IN2014DN06790A - - Google Patents

Info

Publication number
IN2014DN06790A
IN2014DN06790A IN6790DEN2014A IN2014DN06790A IN 2014DN06790 A IN2014DN06790 A IN 2014DN06790A IN 6790DEN2014 A IN6790DEN2014 A IN 6790DEN2014A IN 2014DN06790 A IN2014DN06790 A IN 2014DN06790A
Authority
IN
India
Application number
Inventor
Nilsson Magnus
Original Assignee
Izettle Merchant Services Ab
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Izettle Merchant Services Ab filed Critical Izettle Merchant Services Ab
Publication of IN2014DN06790A publication Critical patent/IN2014DN06790A/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • G06F21/35User authentication involving the use of external additional devices, e.g. dongles or smart cards communicating wirelessly
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4012Verifying personal identification numbers [PIN]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403Solvency checks
    • G06Q20/4037Remote solvency checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0873Details of the card reader
    • G07F7/088Details of the card reader the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1016Devices or methods for securing the PIN and other transaction-data, e.g. by encryption
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
    • G07F7/1058PIN is checked locally
    • G07F7/1066PIN data being compared to data on card
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
    • G07F7/1075PIN is checked remotely
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F7/00Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1025Identification of user by a PIN code
    • G07F7/1091Use of an encrypted form of the PIN
IN6790DEN2014 2012-02-07 2014-08-12 IN2014DN06790A (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201261595867P 2012-02-07 2012-02-07
PCT/EP2012/001114 WO2013087126A1 (en) 2012-02-07 2012-03-13 Hub and spokes pin verification

Publications (1)

Publication Number Publication Date
IN2014DN06790A true IN2014DN06790A (en) 2015-05-22

Family

ID=48611864

Family Applications (1)

Application Number Title Priority Date Filing Date
IN6790DEN2014 IN2014DN06790A (en) 2012-02-07 2014-08-12

Country Status (13)

Country Link
US (1) US8868462B2 (en)
EP (1) EP2622585B1 (en)
JP (1) JP5940176B2 (en)
KR (1) KR101617569B1 (en)
CN (1) CN104145297B (en)
AU (1) AU2012370407B2 (en)
BR (1) BR112013005236A2 (en)
DK (1) DK2622585T5 (en)
ES (1) ES2552048T3 (en)
HK (1) HK1188640A1 (en)
IN (1) IN2014DN06790A (en)
MX (1) MX2013002598A (en)
WO (1) WO2013087126A1 (en)

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US9773240B1 (en) 2013-09-13 2017-09-26 Square, Inc. Fake sensor input for passcode entry security
US9613356B2 (en) 2013-09-30 2017-04-04 Square, Inc. Secure passcode entry user interface
US9928501B1 (en) 2013-10-09 2018-03-27 Square, Inc. Secure passcode entry docking station
US20150134539A1 (en) * 2013-11-12 2015-05-14 Shashi Kapur System and method of processing point-of-sale payment transactions via mobile devices
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CN104751202A (en) * 2013-12-30 2015-07-01 鸿富锦精密工业(深圳)有限公司 Information delivering and processing system
DE202015009870U1 (en) * 2014-01-27 2020-12-01 Tong Shao Device and system for selecting two-channel identity authentication
SG2014011308A (en) * 2014-02-11 2015-09-29 Smart Communications Inc Authentication system and method
CN103810591A (en) * 2014-02-28 2014-05-21 国家电网公司 Power purchasing method for mobile phone and portable IC card reader thereof
US10032168B2 (en) * 2014-03-07 2018-07-24 Fmr Llc Secure validation of financial transactions
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FR3023640B1 (en) * 2014-07-10 2016-08-12 Roam Data Inc METHOD FOR MANAGING TRANSACTION, SERVER, COMPUTER PROGRAM PRODUCT AND CORRESPONDING STORAGE MEDIUM
US9009468B1 (en) * 2014-08-26 2015-04-14 MagicCube, Inc. System for transaction authentication
US9317847B2 (en) 2014-09-23 2016-04-19 Sony Corporation E-card transaction authorization based on geographic location
US9202212B1 (en) * 2014-09-23 2015-12-01 Sony Corporation Using mobile device to monitor for electronic bank card communication
US9355424B2 (en) 2014-09-23 2016-05-31 Sony Corporation Analyzing hack attempts of E-cards
US9378502B2 (en) 2014-09-23 2016-06-28 Sony Corporation Using biometrics to recover password in customer mobile device
US9558488B2 (en) 2014-09-23 2017-01-31 Sony Corporation Customer's CE device interrogating customer's e-card for transaction information
US9367845B2 (en) 2014-09-23 2016-06-14 Sony Corporation Messaging customer mobile device when electronic bank card used
US10262316B2 (en) 2014-09-23 2019-04-16 Sony Corporation Automatic notification of transaction by bank card to customer device
US9292875B1 (en) 2014-09-23 2016-03-22 Sony Corporation Using CE device record of E-card transactions to reconcile bank record
US9953323B2 (en) 2014-09-23 2018-04-24 Sony Corporation Limiting e-card transactions based on lack of proximity to associated CE device
US9646307B2 (en) 2014-09-23 2017-05-09 Sony Corporation Receiving fingerprints through touch screen of CE device
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US10366392B2 (en) 2017-01-12 2019-07-30 Bank Of America Corporation Marker code generation for resource distribution authority flagging
WO2018234850A1 (en) * 2017-06-21 2018-12-27 Hakim Massimo Method and system for performing payments or economic transactions
CN115315924A (en) * 2020-03-05 2022-11-08 维萨国际服务协会 User authentication at an access control server using a mobile device

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Also Published As

Publication number Publication date
KR101617569B1 (en) 2016-05-18
AU2012370407A1 (en) 2013-09-12
KR20140119792A (en) 2014-10-10
JP5940176B2 (en) 2016-06-29
MX2013002598A (en) 2013-11-05
BR112013005236A2 (en) 2016-05-03
HK1188640A1 (en) 2014-05-09
CN104145297A (en) 2014-11-12
EP2622585A1 (en) 2013-08-07
US20140025579A1 (en) 2014-01-23
DK2622585T5 (en) 2017-01-23
EP2622585B1 (en) 2015-08-05
JP2015513337A (en) 2015-05-07
WO2013087126A1 (en) 2013-06-20
US8868462B2 (en) 2014-10-21
CN104145297B (en) 2016-08-17
DK2622585T3 (en) 2015-11-09
AU2012370407B2 (en) 2014-06-12
ES2552048T3 (en) 2015-11-25

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