JP2002352166A - System and terminal for authenticating credit card - Google Patents
System and terminal for authenticating credit cardInfo
- Publication number
- JP2002352166A JP2002352166A JP2001160850A JP2001160850A JP2002352166A JP 2002352166 A JP2002352166 A JP 2002352166A JP 2001160850 A JP2001160850 A JP 2001160850A JP 2001160850 A JP2001160850 A JP 2001160850A JP 2002352166 A JP2002352166 A JP 2002352166A
- Authority
- JP
- Japan
- Prior art keywords
- authentication
- credit card
- card
- terminal
- connection
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Abstract
Description
【０００１】[0001]
【発明の属する技術分野】本発明は、簡易な移動可能な
装置でクレジットカードの認証を行うことができるクレ
ジットカード認証システム及びクレジットカード認証端
末に関する。[0001] 1. Field of the Invention [0002] The present invention relates to a credit card authentication system and a credit card authentication terminal capable of authenticating a credit card with a simple mobile device.
【０００２】[0002]
【従来の技術】クレジットカード加盟店とクレジットカ
ード会社を接続し、クレジットカードの認証や売り上げ
処理を迅速且つ安価に行うカードビジネス総合ネットワ
ークシステムは、株式会社ＮＴＴデータのＣＡＦＩＳが
代表的なものである。各クレジットカード加盟店には１
台又は複数台のＣＡＴが設置されており、各ＣＡＴは公
衆有線電話網を介してＣＡＦＩＳの如きカードビジネス
総合ネットワークシステムに接続されている。多数のＣ
ＡＴを有するクレジットカード加盟店などの場合には、
各ＣＡＴは当該クレジットカード加盟店の中央データ処
理センターに専用通信ケーブルを介して接続され、この
ホストコンピュータがカードビジネス総合ネットワーク
システムに接続されている。2. Description of the Related Art A card business comprehensive network system that connects a credit card member store to a credit card company and performs credit card authentication and sales processing quickly and inexpensively is a typical example of CAFIS of NTT DATA Corporation. . 1 for each credit card merchant
One or more CATs are installed, and each CAT is connected to a card business integrated network system such as CAFIS via a public wired telephone network. Many C
In the case of a credit card merchant with an AT,
Each CAT is connected to the central data processing center of the credit card member store via a dedicated communication cable, and this host computer is connected to the card business integrated network system.
【０００３】[0003]
【発明が解決しようとする課題】しかしながら、ＣＡＴ
は店舗に設置されているが、それ自体を携帯できるもの
ではない。また、タクシー等に搭載して使用される移動
可能なクレジットカード認証端末を用いてオンライン認
証処理ができる無線通信網を用いたクレジットカード認
証システムが提案されている（特開２０００−１１０５
１号公報）。However, the CAT
Is installed in stores, but it is not portable. Further, a credit card authentication system using a wireless communication network capable of performing online authentication processing using a mobile credit card authentication terminal mounted and used in a taxi or the like has been proposed (Japanese Patent Laid-Open No. 2000-1105).
No. 1).
【０００４】しかしながら、このシステムでは、セキュ
リティーを高めた専用端末を用いる必要があるので、端
末自体が高価であるという問題がある。However, in this system, it is necessary to use a dedicated terminal with enhanced security, and there is a problem that the terminal itself is expensive.
【０００５】例えば、生命保険の営業担当や訪問販売の
販売員などの営業者全員が携帯できるような簡易なシス
テムが要求されるが、営業担当者へのなりすまし等の問
題が発生する可能性があり、セキュリティー対策の面で
問題がある。[0005] For example, a simple system is required that can be carried by all business persons, such as a life insurance sales person and a door-to-door sales person. However, there is a possibility that a problem such as impersonation of the sales person may occur. Yes, there is a problem in terms of security measures.
【０００６】本発明は、このような事情に鑑み、簡易な
システムで安全性を確保することができるクレジットカ
ード認証システム及びクレジットカード認証端末を提供
することを課題とする。[0006] In view of such circumstances, an object of the present invention is to provide a credit card authentication system and a credit card authentication terminal which can secure security with a simple system.
【０００７】[0007]
【課題を解決するための手段】前記課題を解決する本発
明の第１の態様は、カードリーダ部を有すると共に移動
通信端末に接続可能である多数のクレジットカード認証
端末と、これらクレジットカード認証端末と接続を確立
してクレジットカードのオンライン認証を行う認証サー
バとを具備し、前記クレジットカード認証端末は、前記
移動通信端末を介して前記認証サーバとの接続を確立す
ると共に前記カードリーダ部を介してクレジットカード
から読みとった認証情報を送信する通信手段とを具備
し、前記認証サーバは、前記クレジットカード認証端末
からの前記認証情報を受信してカードビジネス総合ネッ
トワークシステムを介して各カード会社のホストコンピ
ュータにオンラインでアクセスすることにより認証結果
を受信すると共に当該認証結果を前記クレジットカード
認証端末へ送信するクレジットカード認証手段を具備す
ることを特徴とするクレジットカード認証システムにあ
る。According to a first aspect of the present invention, there is provided a credit card authentication terminal having a card reader unit and being connectable to a mobile communication terminal, and a credit card authentication terminal. And an authentication server that establishes a connection with the credit card and performs online authentication of the credit card, wherein the credit card authentication terminal establishes a connection with the authentication server via the mobile communication terminal and through the card reader unit. Communication means for transmitting the authentication information read from the credit card, the authentication server receives the authentication information from the credit card authentication terminal, and the host of each card company via the card business integrated network system By accessing the computer online, you can receive the authentication result and There the authentication result to the credit card authorization system characterized by having a credit card verification means for transmitting to the credit card authorization terminal.
【０００８】本発明の第２の態様は、第１の態様におい
て、前記認証サーバとの接続の確立を接続者の接続権限
の確認をした後に行うことを特徴とするクレジットカー
ド認証システムにある。According to a second aspect of the present invention, there is provided a credit card authentication system according to the first aspect, wherein the connection with the authentication server is established after confirming the connection authority of a connecting person.
【０００９】本発明の第３の態様は、第２の態様におい
て、前記接続者の接続権限の確認を身分証明用のＩＤカ
ードに記憶された情報により行うことを特徴とするクレ
ジットカード認証システムにある。According to a third aspect of the present invention, in the credit card authentication system according to the second aspect, the connection authority of the connecting person is confirmed by using information stored in an ID card for identification. is there.
【００１０】本発明の第４の態様は、第３の態様におい
て、前記カードリーダ部に前記ＩＤカード及び前記クレ
ジットカードを通すことにより当該クレジットカードの
認証を行うことを特徴とするクレジットカード認証シス
テムにある。According to a fourth aspect of the present invention, in the third aspect, the credit card is authenticated by passing the ID card and the credit card through the card reader. It is in.
【００１１】本発明の第５の態様は、第１〜４の何れか
の態様において、前記クレジットカード認証端末は、プ
リンタ部をさらに具備することを特徴とするクレジット
カード認証システムにある。A fifth aspect of the present invention is the credit card authentication system according to any one of the first to fourth aspects, wherein the credit card authentication terminal further comprises a printer unit.
【００１２】本発明の第６の態様は、クレジットカード
のオンライン認証を行う認証サーバとの接続を確立して
クレジットカードの認証を行うクレジットカード認証端
末において、移動通信端末に接続可能であり、カードに
記憶された情報を読み出すカードリーダ部と、前記移動
通信端末を介して前記認証サーバとの接続を確立すると
共に前記カードリーダ部を介してクレジットカードから
読みとった認証情報を送信する通信手段とを具備するこ
とを特徴とするクレジットカード認証端末にある。[0012] A sixth aspect of the present invention is a credit card authentication terminal for authenticating a credit card by establishing a connection with an authentication server for online authentication of the credit card, wherein the credit card authentication terminal is connectable to a mobile communication terminal. A card reader unit that reads information stored in the mobile communication terminal, and a communication unit that establishes a connection with the authentication server via the mobile communication terminal and transmits authentication information read from a credit card via the card reader unit. A credit card authentication terminal comprising:
【００１３】本発明の第７の態様は、第６の態様におい
て、前記カードリーダ部に接続者の接続権限を確認する
情報を記憶した身分証明用のＩＤカードを通すことによ
り、前記認証サーバとの接続を確立することを特徴とす
るクレジットカード認証端末にある。According to a seventh aspect of the present invention, in the sixth aspect, the authentication server is connected to the authentication server by passing an ID card for identification which stores information for confirming the connection right of the connecting person through the card reader section. And a credit card authentication terminal for establishing a connection.
【００１４】本発明の第８の態様は、第７の態様におい
て、前記カードリーダ部に前記ＩＤカード及び前記クレ
ジットカードを通すことにより当該クレジットカードの
認証を行うことを特徴とするクレジットカード認証端末
にある。An eighth aspect of the present invention is the credit card authentication terminal according to the seventh aspect, wherein the credit card is authenticated by passing the ID card and the credit card through the card reader section. It is in.
【００１５】本発明の第９の態様は、第６〜８の何れか
の態様において、プリンタ部をさらに具備することを特
徴とするクレジットカード認証端末にある。A ninth aspect of the present invention is the credit card authentication terminal according to any one of the sixth to eighth aspects, further comprising a printer unit.
【００１６】かかる本発明によれば、簡易なシステムで
安全性を確保することができるクレジットカード認証シ
ステム及びクレジットカード認証端末を提供することが
できる。According to the present invention, it is possible to provide a credit card authentication system and a credit card authentication terminal capable of ensuring security with a simple system.
【００１７】[0017]
【発明の実施の形態】以下、本発明を一実施形態に基づ
いて説明する。DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described based on one embodiment.
【００１８】本発明に係るクレジットカード認証システ
ムの一実施形態の全体概略構成を図１に示す。図１に示
すように、多数のカード認証端末１０は、携帯電話やＰ
ＨＳなどの移動電話端末２０と接続され、移動電話端末
２０を介して無線の公衆通信網３０を経由して中央デー
タ処理センター４０と接続される。中央データ処理セン
ター４０は、専用通信網を介してカードビジネス総合ネ
ットワークシステム５０とに接続されている。カードビ
ジネス総合ネットワークシステム５０は、株式会社ＮＴ
ＴデータのＣＡＦＩＳが代表的なものであり、複数のカ
ード会社５１〜５３や金融機関をオンラインで接続する
ものである。FIG. 1 shows an overall schematic configuration of an embodiment of a credit card authentication system according to the present invention. As shown in FIG. 1, a large number of card authentication terminals 10
It is connected to a mobile telephone terminal 20 such as an HS, and is connected to a central data processing center 40 via a wireless public communication network 30 via the mobile telephone terminal 20. The central data processing center 40 is connected to a card business integrated network system 50 via a dedicated communication network. Card business comprehensive network system 50 is NT
A representative example is CAFIS of T data, which connects a plurality of card companies 51 to 53 and financial institutions online.
【００１９】クレジットカード認証端末１０は、各種演
算と制御を行うＣＰＵ１１と、プログラムが記憶された
ＲＯＭ１２と、各種データを記憶するＲＡＭ１３と、要
認証クレジットカードの会員情報とカードＩＤとを読み
とることができるカードリーダ１４と、料金や支払い方
法などの情報を入力するための入力手段１５と、認証結
果等を表示するディスプレイ１６と、利用料金等がプリ
ントアウトされるプリンタ１７と、公衆通信網３０と接
続するための送受信装置１８とを主たる構成要素として
具備する。かかるカード認証端末１０は、例えば、移動
電話端末２０に接続して用いられるメール端末等にカー
ドリーダ１４とプリンタ１７を付加し、中央データ処理
センター４０への認証サービスを付加することにより容
易に実現できるものである。なお、プリンタ１７は、必
ずしも設ける必要はなく、また、別体として接続して使
用できるようにしてもよい。The credit card authentication terminal 10 can read a CPU 11 for performing various calculations and controls, a ROM 12 for storing programs, a RAM 13 for storing various data, member information of a credit card requiring authentication, and a card ID. Card reader 14, input means 15 for inputting information such as a fee and a payment method, a display 16 for displaying an authentication result and the like, a printer 17 for printing out usage fees and the like, and a public communication network 30. A transmission / reception device 18 for connection is provided as a main component. The card authentication terminal 10 can be easily realized by, for example, adding a card reader 14 and a printer 17 to a mail terminal or the like used by connecting to the mobile telephone terminal 20 and adding an authentication service to the central data processing center 40. You can do it. Note that the printer 17 does not necessarily need to be provided, and may be connected and used separately.
【００２０】中央データ処理センター４０は、各種演算
と制御を行う中央処理装置４１と、プログラムが記憶さ
れたプログラム記憶装置４２と、各種データを記憶する
データ記憶装置４３と、公衆通信網３０と接続すると共
にカードビジネス総合ネットワークシステム５０と接続
するための送受信装置４４とを主たる構成要素として具
備する。The central data processing center 40 is connected to a central processing unit 41 for performing various calculations and controls, a program storage device 42 for storing programs, a data storage device 43 for storing various data, and a public communication network 30. And a transmitting / receiving device 44 for connection to the card business integrated network system 50 as a main component.
【００２１】ここで、送受信装置４４は、正規の利用
者、例えば、訪問販売の営業担当者からのアクセスのみ
を受付け、不正利用者からの不正なアクセスを受け付け
ないように、アクセスするのに所定のユーザＩＤとパス
ワードを要求するようにするのが好ましい。Here, the transmission / reception device 44 accepts only an access from a legitimate user, for example, a sales person in charge of door-to-door sales, and performs a predetermined access to prevent unauthorized access from an unauthorized user. It is preferable to request the user ID and password of the user.
【００２２】一方、クレジットカード認証端末１０は、
送受信装置４４との接続を確立するために、ユーザＩＤ
及びパスワードを送信する必要があるが、このような接
続を確立するための情報は、手入力するようにしてもよ
いが、これらの情報をＩＤカードなどに記憶しておい
て、カードリーダ１４を介して読み込んで、自動的に送
信するようにしてもよい。On the other hand, the credit card authentication terminal 10
User ID for establishing a connection with the transmitting / receiving device 44
And a password, it is necessary to transmit information for establishing such a connection manually. However, such information is stored in an ID card or the like, and the card reader 14 , And may be automatically transmitted.
【００２３】本実施形態では、接続先の情報及び接続を
確立するためのユーザＩＤ及びパスワード等の情報をＩ
Ｄカードに記憶しておき、当該ＩＤカードをカードリー
ダ１４に通すだけで、自動的に送受信装置４４との接続
が確立されるようになっている。In the present embodiment, information of a connection destination and information such as a user ID and a password for establishing
By simply storing the ID card in the D card and passing the ID card through the card reader 14, the connection with the transmission / reception device 44 is automatically established.
【００２４】ここで、ＩＤカードは、接続を容易に確立
するために有用であるが、逆に複製等による不正使用の
虞がある。従って、ＩＤカード自体を営業担当者の身分
証などと兼用させることにより、不正使用の確率を低減
することができる。Here, the ID card is useful for easily establishing a connection, but on the contrary, there is a risk of unauthorized use due to duplication or the like. Therefore, the probability of unauthorized use can be reduced by using the ID card itself as the ID of the salesperson.
【００２５】このようなクレジットカード認証システム
を利用した認証の手順の一例を図２を参照しながら説明
する。図２に示すように、営業担当者は、まず、自分の
ＩＤカードをカードリーダ１４に通す。これにより、カ
ードリーダ１４はカード情報を読み込み、送受信装置１
８は、移動電話端末２０を介して中央データ処理センタ
ー４０の送受信装置４４へカード情報を送信する。送受
信装置４４は、ＩＤカード情報を受信すると（ステップ
Ｓ１１、Ｙｅｓ）、正規の利用者か否かを判断し、正規
の利用者だった場合には（ステップＳ１２、Ｙｅｓ）、
接続を確立し、要認証のクレジットカードの情報を要求
し、クレジットカード情報の受信を待つ（ステップＳ１
３）。なお、正規利用者と確認できない場合には（ステ
ップＳ１２、Ｎｏ）、利用不能と判定する（ステップＳ
１４）。An example of an authentication procedure using such a credit card authentication system will be described with reference to FIG. As shown in FIG. 2, the salesperson first passes his / her ID card through the card reader 14. As a result, the card reader 14 reads the card information, and
8 transmits the card information to the transmission / reception device 44 of the central data processing center 40 via the mobile telephone terminal 20. Upon receiving the ID card information (Step S11, Yes), the transmission / reception device 44 determines whether or not the user is a legitimate user. If the user is a legitimate user (Step S12, Yes),
Establish a connection, request information of a credit card requiring authentication, and wait for reception of credit card information (step S1)
3). If the user cannot be confirmed as an authorized user (step S12, No), it is determined that the user cannot be used (step S12).
14).
【００２６】クレジットカード情報を受信すると（ステ
ップＳ１３、Ｙｅｓ）、受信した要認証カードの会員情
報及びカード番号から会員情報を分離し、これを所定の
フォーマット化データに変換し、カードビジネス総合ネ
ットワークシステム５０を介して特定のカード会社へ送
信し（ステップＳ１５）、カード会社からの認証結果を
待つ（ステップＳ１６）。カード会社からの認証結果を
受信すると、要認証カードが無効カードか否かを判断し
（ステップＳ１７）、無効カードと判断した場合には
（ステップＳ１７、Ｙｅｓ）利用不可と判定し（ステッ
プＳ１４）、無効カードでないと判断したときには（ス
テップＳ１７、Ｎｏ）、有効と判断し（ステップＳ１
８）、認証する旨の情報をクレジットカード認証端末１
０へ送信する（ステップＳ１９）。なお、利用金額や支
払い方法等のデータの処理は通常のクレジットカードや
デビットカードの処理と同一であるので、説明は省略す
る。When the credit card information is received (step S13, Yes), the member information is separated from the received member information and card number of the authentication-required card, which is converted into predetermined formatted data. The data is transmitted to a specific card company via the server 50 (step S15), and an authentication result from the card company is waited for (step S16). Upon receiving the authentication result from the card company, it is determined whether or not the authentication required card is an invalid card (step S17). If it is determined that the card is invalid (step S17, Yes), it is determined that the card cannot be used (step S14). When it is determined that the card is not an invalid card (step S17, No), it is determined that the card is valid (step S1).
8) The credit card authentication terminal 1 sends the authentication information to the credit card authentication terminal 1.
0 (step S19). The processing of the data such as the usage amount and the payment method is the same as the processing of a normal credit card or debit card, and the description is omitted.
【００２７】以上説明した実施形態によると、営業担当
者は、ＩＤカードとクレジットカードをカードリーダ１
４に通すことにより、中央データ処理センター４０を介
してクレジットカードのオンライン認証を行うことがで
きる。According to the above-described embodiment, the sales person inserts the ID card and the credit card into the card reader 1.
4, the online authentication of the credit card can be performed through the central data processing center 40.
【００２８】ここで、クレジットカード認証端末１０
は、営業担当者のＩＤカードを介して所定のサーバとし
て中央データ処理センター４０に接続するようにした
が、他の所定のサーバを介して中央データ処理センター
４０へ間接的に接続するようにしてもよい。また、この
場合、営業担当者が訪問販売の営業の場合には、発注作
業等を同時に行えるようにすることもでき、また、保険
の販売員の場合には、保険契約の処理をオンラインで同
時に行うようにすることもできる。Here, the credit card authentication terminal 10
Is connected to the central data processing center 40 as a predetermined server via the salesperson's ID card, but is indirectly connected to the central data processing center 40 via another predetermined server. Is also good. Also, in this case, if the salesperson is a door-to-door sales person, it is possible to simultaneously perform ordering work and the like, and if the salesperson is an insurance salesperson, he can simultaneously process the insurance contract online. It can also be done.
【００２９】[0029]
【発明の効果】以上説明したように、本発明によれば、
簡易なシステムで安全性を確保することができるクレジ
ットカード認証システム及びクレジットカード認証端末
を提供することができるという効果を奏する。As described above, according to the present invention,
An advantage is provided in that a credit card authentication system and a credit card authentication terminal that can ensure security with a simple system can be provided.
【図１】本発明の一実施形態に係るクレジットカード認
証システムの概略構成を示す図である。FIG. 1 is a diagram showing a schematic configuration of a credit card authentication system according to an embodiment of the present invention.
【図２】本発明の一実施形態に係るクレジットカードの
認証の手順を示す図である。FIG. 2 is a diagram showing a procedure for authenticating a credit card according to an embodiment of the present invention.
１０ クレジットカード認証端末 ２０ 移動電話端末 ３０ 公衆通信網 ４０ 中央データ処理センター ５０ カードビジネス総合ネットワークシステム（ＣＡ
ＦＩＳ）DESCRIPTION OF SYMBOLS 10 Credit card authentication terminal 20 Mobile telephone terminal 30 Public communication network 40 Central data processing center 50 Card business integrated network system (CA
FIS)
───────────────────────────────────────────────────── フロントページの続き (51)Int.Cl.7 識別記号 ＦＩ テーマコート゛(参考） Ｇ０６Ｆ 17/60 ４３２ Ｇ０６Ｆ 17/60 ４３２Ｚ ５０６ ５０６ Ｂ４２Ｄ 15/10 ５０１ Ｂ４２Ｄ 15/10 ５０１Ａ ５０１Ｌ Ｇ０６Ｋ 17/00 Ｇ０６Ｋ 17/00 Ｌ Ｇ０７Ｆ 7/12 Ｇ０７Ｆ 7/08 Ｂ ──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. 7 Identification code FI Theme coat ゛ (Reference) G06F 17/60 432 G06F 17/60 432Z 506 506 B42D 15/10 501 B42D 15/10 501A 501L G06K 17/00 G06K 17/00 L G07F 7/12 G07F 7/08 B
Claims (9)
端末に接続可能である多数のクレジットカード認証端末
と、これらクレジットカード認証端末と接続を確立して
クレジットカードのオンライン認証を行う認証サーバと
を具備し、前記クレジットカード認証端末は、前記移動
通信端末を介して前記認証サーバとの接続を確立すると
共に前記カードリーダ部を介してクレジットカードから
読みとった認証情報を送信する通信手段とを具備し、前
記認証サーバは、前記クレジットカード認証端末からの
前記認証情報を受信してカードビジネス総合ネットワー
クシステムを介して各カード会社のホストコンピュータ
にオンラインでアクセスすることにより認証結果を受信
すると共に当該認証結果を前記クレジットカード認証端
末へ送信するクレジットカード認証手段を具備すること
を特徴とするクレジットカード認証システム。A credit card authentication terminal having a card reader unit and connectable to a mobile communication terminal, and an authentication server for establishing a connection with the credit card authentication terminal and performing online authentication of the credit card. The credit card authentication terminal further comprises communication means for establishing a connection with the authentication server via the mobile communication terminal and transmitting authentication information read from a credit card via the card reader. The authentication server receives the authentication information from the credit card authentication terminal, receives an authentication result by accessing the host computer of each card company online via a card business integrated network system, and receives the authentication result. Credit to be sent to the credit card authentication terminal A credit card authentication system comprising credit card authentication means.
の接続権限の確認をした後に行うことを特徴とする請求
項１に記載のクレジットカード認証システム。2. The credit card authentication system according to claim 1, wherein the connection with the authentication server is established after confirming a connection right of a connection person.
用のＩＤカードに記憶された情報により行うことを特徴
とする請求項２に記載のクレジットカード認証システ
ム。3. The credit card authentication system according to claim 2, wherein the connection authority of the connection person is confirmed based on information stored in an ID card for identification.
び前記クレジットカードを通すことにより当該クレジッ
トカードの認証を行うことを特徴とする請求項３に記載
のクレジットカード認証システム。4. The credit card authentication system according to claim 3, wherein the credit card is authenticated by passing the ID card and the credit card through the card reader.
ンタ部をさらに具備することを特徴とする請求項１〜４
の何れかに記載のクレジットカード認証システム。5. The credit card authentication terminal according to claim 1, further comprising a printer unit.
The credit card authentication system according to any one of the above.
う認証サーバとの接続を確立してクレジットカードの認
証を行うクレジットカード認証端末において、移動通信
端末に接続可能であり、カードに記憶された情報を読み
出すカードリーダ部と、前記移動通信端末を介して前記
認証サーバとの接続を確立すると共に前記カードリーダ
部を介してクレジットカードから読みとった認証情報を
送信する通信手段とを具備することを特徴とするクレジ
ットカード認証端末。6. A credit card authentication terminal that establishes a connection with an authentication server that performs online authentication of a credit card and performs authentication of the credit card, is capable of connecting to a mobile communication terminal, and reads information stored in the card. And a communication unit for establishing a connection with the authentication server via the mobile communication terminal and transmitting authentication information read from a credit card via the card reader unit. Credit card authentication terminal.
を確認する情報を記憶した身分証明用のＩＤカードを通
すことにより、前記認証サーバとの接続を確立すること
を特徴とする請求項６に記載のクレジットカード認証端
末。7. A connection with the authentication server is established by passing an ID card for identification which stores information for confirming a connection right of a connected person through the card reader unit. Credit card authentication terminal described in.
び前記クレジットカードを通すことにより当該クレジッ
トカードの認証を行うことを特徴とする請求項７に記載
のクレジットカード認証端末。8. The credit card authentication terminal according to claim 7, wherein the credit card is authenticated by passing the ID card and the credit card through the card reader.
とする請求項６〜８の何れかに記載のクレジットカード
認証端末。9. The credit card authentication terminal according to claim 6, further comprising a printer unit.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2001160850A JP5001491B2 (en) | 2001-05-29 | 2001-05-29 | Credit card authentication system, credit card authentication terminal and authentication server |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2001160850A JP5001491B2 (en) | 2001-05-29 | 2001-05-29 | Credit card authentication system, credit card authentication terminal and authentication server |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| JP2002352166A true JP2002352166A (en) | 2002-12-06 |
| JP2002352166A5 JP2002352166A5 (en) | 2008-03-13 |
| JP5001491B2 JP5001491B2 (en) | 2012-08-15 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2001160850A Expired - Fee Related JP5001491B2 (en) | 2001-05-29 | 2001-05-29 | Credit card authentication system, credit card authentication terminal and authentication server |
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| US7377427B2 (en) | 2004-02-02 | 2008-05-27 | Seiko Epson Corporation | Method, apparatus and POS system for processing credit card transactions associated with POS sales |
| JP2019061529A (en) * | 2017-09-27 | 2019-04-18 | 株式会社リンク | Settlement support device and settlement intermediary device |
| US10621590B2 (en) | 2017-02-22 | 2020-04-14 | Square, Inc. | Line-based chip card tamper detection |
| US10635820B1 (en) | 2017-09-29 | 2020-04-28 | Square, Inc. | Update policy-based anti-rollback techniques |
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