example of the receipt printed using the data produced | generated in the receipt printing process. It is a figure which shows another example of the receipt printed using the data produced | generated in the receipt printing process. It is a functional block diagram of a computer.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1, 13 Network 3 Input terminal 5 Settlement terminal 7 Card company server 9 Management server 11 Card production apparatus

Claims (3)

When the payment application data including the credit card number is received from the payment terminal and it is determined that the payment for the payment application is possible, it is designated in advance by the user for the payment application and corresponds to the credit card number And identifying the symbol stored in the storage unit using the credit card number;
Substituting a specific digit of the credit card number with the symbol to generate card specifying information for the user to specify a credit card related to the settlement application;
Generating payment completion information including the generated card specifying information and used when the printing device of the payment terminal prints a card use record slip for the payment application;
Transmitting the generated payment completion information to the payment terminal, and an information processing method executed by a computer.   The information processing method according to claim 1, wherein the symbol includes at least one drawing.   The information processing method according to claim 2, wherein the graphic is the same as or corresponds to the graphic printed on the credit card.

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