JP2002109256A - Tender managing server, settlement managing server, system and method for operating idea - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a tender managing server, a settlement managing server, an idea operating system and a processing method therefor, with which the amount of investment can be more conveniently and further surely settled by collecting funds from investors and providing a paying method and a method for settlement therefor to the investor, who makes a successful bid, in a prescribed tendering and successfully bidding method for authorizing and operating an idea. SOLUTION: The idea proposed by a designer is disclosed to investors, each of investors applies a tender after determining the idea to be invested and the amount of investment on the basis of idea information, and the tender managing server determines the investor to make a successful bid on the basis of conditions such as amount of investment presented by each of investors. Then, the settlement managing server makes the investor, who makes a successful bid, select the settlement method and with that method, the presence/absence of payment for the amount of successful bid is confirmed. When no payment is confirmed until the prescribed closing day, the successful bidder is urged on the payment until the designated date and settlement is managed until the payment is confirmed.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a bidding / successful bid process for collecting funds for operating an idea by commercializing the idea. The present invention relates to a payment means at the time of a successful bid, a bid management server for performing the settlement thereof, a settlement management server, an idea operation system, and a processing method for each.

[0002]

2. Description of the Related Art Conventionally, in order to obtain a profit based on an idea of an idea such as an excellent invention or design, a person who has proposed the idea transfers a right such as a patent right to the idea to another person, or It is common practice to start a company and manufacture and sell products based on ideas that have been invented, or to provide users with services based on ideas.

Recently, a system has been developed in which general investors invest in companies established by people with excellent ideas, so-called venture companies, and a social mechanism for investing in ideas has been formed. He came up with an excellent idea, such as a patent,
This system, which provides financial assistance to those who have difficulty practicing due to lack of financial resources, has been attracting interest in recent years as it stimulates technological breakthroughs and consequently spurs the revitalization of industry. Where you are.

[0004]

By the way, in the above-mentioned conventional method, the idea originator raises funds and recruits human resources to start a company in order to conduct business using his / her own idea. You have to spend considerable time and effort. Finally, despite overcoming all of these difficulties, a company was finally set up, but whether or not the idea was fully accepted by society, that is, whether the idea was economically viable and the venture business was successful, was determined at that time. Ambiguous. Therefore, if the business related to the idea fails, the investment up to that point is wasted, and for the inventor, starting a business based on his / her own idea is a high-risk option.

[0005] In addition, when financing from a general investor, it is often unclear the economic value of the idea of the inventor, that is, how much profit to bring, and it is difficult to receive investment by the investor. There is. As a result, there is often no way to collect enough operating funds for ideas and to give up starting a business. Despite the fact that the idea holder has invented a good idea, there is a gap between the splendidness of technology and the cognition of society as a whole, and it has not been possible to commercialize it, or it will take a long time until it is commercialized. However, technological progress may be hindered.

[0006] In order to quickly put a good idea into practical use, for example, a so-called auction-like method of collecting funds from general investors by means of bidding or the like is adopted, and the collected funds are used to put the idea into practical use. There is a way. However, in this case, there is no established settlement method of how the winning investor will pay the investment, and there is no effective way to collect funds widely and quickly from ordinary investors by a convenient method. Did not.

The present invention has been made in view of the above circumstances, and an object of the present invention is to provide a system for entitlement and operation of an idea, when collecting funds from investors by a bid / successful bid method, and It is an object of the present invention to provide a bid management server, a payment management server, an idea operation system, and a processing method thereof, which provide a means of payment for a house and a method of settlement thereof, and which can realize more convenient and reliable settlement of an investment amount.

[0008]

In order to achieve the above object, a bid management server according to the present invention discloses an idea satisfying a predetermined evaluation criterion among registered ideas to registered investors. To disclose ideas
A bid receiving means for receiving an investment application from an investor who has determined an idea to invest based on the information disclosed by the idea disclosure means and inputting investment conditions including an investment amount; and The system has a successful bidder determining means for deciding a successful bidder based on information such as the investment conditions from among the applicants who have received the application and closing the application. The number of successful bidders is not limited to one, but may be plural.

In the present invention, preferably, there is provided an evaluation means for evaluating the novelty and the economic value of the idea submitted by the inventor, and the idea disclosing means includes the above idea together with the content of the idea. Disclose the evaluation results of the evaluation means to investors.

[0010] In the present invention, preferably, the idea disclosure means discloses the content of the idea to an investor who has concluded a predetermined confidentiality agreement with the obtained information of the idea.

Further, in the present invention, preferably, the bid accepting means has a payment method setting means for allowing an investor who has applied for to select a method of paying investment money when a successful bid is made.

[0012] In the present invention, preferably, the successful bidder determining means refers to the successful bidder by referring to the investment amount of the applied investor and the past transaction performance of the investor. decide.

Further, the settlement management server of the present invention comprises a successful bidder determining means for determining a successful bidder according to the bidding conditions among the applicants who have presented bidding conditions such as a predetermined bidding price in response to the bidding offer. For the successful bidder determined by the successful bidder determining means, a settlement method determining means for determining a settlement method, and whether or not the successful bidder has received payment of the highest bid from the successful bidder by the settlement method determined by the payment method determining means. Payment confirmation means to confirm, and if payment of the above-mentioned price is not confirmed by the predetermined deadline date, a reminder notice to pay the above-mentioned price by the date specified for the successful bidder, and after the reminder notification, A dunning means for confirming the presence or absence of the payment by date.

[0014] In the present invention, preferably, the settlement method determining means determines a settlement method that can be selected from a plurality of settlement methods according to the performance of the successful bidder up to that time. The investment method is presented to the winning bidder, and a predetermined investment method is selected from the investment methods presented to the investor.

[0015] In the present invention, preferably, the settlement method selection means determines the most secure settlement method for an investor who has hardly ever made a transaction and gives the investor who has won the successful bid. Present.

Further, the idea operation system of the present invention comprises:
Among the ideas submitted by the creator, an idea disclosure means for disclosing ideas meeting predetermined evaluation criteria to registered investors, and providing funds for operating the above ideas from the registered investors. Investor recruiting means for recruiting investors, fund collecting means for collecting the investment recruited by the investor recruiting means, and operation management means for operating the idea using the funds collected by the fund collecting means as resources. Have.

[0017] In the present invention, preferably, the investor recruiting means includes an investor who has determined an idea to invest based on the information disclosed by the idea disclosing means.
A bid accepting means for accepting an investment application and inputting investment conditions including an investment amount, and a deadline for accepting the application at a preset date and time, and obtaining information on the investment conditions and the like from among the applicants accepted so far. And a successful bidder determining means for determining an investor who makes a successful bid.

[0018] In the present invention, preferably, the fund collecting means includes a settlement method determining means for determining a settlement method for the successful bidder determined by the successful bidder determining means; Payment confirmation means for confirming whether the successful bidder has received payment of the successful bid amount by the determined settlement method, and if the payment of the above price has not been confirmed by the predetermined deadline date, until the date specified for the successful bidder And a dunning means for confirming the presence or absence of the payment by the designated date after the dunning notice for paying the price.

Further, the bid management method according to the present invention includes a step of, among ideas submitted by the creator, disclosing an idea that satisfies a predetermined evaluation criterion to registered investors, based on the disclosed information. Accepting an investment application from an investor who has decided on an idea to invest, inputting investment conditions including an investment amount, and closing the application at a preset date and time. And determining the investor who makes a successful bid based on information such as the investment conditions.

Further, the settlement management method of the present invention comprises the steps of, among the applicants presenting bid conditions such as a predetermined bid amount in response to a bid offer, determining a successful bidder according to the bid conditions; For the determined successful bidder, a step of determining a settlement method, a step of confirming whether or not the successful bidder has received payment of the successful bid amount by the determined settlement method, and receiving the payment by a predetermined deadline date. If not confirmed, a notice of reminder to pay the price by the date designated to the successful bidder is given, and after the notice is given, it is confirmed whether or not there is the payment by the designated date.

Further, the idea management method of the present invention includes a step of disclosing, to a registered investor, an idea satisfying a predetermined evaluation criterion among the ideas submitted by the creator; The method includes a step of recruiting investors who provide funds for operating the idea, a step of collecting the raised investment money, and a step of operating the idea using the collected funds as resources.

[0022]

FIG. 1 is an overall configuration diagram of an idea operation system according to the present invention. As shown in FIG. 1, in an idea operation system 1, for example, a terminal device 10 used by an idea holder and a terminal device 2 used by an investor
0, a terminal device 25 used by a person desiring to prepare a specification, an idea creation support server device 28, a patent information server device 2
9. The novelty evaluation server device 30, the economic value evaluation server device 31, the investor recruitment server device 32, the bid management server device 33, the settlement management server device 34, and the operation management server device 35 are connected via the network 40. You.

Here, the idea holder refers to a person who has proposed the idea, or a person who has been assigned the right to obtain a patent from the proposer. In the present embodiment, as an example of the idea of the present invention, creation of a technical idea using a law of nature corresponding to the invention of the Patent Law will be described. An investor is a person who invests in entrepreneurial activities using the idea, and may be referred to as a fund provider in the following description.
In addition to investing in entrepreneurial activities, investors provide funds to license ideas, and also invest in business activities such as buying and selling and transferring ideas and the rights acquired based on those ideas. It is also possible to provide. Investors may also fund the above-mentioned business activities through financing and other means in addition to investing.
In addition, the applicant for the specification is a person who wishes to work on behalf of a draft of a patent specification or a utility model specification when applying for a patent or utility model using the idea,
In the following description, it may be called a substitute.

In the idea operation system 1, the idea creation support server device 28, the patent information server device 29, the novelty evaluation server device 30, the economic value evaluation server device 31,
Investor management server device 32, bid management server device 33,
The payment management server device 34 and the operation management server device 35 operate in cooperation with each other while alternately communicating via the network 40.

In this embodiment, as shown in FIG. 1, a case is shown in which a single terminal device 10, 20, and 25 is connected to the network 40. A person, an investor, and a person desiring to prepare a statement are connected to the network 40 by terminals, and exchange information via the network 40. That is, in the actual idea operation system 1, a plurality of terminal devices 10, 20, and 25 are connected to the network 40.

Hereinafter, the components of the idea operation system 1 shown in FIG. 1 will be described in detail.

[Idea Holder Terminal Device 10] The idea holder terminal device 10 is, for example, a personal computer, and sends a request corresponding to an operation of an operation means such as a keyboard or a mouse by the idea holder to the network 40.
To the various server devices described above.

[Investor terminal device 20] Investor terminal device 2
Reference numeral 0 denotes, for example, a personal computer, which transmits a request according to an operation of an operating unit such as a keyboard or a mouse by an investor to the above-described server device via the network 40.

[Specification Preparation Applicant Terminal Device 25] The specification preparation applicant terminal apparatus 25 is, for example, a personal computer, and receives a request corresponding to an operation of an operation means such as a keyboard or a mouse by the specification preparation applicant. , Via the network 40 to the server device described above. In the present embodiment, the applicant of the specification prepares the manuscript of the patent specification or the like when filing an application for a patent or utility model based on the idea, when the idea of the idea holder is licensed as described above. A person who wants to act on their behalf.

[Idea Creation Support Server Device 28] The idea creation support server device 28 receives from the terminal device 10 an idea creation support request corresponding to an operation by the idea holder. The idea creation support server device 28 has a built-in database,
Alternatively, by using information obtained by searching an external database, it is determined how much the economic value of the idea requested to support the idea creation is present or future in the market. In addition, the idea creation support server device 28
Transmits to the terminal device 10 predetermined information that is effective to increase the economic value of the idea in order to support (assist) creation of an idea having a high economic value.

The idea creation support server device 28 is provided with, for example, a technical field to which the idea belongs, an effect obtained by using the idea, characteristics of a person who uses a product or service related to the idea, and a predetermined location such as a place where the idea is used. The qualitative evaluation of the evaluation item is converted into a quantitative evaluation amount, and the evaluation amount is multiplied by a predetermined coefficient as necessary, and then added to calculate an evaluation value. And
The idea creation support server device 28 transmits, to the terminal device 10 that has requested the idea creation support request, information that is helpful in determining how to change the idea in order to increase the evaluation value. I do.

Thus, the idea creation support server device 28 gives the idea holder an opportunity to correct his / her own idea with reference to the information transmitted to the terminal device 10, and reduces the economic value of the corrected idea. Judge further.

[Patent Information Server Apparatus 29] The patent information server apparatus 29 is a server that provides a database from which technical documents such as patent publications whose contents are related using keywords can be searched.

[Novelty Evaluation Server Device 30] The novelty evaluation server device 30 investigates whether or not an idea held by an idea holder is a new idea, and when an investor or the like invests in the idea. Provide helpful information.

The novelty evaluation server device 30 is provided with a database, which stores, for example, technical documents such as patent publications in a searchable format using keywords. When the novelty evaluation server device 30 receives the novelty evaluation request, the novelty evaluation server device 30 uses the keyword received together with the novelty evaluation request, and
And at least one of the databases is accessed to perform an information search, and an idea that is the same as or similar to the idea specified by the keyword is disclosed in the patent information server device 29 or a technical document such as a patent publication stored in the database. It is determined whether or not.

[Economic Value Evaluation Server Device 31] The economic value evaluation server device 31 links information for determining the growth potential of the field (category) to which the idea to be evaluated belongs to, for example, a database that handles economic indicators. Or receive it, or build such a database yourself,
From the information, the economic value evaluation value indicating the economic value of the idea in the market is calculated.

The economic value evaluation server device 31 is provided with a database, and stores, for example, a coefficient indicating the market scale and growth potential for each field to which the idea belongs. The coefficient is determined, for example, by a stakeholder in the field, an expert, or a predetermined evaluation committee constituted by these persons. The evaluation committee may also include investors or investment representatives.
When an economic value evaluation request is received, the economic value evaluation server device 31 determines the technical field to which the idea whose evaluation is requested belongs, the effect of using the idea, the characteristics of the product or service using the idea, Also, qualitative evaluations of predetermined evaluation items such as places to be used are converted into quantitative evaluation amounts, the evaluation amounts are read out from a database as necessary, and the economic value is calculated based on a calculation result with a predetermined coefficient. Calculate the evaluation value. The economic value evaluation value indicates, for example, an evaluation level or a specific amount.

[Investor Management Server 32] The investor management server 32 is a server for managing the registration of investors. Before an investor participates in an investment, he / she applies for registration to the investor management server 32 and performs a registration procedure.
Through the above registration procedure, the investor provides personal information in accordance with the request of the investor management server device 32, and transmits the identification number (ID number) for identifying the investor and the viewing restriction information from the investor management server device 32. When a user makes an access, furthermore, makes a bid for investment, etc., he or she receives a personal identification number (password) for authenticating the identity of the investor or sets his own.

The investor management server 32 is provided with an investor information database. Data relating to the investor registered in the database, for example, information such as personal data of the investor, credit data, record of investment participation, and the like are stored. Further, the method of paying the investment money designated by the investor is also stored in this database. Note that the personal data includes, for example, information such as the name, address or residence, age, work place, investor ID number, and authentication password of the investor. The credit data includes, for example, information such as the payment status of the investor up to that time, the number of days of delinquency if there is any delinquency, and the amount of delinquency. This credit data is an important reference condition when the bid management server device 33 determines a winning bidder.

[Bid Management Server Device 33] The bid management server device 33 discloses idea information to investors, manages bid applications from investors, and receives bid applications from a plurality of investors. And an investor who makes a successful bid is selected based on predetermined conditions. The bid management server device 33
The information on the idea that satisfies a certain condition, for example, the idea that the evaluation result by the novelty evaluation server device 30 and the economic value evaluation server device 31 exceeds a certain standard is disclosed to the registered investors through the network 40. Here, the information of the idea to be disclosed includes, for example, the content of the idea, the novelty evaluation value evaluated by the novelty evaluation server device 30, the evaluation value obtained by the economic value evaluation server device 31, and other related information. Is included.

Based on the disclosed idea information, the investor decides an idea to invest, decides a capital to use the idea and manages the investment, and applies for a bid to the bid management server device 33. The bid management server device 33 receives a bid application. When a plurality of bid applications are made, the best one is selected from the bid applications, and the investor is selected by a so-called auction (auction) method in which the investor is determined to be the successful bidder.

The bid management server device 33 is provided with a database, and information on the idea and its evaluation, for example, the contents of the idea, the novelty evaluation value evaluated by the novelty evaluation server device 30, and the economic value evaluation are stored in this database. The evaluation value obtained by the server device 31 and other related information are stored. These pieces of information are registered and made public only to investors who meet predetermined conditions. The investors access the bid management server device 33 via the network 40 using their own terminals, and after being authenticated by the ID number and the password,
You can browse the information in the above database. As the authentication means for authenticating the investor, a fingerprint, a voiceprint, a voice, an iris or DNA may be used in addition to the password described above.

Note that investors registered by the investor management server device 32 are required to enter into a confidentiality agreement with the manager of the idea operation system. Information that can be disclosed is limited to investors who have not made the confidentiality agreement with the manager of the idea management system. Therefore, only an investor who has entered into a confidentiality agreement can view information on the idea, and the confidentiality of the idea is maintained even when the idea is not legalized according to legal procedures.

The investor who browses the information on the idea judges whether or not to invest in the individual, and when investing, decides on which idea to invest, the amount of investment, etc., and the bid management server device 33 Enter the conditions for bidding in. Further, the method of paying the investment money when a successful bid is input to the bid management server device 33. As described above, the bid management server device 33 determines an investor who makes a successful bid based on various conditions such as the amount of the bid and the performance of the investor who has applied for the bid so far, and informs the investor, The processing is passed to the settlement management server device 34 in order to settle the investment.

[Settlement management server device 34] The settlement management server device 34 notifies the investor determined by the bid management server device 33 of the payment of the investment money, and performs settlement of the price. The method of paying the investment is specified by the investor or the settlement management server device 34 from the payment methods specified by the investor at the time of registration. The payment management server device 34 checks whether or not there is a payment from an investor by a predetermined payment deadline by a specified payment method, and when the payment of the successful bid amount is confirmed by the investor, the operation management server device 35, the settlement management for this matter is completed, and if no payment is made by the specified date, the investor is notified of a reminder to pay. The payment prompting and the payment confirmation are repeated until the payment from the investor is confirmed. The processing of the settlement management server device 34 will be described later in detail.

[Operation Management Server Device 35] The operation management server device 35 manages the idea that the bid management server device 33 succeeded in obtaining the investment money from the investor by using the investment from the investor as a source of funds. Closing, profit sharing,
Perform processing for bankruptcy and liquidation.

For the operation of the idea, for example, a writer is recruited by a writer recruiting server device not shown in FIG. Request a statement. Using a specification prepared by the selected delegate, a patent application,
Processes utility model applications or design applications. Then, it performs all the processing up to the acquisition of rights and aims to acquire intellectual property rights. In this case, for example, expenses necessary for preparing the specification of the patent application (including a fee paid to the writer) and various costs such as a stamp fee paid to the JPO are covered by the investment money collected from the investors. Further, when the intellectual property right is successfully obtained, the idea is commercialized to make a profit, or the right is transferred to another person, executed by another person, and the transfer money is received.

The operation management server device 35 uses the profit obtained by commercialization or the transfer of rights as investment income, and the remaining amount after deducting various expenses as the net profit of idea operation, and invests it in investors and the like. Distribute in proportion. Further, the operation management server device 35 divides the idea into predetermined investment units, for example, a unit of “stock” from a predetermined stage, sets an amount per share based on the evaluation result of the idea, and provides the investor with the stock. Call for purchase. Investors determine whether or not to purchase shares of the idea at their own discretion based on information about the idea. Operation management server device 3
5 can raise additional operating funds by issuing shares of the idea, the operating funds of which, for example,
Expand the business and distribute the profits to investors according to the number of shares purchased. If the purchase price does not meet the amount required for business expansion even if the shares are issued, the business will be discontinued, the expenditure and income up to that time will be calculated, and if there is a profit, the investment will be made under predetermined conditions. Distribute to the house.
Also, if the business fails, the management of the idea goes bankrupt, and the business is stopped without distributing profits to investors.

In the above description, server devices such as the idea creation support server device 31, the investor recruitment server device 32, and the bid management server device 33 are provided independently, and exchange information with each other through the network 40. Although the configuration is adopted, the present embodiment is not limited to such a configuration. For example, a plurality of servers can be realized by one computer.

FIG. 2 shows a flowchart of processing in the settlement management server device 34 of the present embodiment. Hereinafter, the operation of the payment management server device 34 of the present embodiment will be described in more detail with reference to FIGS.

First, a process for determining a successful bidder is performed (step S1). As described above, the successful bidder is determined, for example, in the bid management server device 33 under predetermined conditions, such as various conditions such as the amount of the bid of the investor, the actual results of the transaction of the investor who has applied for the bid, and the creditworthiness. It is performed based on.

Next, the identity of the investor determined by the bid management server device 33 and the evaluation of the transaction result are performed (step S2). In confirming your identity,
The settlement management server device 34 includes the investor management server device 32
To confirm the identity information about the investor stored in the database. Here, in particular, the credit information of the investor, for example, the information such as the result of the credit check and the analysis and conclusion based on the result are confirmed in detail. Investor credit information is information such as the status of each investor's payment in the transaction with the idea operation management system or the presence or absence of payment delinquency in the transaction with a server system operated by another organization. In addition, the idea operation management system is created based on information obtained from, for example, other affiliated server organizations or information providing organizations in addition to the information accumulated by its own information accumulation.

In addition to the identity information, the performance of the investment transaction is evaluated and confirmed. The transaction results are mainly results of each investor's transaction up to then accumulated by the idea management system.

Then, the confidentiality contract and the settlement contract of the successful bidder are confirmed (step S3). The confidentiality agreement is usually made to a corporation or an individual who actually operates and manages the idea operation system at the stage when an investor registers in the investor management server device 32. An investor who has signed a confidentiality contract has a duty of confidentiality for information obtained from any server device of the idea operation system. In the process of confirming a confidentiality agreement in which investors are prohibited from disclosing information obtained without permission to third parties or acquiring, operating, and commercializing intellectual property rights based on their own ideas, Investigate whether the investor is confidential or not, and if there is a serious breach such as breaking a confidentiality agreement, cancel the transaction or request the bid management server device 33 to change the successful bidder. Action is taken.

After the confidentiality contract is confirmed, the settlement contract of the investor is confirmed. A settlement contract is concluded with the corporation or individual whose investor determined by the bid management server device 33 actually operates and manages the idea operation system. Here, the settlement management server device 34 confirms the settlement contract.

Then, information on the type of investment of the investor, for example, investment or financing, bidding or auction is obtained (step S4). These pieces of information are stored, for example, by the bid management server device 33, and the settlement management server 34 can access the bid management server and extract the information.

Next, the information obtained by each of the above-described processes is comprehensively determined, and the bid management server device 33 evaluates the rating of the investor (step S5). If it is determined by the rating evaluation that the investor satisfies the predetermined criteria, the investor is determined as a successful bidder, and the process proceeds to the settlement of the invested money. Conversely, as a result of the rating evaluation, if it is determined that the investor does not satisfy the above criteria, the investor is judged to be ineligible, and the result is notified to the bid management server device 33, and a bid is made again.

The settlement means or the settlement method is selected for the determined investor (step S6). Here, the settlement means or the settlement method is determined from the methods designated when each investor registers in the investor management server device 32. In some cases, only the settlement method determined in advance by the settlement management server device 34 can be specified according to the performance of the transaction by the investor. For example, a new investor with little transaction history will be restricted so that only the most secure payment method can be specified for payment.

FIG. 3 shows the settlement means and the security of each settlement means, the availability in the network, and the rating of the investor's options. As shown in the figure, there are a plurality of settlement means including current transfer and registered mail. In the security evaluation, each payment method is ranked in five stages by numbers. The higher the number, the higher the security. For example, among the illustrated methods, registered mail is the most secure payment method, followed by bank transfer and electronic money, which are also relatively secure payment methods.

The network availability is also ranked numerically. Here, the larger the number, the higher the possibility of use in network transactions. As shown, electronic money is the most available,
That is, this is the most convenient settlement method for transactions on the network. Subsequently, credit and bank transfers are also available for transactions on the network.
Other settlement methods are indicated by the numeral “0” in FIG. 3 and cannot be used for network transactions.

The options were rated based on the security of each settlement method. For example, when the rating is A rank, there is a restriction that only secure payment methods can be used. As shown in the figure, in the case of the rank A, only the payment method having a security number of “4” or more can be used, and other payment methods cannot be used. In the case of rank B, only a payment method having a security value of “3” or more can be used, and other payment methods cannot be used. In the case of the C rank, all settlement methods can be used freely.

The settlement management server device 34 ranks the corresponding successful bidder based on the credit data of the investor, the transaction results, and the like. The most reliable,
In addition, investors who have left many transactions up to that time are ranked C, and investors who are newly registered and have no transactions have been ranked A, and in other cases creditworthiness, For example, rank B is assigned according to the transaction results. Then, the successful bidder with rank C can be arbitrarily designated from all the settlement methods shown in FIG. 3, and the other successful bidders can be designated according to the option rating shown in FIG. Payment method is selected from among the payment methods.

After determining the settlement method, the settlement management server device 34 performs settlement management (step S7). In the settlement management, it is confirmed whether or not the successful bidder has received payment by the determined payment date.

Next, it is determined whether or not the settlement is completed (step S8). The settlement management server device 34 completes the settlement procedure if there is a payment, and issues a reminder notice to the successful bidder if there is no payment (step S
9) Then, the process returns to the settlement management process in step S7.

The above-described processing is repeated until the successful bidder completes the payment for the successful bid price. When the settlement is finally completed, the settlement processing is completed. On the other hand, if the payment from the successful bidder cannot be confirmed by the designated deadline despite the repeated prompts, the payment management server device 34
Informs the operation management server device 35 of this situation. It is also conceivable that the operation management server device 35 takes legal measures in addition to stopping the transaction for the investor who has breached the contract.

The contents of the information disclosed in each process will be described below. First, an example of information indicating a bid situation and a disclosure method thereof will be described with reference to FIG. The bid information data is stored by the bid management server device 33, for example. The bid information data stores information on the title of the idea and the details of the idea for each idea. It has a so-called display layout customizing function in which such information can be searched or sorted, and the layout display can be set for each user.

For example, as shown in the figure, when accessing the bid information from an idea registrant, first, confirmation (authentication) is performed with respect to the idea registrant. In this process, for example, an idea registrant who attempts to access the bid information is requested to input the identification number. After inputting the identification number, the user is required to input a password. Here, the bid management server device 33 collates the input personal identification number with the personal identification number stored in the database, and recognizes that the accessor is the idea registrant himself if they match.

In this case, information about the idea registered by the person himself / herself can be presented to the idea registrant, and the title of the idea is displayed for the idea registered by another person. Not be able to.

On the other hand, all information relating to the registered ideas is disclosed to all investors who satisfy predetermined conditions. As shown in FIG. 4, when an investor tries to access information related to an idea, for example, authentication for confirming whether or not he or she is the investor is performed. In this process, first, the bid management server device 33 requests the investor to access, to input the identification number of the investor and the personal identification number. Then, the bid management server device 33 accesses the investor management server device 32, extracts a password corresponding to the identification number based on the input identification number, and checks the password with the input password. When the passwords match, it is acknowledged that the person who tried to access was the investor who indicated the identification number. If the passwords do not match, the access is denied.

[0070] The stored idea information is disclosed to the investor permitted to access. Here, in addition to the authentication using the personal identification number, for example, the access may be denied based on other information regarding the investor.
For example, if there has been a breach of confidentiality, or if there has been a false declaration of personal information, or if there has been a serious breach in the transaction, such as a non-payment of payment, the operation management server The device 35 can take measures to prohibit the investor from accessing the idea information for a predetermined period. The information of the idea is not disclosed to the investor who has taken such measures, and access to the idea database is denied.

First, a list of idea titles is displayed to the investor permitted to access. Details of the details selected by the investor are further displayed. For example,
When the investor accesses the bid management server device 33 using his / her own terminal and a list of idea titles is displayed on the display screen of the terminal, the title of the idea whose detailed contents are desired to be viewed with a pointing device such as a mouse is displayed. When clicked, the details of the idea are transmitted to the terminal of the investor via the network 40 and displayed on the screen of the terminal.
Detailed information about the idea disclosed to investors includes, for example, the content of the idea, registration date, desired conditions, deadline date,
Information such as value information, browsing history, access history, commercialization / idea transfer, etc. is included.

When a plurality of ideas are registered,
It is also possible to display the ideas in groups according to a predetermined classification. For example, on a screen for displaying a list of ideas, a list can be displayed for each category of ideas. The classification of the idea can be arbitrarily set, for example, according to the classification method selected by the investor. For example, classified by technical field, by application, or based on predetermined information of the idea originator, for example, by age of the originator, etc.
It can be set arbitrarily. When an investor enters his / her desired category on the terminal, a list of idea titles registered for that category is displayed on the screen, and the investor responds accordingly with details of the idea of interest. Can be viewed.

Next, the display contents of the bid status will be described with reference to FIG. FIG. 5A shows an example in which only the idea registrant and the successful bidder are displayed, and FIG.
FIG. 5 is a display example of an outline of a registered idea and a successful bid status, and FIG.
(C) is a display example showing details of the corresponding idea registrant and successful bidder.

First, as shown in FIG. 5A, a registered idea and a registered idea person identification number (I
D), date and time of successful bid, successful bidder identification number (ID), successful bid price,
Information such as payment means, payment status, and payment completion is included.

Among these information, the registered idea is information such as the name and title of the registered idea or the registration number of the idea. The registered idea person identification number is an identification number of a person who conceived the idea and further registered the idea in the idea recruiting server device. This number is the same as the identification number of the idea holder, for example.

The date and time of a successful bid, for example, when a successful bidder is selected by the bid management server device 33, indicates the date and time when the selection is determined. The successful bidder identification number is the identification number of the successful bidder. This identification number is, for example, when the investor applies for registration to the investor management server device 32,
The identification number received from the investor management server device 32. The winning bid is the investment amount presented by the winning investor.

The settlement means indicates a means or a method for paying the investment money designated by the winning bidder to the settlement management server device 34. The payment status is information indicating the payment status of the successful bidder, such as, for example, payment has already been made, payment has not been confirmed, or payment has not yet been completed even after the payment deadline has passed. The settlement completion information indicates whether or not the payment of the price to the successful bidder has been completed.

FIG. 5B shows an example of the outline display of the successful bid situation. As shown in the figure, the displayed information includes the registered idea name, the date and time of the successful bid, and the settlement completion status (successful bid status). Investors, by looking at this summary,
You can grasp the status of successful bids and settlements, and it will be a reference when you decide an idea to bid.

If it is desired to obtain more detailed information on the idea registrant and the successful bidder than in FIG.
The detailed information shown in (c) can also be displayed. In this case, for example, when the investor uses his
By clicking a button or the like for instructing the display of details on the summary display screen shown in FIG. 5, the display screen of FIG. 5C can be called up.

As shown in FIG. 5 (c), on the detailed information display screen, information that can be disclosed only to the parties is clearly displayed, and information that cannot be disclosed is displayed in a translucent display such as frosted glass. You. As a result, detailed information is disclosed only to a party who can disclose the information, and is not disclosed to other persons, so that the confidentiality of the information can be maintained.

The above-described disclosure of information only to the parties is performed by, for example, the settlement management server device 34. When a party, for example, a successful bidder, an idea registrant, or the like, requests information reading from each terminal to the settlement management server device 34, the settlement management server device 34 includes the idea registration management server device and the investor management server. Through the device 32, access permission to the database corresponding to the party requesting information browsing is set, and general registrants (users) other than the parties are not permitted to access the detailed information. Set as In addition, it is also possible to similarly set access to information other than the above-mentioned successful bid information.

As described above, in the idea operation system of the present embodiment, the idea holder can know the economic value of his / her idea by accessing the idea creation support server device 28, Based on the information from the idea creation support server device 28,
You can modify your ideas to further increase economic value. In addition, by using the idea creation support server device 28, a person who has come up with an idea can easily know the economic value of his / her own idea like a game, promote the idea creation act, Can be promoted.

In the idea operation system, as described above, by using the novelty evaluation server device 30 and the economic value evaluation server device 31, an excellent idea having a high economic value can be selected. Information indicating the economic value of the idea is provided to the investor who has entered into a confidentiality agreement via the network 40, and the funds necessary for the operation (execution) of the idea are provided by the investor to the network 40.
Can be gathered through. Therefore, according to the idea management system, the investor can know the economic value of each idea, and can obtain effective information as a material for determining an investment target. Further, according to the idea management system, there is a possibility that excellent ideas can be obtained from many investors.

According to the idea operation system, an idea obtained by the novelty investigation server device 30 that satisfies an evaluation satisfying a predetermined criterion is subjected to an evaluation process by the economic value evaluation server device 31, so that the economy can be improved. The processing load on the value evaluation server device 31 can be reduced.

Further, according to the idea operation system, on condition that the economic value evaluation server device 31 satisfies a predetermined criterion, the idea is disclosed to the investor, so that many ideas having a low value as investment targets can be obtained. Disclosure to investors can be avoided, and search processing by investors can be made more efficient.

In the idea operation system, by operating the idea using the operation management server device 35, the procedural part relating to the operation of the idea can be automated, and errors in the procedure can be reduced.

Further, according to the idea operation system of the present embodiment, the settlement management server device 34 setstles the investment amount to the successful bidder determined by the bid management server device 33. The settlement management server device 34
In the above, various kinds of work management such as progress status management up to the payment date and payment procedure can be centrally performed, so that errors in the procedure can be prevented and the payment processing can be efficiently advanced.

Further, depending on the progress up to the completion of the settlement, confirmation processing such as a reminder to a delinquent investor, notification of various kinds of guidance, and the like can be performed at any time and can be managed without delay. As a result, it is possible to provide a service system capable of converting the credit level of the service business, the results of successful bidders or idea registrants into a credit level as a history, and providing convenience for the next use.

Further, the completion of the settlement can be provided so that information can be provided between the parties and automatically tracked by the service provider or the system. For example, linking with a financial institution or the like can be realized by using disclosure of partially sharable information in an identity confirmation server or the like.

[0090]

As described above, according to the present invention,
It is possible to provide a means and a method for recruiting investment money by a method of bidding from ordinary investors, and to provide an investor with a highly convenient investment method. Further, according to the present invention, a successful bidder can be determined based on a predetermined standard from a large number of investors who have applied for a bid. Further, there is an advantage that the successful bidder can surely settle the successful bid price. Furthermore, according to the idea operation system of the present invention, the rights of the results of human intellectual activities such as ideas and technologies, which are intangible assets,
Alternatively, a system for commercialization can be provided, and a mechanism for generating profit from the result of intellectual activity can be constructed. As a result, intellectual activities can be activated, and technological progress and socio-economic activation can be promoted.

[Brief description of the drawings]

FIG. 1 is a configuration diagram showing an embodiment of an idea operation system according to the present invention.

FIG. 2 is a flowchart illustrating processing of a payment management server device.

FIG. 3 is a diagram showing settlement means and their security, availability, and usage options.

FIG. 4 is a diagram illustrating an example of information indicating a bid situation and a disclosure method thereof.

FIG. 5 is a diagram showing a display example of information on an idea registrant and a successful bidder.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 ... Idea operation system, 10 ... Idea holder terminal, 20 ... Investor terminal, 25 ... Statement creator terminal, 28
... idea creation support server device, 29 ... patent information server device, 30 ... novelty research server device, 31 ... economic value evaluation server device, 32 ... investor recruitment server device, 33 ... bid management server device, 34 ... settlement management server Equipment, 35 ...
Operation management server device.

 ──────────────────────────────────────────────────続 き Continuing on the front page (72) Kenichi Fukabori, Inventor 6-7-35 Kita-Shinagawa, Shinagawa-ku, Tokyo Inside Sony Corporation (72) Inventor Mitsuo Osawa 6-35, Kita-Shinagawa, Shinagawa-ku, Tokyo Sony Corporation F term (reference) 5B049 AA02 AA06 CC01 DD01 FF03 GG02 GG04 GG07

Claims (15)

[Claims] 1. An idea disclosing means for disclosing an idea satisfying a predetermined evaluation criterion among registered ideas to registered investors, and investing based on information disclosed by the idea disclosing means. Accepts an investment application from the investor who has determined the idea, and accepts a bid for inputting investment conditions including the amount of investment, and a bid application that closes the application at a preset date and time. And a successful bidder determining means for determining a winning bidder based on information such as the investment conditions. 2. An evaluation means for evaluating the novelty and the economic value of the idea submitted by the inventor,
2. The bid management server according to claim 1, wherein the idea disclosing means discloses the evaluation result of the evaluating means together with the content of the idea to an investor. 3. The bid management server according to claim 1, wherein said idea disclosing means discloses the contents of the idea to an investor who has concluded a predetermined confidentiality agreement with the acquired information of the idea. . 4. The bid management server according to claim 1, wherein said bid accepting means has a payment method setting means for allowing an investor who has applied to select an investment payment method when a successful bid is made. 5. The bidder according to claim 1, wherein said successful bidder determination means determines the successful bidder by referring to the investment amount of the applied investor and the performance of the investor up to that time. Management server. 6. A successful bidder deciding means for deciding a successful bidder according to the above-mentioned bid conditions among the applicants presenting a predetermined bidding condition such as a predetermined bid amount in response to a bid offer, and a successful bidder deciding means. A settlement method determining means for determining a settlement method for the successful bidder; a payment confirming means for confirming whether or not a successful bid amount has been received from the successful bidder by the settlement method determined by the settlement method determining means; If the payment of the above payment is not confirmed by the deadline date, a reminder notice to pay the above payment by the date specified for the above-mentioned successful bidder, and after the reminder notification, the presence or absence of the above payment by the specified date A settlement management server having a reminder for confirming. 7. The settlement according to claim 6, wherein said successful bidder determining means determines the successful bidder with reference to the investment amount of said applied investor and the performance of said investor so far. Management server. 8. The settlement method deciding means decides a settlement method which can be selected from a plurality of settlement methods according to the performance of the successful bidder up to that time and presents it to the successful bidder, 7. The settlement management server according to claim 6, wherein a predetermined investment method is selected from the investment methods presented to the investor. 9. The settlement method according to claim 8, wherein said settlement method selection means decides a settlement method with the highest security for an investor who has hardly ever made a transaction and presents it to the successful bidder. Management server. 10. An idea disclosing means for disclosing ideas satisfying a predetermined evaluation criterion to registered investors among ideas submitted by a creator, and operating said ideas from the registered investors. Investor recruiting means for recruiting investors who provide the above funds, Fund collecting means for collecting the investment recruited by the above investor recruiting means, and operating the above idea using the funds collected by the above fund collecting means as resources An idea operation system having operation management means. 11. The investor recruiting means receives an application for investment from an investor who has determined an idea to invest based on the information disclosed by the idea disclosure means,
A bid receiving means for inputting investment conditions including an investment amount, and a bidder which closes the application at a preset date and time and which makes a successful bid among the applicants received up to that time based on the information on the investment conditions and the like. The idea operation system according to claim 10, further comprising: a winning bidder determining unit that determines a successful bidder. 12. The settlement means determining means for determining a settlement method for the successful bidder determined by the successful bidder determination means, and the bidding method using the settlement method determined by the settlement method determination means. Payment confirmation means for confirming whether the successful bidder has received payment from the bidder, and a reminder to pay the above-mentioned payment by the date specified for the above-mentioned successful bidder if the above-mentioned payment has not been confirmed by the predetermined deadline 12. The idea operation system according to claim 11, further comprising a dunning means for confirming the presence or absence of the payment by the specified date after giving a dunning notice. 13. A step of disclosing to a registered investor an idea that satisfies a predetermined evaluation criterion among the ideas submitted by the creator, and an investor who decides an idea to invest based on the disclosed information. Receiving an application for investment and inputting investment conditions including the amount of investment, and closing the application at a preset date and time, and obtaining information on the investment conditions and the like from among the applicants received up to that time. And determining a winning bidder based on the bid. 14. A step of determining a successful bidder according to the bidding condition among the applicants who have submitted bid conditions such as a predetermined bid amount in response to a bid offer, Deciding the settlement method; confirming whether or not the successful bidder has received payment of the successful bid amount by the determined settlement method; and if the payment of the price has not been confirmed by a predetermined deadline, the successful bid Making a reminder notice for paying the price by a date designated by the person, and confirming the presence or absence of the deposit by the designated date after the reminder notice. 15. A step of disclosing to a registered investor an idea that satisfies a predetermined evaluation criterion among the ideas submitted by the creator; An idea management method comprising: a step of recruiting investors who provide the above; a step of collecting the raised investment money; and a step of operating the idea using the collected funds as a source.