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GB2524575A - Fraud proof utility credit-debit I.D card - Google Patents

Fraud proof utility credit-debit I.D card Download PDF

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Publication number
GB2524575A
GB2524575A GB201405589A GB201405589A GB2524575A GB 2524575 A GB2524575 A GB 2524575A GB 201405589 A GB201405589 A GB 201405589A GB 201405589 A GB201405589 A GB 201405589A GB 2524575 A GB2524575 A GB 2524575A
Authority
GB
Grant status
Application
Patent type
Prior art keywords
card
utility
debit
credit
number
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GB201405589A
Other versions
GB201405589D0 (en )
Inventor
James Anthony Powell
Original Assignee
James Anthony Powell
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof

Abstract

A credit or debit card that restricts the use of the card to only allow payments associated with authorised bills such as utility bills, associated with the card holder, in particular to the card holders address. The card has a permanent account number that is related to the users postcode and house number. The card cannot be used to make any other payments or purchases of any valve not associated with the utility bills of the card holder.

Description

I

DESCRIPTION

THIS INVENTION RELATES TO A FRAUD PROOF UTILITY CREDIT -DEBIT I.D CARD WHEREBY THE CARD CONNECTS THE HOUSEHOLDER TO THE POSTCODE FOR TITlE SOLE PURPOSE OF PAYING IJTILF LIES BILLS I. E. GAS ELEGFRIC WATER RAThS TV LICENCE TELEPHONE LANDLINE. THE TRANSLATION OF A POSTCODE AND HOUSE

NUMBER CONSISTING OF LETIERS AND NUMBERS INTO A NEW CODE CONSISTING

OF JUST NUMBERS. A PANCAItI) NUMBER -ID BE ISSUED BY ONES BANK CARD SERVICES. AS THE UTILITY CREDIT -DEBIT I.D CARD HAS NO OTHER PURCHASING VALUE AS DESCRIBED, ABOVE. THEREFORE THE UTIL1TY CREDIT -DEBIT CARD

IS FRAUD PROOF

S *5es

S

S..... * S * .. * S * * * *. * * * * S.

*..... * .

Claims (2)

  1. CLAIMS1. A METhOD OF CREATING A FRAUD PROOF UTILITY CREDIT -DEBIT LDWHEREBY THE HOUSEHOLDERS NUMBER AND POST CODE CONSISTINGOF LEFIERS AND NUMBERS IS TRANSLATED INTO A SET OF JUSTNUMBERS CONSTITUTING THE PAN CARD NUMBER FOR THE SOLEPURPOSE OF PAYING UTILiTY BILLS I.E GAS ELECTRIC WATER RATESTV LISENCE LANDLINE TELEPHONE
  2. 2. ACCORDING TQ CLAIM 1 ThE UTILITY CREDIT -DEBIT I. D HAS NO OTHERPERCHASING VALUE THEREFORE THE UTILITY CARD IS FRAUD PROOFSS..... * . * S. * . . *.*. * .. * S S * .. * **.* * S
GB201405589A 2014-03-28 2014-03-28 Fraud proof utility credit-debit I.D card Withdrawn GB201405589D0 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
GB201405589A GB201405589D0 (en) 2014-03-28 2014-03-28 Fraud proof utility credit-debit I.D card

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
GB201405589A GB201405589D0 (en) 2014-03-28 2014-03-28 Fraud proof utility credit-debit I.D card

Publications (2)

Publication Number Publication Date
GB201405589D0 GB201405589D0 (en) 2014-05-14
GB2524575A true true GB2524575A (en) 2015-09-30

Family

ID=50737589

Family Applications (1)

Application Number Title Priority Date Filing Date
GB201405589A Withdrawn GB201405589D0 (en) 2014-03-28 2014-03-28 Fraud proof utility credit-debit I.D card

Country Status (1)

Country Link
GB (1) GB201405589D0 (en)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4893330A (en) * 1989-06-01 1990-01-09 American Telephone And Telegraph Company, At&T Bell Laboratories Method and apparatus for restricting credit card communication calls
US20040111329A1 (en) * 2002-12-10 2004-06-10 First Data Corporation Restricted-use transaction systems
EP1962238A1 (en) * 2007-02-26 2008-08-27 BIGG International Inc. A method for restricting a use of a credit or debit card
US20130080323A1 (en) * 2011-09-26 2013-03-28 Ebay, Inc. Restricted funding source

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4893330A (en) * 1989-06-01 1990-01-09 American Telephone And Telegraph Company, At&T Bell Laboratories Method and apparatus for restricting credit card communication calls
US20040111329A1 (en) * 2002-12-10 2004-06-10 First Data Corporation Restricted-use transaction systems
EP1962238A1 (en) * 2007-02-26 2008-08-27 BIGG International Inc. A method for restricting a use of a credit or debit card
US20130080323A1 (en) * 2011-09-26 2013-03-28 Ebay, Inc. Restricted funding source

Non-Patent Citations (2)

* Cited by examiner, † Cited by third party
Title
"ASCII converter". Available from: *
WIKIPEDIA, "Address Verification System" [online] 19 March 2014. Available from: http://en.wikipedia.org/w/index.php?title=Address_Verification_System&oldid=600328406 [Accessed 17 February 2015] *

Also Published As

Publication number Publication date Type
GB201405589D0 (en) 2014-05-14 grant

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Legal Events

Date Code Title Description
WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)