GB201306615D0 - Mobile payment system - Google Patents

Mobile payment system

Info

Publication number
GB201306615D0
GB201306615D0 GB201306615A GB201306615A GB201306615D0 GB 201306615 D0 GB201306615 D0 GB 201306615D0 GB 201306615 A GB201306615 A GB 201306615A GB 201306615 A GB201306615 A GB 201306615A GB 201306615 D0 GB201306615 D0 GB 201306615D0
Authority
GB
Grant status
Grant
Patent type
Prior art keywords
payment system
mobile payment
mobile
system
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Withdrawn
Application number
GB201306615A
Other versions
GB2497900A (en )
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Barclays Bank PLC
Original Assignee
Barclays Bank PLC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Grant date

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterized in that multiple accounts are available to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223Realising banking transactions through M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227Use of a security embedded in M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Card specific authentication in transaction processing
GB201306615A 2010-09-28 2011-09-28 Mobile payment system Withdrawn GB201306615D0 (en)

Priority Applications (8)

Application Number Priority Date Filing Date Title
US12891866 US9558481B2 (en) 2010-09-28 2010-09-28 Secure account provisioning
US12905419 US20120095852A1 (en) 2010-10-15 2010-10-15 Method and system for electronic wallet access
US12955373 US9607293B2 (en) 2010-11-29 2010-11-29 Method and system for account management and electronic wallet access on a mobile device
US12955326 US8306916B2 (en) 2010-11-29 2010-11-29 Method and system for digital document management on a mobile device
US13100610 US20120284195A1 (en) 2011-05-04 2011-05-04 Method and system for secure user registration
US13225898 US20130060618A1 (en) 2011-09-06 2011-09-06 Method and System for Electronic Wallet Access
PCT/GB2011/051839 WO2012042262A1 (en) 2010-09-28 2011-09-28 Mobile payment system
US13247352 US20120143706A1 (en) 2010-10-15 2011-09-28 Method and System for Improved Electronic Wallet Access

Publications (2)

Publication Number Publication Date
GB201306615D0 true GB201306615D0 (en) 2013-05-29
GB2497900A true GB2497900A (en) 2013-06-26

Family

ID=44907895

Family Applications (1)

Application Number Title Priority Date Filing Date
GB201306615A Withdrawn GB201306615D0 (en) 2010-09-28 2011-09-28 Mobile payment system

Country Status (3)

Country Link
EP (1) EP2622551A1 (en)
GB (1) GB201306615D0 (en)
WO (1) WO2012042262A1 (en)

Families Citing this family (17)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2013066621A1 (en) 2011-11-01 2013-05-10 Jvl Ventures, Llc Systems, methods, and computer program products for managing secure elements
US9544759B2 (en) 2011-11-01 2017-01-10 Google Inc. Systems, methods, and computer program products for managing states
US9767453B2 (en) 2012-02-23 2017-09-19 XRomb Inc. System and method for processing payment during an electronic commerce transaction
US9026460B2 (en) * 2012-06-28 2015-05-05 Bank Of America Corporation Automatic activation of mobile payment mechanisms based on identified mobile payment types accepted by a merchant
FI20125843A (en) * 2012-08-14 2014-02-15 Cardplus Oy Submission, receipt and utilization of digital credentials for basic users Henkilöidyn use the mobile device for conducting electronic transactions
KR20150016369A (en) * 2012-08-24 2015-02-11 제이브이엘 벤쳐스, 엘엘씨 Systems, methods, and computer program products for securing and managing applications on secure elements
KR101793664B1 (en) 2012-09-18 2017-11-06 구글 엘엘씨 Systems, methods, and computer program products for interfacing multiple service provider trusted service managers and secure elements
CN104756139A (en) * 2012-10-05 2015-07-01 谷歌公司 Systems, methods, and computer program products for managing remote transactions
EP2926306A4 (en) * 2012-11-30 2016-08-10 Xromb Inc System and method of processing payment at a point-of-sale terminal using a mobile device
GB201302039D0 (en) * 2013-02-05 2013-03-20 Barclays Bank Plc System and method for mobile wallet data access
GB201307841D0 (en) 2013-05-01 2013-06-12 Barclays Bank Plc Authentication system for purchase delivery
US20150006386A1 (en) * 2013-06-28 2015-01-01 Sap Ag Offline mobile payment process
WO2015005984A1 (en) * 2013-07-12 2015-01-15 Jvl Ventures, Llc Systems, methods, and computer program products for enabling instrument credentials
CN104580117B (en) * 2013-10-28 2018-07-27 深圳市腾讯计算机系统有限公司 Authentication method, apparatus and system for
KR101570354B1 (en) * 2015-03-05 2015-11-19 엘지전자 주식회사 Mobile terminal and method for controlling the same
KR20170092897A (en) * 2016-02-04 2017-08-14 삼성전자주식회사 Portable apparatus and method for electronic payment thereof
US20180089691A1 (en) * 2016-09-23 2018-03-29 Apple Inc. Secure element having multiple users

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20060200427A1 (en) * 2005-03-01 2006-09-07 Morrison Robert A Systems and methods for securing transactions with biometric information
US7707113B1 (en) 2007-09-28 2010-04-27 Sprint Communications Company L.P. Method and system for setting levels of electronic wallet security
US20090234751A1 (en) * 2008-03-14 2009-09-17 Eric Chan Electronic wallet for a wireless mobile device
US8612305B2 (en) * 2008-10-31 2013-12-17 Visa International Service Association User enhanced authentication system for online purchases

Also Published As

Publication number Publication date Type
WO2012042262A1 (en) 2012-04-05 application
EP2622551A1 (en) 2013-08-07 application
GB2497900A (en) 2013-06-26 application

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Legal Events

Date Code Title Description
WAP Application withdrawn, taken to be withdrawn or refused ** after publication under section 16(1)