JP2003303286A - Cash dispenser and officer approval program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To reduce loads on both of operators and officers, and to shorten the processing time. <P>SOLUTION: When an approval of an officer is required for disbursement, a cash dispenser 1 transmits transaction data to an officer terminal 5 designated by an operator, receives information on approval from the officer terminal 5, and performs disbursement. <P>COPYRIGHT: (C)2004,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a cash processing machine installed in a business office such as a bank, and more particularly to a cash processing machine which requires the approval of officers to withdraw cash of a certain amount or more. is there.

[0002]

2. Description of the Related Art A cash processing machine for conducting large-scale transactions with large deposit and withdrawal amounts is used at a sales office of a financial institution such as a bank. It is operated, and is usually placed behind the window of a sales office. In this type of cash processing machine, transaction processing, especially withdrawal processing over a certain amount of money, requires the approval of the officer, so the operator is required to be present at each time for authentication by the officer. Card (I
It was approved by the pass operation of D card etc.).

[0003]

However, in the above-mentioned conventional technique, the operator has to search for the officer each time approval is required, and the officer must go to the cash processing machine each time. Therefore, there is a problem that both the operator and the officers are burdened and the processing time becomes long.

Further, if the operator is not present, the operator who wants to withdraw money with the cash processor can either wait for the officer to return to his seat or cancel the transaction. There is a problem that if the transaction is cancelled, the transaction data has to be input from the beginning when the transaction is re-executed, which is troublesome.

An object of the present invention is to solve such a problem.

[0006]

Therefore, according to the present invention, in a cash processing machine operated by a clerk of a financial institution, the cash processing machine is connected to a officer terminal, and when the transaction requires approval of the officer, the authorization of the officer is accepted. It is characterized by transmitting a request, receiving information indicating approval from the officer terminal, and executing cash processing.

[0007]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENT An embodiment of a cash handling machine according to the present invention will be described below with reference to the drawings. FIG. 1 is a block diagram showing the configuration of the first embodiment. 1 in the figure
Is a cash processing machine operated by an operator, and is provided with a display unit 2 such as an LCD and an operation unit 3 such as a keyboard on the front, and a transaction database 4 for managing transaction data relating to deposit and withdrawal etc. inside. .

Reference numeral 5 designates officer terminals, n units of which are provided here, and the cash processing machine 1 is connected to the n officer terminals 5, but there is only one officer terminal 5. Good. In this embodiment, the cash processing machine 1 makes an approval request to the officer seat terminal 5, and when the approval is obtained, the withdrawal process is enabled, which will be described below with reference to FIG. FIG. 2 is a diagram showing the operation of the embodiment, and is a sequence diagram showing a procedure for obtaining officer approval from the officer terminal.

First, when an operator operates the operation unit 3 of the cash processing machine 1 to input transaction data such as the amount of money to be dispensed, the denomination, the number of cash by denomination, etc., control of the cash processing machine 1 not shown. The department displays this transaction data on the display unit 2.
If the amount to be dispensed is a certain amount or more, a message to that effect is displayed, and the operator is urged to obtain the approval of the officer.

Thus, when the operator operates the operation section 3 to designate an arbitrary officer seat terminal 5, for example, the officer seat terminal 5 of # 1, the cash processing machine 1 requests approval from the officer seat terminal 5 of # 1. Is transmitted (R1). When an officer operating this officer terminal 5 is present, the officer performs an operation for accepting the approval request using an operation unit such as a keyboard, and thereby an acceptance response is sent from the officer terminal 5. It is transmitted to the cash processing machine 1 (R2).

When the cash processing machine 1 receives the acceptance response from the officer terminal 5 of # 1, it sends the transaction data to the officer terminal 5 of # 1 (R3). At the officer terminal 5, the received transaction data is displayed on the display unit such as an LCD. When the officer confirms the content of the transaction data and approves the withdrawal, the operator operates the operation unit to identify himself. By inputting (personal identification number) or the like as approval data, a notification of approval completion is transmitted from the officer seat terminal 5 to the cash processing machine 1 (R4).

When the cash processing machine 1 receives the notification of the approval completion, it dispenses cash of the denomination amount corresponding to the transaction data and stores the transaction data in the transaction database 4. still,
In the above procedure, when there is no officer operating the officer terminal 5 of # 1, and there is no response for acceptance even after a certain period of time,
It is assumed that the approval request is transmitted to another officer terminal 5. Even in that case, the operator arbitrarily selects, but it is also possible to set the order of requesting the cash processing machine 1 to the officer-side terminal 5 and automatically make the request. According to the form, when the approval of the officer is required for the withdrawal process in the cash processor, the transaction data is transmitted to the officer terminal so that the operator can obtain the approval, so the operator Does not need to search for an officer or visit the cash processing machine, which can reduce the burden on both the operator and the officer, and shorten the processing time.

Next, a second embodiment will be described. FIG. 3 is a block diagram showing the configuration of the second embodiment. In this embodiment, a holding transaction database 6 is provided in the cash processing machine 1, and other configurations are the same as those in the first embodiment, so the same reference numerals are given and the description thereof is omitted.

The pending transaction database 6 stores transaction data of pending transactions, and it is also possible to use an empty area of the transaction database 4.
The operation of the second embodiment will be described below. The process from the cash processing machine 1 to the approval request to each officer terminal 5 is the same as in the first embodiment.

In response to this approval request, when none of the officers operating the officer terminal 5 is absent and there is no acceptance response,
The operator operates the operation unit 3 to instruct to hold the transaction. As a result, the control unit (not shown) of the cash handling machine 1 assigns a management number (for example, a serial number) to the transaction data and stores it in the pending transaction database 6.

The transaction data and the management number are printed by a printer (not shown) and released to the operator. When performing the above-mentioned suspended transaction, the operator operates the operation unit 3 to input the management number when performing the above-mentioned suspended transaction. As a result, the transaction data corresponding to the entered management number is read from the pending transaction database 6 by the control unit and displayed on the display unit 2, so that the operator operates the operation unit 3
When an arbitrary officer terminal 5 is designated by, the cash processing machine 1 sends an approval request to the officer terminal 5, and thereafter,
The same processing as that of the embodiment is executed.

According to the second embodiment described above,
Even if the official is not present and approval is not obtained, the transaction is held and the transaction data is stored, so it is necessary to wait for the official to return to the seat or cancel the transaction. Since the stored transaction data can be used when performing a transaction that has been suspended later, the operator does not have to re-enter the transaction data, and the operator's time and effort can be saved and a quick process can be executed. Becomes

In the second embodiment, when there are a plurality of transactions held by the same operator, a list of transactions is displayed on the display unit 2 by inputting the operator's identifier, etc. It is also possible to allow it.

[0019]

As described above, the cash processing machine of the present invention transmits transaction data to the officer terminal to obtain the officer approval when the officer approval is required for withdrawal. Therefore, it is not necessary for the operator to search for an officer or to go to the cash processing machine, which can reduce the burden on both the operator and the officer and shorten the processing time. The effect is obtained.

Further, when the officer is absent and the officer approval is not obtained, the transaction is held and the transaction data is stored. Therefore, the officer keeps waiting for the return to the seat, or the transaction. You can use the stored transaction data when you make a pending transaction later without canceling the transaction, so that the operator does not need to re-enter the transaction data, and the operator's time and effort are saved The effect of being able to do is also obtained.

[Brief description of drawings]

FIG. 1 is a block diagram showing a first embodiment.

FIG. 2 is a sequence diagram showing the operation of the first embodiment.

FIG. 3 is a block diagram showing a second embodiment.

[Explanation of symbols]

1 cash processor 2 Display 3 operation part 4 trading database 5 Office terminal 6 Pending Transaction Database

Claims (6)

[Claims] 1. A cash processing machine operated by a clerk of a financial institution, connected to an officer terminal, sends a request for approval to the officer terminal when a transaction requires approval of the officer, and approves from the officer terminal. A cash processing machine, which receives information to the effect and processes cash. 2. The cash processing machine according to claim 1, wherein a plurality of officer terminals are connected, and an approval request is transmitted to an officer terminal designated by a clerk at the time of a transaction requiring officer approval. 3. The cash processing machine according to claim 1 or 2, wherein the approval request and the transaction data are transmitted to the officer seat terminal. 4. The transaction data according to claim 1 or 2, when the response is not received from the officer terminal that has sent the approval request, the transaction data is saved, and when the transaction is performed again, the saved transaction data is used by the officer. A cash processing machine characterized by transmitting to a terminal. 5. A procedure for transmitting transaction data together with a request for approval to the officer terminal after inputting the transaction data to a cash processing machine operated by a staff member of a financial institution, and information for approval from the officer terminal. A seat approval program, characterized by executing a procedure for receiving and executing cash withdrawal processing. 6. The procedure according to claim 5, wherein when there is no response from the officer terminal that sent the approval request, the procedure for saving the transaction data, and when the transaction is performed again, the saved transaction data is sent to the officer terminal. A post approval program that is characterized by executing a sending procedure and executing the procedure.